--- title: 401GO Reviews meta\_title: '401GO Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 157 reviews by the users' company size, role or industry to find out how 401GO works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 157 scale: '5' date\_modified: '2026-08-11' parent\_category: name: HR url: https://www.g2.com/categories/hr --- # 401GO Reviews & Product Details Visit Website 401GO is a type of retirement plan solution designed to help businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in providing retirement benefits, 401GO aims to bridge the gap by offering a streamlined approach to setting up and managing retirement plans. The target audience for 401GO includes small business owners who may have previously felt excluded from the retirement plan market due to high costs and complex setups. Many of these businesses understand the importance of providing retirement options to their employees but lack the resources or knowledge to implement such plans effectively. Key features of 401GO include a quick setup process that can be completed in just minutes, as opposed to the weeks or months typically required by traditional providers. This efficiency is complemented by an economical pricing structure that allows small businesses to offer competitive retirement benefits without straining their budgets. Additionally, 401GO takes care of all the administrative details, freeing up business owners to focus on their core operations rather than getting bogged down in paperwork. The platform employs innovative automated technology to manage the complexities of retirement planning, ensuring that both employers and employees can easily navigate their options. This technology not only simplifies the enrollment process but also provides ongoing support and resources to help users make informed decisions about their retirement savings. By offering a practical and beneficial 401(k) plan, 401GO empowers small businesses to enhance employee satisfaction and retention while promoting financial security for their workforce. Overall, 401GO stands out in the retirement plan market by providing a tailored solution that meets the unique needs of small businesses. Its commitment to affordability, efficiency, and comprehensive support makes it a valuable resource for employers looking to provide their employees with essential retirement benefits. * * * Product Website 401GO Seller [401GO](https://www.g2.com/sellers/401go) Discussions [401GO Community](https://www.g2.com/products/401go/discuss) Languages Supported English, Spanish Solution Type Best-of-Breed Overview by Daniel Beck (Co-Founder, CMO at 401GO) Show More ## Pricing Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) ## 401GO Integrations (11) What do users say about integrations? Verified by 401GO [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Auris Payroll ](https://www.g2.com/products/auris-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Coastal Payroll ](https://www.g2.com/products/coastal-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Execupay ](https://www.g2.com/products/execupay/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Gusto ](https://www.g2.com/products/gusto/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") isolved ](https://www.g2.com/products/isolved/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Paylocity ](https://www.g2.com/products/paylocity/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Payroll Relief ](https://www.g2.com/products/payroll-relief/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") PrismHR ](https://www.g2.com/products/prismhr/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Online ](https://www.g2.com/products/quickbooks-online/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Rippling ](https://www.g2.com/products/rippling/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") RUN Powered by ADP ](https://www.g2.com/products/run-powered-by-adp/reviews) Show More FG frank G. Small-Business (50 or fewer emp.) 4/25/2023 "Setting up a 401 account" 5/5 What do you like best about 401GO? The team at 401 GO is knowledgeable. This was especially so since my structure as an LLC taxed as a partnership was not ordinary. Several other firms I spoke with hurried to provide inaccurate and incorrect information. Since creating the account, customer service has been highly responsive and continues to be very well-informed. Review collected by and hosted on G2.com. What do you dislike about 401GO? Investment choices could be broader and include ETF's. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Easily established a vehicle for me to make tax-advantaged investments for myself and partners. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7991845/official_response/edit) Thanks for the review Frank. We do have an amazing team and because of the extensive plan automation, our people can spend more time providing the high levels of service you've experienced. For ETFs and additional funds, you can reach out to your client success manager and they can show you a few options that would fulfill that need. Validated ReviewerIncentivizedSource: G2 invite on behalf of seller BR Blake R. Small-Business (50 or fewer emp.) 4/28/2023 "Best value and service for small biz" 5/5 What do you like best about 401GO? Excellent pricing, plenty of options, great service. Can't be beat. I shopped for a long time and glad I landed at 401Go. Review collected by and hosted on G2.com. What do you dislike about 401GO? I wish it integrated with Gusto and had a mobile app. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Employee retention Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8008918/official_response/edit) Thanks for the review Blake. I agree, we are the best small business 401k solution. The Gusto integration is coming soon - we've built it and now are just waiting on them to finalize things on their end. Also, we should have the mobile app later this year - great feedback! Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Michael T.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Michael T.") MT Michael T. Senior Managing Director Small-Business (50 or fewer emp.) 4/27/2023 "Efficient and Easy to work with" 5/5 What do you like best about 401GO? I find 401GO to be the perfect solution for smaller clients who are fee sensitive and don't need extra bells and whistles. Review collected by and hosted on G2.com. What do you dislike about 401GO? I prefer a dedicated support member versus going through the general support ticket process. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Smaller or newer businesses who need to offer a competitive 401K plan. The business also wants to not feel like they're part of a sausage factory, which allows me to hold their hand along the process. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8003090/official_response/edit) Thanks for the review Michael. I'm glad you found this as a good solution for your clients. In terms of support, every plan and all our partners have dedicated relationships with either a client success manager (for plan sponsors) and a partner success manager for our partners. You can see who those dedicated contacts are by going to Company \> Plan Details and it will list the name, email and phone of your dedicated 401GO contact. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Hospitality](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospitality") AH Verified User in Hospitality Mid-Market (51-1000 emp.) 5/2/2023 "401GO has been a good change for us." 5/5 What do you like best about 401GO? Most of the process is automatic as our payroll provider syncs with 401GO. Anytime an action is required, we get an email reminder. Review collected by and hosted on G2.com. What do you dislike about 401GO? We haven't had any issues with 401GO to this point, so there isn't anything to dislike. When I need help, I call my account rep and she helps me navigate on the platform. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Frees up some of my time as most of the process is automated. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8023246/official_response/edit) I'm glad this is working out for you and your team. Thanks for the review. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Health, Wellness and Fitness](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Health, Wellness and Fitness") AH Verified User in Health, Wellness and Fitness Small-Business (50 or fewer emp.) 6/22/2022 "Excellent, Economical and Easy" 5/5 What do you like best about 401GO? The low cost is very important for small businesses. However, the ease of use and great customer support get top kudos! Review collected by and hosted on G2.com. What do you dislike about 401GO? The stock options are not my favorite at this time. However, it is possible to change investments as you go. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? The ease of use and inexpensive fees help this small business provide this amazing benefit to our team. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-6769344/official_response/edit) Thanks Amy! We've worked hard to give our customers the best experience possible for the lowest cost. 4/25/2023 Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller TB Tina B. Director of Finance & Administration Small-Business (50 or fewer emp.) 4/25/2023 "Super Easy & Intuitive" 5/5 What do you like best about 401GO? The user interface for both Admin and employees is very simple and easy. Review collected by and hosted on G2.com. What do you dislike about 401GO? An automatic feed into payroll would be nice. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Providing a 401(k) Plan, discrimiation testing, etc. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7993270/official_response/edit) Thanks for the review Tina. We are always making more and more payroll integrations. In the meantime, our True360 team can manually do that work for you so you wouldn't need to. Your client success manager can help you set that up if you'd like. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Chad A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Chad A.") CA Chad A. Director of Retirement Plan Services Small-Business (50 or fewer emp.) 2/7/2023 "Simplicity to help employees save" 4/5 What do you like best about 401GO? pricing and simplicity. I think the platorm would be a very a very good fit and solution for a company that has a payroll service provider that can integrate. Review collected by and hosted on G2.com. What do you dislike about 401GO? some funcionality. we would like to have the ability to see more plan level reporting and have the ability to view participant account info without having to get their permission. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? the overall complexity of starting and running a 401k plan. it's that way by design, in my opinion, so a great time for some disruption Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7685675/official_response/edit) Thanks for the review Chad! I'm delighted to hear we are helping simplify 401k plans for you and your clients. We are working on those improvements you've suggested. Hang in there - coming soon! 3/17/2023 Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Food & Beverages](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Food & Beverages") AF Verified User in Food & Beverages Small-Business (50 or fewer emp.) 4/26/2023 "Best 401k plan for small businesses" 5/5 What do you like best about 401GO? 401GO was the most affordable 401k plan I found for small businesses Review collected by and hosted on G2.com. What do you dislike about 401GO? There are some great investment options with 401GO, but there are also a few that I would rather not have in my plan, however I was not able to customize the plan investment offerings. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? 401GO allows me to offer a benefit to my employees (retirement account) with an affordable cost structure. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7995687/official_response/edit) Thanks for the review and the helpful feedback. There is a way you can customize the fund line-up as you'd like just reach out to your client success manager and ask them to turn on the advanced investment option for your plan. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller MM Melissa M. Mid-Market (51-1000 emp.) 5/10/2023 "Great Experience" 5/5 What do you like best about 401GO? I selected 401GO because they are customer focused, have an easy to use system, affordable pricing, especially for nonprofits, and are timely and responsive. Review collected by and hosted on G2.com. What do you dislike about 401GO? There isn't anything I dislike about them. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? 401GO handles everything for me, so I don't have to worry about it. They handle employee changes, payroll updates, annual reporting and more. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8061988/official_response/edit) Thanks for the kind review Melissa. I'm glad we could be your teams retirement plan solution at your nonprofit. Validated ReviewerSource: Organic ![Verified User in Plastics](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Plastics") AP Verified User in Plastics Small-Business (50 or fewer emp.) 4/25/2023 "Super easy setup and weekly process" 5/5 What do you like best about 401GO? My rep walked me through every step during setup and the first payroll period. Great service and easy to use! Review collected by and hosted on G2.com. What do you dislike about 401GO? I haven't found anything I don't like so far! Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? This was the best option for our small business to offer a 401k to our team members. They are all grateful to have the option of joining now! Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7992435/official_response/edit) Thanks for the review! Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ## Questions about 401GO? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about 401GO ](https://www.g2.com/products/401go/discussions/new) GU Guest User What is 401GO used for? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-is-401go-used-for) GU Guest User What do you like most about 401GO for managing retirement plans, and what could be improved? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-do-you-like-most-about-401go-for-managing-retirement-plans-and-what-could-be-improved) [ View all Discussions ](https://www.g2.com/products/401go/discuss) ## Pricing Options Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee ### GO-Plus $139.00 79 per month | $2-$7 per participant | 0.3% AUM fee | $500 set-up fee ### GO-Solo $19.00 99 per month | $0 per participant | 0.3% AUM fee | $250 setup fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) 401GO Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png "Product Avatar Image") Gusto 401(k) 4.5/5(1,156) [ Compare Now ](https://www.g2.com/compare/401go-vs-gusto-401-k) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png "Product Avatar Image") Human Interest 4.3/5(2,444) [ Compare Now ](https://www.g2.com/compare/401go-vs-human-interest) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png "Product Avatar Image") Betterment at Work 4.3/5(709) [ Compare Now ](https://www.g2.com/compare/401go-vs-betterment-at-work) ##### ##### 401GO Features Onboarding Administrators Employees Dashboard Balances Investments Personal Information Compliance IRS Tax Benefits Administration Monitoring Reporting [ View More Features ](https://www.g2.com/products/401go/features) ## Top-Rated Alternatives [ ![Human Interest](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Human Interest") Human Interest 4.3/5(2,444) ](https://www.g2.com/products/human-interest/reviews) [ ![Gusto 401(k)](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gusto 401(k)") Gusto 401(k) 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews) [ ![Betterment at Work](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ View All Alternatives ](https://www.g2.com/products/401go/competitors/alternatives) ##### Categories on G2 [401(k)](https://www.g2.com/categories/401-k) ##### Explore More [What are the most popular idea management tools that companies actually use to crowdsource and evaluate ideas from their own staff?](https://www.g2.com/discussions/what-are-the-most-popular-idea-management-tools-that-companies-actually-use-to-crowdsource-and-evaluate-ideas-from-their-own-staff)[SurveySparrow vs ExitPro for exit interviews: which exit interview management platform gives HR teams better response rates and more actionable departure insights?](https://www.g2.com/discussions/surveysparrow-vs-exitpro-for-exit-interviews-which-exit-interview-management-platform-gives-hr-teams-better-response-rates-and-more-actionable-departure-insights)[Which comparative rater for independent insurance agents has the most carrier integrations?](https://www.g2.com/discussions/which-comparative-rater-for-independent-insurance-agents-has-the-most-carrier-integrations) [What is the most cost-effective MDM software for large organizations?](https://www.g2.com/discussions/what-is-the-most-cost-effective-mdm-software-for-large-organizations)[How does JumpCloud manage access to network resources (Wi-Fi, VPN) and infrastructure (servers, cloud VMs)?](https://www.g2.com/discussions/how-does-jumpcloud-manage-access-to-network-resources-wi-fi-vpn-and-infrastructure-servers-cloud-vms)[Pros and Cons Details](https://www.g2.com/products/401go/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)