# Apple Pay for merchants Reviews **Vendor:** Apple **Category:** [Payment Gateways](https://www.g2.com/categories/payment-gateways) **Average Rating:** 4.7/5.0 **Total Reviews:** 138 ## About Apple Pay for merchants Apple Pay for merchants is a secure and convenient payment solution that enables businesses to accept contactless payments using Apple devices. With Apple Pay, merchants can offer customers a seamless checkout experience, whether in-store, online, or within apps. This service supports a wide range of payment methods, including credit and debit cards, Apple Cash, and other digital wallets, facilitating quick and efficient transactions. Key Features and Functionality: - Contactless Payments: Accept payments from customers using iPhone, Apple Watch, or other contactless-enabled devices, enhancing the speed and convenience of transactions. - Tap to Pay on iPhone: Merchants can use their iPhone to accept contactless payments without additional hardware. By leveraging the Tap to Pay feature, businesses can process payments directly through their device, simplifying the point-of-sale setup. - Integration with Payment Platforms: Apple Pay integrates with various payment platforms and apps, allowing merchants to incorporate it into their existing payment systems seamlessly. - Enhanced Security: Utilizing advanced security features like Face ID, Touch ID, and device-specific numbers, Apple Pay ensures that each transaction is secure and that customer payment information remains private. - Broad Acceptance: Apple Pay is accepted at a vast number of retail locations, apps, and websites, providing merchants with a versatile payment solution that meets the needs of a diverse customer base. Primary Value and Solutions Provided: Apple Pay addresses the need for a fast, secure, and user-friendly payment method in today's digital economy. For merchants, it simplifies the payment process by eliminating the need for physical cards and reducing transaction times. The integration of Tap to Pay on iPhone allows businesses to accept payments without investing in additional hardware, making it an ideal solution for small to medium-sized enterprises seeking cost-effective payment options. Furthermore, Apple Pay's robust security measures protect both merchants and customers from potential fraud, fostering trust and reliability in every transaction. ## Apple Pay for merchants Pros & Cons **What users like:** - Merchants enjoy the **convenience** of Apple Pay, allowing quick and secure transactions with minimal hassle for customers. (2 reviews) - Users value the **enhanced security** of Apple Pay, ensuring safe transactions without storing sensitive card information. (2 reviews) - Users find Apple Pay **extremely easy to use** , appreciating its improved simplicity for merchants. (1 reviews) - Merchants enjoy **lower payment processing fees** with Apple Pay, enhancing their profitability compared to traditional methods. (1 reviews) - Users appreciate the **faster checkout** process that Apple Pay provides, significantly reducing wait times for their customers. (1 reviews) **What users dislike:** - Users experience **limited usability** due to restrictions on adding multiple cards and accounts in Apple Pay. (1 reviews) ## Apple Pay for merchants Reviews ### 1. One of top best wallets to have on your iPhone **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Business Supplies and Equipment | Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2025 **What do you like best about Apple Pay for merchants?** -Faster Checkout: Apple Pay speeds up transactions by allowing customers to pay with a simple tap, reducing wait times at the register. -Enhanced Security: Payments are encrypted and tokenized, meaning merchants don’t store sensitive card details, reducing fraud risks. -Increased Customer Convenience: Many shoppers prefer contactless payments, and Apple Pay integrates seamlessly with iPhones, Apple Watches, and other Apple devices. -Lower Payment Processing Fees: Some merchants may benefit from lower transaction fees compared to traditional credit card payments. **What do you dislike about Apple Pay for merchants?** They have some disadvantages sometimes like for instance you can not add multiple cards or identification cards or have multiple accounts connected to the same identification card. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Apple Pay solves several key challenges for merchants, leading to smoother transactions and better customer experiences. 1. Fraud Reduction: Apple Pay uses tokenization and biometric authentication, making transactions more secure and reducing fraud risks for merchants. 2. Faster Transactions: Contactless payments speed up checkout times, reducing long lines and improving efficiency. 3. Lower Chargeback Rates: Since Apple Pay transactions require authentication, merchants experience fewer disputes and chargebacks. 4. Improved Customer Satisfaction: Customers appreciate the convenience and security of Apple Pay, leading to increased loyalty and repeat business. ### 2. Perfect Synchronization for Apple Users **Rating:** 5.0/5.0 stars **Reviewed by:** Jose A. | Interpreter, Small-Business (50 or fewer emp.) **Reviewed Date:** December 23, 2025 **What do you like best about Apple Pay for merchants?** I use Apple a lot, so all my Apple products are synced with Apple Pay. **What do you dislike about Apple Pay for merchants?** I think there is nothing I don't like, everything is very well managed. **What problems is Apple Pay for merchants solving and how is that benefiting you?** The accessibility I have to make my payments with peace of mind and security ### 3. Apple Pay is the best! **Rating:** 5.0/5.0 stars **Reviewed by:** Omar K. | Sales manager, Consumer Services, Small-Business (50 or fewer emp.) **Reviewed Date:** January 06, 2025 **What do you like best about Apple Pay for merchants?** Apple Pay is very convenient and secure for paying merchants online and in person. I don't need to physically carry my cards anymore and I know I can just use the the Apple Pay option to pay for merchandise. **What do you dislike about Apple Pay for merchants?** Apple Pay is available and accepted worldwide and almost by every merchant. However the limitation is that you must own an apple device to use this great paying platform. **What problems is Apple Pay for merchants solving and how is that benefiting you?** It's allowing people to use multiple payment methods on one device fast and securely. You don't need to pull out your wallet and go through your different cards to select what you want to do. It's all available at your finger tips and it's secure. ### 4. Quick and easy way to pay professionally and privately **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Leisure, Travel & Tourism | Small-Business (50 or fewer emp.) **Reviewed Date:** August 12, 2019 **What do you like best about Apple Pay for merchants?** Really easy to use and has become easier **What do you dislike about Apple Pay for merchants?** more places now accept Apple Pay as a form of payment! **Recommendations to others considering Apple Pay for merchants:** Easy to use and already on your device **What problems is Apple Pay for merchants solving and how is that benefiting you?** Apple pay has allowed me to pay for business materials and personal items with ease ### 5. Payment made easy! **Rating:** 5.0/5.0 stars **Reviewed by:** Chloe Nicole L. | Talent Acquisition/Specialized Talent Sourcer at Cooper Health, Enterprise (> 1000 emp.) **Reviewed Date:** November 16, 2023 **What do you like best about Apple Pay for merchants?