# Best Payment Gateways - Page 4

*By [Subhransu Sahu](https://research.g2.com/insights/author/subhransu-sahu)*


Payment gateways automate the payment transaction process between shoppers and merchants, securely transmitting transaction information to banks. E-commerce businesses depend on [payment gateways](https://www.g2.com/glossary/payment-gateway-definition) to ensure that payment information is passed securely from the customer to the merchant and payment processor. This type of software is used by e-commerce managers to accept payments on multiple channels and by finance professionals to track payment performance.

This type of software should not be confused with [payment processing software](https://www.g2.com/categories/payment-processing), which focuses on business to business (B2B) payments. Payment gateways integrate with [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms), [shopping cart software](https://www.g2.com/categories/shopping-cart), and [subscription management software](https://www.g2.com/categories/subscription-management) to process payments for the goods and services sold using these solutions.

To qualify for inclusion in the Payment Gateways category, a product must:

- Accept online payments from credit and debit cards, mobile wallets, or BNPL services
- Connect the e-commerce website to a payment processor for online transactions
- Transmit payment information securely from buyers to payment processors
- Support business to consumer (B2C) and B2B payments 
- Integrate with financial systems and retail point of sale (POS) solutions
- Support multiple use cases such as e-commerce, POS, or cross-border transactions





## Top Payment Gateways at a Glance
| # | Product | Rating | Best For | What Users Say |
|---|---------|--------|----------|----------------|
| 1 | [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5.0 (2,688 reviews) | Global checkout with buyer trust and currency flexibility | "[Convenient for Transfers, But High Fees](https://www.g2.com/survey_responses/paypal-payments-review-12786911)" |
| 2 | [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) | 4.0/5.0 (40 reviews) | Omnichannel payment reconciliation with fraud auto-defense | "[Comprehensive and Efficient Payment Solution](https://www.g2.com/survey_responses/adyen-payments-review-12978203)" |
| 3 | [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) | 4.7/5.0 (135 reviews) | Contactless checkout with tokenized card security | "[One of top best wallets to have on your iPhone](https://www.g2.com/survey_responses/apple-pay-for-merchants-review-11124701)" |
| 4 | [checkout.com](https://www.g2.com/products/checkout-com/reviews) | 4.6/5.0 (70 reviews) | Multi-region card acceptance with high authorization rates | "[The best tool to check on transaction statuses internationally](https://www.g2.com/survey_responses/checkout-com-review-11709452)" |
| 5 | [Razorpay](https://www.g2.com/products/razorpay/reviews) | 4.2/5.0 (116 reviews) | — | "[Best payment success rate among all gateways i tested, justifies the 2 percent easily](https://www.g2.com/survey_responses/razorpay-review-12677416)" |
| 6 | [Paytm Business](https://www.g2.com/products/paytm-business/reviews) | 4.5/5.0 (273 reviews) | Voice-confirmed QR payments with instant settlement | "[A Game-Changer for Small Teams, Needs Faster Support](https://www.g2.com/survey_responses/paytm-business-review-12718502)" |
| 7 | [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) | 4.8/5.0 (96 reviews) | ERP-integrated payment processing with QuickBooks and Acumatica | "[Flawless NetSuite Integration, Strong Support, and Real Savings with eBizCharge](https://www.g2.com/survey_responses/ebizcharge-review-12934412)" |
| 8 | [Square Payments](https://www.g2.com/products/square-payments/reviews) | 4.5/5.0 (168 reviews) | Mobile invoicing with in-person payment flexibility | "[Fast, Easy Payments and All-in-One Tracking That Keeps My Business Organized](https://www.g2.com/survey_responses/square-payments-review-12724459)" |
| 9 | [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) | 4.6/5.0 (104 reviews) | Reseller-managed gateways with multi-MID processor flexibility | "[Proactive Support and Seamless Integrations](https://www.g2.com/survey_responses/nmi-gateway-review-12121375)" |
| 10 | [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) | 4.3/5.0 (247 reviews) | Marketplace payment splitting and multi-party payouts | "[Stripe Makes Payment Collection Simple and Seamless](https://www.g2.com/survey_responses/stripe-connect-review-12709079)" |

---
## What Are the Most Common Questions About Payment Gateways?
*AI-generated · Last updated: May 26, 2026*
### Which tool supports recurring billing through payment gateways?
Based on G2 reviews, Razorpay stands out for recurring billing support in this Payment Gateways category. According to verified users, its subscription product helps manage mandates, retry logic, and dunning, which reduced manual work and helped teams avoid building those flows internally. G2 reviewers also mention PayPal Payments for automatic subscription renewals and recurring charges, while Usio is noted for recurring billing tied to donation pages and hosted payment pages. Overall, reviewers point to recurring billing value when a platform combines payment collection with invoicing, subscription handling, and easier reconciliation for ongoing customer payments.


### Which payment gateway offers the lowest transaction fees?
Based on G2 reviews, there is no single lowest-fee answer across all Payment Gateways use cases, but recent reviewers most often describe Razorpay as a cost-effective choice. According to verified users, they value its zero setup and annual maintenance costs, and several mention that total cost can compare favorably even when headline transaction rates seem higher. G2 reviewers also mention competitive pricing for Authorize.net, lower-cost options with RapidCents, and affordable international payment handling with some PayPal Payments experiences. Fee outcomes vary by transaction type, geography, and volume, so buyers should compare recent reviewer feedback alongside their own payment mix and settlement needs.

**Here are some of the top-rated products on G2:**

- [Razorpay](https://www.g2.com/products/razorpay/reviews) – often cited for zero setup or annual maintenance costs and strong value for subscriptions and growing businesses
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) – reviewers mention reasonable or competitive costs for online payments and CRM-connected billing
- [RapidCents](https://www.g2.com/products/rapidcents/reviews) – praised for transparent pricing, invoicing, and recurring billing support for small businesses


### Which vendor provides the most secure payment processing?
Based on G2 reviews, PayPal Payments appears most frequently in feedback focused on security in the Payment Gateways category. According to verified users, reviewers consistently mention buyer and seller protection, fraud monitoring, encryption, and the ability to transact without sharing bank or card details broadly. G2 reviewers also describe confidence in its global checkout experience and dispute protection, though some note account reviews or holds can be frustrating. Other products such as Trustpair, Authorize.net, and PhonePe Payment Gateway are also praised for fraud prevention and secure transaction handling, but PayPal Payments has the broadest recent review volume highlighting security-related trust and protection.


### Which vendor offers the fastest payment settlement times?
Based on G2 reviews, there is no universal fastest settlement winner across all Payment Gateways scenarios, but recent reviewers frequently highlight Razorpay, Cashfree, and Square Payments for timely fund movement. According to verified users, Razorpay is praised for on-time settlements and predictable disbursement timing, while Cashfree reviewers mention fast onboarding, instant payouts, and quick settlements. G2 reviewers also mention Square Payments for funds reaching accounts quickly and PayPal Payments for smooth transfers in some use cases, though other PayPal reviewers report delays. Settlement speed appears highly dependent on onboarding status, geography, bank timing, and payment method, so recent feedback suggests matching vendor strengths to your operating region.


### What is the top-rated payment gateway for enterprises?
Based on G2 reviews, PayPal Payments is the most visible recent enterprise-friendly option in this dataset because it has the strongest recent review presence and broad buyer use across invoicing, international payments, subscriptions, and checkout. According to verified users, buyers value its wide acceptance, simple setup, multi-currency support, payment tracking, and familiar experience for clients and customers. G2 reviewers mention that it supports both business and cross-border use cases well, though some note fees, verification friction, and occasional holds. For enterprise teams that prioritize global reach, trusted checkout, and broad usability over niche specialization, recent reviews most often point to PayPal Payments as the top-rated choice.

**Here are some of the top-rated products on G2:**

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) – widely used for invoicing, global payments, subscriptions, and secure checkout across many business scenarios
- [Razorpay](https://www.g2.com/products/razorpay/reviews) – strong fit for high-volume online payments, subscriptions, and settlement visibility with broad payment options
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) – often used for reliable payment processing, fraud screening, and integrations with websites and CRMs


### What platform provides advanced fraud detection features?
Based on G2 reviews, PayPal Payments is one of the most frequently cited platforms for fraud-related protection in the Payment Gateways category. According to verified users, reviewers mention fraud monitoring, encryption, buyer and seller protection, and security checks that help reduce transaction risk. G2 reviewers also point to Trustpair for bank account ownership validation and fraud prevention in payment workflows, while Authorize.net is noted for fraud screening and risk management on website transactions. For buyers focused on fraud prevention, recent reviews suggest choosing between broad transaction protection from payment platforms like PayPal Payments and more verification-focused tools like Trustpair depending on the payment workflow.


### What is the best payment gateway for global transactions?
Based on G2 reviews, PayPal Payments is the best-supported answer for global transactions in this Payment Gateways dataset. According to verified users, reviewers repeatedly describe it as widely accepted across countries, useful for freelancers and businesses receiving international payments, and convenient for currency conversion and cross-border checkout. G2 reviewers mention that it helps simplify payments from global clients and marketplaces while improving trust during online transactions. Some reviews also note drawbacks such as cross-border fees, conversion costs, and occasional transfer or verification delays. Even with those tradeoffs, recent review volume most strongly supports PayPal Payments for broad international payment reach.

