# Best Financial Data APIs

## How Many Financial Data APIs Products Does G2 Track?

**Total Products under this Category:** 229

### Category Stats (Aug 2026)

- **Average Rating:** 4.39/5 (↓0.03 vs Jul 2026) The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** FlashAlpha (+3.48%) - Among all products in this category, FlashAlpha recorded the largest rating increase compared to last month

_Last updated: August 05, 2026_

## How Does G2 Rank Financial Data APIs Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 1,400+ Authentic Reviews
- 229+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Financial Data APIs
 ![G2 Grid® for Financial Data APIs plotting products by satisfaction and market presence](https://www.g2.com/categories/financial-data-apis/grids.png?focus%5B%5D=24201&focus%5B%5D=146655&focus%5B%5D=61707&focus%5B%5D=1331564&focus%5B%5D=165553&focus%5B%5D=159501&focus%5B%5D=100578&focus%5B%5D=134212)

Highlighted products: Plaid, Merge Unified, Stripe Connect, Spade, Finch, Apideck Unify, Mastercard API, and RapidRatings.

Underlying data: [Grid® JSON](https://www.g2.com/categories/financial-data-apis/grids.json?focus%5B%5D=plaid&focus%5B%5D=merge-unified&focus%5B%5D=stripe-connect&focus%5B%5D=spade-spade&focus%5B%5D=finch-finch&focus%5B%5D=apideck-unify&focus%5B%5D=mastercard-api&focus%5B%5D=rapidratings)

**Sponsored**

### Flinks

Flinks is an embedded finance platform that brings together data connectivity, intelligence, and payments through powerful APIs and ready-to-use dashboards. Financial institutions, lenders, and fintechs use Flinks to onboard customers faster, make smarter decisions with financial data, and move money securely, all from one platform. Our Solutions - Flinks Connect: Give your users a fast, secure way to link their bank accounts and instantly access data from 15,000+ financial institutions across North America. - Flinks Upload: Verify bank statements and void cheques in real time to catch fraud, speed up decisions, and keep onboarding moving. - Flinks Enrich: Turn raw financial data 4,500 financial attributes covering income, spending, employment, and risk insights to make faster, more confident decisions. - Flinks Pay: Initiate account-to-account payments with Interac Request for Money and EFT, backed by built-in bank account verification. - Flinks Outbound: Launch and scale an open banking program with Flinks handling the infrastructure, partner accreditation, consent management, and ongoing support. Flinks powers 1M+ monthly connections and processes 1M+ monthly document uploads across North America, with a network of 15,000+ connected financial institutions. Visit www.flinks.com to learn more and book a product demo.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1336&secure%5Bchosen_at%5D=2026-08-11T22%3A23%3A10Z&secure%5Bdisplayable_resource_id%5D=1336&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1336&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=43004&secure%5Bresource_id%5D=1336&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Ffinancial-data-apis&secure%5Btoken%5D=994a8eb40025e3b30244998077f02839aa1275bd0fa61296ec3a415e3a50f38f&secure%5Burl%5D=https%3A%2F%2Fwww.flinks.com%2F%3Futm_campaign%3Dg2-clicks-financial-data-api%26utm_source%3Dg2%26utm_medium%3Dcpc&secure%5Burl_type%5D=custom_url)

### [Plaid](https://www.g2.com/products/plaid/reviews)

What is Plaid? Plaid is a global fintech infrastructure platform that enables businesses and consumers to securely connect to financial data and services. Through APIs that connect to more than 12,000 financial institutions across 20+ countries, Plaid operates the world’s largest open banking data network. By removing the complexity of direct bank integrations, Plaid enables developers, financial institutions, and enterprises to build secure, user-friendly, and conversion-optimized financial products. Plaid powers payments, lending, identity verification, fraud prevention, and personal finance applications. Today, more than 150 million people worldwide, including half of U.S. adults, have relied on Plaid through their connections to over 9,000 apps and services. Core product categories and solutions 1. Payments: Plaid offers a modular suite of account linking, risk, and money movement products to make bank payments more successful and scalable than ever. 2. Account linking and verification: Plaid offers the full suite of Auth products—instant Auth with 95% coverage of U.S. bank accounts and database Auth for broader reach—along with Identity to verify account ownership 3. Risk management: Signal, our payment risk platform, provides the choice of real-time balance checks or machine learning transaction risk scores, all delivered through a hosted rules engine with a no-code UI so risk insights can be acted on immediately. 4. Money movement: Transfer is Plaid’s multi-rail payment solution, supporting ACH, RTP, FedNow, and Request for Payment, with Signal embedded for built-in risk decisioning. This unified suite makes it easier to connect accounts, manage risk, and move money with confidence. 5. Identity verification and fraud prevention: Plaid offers comprehensive tools to confirm identities and reduce fraud. Plaid Identity Verification (IDV) lets clients authenticate their customers through document checks, liveness detection, and data source verification. Monitor lets clients detect whether their customers are on government watchlists through sanction, PEP, and watchlist screening for anti-money laundering compliance. Plaid Protect is an AI-powered fraud intelligence platform that helps detect and stop fraud across the entire user journey—from the first interaction to the point of a transaction. Built on top of Plaid's network of a billion device connections across over 9,000 apps, Protect helps businesses prevent the toughest fraud including ATOs, first party fraud and synthetic identities. 6. Personal finance data & insights: Transactions provides up to 24 months of categorized history enriched with merchant and location details. Liabilities offers visibility into credit card, loan, and mortgage obligations, while Investments aggregates brokerage, retirement, and crypto accounts. Enrich and Personal Finance Insights help companies clean and contextualize data to deliver stronger budgeting and financial wellness experiences. 7. Credit underwriting & financial health: Plaid Consumer Report helps lenders harness FCRA-compliant cash flow data, offering income insights, asset verification, and real-time account activity to power more confident decisions. By leveraging Plaid’s unique network insights, lenders gain a holistic view of borrower financial stability which can be used throughout the entire lending lifecycle. With a market-ready risk score - Plaid LendScore - financial institutions can underwrite more accurately, approve more qualified borrowers, and reduce losses with smarter, data-driven assessments. 8. Open finance & connectivity: Core Exchange offers standardized access to financial data, Permissions Manager gives consumers greater control over consent, and the App Directory supports partner compliance and risk management. 9. Onboarding & user journeys: Plaid Link is a mobile-first, conversion-optimized interface that enables secure account connections at scale. By reducing friction during sign-up, Link helps businesses improve customer onboarding and payment flows. Industries and use cases Plaid supports a wide range of industries and financial workflows, including: - Banks & credit unions - Payouts streamline disbursements, and Pay by Bank supports direct consumer-to-business payments for recurring bills, subscriptions, and eCommerce. - Mortgages & lending - Government & public sector programs - Property management - Gaming - Crypto & digital assets - Business finances - Wealth management Customers include Venmo, Robinhood, Rocket, Carvana, Affirm, Invitation Homes, and many more. Security and compliance Plaid is built with enterprise-grade encryption, continuous monitoring, and regulatory compliance, including PSD2 in Europe and FCA requirements in the UK. Plaid does not hold funds but enables secure data transfer and payment initiation. Conclusion Plaid provides trusted infrastructure across payments, identity verification, fraud prevention, account connectivity, and open banking. With scale, security, and mobile-first design, Plaid helps businesses create seamless and secure financial experiences for millions of consumers worldwide.

**Average Rating:** 4.3/5.0

**Total Reviews:** 48

#### How Do G2 Users Rate Plaid?

- **Quality of Support:** 7.9/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.6/10)
- **Ease of Use:** 8.9/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.9/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Plaid?