** Easy transactions, increased security, and a larger client base. Tokenization is another feature of Apple Pay that improves security by substituting distinct tokens for sensitive card information with each transaction. This can lower the possibility of fraud and illegal transactions, giving consumers and businesses peace of mind. Also Apple Pay provides a wide range of Apple products Apple Pay, making it available to a large user base and giving retailers access to a substantial market of Mac, iPhone, iPad, and Apple Watch owners. **What do you dislike about Apple Pay for merchants?** For retailers, one drawback of Apple Pay is that it might require new hardware or technological advancements to function. The initial cost of purchasing appropriate terminals or systems may be prohibitive for certain smaller companies, particularly if they have recently made investments in other payment infrastructure. The transaction costs related to utilizing Apple Pay are an additional factor to take into account. Although most payment processors charge fees, Apple Pay is not the only platform that imposes these fees. However, some merchants may discover that the charges are marginally greater than those of traditional card transactions, which could negatively affect their profit margins, especially for smaller transactions. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Apple Pay for retailers takes care of several problems. Firstly, providing Apple Pay satisfies the needs of tech-savvy clients who like smooth, contactless payment options. Businesses that accept contemporary payment technology may be able to draw in more clients as a result of this convenience, raising client satisfaction levels and maybe encouraging repeat business. Increasing the Customer Base is the Second. Apple Pay serves a significant user base of users of Apple products. Businesses might potentially reach a wider audience and draw in new clients by accepting Apple Pay since consumers actively seek out companies that provide such cutting-edge payment solutions. ### 6. Apple Pay Ease of Mind **Rating:** 5.0/5.0 stars **Reviewed by:** halima b. | Small-Business (50 or fewer emp.) **Reviewed Date:** May 15, 2024 **What do you like best about Apple Pay for merchants?** I like that I can use it just about everywhere and I if I forget my wallet I can just use my phone. **What do you dislike about Apple Pay for merchants?** Ability to use any and everywhere. Its super simple as well. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Flexibility and stealing card information with the chip readers ### 7. Apple Pay ease! **Rating:** 5.0/5.0 stars **Reviewed by:** Spencer S. | Information Technology and Services, Small-Business (50 or fewer emp.) **Reviewed Date:** June 13, 2023 **What do you like best about Apple Pay for merchants?** Convenience and Ease of Use. Apple Pay offers customers a seamless and quick checkout experience. I can tap their device or use biometric authentication (such as Touch ID or Face ID) to complete the payment, eliminating the need for physical credit cards or manually entering payment details. **What do you dislike about Apple Pay for merchants?** Although Apple Pay has gained popularity, not all customers use it as their preferred payment method, which makes sense, but not all merchants support apple pay either. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Apple Pay has a significant user base, as Apple devices are widely popular. By accepting Apple Pay, merchants can potentially attract and cater to a broader range of customers who prefer to use mobile payment options. ### 8. Most preferred online payment platform for IOS **Rating:** 5.0/5.0 stars **Reviewed by:** Shaunak P. | M, Small-Business (50 or fewer emp.) **Reviewed Date:** June 29, 2022 **What do you like best about Apple Pay for merchants?** The most convenient method of payment. You can simply use your phone or apple watch to make the payment in a matter of seconds. Love the ease and simplicity of the product. It makes the transactions hassle-free. **What do you dislike about Apple Pay for merchants?** You have to press the side button twice to make the payment despite the Face ID detection. This should be removed because sometimes it becomes annoying to press the side button when you're in a busy place or when your hands are already occupied. The user should at least have an option to turn it on/off manually. **Recommendations to others considering Apple Pay for merchants:** Apple pay is useful for your security as well as it gives you the much-needed convenience for making the payments. Most of the merchants now a days are accepting the apple pay. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I can make the payment with ease & without any hassle. This is very much useful for those who do not carry much cash with them, especially a person like me. This somehow eliminates the need for wallets & credit cards. ### 9. Very convinient **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Design | Small-Business (50 or fewer emp.) **Reviewed Date:** December 27, 2022 **What do you like best about Apple Pay for merchants?** I live in China. So is very easy to pay the Subway with your apple watch or phone using the apple pay app. Just with showing the QR code and the pay is done. Very convenient. **What do you dislike about Apple Pay for merchants?** Of course the app some issues sometimes, it takes longer time when is reload the app and sometimes is slow. But generally it works very well specialy in the subway. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Time and efecciency. Sometimes you're rushing to take a certain transportation. But you just need to show the QR code and it's done. Faster and convinient for daily basis. ### 10. My favorite Payment Form **Rating:** 5.0/5.0 stars **Reviewed by:** Nate G. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** May 05, 2020 **What do you like best about Apple Pay for merchants?** Apple pay is so simple to use and I feel extra safe about my credit card data. Apple is a company that I trust. **What do you dislike about Apple Pay for merchants?** I wish that more companies would accept Apple Pay! **Recommendations to others considering Apple Pay for merchants:** Apple Pay is so secure! I love that it doesn't use your actual card number when making a payment. I am confident that this helps with decreasing the likelihood of my credit card number being stolen. It is also easier to get my phone out and click into Apple Pay, then to get into my wallet, find the right card, and then do I swipe or insert the card, and then signing a receipt. It is really simple to use. I have also realized that Apple Pay can be used online at many retailers. Again, I like how secure my card information is when using apple pay. I would highly recommend anyone to get and use apple pay! **What problems is Apple Pay for merchants solving and how is that benefiting you?** Apple Pay is so secure! I love that it doesn't use your actual card number when making a payment. I am confident that this helps with decreasing the likelihood of my credit card number being stolen. It is also easier to get my phone out and click into Apple Pay, then to get into my wallet, find the right card, and then do I swipe or insert the card, and then signing a receipt. It is really simple to use. I have also realized that Apple Pay can be used online at many retailers. Again, I like how secure my card information is when using apple pay. ### 11. Prime online payment application for ios users **Rating:** 4.5/5.0 stars **Reviewed by:** Deepak P. | Hotel Manager, Mid-Market (51-1000 emp.) **Reviewed Date:** October 05, 2021 **What do you like best about Apple Pay for merchants?