# Best Treasury Management Systems for Small Business ## How Many Treasury Management Systems Products Does G2 Track? **Total Products under this Category:** 114 ### Category Stats (Aug 2026) - **Average Rating:** 4.41/5 (↑0.01 vs Jul 2026) The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** Modern Treasury (+0.54%) - Among all products in this category, Modern Treasury recorded the largest rating increase compared to last month _Last updated: August 04, 2026_ ## How Does G2 Rank Treasury Management Systems Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 1,800+ Authentic Reviews - 114+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Treasury Management Systems ![G2 Grid® for Treasury Management Systems plotting products by satisfaction and market presence](https://www.g2.com/categories/treasury-management-systems/grids.png?focus%5B%5D=130478&focus%5B%5D=1420752&focus%5B%5D=19809&focus%5B%5D=1327289) Highlighted products: Agicap, Round Treasury, Kyriba, and Atlar. Underlying data: [Grid® JSON](https://www.g2.com/categories/treasury-management-systems/grids.json?focus%5B%5D=agicap&focus%5B%5D=round-treasury&focus%5B%5D=kyriba&focus%5B%5D=atlar&segment=small-business) **Sponsored** ### SAP Commerce Cloud The SAP Commerce solutions delivers feature rich digital commerce capabilities built on a modern cloud native platform that will enable businesses to innovate quickly and deliver the perfect fit digital commerce solution for your business. SAP Commerce has the broadest and varying customer base with over 3500 customers, representing 20 industries across 100 countries. Customers trust our solution for its ability to scale and perform, customers has transacted over 570B+ dollars of gross merchandising value representing over 120M+ orders on our ecommerce platform. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1536&secure%5Bchosen_at%5D=2026-08-08T03%3A54%3A07Z&secure%5Bdisplayable_resource_id%5D=1536&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=page_category&secure%5Bplacement_resource_ids%5D%5B%5D=1536&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=785&secure%5Bresource_id%5D=1536&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Ftreasury-management-systems%2Fsmall-business%3Fopen_modal_url%3D%252Fproducts%252Fagicap%252Fwishlists%253Fhost_path%253D%25252Fcategories%25252Ftreasury-management-systems%25252Fsmall-business%2526source%253Dcategory&secure%5Btoken%5D=b19ac3336e6c1bc6c6905be2436aaa1b1e5a20b55e0df937de53581dab889666&secure%5Burl%5D=https%3A%2F%2Fwww.sap.com%2Fdocuments%2F2023%2F06%2Fe4554804-787e-0010-bca6-c68f7e60039b.rc.html%3Fcampaigncode%3DCRM-YD25-CEX-407333%26source%3DCOMMERCE-click-campaign-G2&secure%5Burl_type%5D=custom_url) ### [Agicap](https://www.g2.com/pt/products/agicap/reviews) A Agicap é a principal plataforma modular de Gestão de Fluxo de Caixa e Tesouraria tudo-em-um no mundo. Nossa plataforma com tecnologia de IA oferece uma solução central de Gestão de Fluxo de Caixa (conectividade bancária, balanço de caixa, previsões de caixa). Também inclui uma gama completa de soluções de automação de Contas a Pagar e Contas a Receber para melhorar o desempenho de caixa da sua empresa: gestão de faturas de fornecedores, gestão de despesas com cartão, cobrança de caixa, análises de DSO, etc. A Agicap integra e consolida dados de múltiplas fontes e desenvolve sinergias entre Produtos para atender a todos os seus desafios de caixa. - Conectividade Bancária - Conectividade com Software de Contabilidade e ERP - Gestão de Fluxo de Caixa - Planejamento de Fluxo de Caixa - Automação de Contas a Pagar - Automação de Contas a Receber Desde 2016, mais de 8.000 PMEs e clientes de mercado médio em todo o mundo confiam em nós. Escritório nos EUA: Austin (TX) Escritórios na Europa: Lyon (FR), Berlim (DE), Milão (IT), Londres (UK) e Barcelona (ES) **Average Rating:** 4.4/5.0 **Total Reviews:** 358 #### How Do G2 Users Rate Agicap? - **Facilidade de Uso:** 8.8/10 (Category avg: 8.9/10) - **Qualidade do Suporte:** 9.1/10 (Category avg: 8.7/10) #### Who Is the Company Behind Agicap? - **Vendedor:** [Agicap](https://www.g2.com/pt/sellers/agicap) - **Website da Empresa:** agicap.com - **Ano de Fundação:** 2016 - **Localização da Sede:** Lyon, FR - **Twitter:** @AgicapFrance 926 seguidores no Twitter - **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=4aadacfe24dac7ac88c22ceb668cf1028c8a0d8f930425ae707e6bf3303b5395&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fagicap%2F&secure%5Burl_type%5D=linkedin_company_website) 805 funcionários no LinkedIn® #### Who Uses This Product? - **Who Uses This:** Diretor Financeiro, CEO - **Top Industries:** Contabilidade, Software de Computador - **Company Size:** 50% Small, 