**Here are some of the top-rated products on G2:**

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) – frequently used for international client payments, currency conversion, and globally accepted checkout
- [Payoneer](https://www.g2.com/products/payoneer/reviews) – often used for receiving cross-border payments and withdrawing to local bank accounts
- [cashfree](https://www.g2.com/products/cashfree/reviews) – reviewers mention collecting in many currencies while settling locally for international expansion


### What platform integrates payment gateways with e-commerce stores?
Based on G2 reviews, several products in the Payment Gateways category are used to integrate payments with e-commerce and online selling workflows. According to verified users, PayPal Payments is commonly connected with websites, online marketplaces, and digital service platforms, while Cashfree is specifically praised for Shopify support and tools that help manage ecommerce payment performance. G2 reviewers also mention Authorize.net for website forms, online stores, and CRM-linked billing, and EBizCharge for integration into ERP and application workflows. For buyers prioritizing ecommerce connectivity, recent reviews suggest focusing on the platform that best matches your storefront, reporting needs, and desired checkout experience.


### Which solution supports multiple currencies and payment methods?
Based on G2 reviews, PayPal Payments is the clearest recent answer for supporting multiple currencies and payment flexibility in the Payment Gateways category. According to verified users, reviewers regularly mention receiving and sending money across countries, handling currency conversion, and using the platform with a wide range of websites and online services. G2 reviewers also note that Razorpay supports multiple payment options such as UPI, cards, wallets, and net banking, while BlueSnap and Cashfree are recognized for broad currency and payment method coverage. If your priority is cross-border flexibility plus widely familiar checkout, recent review evidence most strongly supports PayPal Payments.


### What is the most affordable payment gateway for small businesses?
Based on G2 reviews, affordability for small businesses most often comes down to overall operating cost rather than headline rates alone. According to verified users, Razorpay is frequently described as budget-friendly because reviewers mention zero setup or annual maintenance costs and strong value for growing merchants. G2 reviewers also mention RapidCents for transparent pricing and lower-cost billing tools, while Square Payments is praised for accessible invoicing and simple setup for smaller operations. Some reviewers also describe PayPal Payments as affordable in certain use cases, but fees are a recurring concern. Recent review patterns suggest small businesses should prioritize total cost, setup effort, and payment reliability together.

**Here are some of the top-rated products on G2:**

- [Razorpay](https://www.g2.com/products/razorpay/reviews) – often chosen for low fixed costs, easy setup, and broad payment options for smaller merchants
- [RapidCents](https://www.g2.com/products/rapidcents/reviews) – reviewers highlight transparent pricing, invoicing, and straightforward payment tracking
- [Square Payments](https://www.g2.com/products/square-payments/reviews) – valued for easy invoicing, simple setup, and approachable tools for small business payments




## G2 Grid® for Payment Gateways
![G2 Grid® for Payment Gateways plotting products by satisfaction and market presence](https://www.g2.com/categories/payment-gateways/grids.png?focus%5B%5D=1222&focus%5B%5D=4311&focus%5B%5D=100478&focus%5B%5D=14788&focus%5B%5D=83740&focus%5B%5D=83067&focus%5B%5D=5446&focus%5B%5D=92718)
Highlighted products: PayPal Payments, Adyen Payments, Apple Pay for merchants, checkout.com, Razorpay, Paytm Business, EBizCharge, and Square Payments.
Underlying data: [Grid® JSON](https://www.g2.com/categories/payment-gateways/grids.json?focus%5B%5D=paypal&amp;focus%5B%5D=adyen-payments&amp;focus%5B%5D=apple-pay-for-merchants&amp;focus%5B%5D=checkout-com&amp;focus%5B%5D=razorpay&amp;focus%5B%5D=paytm-business&amp;focus%5B%5D=ebizcharge&amp;focus%5B%5D=square-payments)


## How Many Payment Gateways Products Does G2 Track?
**Total Products under this Category:** 353

### Category Stats (Jul 2026)
- **Average Rating**: 4.19/5 (↓0.02 vs Jun 2026) The average rating of products in this category, based on all submitted ratings
- **Top Trending Product**: Adyen Payments (+2.82%) - Among all products in this category, Adyen Payments recorded the largest rating increase compared to last month
*Last updated: July 19, 2026*


## How Does G2 Rank Payment Gateways Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 6,900+ Authentic Reviews
- 353+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.


## Which Payment Gateways Is Best for Your Use Case?

- **Leader:** [PayPal Payments](https://www.g2.com/products/paypal/reviews)
- **Highest Performer:** [EBizCharge](https://www.g2.com/products/ebizcharge/reviews)
- **Easiest to Use:** [PayPal Payments](https://www.g2.com/products/paypal/reviews)
- **Top Trending:** [Razorpay](https://www.g2.com/products/razorpay/reviews)
- **Best Free Software:** [HitPay](https://www.g2.com/products/hitpay/reviews)


---

**Sponsored**

### Paysafe

Paysafe is a global payments platform delivering high‑performance infrastructure for growing businesses. With over 30 years of experience, Paysafe enables secure, seamless transactions across card payments, digital wallets, local payment methods, and e-cash solutions. Our flexible, scalable platform connects digital and physical commerce, helping businesses operate confidently across markets, currencies and risk profiles. By adapting around your business, Paysafe lifts performance, resilience, and reliability, supporting growth where it matters most.



[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&amp;secure%5Bad_slot%5D=category_product_list&amp;secure%5Bcategory_id%5D=95&amp;secure%5Bchosen_at%5D=2026-07-19T13%3A53%3A07Z&amp;secure%5Bdisplayable_resource_id%5D=95&amp;secure%5Bdisplayable_resource_type%5D=Category&amp;secure%5Bmedium%5D=sponsored&amp;secure%5Bplacement_reason%5D=page_category&amp;secure%5Bplacement_resource_ids%5D%5B%5D=95&amp;secure%5Bprioritized%5D=false&amp;secure%5Bproduct_id%5D=16798&amp;secure%5Bresource_id%5D=95&amp;secure%5Bresource_type%5D=Category&amp;secure%5Bsource_type%5D=category_page&amp;secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Fpayment-gateways%3Fopen_modal_url%3D%252Fproducts%252Fapxium%252Fwishlists%253Fhost_path%253D%25252Fcategories%25252Fpayment-gateways%2526source%253Dcategory&amp;secure%5Btoken%5D=b615120618d0ce0a075a79deee7445089258ae8d87f31e771164dc53f0e5b754&amp;secure%5Burl%5D=https%3A%2F%2Fwww.paysafe.com%2Fen%2Fenterprise%2Fg2-contact-sales%2Fpaid%2F%3Futm_source%3Dg2%26utm_medium%3Ddisplay%26utm_campaign%3D2026-ent-clicks%26utm_content%3Dcategory&amp;secure%5Burl_type%5D=custom_url)

---

## What Are the Top-Rated Payment Gateways Products in 2026?
### 1. [Payment Express](https://www.g2.com/products/payment-express/reviews)
Payment Express is a high growth, innovative global leader in payment technology. Providing PCI DSS compliant payment solutions, we’re certified with all major card schemes. A global end to end platform for e-commerce, retail and unattended that facilitates payments seamlessly in real time.


**Average Rating:** 3.7/5.0
**Total Reviews:** 3
**How Do G2 Users Rate Payment Express?**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)

**Who Is the Company Behind Payment Express?**

- **Seller:** [Direct Payment Solutions](https://www.g2.com/sellers/direct-payment-solutions)
- **Year Founded:** 1997
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/windcave/ (317 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 67% Mid-Market, 67% Small-Business


#### What Are Payment Express's Pros and Cons?

**Pros:**

- Ease of Use (1 reviews)
- Payment Ease (1 reviews)



### What Do G2 Reviewers Say About Payment Express?
*AI-generated summary from verified user reviews*

**Pros:**

- Users find Payment Express to be **easy to use** , highlighting its straightforward money transfer capabilities and user-friendly app.
- Users find the **payment ease** of Payment Express excellent, appreciating its user-friendly and understandable design.


#### What Are Recent G2 Reviews of Payment Express?

**"[A seamless payment gateway](https://www.g2.com/survey_responses/payment-express-review-4900468)"**

**Rating:** 4.0/5.0 stars
*— Verified User in Airlines/Aviation*

[Read full review](https://www.g2.com/survey_responses/payment-express-review-4900468)

---


#### What Are G2 Users Discussing About Payment Express?

- [What is payment Express via DPS?](https://www.g2.com/discussions/what-is-payment-express-via-dps)
- [What is a payment processing software?](https://www.g2.com/discussions/what-is-a-payment-processing-software)
- [What are the features of payment gateway?](https://www.g2.com/discussions/payment-express-what-are-the-features-of-payment-gateway)

### 2. [PayPal Payment Links](https://www.g2.com/products/paypal-payment-links/reviews)
Share a link in seconds. Payment Links are unique, shareable URLs that let you accept payments instantly with no website or coding. You can send Payment Links to customers via email, text messages, social media, messaging apps, and more. Or you can use the QR code option to collect payments in person. When a customer goes to your Payment Link, they’ll be able to pay with their preferred payment method on a fully-hosted, PayPal-powered checkout page. Create a secure Payment Link. Share it on social, through email, with a text, or in person with a QR code. No website needed.