** Apple pay's dashboard is very classy and user interface is also very attractive. It allows multiple currency for payments and billing and it also allows credit and debit both cards. Very quick and instant payment or if there is any payment dispute accurs then refund will comes very fast. Here we can also split payments and apple pay gives many rewards,cashbacks, offers and gift cards on each transactions. This software provides us two steps authentication so there is no issue with security because safety and security is Apple's first priority. There are many features and options who helps us in e-commerce facilities. **What do you dislike about Apple Pay for merchants?** Apple is a brand name and they provides a very luxurious facilities so there is no issues with there service. Everything thing is up to date and well organized. **Recommendations to others considering Apple Pay for merchants:** If you are an ios user then only use it because this only support in apple mobile and quality of support is very good. I highly recommend this application because this will provides you very classic features. The security is also very important aspect so i recommend apple pay **What problems is Apple Pay for merchants solving and how is that benefiting you?** In our organization we use it for bills payment. In our hotel many customers does not have cash or same currency for bills payment . With apple pay they can securily pay there amount and we also provide some additional discount to them for online transactions. It is very quick way for making transaction or bills payment rather then cash payment or any other mode. At personal level u also use it for many kind of daily transactions like bills payment, at petrol pumps , at shopping malls etc. ### 12. Exceptionally easy to use, more stores coming online each day **Rating:** 5.0/5.0 stars **Reviewed by:** Steven R. | Principal & Creative Director, Mid-Market (51-1000 emp.) **Reviewed Date:** November 23, 2021 **What do you like best about Apple Pay for merchants?** I use a phone case wallet, which can only hold 3 cards. Apple Pay allows me to keep most of my charge cards within the app so, unless I am somewhere that does not take it, it is like having my entire wallet with me. **What do you dislike about Apple Pay for merchants?** There are fewer brick and mortar stores taking Apple Pay than there should be, in my opinion (WalMart being a glaring omission.) But I see new stores coming online with Apple Pay all the time, so I don't think this is a long term problem. **Recommendations to others considering Apple Pay for merchants:** I would say to use both this and Goggle pay to cover both of the main phone based payment solutions. **What problems is Apple Pay for merchants solving and how is that benefiting you?** The ability to take my cards (and purchasing power) wherever without physically hauling around a big, cumbersome wallet. In addition, it is much harder to lose a card if you don't have it with you physically. The app provides security in that way. ### 13. Best payment option on the market **Rating:** 5.0/5.0 stars **Reviewed by:** Anes S. | Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** January 12, 2022 **What do you like best about Apple Pay for merchants?** The most likely thing about apple pay is that apple can hide your credit card information from the merchant. So you will have complete privacy, and nobody can steal your data. **What do you dislike about Apple Pay for merchants?** I wouldn't say I like only the availability. Apple pay is not available in all countries, and every bank does not approve it. You have a certain amount of credit and debit cards accepted by apple pay. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I am paying for everything with apple pay, where it is acceptable.The main benefit would be the amount of the privacy you get with apple pay as I said earlier the apple pay is just secure to use, nobody is collecting any of youre data. ### 14. Great resource. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Staffing and Recruiting | Small-Business (50 or fewer emp.) **Reviewed Date:** March 14, 2022 **What do you like best about Apple Pay for merchants?** I like how practical and easy it is to use. We can quickly pay for things without having to grab our card. **What do you dislike about Apple Pay for merchants?** Sometimes it freezes and it gives you error messages when trying to pay, but the error message doesn't specifically says what is wrong. **What problems is Apple Pay for merchants solving and how is that benefiting you?** It's very convenient and safe. Only the apple pay user has access to it and it's hard to hack or steal it. ### 15. Very useful **Rating:** 5.0/5.0 stars **Reviewed by:** Esmeralda T. | Sales advocate , Small-Business (50 or fewer emp.) **Reviewed Date:** July 09, 2020 **What do you like best about Apple Pay for merchants?** I love how fast you can send and request money with friends and family! **What do you dislike about Apple Pay for merchants?** One thing I don’t love so much is that you have to either wait to transfer money to your bank or pay a small fee. **What problems is Apple Pay for merchants solving and how is that benefiting you?** One huge benefit from Apple Pay is that I can use my phone anywhere to pay. ### 16. A clean and simple payment tool **Rating:** 4.0/5.0 stars **Reviewed by:** Oksana P. | Assistant Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** August 08, 2021 **What do you like best about Apple Pay for merchants?** It's very easy to accept payments through Apple Pay - all you need is a phone or a watch - no chip malfunctions, to swipe or insert dilemmas. **What do you dislike about Apple Pay for merchants?** The fees are as high as for credit cards, and they add up quickly, but that's the price to pay for the convenience and speed. **What problems is Apple Pay for merchants solving and how is that benefiting you?** We accept Apple Pay as one of the contactless payment methods through Quickbooks Payments, Square, and Paypal Merchant Solutions. We realize that more and more customers like the contactless payment methods, especially when they're on the go and don't have their wallets on them. ### 17. Better than it’s competitors **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Small-Business (50 or fewer emp.) **Reviewed Date:** April 02, 2019 **What do you like best about Apple Pay for merchants?** The ease of sending and receiving money through a simple message **What do you dislike about Apple Pay for merchants?** Not accessible for those who don’t have an Apple product **Recommendations to others considering Apple Pay for merchants:** easy platform **What problems is Apple Pay for merchants solving and how is that benefiting you?** Sending money to colleagues or receiving money from clients on the go who want to make sure payment is received quick ### 18. Apple Pay Review **Rating:** 4.5/5.0 stars **Reviewed by:** Emily B. | Associate, Small-Business (50 or fewer emp.) **Reviewed Date:** December 28, 2020 ### 19. Easy Option for Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Marketing and Advertising | Mid-Market (51-1000 emp.) **Reviewed Date:** November 18, 2021 **What do you like best about Apple Pay for merchants?** It's an easy payment option to offer to customers! **What do you dislike about Apple Pay for merchants?** I do not have any dislikes thus far; apple pay has been straightforward and efficient! **What problems is Apple Pay for merchants solving and how is that benefiting you?