- **Seller:** [Plaid, Inc.](https://www.g2.com/sellers/plaid-inc)
- **Company Website:** plaid.com
- **Year Founded:** 2013
- **HQ Location:** San Francisco , US
- **Twitter:** @Plaid  
37,456 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=584d83a959fb209055b3af30ab4b5b08719df7d9798bf5d9656e717b8c64419d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2684737%2F&secure%5Burl_type%5D=linkedin_company_website)  
1,887 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 60% Small, 17% Medium

#### What Do G2 Reviewers Say About Plaid?

_AI-generated summary from verified user reviews_

##### Pros

- Users appreciate the **ease of use** of Plaid, enjoying quick, secure connections and a straightforward setup process.
- Users value the **high level of security** that Plaid provides, ensuring safe connections with financial institutions effortlessly.
- Users value the **easy integrations** of Plaid, simplifying connections between bank accounts and various platforms effortlessly.
- Users love Plaid for its **secure connections and ease-of-use** , making financial management both efficient and convenient.
- Users value Plaid for its **quick and secure bank connection** , enhancing convenience and simplifying the overall experience.

##### Cons

- Users express frustration with **access limitations** as Plaid does not connect to all banks, impacting usability.
- Users struggle with **carrier limitations** as Plaid doesn't connect to all banks, creating accessibility issues.
- Users report **connectivity issues** with Plaid, including random disconnections and inconsistency with bank connections.
- Users face **system errors** with Plaid, experiencing random disconnections and frequent API failures that disrupt functionality.
- Users find the **setup complexity** of Plaid frustrating, preferring a simpler 'one and done' process instead.

#### What Are Recent G2 Reviews of Plaid?

**["Plaid Makes Managing Critical Bank Connections Easy"](https://www.g2.com/survey_responses/plaid-review-13236465)**

**Rating:** 4.5/5.0 stars

_— Mike D._

[Read full review](https://www.g2.com/survey_responses/plaid-review-13236465)

**["Unmatched UI/UX and Robust KYC/AML—Plaid Is the Ideal Partner"](https://www.g2.com/survey_responses/plaid-review-13187510)**

**Rating:** 5.0/5.0 stars

_— Brittany W._

[Read full review](https://www.g2.com/survey_responses/plaid-review-13187510)

#### What Are G2 Users Discussing About Plaid?

- [What is Plaid system?](https://www.g2.com/discussions/what-is-plaid-system)
- [What is Plaid app used for?](https://www.g2.com/discussions/what-is-plaid-app-used-for)
- [What does the company Plaid do?](https://www.g2.com/discussions/what-does-the-company-plaid-do)
- [What is Plaid Software?](https://www.g2.com/discussions/what-is-plaid-software)

### [Merge Unified](https://www.g2.com/pt/products/merge-unified/reviews)

Merge Unified é a principal API Unificada para milhares de organizações, incluindo LLMs de ponta, organizações da Fortune 500 e outras empresas de SaaS B2B. Merge Unified permite que as empresas adicionem centenas de integrações aos seus produtos através de uma única API. Em vez de construir e manter cada integração internamente, seus desenvolvedores podem integrar-se uma vez com a Merge e acessar instantaneamente mais de 220 integrações nas categorias de contabilidade, HRIS, ATS, CRM, armazenamento de arquivos, base de conhecimento e ticketing. Nossa plataforma normaliza dados e lida com autenticação, paginação e limitação de taxa, eliminando a complexidade de gerenciar múltiplas APIs. A Merge cuida de todo o ciclo de vida da integração, desde a implementação até a manutenção. Nossos recursos de observabilidade dão à sua equipe de sucesso do cliente total visibilidade e controle, enquanto nossa equipe de engenharia detecta e resolve problemas de integração antes que eles impactem seus clientes. Milhares de empresas confiam na Merge para acelerar o desenvolvimento de produtos, desbloquear vendas, reduzir a rotatividade de clientes e economizar recursos de engenharia—permitindo que se concentrem em seu produto principal. A Merge adere a estruturas de conformidade padrão da indústria, incluindo SOC 2 Tipo II e ISO 27001, e cumpre com regulamentos de privacidade como HIPAA, GDPR e CCPA.

**Average Rating:** 4.7/5.0

**Total Reviews:** 251

#### How Do G2 Users Rate Merge Unified?

- **Qualidade do Suporte:** 9.7/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 9.5/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 9.3/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 9.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Merge Unified?

- **Vendedor:** [Merge](https://www.g2.com/pt/sellers/merge)
- **Website da Empresa:** merge.dev
- **Ano de Fundação:** 2020
- **Localização da Sede:** San Francisco, US
- **Twitter:** @merge\_api  
3,254 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b8c8a1452840c830f1c090f6b81e4fb545794f2830c09fe6655dd108b396c4e8&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmerge-api%2F&secure%5Burl_type%5D=linkedin_company_website)  
159 funcionários no LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Engenheiro de Software, CEO
- **Top Industries:** Software de Computador, Tecnologia da Informação e Serviços
- **Company Size:** 60% Small, 30% Medium

#### What Do G2 Reviewers Say About Merge Unified?

_AI-generated summary from verified user reviews_

##### Pros

- Os usuários elogiam o **suporte ao cliente excepcional** da Merge, apreciando sua capacidade de resposta e assistência eficaz durante toda a integração.
- Os usuários acham o Merge Unified **incrivelmente fácil de usar** , com excelente suporte e opções de integração intuitivas.
- Os usuários valorizam as **opções de integração fáceis** e a excelente documentação da API, melhorando sua conectividade com vários sistemas.
- Os usuários valorizam as **capacidades de integração** do Merge Unified, simplificando conexões entre vários sistemas de contabilidade e RH.
- Os usuários valorizam as **APIs bem documentadas** da Merge Unified, permitindo uma integração rápida e suporte contínuo para suas necessidades.

##### Cons

- Os usuários enfrentam **problemas de integração** com modelos complexos, exigindo esforço para identificar opções suportadas para uma conectividade perfeita.
- Os usuários observam que o Merge Unified pode ser bastante **caro** , especialmente à medida que suas necessidades e base de clientes crescem.
- Os usuários acham que a **documentação deficiente** do Merge Unified é inconsistente e carece de detalhes para uma integração eficaz.
- Os usuários enfrentam **limitações de dados** com o Merge Unified, levando a problemas inesperados de esquema e falta de visibilidade na tradução de dados.
- Os usuários acham a **curva de aprendizado íngreme** para indivíduos não técnicos, impactando a usabilidade geral e a compreensão dos recursos.

#### What Are Recent G2 Reviews of Merge Unified?

**["Consolida perfeitamente as plataformas IdP e HRIS"](https://www.g2.com/pt/survey_responses/merge-unified-review-12684831)**

**Rating:** 5.0/5.0 stars

_— Adam S._

[Read full review](https://www.g2.com/pt/survey_responses/merge-unified-review-12684831)

**["Suporte Excepcional e Lançamentos Rápidos de Funcionalidades"](https://www.g2.com/pt/survey_responses/merge-unified-review-11968048)**

**Rating:** 4.5/5.0 stars

_— Bhavik P._

[Read full review](https://www.g2.com/pt/survey_responses/merge-unified-review-11968048)

#### What Are G2 Users Discussing About Merge Unified?

- [Para que serve a API Merge?](https://www.g2.com/pt/discussions/what-is-merge-api-used-for) - 2 comments

### [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews)

The world’s most successful platforms and marketplaces, including Shopify and DoorDash, use Stripe Connect to embed payments into their products. Connect offers instant onboarding, embedded components, global payouts, and more—go live in weeks instead of quarters, build a profitable payment business, and scale with ease. Learn more at stripe.com/connect.

