[ Alkami Reviews ](https://www.g2.com/products/alkami-technology-inc-alkami/reviews) [ Alkami Reviews ](https://www.g2.com/products/alkami-technology-inc-alkami/reviews) # Alkami Features ##### ## Operations (3) Compliance - Digital Banking Platforms Ensures bank remains compliant with industry regulation and requirements Multichannel - Digital Banking Platforms Facilitates bank existence and operations on a variety of channels Unified Banking - Digital Banking Platforms Unifies and synchronizes banking operations and activity across all channels Show More ##### ## Infrastructure (4) Open Banking - Digital Banking Platforms Enables connection with APIs Cloud-Based - Digital Banking Platforms Operates online, in the cloud Self-Service Banking - Digital Banking Platforms Provides self-service solutions to streamline customer's banking experiences Generative AI Use AI to generate content in the form of text, images, videos, etc. Show More ##### ## Data (2) CRM - Digital Banking Platforms Cultivates, extends, and optimizes relationships with banking customers Business Intelligence - Digital Banking Platforms Generates reports and analysis on banking activities Show More ##### ## Cash Management (6) Monitor Cash Positions Ability to track cash positions across all accounts, banks, business units, and countries Debt and Investments Manage the investments of the company and its debts such as loans, lines of credit, or credit cards Cash Pooling Consolidate the balances of multiple bank accounts and manage them as a single account Cash Operations Such as deposits, Money Market deals, loans, Forex, facilities, and trade finance Schedules Schedules automate internal and external movements of funds Automated Cash Operations Define workflows to automate cash management operations Show More ##### ## Risk and Compliance (11) Manage Different Types of Risk Such as fluctuations in currency and interest rates, or natural hazards Comply with Financial Regulations Ensure compliance with local and global financial standards and legislation Counterparty Risk Management Manage the risks to each party involved in a contract Hedging Hedging against investment risks to reduce potential loss Debt Management Manage budgeting and financial planning operations to control and eliminate debt Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Cash Flow Management Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period Financial Management Plan, manage, and track the financial activities of an individual or organization Payment Management Handling payments and invoices between a company and its vendors or customers Workflow Management Create, design and manage workflows for repetitive tasks Liquidity Management Show More ##### ## Analytics (6) Cash Balances Calculate cash balances by geography or business entity Risk Positions and Scenarios Create scenarios to estimate the impact of possible changes in cash positions Expiring Contracts and Payments Determine how they may impact the liquidity of the company Direct Spend Analysis Analysis of products and services directly incorporated into finished products Risk Analysis Analyze potential risks across the organization Financial Analysis Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Show More ##### ## Banking (6) Banking Connectivity Support multiple banking and financial messaging protocols such as SWIFT Bank Account Management Manage multiple accounts from different banks Intercompany Lending Management of loans between business entities Automated Banking Operations for banking data gathering and consolidation Customer Accounts Record customer information, purchase history, and other notes Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Show More ##### ## Integration (4) Financial Systems Integrate with ERP and accounting products Reporting/Analytics View and track pertinent metrics to find patterns and gain insights from data FX and Trading Paltforms Pull data from foreign exchange and commodities trading platforms Multiple Data Sources Consolidate data from multiple sources such as spreadsheets, databases, banking systems, and software Show More ##### ## Platform Additional Functionality (5) Mobility Is accessible from a mobile device and by users on the go. Dashboard Has a centralized dashboard for users to interact with Bill Payment Complete outstanding payments Cloud Provides a cloud based version of the platform P2P Payments Peer-to-peer (P2P) payments is an electronic transfer of money between bank accounts Show More ##### ## Platform Interoperability (2) API Provides a robust external interface for integrating data, logic and workflows with other software applications. Pre-Built Connectors Provides useful pre-defined data connections to important external systems and applications. Show More ##### ## Financial Data Transfer (6) Data Exchange Schedules the exchange of information between internal and external systems Reporting Automatically extracts data required for dashboards and reports on cash positions and liquidity Access Restricts access to certain users within an organization, or provides access for third parties Integration Integrates with other financial software, such as Accounting, ERP, and Corporate Performance Management software Real-Time Data Receive data and information in real time Third-Party Integrations Set up connections to third-party platforms to improve business processes Show More ##### ## Process Automation (4) Onboarding Flow Management Orchestrates customer journey via customizable workflows. E-Signature Contains e-signature functionality. Data Capture Captures customer data through digital forms. Auto-Capture Uses OCR to scan customer documents, extract data, and auto-fill forms using the extracted data. Show More ##### ## Identity Verification (3) ID Scanning Scans and verifies customer identification documents. KYC Runs KYC checks on customers using information gathered in the application. Credit Check Checks customer credit information. Show More ##### ## Agentic AI - Digital Customer Onboarding (1) Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Mobile Banking (7) Autonomous Task Execution Capability to perform complex tasks without constant human input Multi-step Planning Ability to break down and plan multi-step processes Cross-system Integration Works across multiple software systems or databases Adaptive Learning Improves performance based on feedback and experience Natural Language Interaction Engages in human-like conversation for task delegation Proactive Assistance Anticipates needs and offers