** Offering apple pay as a payment option makes it more effortless and seamless for customers when placing their order. ### 20. Pay Anywhere!!! **Rating:** 4.0/5.0 stars **Reviewed by:** Steve R. | National BIM/VDC Manager, Enterprise (> 1000 emp.) **Reviewed Date:** September 22, 2020 **What do you like best about Apple Pay for merchants?** I like that it is available and with me wherever I go. It is convenient to not have to carry a wallet with you everywhere. It makes paying at a store or online very quick and simple. You never have to worry about the magnetic strip or chip wearing out either. I was skeptical when it first came out but I have seen recently that thinking that way was a little unfounded. I am happy to use Apple Pay now. **What do you dislike about Apple Pay for merchants?** I have run into an issue a couple of times when my card was up for renewal and/or I was upgrading my devices where it was a little tempermental when it came to updating my information. It ended up that I had to do a combination of on the computer and then on my device and even then it was still finicky. I think in the end I had to completely remove it and then re enter it. Again it was a little annoying but all in all I have no complaints. **Recommendations to others considering Apple Pay for merchants:** As much as you can make sure that all your information is entered correctly and linked with all import accounts, otherwise it can be cumbersome to deal with. Every once in while take a look at what you are paying with Apple Pay and what Automatic payments you may have set up. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Again the main problem that I am solving by using Apple Pay is not having to carry a wallet with me. Just one less thing to worry about losing. The other benefit that I like about it is because a lot is being done with my phone these days, because it is in my Apple Wallet, any online purchases I do not have to pull out my card or memorize the card information and that makes shopping online much more convenient. ### 21. Pay way for Apple Pay **Rating:** 5.0/5.0 stars **Reviewed by:** Nicholas M. | Mr. , Enterprise (> 1000 emp.) **Reviewed Date:** September 25, 2019 **What do you like best about Apple Pay for merchants?** I love that this feature is available for Apple products and on websites including stores. Also it’s cashless, so Apple Pay is easy and it works with every single of my Apple devices that use every day and I can make contactless, secure purchases in stores like Starbucks , and apps and on websites I can even send it through iMessage. **What do you dislike about Apple Pay for merchants?** That it doesn’t work with android products. When I use Apple Cash, you have to be 18 years or up just to use it. However such colleagues and students are below 18 and have a bank account **Recommendations to others considering Apple Pay for merchants:** When you use Apple Pay , it will change your life and become safer during the pandemic **What problems is Apple Pay for merchants solving and how is that benefiting you?** Using Apple products creative solutions in businesses During the Pandemic, we can use Apple Pay for making transactions in stores or online. ### 22. Just Integrating **Rating:** 4.0/5.0 stars **Reviewed by:** Alex G. | GM, Small-Business (50 or fewer emp.) **Reviewed Date:** March 05, 2021 **What do you like best about Apple Pay for merchants?** The best part about Apple pay is how it streamlines the checkout process for our customers. The quicker the shopping cart checkout process higher the close rate you will have. **What do you dislike about Apple Pay for merchants?** The integration process is tedious and requires a decent amount of time to complete compared to other common gateways but we believe the net return was worth in the integrations costs. **Recommendations to others considering Apple Pay for merchants:** integration requires a little legwork but worth the investment overall. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Overall Apple Pay will allow us to decrease the overall checkout time for our customers able to use Apple Pay. Decreases barriers at checkout. ### 23. An every day must have! **Rating:** 4.5/5.0 stars **Reviewed by:** David L. | Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** December 15, 2020 **What do you like best about Apple Pay for merchants?** Apple Pay is easy to use, fast and in this time of Covid19 every store should have it available. **What do you dislike about Apple Pay for merchants?** That it’s not available everywhere I shop. I would give it a 10 if it wasn’t for that. It would be nice if more stores adopted this method. Especially grocery stores. **Recommendations to others considering Apple Pay for merchants:** I highly recommend using Apple Pay. It’s easy to use and very convenient. No need to worry about sople stealing your credit card number. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I am able to use Apple Pay to make purchases, receive money from customers and friends and also to send money. ### 24. Apple pay, a very handy program to pay **Rating:** 4.5/5.0 stars **Reviewed by:** Stijn H. | Small-Business (50 or fewer emp.) **Reviewed Date:** October 19, 2020 **What do you like best about Apple Pay for merchants?** That you can literally pay with only your phone/apple watch, you just hold your apple watch/iphone to a pin device and it pays with only your phone/apple watch. **What do you dislike about Apple Pay for merchants?** What I dislike is that you have to press the on/off button twice to enable apple pay and there could be easier ways, but then its also easier for other people to use your apple pay ofcourse but they should at least give you the option to be avle to change it. **Recommendations to others considering Apple Pay for merchants:** Just set up your card on apple pay because it is way easier then having to get your card every time. **What problems is Apple Pay for merchants solving and how is that benefiting you?** The problems that I am s ### 25. Good bye credit cards! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Banking | Small-Business (50 or fewer emp.) **Reviewed Date:** September 30, 2020 **What do you like best about Apple Pay for merchants?** Payments have never been as simple and convenient as with apple pay before, especially in times of social distancing and fear of unnecessary touching of the keys on the payment device. The app is super secure and doesn't work unless authenticated using a touch ID. **What do you dislike about Apple Pay for merchants?** Well, I don't dislike anything as such, but I would love to have an additional provision that provides a detailed history and summary of the payments. That's the only thing which I feel is what is keeping apple pay becoming the best NFC payment app. **Recommendations to others considering Apple Pay for merchants:** Well, it's about time you get rid of your cards and all you need anywhere you go is you apple pay. Apple pay can be used in almost 90% of the places where one would need to make payments. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Minimal contact payments, which are a crucial thing in today's pandemic times. In fact, I wasn't even using apple pay until I was galvanized to do so by the pandemic. So yeah, cheers to that! ### 26. Apple Pay **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** August 05, 2019 **What do you like best about Apple Pay for merchants?** Easy payments to people or at specific stores. Online shopping is easier. This is accepted at more places. **What do you dislike about Apple Pay for merchants?** Not a lot of sites accept it yet. So once it is accepted in more locations it could have potential. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Quick payments and easy charging. ### 27. Quick and easy **Rating:** 4.0/5.0 stars **Reviewed by:** Grace H. | Dr, Small-Business (50 or fewer emp.) **Reviewed Date:** November 06, 2020 **What do you like best about Apple Pay for merchants?** Easy to use, and I like that your phone receives a text after with how much you spent **What do you dislike about Apple Pay for merchants?** On new iPhones with facial recognition - it doesn’t recognise you with a mask on. As such, you then pay via your pin code. This makes it easier to steal, compared to finger print on previous models **What problems is Apple Pay for merchants solving and how is that benefiting you?** Much quicker to pay for things online. Also small retailers eg at craft fairs have Apple Pay receivers, which is helpful for those like me who Don’t carry cash ### 28. It is easy and secure to do mobiles transaction **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.) **Reviewed Date:** June 01, 2021 **What do you like best about Apple Pay for merchants?** Cardless, paperless and highly secured transaction. Transaction settlement are real quick. **What do you dislike about Apple Pay for merchants?** Apple Pay work only in iOS devices and does not support other non iOS devices. **Recommendations to others considering Apple Pay for merchants:** Transaction settlement are quick, accounting is available online and paperless **What problems is Apple Pay for merchants solving and how is that benefiting you?** Transaction is sure and contactless which is very helpful in current COVID pandemic ### 29. Convenient, Secure, and Always with You **Rating:** 5.0/5.0 stars **Reviewed by:** Bryan G. | Technical Support Representative, Small-Business (50 or fewer emp.) **Reviewed Date:** October 19, 2020 **What do you like best about Apple Pay for merchants?** My favorite thing about Apple pay is that it is always with you. If you forget your wallet, you can still make purchases with your phone. It also lets you add all of your cards from debit cards to credit cards. Its security is also top-notch and I can with apple pay on websites from my phone. **What do you dislike about Apple Pay for merchants?** Not every store has the technology to do apple pay so there may be times when you will have to use physical cards. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I can take out money from ATMs using Apple pay. It makes it easier and more secure because if a scammer has put in a card skimmer they won't be able to access my card data via apple pay. ### 30. Quick, convenient, and trusted **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Automotive | Small-Business (50 or fewer emp.) **Reviewed Date:** July 28, 2020 **What do you like best about Apple Pay for merchants?** This is a quick, convenient, and trusted method to accept and make payments when it is an option. Apple is a trusted company that takes security and personal information seriously so customers are less nervous and more trusting with making payments using this method. In many cases if the customer already has a card set up on their iPhone then the payment is very quick and easy. **What do you dislike about Apple Pay for merchants?** The main issue with apple pay is many stores are not set up to accept apple pay yet. So its not yet a perfect solution where you can go out shopping and make payments without bringing your wallet or credit cards to use for backup in case the vendor does not accept payments yet **What problems is Apple Pay for merchants solving and how is that benefiting you?** Customers may not always have their wallets or credit card with them, but they almost always have their phones. So this way they can make payments quickly and easily even if they dont have their credit cards or wallets on them. There is also a very low chance of fraudulent orders using apple pay. ### 31. So easy to pay for items **Rating:** 5.0/5.0 stars **Reviewed by:** Bernard G. | Cloud Applications Consultant and Actor, Small-Business (50 or fewer emp.) **Reviewed Date:** October 14, 2020 **What do you like best about Apple Pay for merchants?** I can use my watch and phone and it is so easy **What do you dislike about Apple Pay for merchants?** It was hard to link to multiple credit cards **What problems is Apple Pay for merchants solving and how is that benefiting you?** I wanted a method for easily paying people and also at stores ### 32. Great Payment Platform for Contactless Payments! **Rating:** 5.0/5.0 stars **Reviewed by:** Steven N. | Enterprise (> 1000 emp.) **Reviewed Date:** April 23, 2020 **What do you like best about Apple Pay for merchants?** The best thing that I like about Apple Pay is that it is so simple to use and setup. When you first see the setup screen it is so easy to add cards with just a click of a button and is in plain clear site no need to go through clunky menus and such. The verification process is also seamless by verifying through a banks app and not having to wait on a call line is convenient. The compatibility of the cards that you can add to Apple Pay is probably every single bank and credit union in America, it would be hard to find a card or bank that does not support Apple Pay. Now on to the security side of Apple Pay, the way that Apple Transacts these payments are very cool and full of safety measures. The way that Apple processes payments are by not using your actually card number rather they use a virtual card number that is linked to your real payment and send that to the merchant. In the case that the merchant gets hacked then the hacker would only have access to your virtual one time card and not your real card. This makes me feel a lot safer when using my card either online or in stores. Stolen credit cards are my worries the most and using Apple Pay I have no worries about getting my info lost. **What do you dislike about Apple Pay for merchants?** A thing that I do not like about Apple Pay is that the limitation is very picky. Apple Pay is only for Apple devices that are newer than the iPhone 6 and that blows away a lot of the market for users that want to take advantage of the software. Another thing that I do not like in particular is the fact that Apple Pay is not universally accepted everywhere. When going to certain merchants I have no idea whether or not that Apple Pay would be accepted or not? Going up to the cashier and trying to use Apple Pay is very cumbersome and embarrassing when trying to tap your phone on the card reader and not having anything working. I think that Apple should persuade all merchants to use this technology and maybe provide an incentive for a short period to get them on board. Another issue that I ran across is that sometimes the transactions are glitched in the wallet app, one time I went shopping at a store and when I checked on the wallet app about the transaction, it showed me a totally different merchant that I had not went to, but the transaction was made at the place I bought from, so that was an issue. That is a big issue that needs to be fixed as it is important to the consumer to get accurate information about their transactions. **Recommendations to others considering Apple Pay for merchants:** Use Apple Pay everywhere you go for your own safety. Nowadays with technology getting so advanced and hackers being able to steal your data easily, Apple Pay can save the day! The way that each transaction is process makes sure that your data is not compromised when hackers hack into the merchants systems looking for card numbers. Apple Pay makes your card numbers a one time transaction and the card will get disposed and no one would be able to use it. Great to keep your financial information safe. **What problems is Apple Pay for merchants solving and how is that benefiting you?