**Average Rating:** 4.3/5.0

**Total Reviews:** 248

#### How Do G2 Users Rate Stripe Connect?

- **Quality of Support:** 8.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.7/10 (Category avg: 8.6/10)
- **Ease of Use:** 8.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.9/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Stripe Connect?

- **Seller:** [Stripe](https://www.g2.com/sellers/stripe)
- **Year Founded:** 2010
- **HQ Location:** San Francisco, CA
- **Twitter:** @stripe  
285,306 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b95d13a2f6710ce6a0d1f33f0d007176a318c2b622f6cbe55cdb7b3422dbb86d&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F2135371%2F&secure%5Burl_type%5D=linkedin_company_website)  
15,464 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Founder, Owner
- **Top Industries:** Computer Software, Internet
- **Company Size:** 74% Small, 19% Medium

#### What Do G2 Reviewers Say About Stripe Connect?

_AI-generated summary from verified user reviews_

##### Pros

- Users appreciate the **ease of use** of Stripe Connect, simplifying payment management and tracking effectively.
- Users appreciate the **easy integrations** of Stripe Connect, simplifying complex payment scenarios and enhancing user experience.
- Users appreciate the **payment ease** of Stripe Connect, enjoying efficient management of transactions and payouts.
- Users value the **ease of payment processing** with Stripe Connect, enabling quick transactions and clear tracking of earnings.
- Users appreciate the **speed of transactions** with Stripe Connect, allowing for quick and efficient payment processing.

##### Cons

- Users often experience **poor customer support** , struggling with responsiveness and the complexity of the system.
- Users find the **excessive fees** of Stripe Connect challenging to track and predict, complicating financial management.
- Users find the **high fees** of Stripe Connect challenging to manage and understand, impacting overall affordability.
- Users experience **slow payments** and delays, leading to confusion and frustration with their transactions on Stripe Connect.
- Users find the **complex implementation** of Stripe Connect challenging, particularly around pricing and configuration issues.

#### What Are Recent G2 Reviews of Stripe Connect?

**["Transparent Payment Tracking and Easy Setup with Stripe Connect"](https://www.g2.com/survey_responses/stripe-connect-review-12782162)**

**Rating:** 4.5/5.0 stars

_— Alison M._

[Read full review](https://www.g2.com/survey_responses/stripe-connect-review-12782162)

**["Stripe Makes Payment Collection Simple and Seamless"](https://www.g2.com/survey_responses/stripe-connect-review-12709079)**

**Rating:** 4.5/5.0 stars

_— Verified User in Media Production_

[Read full review](https://www.g2.com/survey_responses/stripe-connect-review-12709079)

#### What Are G2 Users Discussing About Stripe Connect?

- [What is Stripe Connect used for?](https://www.g2.com/discussions/what-is-stripe-connect-used-for) - 1 comment
- [What are the 3 Stripe Connect account types?](https://www.g2.com/discussions/what-are-the-3-stripe-connect-account-types)
- [How do I set up Stripe Connect?](https://www.g2.com/discussions/how-do-i-set-up-stripe-connect)
- [What is Stripe Connect?](https://www.g2.com/discussions/what-is-stripe-connect)
- [What is Stripe Connect payment method?](https://www.g2.com/discussions/what-is-stripe-connect-payment-method)

### [Spade](https://www.g2.com/products/spade-spade/reviews)

Spade helps the largest banks and fintechs in the US & Canada, including Citizens, PayPal, FIS, Sardine, and Mercury, win more of their customers' everyday spend, make smarter decisions on every transaction in real time, and turn the transaction data they own into new revenue and AI. With Spade, every transaction is matched against a verified database covering 99.9% of businesses in the U.S. and Canada: a lookup, not a guess. We append the real merchant, exact location, brand, category, and more in under 40ms at over 99% accuracy, across card, ACH, and transfers. As a result, leading fintechs and banks like Stripe, Bilt, Cash App, and Citizens use Spade to cut disputes by showing customers transactions they recognize, power precise rewards, lock cards to exactly what they intend, and build AI products on their own data. Here's what you get with Spade: VERIFIED MERCHANT IDENTITY ON EVERY TRANSACTION A lookup against a database covering 99.9% of U.S. and Canadian businesses, not a guess. Spade returns the real merchant, exact location, brand affiliation, category, and a persistent identifier that ties the same merchant together across card, ACH, wire, and transfers, in under 40ms at p99. FEWER DISPUTES AND SUPPORT CALLS When the cardholder sees the real merchant name and logo, recognition disputes and "what is this charge?" calls drop, including on the long-tail, local, and aggregator-routed charges (DoorDash to the actual restaurant) where confusion starts. REWARDS AND CONTROLS PRECISE ENOUGH TO CHANGE BEHAVIOR Brand-level and hyper-local rewards that land on the right merchant, and cards locked to exactly what you intend, down to the specific merchant or category. REAL-TIME DECISIONS IN THE AUTHORIZATION WINDOW Identity and decision come back in one sub-40ms response, so you approve good transactions you would have falsely declined and run spend controls inline. AI ON YOUR OWN DATA Ask your transaction stream questions in plain language, and train models on it inside a no-PII walled garden, to sharpen partnership decisions, cross-sell, and the AI products your roadmap depends on. SOC 2 Type 2 certified.

**Average Rating:** 4.9/5.0

**Total Reviews:** 21

#### How Do G2 Users Rate Spade?

- **Quality of Support:** 10.0/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.5/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.0/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Spade?

- **Seller:** [Spade Data](https://www.g2.com/sellers/spade-data)
- **Year Founded:** 2021
- **HQ Location:** New York , New York
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=0db1b6061a3a1412ce716a64a34af7e62d1440c5bddd5d55f23abe7ae8bf90a1&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fspadedata%2F&secure%5Burl_type%5D=linkedin_company_website)  
43 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 48% Large, 48% Medium

#### What Are Recent G2 Reviews of Spade?

**["Enrichment layer we didn't have to build ourselves"](https://www.g2.com/survey_responses/spade-review-13161989)**

**Rating:** 5.0/5.0 stars

_— Sidharth A._

[Read full review](https://www.g2.com/survey_responses/spade-review-13161989)

**["Best-in-Class Transaction Enrichment: Accurate Data, Fast API, and a True Partner Team"](https://www.g2.com/survey_responses/spade-review-13089870)**

**Rating:** 5.0/5.0 stars

_— Matthew H._

[Read full review](https://www.g2.com/survey_responses/spade-review-13089870)

### [Finch](https://www.g2.com/products/finch-finch/reviews)

Finch is a unified API and connectivity platform that connects HR, benefits, and financial applications to 250+ HRIS and payroll providers. By serving as the intermediary, Finch helps B2B companies onboard their customers and sync data without building and maintaining integrations individually. This streamlines the process for end users (employers) and makes it easier to keep all systems up to date. Finch is primarily used by the developers, product managers, and operations teams within organizations that need to integrate with HRIS and payroll systems. These users often face challenges in managing disparate systems and ensuring that data flows smoothly between them. Finch addresses these challenges by providing a single point of integration, which simplifies the technical complexities involved in connecting to HRIS and payroll systems. This is particularly beneficial for companies looking to enhance their operational efficiency and improve the user experience for their employees. Key features of Finch include fast, secure authentication, broad integration coverage, and a unified data format across all 250+ providers. The API is designed to ensure that sensitive employee data is handled with the utmost security, adhering to industry standards for data protection. By standardizing the data from each system of record, Finch removes the burden of interpreting, mapping, and maintaining the data schemas across hundreds of integrations ensuring that all parties have access to consistent and accurate information. This not only saves time but also reduces the potential for errors that can arise from manual data entry or miscommunication between systems. Finch adds significant value by simplifying the integration process for businesses, allowing them to focus on their core operations rather than getting bogged down in technical details. The ability to quickly and securely connect to multiple employment systems means that companies can implement new HR and financial tools with minimal disruption. Additionally, Finch's flexibility in accommodating various data-sharing preferences empowers employers to control what information is shared and with whom, enhancing their ability to manage compliance and privacy concerns effectively. Overall, Finch stands out in its category by providing a robust, secure, and user-friendly solution that meets the integration needs of modern businesses. Its unified approach not only streamlines operations but also fosters better collaboration between HR, benefits, and financial applications, ultimately leading to a more programmable and connected employment ecosystem for all.