43% Medium #### What Do G2 Reviewers Say About Agicap? _AI-generated summary from verified user reviews_ ##### Pros - Os usuários apreciam a **interface amigável** do Agicap, que simplifica o gerenciamento de fluxo de caixa e melhora o planejamento financeiro. - Os usuários apreciam o **suporte ao cliente responsivo** da Agicap, que resolve problemas de forma consistente e melhora a experiência do usuário. - Os usuários valorizam o Agicap por sua **gestão de caixa simplificada** , melhorando o controle de despesas e simplificando o processamento de faturas. - Os usuários apreciam a **visibilidade clara e a interface intuitiva** do Agicap, melhorando a gestão e o planejamento eficiente do fluxo de caixa. - Os usuários valorizam a **configuração eficiente** do Agicap, gerenciando despesas de forma contínua e aprimorando o controle financeiro de qualquer dispositivo. ##### Cons - Os usuários enfrentam problemas significativos de **integração** , experimentando desafios com conexões DATEV e atrasos na sincronização bancária. - Os usuários acham a **personalização limitada** do Agicap desafiadora, especialmente para recursos avançados que exigem uma configuração manual demorada. - Os usuários expressam frustração com as **funcionalidades ausentes** no Agicap, particularmente personalização, integrações e opções de relatórios. - Os usuários relatam uma **configuração difícil** para o Agicap, levando a frustração e atrasos no uso eficaz dentro das empresas. - Os usuários acham o **processo de configuração difícil** , frequentemente enfrentando desafios e atrasos na implementação eficaz do Agicap. #### What Are Recent G2 Reviews of Agicap? **["Gestão de pendências e cobranças em alta, com uma faturação eletrônica muito útil"](https://www.g2.com/pt/survey_responses/agicap-review-12827913)** **Rating:** 5.0/5.0 stars _— Cecile N._ [Read full review](https://www.g2.com/pt/survey_responses/agicap-review-12827913) **["AGICAP: economia de tempo, segurança nos pagamentos e previsões de tesouraria simplificadas"](https://www.g2.com/pt/survey_responses/agicap-review-13129175)** **Rating:** 5.0/5.0 stars _— Usuário Verificado em Saúde, Bem-estar e Fitness_ [Read full review](https://www.g2.com/pt/survey_responses/agicap-review-13129175) #### What Are G2 Users Discussing About Agicap? - [Para que serve o Agicap?](https://www.g2.com/pt/discussions/agicap-what-is-agicap-used-for) - [Para que é usado o Agicap?](https://www.g2.com/pt/discussions/what-is-agicap-used-for) ### [Round Treasury](https://www.g2.com/products/round-treasury/reviews) Smarter treasury and banking for businesses – one platform for banking, investments, and treasury. More yield. More protection. Automate the dull stuff. · One Dashboard - Free connected banking and automations from day one. · Yield & Liquidity - Access high-liquidity money market funds via BlackRock. · Security - Diversify funds without manually opening accounts for FSCS protection. · Smart Automation - Automate cash flow and reduce manual work. · Fast Onboarding - One application unlocks everything. No repeat approvals. Save time. Reduce risk. Grow your capital. **Average Rating:** 4.9/5.0 **Total Reviews:** 42 #### How Do G2 Users Rate Round Treasury? - **Ease of Use:** 9.7/10 (Category avg: 8.9/10) - **Quality of Support:** 9.9/10 (Category avg: 8.7/10) #### Who Is the Company Behind Round Treasury? - **Seller:** [Round Treasury](https://www.g2.com/sellers/round-treasury) - **Company Website:** www.roundtreasury.com - **Year Founded:** 2023 - **HQ Location:** London, England, United Kingdom - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=faec2b8e5e9142cd079ce72a36f281cadc5246934378a3b7135ed58c2902203f&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Froundtreasury%2F&secure%5Burl_type%5D=linkedin_company_website) 17 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** CEO - **Top Industries:** Computer Software, Financial Services - **Company Size:** 93% Small, 5% Medium #### What Do G2 Reviewers Say About Round Treasury? _AI-generated summary from verified user reviews_ ##### Pros - Users appreciate the **ease of use** of Round Treasury, enjoying a seamless setup and one-click integration. - Users highlight the **outstanding customer support** of Round Treasury, making onboarding and account setup seamless. - Users value the **time-saving features** of Round Treasury, simplifying bank management with effortless automation and integration. - Users commend Round Treasury for its **automated cash management** and intuitive interface, making treasury management effortless. - Users appreciate the **straightforward UI** of Round Treasury, enabling easy management of their business cash efficiently. ##### Cons - Users