**Average Rating:** 4.5/5.0
**Total Reviews:** 3
**How Do G2 Users Rate PayPal Payment Links?**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.5/10)
- **Level 3:** 6.7/10 (Category avg: 7.9/10)

**Who Is the Company Behind PayPal Payment Links?**

- **Seller:** [PayPal](https://www.g2.com/sellers/paypal)
- **Year Founded:** 1998
- **HQ Location:** San Jose, CA
- **Twitter:** @PayPal (1,112,487 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/1482/ (36,915 employees on LinkedIn®)
- **Ownership:** PYPL

**Who Uses This Product?**
- **Company Size:** 67% Small-Business, 33% Mid-Market


#### What Are PayPal Payment Links's Pros and Cons?

**Pros:**

- Ease of Use (2 reviews)
- Easy Payments (2 reviews)
- Payment Ease (2 reviews)
- Convenience (1 reviews)
- Ease of Creation (1 reviews)

**Cons:**

- Limited Availability (1 reviews)
- Limited Features (1 reviews)
- Limited International Access (1 reviews)
- Missing Features (1 reviews)
- Payment Issues (1 reviews)


### What Do G2 Reviewers Say About PayPal Payment Links?
*AI-generated summary from verified user reviews*

**Pros:**

- Users appreciate the **ease of creating and sending payment links** with PayPal Payment Links, simplifying transactions.
- Users value the **easy creation and sending of payment links** that streamline invoicing and expedite transactions.
- Users appreciate the **payment ease** of PayPal Payment Links, which streamlines invoicing and collection processes.
- Users appreciate the **convenience** of PayPal Payment Links, finding it simple and accessible for all transactions.
- Users value the **ease of creation** of PayPal Payment Links, facilitating quick transactions with customers or debtors.

**Cons:**

- Users face **limited availability** of PayPal Payment Links in certain countries, restricting its usability for some.
- Users are disappointed by the **limited features** , particularly the lack of a QR code option for payment links.
- Users express frustration with **limited international access** to PayPal Payment Links, restricting usability in certain countries.
- Users express frustration over the **lack of QR code functionality** , limiting convenience in payment processing.
- Users face **payment issues** as some countries restrict access to PayPal payment links, limiting usability.

#### What Are Recent G2 Reviews of PayPal Payment Links?

**"[Very easy to use and good audit trail](https://www.g2.com/survey_responses/paypal-payment-links-review-12159681)"**

**Rating:** 4.5/5.0 stars
*— Anthony P.*

[Read full review](https://www.g2.com/survey_responses/paypal-payment-links-review-12159681)

---

**"[My complete experience and views on PayPal links](https://www.g2.com/survey_responses/paypal-payment-links-review-12017220)"**

**Rating:** 4.0/5.0 stars
*— PRIYA  H.*

[Read full review](https://www.g2.com/survey_responses/paypal-payment-links-review-12017220)

---



### 3. [Payrexx](https://www.g2.com/products/payrexx/reviews)
It&#39;s the most straightforward payment platform with integrated e-commerce tools for European Small Businesses! In a nutshell: ✅ One platform - all relevant payment methods in Central Europe ✅ Most affordable and transparent pricing ✅ Fast Onboarding - submitted by 4pm CET on weekdays, reviewed the same day ✅ Self-Service platform for SMEs with integrated E-Commerce Tools ✅ Secure, simple and user-friendly Payrexx specializes as a payment institution in the processing of digital payment methods. As a registered payment facilitator of Mastercard and Visa, the Swiss company operates a self-developed, user-friendly payment platform. Over 40,000 customers across Europe process their payment transactions via the cloud-based platform. Payrexx unites over 40 payment providers and more than 200 payment methods such as Visa, Mastercard, PayPal, Apple Pay, Google Pay, Samsung Pay etc. and currencies from around the world via a single interface. These include all popular payment methods in Central Europe. The cost-effective and flexible platform is perfect for SMEs looking for a simple way to accept payments online. The account is set up and ready to go in no time. The integrated e-commerce tools such as the Virtual Terminal, Paylink, QR Pay or the One-Page-Shop offer a solution for every use case - no own website or programming skills required. For enterprises, the Payrexx platform solution offers programmable interfaces and features that allow the processing of payments, marketplaces to be set up, and sellers and service providers to be paid worldwide via just one application. All Payrexx systems are designed redundantly, guarantee the highest level of fail-safety and are certified according to the strictest PCI-DSS Level-1 guidelines.


**Average Rating:** 4.5/5.0
**Total Reviews:** 3
**How Do G2 Users Rate Payrexx?**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 9.4/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.5/10)
- **Level 3:** 10.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind Payrexx?**

- **Seller:** [Payrexx AG](https://www.g2.com/sellers/payrexx-ag)
- **Year Founded:** 2015
- **HQ Location:** Thun, CH
- **Twitter:** @Payrexx (404 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/9421954 (42 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 100% Small-Business


#### What Are Payrexx's Pros and Cons?

**Pros:**

- Customer Support (1 reviews)
- Ease of Use (1 reviews)
- Easy Integrations (1 reviews)
- Payment Processing (1 reviews)
- Setup Ease (1 reviews)

**Cons:**

- Excessive Fees (1 reviews)


### What Do G2 Reviewers Say About Payrexx?
*AI-generated summary from verified user reviews*

**Pros:**

- Users find the **customer support** of Payrexx to be prompt and relevant, enhancing their overall experience.
- Users find Payrexx to be **easy to use and set up** , making donation management simple and efficient.
- Users value the **easy integrations** of Payrexx, allowing seamless setup for donation pages and campaigns.
- Users value the **easy setup and intuitive interface** of Payrexx for managing donation campaigns effectively.
- Users find Payrexx&#39;s **setup ease** impressive, allowing straightforward integration and intuitive use for donation campaigns.

**Cons:**

- Users find the **excessive fees** frustrating, especially lacking options for payees to cover these costs.

#### What Are Recent G2 Reviews of Payrexx?

**"[Best and easiest e-commerce and e-payment tool ever](https://www.g2.com/survey_responses/payrexx-review-1713494)"**

**Rating:** 5.0/5.0 stars
*— Fabrice K.*

[Read full review](https://www.g2.com/survey_responses/payrexx-review-1713494)

---

**"[Simple and priceworthy Marketplace payment provider](https://www.g2.com/survey_responses/payrexx-review-6649309)"**

**Rating:** 5.0/5.0 stars
*— Greta I.*

[Read full review](https://www.g2.com/survey_responses/payrexx-review-6649309)

---


#### What Are G2 Users Discussing About Payrexx?

- [What is Payrexx used for?](https://www.g2.com/discussions/what-is-payrexx-used-for)

### 4. [POS Machine](https://www.g2.com/products/pos-machine/reviews)
PayUmoney provides POS (Point of Sale) system that allow user to manage business at a reasonable price, quick and easy documentation, no need to open a new bank account, wireless &amp; convenient, paperless machine and no monthly rentals.


**Average Rating:** 4.2/5.0
**Total Reviews:** 3
**How Do G2 Users Rate POS Machine?**

- **Performance and Reliability:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.5/10)
- **Level 3:** 8.3/10 (Category avg: 7.9/10)

**Who Is the Company Behind POS Machine?**

- **Seller:** [PayU](https://www.g2.com/sellers/payu)
- **HQ Location:** Amsterdam, North Holland
- **Twitter:** @PAyu (25 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/2046824/ (3,356 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 33% Enterprise, 33% Mid-Market



#### What Are Recent G2 Reviews of POS Machine?

**"[Best payment Accepting Machine](https://www.g2.com/survey_responses/pos-machine-review-6902622)"**

**Rating:** 4.5/5.0 stars
*— Verified User in Logistics and Supply Chain*

[Read full review](https://www.g2.com/survey_responses/pos-machine-review-6902622)

---

**"[Best of Point of Sale (POS Machine)](https://www.g2.com/survey_responses/pos-machine-review-6633302)"**

**Rating:** 4.5/5.0 stars
*— Vivek K.*

[Read full review](https://www.g2.com/survey_responses/pos-machine-review-6633302)

---



### 5. [Visa Direct](https://www.g2.com/products/visa-direct/reviews)
Visa Direct is a global real-time¹ money movement platform that enables businesses, financial institutions, and individuals to send and receive funds securely and efficiently across borders. Leveraging Visa&#39;s extensive network, Visa Direct facilitates transactions to billions of endpoints worldwide, including cards, accounts, and digital wallets. This service is designed to enhance payment experiences by providing fast, convenient, and reliable fund transfers, thereby supporting a wide range of use cases such as peer-to-peer payments, business disbursements, and cross-border remittances. Key Features and Functionality: - Global Reach: Connects to over 11 billion endpoints across more than 195 countries and territories, supporting transactions in 160 currencies. - Real-Time Payments: Enables funds to be sent and received in real-time¹, providing immediate access to money for recipients. - Versatile Endpoints: Supports payments to various endpoints, including debit and credit cards, bank accounts, and digital wallets. - Secure Transactions: Utilizes Visa&#39;s robust security infrastructure to ensure safe and compliant money transfers. - Single Access Point: Offers a unified connection to multiple payment networks, simplifying the process of integrating and managing global payments. Primary Value and Solutions Provided: Visa Direct addresses the need for fast, secure, and efficient money movement in today&#39;s interconnected world. By enabling real-time¹ payments to a vast array of endpoints globally, it helps businesses improve cash flow, enhance customer satisfaction, and expand their reach without the need to build their own payment networks. For individuals, Visa Direct offers the convenience of instant access to funds, whether for personal transfers, receiving wages, or accessing government disbursements. Overall, Visa Direct simplifies the complexities of global money movement, providing a reliable solution for diverse payment needs. ¹Actual fund availability depends on receiving financial institution and region.