**Average Rating:** 4.7/5.0

**Total Reviews:** 63

#### How Do G2 Users Rate Finch?

- **Quality of Support:** 9.6/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.3/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.1/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.0/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Finch?

- **Seller:** [Finch](https://www.g2.com/sellers/finch-5be75bf3-7bc5-45da-8f16-548a2872343b)
- **Company Website:** tryfinch.com
- **Year Founded:** 2020
- **HQ Location:** San Francisco, CA
- **Twitter:** @tryfinch  
751 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=73eb130bad8e86891e79fff548247db8ab393a103c6100b5e93b594a742f4ad7&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinchapi&secure%5Burl_type%5D=linkedin_company_website)  
154 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** CEO
- **Top Industries:** Financial Services, Computer Software
- **Company Size:** 49% Small, 40% Medium

#### What Are Recent G2 Reviews of Finch?

**["Unified Payroll API That Automated Month-End Close and Boosted Our Margins"](https://www.g2.com/survey_responses/finch-review-12861378)**

**Rating:** 5.0/5.0 stars

_— Simone D._

[Read full review](https://www.g2.com/survey_responses/finch-review-12861378)

**["Fast, Reliable Payroll Connections That Streamline Client Data Access"](https://www.g2.com/survey_responses/finch-review-12607925)**

**Rating:** 5.0/5.0 stars

_— Yasmany H._

[Read full review](https://www.g2.com/survey_responses/finch-review-12607925)

### [Apideck Unify](https://www.g2.com/pt/products/apideck-unify/reviews)

Apideck elimina a complexidade das integrações com uma única API em tempo real que se conecta a mais de 200 plataformas em Contabilidade, CRM, HRIS, Armazenamento de Arquivos e eCommerce sem a sobrecarga técnica. Em vez de gastar meses construindo e mantendo múltiplas integrações, as empresas SaaS chegam ao mercado 98% mais rápido enquanto cuidamos da manutenção, versionamento e infraestrutura. Com suporte completo a CRUD e dados em tempo real (sem atrasos de cache), Apideck garante sincronização de dados instantânea e confiável em todas as integrações. Nossa plataforma permite que você se concentre no crescimento do negócio enquanto cuidamos das integrações, para que você possa lançar mais rápido, reduzir custos e escalar sem limites. Por que as principais equipes SaaS escolhem Apideck: ✅ Uma plataforma, integrações ilimitadas – Não há necessidade de construir ou manter integrações separadas. ✅ Dados em tempo real – Sem cache significa informações instantâneas e atualizadas. ✅ Preços flexíveis e econômicos – Baseado em chamadas de API, então você só paga pelo que usa. ✅ Segurança de nível empresarial – Compatível com GDPR e SOC2 Tipo 2. ✅ Confiabilidade crítica para o negócio – SLA de 99,8% de tempo de atividade com suporte 24/7.

**Average Rating:** 4.9/5.0

**Total Reviews:** 61

#### How Do G2 Users Rate Apideck Unify?

- **Qualidade do Suporte:** 9.7/10 (Category avg: 8.6/10)
- **the product tem sido um bom parceiro comercial?:** 9.7/10 (Category avg: 8.6/10)
- **Facilidade de Uso:** 9.6/10 (Category avg: 8.8/10)
- **Facilidade de administração:** 9.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Apideck Unify?

- **Vendedor:** [Apideck](https://www.g2.com/pt/sellers/apideck)
- **Website da Empresa:** www.apideck.com
- **Ano de Fundação:** 2020
- **Localização da Sede:** San Francisco, California
- **Twitter:** @apideck  
885 seguidores no Twitter
- **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=31e921fcf0e7c47afd328ae3ca37ee6b8e6af949c20010d293dca14b49fcdc08&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fapideck%2F&secure%5Burl_type%5D=linkedin_company_website)  
33 funcionários no LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** Diretor de Tecnologia, CEO
- **Top Industries:** Software de Computador, Tecnologia da Informação e Serviços
- **Company Size:** 79% Small, 15% Medium

#### What Do G2 Reviewers Say About Apideck Unify?

_AI-generated summary from verified user reviews_

##### Pros

- Os usuários valorizam as **capacidades de integração** do Apideck Unify, simplificando as conexões com vários sistemas de contabilidade e RH sem esforço.
- Os usuários valorizam as **integrações perfeitas** do Apideck Unify, permitindo a integração e gestão eficientes de múltiplos sistemas de RH.
- Os usuários destacam o **incrível suporte ao cliente** da Apideck Unify, com respostas rápidas e soluções eficazes para as solicitações.
- Os usuários valorizam a **documentação clara e bem estruturada** do Apideck Unify, melhorando significativamente a experiência geral do desenvolvedor.
- Os usuários se beneficiam de **integrações fáceis** com o Apideck Unify, reduzindo drasticamente o tempo gasto no desenvolvimento e gerenciamento de APIs.

##### Cons

- Os usuários descobrem que as **limitações da API** na cobertura de campo e no suporte a conectores levam a trabalho extra de desenvolvimento manual.
- Os usuários encontram **recursos limitados** em algumas integrações, faltando suporte para necessidades avançadas ou específicas.
- Os usuários observam as **integrações limitadas** disponíveis no Apideck Unify, dificultando sua capacidade de personalizar totalmente o produto.
- Os usuários estão preocupados com as **limitações de dados** , o que exige um gerenciamento cuidadoso da API e a falta de certas integrações essenciais.
- Os usuários observam que o preço pode parecer **elevado** para startups em estágio inicial, impactando a alocação de orçamento.

#### What Are Recent G2 Reviews of Apideck Unify?

**["API Unificada que Libera a Equipe de Engenharia para Focar no Produto"](https://www.g2.com/pt/survey_responses/apideck-unify-review-13115410)**

**Rating:** 5.0/5.0 stars

_— Kogulan L._

[Read full review](https://www.g2.com/pt/survey_responses/apideck-unify-review-13115410)

**["Uma Implementação, Múltiplas Integrações—Valor Mais Rápido para os Clientes"](https://www.g2.com/pt/survey_responses/apideck-unify-review-13122616)**

**Rating:** 5.0/5.0 stars

_— Emily T._

[Read full review](https://www.g2.com/pt/survey_responses/apideck-unify-review-13122616)

### [Mastercard API](https://www.g2.com/products/mastercard-api/reviews)

Mastercard API is an Application Programming Interface of mastercard with the objetive of open up, standardize and simplify access to its services.

**Average Rating:** 4.3/5.0

**Total Reviews:** 11

#### How Do G2 Users Rate Mastercard API?

- **Quality of Support:** 8.9/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.6/10)
- **Ease of Use:** 7.8/10 (Category avg: 8.8/10)
- **Ease of Admin:** 7.2/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Mastercard API?

