--- title: 401GO Reviews meta\_title: '401GO Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 157 reviews by the users' company size, role or industry to find out how 401GO works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 157 scale: '5' date\_modified: '2026-08-07' parent\_category: name: HR url: https://www.g2.com/categories/hr --- # 401GO Reviews & Product Details Visit Website 401GO is a type of retirement plan solution designed to help businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in providing retirement benefits, 401GO aims to bridge the gap by offering a streamlined approach to setting up and managing retirement plans. The target audience for 401GO includes small business owners who may have previously felt excluded from the retirement plan market due to high costs and complex setups. Many of these businesses understand the importance of providing retirement options to their employees but lack the resources or knowledge to implement such plans effectively. Key features of 401GO include a quick setup process that can be completed in just minutes, as opposed to the weeks or months typically required by traditional providers. This efficiency is complemented by an economical pricing structure that allows small businesses to offer competitive retirement benefits without straining their budgets. Additionally, 401GO takes care of all the administrative details, freeing up business owners to focus on their core operations rather than getting bogged down in paperwork. The platform employs innovative automated technology to manage the complexities of retirement planning, ensuring that both employers and employees can easily navigate their options. This technology not only simplifies the enrollment process but also provides ongoing support and resources to help users make informed decisions about their retirement savings. By offering a practical and beneficial 401(k) plan, 401GO empowers small businesses to enhance employee satisfaction and retention while promoting financial security for their workforce. Overall, 401GO stands out in the retirement plan market by providing a tailored solution that meets the unique needs of small businesses. Its commitment to affordability, efficiency, and comprehensive support makes it a valuable resource for employers looking to provide their employees with essential retirement benefits. * * * Product Website 401GO Seller [401GO](https://www.g2.com/sellers/401go) Discussions [401GO Community](https://www.g2.com/products/401go/discuss) Languages Supported English, Spanish Solution Type Best-of-Breed Overview by Daniel Beck (Co-Founder, CMO at 401GO) Show More ## Pricing Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) ## 401GO Integrations (11) What do users say about integrations? Verified by 401GO [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Auris Payroll ](https://www.g2.com/products/auris-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Coastal Payroll ](https://www.g2.com/products/coastal-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Execupay ](https://www.g2.com/products/execupay/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Gusto ](https://www.g2.com/products/gusto/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") isolved ](https://www.g2.com/products/isolved/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Paylocity ](https://www.g2.com/products/paylocity/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Payroll Relief ](https://www.g2.com/products/payroll-relief/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") PrismHR ](https://www.g2.com/products/prismhr/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Online ](https://www.g2.com/products/quickbooks-online/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Rippling ](https://www.g2.com/products/rippling/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") RUN Powered by ADP ](https://www.g2.com/products/run-powered-by-adp/reviews) Show More ![Brian W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brian W.") BW Brian W. President Small-Business (50 or fewer emp.) 4/25/2023 "401go review" 4.5/5 What do you like best about 401GO? Their reporting and customer service have remained stellar, even amid their rapid growth. Review collected by and hosted on G2.com. What do you dislike about 401GO? 401GO is working to improve payroll integrations and match plan sponsors with advisors. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Fees issues and startup time. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7991851/official_response/edit) Thanks for the review Brian. Good point on the age thing - we are too young when we want to be older and I'm personally too old when I want to be younger ;) 6/11/2026 Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Transportation/Trucking/Railroad](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Transportation/Trucking/Railroad") UT Verified User in Transportation/Trucking/Railroad Small-Business (50 or fewer emp.) 6/9/2026 "Very Personal Assistance and Attentive Support" 4.5/5 What do you like best about 401GO? They gave me very personal assistance and attention Review collected by and hosted on G2.com. What do you dislike about 401GO? Transfer for funds was not as intuitive as I would like. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? They stayed on the phone while I worked through the process Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Health, Wellness and Fitness](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Health, Wellness and Fitness") AH Verified User in Health, Wellness and Fitness Small-Business (50 or fewer emp.) 7/2/2026 "Easy to Use, Integrates Smoothly" 4.5/5 What do you like best about 401GO? ease of use- it communicates well with our payroll software and people can update their own allocations Review collected by and hosted on G2.com. What do you dislike about 401GO? customer service can be hard to get a hold of, and sometimes they don't know answers with 100% certainty Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? providing a good retirement plan for my team without a lot of trouble for Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Lijo J.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Lijo J.") LJ Lijo J. Personal Income Tax Preparer Mid-Market (51-1000 emp.) 11/6/2025 "Effortless Retirement Management with an Intuitive Interface" 4/5 What do you like best about 401GO? I really like how 401GO makes managing my retirement simple and stress-free. The interface is intuitive, and tracking my investments is quick and easy. It gives me confidence knowing I can stay on top of my financial goals without any hassle. Review collected by and hosted on G2.com. What do you dislike about 401GO? While 401GO is very convenient, I wish it offered more detailed insights and educational resources for beginners. Sometimes, I feel limited in customizing certain investment options Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? 401GO solves the problem of complicated retirement planning by simplifying account management and providing clear, easy-to-understand tools. This benefits me by saving time, reducing stress, and giving me confidence that my retirement savings are on track. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Restaurants](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Restaurants") ER Verified User in Restaurants Small-Business (50 or fewer emp.) 12/16/2025 "Simple and Affordable Platform That Delivers" 4.5/5 What do you like best about 401GO? The simplicity and affordability of the platform Review collected by and hosted on G2.com. What do you dislike about 401GO? Not much honestly. Timely communication has it's ups and downs, but is generally good. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? 401GO helps us manage the challenges of administration and compliance associated with 401k Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Brisa de Los Ángeles S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Brisa de Los Ángeles S.") BS Brisa de Los Ángeles S. Independiente Information Services Small-Business (50 or fewer emp.) 11/11/2025 "Experience with the app" 4.5/5 What do you like best about 401GO? Easy to use, you will love it, and the best tool Review collected by and hosted on G2.com. What do you dislike about 401GO? Everything is fine, I'm still starting to use it and so far everything is going well 👍 Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? It saves you time and space because you don't need to have many apps. Review collected by and hosted on G2.com. Show More 11/13/2025 Validated ReviewerIncentivizedSource: G2 inviteAI Translated ![CJ F.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "CJ F.") CF CJ F. Event Coordinatir Small-Business (50 or fewer emp.) 11/6/2025 "Simplifies 401k Services, But Room for Improvement" 2.5/5 What do you like best about 401GO? I like the idea that it makes 401k services easy Review collected by and hosted on G2.com. What do you dislike about 401GO? No real complaints at this time to review Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Not really any problems. Just making managing 402k’s easier Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Jeffery L.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jeffery L.") JL Jeffery L. Founder Small-Business (50 or fewer emp.) 11/25/2024 "Love working with 401go" 5/5 What do you like best about 401GO? We've been working with 401go for 3 years now and have placed our own 401k as well as several client plans on their platform. Easy to use. Great customer support. And the implementation and conversion process is about as simple as I've ever worked with. Great service guys! Keep improving. Jeff Review collected by and hosted on G2.com. What do you dislike about 401GO? We have a negotiated rate for our per person fees and it's always tricky trying to rememeber to reach out to them to make sure we ask them to extend it manually to each new client we onboard. It would be nice to have the option to simply have that be a standard pricing for our tenant. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? They are our administrator for our 401k plans - makes our life easy for the most part working with them for the retirement plan business we have. Their payroll integrations make things super simple for us as well. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-10562227/official_response/edit) We're thrilled to hear that you've had a positive experience with 401go over the past 3 years! We appreciate your feedback and are glad to hear that our platform is easy to use and that you've had great customer support. We will definitely take your suggestion into consideration for standard pricing for your clients. Thank you for your continued support! Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Manufacturing](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Manufacturing") EM Verified User in Manufacturing Small-Business (50 or fewer emp.) 11/21/2024 "Now More than One Year with 401GO" 5/5 What do you like best about 401GO? - Great line-up of high quality, low cost funds - Tool to recommend a portfolio to participants - Understandable dashboard website for both participants and admin - Year end recon process was very straightforward - Dedicated account manager is the single point of contact -- excellent customer service. Really happy with the support and resolution of any issue very quickly. - We have 360 integration with our payroll provider, Paycom. This is working really well. Employees make changes on the 401Go site, and the updates happen in payroll quickly. Review collected by and hosted on G2.com. What do you dislike about 401GO? No complaints about 401Go. Employees really happy with it, and it's easy to administer. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? We had an expensive 401k with poor investment choices. Administration of the 401K is so easy now. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-10549783/official_response/edit) We're delighted to hear that you and your employees are happy with 401Go. Thank you for choosing us to help improve your 401k experience. 4/2/2025 Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Prahlad .](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Prahlad .") P Prahlad . O Small-Business (50 or fewer emp.) 6/5/2025 "401K retirement plans for small to mid size companies" 5/5 What do you like best about 401GO? The platform is easy to access and implement. I can see my commission structure and other dashboards clearly. Review collected by and hosted on G2.com. What do you dislike about 401GO? Commission is low. They give the flat referral rate instead of percentage. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Streamlining the 401K retirement plans for the companies. Review collected by and hosted on G2.com. Show More Response from Judd Bagley of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8766062/official_response/edit) Thank you for the review, Prahlad. Current UserValidated ReviewerIncentivizedSource: G2 invite ## Questions about 401GO? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about 401GO ](https://www.g2.com/products/401go/discussions/new) GU Guest User What is 401GO used for? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-is-401go-used-for) GU Guest User What do you like most about 401GO for managing retirement plans, and what could be improved? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-do-you-like-most-about-401go-for-managing-retirement-plans-and-what-could-be-improved) [ View all Discussions ](https://www.g2.com/products/401go/discuss) ## Pricing Options Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee ### GO-Plus $139.00 79 per month | $2-$7 per participant | 0.3% AUM fee | $500 set-up fee ### GO-Solo $19.00 99 per month | $0 per participant | 0.3% AUM fee | $250 setup fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) 401GO Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png "Product Avatar Image") Gusto 401(k) 4.5/5(1,156) [ Compare Now ](https://www.g2.com/compare/401go-vs-gusto-401-k) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png "Product Avatar Image") Human Interest 4.3/5(2,438) [ Compare Now ](https://www.g2.com/compare/401go-vs-human-interest) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png "Product Avatar Image") Betterment at Work 4.3/5(709) [ Compare Now ](https://www.g2.com/compare/401go-vs-betterment-at-work) ##### ##### 401GO Features Onboarding Administrators Employees Dashboard Balances Investments Personal Information Compliance IRS Tax Benefits Administration Monitoring Reporting [ View More Features ](https://www.g2.com/products/401go/features) ## Top-Rated Alternatives [ ![Human Interest](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Human Interest") Human Interest 4.3/5(2,438) ](https://www.g2.com/products/human-interest/reviews) [ ![Gusto 401(k)](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gusto 401(k)") Gusto 401(k) 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews) [ ![Betterment at Work](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ View All Alternatives ](https://www.g2.com/products/401go/competitors/alternatives) ##### Categories on G2 [401(k)](https://www.g2.com/categories/401-k) ##### Explore More [Best biometric security tools for financial institutions](https://www.g2.com/discussions/best-biometric-security-tools-for-financial-institutions)[Which earned wage access apps have the most transparent pricing and no hidden fees for employers who are tired of surprise charges showing up in invoices?](https://www.g2.com/discussions/which-earned-wage-access-apps-have-the-most-transparent-pricing-and-no-hidden-fees-for-employers-who-are-tired-of-surprise-charges-showing-up-in-invoices)[Leading software for media analysis](https://www.g2.com/discussions/leading-software-for-media-analysis) [Which freelance platforms have the strongest talent pool with high user adoption, based on reviews?](https://www.g2.com/discussions/which-freelance-platforms-have-the-strongest-talent-pool-with-high-user-adoption-based-on-reviews)[Is Autodesk Forma worth it for jobsite management?](https://www.g2.com/discussions/is-autodesk-forma-worth-it-for-jobsite-management)[Pros and Cons Details](https://www.g2.com/products/401go/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)