**Average Rating:** 3.8/5.0
**Total Reviews:** 3
**How Do G2 Users Rate Visa Direct?**

- **Performance and Reliability:** 7.5/10 (Category avg: 8.8/10)
- **Online payment portal:** 6.7/10 (Category avg: 8.5/10)
- **Level 3:** 7.5/10 (Category avg: 7.9/10)

**Who Is the Company Behind Visa Direct?**

- **Seller:** [Visa](https://www.g2.com/sellers/visa)
- **HQ Location:** Foster City, California, United States
- **Twitter:** @visa (416,239 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/visa (28,914 employees on LinkedIn®)
- **Ownership:** NYSE: V
- **Total Revenue (USD mm):** $15,082

**Who Uses This Product?**
- **Company Size:** 67% Mid-Market, 33% Small-Business


#### What Are Visa Direct's Pros and Cons?

**Pros:**

- Convenience (1 reviews)
- Efficiency (1 reviews)
- Reliability (1 reviews)

**Cons:**

- Excessive Fees (1 reviews)
- Limited International Access (1 reviews)


### What Do G2 Reviewers Say About Visa Direct?
*AI-generated summary from verified user reviews*

**Pros:**

- Users value the **convenience** of Visa Direct for both personal and business transactions, enhancing their experience significantly.
- Users value the **efficiency** of Visa Direct, citing its convenience and reliability for various transactions.
- Users appreciate the **reliability** of Visa Direct, finding it convenient for both personal and business transactions.

**Cons:**

- Users express concerns about **excessive fees** for transactions and limitations on supported countries and banks.
- Users face **limited international access** with Visa Direct, facing fees and restrictions on certain countries and banks.

#### What Are Recent G2 Reviews of Visa Direct?

**"[recommend Visa Direct to a friend or colleague](https://www.g2.com/survey_responses/visa-direct-review-10279583)"**

**Rating:** 4.5/5.0 stars
*— Verified User in Non-Profit Organization Management*

[Read full review](https://www.g2.com/survey_responses/visa-direct-review-10279583)

---

**"[very helpful visa](https://www.g2.com/survey_responses/visa-direct-review-9786490)"**

**Rating:** 5.0/5.0 stars
*— Rochelle D.*

[Read full review](https://www.g2.com/survey_responses/visa-direct-review-9786490)

---



### 6. [XanPay](https://www.g2.com/products/xanpay/reviews)
XanPay is a powerful APM payment gateway designed for all types of businesses. From SMBs, high-risk merchants to organizations, we make cross-border payments faster and cheaper. Our modernized payment solution gives you instant access to 100+ popular alternative payment methods, across 15 Asian markets, with six times the local penetration rate compared to legacy financial systems. Join the journey to providing greater financial access to the 1 billion users in the unbanked and underserved regions that we serve.


**Average Rating:** 4.2/5.0
**Total Reviews:** 3
**How Do G2 Users Rate XanPay?**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.5/10)
- **Level 3:** 5.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind XanPay?**

- **Seller:** [XanPool](https://www.g2.com/sellers/xanpool)
- **Year Founded:** 2019
- **HQ Location:** Hong Kong, HK
- **LinkedIn® Page:** https://www.linkedin.com/company/xanpay/ (2 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Small-Business, 25% Enterprise



#### What Are Recent G2 Reviews of XanPay?

**"[A pleasant surprise!](https://www.g2.com/survey_responses/xanpay-review-6492649)"**

**Rating:** 5.0/5.0 stars
*— Verified User in Retail*

[Read full review](https://www.g2.com/survey_responses/xanpay-review-6492649)

---

**"[Easy cross border payment solution with the lowest fees](https://www.g2.com/survey_responses/xanpay-review-6491130)"**

**Rating:** 4.5/5.0 stars
*— Verified User in Retail*

[Read full review](https://www.g2.com/survey_responses/xanpay-review-6491130)

---


#### What Are G2 Users Discussing About XanPay?

- [What is XanPay used for?](https://www.g2.com/discussions/what-is-xanpay-used-for)

### 7. [Zen](https://www.g2.com/products/g2a-com-zen/reviews)
With G2A PAY a payment gateway for digital business, add every payment method with just one integration - and start accepting over 200 global and local payment methods today.


**Average Rating:** 4.0/5.0
**Total Reviews:** 3
**How Do G2 Users Rate Zen?**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.5/10)
- **Level 3:** 5.8/10 (Category avg: 7.9/10)

**Who Is the Company Behind Zen?**

- **Seller:** [G2A.com](https://www.g2.com/sellers/g2a-com)
- **Year Founded:** 2010
- **HQ Location:** Amsterdam, NL
- **Twitter:** @g2a_com (471,795 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/g2a-com/ (432 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Small-Business, 25% Enterprise



#### What Are Recent G2 Reviews of Zen?

**"[Nice user experience](https://www.g2.com/survey_responses/zen-review-5303348)"**

**Rating:** 4.5/5.0 stars
*— Swati N.*

[Read full review](https://www.g2.com/survey_responses/zen-review-5303348)

---

**"[Recommended](https://www.g2.com/survey_responses/zen-review-4806792)"**

**Rating:** 5.0/5.0 stars
*— Verified User in Computer &amp; Network Security*

[Read full review](https://www.g2.com/survey_responses/zen-review-4806792)

---


#### What Are G2 Users Discussing About Zen?

- [What is Zeiss Zen?](https://www.g2.com/discussions/what-is-zeiss-zen)
- [Is Zen Black free?](https://www.g2.com/discussions/is-zen-black-free)
- [What can Zen Lite do?](https://www.g2.com/discussions/what-can-zen-lite-do)

### 8. [Apriva Payments](https://www.g2.com/products/apriva-payments/reviews)
Wherever your business takes you, accept any way your customers want to pay. We are one of the only P2PE Certified Gateways in the industry. Period. Others claim P2PE, but they are “self-assessed”. We are certified by a PCI Council Auditor every 2 years. This means the odds of you being responsible for a data breach are as low as they can possibly be. Accept payment methods including credit and debit, mobile wallets, campus cards, manual entry, generate invoices, or over the phone with AprivaPay Mobile, AprivaPay Register, or AprivaPay Self-Service.


**Average Rating:** 4.3/5.0
**Total Reviews:** 8
**How Do G2 Users Rate Apriva Payments?**

- **Has the product been a good partner in doing business?:** 6.7/10 (Category avg: 8.6/10)

**Who Is the Company Behind Apriva Payments?**

- **Seller:** [Apriva](https://www.g2.com/sellers/apriva)
- **Year Founded:** 2003
- **HQ Location:** Phoenix, US
- **Twitter:** @Apriva (1,618 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/apriva (117 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 44% Mid-Market, 44% Small-Business



#### What Are Recent G2 Reviews of Apriva Payments?

**"[A Great Payment Processing Solution For Businesses](https://www.g2.com/survey_responses/apriva-payments-review-9507642)"**

**Rating:** 4.5/5.0 stars
*— Mary T.*

[Read full review](https://www.g2.com/survey_responses/apriva-payments-review-9507642)

---

**"[Apriva accepts all payment methods without processing fees and highest level of fraud protection.](https://www.g2.com/survey_responses/apriva-payments-review-9574708)"**

**Rating:** 4.5/5.0 stars
*— Sharad Singh R.*

[Read full review](https://www.g2.com/survey_responses/apriva-payments-review-9574708)

---


#### What Are G2 Users Discussing About Apriva Payments?

- [What is Apriva Payments used for?](https://www.g2.com/discussions/what-is-apriva-payments-used-for)

### 9. [atom](https://www.g2.com/products/atomtech-atom/reviews)
Atom offers payment services and solutions through platforms.