- **Seller:** [Mastercard](https://www.g2.com/sellers/mastercard)
- **Year Founded:** 1966
- **HQ Location:** Purchase, NY
- **Twitter:** @Mastercard  
491,448 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=45c40f7b41646f480e30ee3d1a7be4404df1182da202318367b4fc04ac4cd3e4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmastercard%2F&secure%5Burl_type%5D=linkedin_company_website)  
49,372 employees on LinkedIn®
- **Ownership:** NYSE - New York Stock Exchange

#### Who Uses This Product?

- **Company Size:** 45% Medium, 45% Small

#### What Are Recent G2 Reviews of Mastercard API?

**["Master Card API is a really helpful and handy API for all your payment needs"](https://www.g2.com/survey_responses/mastercard-api-review-7106910)**

**Rating:** 5.0/5.0 stars

_— Raja S._

[Read full review](https://www.g2.com/survey_responses/mastercard-api-review-7106910)

**["Solution for all payments"](https://www.g2.com/survey_responses/mastercard-api-review-7060142)**

**Rating:** 5.0/5.0 stars

_— Murad N._

[Read full review](https://www.g2.com/survey_responses/mastercard-api-review-7060142)

#### What Are G2 Users Discussing About Mastercard API?

- [What is MasterCard API used for?](https://www.g2.com/discussions/what-is-mastercard-api-used-for)

### [RapidRatings](https://www.g2.com/products/rapidratings/reviews)

RapidRatings® is a specialized performance network designed to assist enterprises in managing third-party and supply chain risk effectively. By leveraging verified financial health intelligence, RapidRatings connects enterprises with their suppliers and vendors, fostering shared transparency across the entire ecosystem. This innovative approach enables organizations to gain early visibility into potential financial stress, allowing them to prevent disruptions, enhance supplier relationships, and ultimately drive improved performance. The foundation of RapidRatings' offerings is the Financial Health Rating (FHR®) Report, which assesses the financial stability of both public and private companies across more than 140 countries. The FHR evaluates critical financial documents such as balance sheets, income statements, and cash flow trends, alongside key risk drivers. This comprehensive analysis provides organizations with current risk insights and historical performance tracking, empowering them to make informed decisions regarding their supplier relationships. In addition to the FHR Report, RapidRatings offers ActionPath, a tool that assists suppliers in transforming financial risk findings into actionable improvement strategies. This feature not only enhances the confidence enterprises have in their supplier base but also provides suppliers with a structured approach to bolster their performance and demonstrate resilience over time. By focusing on measurable improvements, ActionPath helps create a more robust supply chain. Furthermore, RapidRatings introduces RiskPulse, which enhances the monitoring capabilities of the network. RiskPulse offers real-time oversight of over 400 million entities globally, providing critical data such as payment behavior, credit scores, legal filings, alerts, and trend analysis. This extensive monitoring ensures that enterprises have scalable oversight of their supplier and vendor ecosystems, enabling them to respond proactively to any emerging risks. Collectively, these tools equip enterprises with a comprehensive view of the risks associated with their suppliers and vendors. Simultaneously, suppliers benefit from actionable strategies aimed at optimizing their business operations and strengthening partnerships. RapidRatings stands out in its category by delivering a holistic approach to supply chain risk management, ensuring that both enterprises and suppliers can navigate the complexities of financial health and performance with confidence.

**Average Rating:** 4.7/5.0

**Total Reviews:** 18

#### How Do G2 Users Rate RapidRatings?

- **Quality of Support:** 9.1/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.1/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.5/10 (Category avg: 8.5/10)

#### Who Is the Company Behind RapidRatings?

- **Seller:** [RapidRatings](https://www.g2.com/sellers/rapidratings)
- **Company Website:** www.rapidratings.com
- **Year Founded:** 2007
- **HQ Location:** New York, NY
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2197e7d1408f39df7c9a3dc0158c9530119c74c2f1c60c024765b177946dc004&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frapid-ratings-international&secure%5Burl_type%5D=linkedin_company_website)  
176 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 78% Large, 17% Small

#### What Do G2 Reviewers Say About RapidRatings?

_AI-generated summary from verified user reviews_

##### Pros

- Users commend RapidRatings for their **exceptional customer support** , highlighting guidance and responsiveness in risk assessment processes.
- Users find RapidRatings to be **easy to use** , with an intuitive UI and excellent customer support enhancing their experience.
- Users value the **usability of reports** and the support from their relationship manager for effective risk assessments.
- Users value the **swift response time** from RapidRatings, enhancing their experience with timely support for queries.
- Users value the **flexibility** of RapidRatings, seamlessly integrating reports into processes and enhancing supplier management.

##### Cons

- Users express concern over the **low data depth** in RapidRatings' HealthMark reports, suggesting improvements for clarity on risk levels.
- Users find the service to be **expensive** , though it helps keep portfolios updated across multiple cloud systems.
- Users face **slow loading** times that require frequent re-logins, disrupting their workflow and productivity.
- Users are frustrated by **slow performance** , frequently being kicked out and needing to re-sign in multiple times daily.

#### What Are Recent G2 Reviews of RapidRatings?

**["Great experience, easy platform and insightful reports"](https://www.g2.com/survey_responses/rapidratings-review-11308708)**

**Rating:** 5.0/5.0 stars

_— Verified User in Mechanical or Industrial Engineering_

[Read full review](https://www.g2.com/survey_responses/rapidratings-review-11308708)

**["Easy to use platform, helpful reporting data"](https://www.g2.com/survey_responses/rapidratings-review-11330913)**

**Rating:** 5.0/5.0 stars

_— Jenny D._

[Read full review](https://www.g2.com/survey_responses/rapidratings-review-11330913)

### [Rutter](https://www.g2.com/products/rutter/reviews)

Integrations & Agents to ship financial products in days, not months. Leverage one API to add integrations across many accounting, commerce, ads, payment platforms and more. Purpose-built to support financial solutions and for companies with shared vision of building out the financial operating system for SMBs. Trusted by Parafin, Mercury, NorthOne, 100+ leading financial institutions.

**Average Rating:** 4.7/5.0

**Total Reviews:** 16

#### How Do G2 Users Rate Rutter?

- **Quality of Support:** 8.2/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 9.2/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Rutter?

- **Seller:** [Rutter](https://www.g2.com/sellers/rutter)
- **Year Founded:** 2021
- **HQ Location:** New York, New York, United States
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3b2561d2e82c0a7ce41a581ec3eaa98f8bed9e2be30f7b5a916a83d5bfd5084e&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frutterapi&secure%5Burl_type%5D=linkedin_company_website)  
43 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 63% Small, 44% Medium

#### What Do G2 Reviewers Say About Rutter?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **seamless integrations** provided by Rutter, streamlining processes across various e-commerce platforms effortlessly.
- Users appreciate the **easy integrations** with Rutter, streamlining multiple connections seamlessly without individual coding efforts.
- Users commend Rutter's **responsive customer support** , appreciating their quick resolution of issues and helpful assistance.
- Users value the **ease of use** of Rutter, allowing effortless integration across multiple platforms with minimal complexity.
- Users appreciate the **automation** capabilities of Rutter, streamlining data synchronization across multiple sales channels effortlessly.

##### Cons

- Users find Rutter's **limited integration** frustrating, especially when needing support for unique business requirements and smaller platforms.
- Users find Rutter's pricing to be **expensive** , especially for startups and solo developers with budget constraints.
- Users experience **integration issues** with Rutter, as downtime disrupts operations and complicates reliance on the tool.
- Users find the **difficult setup** process challenging, particularly for those who are not very tech-savvy.
- Users find Rutter's **error management lacking** , highlighting a significant area needing improvement for better usability.

