Abillio is a software-as-a-service platform for cross-border payments and tax compliance that enables freelancers to invoice international clients without forming their own company and helps businesses manage, pay, and stay compliant when working with independent professionals globally. Abillio operates in the financial technology and workforce management software category, combining company-as-a-service functionality with freelancer and contractor payment infrastructure. The platform is designed for freelancers, independent professionals, businesses, and digital platforms that work with a distributed, cross-border workforce. It addresses administrative, legal, and tax-related challenges associated with global freelancing and contractor engagement. In jurisdictions like Latvia, Abillio uses a cooperative-based model that allows freelancers to issue VAT-compliant invoices and receive compliant payouts while Abillio handles accounting, tax calculations, and reporting, with plans to introduce the same structure in Estonia. For freelancers outside of these jurisdictions, Abillio offers a company-as-a-service model that enables individuals to issue globally compliant invoices without establishing a local company. This model supports VAT invoicing where applicable and includes optional copyright transfer provisions to meet client contractual requirements. Across both models, Abillio removes the operational burden of invoicing, tax administration, and compliance, allowing freelancers to focus on delivering work rather than managing legal and administrative processes. For businesses, Abillio functions as a Freelancer Management System that supports contractor onboarding, compliance checks, legal documentation, and global payments. Businesses can consolidate invoices, process bulk payments, and pay contractors in multiple currencies, including cryptocurrency, while receiving standardized and globally recognized invoices. Abillio also offers an API-based solution for digital platforms and marketplaces. This solution supports automated freelancer onboarding with KYC and AML checks, payment processing, and regulatory reporting, including DAC7 and 1099. The API allows platforms to outsource complex payment and compliance workflows without building internal systems.