find the **difficult setup** process frustrating, with onboarding challenges impacting account compliance significantly. - Users experience a **delay in fund transfers** and find fee representation on the dashboard confusing and unclear. - Users express a need for **mobile readiness** to access their accounts conveniently while on the go. - Users report encountering **integration issues** with Xero, leading to occasional failures in connectivity and functionality. - Users find the **login problems** inconvenient due to the need for repeated authentication every time. #### What Are Recent G2 Reviews of Round Treasury? **["Outstanding Ease of Use with Flexible Money Market and Savings Options"](https://www.g2.com/survey_responses/round-treasury-review-12779290)** **Rating:** 5.0/5.0 stars _— Kalab G._ [Read full review](https://www.g2.com/survey_responses/round-treasury-review-12779290) **["Easy-to-Use Platform to maximise interest yield"](https://www.g2.com/survey_responses/round-treasury-review-12887446)** **Rating:** 5.0/5.0 stars _— Chirag S._ [Read full review](https://www.g2.com/survey_responses/round-treasury-review-12887446) ### [Kyriba](https://www.g2.com/products/kyriba/reviews) Kyriba's Liquidity Performance platform is a cloud-based treasury management system (TMS) trusted to transform how organizations eliminate liquidity gridlock and optimize financial operations. The platform consolidates cash management, payment automation, risk management, and cash forecasting functions into a unified solution, providing CFOs and treasury teams with comprehensive tools to manage working capital and liquidity across global operations. Designed for mid-market and enterprise organizations, the platform addresses critical operational challenges related to cash visibility and treasury workflows that create liquidity gridlock. Organizations operating across multiple regions and currencies gain real-time monitoring of cash positions across bank accounts and entities through global connectivity features, including integration with 10,000 banks worldwide - enabling true liquidity performance at scale. The platform incorporates Trusted AI capabilities specifically built for treasury functions, delivering enhanced cash flow forecasting and liquidity analysis through artificial intelligence trained on decades of treasury-specific data. This purpose-built approach generates accurate predictions that finance leaders can rely on for strategic decision-making. Financial risk management features enable users to proactively track and analyze foreign exchange exposure, interest rate risks, and other financial metrics before they impact business performance. Payment automation functionality streamlines processing workflows, significantly reducing manual tasks and operational risks while supporting various payment formats and banking protocols. Advanced cash forecasting tools include scenario modeling capabilities and predictive analytics that transform working capital planning from reactive management into strategic liquidity performance optimization. The cloud-based infrastructure serves nearly 4,000 organizations managing 3.6 billion bank transactions and $51 trillion in payments annually across industries including manufacturing, retail, technology, and pharmaceuticals. Integration options include connectivity with major ERP systems such as SAP, Oracle, NetSuite, Workday, and Microsoft Dynamics, enabling seamless data flow across the financial ecosystem. The platform supports comprehensive treasury accounting functions, bank reconciliation, hedge accounting, and compliance reporting requirements. Multi-entity consolidation features accommodate organizations with complex corporate structures requiring centralized treasury oversight while maintaining subsidiary-level visibility and control. Kyriba's architecture includes API connectivity through the Kyriba Marketplace, enabling integration with third-party financial systems and services to create an extended liquidity network. The platform addresses critical treasury use cases including daily cash positioning, payment processing and approval workflows, FX hedging program management, debt and investment tracking, and regulatory compliance reporting - empowering organizations to transform their liquidity challenges into competitive advantages. **Average Rating:** 4.5/5.0 **Total Reviews:** 124 #### How Do G2 Users Rate Kyriba? - **Ease of Use:** 7.6/10 (Category avg: 8.9/10) - **Quality of Support:** 7.8/10 (Category avg: 8.7/10) #### Who Is the Company Behind Kyriba? - **Seller:** [Kyriba](https://www.g2.com/sellers/kyriba) - **Company Website:** www.kyriba.com - **Year Founded:** 2000 - **HQ Location:** San Diego, CA - **Twitter:** @kyribacorp 4,762 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=e66a5c1c1e1250848c87ce9e75de4459240687b186ad882a65a838ee747f6bcb&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F31955&secure%5Burl_type%5D=linkedin_company_website) 1,372 employees on LinkedIn® #### Who Uses This Product? - **Who Uses This:** Treasury Manager - **Top Industries:** Insurance, Commercial Real Estate - **Company Size:** 64% Large, 22% Medium #### What Do G2 Reviewers Say About Kyriba? _AI-generated summary from verified user reviews_ ##### Pros - Users value the **ease of use** of Kyriba, enhancing efficiency and simplifying processes for treasury functions. - Users find Kyriba's **centralization of Treasury functions** simplifies processes, enhances focus on strategy, and boosts operational efficiency. - Users value Kyriba for its **efficiency in centralized visibility** , streamlining treasury operations and enhancing decision-making capabilities. - Users appreciate Kyriba for its **centralized visibility and control** , enhancing cash management and reporting efficiency significantly. - Users appreciate the **time-saving efficiency** of Kyriba, significantly reducing daily tasks and enhancing productivity. ##### Cons - Users find Kyriba's **complexity** frustrating, as workflows require specialized knowledge and hinder usability and support integration. - Users find the **difficulty in running reports** and configuring settings can complicate their experience with Kyriba. - Users encounter several **system idiosyncrasies** that hinder usability and complicate the accounting process in Kyriba. - Users face a **steep learning difficulty** with Kyriba's complex configuration and navigation, requiring significant time investment to master. - Users find the **steep learning curve** of Kyriba challenging, requiring extensive time and training for effective navigation. #### What Are Recent G2 Reviews of Kyriba? **["Kyriba Unifies Treasury Functions and Drives Real Operational Improvements"](https://www.g2.com/survey_responses/kyriba-review-12412487)** **Rating:** 4.5/5.0 stars _— Mauricio M._ [Read full review](https://www.g2.com/survey_responses/kyriba-review-12412487) **["Strong Treasury Management Platform with Great Visibility and Automation"](https://www.g2.com/survey_responses/kyriba-review-13172182)** **Rating:** 4.5/5.0 stars _— Kyle T._ [Read full review](https://www.g2.com/survey_responses/kyriba-review-13172182) #### What Are G2 Users Discussing About Kyriba? - [What is kyriba certification?](https://www.g2.com/discussions/kyriba-what-is-kyriba-certification) - [What is kyriba certification?](https://www.g2.com/discussions/what-is-kyriba-certification) - [Where is kyriba based?](https://www.g2.com/discussions/kyriba-where-is-kyriba-based) - [Where is kyriba based?](https://www.g2.com/discussions/where-is-kyriba-based) - [What does a treasury management system do?](https://www.g2.com/discussions/kyriba-what-does-a-treasury-management-system-do) ### [Atlar](https://www.g2.com/pt/products/atlar/reviews) Atlar é a plataforma de tesouraria nativa de IA que ajuda as equipes financeiras a gerenciar pagamentos, caixa, previsões e conectividade bancária — tudo em um só lugar. Desenvolvido para equipes modernas em empresas em crescimento, Atlar é uma plataforma de gestão de tesouraria que substitui planilhas, portais bancários e fluxos de trabalho manuais por automação e visibilidade em tempo real. Ele se conecta diretamente a bancos e ERPs para centralizar operações de tesouraria e finanças, ajudando as equipes a se moverem mais rápido, reduzir riscos e tomar melhores decisões de caixa. Profissionais de finanças e tesouraria usam Atlar para realizar pagamentos globais, automatizar reconciliações, rastrear posições de caixa em várias entidades e moedas, e prever com confiança. Seja gerenciando liquidez, passando por auditorias ou ampliando operações, Atlar fornece o controle e a clareza necessários em cada estágio de crescimento. Atlar é confiado por equipes em empresas como Acne Studios, Forto, GetYourGuide, Mangopay, Storytel, Tide e Zilch. Eles substituíram tarefas repetitivas por fluxos de trabalho em tempo real e transformaram a tesouraria de um centro de custos em um motor estratégico de crescimento. Os principais recursos e benefícios incluem: – Visibilidade em tempo real das posições de caixa globais e previsões em contas, entidades e bancos. – Integrações diretas com bancos líderes e ERPs como NetSuite para fluxos de dados e pagamentos simplificados. – Operações de pagamento automatizadas, desde fluxos de aprovação até execução e reconciliação. – Controles financeiros mais fortes com processos padronizados e supervisão pronta para