#### What Are Recent G2 Reviews of Rutter?

**["Effortless E-Commerce Integrations with Rutter's AI-Powered Solution"](https://www.g2.com/survey_responses/rutter-review-12041108)**

**Rating:** 4.5/5.0 stars

_— Gaurav K._

[Read full review](https://www.g2.com/survey_responses/rutter-review-12041108)

**["The API which integrates all the payment with commerce platforms"](https://www.g2.com/survey_responses/rutter-review-11631261)**

**Rating:** 4.5/5.0 stars

_— Akriti P._

[Read full review](https://www.g2.com/survey_responses/rutter-review-11631261)

### [Apigee Open Banking APIx](https://www.g2.com/products/apigee-open-banking-apix/reviews)

The Open Banking APIx solution simplifies and accelerates the process of delivering open banking as required by PSD2 by enabling speedy and secure delivery of PSD2-compliant APIs.

**Average Rating:** 4.4/5.0

**Total Reviews:** 10

#### How Do G2 Users Rate Apigee Open Banking APIx?

- **Quality of Support:** 8.7/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 7.8/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Apigee Open Banking APIx?

- **Seller:** [Google](https://www.g2.com/sellers/google)
- **Year Founded:** 1998
- **HQ Location:** Mountain View, CA
- **Twitter:** @google  
31,899,995 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=fe4a5936665c9702418dd53c477fef5a7baea08078bb117ed67e966fc581b9ec&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F1441%2F&secure%5Burl_type%5D=linkedin_company_website)  
341,888 employees on LinkedIn®
- **Ownership:** NASDAQ:GOOG

#### Who Uses This Product?

- **Company Size:** 45% Medium, 36% Small

#### What Are Recent G2 Reviews of Apigee Open Banking APIx?

**["Autho API Provider"](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9244323)**

**Rating:** 4.5/5.0 stars

_— Dinesh Kumar M._

[Read full review](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9244323)

**["Apigee Open Banking APIx- a rising competitor in Open Banking solution provider space"](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9176749)**

**Rating:** 4.5/5.0 stars

_— Kiran Ramakrishna i._

[Read full review](https://www.g2.com/survey_responses/apigee-open-banking-apix-review-9176749)

#### What Are G2 Users Discussing About Apigee Open Banking APIx?

- [What is Apigee Open Banking APIx used for?](https://www.g2.com/discussions/what-is-apigee-open-banking-apix-used-for)

### [TrueLayer](https://www.g2.com/products/truelayer/reviews)

TrueLayer is Europe’s leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with financial and identity data. Businesses big and small use our products to onboard new users, accept money and make payouts in seconds, and at scale. We’re live across 21 countries and over 20 million users trust us to process their transactions. Though we’re not stopping here. We’re on a mission to change the way the world pays. And we won’t stop until we’ve unlocked the full potential of payments.

**Average Rating:** 4.5/5.0

**Total Reviews:** 35

#### How Do G2 Users Rate TrueLayer?

- **Quality of Support:** 8.3/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.5/10)

#### Who Is the Company Behind TrueLayer?

- **Seller:** [TrueLayer](https://www.g2.com/sellers/truelayer)
- **Year Founded:** 2016
- **HQ Location:** London, London
- **Twitter:** @TrueLayer  
3,689 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3fb22358acec3ff194a5ed67f0bc67f786c6a1a2b01366160d97e798764f2b87&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftruelayer%2F&secure%5Burl_type%5D=linkedin_company_website)  
282 employees on LinkedIn®

#### Who Uses This Product?

- **Who Uses This:** CEO
- **Top Industries:** Financial Services
- **Company Size:** 76% Small, 24% Medium

#### What Are Recent G2 Reviews of TrueLayer?

**["Excellent Service from the 'Get-Go'"](https://www.g2.com/survey_responses/truelayer-review-8325975)**

**Rating:** 5.0/5.0 stars

_— Heather L._

[Read full review](https://www.g2.com/survey_responses/truelayer-review-8325975)

**["Awesome team, who get job done!"](https://www.g2.com/survey_responses/truelayer-review-5083860)**

**Rating:** 5.0/5.0 stars

_— Guang D._

[Read full review](https://www.g2.com/survey_responses/truelayer-review-5083860)

### [RESTful JSON API](https://www.g2.com/products/restful-json-api/reviews)

The Open Bank Project's RESTful JSON API is a comprehensive open-source solution designed to facilitate secure and standardized access to banking data and services. By providing over 300 RESTful APIs, it enables developers to create innovative financial applications that interact seamlessly with banking systems. Key Features and Functionality: - Extensive API Catalog: Offers a wide range of APIs covering various banking functionalities, including account information, transaction history, payment initiation, and KYC checks. - Standardized Data Access: Utilizes RESTful principles and JSON format to ensure consistent and efficient data exchange between applications and banking systems. - Developer-Friendly Tools: Provides an API Explorer for developers to browse, discover, and test endpoints, facilitating a smoother development process. - Internationalization Support: Incorporates an internationalization framework (i18n) to adapt applications to different languages and cultural contexts, enhancing global usability. Primary Value and User Solutions: The RESTful JSON API addresses the need for secure, standardized, and efficient access to banking data, enabling developers to build a diverse range of financial applications. By offering a comprehensive suite of APIs, it empowers developers to create solutions such as personal finance management tools, online accounting services, savings applications, and peer-to-peer payment platforms. This fosters innovation in the financial sector and enhances the digital banking experience for end-users.

**Average Rating:** 4.8/5.0

**Total Reviews:** 16

#### How Do G2 Users Rate RESTful JSON API?

- **Quality of Support:** 8.8/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.0/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.8/10 (Category avg: 8.5/10)

#### Who Is the Company Behind RESTful JSON API?

- **Seller:** [Open Bank Project](https://www.g2.com/sellers/open-bank-project)
- **Year Founded:** 2012
- **HQ Location:** Berlin, Berlin
- **Twitter:** @OpenBankProject  
3,840 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=2f0c226dd706b5b61b2bdb65f412c1a24c5e9bbecbd4a3591478f8721d0c9ff4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fopen-bank-project%2F&secure%5Burl_type%5D=linkedin_company_website)  
5 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 39% Small, 33% Large

#### What Are Recent G2 Reviews of RESTful JSON API?

**["Simple, Flexible RESTful JSON APIs That Integrate Smoothly"](https://www.g2.com/survey_responses/restful-json-api-review-12738189)**

**Rating:** 5.0/5.0 stars

_— Sachin B._

[Read full review](https://www.g2.com/survey_responses/restful-json-api-review-12738189)

**["Easy, Reliable Data Exchange for Automation"](https://www.g2.com/survey_responses/restful-json-api-review-12812583)**

**Rating:** 4.0/5.0 stars

_— Hafiz Arsalan A._

[Read full review](https://www.g2.com/survey_responses/restful-json-api-review-12812583)

#### What Are G2 Users Discussing About RESTful JSON API?

- [What is difference between REST API and RESTful API?](https://www.g2.com/discussions/what-is-difference-between-rest-api-and-restful-api)
- [What is JSON RESTful API?](https://www.g2.com/discussions/what-is-json-restful-api)
- [What are the features of REST API?](https://www.g2.com/discussions/what-are-the-features-of-rest-api)

### [Flinks](https://www.g2.com/products/flinks/reviews)

Flinks is an embedded finance platform that brings together data connectivity, intelligence, and payments through powerful APIs and ready-to-use dashboards. Financial institutions, lenders, and fintechs use Flinks to onboard customers faster, make smarter decisions with financial data, and move money securely, all from one platform. Our Solutions - Flinks Connect: Give your users a fast, secure way to link their bank accounts and instantly access data from 15,000+ financial institutions across North America. - Flinks Upload: Verify bank statements and void cheques in real time to catch fraud, speed up decisions, and keep onboarding moving. - Flinks Enrich: Turn raw financial data 4,500 financial attributes covering income, spending, employment, and risk insights to make faster, more confident decisions. - Flinks Pay: Initiate account-to-account payments with Interac Request for Money and EFT, backed by built-in bank account verification. - Flinks Outbound: Launch and scale an open banking program with Flinks handling the infrastructure, partner accreditation, consent management, and ongoing support. Flinks powers 1M+ monthly connections and processes 1M+ monthly document uploads across North America, with a network of 15,000+ connected financial institutions. Visit www.flinks.com to learn more and book a product demo.