** The main problem that I am solving with Apple Pay is credit card fraud. Credit card fraud is a big thing that is happening these days as hackers are finding ways around systems to gain customers cards and information. With Apple Pay these cards are a one time use per transaction and once the card is used by me, no one can use it again as the card number would be disposed. This is such a good method to use to combat credit card fraud in the world. Another benefit that I have found is that my wallet is a lot lighter thanks to Apple Pay, I do not have to carry all of my cards at once, and have them all stored on my phone to use with Apple Pay. All of the merchants that I go to accept Apple Pay, so that is not a problem for me. The connivence factor is such an important thing to me because I tend to loose stuff a lot but when it comes to my phone, it is always with me but if I do loose it, it is password protected so no one could use Apple Pay. ### 33. Becoming the future **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Information Technology and Services | Small-Business (50 or fewer emp.) **Reviewed Date:** October 30, 2020 **What do you like best about Apple Pay for merchants?** This is exactly what we need during a pandemic. Touch-less payment. Easy to use is also the primary feature that I love. **What do you dislike about Apple Pay for merchants?** It is not accepted everywhere yet. I wish it was. **Recommendations to others considering Apple Pay for merchants:** Try it. Once you get set up properly; you couldn't ask for something more easy to use. The product is free, and if you have an iPhone it is a for sure use product. Or an apple watch. That is great too! **What problems is Apple Pay for merchants solving and how is that benefiting you?** Touch less payment. If I don't take a receipt or anything like that. I purchased something completely contactless. ### 34. EASE OF USE **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Apparel & Fashion | Mid-Market (51-1000 emp.) **Reviewed Date:** July 17, 2020 **What do you like best about Apple Pay for merchants?** I like that cards are very easily accessible. Somedays when I do not have my wallet with me, it is very convenient to pull out my phone and pay for things. Especially with face ID, all I need is for to look at my phone for it to allow me to pay for things **What do you dislike about Apple Pay for merchants?** something that i dislike in apple pay, is the speed, it could be faster. Also if it would not have to require me to press the button 2 times to activate **What problems is Apple Pay for merchants solving and how is that benefiting you?** When I lose my card, it solves the problem of waiting for a replacement since it is already on my phone. ### 35. Fast, Easy and Safe **Rating:** 5.0/5.0 stars **Reviewed by:** Eric L. | Member, Small-Business (50 or fewer emp.) **Reviewed Date:** July 24, 2020 **What do you like best about Apple Pay for merchants?** It's extremely easy to you with any iOS device **What do you dislike about Apple Pay for merchants?** I really don't have anything I dislike about it. It is almost accepted about any place I go **Recommendations to others considering Apple Pay for merchants:** If you are a fan of Apple products its a easy to use solution. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I don't have to carry around a insecure credit card that can be stolen ### 36. Apple Pay review **Rating:** 4.0/5.0 stars **Reviewed by:** Kayla J. | PSR, Enterprise (> 1000 emp.) **Reviewed Date:** July 16, 2020 **What do you like best about Apple Pay for merchants?** I love the fact that apple pay is on your mobile device and you don't need to have a physical card with you. It makes paying easier and it seems that more establishments are implenting apple pay. **What do you dislike about Apple Pay for merchants?** So far, i haven't found anything that i dont like. The ease of use is one of the most beneficial parts of this product. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I haven't come across any problems so far but it's making it SUPER easy to make payments. What if you forgot your wallet at home? No problem! you have your apple pay on your phone ### 37. Convenient & Fast **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Health, Wellness and Fitness | Small-Business (50 or fewer emp.) **Reviewed Date:** October 13, 2020 **What do you like best about Apple Pay for merchants?** Apple Pay allows me to make a payment without using cash. **What do you dislike about Apple Pay for merchants?** That it can only be used for apple users **What problems is Apple Pay for merchants solving and how is that benefiting you?** It’s great for my business. I’m able to collect money instantly when providing a service. ### 38. Next Gen service enabling us to pay effortlessly **Rating:** 4.5/5.0 stars **Reviewed by:** Shreyans C. | Scrum Master, Enterprise (> 1000 emp.) **Reviewed Date:** March 24, 2020 **What do you like best about Apple Pay for merchants?** Simply open the passbook application, pull the correct card (credit/debit) up on mobile screen and bring it closer to the NSF reader machine and you’re done !! An effortless transfer of amount. **What do you dislike about Apple Pay for merchants?** There are times when the payment done through Apply Pay gets declined, be it at the tube station or a general store. There are various reason codes stated by customers and customer support but doesn’t seems to resolve the issue. **Recommendations to others considering Apple Pay for merchants:** In today’s modern world, move away from physical money transfer and switch to Apple Pay service, on your phone and your Apple smart watch. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Effortless payment mode especially at the general stores, tube stations, while entering in bus, at theatres and every other place where the payment is accepted with NSF reader machine. This save plenty of time spent in exchanging physical money ### 39. Apple Pay your way to the Future **Rating:** 5.0/5.0 stars **Reviewed by:** Jade B. | Small-Business (50 or fewer emp.) **Reviewed Date:** July 08, 2020 **What do you like best about Apple Pay for merchants?** In a bind you are able to access all your forms of payment. On many occasions I forget my wallet it makes it so much easier. **What do you dislike about Apple Pay for merchants?** I dislike that many retailers and websites do not take it. It makes it slightly inconvenient. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I am solving the continual looking for my debit card when I am trying to buy stuff online, or forgetting the card I need to make a purchase at home. Having apple pay eliminates these issues. ### 40. Apple pay is great to use, very efficient and reliable! **Rating:** 4.5/5.0 stars **Reviewed by:** Jay C. | Ms J, Mid-Market (51-1000 emp.) **Reviewed Date:** November 27, 2019 **What do you like best about Apple Pay for merchants?** I love the fact that you can use Apple Pay directly from your smartphone. I personally have forgot my payment card and in time of need Apple Pay has assisted me in purchasing products without having my actual card present. It is very efficient and means you do not have to always carry your purse/wallet with you. The payment is instant and with 2 clicks on your lock button, Apple Pay is ready to be used. I also like that Apple Pay is secure, my phone (XS MAX) uses face recognition meaning that only I can authorise the Apple Pay to work and be used. I use Apple Pay at work when I have to make orders and instead of typing out my whole card again, I can just use it through my Iphone directly. It is instant! Usable anywhere as long as there is contactless available, underground train, restaurants, shopping, pretty much everywhere! **What do you dislike about Apple Pay for merchants?