auditoria. – Ferramentas de otimização de liquidez para melhor gerenciar pooling, fluxos intercompanhias e capital de giro. Atlar está sediada em Estocolmo e é apoiada por Index Ventures e General Catalyst. É um parceiro preferencial de líderes da indústria como NetSuite, Citi, Nordea e outros. **Average Rating:** 4.8/5.0 **Total Reviews:** 65 #### How Do G2 Users Rate Atlar? - **Facilidade de Uso:** 9.4/10 (Category avg: 8.9/10) - **Qualidade do Suporte:** 10.0/10 (Category avg: 8.7/10) #### Who Is the Company Behind Atlar? - **Vendedor:** [Atlar](https://www.g2.com/pt/sellers/atlar) - **Website da Empresa:** www.atlar.com - **Ano de Fundação:** 2022 - **Localização da Sede:** Stockholm, Sweden - **Twitter:** @atlarhq 37 seguidores no Twitter - **Página do LinkedIn®:** [www.linkedin.com](https://www.g2.com/pt/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=cf0a8181b475c5d4c42c83d7511f41ee99c39b3d90d0d4bea8cd2106e52b886a&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fatlarhq%2F&secure%5Burl_type%5D=linkedin_company_website) 53 funcionários no LinkedIn® #### Who Uses This Product? - **Top Industries:** Serviços Financeiros, Software de Computador - **Company Size:** 75% Medium, 23% Small #### What Do G2 Reviewers Say About Atlar? _AI-generated summary from verified user reviews_ ##### Pros - Os usuários destacam o **atendimento ao cliente excepcional** da Atlar, observando respostas rápidas e úteis a todas as consultas. - Os usuários acham o Atlar **fácil de usar** , apreciando seu design intuitivo e capacidades simplificadas de gerenciamento bancário. - Os usuários elogiam a Atlar por seu **processo de implementação suave** e excelente suporte, melhorando sua experiência geral e eficiência. - Os usuários valorizam as **integrações fáceis** do Atlar, permitindo conexões perfeitas com sistemas financeiros como o NetSuite para maior eficiência. - Os usuários apreciam o **design intuitivo** do Atlar, que melhora a interpretação de dados e simplifica as tarefas diárias de tesouraria de forma eficiente. ##### Cons - Os usuários acham que o Atlar é **relativamente caro** , especialmente devido a custos ocultos potenciais e conexões bancárias limitadas. - Os usuários devem ter cuidado com **cobranças extras** relacionadas a custos ocultos para conexões bancárias e taxas de implementação. - Os usuários acham que a Atlar tem **taxas altas** , especialmente com custos ocultos ao configurar conexões bancárias automatizadas. - Os usuários observam os **problemas de implementação** com o Atlar, incluindo atrasos no onboarding e potenciais custos ocultos dos bancos. - Os usuários acham que **é necessário melhorar** a integração de bancos e o acesso a insights mais detalhados diretamente no Atlar. #### What Are Recent G2 Reviews of Atlar? **["Recursos Limpos, Intuitivos e Confiáveis—Desenvolvidos para Entregar"](https://www.g2.com/pt/survey_responses/atlar-review-12877846)** **Rating:** 5.0/5.0 stars _— Camilo G._ [Read full review](https://www.g2.com/pt/survey_responses/atlar-review-12877846) **["Visibilidade e Relatórios de Caixa Abrangentes Simplificados"](https://www.g2.com/pt/survey_responses/atlar-review-11740156)** **Rating:** 5.0/5.0 stars _— Usuário Verificado em Serviços Financeiros_ [Read full review](https://www.g2.com/pt/survey_responses/atlar-review-11740156) Spotlight Categories [Security Compliance Software](https://www.g2.com/categories/security-compliance) [Workforce Management Software](https://www.g2.com/categories/workforce-management) [AI Sales Assistant Software](https://www.g2.com/categories/ai-sales-assistant) [Mobile Device Management (MDM) Software](https://www.g2.com/categories/mobile-device-management-mdm) [Digital Asset Management Software](https://www.g2.com/categories/digital-asset-management) Similar Categories - [Order Management](/categories/order-management) - [Accounting](/categories/accounting) - [Accounting Practice Management](/categories/accounting-practice-management) - [Accounts Receivable](/categories/accounts-receivable) - [AP Automation](/categories/ap-automation) - [Billing](/categories/billing) - [Budgeting and Forecasting](/categories/budgeting-and-forecasting) - [Business Plan](/categories/business-plan) - [Cash Flow Management](/categories/cash-flow-management) - [Credit and Collections](/categories/credit-and-collections) - [Cross-border payments software](/categories/cross-border-payments-software) - [Deduction Management](/categories/deduction-management) - [Enterprise Payment](/categories/enterprise-payment) - [Equity Management](/categories/equity-management) - [Financial Analysis](/categories/financial-analysis) [Browse Treasury Management Systems Themes](/categories/treasury-management-systems/themes)