--- title: 401GO Reviews meta\_title: '401GO Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 157 reviews by the users' company size, role or industry to find out how 401GO works for a business like yours. aggregate\_rating: rating\_value: 4.8 review\_count: 157 scale: '5' date\_modified: '2026-08-11' parent\_category: name: HR url: https://www.g2.com/categories/hr --- # 401GO Reviews & Product Details Visit Website 401GO is a type of retirement plan solution designed to help businesses and their employees access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in providing retirement benefits, 401GO aims to bridge the gap by offering a streamlined approach to setting up and managing retirement plans. The target audience for 401GO includes small business owners who may have previously felt excluded from the retirement plan market due to high costs and complex setups. Many of these businesses understand the importance of providing retirement options to their employees but lack the resources or knowledge to implement such plans effectively. Key features of 401GO include a quick setup process that can be completed in just minutes, as opposed to the weeks or months typically required by traditional providers. This efficiency is complemented by an economical pricing structure that allows small businesses to offer competitive retirement benefits without straining their budgets. Additionally, 401GO takes care of all the administrative details, freeing up business owners to focus on their core operations rather than getting bogged down in paperwork. The platform employs innovative automated technology to manage the complexities of retirement planning, ensuring that both employers and employees can easily navigate their options. This technology not only simplifies the enrollment process but also provides ongoing support and resources to help users make informed decisions about their retirement savings. By offering a practical and beneficial 401(k) plan, 401GO empowers small businesses to enhance employee satisfaction and retention while promoting financial security for their workforce. Overall, 401GO stands out in the retirement plan market by providing a tailored solution that meets the unique needs of small businesses. Its commitment to affordability, efficiency, and comprehensive support makes it a valuable resource for employers looking to provide their employees with essential retirement benefits. * * * Product Website 401GO Seller [401GO](https://www.g2.com/sellers/401go) Discussions [401GO Community](https://www.g2.com/products/401go/discuss) Languages Supported English, Spanish Solution Type Best-of-Breed Overview by Daniel Beck (Co-Founder, CMO at 401GO) Show More ## Pricing Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) ## 401GO Integrations (11) What do users say about integrations? Verified by 401GO [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Auris Payroll ](https://www.g2.com/products/auris-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Coastal Payroll ](https://www.g2.com/products/coastal-payroll/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Execupay ](https://www.g2.com/products/execupay/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Gusto ](https://www.g2.com/products/gusto/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") isolved ](https://www.g2.com/products/isolved/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Paylocity ](https://www.g2.com/products/paylocity/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Payroll Relief ](https://www.g2.com/products/payroll-relief/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") PrismHR ](https://www.g2.com/products/prismhr/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Online ](https://www.g2.com/products/quickbooks-online/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") Rippling ](https://www.g2.com/products/rippling/reviews)[ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") RUN Powered by ADP ](https://www.g2.com/products/run-powered-by-adp/reviews) Show More ![Verified User in Mechanical or Industrial Engineering](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Mechanical or Industrial Engineering") AM Verified User in Mechanical or Industrial Engineering Small-Business (50 or fewer emp.) 5/3/2023 "Very efficient, very easy to get started, great people to work with." 5/5 What do you like best about 401GO? The people there are very helpful, quick with answers and help Review collected by and hosted on G2.com. What do you dislike about 401GO? It does not fully integrate with our payroll system, a little bit of manual work is required. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? So far we are seeing better returns on our investments, and the cost of their plan is quite a bit less than we were paying Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8029422/official_response/edit) Thanks for the review and suggestion. You are 100% right, we do have the best people in the industry. If you haven't looked into it, you might want to talk to your client success manager about the True360 option for automating your payroll. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Mark A.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Mark A.") MA Mark A. Controller Small-Business (50 or fewer emp.) 6/22/2022 "Client since January 2022" 5/5 What do you like best about 401GO? The ease of setup, implementation and integration to the payroll system. Customer support for setup and subsequent questions was timely and outperformed expectations. Review collected by and hosted on G2.com. What do you dislike about 401GO? The participant dashboard is overly simplistic and investment performance metrics limited. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? From the company's perspective, compliance with CA regulations requires providing deferred savings. The ease and cost effectiveness of 401Go is unsurpassed. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-6769315/official_response/edit) Thanks for your feedback Mark. We love being an easy alternative to the California state plan and we're glad it's working for your team! 2/7/2023 Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Hospital & Health Care](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospital & Health Care") UH Verified User in Hospital & Health Care Small-Business (50 or fewer emp.) 4/25/2023 "Easy to use, helpful staff" 5/5 What do you like best about 401GO? Very easy to use. Interface is very user friendly. Spoke directly with someone for one on one training. Has checked in since then to make sure no problems Review collected by and hosted on G2.com. What do you dislike about 401GO? Haven't found anything yet. Everything has been very smooth thus far. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Allowing me to put away more money for myself and my employees for retirement. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7993738/official_response/edit) I'm delighted to hear you've had a positive experience so far. We really do have the best client success team! Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Gary LoDuca R.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gary LoDuca R.") GR Gary LoDuca R. Founder, Owner & Chief Executive Thinker Small-Business (50 or fewer emp.) 4/6/2020 "Excellent Startup to Medium Size Plan Provider!" 5/5 What do you like best about 401GO? The simplicity and exceptionally fast plan design process is a big differentiator. The low cost structure combined with the admin and investment technologies completes the plan solution and makes 401GO the best first option to consider. Review collected by and hosted on G2.com. What do you dislike about 401GO? It would be helpful if 401GO added sample model portfolios on their site to help businesses better understand their risk profile and managed portfolio program. Review collected by and hosted on G2.com. Recommendations to others considering 401GO: Go to your current plan provider and download all the 408(b)2 annual cost disclosures for your plan. Have them reviewed by a fiduciary advisor that specializes in retirement plan design (ex. Thoughtful Advisors) to understand if you've got the best plan possible. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? We review active 401k plans. We create an analysis showing the current costs and services vs benchmark of similar size plans. We create a proposal showing cost reductions and adding 3(16) AND 3(38) fiduciary services. 401GO fits our process perfectly. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-4178372/official_response/edit) Thanks for your feedback Gary! We agree, 401GO always recommends involving an advisor in your financial decisions. We do have some model portfolios available for you to reference. Feel free to contact our customer support team if you have any questions. 10/18/2022 Validated ReviewerSource: Organic ![Taylor S.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Taylor S.") TS Taylor S. Small-Business (50 or fewer emp.) 2/7/2023 "Such an incredible option for small business owners" 5/5 What do you like best about 401GO? Our main clientele are small business owners with about 5-20 employees. We have used several different 401K platforms in the past. 401Go is the best onboarding experience we have ever had. They can do a plan setup in a matter of days, whereas other platforms take weeks to sometimes even months. We have loved our experience so far. Review collected by and hosted on G2.com. What do you dislike about 401GO? No complaints so far, nothing bus positive reviews from our clients. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? 401Go cuts onboarding time and hassle by more than half. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-7686085/official_response/edit) Thanks for the stellar review Taylor. I love hearing about the ways our platform helps our valued partners offer better service to their clients. I agree, we do have an amazing onboarding process and great client success managers. Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Consumer Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consumer Services") AC Verified User in Consumer Services Small-Business (50 or fewer emp.) 4/27/2023 "easy to use" 3.5/5 What do you like best about 401GO? cheap, lots of investment options that i can use to invest in various parts of the stock market Review collected by and hosted on G2.com. What do you dislike about 401GO? doesn't interface with payroll provider so is an extra step Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? complying with the law of california Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8003593/official_response/edit) Thanks for the review. If you want full service payroll (True360), you can reach out to your client success manager and then we automate your payroll for you. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Construction](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Construction") AC Verified User in Construction Small-Business (50 or fewer emp.) 4/28/2023 "Great 401K platform" 5/5 What do you like best about 401GO? Great and easy to use websites for employee and management - - lots and lots of low cost investment options Review collected by and hosted on G2.com. What do you dislike about 401GO? sometimes minor delays in getting back to you questions Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Retirement 401K for company Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8007901/official_response/edit) Thanks for the review. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Verified User in Retail](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Retail") UR Verified User in Retail Small-Business (50 or fewer emp.) 4/29/2023 "Great Service" 5/5 What do you like best about 401GO? Great communication. Easy to set up. Reps are always available when you need to talk. Review collected by and hosted on G2.com. What do you dislike about 401GO? No downside. I like all features. Program is easy to work with. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? I have no problems. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8010489/official_response/edit) Thanks for the great service. I'm delighted to hear this is working out for all your needs. Current UserValidated ReviewerIncentivizedSource: G2 invite on behalf of seller ![juan V.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "juan V.") JV juan V. Operations Manager Small-Business (50 or fewer emp.) 4/28/2023 "Great" 5/5 What do you like best about 401GO? Very easy to use and convenient to get set up. Review collected by and hosted on G2.com. What do you dislike about 401GO? I haven't had a downside yet with the app. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Currently helping me set up my investment accounts. Review collected by and hosted on G2.com. Show More Response from Daniel Beck of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-8008815/official_response/edit) Thanks for the review Juan. I'm glad to hear our 401k platform is working out for your needs. Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ![Irene M.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Irene M.") IM Irene M. Underwriting Manager Small-Business (50 or fewer emp.) 1/24/2022 "Low fees, great service, and investment options" 5/5 What do you like best about 401GO? Low fees. Many investors and investment opportunities for companies. Review collected by and hosted on G2.com. What do you dislike about 401GO? N/a. I like everything. All options offered are good. Review collected by and hosted on G2.com. What problems is 401GO solving and how is that benefiting you? Earning more than fees. Review collected by and hosted on G2.com. Show More Response from Jennifer Stott of 401GO [Editedit](https://www.g2.com/survey_responses/401go-review-5292583/official_response/edit) Thanks Irene! We appreciate you sharing what is important to your team. 4/27/2023 Validated ReviewerIncentivizedSource: G2 invite on behalf of seller ## Questions about 401GO? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about 401GO ](https://www.g2.com/products/401go/discussions/new) GU Guest User What is 401GO used for? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-is-401go-used-for) GU Guest User What do you like most about 401GO for managing retirement plans, and what could be improved? 0 Upvotes 0 [ Join the conversation ](https://www.g2.com/discussions/what-do-you-like-most-about-401go-for-managing-retirement-plans-and-what-could-be-improved) [ View all Discussions ](https://www.g2.com/products/401go/discuss) ## Pricing Options Pricing provided by 401GO. ### GO-Starter $25.00 25 per month | $2 per participant | 0.3% AUM fee ### GO-Plus $139.00 79 per month | $2-$7 per participant | 0.3% AUM fee | $500 set-up fee ### GO-Solo $19.00 99 per month | $0 per participant | 0.3% AUM fee | $250 setup fee [ View More Pricing Information ](https://www.g2.com/products/401go/pricing) 401GO Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_6c0b69a4cbd4386c9d156a20bbfa5843/gusto-401-k.png "Product Avatar Image") Gusto 401(k) 4.5/5(1,156) [ Compare Now ](https://www.g2.com/compare/401go-vs-gusto-401-k) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_2c07d3c9066dc5cfd7fbdb432ff8174f/human-interest.png "Product Avatar Image") Human Interest 4.3/5(2,444) [ Compare Now ](https://www.g2.com/compare/401go-vs-human-interest) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_3f4597512f6d26a25effbb7bf2e35f89/betterment-at-work.png "Product Avatar Image") Betterment at Work 4.3/5(709) [ Compare Now ](https://www.g2.com/compare/401go-vs-betterment-at-work) ##### ##### 401GO Features Onboarding Administrators Employees Dashboard Balances Investments Personal Information Compliance IRS Tax Benefits Administration Monitoring Reporting [ View More Features ](https://www.g2.com/products/401go/features) ## Top-Rated Alternatives [ ![Human Interest](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Human Interest") Human Interest 4.3/5(2,444) ](https://www.g2.com/products/human-interest/reviews) [ ![Gusto 401(k)](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Gusto 401(k)") Gusto 401(k) 4.5/5(1,156) ](https://www.g2.com/products/gusto-401-k/reviews) [ ![Betterment at Work](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Betterment at Work") Betterment at Work 4.3/5(709) ](https://www.g2.com/products/betterment-at-work/reviews) [ View All Alternatives ](https://www.g2.com/products/401go/competitors/alternatives) ##### Categories on G2 [401(k)](https://www.g2.com/categories/401-k) ##### Explore More [What are the most popular idea management tools that companies actually use to crowdsource and evaluate ideas from their own staff?](https://www.g2.com/discussions/what-are-the-most-popular-idea-management-tools-that-companies-actually-use-to-crowdsource-and-evaluate-ideas-from-their-own-staff)[SurveySparrow vs ExitPro for exit interviews: which exit interview management platform gives HR teams better response rates and more actionable departure insights?](https://www.g2.com/discussions/surveysparrow-vs-exitpro-for-exit-interviews-which-exit-interview-management-platform-gives-hr-teams-better-response-rates-and-more-actionable-departure-insights)[Which comparative rater for independent insurance agents has the most carrier integrations?](https://www.g2.com/discussions/which-comparative-rater-for-independent-insurance-agents-has-the-most-carrier-integrations) [What is the most cost-effective MDM software for large organizations?](https://www.g2.com/discussions/what-is-the-most-cost-effective-mdm-software-for-large-organizations)[How does JumpCloud manage access to network resources (Wi-Fi, VPN) and infrastructure (servers, cloud VMs)?](https://www.g2.com/discussions/how-does-jumpcloud-manage-access-to-network-resources-wi-fi-vpn-and-infrastructure-servers-cloud-vms)[Pros and Cons Details](https://www.g2.com/products/401go/reviews?qs=pros-and-cons) [Show MoreShow Less](javascript:void(0);)