suggestions without prompting Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Digital Banking Platforms (2) Autonomous Task Execution Capability to perform complex tasks without constant human input Decision Making Makes informed choices based on available data and objectives Show More ##### ## Agentic AI - Treasury Management Systems (4) Natural Language Interaction Engages in human-like conversation for task delegation Proactive Assistance Anticipates needs and offers suggestions without prompting Decision Making Makes informed choices based on available data and objectives Forecasting Form predictions based on past and present data/trends Show More ##### ## Additional Functionality (116) Fraud Detection Identify and prevent suspicious activity API Application programming interface that allows for integration with other systems/databases Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Financial Management Plan, manage, and track the financial activities of an individual or organization Reporting & Statistics Collection, analysis, and representation of numerical data and generation of reports to understand various patterns AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Transaction Management Manage, record and track all business exchanges in form of money and its related interactions in the system Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Two-Factor Authentication Extra layer of security that requires not only a password and username but also something specific to that user Biometrics Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns. User Management Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Transaction Monitoring Monitor or audit historical and current transactions to analyze customer account activities Alerts/Escalation System alerts about the need to escalate an issue or request Transaction History Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Multi-Currency Manage and handle various international currencies Electronic Payments Electronically collect payments for goods or services Brokerage Management Real-Time Monitoring Active monitoring of systems, applications, or networks Real-Time Reporting Active reporting of data and metrics Third-Party Integrations Set up connections to third-party platforms to improve business processes Single Sign On Allow users to access multiple services after entering their login credentials once Chat/Messaging Communicate using direct chat or messages within the system Loan Management Distribution and delivery of funds to approved borrowers ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Mobile Access Access software remotely via mobile devices Customer Accounts Record customer information, purchase history, and other notes Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Authentication Verify the identity of users/devices to enable secure access Multi-Language Manage and support multiple languages SMS Messaging Send messages via SMS Marketing Automation Automate workflows and trigger campaigns based on customer actions Credit Card Management Financial system that helps create and manage physical/digital credit cards and track transaction activities Electronic Statements Customizable Branding Add customized logos and colors to align with company branding Secure Data Storage Securely stores data to prevent data loss or breaches AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Multi-Currency Manage and handle various international currencies Risk Assessment Initiate collection and analysis of known risks Activity Tracking Track and document all activities across devices, networks, and other systems API Application programming interface that allows for integration with other systems/databases Transaction Monitoring Monitor or audit historical and current transactions to analyze customer account activities Approval Process Control Manage the process of evaluating documents or requests submitted for approval Transaction History Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Customizable Reports Alter the layout and content of reports Data Import/Export Import and export data to and from software applications Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Monitoring Observe and track the demand, usage, progress or quality of a system, product, or user Data Synchronization Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency Real-Time Monitoring Active monitoring of systems, applications, or networks Audit Trail A record of all activities within the system, including user access, changes made, etc. Single Sign On Allow users to access multiple services after entering their login credentials once Secure Data Storage Securely stores data to prevent data loss or breaches For Accountants Software specialized for accountants and accounting firms Scenario Planning Develop potential scenarios to identify risks and opportunities Generative AI Use AI to generate content in the form of text, images, videos, etc. Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Bank Reconciliation Compare and match accounting/financial records with corresponding bank statements Single Sign On Allow users to access multiple services after entering their login credentials once Transaction Monitoring Monitor or audit historical and current transactions to analyze customer account activities Cash Management Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances ACH Payment Processing Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Remote Deposit Generative AI Use AI to generate content in the form of text, images, videos, etc. Financial Management Plan, manage, and track the financial activities of an individual or organization Secure Login At least a username and password is required to access the system Electronic Funds Transfer Transfer money electronically between two bank accounts Biometrics Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns. SSL Security Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access Digital Wallet Wallet that digitally stores credit/debit cards or other items like tickets, loyalty cards, and coupons Data Synchronization Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency Online Banking Ability to manage transactions online with a mobile device or computer. Customer Accounts Record customer information, purchase history, and other notes Chat/Messaging Communicate using direct chat or messages within the system Secure Data Storage Securely stores data to prevent data loss or breaches Live Chat Ability to chat online in real time Transaction History Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Authentication Verify the identity of users/devices to enable secure access Customizable Reports Alter the layout and content of reports Credit Card Processing Accept and process credit card transactions User Management Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Real-Time Monitoring Active monitoring of systems, applications, or networks Multi-Currency Manage and handle various international currencies Financial Analysis Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Compliance Management Track and manage adherence to policies for any service, product, process, or supplier Mobile Access Access software remotely via mobile devices AI Copilot A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users Mobile Alerts Notifications via mobile devices Alerts/Escalation System alerts about the need to escalate an issue or request SMS Banking Fraud Detection Identify and prevent suspicious activity Customizable Branding Add customized logos and colors to align with company branding Historical Reporting Information, data and reports that are being tracked over time Activity Tracking Track and document all activities across devices, networks, and other systems Reporting & Statistics Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Purchasing & Receiving Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Contactless NFC Near-field communication method to share data and process contactless payments Offline Access Ability of websites, web applications, or mobile applications to function without an active internet connection Electronic Signature Digitally sign online documents PCI Compliance Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Credit Card Management Financial system that helps create and manage physical/digital credit cards and track transaction activities Returns Management Track and facilitate returns of products sold Discount Management Track products that are for sale at a reduced price or part of coupon promotions Reminders Timed notification for any upcoming task, deadline, appointment, or activity Barcode/Ticket Scanning Scan barcodes to ensure accurate pricing and label tracking Recurring/Subscription Billing Automated process of charging customers at regular intervals for repeated access or use of a product or service Mobile Card Reader Hardware device connected to smartphones for processing payments Sales Tax Management Calculation of consumption tax imposed on the sale of goods/services Customer Database A collection of customer information such as contact details, demographics, previous interactions, etc. Receipt Management Upload, track, and submit receipts in a central database Invoice Management Captures invoice data and maintains comprehensive records for auditing and reporting purposes Remote Access/Control Access work applications remotely, for when working away from the office and/or traveling Multi-Location Manage and support multiple locations Sales Trend Analysis Analyze the current state of sales data to accurately understand trends and forecast future sales numbers. CRM Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system Gift Card Management Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus Sales Reports Reports specific to sales analysis for trends and strategies Show More ## Top-Rated Alternatives [ ![Lumin Digital](https://images.g2crowd.com/uploads/product/hd_favicon/f501a4de36045367ea3fca38fc033c41/lumin-digital.svg "Lumin Digital") Lumin Digital 4.7/5(29) ](https://www.g2.com/products/lumin-digital/reviews) [ ![Q2](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_36dd17d95e86ee6f91ce4eb94c5f9b44/q2-platform.png "Q2") Q2 4.2/5(11) ](https://www.g2.com/products/q2-software-inc-q2/reviews) [ ![TeamSupport](https://images.g2crowd.com/uploads/product/hd_favicon/bff62c7356b8e1087645653c3217f24a/teamsupport.svg "TeamSupport") TeamSupport 4.4/5(891) ](https://www.g2.com/products/teamsupport/reviews) [ View All Alternatives ](https://www.g2.com/products/alkami-technology-inc-alkami/competitors/alternatives) Alkami Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_36dd17d95e86ee6f91ce4eb94c5f9b44/q2-platform.png "Product Avatar Image") Q2 4.2/5(11) [ Compare Now ](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-q2-software-inc-q2) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_f71b3d41f201eef31fe093658c0cc48e/lumin-digital.png "Product Avatar Image") Lumin Digital 4.7/5(29) [ Compare Now ](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-lumin-digital) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_bea498198f0ec584a8de49f6b1388a7b/backbase-the-ai-native-banking-os.jpeg "Product Avatar Image") Backbase the AI-Native Banking OS 4.3/5(10) [ Compare Now ](https://www.g2.com/compare/alkami-technology-inc-alkami-vs-backbase-the-ai-native-banking-os) ##### Categories on G2 [Digital Customer Onboarding](https://www.g2.com/categories/digital-customer-onboarding)[Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems)[Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms) [Digital Customer Onboarding](https://www.g2.com/categories/digital-customer-onboarding)[Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems)[Digital Banking Platforms](https://www.g2.com/categories/digital-banking-platforms)[Mobile Banking](https://www.g2.com/categories/mobile-banking) [Show MoreShow Less](javascript:void(0);) ##### Explore More [Expert reviews on international payroll software](https://www.g2.com/discussions/what-do-experts-think-about-international-payroll-software)[Where to find the best board software](https://www.g2.com/discussions/where-to-find-the-best-board-software)[Top voice command software for desktop workspaces](https://www.g2.com/discussions/top-voice-command-software-for-desktop-workspaces) [Which Contact Center AI Observability platforms combine real-time alerts with historical trend analysis for detecting model drift over time?](https://www.g2.com/discussions/which-contact-center-ai-observability-platforms-combine-real-time-alerts-with-historical-trend-analysis-for-detecting-model-drift-over-time)[What are the top health care credentialing tools with proven customer success metrics and strong user adoption?](https://www.g2.com/discussions/what-are-the-top-health-care-credentialing-tools-with-proven-customer-success-metrics-and-strong-user-adoption)[Best user-friendly loyalty management system for new businesses](https://www.g2.com/discussions/best-user-friendly-loyalty-management-system-for-new-businesses) [Show MoreShow Less](javascript:void(0);)