NXT is a unified online, mobile, and digital banking platform with integrated capabilities for consumers and businesses. Its single platform employs the most rigorous security and permission-based framework to protect credit unions, banks and their account holders – without compromising user experience. Built from the ground up on a modern tech stack, its open and API-based platform is scalable and configurable, paired with hundreds of pre-built configurations to leading industry solutions. NXT’s added SDK offering allows for even more flexibility and customization to address unique institutional needs and goals. NXT’s robust out-of-the-box features allow for a fast go-to-market, including its personal financial management (PFM), personal insights, gamification, and SMB tools, all keeping members engaged and in-solution. Employees benefit too with permission-based access and visibility into robust data that can be applied to personalization campaigns, promotional messages, or product improvements – such as insights around user journeys, feature adoptions, transaction trends, and more.