Ontop Reviews & Product Details

What I like most about Ontop is how easy and intuitive the platform is to use. Managing multi-country payroll feels simple and well-organized, even when dealing with different currencies and payment methods. The interface is clean, the processes are clear, and everything is designed to save time and reduce friction for both companies and collaborators. Review collected by and hosted on G2.com.

Some features could benefit from additional customization or more detailed documentation, especially for advanced use cases. However, the team is always open to feedback and continuously improving the product, so these feel more like opportunities for growth than real issues. Review collected by and hosted on G2.com.

Ontop is very easy to use and makes paying international contractors simple and stress-free. The platform is straightforward and easy to navigate, onboarding is quick, and the overall process runs smoothly from start to finish. Customer support is responsive and consistently helpful whenever questions come up, which makes the experience even easier. Review collected by and hosted on G2.com.

There’s not much to dislike. Some features could be expanded over time, but overall the platform does exactly what it promises and works reliably for global payments. Review collected by and hosted on G2.com.

I use Ontop to get my payroll, make online purchases, and send money transfers to crypto accounts. I find it great that I can pay for something fast with the card and there's no need to make transfers out of the platform. I get my payroll there on time every month. I really like the card services and the support they offer. The card is useful for almost every online purchase I've tried, like paying for Uber, Rappi, and Steam, all without needing to move funds out of Ontop. Plus, the support is fast and reliable. The setup was super easy too. Review collected by and hosted on G2.com.

So far, nothing Review collected by and hosted on G2.com.

What I love most is the flexibility with my funds. Unlike other platforms that force you to withdraw immediately with bad exchange rates, Ontop allows me to keep my balance in USD and spend it directly using their global Visa card. It feels like a real bank account for remote workers. The transfers are instant, and the app is very user-friendly. It really helps me manage my income better and avoid losing money on fees. Review collected by and hosted on G2.com.

The digital card works perfectly instantly, but the delivery of the new physical card is taking a bit longer than expected to arrive at my specific location in Colombia. Review collected by and hosted on G2.com.

I like how easy it is to use my money with Ontop. The ability to transfer money between users helps me stay more connected with my friends. Additionally, the ease of moving my money in different currencies and having a physical/digital card is really useful, especially when I travel. The initial setup was quite simple; just follow the steps to verify yourself and once approved, everything starts working wonderfully. Review collected by and hosted on G2.com.

The exchange rate used by Ontop is not at all "fair" or comparable to other similar platforms. Sometimes the card tends to be declined at some establishments. Review collected by and hosted on G2.com.

The best thing about Ontop is the “Your Bills, Your Rules” feature. It allows you to pay for services, credit cards, and other bills directly with the funds in your account. As a contractor based in Argentina, I find this tool especially useful because I don't need to exchange currencies. It also has a prompt response when you need assistance. Review collected by and hosted on G2.com.

Sometimes it’s not that easy to use the “Your Bills, Your Rules” feature. You first have to register the service you want to pay for, but there’s no “Pay Now” button, there's just an option to edit the name of the payment. The process isn’t very intuitive. It usually takes a few tries for me to complete a payment. For example, if I want to pay in advance, the bill doesn’t appear, and when browsing the list of registered services, there’s no clear “Pay” option. Review collected by and hosted on G2.com.

I love being able to receive money from abroad with Ontop. I also know that it allows companies to hire people abroad through Ontop, which is great. I like that it offers various benefits for workers, such as cashback and promotions. The card and the app are easy to use, which makes things much easier, and I always receive payments on time. The initial setup was very easy and I would definitely recommend it to a friend or colleague, I give it a 10. Review collected by and hosted on G2.com.

Well, it still doesn't work for Apple Wallet and there's no way to schedule transfers. Review collected by and hosted on G2.com.

I use Ontop to receive monthly payments from my company in the United States, and I also make use of the card they offer. I value the ease that Ontop provides for managing my work compensation, along with the possibility of obtaining cashback benefits from transactions. I love how modern and the new ideas that Ontop introduces; these features reinforce my interest in the service. Additionally, the processing of transfers is exceptionally fast, usually arriving one or two days earlier than promised, which regularly exceeds my expectations. Also, the initial setup was very simple for me as a worker: I just had to identify myself, provide my information and some documents, which made the process quite efficient. Review collected by and hosted on G2.com.

The card could have more benefits. Additionally, the cashback process does not satisfy me, as it usually has to be claimed, which makes me waste time. Review collected by and hosted on G2.com.

I appreciate Ontop's efficiency and reliability because fund transfers to my bank account are consistently faster than expected. I find the app smooth, intuitive, and extremely user-friendly, making every transaction effortless. The support team is exceptionally kind, attentive, and quick to assist whenever I face an issue. I truly value their Card services because I can make payments anywhere in the world without the hassle of currency conversion and earn attractive cashback rewards. The initial setup of Ontop was super easy and self-explanatory. Review collected by and hosted on G2.com.

I wish they allowed us to download the statements ourselves instead of depending on the support but it's not a major inconvenience. Review collected by and hosted on G2.com.

Ontop has made handling payments much easier for me by keeping the entire process simple and well-structured.The option to hold and use funds in USD is especially convenient, particularly for international use or travel. Onboarding was quick, and so far the platform has been reliable. Overall, Ontop delivers a smooth and practical experience that does exactly what it promises. Review collected by and hosted on G2.com.

One limitation is that a card is not available in certain countries, such as the UK. Having card access would make it much more convenient to shop and manage everyday expenses directly. Review collected by and hosted on G2.com.