**Average Rating:** 4.4/5.0

**Total Reviews:** 59

#### How Do G2 Users Rate Flinks?

- **Quality of Support:** 8.4/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.9/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.0/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.7/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Flinks?

- **Seller:** [Flinks](https://www.g2.com/sellers/flinks)
- **Year Founded:** 2016
- **HQ Location:** Montreal, Canada
- **Twitter:** @FlinksData  
808 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d893d1b6d0281b57a3b8b2560c347ce8f8f14a311c7a2f8b7208fbb764d453e4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fflinkstech%2F&secure%5Burl_type%5D=linkedin_company_website)  
95 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 61% Small, 36% Medium

#### What Do G2 Reviewers Say About Flinks?

_AI-generated summary from verified user reviews_

##### Pros

- Users value the **seamless integration with banking accounts** provided by Flinks, enhancing financial management efficiency.

##### Cons

- Users are frustrated by Flinks' **carrier limitations** , as it doesn't support various third-party financial institutions.

#### What Are Recent G2 Reviews of Flinks?

**["perfect solution and great service"](https://www.g2.com/survey_responses/flinks-review-9092548)**

**Rating:** 5.0/5.0 stars

_— melissa e._

[Read full review](https://www.g2.com/survey_responses/flinks-review-9092548)

**["Flinks Experience"](https://www.g2.com/survey_responses/flinks-review-12080655)**

**Rating:** 5.0/5.0 stars

_— Mohammed Hareez S._

[Read full review](https://www.g2.com/survey_responses/flinks-review-12080655)

#### What Are G2 Users Discussing About Flinks?

- [What is Flinks used for?](https://www.g2.com/discussions/what-is-flinks-used-for) - 1 comment

### [Codat](https://www.g2.com/products/codat/reviews)

Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.

**Average Rating:** 4.6/5.0

**Total Reviews:** 25

#### How Do G2 Users Rate Codat?

- **Quality of Support:** 9.1/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 8.8/10 (Category avg: 8.6/10)
- **Ease of Use:** 8.6/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.6/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Codat?

- **Seller:** [Codat](https://www.g2.com/sellers/codat)
- **Year Founded:** 2017
- **HQ Location:** London, London
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=369ecb8742be94a36a3f9a2e3c9aa9b0f050090cdcd5e554fea7349869ab3967&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F11004778%2F&secure%5Burl_type%5D=linkedin_company_website)  
108 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services, Insurance
- **Company Size:** 71% Small, 21% Medium

#### What Are Recent G2 Reviews of Codat?

**["Cuts integration time to a fraction"](https://www.g2.com/survey_responses/codat-review-7842682)**

**Rating:** 4.5/5.0 stars

_— Ryan N._

[Read full review](https://www.g2.com/survey_responses/codat-review-7842682)

**["I work as a PM at Libeo, we use Codat to connect to Xero in the UK"](https://www.g2.com/survey_responses/codat-review-7804990)**

**Rating:** 4.0/5.0 stars

_— Jean-Marie L._

[Read full review](https://www.g2.com/survey_responses/codat-review-7804990)

#### What Are G2 Users Discussing About Codat?

- [What is Codat used for?](https://www.g2.com/discussions/what-is-codat-used-for)

### [Fidel API](https://www.g2.com/products/fidel-api-fidel-api/reviews)

Fidel API is a global financial infrastructure platform that enables developers to build programmable experiences at the moment a transaction occurs on any payment card. Startups through global enterprises are leveraging Fidel API's tools to power a range of solutions including digital receipts, customer attribution, loyalty and rewards, commercial expense management and personal financial management.

**Average Rating:** 4.6/5.0

**Total Reviews:** 15

#### How Do G2 Users Rate Fidel API?

- **Quality of Support:** 9.6/10 (Category avg: 8.6/10)
- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.6/10)
- **Ease of Use:** 9.3/10 (Category avg: 8.8/10)
- **Ease of Admin:** 8.3/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Fidel API?

- **Seller:** [Fidel API](https://www.g2.com/sellers/fidel-api)
- **Year Founded:** 2013
- **HQ Location:** London, GB
- **Twitter:** @FidelHQ  
900 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=dd11e2ba08853f0e8cfb5dd93df90ddf6a575b5463cb545d6af364b266587415&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffidel-api&secure%5Burl_type%5D=linkedin_company_website)  
23 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 60% Small, 20% Large

#### What Are Recent G2 Reviews of Fidel API?

**["More than expectation ever"](https://www.g2.com/survey_responses/fidel-api-review-6565847)**

**Rating:** 5.0/5.0 stars

_— Verified User in Marketing and Advertising_

[Read full review](https://www.g2.com/survey_responses/fidel-api-review-6565847)

**["Solid API. Amazing customer service. Above-all: a valued partner. Definitely recommend!"](https://www.g2.com/survey_responses/fidel-api-review-7935278)**

**Rating:** 5.0/5.0 stars

_— Stu P._

[Read full review](https://www.g2.com/survey_responses/fidel-api-review-7935278)

- ‹ Prev‹ Prev
- 1
- [2](/categories/financial-data-apis?order=g2_score&page=2#product-list)
- [3](/categories/financial-data-apis?order=g2_score&page=3#product-list)
- [4](/categories/financial-data-apis?order=g2_score&page=4#product-list)
- [5](/categories/financial-data-apis?order=g2_score&page=5#product-list)
- …
- [15](/categories/financial-data-apis?order=g2_score&page=15#product-list)
- [16](/categories/financial-data-apis?order=g2_score&page=16#product-list)
- [Next ›Next ›](/categories/financial-data-apis?order=g2_score&page=2#product-list)

Spotlight Categories

[Product Information Management (PIM) Systems](https://www.g2.com/categories/product-information-management-pim)

[Sales Engagement Software](https://www.g2.com/categories/sales-engagement)

[Identity and Access Management (IAM) Software](https://www.g2.com/categories/identity-and-access-management-iam)

[Experience Management Software](https://www.g2.com/categories/experience-management)

[Expense Management Software](https://www.g2.com/categories/expense-management)

Similar Categories

- [AI Assistants for Financial Services](/categories/ai-assistants-for-financial-services)
- [Banking as a Service (BaaS)](/categories/banking-as-a-service-baas)
- [Brokerage Trading Platforms](/categories/brokerage-trading-platforms)
- [Construction Loan Management](/categories/construction-loan-management)
- [Core Banking](/categories/core-banking)

- [Deal Sourcing](/categories/deal-sourcing)
- [Debt Management](/categories/debt-management)
- [Digital Banking Platforms](/categories/digital-banking-platforms)
- [Digital Customer Onboarding](/categories/digital-customer-onboarding)
- [Digital Mortgage Closing](/categories/digital-mortgage-closing)

- [Financial Analytics](/categories/financial-analytics)
- [Financial Predictive Analytics](/categories/financial-predictive-analytics)
- [Financial Research](/categories/financial-research)
- [Financial Risk Management](/categories/financial-risk-management)
- [Financial Services CRM](/categories/financial-services-crm)

[Browse Financial Data APIs Themes](/categories/financial-data-apis/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Financial data APIs (application programming interfaces) are pieces of software that interact with financial applications to facilitate information access, transactions, and payments. Financial institutions leverage these APIs to improve the ease of integration, facilitate collaboration between financial partners, and improve the customer experience.

