--- title: 401GO Reviews meta\_title: '401GO Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 157 reviews by the users' company size, role or industry to find out how 401GO works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 157 scale: '5' date\_modified: '2026-08-11' parent\_category: name: HR url: https://www.g2.com/categories/hr --- # 401GO Reviews & Product Details Visit Website 401GO is a type of retirement plan solution designed to help businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in providing retirement benefits, 401GO aims to bridge the gap by offering a streamlined approach to setting up and managing retirement plans. The target audience for 401GO includes small business owners who may have previously felt excluded from the retirement plan market due to high costs and complex setups. Many of these businesses understand the importance of providing retirement options to their employees but lack the resources or knowledge to implement such plans effectively. Key features of 401GO include a quick setup process that can be completed in just minutes, as opposed to the weeks or months typically required by traditional providers. This efficiency is complemented by an economical pricing structure that allows small businesses to offer competitive retirement benefits without straining their budgets. Additionally, 401GO takes care of all the administrative details, freeing up business owners to focus on their core operations rather than getting bogged down in paperwork. The platform employs innovative automated technology to manage the complexities of retirement planning, ensuring that both employers and employees can easily navigate their options. This technology not only simplifies the enrollment process but also provides ongoing support and resources to help users make informed decisions about their retirement savings. By offering a practical and beneficial 401(k) plan, 401GO empowers small businesses to enhance employee satisfaction and retention while promoting financial security for their workforce. Overall, 401GO stands out in the retirement plan market by providing a tailored solution that meets the unique needs of small businesses. Its commitment to affordability, efficiency, and comprehensive support makes it a valuable resource for employers looking to provide their employees with essential retirement benefits. * * * Product Website 401GO Seller [401GO](https://www.g2.com/sellers/401go) Discussions [401GO Community](https://www.g2.com/products/401go/discuss) Languages Supported English, Spanish Solution Type Best-of-Breed Overview by Daniel Beck (Co-Founder, CMO at 401GO) Show More ## Pricing Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) ## 401GO Integrations (11) What do users say about integrations? Verified by 401GO [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Auris Payroll ](https://www.g2.com/products/auris-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Coastal Payroll ](https://www.g2.com/products/coastal-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Execupay ](https://www.g2.com/products/execupay/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Gusto ](https://www.g2.com/products/gusto/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") isolved ](https://www.g2.com/products/isolved/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Paylocity ](https://www.g2.com/products/paylocity/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Payroll Relief ](https://www.g2.com/products/payroll-relief/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") PrismHR ](https://www.g2.com/products/prismhr/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Online ](https://www.g2.com/products/quickbooks-online/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Rippling ](https://www.g2.com/products/rippling/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") RUN Powered by ADP ](https://www.g2.com/products/run-powered-by-adp/reviews) Show More ![Rachel L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Rachel L.") RL Rachel L. COO Small-Business (50 or fewer emp.) 11/25/2024 "Easy to use, fairly priced" 4/5 What do you like best about 401GO? It was easy to get set up and doesn't take too much time to manage Review collected by and hosted on G2.com. What do you dislike about 401GO? Pricing does not scale as it is AUM based. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? It allows me to set up a 401k program for employees Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-10561068/official_response/edit) Thank you for your positive feedback on the ease of use and setup. We understand your concern about the pricing and will continue to evaluate our pricing structure to better serve our customers. Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Investment Management](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Investment Management") AI Verified User in Investment Management Small-Business (50 or fewer emp.) 6/13/2024 "I love 401GO" 5/5 What do you like best about 401GO? My two favorite things about 401GO are their customer service and the programs connectivity with other programs. They are extremely responsive and helpful if any issues ever come up or questions I have about changing my plans, etc. It was very easy to setup with a call or two and then it has worked without issue ever since. When some things came along that I was unfamiliar with a quick phone call to customer service and someone walked me through all my questions. I have been very pleased with the choice to go with 401GO and thrilled I took the chance on them as our low cost provider with all the functionality of the other ones. Review collected by and hosted on G2.com. What do you dislike about 401GO? I actually really love 401GO and don't have anything really negative to say. We haven't had any problems so far and have been using the service for about 3 years now. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? This is a low cost 401k provider that syncs with our ADP Run software for payroll. They administer our program and make sure we are compliant with filings and documentation. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9786343/official_response/edit) Thanks so much for the feedback! We're thrilled to have you aboard. Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Sanjay G.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Sanjay G.") SG Sanjay G. Founder / President Small-Business (50 or fewer emp.) 11/21/2024 "401go - personal 401K experience with folks that care" 5/5 What do you like best about 401GO? It is easy to connect with staff and get your questions answered simple to use streamline Review collected by and hosted on G2.com. What do you dislike about 401GO? The retirement options are the standard index funds Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Assist with profit sharing associated with 401k Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-10547958/official_response/edit) We appreciate your feedback about the retirement options. We are always looking for ways to improve and expand our investment offerings. Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Pete J.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Pete J.") PJ Pete J. Owner Small-Business (50 or fewer emp.) 12/3/2024 "Easy and compatible with our needs" 5/5 What do you like best about 401GO? Customer service. Support has been responsive and professional Review collected by and hosted on G2.com. What do you dislike about 401GO? Haven't found any yet. All issues were covered from the beginning Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Employee retention Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite on behalf of seller FR Frankie R. Small-Business (50 or fewer emp.) 3/6/2024 "Amazing client service!" 5/5 What do you like best about 401GO? The product speaks for itself, but the customer service that they offer is second to none. They have personally walked me through issues, questions, setup, etc and are always so positive. I can't recommend them enough. Review collected by and hosted on G2.com. What do you dislike about 401GO? There are no downsides thus far. They have answered all of my questions and concerns and walked me through anything that wasn't understood. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? I had questions about the setup, of course, since it was the first time our office was setting up a 401k plan. They walked me through any questions or concerns I had with initial setup as well as following up after monthly reports were run. Their customer service is no doubt the best. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9391901/official_response/edit) Thanks for this kind review, Frankie! We're glad you've had such a great experience. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller TB Tracy B. Small-Business (50 or fewer emp.) 3/1/2024 "Simplicity and Ease" 5/5 What do you like best about 401GO? I really appreciate how User friendly the website is! It has been clear, simple and easy to input information. Ruth Prows and team are awesome! All are available, helpful, knowledgeable, and patient. Along with the Jet Wealth Advisors team, the implementation, the whole process, of moving the Custom Home Audio Video Integration, LLC's 401k Plan over to 401GO has been smooth and easy. Thank you all! Review collected by and hosted on G2.com. What do you dislike about 401GO? At this time, I can not think of anything I dislike about 401GO. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? The support, smooth implementation, and ease of use has simplified the process, freeing up time for other important business tasks and details. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9363875/official_response/edit) Thanks so much for this feedback Tracy! We agree, Ruth is one of our best. 9/3/2024 Validated ReviewerIncentivizedSource: G2 invite on behalf of seller MJ Melissa J. Small-Business (50 or fewer emp.) 2/29/2024 "Fast implementation and easy for the business to administer" 5/5 What do you like best about 401GO? The dedicated contacts respond to your questions within 24 hours. The system integrates with payroll and is easy to use. Review collected by and hosted on G2.com. What do you dislike about 401GO? site is clunky from an administrator level. It is hard to view the plan and participant information without logging out and in through different views Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? great price point and service model for start ups Review collected by and hosted on G2.com. Show More Response from Jared Twitchell of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9361894/official_response/edit) Appreciate the feedback, Melissa, and thank you for business, it means a lot to us! Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller MK Michele K. Small-Business (50 or fewer emp.) 2/29/2024 "Easy, low cost, great 401(k) solution" 5/5 What do you like best about 401GO? Easy to set-up Manages all the notices and filings Low cost Review collected by and hosted on G2.com. What do you dislike about 401GO? Not the most flexible plan design, implementation steps could be a little clearer Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Easy low cost solution for smaller companies who don't want to use a State mandated plan Review collected by and hosted on G2.com. Show More Response from Jared Twitchell of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9361715/official_response/edit) Thanks for your honest feedback, Michelle! Because we built our platform in-house, using modern tech (unlike legacy platforms) we can actually take feedback like yours and begin making improvements immediately. We are actively working on making the plan design and implementation even more user-friendly and will be rolling out improvements throughout the coming months. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Financial Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Financial Services") AF Verified User in Financial Services Small-Business (50 or fewer emp.) 3/12/2024 "A Fantastic Platform For Advisor Managed 401K Plans" 5/5 What do you like best about 401GO? Their support staff is amazing, the UI of the 401GO platform is attractive, and their onboarding process for new plans is seamless. I couldn't be happier using 401GO for my clients Review collected by and hosted on G2.com. What do you dislike about 401GO? I haven't found any downsides yet. If anything, their Solo(k) plans are a bit expensive for the end client. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? They're making 401K onboarding and management simple yet effective for financial advisors. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9417293/official_response/edit) Thank you! We're glad to hear it's working for your clients. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Financial Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Financial Services") UF Verified User in Financial Services Small-Business (50 or fewer emp.) 2/29/2024 "Simple and amazing company to work with" 5/5 What do you like best about 401GO? The all in one convenience factor for servicing 401ks. No need to gather a TPA, record-keeper, custodian...It's all wrapped up in one, easy to use platform. Review collected by and hosted on G2.com. What do you dislike about 401GO? A slight learning curve, but the support is there when/if you it's needed. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Instead of trying to get several different companies involved in the 401k process, all of it is done in a streamlined manner with one company. Review collected by and hosted on G2.com. Show More Response from Jared Twitchell of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-9361749/official_response/edit) Thank you for the kind review! We appreciate your business! Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ## Questions about 401GO? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about 401GO ](https://www.g2.com/products/401go/discussions/new) GU Guest User What is 401GO used for? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-is-401go-used-for) GU Guest User What do you like most about 401GO for managing retirement plans, and what could be improved? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-do-you-like-most-about-401go-for-managing-retirement-plans-and-what-could-be-improved) [ View all Discussions ](https://www.g2.com/products/401go/discuss) ## Pricing Options Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee ### GO-Plus $139.00 79 per month | $2-$7 per participant | 0.3% AUM fee | $500 set-up fee ### GO-Solo $19.00 99 per month | $0 per participant | 0.3% AUM fee | $250 setup fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) 401GO Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png "Product Avatar Image") Gusto 401(k) 4.5/5(1,156) [ Compare Now ](https://www.g2.com/compare/401go-vs-gusto-401-k) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png "Product Avatar Image") Human Interest 4.3/5(2,444) [ Compare Now ](https://www.g2.com/compare/401go-vs-human-interest) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png "Product Avatar Image") Betterment at Work 4.3/5(709) [ Compare Now ](https://www.g2.com/compare/401go-vs-betterment-at-work) ##### ##### 401GO Features Onboarding Administrators Employees Dashboard Balances Investments Personal Information Compliance IRS Tax Benefits Administration Monitoring Reporting [ View More Features ](https://www.g2.com/products/401go/features) ## Top-Rated Alternatives [ ![Human Interest](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Human Interest") Human Interest 4.3/5(2,444) ](https://www.g2.com/products/human-interest/reviews) [ ![Gusto 401(k)](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gusto 401(k)") Gusto 401(k) 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews) [ ![Betterment at Work](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ View All Alternatives ](https://www.g2.com/products/401go/competitors/alternatives) ##### Categories on G2 [401(k)](https://www.g2.com/categories/401-k) ##### Explore More [What are the most popular idea management tools that companies actually use to crowdsource and evaluate ideas from their own staff?](https://www.g2.com/discussions/what-are-the-most-popular-idea-management-tools-that-companies-actually-use-to-crowdsource-and-evaluate-ideas-from-their-own-staff)[SurveySparrow vs ExitPro for exit interviews: which exit interview management platform gives HR teams better response rates and more actionable departure insights?](https://www.g2.com/discussions/surveysparrow-vs-exitpro-for-exit-interviews-which-exit-interview-management-platform-gives-hr-teams-better-response-rates-and-more-actionable-departure-insights)[Which comparative rater for independent insurance agents has the most carrier integrations?](https://www.g2.com/discussions/which-comparative-rater-for-independent-insurance-agents-has-the-most-carrier-integrations) [What is the most cost-effective MDM software for large organizations?](https://www.g2.com/discussions/what-is-the-most-cost-effective-mdm-software-for-large-organizations)[How does JumpCloud manage access to network resources (Wi-Fi, VPN) and infrastructure (servers, cloud VMs)?](https://www.g2.com/discussions/how-does-jumpcloud-manage-access-to-network-resources-wi-fi-vpn-and-infrastructure-servers-cloud-vms)[Pros and Cons Details](https://www.g2.com/products/401go/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)