**Average Rating:** 4.5/5.0
**Total Reviews:** 2
**How Do G2 Users Rate atom?**

- **Performance and Reliability:** 6.7/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.5/10)
- **Level 3:** 5.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind atom?**

- **Seller:** [Atomtech](https://www.g2.com/sellers/atomtech)
- **HQ Location:** Mumbai, Maharashtra
- **Twitter:** @nttdatapayments (643 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/ntt-data-payments/ (362 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Small-Business, 50% Enterprise



#### What Are Recent G2 Reviews of atom?

**"[A hackable text editor for the 21st Century](https://www.g2.com/survey_responses/atom-review-7429039)"**

**Rating:** 4.0/5.0 stars
*— Md Tarek H.*

[Read full review](https://www.g2.com/survey_responses/atom-review-7429039)

---

**"[A simple IDE for coding](https://www.g2.com/survey_responses/atom-review-6659848)"**

**Rating:** 5.0/5.0 stars
*— Verified User in Information Technology and Services*

[Read full review](https://www.g2.com/survey_responses/atom-review-6659848)

---



### 10. [Durango Pay Gateway](https://www.g2.com/products/durango-pay-gateway/reviews)
Durango Merchant Services is a world-leading consulting group dedicated to helping your business apply to accept credit cards, e-checks, ACH, and other digital payment options! DMS will help you get approved for a merchant account so you can start accepting payments as soon as possible. Founded in 1997, we have been an industry leader in hard-to-acquire and high-risk credit card processing. Today, with over accounts all over the country, we pride ourselves in having a high level of customer service, small-town friendliness, and out-of-the-box creative money-saving strategies thanks to our dedicated, individually assigned sales managers with decades of experience.


**Average Rating:** 4.0/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Durango Pay Gateway?**

- **Performance and Reliability:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 9.2/10 (Category avg: 8.5/10)
- **Level 3:** 10.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind Durango Pay Gateway?**

- **Seller:** [Durango Merchant Services](https://www.g2.com/sellers/durango-merchant-services)
- **Year Founded:** 2004
- **HQ Location:** Durango, US
- **LinkedIn® Page:** https://www.linkedin.com/company/durango-merchant-services-llc (7 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Enterprise, 50% Small-Business



#### What Are Recent G2 Reviews of Durango Pay Gateway?

**"[Durango Pay Gateway: A Convinient Tool that Makes It Easy for Us to Manage Billing Processes](https://www.g2.com/survey_responses/durango-pay-gateway-review-9154515)"**

**Rating:** 5.0/5.0 stars
*— Ndichu J.*

[Read full review](https://www.g2.com/survey_responses/durango-pay-gateway-review-9154515)

---



### 11. [Globally Paid](https://www.g2.com/products/globally-paid/reviews)
Globally Paid is a service that integrates payment acceptance into any software, to help businesses scale faster and without friction. We use our platform to solve problems and connect exceptional companies directly to core payment networks worldwide.


**Average Rating:** 4.5/5.0
**Total Reviews:** 2

**Who Is the Company Behind Globally Paid?**

- **Seller:** [Globally Paid](https://www.g2.com/sellers/globally-paid)
- **Year Founded:** 2010
- **HQ Location:** Jupiter, US
- **LinkedIn® Page:** https://www.linkedin.com/company/global-payroll-gateway-inc-/ (2 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 100% Small-Business



#### What Are Recent G2 Reviews of Globally Paid?

**"[Effective and easy to use](https://www.g2.com/survey_responses/globally-paid-review-8491302)"**

**Rating:** 5.0/5.0 stars
*— david g.*

[Read full review](https://www.g2.com/survey_responses/globally-paid-review-8491302)

---

**"[Best in Global Payouts with reachability across the Globe](https://www.g2.com/survey_responses/globally-paid-review-4941422)"**

**Rating:** 4.0/5.0 stars
*— Abhineet R.*

[Read full review](https://www.g2.com/survey_responses/globally-paid-review-4941422)

---


#### What Are G2 Users Discussing About Globally Paid?

- [What is Globally Paid used for?](https://www.g2.com/discussions/what-is-globally-paid-used-for)

### 12. [GoDaddy Payments](https://www.g2.com/products/godaddy-payments/reviews)
GoDaddy Payments is our built-in payment gateway for GoDaddy&#39;s commerce tools (Online Store, Managed WordPress, Pay Links, and Virtual Terminal). With GoDaddy Payments, you can take secure, online debit and credit card payments on your website, over the phone and on the go, while managing all your online orders and payments from a single dashboard.


**Average Rating:** 4.2/5.0
**Total Reviews:** 24
**How Do G2 Users Rate GoDaddy Payments?**

- **Has the product been a good partner in doing business?:** 7.7/10 (Category avg: 8.6/10)
- **Online payment portal:** 8.0/10 (Category avg: 8.5/10)
- **Level 3:** 7.5/10 (Category avg: 7.9/10)

**Who Is the Company Behind GoDaddy Payments?**

- **Seller:** [GoDaddy](https://www.g2.com/sellers/godaddy)
- **Year Founded:** 1997
- **HQ Location:** Scottsdale, AZ
- **Twitter:** @GoDaddy (274,844 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/7846/ (9,011 employees on LinkedIn®)
- **Ownership:** NYSE:GDDY

**Who Uses This Product?**
- **Company Size:** 80% Small-Business, 12% Mid-Market


#### What Are GoDaddy Payments's Pros and Cons?

**Pros:**

- Ease of Use (2 reviews)
- Easy Payments (2 reviews)
- Customer Support (1 reviews)
- Dashboard Usability (1 reviews)
- Easy Setup (1 reviews)

**Cons:**

- Delays (1 reviews)
- Poor Customer Support (1 reviews)


### What Do G2 Reviewers Say About GoDaddy Payments?
*AI-generated summary from verified user reviews*

**Pros:**

- Users find GoDaddy Payments to be **easy to use** , with a straightforward setup that enables quick payment processing.
- Users appreciate the **easy payment integration** of GoDaddy Payments, enabling quick setup and seamless transaction processing.
- Users appreciate the **helpful customer support** of GoDaddy Payments, enhancing their experience with quick responses to questions.
- Users appreciate the **single dashboard usability** of GoDaddy Payments, streamlining diverse payment processes efficiently.
- Users find the **easy setup** of GoDaddy Payments straightforward, allowing for quick acceptance of payments for their business.

**Cons:**

- Users experience frustrating **delays in response time** when seeking support, affecting their overall satisfaction with GoDaddy Payments.
- Users experience **poor customer support** due to slow response times and lack of live chat assistance.

#### What Are Recent G2 Reviews of GoDaddy Payments?

**"[Seamless Transactions with GoDaddy](https://www.g2.com/survey_responses/godaddy-payments-review-8879056)"**

**Rating:** 5.0/5.0 stars
*— Rythm G.*

[Read full review](https://www.g2.com/survey_responses/godaddy-payments-review-8879056)

---

**"[Efficient and User-Friendly](https://www.g2.com/survey_responses/godaddy-payments-review-9091965)"**

**Rating:** 4.5/5.0 stars
*— Prateek S.*

[Read full review](https://www.g2.com/survey_responses/godaddy-payments-review-9091965)

---


#### What Are G2 Users Discussing About GoDaddy Payments?

- [What is GoDaddy Payments used for?](https://www.g2.com/discussions/what-is-godaddy-payments-used-for)

### 13. [Heartland eCommerce](https://www.g2.com/products/heartland-ecommerce/reviews)
Start accepting credit cards online today with Heartland’s safe, transparent solution designed to increase shopper conversions, encourage repeat purchases, and minimize the total cost of payment acceptance.


**Average Rating:** 4.0/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Heartland eCommerce?**

- **Has the product been a good partner in doing business?:** 8.3/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 10.0/10 (Category avg: 8.8/10)

**Who Is the Company Behind Heartland eCommerce?**

- **Seller:** [Heartland Payment Systems](https://www.g2.com/sellers/heartland-payment-systems)
- **Year Founded:** 1997
- **HQ Location:** Edmond, OK
- **LinkedIn® Page:** https://www.linkedin.com/company/11054/ (3,857 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Enterprise, 50% Small-Business



#### What Are Recent G2 Reviews of Heartland eCommerce?

**"[Easy to use](https://www.g2.com/survey_responses/heartland-ecommerce-review-3300774)"**

**Rating:** 4.5/5.0 stars
*— Verified User in Health, Wellness and Fitness*

[Read full review](https://www.g2.com/survey_responses/heartland-ecommerce-review-3300774)

---


#### What Are G2 Users Discussing About Heartland eCommerce?

- [What is Heartland eCommerce used for?](https://www.g2.com/discussions/what-is-heartland-ecommerce-used-for)

### 14. [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews)
Global Payments Inc. (NYSE: GPN), a leading worldwide provider of payment technology and software solutions, announced the unification under a single brand. Heartland, a Global Payments company, previously offered a suite of solutions, which is now Global Payments.


**Average Rating:** 4.2/5.0
**Total Reviews:** 13
**How Do G2 Users Rate Heartland Payments+?**

- **Has the product been a good partner in doing business?:** 5.0/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 9.2/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.5/10)

**Who Is the Company Behind Heartland Payments+?**

- **Seller:** [Heartland Payment Systems](https://www.g2.com/sellers/heartland-payment-systems)
- **Year Founded:** 1997
- **HQ Location:** Edmond, OK
- **LinkedIn® Page:** https://www.linkedin.com/company/11054/ (3,857 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 62% Small-Business, 23% Mid-Market


#### What Are Heartland Payments+'s Pros and Cons?

**Pros:**

- Customer Support (1 reviews)
- Easy Payments (1 reviews)
- Easy Setup (1 reviews)
- Efficiency (1 reviews)
- Efficiency Improvement (1 reviews)

**Cons:**

- Excessive Fees (1 reviews)
- Poor Customer Support (1 reviews)
- System Errors (1 reviews)
- Update Issues (1 reviews)


### What Do G2 Reviewers Say About Heartland Payments+?
*AI-generated summary from verified user reviews*

**Pros:**

- Users appreciate the **impressive customer support** of Heartland Payments+, enhancing their overall experience with the system.
- Users appreciate the **easy payment setup** of Heartland Payments+, noting efficient next-day fund availability.
- Users praise the **easy setup** of Heartland Payments+, making their initial experience smooth and hassle-free.
- Users value the **efficient money management** of Heartland Payments+, ensuring swift deposits and smooth transactions.
- Users value the **efficient money management** of Heartland Payments+, appreciating quick access to funds.

