The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, and grow retail and business users for banks and credit unions. Clients can tailor their user experience with additional Alkami products and integrations to third-party solutions via API, SSO and SDK functionality. The online banking platform is delivered with an administrative console that provides our clients with the ability to manage their digital banking users’ experiences. We invest heavily in the eight product categories within this journey to enable our clients to achieve digital success: • Account Opening and Loan Origination • Security & Fraud Protection • Money Movement • Financial Wellness • Customer Service • Card Experience • Marketing & Analytics • Extensibility Functionality for both retail and business includes: digital account opening and loan origination, automated credit decisioning, real-time identity verification, fund transfers, check services, message center, chatbots, virtual financial assistants, mobile check deposits, e-documents, e-signatures, card management, secure forms, multi-factor authentication, multi-payment fraud prevention, alerts, and data analytics and engagement solutions. In addition, business widgets include business administration, including entitlements, ACH, wire transfers, business reports, invoices, positive pay, business bill pay, and business check capture. We recognize the strategic importance of embracing the best of fintech innovation and bringing the right partners into the Alkami Platform. We foster a fintech partner ecosystem that grants freedom, extensibility, further brand differentiation, and the ability for carefully selected fintechs to integrate with APIs and build directly onto our platform with Alkami’s SDK. We offer API and single sign-on (SSO) integrations, which can be built in-house by Alkami or by our partners. Our clients may also choose to deploy their own integrations using the same tools used by our developers or they can take advantage of a network of certified Alkami SDK developers or partner system integrators. The Alkami Platform is delivered with an administrative console that provides our financial institution clients with the ability to manage their digital banking users’ experiences. The administrative console is divided into five primary functions: Setup, Operations, Content, Support, and Data. The Alkami Platform is a highly configurable solution which enables institutions and Alkami team members the ability to easily deploy and configure functionality within an institution's environment. This includes configurability around feature availability such as price-list billing to end users of the product. Through this capability, institutions can segment and charge end users for the features they utilize within the platform such as ACH and wire transactions.