The goal of a financial data API is to allow a user to retrieve financial information exactly when they want it. Financial data APIs bridge the gaps between disparate applications and facilitate straightforward data sharing between those applications for consumers, third-party vendors, business partners, and company employees. Businesses also use these APIs to sync data across multiple applications.

These APIs connect to, and collect data from, legacy financial applications by receiving inbound requests, processing them, accessing the requested information, and sending a response. Users leverage financial data APIs to link and access information held in larger applications and financial databases.

To qualify for inclusion in the Financial Data APIs category, a product must:

- Access financial data 
- Connect multiple financial applications 
- Sync data across multiple applications 
- Be designed specifically for use in the financial sector 

Show More

### Financial Data APIs Topics

- [What is Financial Data APIs?](#what-is-financial-data-apis)
- [Why Use Financial Data APIs?](#why-use-financial-data-apis)
- [Who Uses Financial Data APIs?](#who-uses-financial-data-apis)
- [Kinds of Financial Data APIs](#kinds-of-financial-data-apis)
- [Financial Data APIs Features](#financial-data-apis-features)
- [Trends Related to Financial Data APIs](#trends-related-to-financial-data-apis)
- [Potential Issues with Financial Data APIs](#potential-issues-with-financial-data-apis)
- [Software and Services Related to Financial Data APIs](#software-and-services-related-to-financial-data-apis)

[
### Financial Data APIs Topics
Expand/Collapse ](#)
- [What is Financial Data APIs?](#what-is-financial-data-apis)
- [Why Use Financial Data APIs?](#why-use-financial-data-apis)
- [Who Uses Financial Data APIs?](#who-uses-financial-data-apis)
- [Kinds of Financial Data APIs](#kinds-of-financial-data-apis)
- [Financial Data APIs Features](#financial-data-apis-features)
- [Trends Related to Financial Data APIs](#trends-related-to-financial-data-apis)
- [Potential Issues with Financial Data APIs](#potential-issues-with-financial-data-apis)
- [Software and Services Related to Financial Data APIs](#software-and-services-related-to-financial-data-apis)

## Learn More About Financial Data APIs

### What is Financial Data APIs?

Financial data APIs have become an important part of the financial technology landscape. They link internal data sources and external access to financial data, depending on the type of API and the use case stipulations governing its use. Financial data APIs are helping to fuel the development of financial products as well as streamline operational data-involved processes internally.

Key Benefits of Financial Data APIs

- Improve internal data access
- Catalyze external fintech product development
- Fuel internal product development

### Why Use Financial Data APIs?

Financial data APIs are useful for a variety of reasons. They can improve internal data sharing and operational efficiency, provide an additional source of revenue by charging for external use by partners, and fuel fintech development. Depending on the parameters set regarding developer use of the API in question, the financial institution may benefit handsomely from allowing API access to external developers. Internal developers with API access can provide the institution with new product offerings as well as insights that may inform product development and organizational strategy.

**Internal Data Sharing —** One of the primary reasons to use financial data APIs is for internal sharing of financial data. In a large financial institution, data can become very siloed and difficult to access for those not working directly with it on a daily basis. Financial APIs open up access to those data sources, helping to improve transparency and allow easier internal data sharing.

**Partner Integrations —** Another reason to use financial data APIs is to strengthen partner integrations with a financial institution. Giving partners access to valuable data sources strengthens the connection between products.

**Internal Product Development —** Financial data APIs can help fuel internal product teams’ development processes. They can leverage the data accessed via the API to drive the creation of new products.

### Who Uses Financial Data APIs?

Financial services institutions of all shapes and sizes use financial data APIs.

**Fintech Companies —** Fintechs make good use of financial data APIs. They are increasingly leveraging access to these valuable data sets to inform product decisions.

**Financial Institutions —** Traditional financial companies are using financial data APIs to create products, share data internally, and fuel partner integrations. As the institutions with the largest financial datasets, the opening of those datasets to the world at large (with obvious privacy and data sharing restrictions in place) is key to enhancing the fintech product landscape.

### Kinds of Financial Data APIs

There are three types of APIs in the finance industry: internal APIs, private APIs, and open APIs.

**Internal APIs —** Internal APIs are used by individuals, usually developers, within an organization. These APIs are designed to share various internal data sources across the organization. The goal of leveraging these APIs is to increase operational efficiency and improve processes by streamlining internal data access.

**Private APIs —** Private APIs are limited-use APIs for financial institutions’ business partners to tighten up partner integrations. Financial institutions can monetize the use of these APIs and often leverage their use to enhance security across partnerships.

**Open APIs —** Open APIs are used to share financial data with a wide range of potential users. These APIs often limit the amount and type of information that is accessible, and the API creator often vets users prior to granting them access. However, these APIs drive product and application creation by developers who use the data accessed by the API to shape their product.

### Financial Data APIs Features

Financial data APIs often include, but are not limited to, the following features:

**Data Syncing —** Syncs data across multiple applications.

**Live Feed —** Provides live data input from source to application.

**Open Interface —** Allows external connections once properly vetted.

### Trends Related to Financial Data APIs

The concept of open banking has given way to more discussion of financial data APIs and potential use cases in the financial services world.

**Open Banking —** Open banking is the concept of increasing data sharing between financial institutions and fintech companies. This concept, European in origin, has been codified by the Payment Services Directive 2.0 (PSD2) and is designed to increase competition, lower prices, and increase the amount of financial products on the market. Open banking necessitates the creation of public APIs and is fueling their increased use throughout the finance world.

**Rise of Fintech —** The rise of technology in financial services has spurred numerous fintech companies to seek out new opportunities to offer financial products for both consumers and businesses. Fintechs are leveraging public APIs to access the data sets of traditional financial institutions and either create new products or connect their products to the fintechs’ own.

### Potential Issues with Financial Data APIs

**Security —** Data security is paramount these days. API creators have to ensure there are strong security features built in and that the right data is only accessible to the right people.

**Data Sharing Policy —** APIs must navigate the constantly shifting regulatory landscape that governs data sharing. As more personal data than ever before is housed by the various companies we provide with that data, developers have to ensure that the data they are sharing is legally and properly shared. Privacy is a large concern, so financial data APIs must be designed with that in mind.

### Software and Services Related to Financial Data APIs

Financial services software is the general umbrella under which financial data APIs fall, and if used properly, they have the capability to impact nearly every subcategory of software that falls within the financial services vertical.

[**Investment Portfolio Management Software**](https://www.g2.com/categories/investment-portfolio-management) **—** Investment portfolio management software can leverage APIs to connect to financial data sources for real-time trading-related information.

[**Digital Banking Platforms**](https://www.g2.com/categories/digital-banking-platforms) **—** Digital banking platforms can use financial data APIs to strengthen their ability to provide robust product offerings.

[**Financial Risk Management Software**](https://www.g2.com/categories/financial-risk-management) **—** Financial risk management software can use financial data APIs to inform risk analysis models.