**Cons:**

- Users are frustrated with the **excessive fees** charged by Heartland Payments+, especially without any service provided.
- Users are frustrated with the **horrendous customer support** from Heartland Payments+, facing unresolved issues and unjust charges.
- Users report severe **system errors** causing financial losses and poor customer service, leading to overall dissatisfaction.
- Users face **update issues** with Heartland Payments+, leading to costly errors and inadequate customer service responses.

#### What Are Recent G2 Reviews of Heartland Payments+?

**"[The system is very easy to use.](https://www.g2.com/survey_responses/heartland-payments-review-7613548)"**

**Rating:** 5.0/5.0 stars
*— Cathy L.*

[Read full review](https://www.g2.com/survey_responses/heartland-payments-review-7613548)

---

**"[User Friendly](https://www.g2.com/survey_responses/heartland-payments-review-7622235)"**

**Rating:** 4.5/5.0 stars
*— Karen S.*

[Read full review](https://www.g2.com/survey_responses/heartland-payments-review-7622235)

---


#### What Are G2 Users Discussing About Heartland Payments+?

- [How much does heartland charge per transaction?](https://www.g2.com/discussions/how-much-does-heartland-charge-per-transaction)
- [How was Heartland Payment Systems Hacked?](https://www.g2.com/discussions/how-was-heartland-payment-systems-hacked)
- [Is Heartland a payment gateway?](https://www.g2.com/discussions/is-heartland-a-payment-gateway)
- [What is Heartland billing solutions?](https://www.g2.com/discussions/what-is-heartland-billing-solutions)

### 15. [iyzico](https://www.g2.com/products/iyzico/reviews)
iyzico is the an online payments platform.


**Average Rating:** 4.5/5.0
**Total Reviews:** 2
**How Do G2 Users Rate iyzico?**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 9.2/10 (Category avg: 8.5/10)
- **Level 3:** 10.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind iyzico?**

- **Seller:** [iyzico](https://www.g2.com/sellers/iyzico)
- **Year Founded:** 2013
- **HQ Location:** İstanbul, TR
- **LinkedIn® Page:** https://www.linkedin.com/company/iyzi-payments (404 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 100% Small-Business



#### What Are Recent G2 Reviews of iyzico?

**"[Very good support service](https://www.g2.com/survey_responses/iyzico-review-5383949)"**

**Rating:** 5.0/5.0 stars
*— Jeffrey B.*

[Read full review](https://www.g2.com/survey_responses/iyzico-review-5383949)

---

**"[iyzico for everyone](https://www.g2.com/survey_responses/iyzico-review-8490022)"**

**Rating:** 4.0/5.0 stars
*— Serkan Y.*

[Read full review](https://www.g2.com/survey_responses/iyzico-review-8490022)

---


#### What Are G2 Users Discussing About iyzico?

- [What is iyzico used for?](https://www.g2.com/discussions/what-is-iyzico-used-for) - 1 comment

### 16. [JUDO](https://www.g2.com/products/judo/reviews)
Judopay is a payments company born for the mobile age. People across the world are embracing services available on their mobile devices at an ever-increasing rate including using their mobile to make payments.


**Average Rating:** 4.5/5.0
**Total Reviews:** 2

**Who Is the Company Behind JUDO?**

- **Seller:** [Judopay](https://www.g2.com/sellers/judopay)
- **Year Founded:** 2012
- **HQ Location:** N/A
- **Twitter:** @Judopay (2,518 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/judopay/ (2 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Mid-Market, 50% Small-Business



#### What Are Recent G2 Reviews of JUDO?

**"[Its easy to build apps and I would recommend this app](https://www.g2.com/survey_responses/judo-review-5283883)"**

**Rating:** 4.0/5.0 stars
*— Tsolmon S.*

[Read full review](https://www.g2.com/survey_responses/judo-review-5283883)

---

**"[It’s very useful for all.](https://www.g2.com/survey_responses/judo-review-5281046)"**

**Rating:** 5.0/5.0 stars
*— Md Shahidul I.*

[Read full review](https://www.g2.com/survey_responses/judo-review-5281046)

---



### 17. [Lemonway](https://www.g2.com/products/lemonway/reviews)
Lemonway is a pan-European payment institution dedicated to marketplaces, crowdfunding platforms, e-commerce websites, and other companies looking for payment processing, wallet management and third-party payment in a KYC/AML - regulated framework. Its payment solution is trusted and used by over 1,400 websites in Europe including 200 crowdfunding platforms.


**Average Rating:** 3.0/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Lemonway?**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.5/10)
- **Level 3:** 6.7/10 (Category avg: 7.9/10)

**Who Is the Company Behind Lemonway?**

- **Seller:** [Lemonway](https://www.g2.com/sellers/lemonway)
- **Year Founded:** 2007
- **HQ Location:** Paris, FR
- **Twitter:** @LemonWay (4,648 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/lemonway (189 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 100% Small-Business





### 18. [Magnius](https://www.g2.com/products/magnius/reviews)
Magnius acts as a technology partner, delivering its intelligent payment platform. Our platform is typically used for running a full PSP operation, to enter new markets and countries or for prototyping new payment technologies. Our platform powers the creation and management of merchant accounts to result in a comprehensive offering of digital payments in your look &amp; feel. Dedicated hosted, yet cloud based You will get a sandbox and a production environment. We deliver this typically on AWS on the specified URLs of your company. Your design Change the design of the platform at will. Your merchant will experience your look &amp; feel. Webshop plugins Use our list of standard webshop plugins to let your merchants connect to our platform easily. Tons of (global) payment possibilities Reach as many customers as possible by offering the right mix of payment methods. We offer more than 300 payment methods, and add new ones on request.


**Average Rating:** 5.0/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Magnius?**

- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.5/10)
- **Level 3:** 8.3/10 (Category avg: 7.9/10)

**Who Is the Company Behind Magnius?**

- **Seller:** [Magnius](https://www.g2.com/sellers/magnius)
- **Year Founded:** 2020
- **HQ Location:** Leiden, NL
- **LinkedIn® Page:** https://www.linkedin.com/company/magnius/ (5 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Small-Business



#### What Are Recent G2 Reviews of Magnius?

**"[Magnius - Secured Payment Gateway](https://www.g2.com/survey_responses/magnius-review-5242186)"**

**Rating:** 5.0/5.0 stars
*— Farhan Q.*

[Read full review](https://www.g2.com/survey_responses/magnius-review-5242186)

---

**"[Amazing white label payment platform. Easy to use and very scalable.](https://www.g2.com/survey_responses/magnius-review-4786096)"**

**Rating:** 5.0/5.0 stars
*— L A.*

[Read full review](https://www.g2.com/survey_responses/magnius-review-4786096)

---


#### What Are G2 Users Discussing About Magnius?

- [What is Magnius used for?](https://www.g2.com/discussions/what-is-magnius-used-for)

### 19. [NETePay Hosted](https://www.g2.com/products/netepay-hosted/reviews)
NETePay Hosted is a comprehensive payments platform that consolidates payments and processor-agnostic tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal.


**Average Rating:** 4.9/5.0
**Total Reviews:** 5
**How Do G2 Users Rate NETePay Hosted?**

- **Has the product been a good partner in doing business?:** 9.6/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)
- **Online payment portal:** 8.3/10 (Category avg: 8.5/10)
- **Level 3:** 10.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind NETePay Hosted?**

- **Seller:** [Datacap](https://www.g2.com/sellers/datacap)
- **Year Founded:** 1983
- **HQ Location:** Chalfont, US
- **Twitter:** @DatacapSystems (995 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/datacap-systems-inc-/ (38 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 60% Mid-Market, 40% Small-Business



#### What Are Recent G2 Reviews of NETePay Hosted?

**"[One of the most solid and reliable payment solutions in the industry!](https://www.g2.com/survey_responses/netepay-hosted-review-7440043)"**

**Rating:** 5.0/5.0 stars
*— Matt O.*

[Read full review](https://www.g2.com/survey_responses/netepay-hosted-review-7440043)

---

**"[NETePay Hosted works extremely well for us!](https://www.g2.com/survey_responses/netepay-hosted-review-7416590)"**

**Rating:** 5.0/5.0 stars
*— Chuck B.*

[Read full review](https://www.g2.com/survey_responses/netepay-hosted-review-7416590)

---



### 20. [NextPay Payment Gateway](https://www.g2.com/products/nextpay-payment-gateway/reviews)
NextPay is a new generation payment gateway that offers a full stack credit processing solution including: - Direct Connect API - Fraud and Risk Detection - 3-D Secure - Email Payment - MOTO


**Average Rating:** 1.8/5.0
**Total Reviews:** 2
**How Do G2 Users Rate NextPay Payment Gateway?**

- **Performance and Reliability:** 8.3/10 (Category avg: 8.8/10)

**Who Is the Company Behind NextPay Payment Gateway?**

- **Seller:** [NextPay International S.A.](https://www.g2.com/sellers/nextpay-international-s-a)
- **HQ Location:** Carrollton, TX
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 100% Small-Business




#### What Are G2 Users Discussing About NextPay Payment Gateway?

- [What is NextPay Payment Gateway used for?](https://www.g2.com/discussions/what-is-nextpay-payment-gateway-used-for)

### 21. [Payvision](https://www.g2.com/products/payvision/reviews)
Payvision&#39;s platform helps businesses get global coverage, accept local payments and set up shop through one simple integration. Payments. We get it.