** I do dislike that sometimes when locking my phone the Apple Pay does come up, but then again that's more of my mistake for clicking twice. Other than this, there is nothing I dislike. **Recommendations to others considering Apple Pay for merchants:** Definitely recommend using it for the admin team if you are purchasing a lot of things! **What problems is Apple Pay for merchants solving and how is that benefiting you?** Saving time at work when having to pay for different admin equipment and orders for the use of the school. As I work at times on the sales aspect, it can be very frustrating having to always type your card details, especially when you are going to be buying a few things. Furthermore, Apple Pay has a record of the times you have used it, this is great as just screenshotting this will mean a record is available and can be referred to at any time. We have a designated phone used for Apple Pay which is required by our team/school. ### 41. Apple pay makes life convenient **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Banking | Small-Business (50 or fewer emp.) **Reviewed Date:** April 22, 2020 **What do you like best about Apple Pay for merchants?** Apple pay lets users pay for purchases on the web, inside iOS apps, and even in-store using contactless technology. It is very great, because you shouldn`t carry vash or credit cards with you. For example, if you just went for a run with your phone you can get to the supermarket **What do you dislike about Apple Pay for merchants?** Sometimes it is difficult to recognize face for face id as the terminal is far **Recommendations to others considering Apple Pay for merchants:** i would defenitely recommend Apple Pay to everyone as it works great and it can be used without carrying credits cards or cash Also it is very convenient to pay at different sites online using Face ID You can also add many cards there and choose the one to be used by default If you need to use another card in Apple pay you can easily switch between them **What problems is Apple Pay for merchants solving and how is that benefiting you?** I can Send & Receive Money, i like that it works with Face id, passcode, touch id Authentication ### 42. Amazing Experience **Rating:** 5.0/5.0 stars **Reviewed by:** AYUB A. | Mid-Market (51-1000 emp.) **Reviewed Date:** July 03, 2020 **What do you like best about Apple Pay for merchants?** The absolute simplicity of it all. I can just sign up, add a card and boom I’m set up w/ Apple Pay. **What do you dislike about Apple Pay for merchants?** The secrecy. I understand people like privacy but I prefer knowing the exact digits on my card. That’s just me. **What problems is Apple Pay for merchants solving and how is that benefiting you?** None. ### 43. ApplePay is close to being perfect **Rating:** 3.0/5.0 stars **Reviewed by:** Verified User in Retail | Enterprise (> 1000 emp.) **Reviewed Date:** November 16, 2019 **What do you like best about Apple Pay for merchants?** Love that Apple Pay is really secure way to pay online, as card details have been stored in the in Apple wallet it makes app online purchases safer and trouble free. No need enter debit or credit card details on third party websites. Fingerprint makes it more secure incase device is lost or stolen. **What do you dislike about Apple Pay for merchants?** There is at times a clear lack for retail locations that support Apple Pay. One even claiming they do it with a cap of £30? . This may have been said due to the confusion between contactless cards which has a cap of £30. Clients and retailers lack the knowledge of Apple Pay or can sometimes find it difficult to differentiate between the two which can cause issues at the point of sale. Also there are times that the system declines payment when the physical card gets accepted. **Recommendations to others considering Apple Pay for merchants:** Making quick and easy purchases is one of the obvious benefits of Apple Pay, but this type of payment method will be the norm so you might want to switch over now rather than later. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Solving issues like keeping track of spending. Getting notifications explaining what has been spent can help budget or atleast alert and confirm that payment has been made. Time is saved entering card details at multiple site or having to carry physical card around which can reduce theft/fraud. ### 44. I love Apple Pay! **Rating:** 5.0/5.0 stars **Reviewed by:** Anna-Lena W. | Office Manager, Consumer Services, Enterprise (> 1000 emp.) **Reviewed Date:** November 13, 2019 **What do you like best about Apple Pay for merchants?** I have always been an iPhone user, so it’s super convenient for me to be able to pay using the device that’s almost always in my hands. Plus it’s super easy to access your Wallet, just push the power button twice rather quickly, and then hold your phone up to the card reader. Almost instant you paid for your items. I love everything about it. Not having to open a wallet, dealing with change, all of it! **What do you dislike about Apple Pay for merchants?** I wish Apple Pay was a universal thing. I know they’re hoping to get to that point but right now there’s still slight confusion on where I can use Apple Pay and where not. Plus some places I can use Apple Pay but it’s not advertised enough so you’re not sure while you’re standing at the register. Apple should tell stores to place a rather large sticker near every card reader that says we accept Apple Pay. Also, although I’ve never encountered any fees associated with using Apple Pay, I’ve heard there is such a thing which is also not a positive thing but understandable. **Recommendations to others considering Apple Pay for merchants:** If you have an iPhone, there’s no reason why you shouldn’t be using Apple Pay and taking advantage of the Wallet feature. Make sure you load the card that you want to mainly pay with, such as I have my credit card loaded. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I don’t have to take out my wallet or deal with physical money. It would take me longer to make with physical money then it does with Apple Pay so the main benefit for me is how quick and easy it is to use. ### 45. So quick and easy! **Rating:** 5.0/5.0 stars **Reviewed by:** Shivam R. | Research Assistant, Hospital & Health Care, Enterprise (> 1000 emp.) **Reviewed Date:** November 02, 2019 **What do you like best about Apple Pay for merchants?** The fact that it takes just a second or two to pay when using apple pay, compared to using a card with a chip and having to wait 10 seconds is in itself such a benefit. This allows the whole transaction to complete faster, the line/wait to be shorter and just less hassle overall. I like how apple has continued to improve apple pay to make it more secure, easier to use and quicker over the years. **What do you dislike about Apple Pay for merchants?** To be frank, there is nothing about Apple Pay that I dislike or even had issues with and I have been using it for almost 2-3 years. **Recommendations to others considering Apple Pay for merchants:** Must use Apple Pay as opposed to using a chip or swiping a card. It is so much easier and secure as you are not handing anyone your credit card and your card information is not able to be seen by anyone. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Apple Pay has allowed me to get more cash back on my work purchases through the new apple card that was released and this 2% really adds up and makes a difference. ### 46. The Best Phone Has an Ok Credit Card **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Religious Institutions | Small-Business (50 or fewer emp.) **Reviewed Date:** October 29, 2019 **What do you like best about Apple Pay for merchants?** I love my iPhone, and the integration with the credit card within the wallet app is unparalleled. **What do you dislike about Apple Pay for merchants?** I wish I could create custom categories or tags for my purchases. There are other budgeting apps that can do this, but if the wallet app did this natively, that would be great. You can suggest edits for the purchases, but then it changes that store's category completely. For example, I sometimes buy groceries from Wal-Mart, but other times I buy toilet paper. Those two are not in the same category (at least in my mind). I would love the ability to customize categories. **Recommendations to others considering Apple Pay for merchants:** Simple. Very simple to use. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I'm not solving any real problems. The credit card is ok. The cash back benefits are ok. The two main benefits are: (1) I don't need another app to download; and (2) I can text for my support. ### 47. Easy to use and simple to set up **Rating:** 4.5/5.0 stars **Reviewed by:** Stephen M. | Senior Product Manager, Hayu, Mid-Market (51-1000 emp.) **Reviewed Date:** April 07, 2020 **What do you like best about Apple Pay for merchants?** The set up process is very straight forward (UK user), as you can scan you debit/credit card and Apple does the rest! You can also use Apple Pay in some stores over the £30 limit on contactless. **What do you dislike about Apple Pay for merchants?** There is very little to dislike with Apple Pay! **What problems is Apple Pay for merchants solving and how is that benefiting you?** Being able to pay for things without the need to carry your wallet with you everywhere you go! ### 48. Apple Pay Overview **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Apparel & Fashion | Small-Business (50 or fewer emp.) **Reviewed Date:** June 09, 2020 **What do you like best about Apple Pay for merchants?** All my cards in one place. Very easy backup plan if you leave your cards in the car often like I do. **What do you dislike about Apple Pay for merchants?** Not accepted everywhere. Places are slowly updating and getting the software. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I get to have all my cards on me even when I don’t want to bring the physical card with me. This helps if I’m wearing something that doesn’t allow for a large purse. ### 49. Extremely easy to use! **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Consumer Goods | Small-Business (50 or fewer emp.) **Reviewed Date:** November 13, 2019 **What do you like best about Apple Pay for merchants?** I love how easy Apple Pay makes it to set up your cards, debit or credit, to pay for products and services that accept it. It’s quick, versatile and convenient. **What do you dislike about Apple Pay for merchants?** I don’t like how it’s hard to correct your card or set it back up if you’re card doesn’t go through. It gives you an error notification and the only way I’ve found out to edit it and correct it is through the website. **Recommendations to others considering Apple Pay for merchants:** Apple Pay has made payments so much easier for me! It’s easy and quick to install and set up and convenient when at the store or shopping online. **What problems is Apple Pay for merchants solving and how is that benefiting you?** I have no problems with Apple Pay and have realized how convenient it is to have Apple Pay on my phone. ### 50. Apply pay - best cardless pay system **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.) **Reviewed Date:** November 12, 2019 **What do you like best about Apple Pay for merchants?** Able to pay without having possession of card. Setting up is easy, linking multiple cards is possible. Quick and easy way to pay from a trusted brand and secure payments with latest technology. **What do you dislike about Apple Pay for merchants?** Payment does not reflect quickly on banking statement. Money can take time to leave account. Payment not always successful on first attempt , this can cause problems between business and clients if client believes they have paid but not come through on system. **Recommendations to others considering Apple Pay for merchants:** Apply pay is an amazing method of pay. Overcomes bank restrictions on cards. Best Contactless way to pay. Definitely worth considering for anyone thinking about using Apply pay. **What problems is Apple Pay for merchants solving and how is that benefiting you?** Quick methods of payment. Seamless way to pay on the go. No cap like banking cards for contactless payments. ## Apple Pay for merchants Discussions - [Why isn’t Apple Pay available everywhere?](https://www.g2.com/discussions/34942-why-isn-t-apple-pay-available-everywhere) - 4 comments, 1 upvote - [Will Apple Pay be a requirement for the future of shopping?](https://www.g2.com/discussions/26549-will-apple-pay-be-a-requirement-for-the-future-of-shopping) - 3 comments, 1 upvote - [How do I create customizable categories or tags for my purchases?](https://www.g2.com/discussions/how-do-i-create-customizable-categories-or-tags-for-my-purchases) - 1 comment, 1 upvote - [What is the best way to not get fraud on the Apple Pay Apple Card?](https://www.g2.com/discussions/what-is-the-best-way-to-not-get-fraud-on-the-apple-pay-apple-card) - 2 comments, 1 upvote - [How can Apple Pay apply to College Students with other competing banking apps such as Venmo?](https://www.g2.com/discussions/how-can-apple-pay-apply-to-college-students-with-other-competing-banking-apps-such-as-venmo) - 2 comments, 1 upvote - [View Apple Pay for merchants pricing details and edition comparison](https://www.g2.com/products/apple-pay-for-merchants/reviews?qs=pros-and-cons§ion=pricing&secure%5Bexpires_at%5D=2026-05-13+09%3A18%3A51+-0500&secure%5Bsession_id%5D=9b71cd9f-da7c-4dd4-8d4b-3598e3bc893f&secure%5Btoken%5D=bc5d2cea5907f82a2ce59feaf9cd49cf0281b621e38ede5004a517b7080c2e7e&format=llm_user) ## Apple Pay for merchants Features **Payment Options** - Coupons, Discounts, Promotions, and Gift Cards - Recurring Billing - Instant Payment - Accepted Credit Cards and Debit Cards - ACH Payments and eCheck Processing - Split Payments - Real-Time Payments - Multi-Currency - Online payment portal **Administration** - Reporting/Dashboards - User, Role, and Access Management - Payout Time - Manual Payment Entry - Dispute Resolution - Omnichannel - Levels 1 & 2 - Level 3 **Security** - PCI Compliance - Fraud Protection Tools - Data Tokenization - Two-Factor Authentication - POS Verification **Development** - Customization (Fields, Objects, and Layouts) - APIs - Accounting Software Integration - E-Commerce Software Integration **Platform** - Performance and Reliability - Internationalization - Currency/Language - Internationalization - Operating Country - API / Integrations - PCI Regulation Compliance - Supplemental Technology - Accounting integration - E-commerce Integration **Agentic AI - Payment Gateways** - Autonomous Task Execution - Cross-system Integration - Decision Making ## Top Apple Pay for merchants Alternatives - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,670 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) - 4.4/5.0 (247 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (358 reviews)