**Average Rating:** 4.0/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Payvision?**

- **Performance and Reliability:** 10.0/10 (Category avg: 8.8/10)

**Who Is the Company Behind Payvision?**

- **Seller:** [Payvision](https://www.g2.com/sellers/payvision)
- **Year Founded:** 2002
- **HQ Location:** Amsterdam, NL
- **Twitter:** @payvision (3,817 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/60175 (31 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Enterprise, 50% Small-Business



#### What Are Recent G2 Reviews of Payvision?

**"[Payment processing done right ](https://www.g2.com/survey_responses/payvision-review-1001989)"**

**Rating:** 4.0/5.0 stars
*— Verified User in Financial Services*

[Read full review](https://www.g2.com/survey_responses/payvision-review-1001989)

---

**"[ Connecting businesses to banks instantly](https://www.g2.com/survey_responses/payvision-review-1003179)"**

**Rating:** 4.0/5.0 stars
*— Jeremy S.*

[Read full review](https://www.g2.com/survey_responses/payvision-review-1003179)

---



### 22. [PineLabs](https://www.g2.com/products/pinelabs/reviews)
PineLabs payment solutions simplify acceptance of all kinds of payments at Point of Sale.


**Average Rating:** 4.3/5.0
**Total Reviews:** 2

**Who Is the Company Behind PineLabs?**

- **Seller:** [Pinelabs](https://www.g2.com/sellers/pinelabs)
- **HQ Location:** N/A
- **LinkedIn® Page:** https://www.linkedin.com/company/No-Linkedin-Presence-Added-Intentionally-By-DataOps (1 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 100% Small-Business, 50% Mid-Market



#### What Are Recent G2 Reviews of PineLabs?

**"[Best for accepting payment offline and online](https://www.g2.com/survey_responses/pinelabs-review-6860211)"**

**Rating:** 4.0/5.0 stars
*— Shashi Y.*

[Read full review](https://www.g2.com/survey_responses/pinelabs-review-6860211)

---

**"[Best Indian platform for merchants](https://www.g2.com/survey_responses/pinelabs-review-5075401)"**

**Rating:** 4.5/5.0 stars
*— SHUBHODEEP C.*

[Read full review](https://www.g2.com/survey_responses/pinelabs-review-5075401)

---


#### What Are G2 Users Discussing About PineLabs?

- [What is PineLabs used for?](https://www.g2.com/discussions/what-is-pinelabs-used-for) - 1 comment

### 23. [PlugnPay](https://www.g2.com/products/plugnpay/reviews)
PlugnPay delivers the industry&#39;s easiest-to-integrate eCommerce gateway.


**Average Rating:** 4.5/5.0
**Total Reviews:** 2
**How Do G2 Users Rate PlugnPay?**

- **Performance and Reliability:** 10.0/10 (Category avg: 8.8/10)
- **Online payment portal:** 10.0/10 (Category avg: 8.5/10)
- **Level 3:** 10.0/10 (Category avg: 7.9/10)

**Who Is the Company Behind PlugnPay?**

- **Seller:** [PlugnPay](https://www.g2.com/sellers/plugnpay)
- **Year Founded:** 1996
- **HQ Location:** United States
- **LinkedIn® Page:** https://www.linkedin.com/company/plug-n-pay (13 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Mid-Market, 50% Small-Business



#### What Are Recent G2 Reviews of PlugnPay?

**"[Services](https://www.g2.com/survey_responses/plugnpay-review-8495885)"**

**Rating:** 5.0/5.0 stars
*— Vikrant S.*

[Read full review](https://www.g2.com/survey_responses/plugnpay-review-8495885)

---

**"[Plug n play review](https://www.g2.com/survey_responses/plugnpay-review-1883213)"**

**Rating:** 4.0/5.0 stars
*— Verified User in Arts and Crafts*

[Read full review](https://www.g2.com/survey_responses/plugnpay-review-1883213)

---


#### What Are G2 Users Discussing About PlugnPay?

- [What is PlugnPay used for?](https://www.g2.com/discussions/what-is-plugnpay-used-for)

### 24. [Poynt](https://www.g2.com/products/poynt/reviews)
Poynt is an all-in-one payment terminal ecosystem.


**Average Rating:** 4.8/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Poynt?**

- **Has the product been a good partner in doing business?:** 9.2/10 (Category avg: 8.6/10)
- **Performance and Reliability:** 6.7/10 (Category avg: 8.8/10)

**Who Is the Company Behind Poynt?**

- **Seller:** [GoDaddy](https://www.g2.com/sellers/godaddy)
- **Year Founded:** 1997
- **HQ Location:** Scottsdale, AZ
- **Twitter:** @GoDaddy (274,844 Twitter followers)
- **LinkedIn® Page:** https://www.linkedin.com/company/7846/ (9,011 employees on LinkedIn®)
- **Ownership:** NYSE:GDDY

**Who Uses This Product?**
- **Company Size:** 50% Small-Business, 50% Mid-Market



#### What Are Recent G2 Reviews of Poynt?

**"[Good company working towards perfection](https://www.g2.com/survey_responses/poynt-review-2049069)"**

**Rating:** 4.5/5.0 stars
*— Verified User in Recreational Facilities and Services*

[Read full review](https://www.g2.com/survey_responses/poynt-review-2049069)

---

**"[Excellent Customer Service](https://www.g2.com/survey_responses/poynt-review-4274983)"**

**Rating:** 5.0/5.0 stars
*— Laura R.*

[Read full review](https://www.g2.com/survey_responses/poynt-review-4274983)

---


#### What Are G2 Users Discussing About Poynt?

- [What is Poynt used for?](https://www.g2.com/discussions/what-is-poynt-used-for)

### 25. [Sequent](https://www.g2.com/products/sequent/reviews)
Sequent Platform brings cards to mobile and makes them useful for consumers. Sequent enables banks, transit agencies and any other issuer to securely digitize their credit, debit, transit, loyalty or ID cards and distribute them to their own application, and to any other application using the Sequent Platform.


**Average Rating:** 4.8/5.0
**Total Reviews:** 2
**How Do G2 Users Rate Sequent?**

- **Has the product been a good partner in doing business?:** 10.0/10 (Category avg: 8.6/10)

**Who Is the Company Behind Sequent?**

- **Seller:** [Sequent Software](https://www.g2.com/sellers/sequent-software)
- **Year Founded:** 2010
- **HQ Location:** Silicon Valley, US
- **Twitter:** @SequentSW (473 Twitter followers)
- **LinkedIn® Page:** http://www.linkedin.com/company/sequent-software-inc (8 employees on LinkedIn®)

**Who Uses This Product?**
- **Company Size:** 50% Enterprise, 50% Small-Business



#### What Are Recent G2 Reviews of Sequent?

**"[Privacy Software](https://www.g2.com/survey_responses/sequent-review-3780078)"**

**Rating:** 4.5/5.0 stars
*— puja s.*

[Read full review](https://www.g2.com/survey_responses/sequent-review-3780078)

---

**"[Great for mobile app development companies](https://www.g2.com/survey_responses/sequent-review-6590962)"**

**Rating:** 5.0/5.0 stars
*— Mayank B.*

[Read full review](https://www.g2.com/survey_responses/sequent-review-6590962)

---




## What Is Payment Gateways?

[Payment Software](https://www.g2.com/categories/payment)

## What Software Categories Are Similar to Payment Gateways?

- [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)
- [Payment Processing Software](https://www.g2.com/categories/payment-processing)
- [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)


---

## How Do You Choose the Right Payment Gateways?

### What You Should Know About Payment Gateways

### What are Payment Gateways?

Most major e-commerce platforms and payment gateways have plug-ins and extensions to make integrations easier. Conversely, less popular solutions in this space will require more work to integrate with one another. Fortunately, almost every major e-commerce platform makes it clear which payment gateways can be integrated with their software. Businesses using open source e-commerce platforms can leverage the developer community for specialized extensions and plug-ins for payment gateway integrations.

Often, payment gateways come in two flavors: hosted and integrated. Hosted payment gateways are easy to set up and require little maintenance on the part of the e-commerce store owner. Additionally, PCI compliance and data security become the responsibility of the payment gateway with hosted products, saving e-commerce businesses time and money. However, hosted options redirect customers away from the business’ website and to a payment processing page. This can be confusing for customers and as well as negatively affect conversion rates.

Integrated payment gateways require more time to implement but lead to higher conversion rates, as customers never leave the e-commerce site to complete a purchase. Integrated payment gateways can be limited by which e-commerce tools their API integrates with. Furthermore, integrated payment gateways will often require the e-commerce store to have a merchant account to accept credit card payments.

One major business problem solved is payment collection, a necessary element of an e-commerce website. In addition, payment gateways provide deep insights into granular transaction management, another common business problem.

Key Benefits of Payment Gateways

- Accept online payments through your e-commerce business
- Accept multiple currencies and payment methods
- Process payments securely without risking the security of payment information
- Prevent unauthorized payments with fraud protection mechanisms
- Quickly handle customer returns and refunds

### Why Use Payment Gateways?

“How can I easily and securely collect payments from customers on my e-commerce website?&quot; This is the primary problem that payment gateway software resolves. Many businesses are familiar with the difficulties and cost of setting up custom payment solutions to collect and process credit card information. Payment gateway software resolves those frustrations with easy setup at a relatively low cost. Additionally, some payment gateway products allow users to upload their own branding onto the gateway. This ensures visitors aren’t redirected to a third-party website.

Additionally, an important feature of payment gateway software is its ability to detect, identify, and react to fraudulent activity. Payment gateways help ensure the safety and encryption of their customers’ sensitive information and the compliance of their e-commerce business to payment card industry (PCI) regulations.

Payment gateway software also allows users to rectify any outstanding errors and complete refunds based on the product’s database of transaction information. The database of customer transactions is crucial for users to keep track of invoices, reports, and cash flow, helping e-commerce businesses with forecasting. In addition to the database, some payment gateways also provide analytics and insights about transactions, enhancing business forecasting and improving things like customer profiles and the ability for the e-commerce company to accurately upsell or cross-sell.

**Minimizing fraud —** Payment gateways allow payments to be encrypted to ensure the security of the payer’s information as well as verifying payments to avoid fraud. Unauthorized payments will result in a notification, allowing the user to reject the payment before it goes through. Fraud protection filters may include high-risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others.

**Receiving payments in multiple ways —** Users can set up recurring payments, [subscriptions](https://www.g2.com/categories/payment-gateways/f/subscriptions), split payments, and one-time payments as necessary. Users can also create peer-to-peer payments as needed. This flexibility allows users to fit their payment structure to their business model or customer needs.

**Scalability —** As a business grows, so do its payment needs. Payment gateway software makes it easy to scale by adding features as needed and integration with multiple e-commerce stores.

### Who Uses Payment Gateways?

E-commerce businesses of all sizes depend on easy-to-use payment gateways to seamlessly guide a website visitor from browsing to buying. Businesses turn to payment gateway software to automate payment transactions and ensure the security and encryption of those transactions. In turn, payment gateways integrate with e-commerce platforms and tools like subscription management software.

**E-commerce businesses —** E-commerce businesses are both the most common and most obvious use for payment gateways. These businesses need a way to collect payments online in a way that is convenient for themselves and their customers. With payment gateways, payments are instantaneous and protected for both parties.

**Charities and nonprofits —** The ability to instantaneously make donations online is hugely important for charities and other nonprofits who are held to strict reporting and taxation standards. From a nonregulatory standpoint, donors are also more likely to donate to a charity or nonprofit if it is fast and convenient to do so.

**Individual consumers —** Peer-to-peer features of payment gateways make it easy for individual users to make fast, easy payments to their friends, family, and individual contractors. Using a smartphone, anyone can make a payment to another user of the same software quickly and securely. No need to hound your friends for pizza money, you can simply send a request or single-time invoice with the exact amount they owe you.

### Payment Gateway Features

Payment gateways primarily provide payment processing tools that allow users to send and receive credit card payments as well as online payments directly from a bank account. Given the variety of payment options available, as well as the myriad ways that payments can be structured, there can be a lot of variety among online payment systems. Some may even integrate with a physical credit card terminal, providing businesses that operate both in-person and online with a means to accept payments using one tool. However, payment gateways include a variety of features to help businesses run smoothly both on- and offline.

**Reporting —** Data should be every business’ best friend, and payment gateways provide crucial data on each transaction made through the platform. This can make it easy to track how and where money is entering and leaving the business, helping better predict future performance. This also provides an added security measure of visibility into where money is going and whether it was an authorized transaction.

This data can also provide crucial demographic information so businesses can be more aware of who and where their customer base is.

**Manual payment entry —** Manual payment entry allows a business the option to take down payment information provided over the phone or in person and put it into the payment gateway, creating a larger amount of flexibility. This can also help businesses facilitate returns or refunds requested over the phone.

**PCI compliance —** Payment card industry (PCI) regulations ensure the security of credit card users online by enforcing strict security requirements. These include protecting cardholder data, maintaining a vulnerability management program, implementing strong access control measures, regularly monitoring and testing networks, and maintaining an information security policy. Luckily, most payment gateways have this already baked in, making it easy for users.

**Fraud protection —** Fraud can be a huge concern when buying and selling online, and most payment gateways already have safeguards in place to protect their users. Many payment gateways use a variety of fraud prevention tools, ensuring 360-degree protection for all users.

**Two-factor authentication —** Two-factor authentication is a method that enables users to keep their account extra secure. After signing into the platform using a browser, the second form of authentication will either email or text the user a code that they can then input to ensure that they are the owner of the account. This way, users can prevent unauthorized access to their account.

**Internationalization —** [International support](https://www.g2.com/categories/payment-gateways/f/international) can come in the form of both language and foreign currency support. By supporting multiple languages and currencies, businesses can receive payments from around the world and make their business truly global. By having this built into the payment gateway, businesses can avoid dealing with foreign banks and other entities that they may not be equipped to do business with.

#### Additional Payment Gateway Features

**E-commerce software integration —** Integration with your business’ [e-commerce solution](https://www.g2.com/categories/payment-gateways/f/e-commerce) can make it much easier for both you and your customers. Customers can easily make a purchase without leaving your store, making it less likely that you will lose customers due to inconvenience. But the main advantage is data integration, which makes it easy to process payments and track each transaction. This can help with inventory management, accounting, and more in the long run.

**Accounting software integration —** Integration with your accounting software makes it easy to track incoming and outgoing finances, as well as track invoices and other financial data.

**Recurring billing —** Many payment gateways allow users to set up recurring payments of invoices for ongoing services. By having this information within the payment gateway itself, it gives customers the option to set up automatic payments.

**Accepted credit and debit cards —** Payment gateways often have a variety of credit cards and payment methods they accept. Merchants can often choose from that list of accepted payment options which methods they will accept, giving them control.

Other Features of Payment Gateways: [B2B](https://www.g2.com/categories/payment-gateways/f/b2b), [Mobile](https://www.g2.com/categories/payment-gateways/f/mobile), [Retail](https://www.g2.com/categories/payment-gateways/f/retail)

### Trends Related to Payment Gateways

**Mobile integrations —** More and more consumers are using their phones to shop, so more and more businesses are seeking to integrate mobile technology into their e-commerce strategies. By making it easy for consumers to make secure payments on their phones, it becomes easier to expand into m-commerce.

**Blockchain —** With the rise of blockchain as a secure means of transferring funds and data online, payment gateways are adopting the technology for their own platforms more and more. Some even allow payment in Bitcoin and other cryptocurrencies.

### Potential Issues with Payment Gateways

**Integrations —** While your e-commerce platform may be one of the biggest deciding factors when choosing a payment gateway, there are other software integrations to keep in mind as well. Subscription management tools are often paired with payment gateways to manage recurring payments from customers. Additionally, shopping cart tools will need to be considered, as they allow customers to select items for purchase and generate a total amount to be charged through the payment gateway.

**Currencies and payment type —** Payment gateways are limited by the countries and currencies they support. This often requires e-commerce businesses to use more than one payment gateway to cater to more customers. Additionally, tools in this category are limited by the payment methods they accept: credit cards, ACH payments, split payments, etc. It’s important to understand where your customers are and the payment methods they use before integrating a new payment gateway with your e-commerce store.

**Transaction fees —** Most payment gateways will charge a small processing fee for each transaction. This fee can be either a flat rate or a small percentage and is often determined by the number of transactions your e-commerce business processes each month. Small businesses usually pay a lower rate than enterprise-level e-commerce businesses. Monthly and initiation fees are also common for most payment gateways.

### Software and Services Related to Payment Gateways

[**E-commerce platforms**](https://www.g2.com/categories/e-commerce-platforms) **—** E-commerce platforms are one of the main tools used alongside payment gateways, since many payment gateways are already integrated with most e-commerce platforms. This makes it easy for customers to make purchases online right away and makes it much easier for merchants to create an online store. Since online payments must be done with a credit card or other digital payment method, payment gateways are a necessity.

[**Shopping cart software**](https://www.g2.com/categories/shopping-cart) **—** Shopping cart software allows customers to buy multiple items at once in a single online transaction. This cart then interacts with the payment gateway by allowing the customer to pay for all the items at once without having to pay for each item individually.

[**Subscription management**](https://www.g2.com/categories/subscription-management) **—** Subscription management software allows merchants to create subscriptions that customers pay for at regular intervals. By integrating with payment gateway software, subscription management tools allow consumers to pay for their subscriptions online or set up automatic, recurring payments.



