Compare BILL Spend & Expense (Formerly Divvy) and PEX 
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BILL Spend & Expense (Formerly Divvy)
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At a Glance
Market Segments
Small-Business (65.2% of reviews)
Small-Business (59.6% of reviews)
Entry-Level Pricing
$0.00 1 user Per Month
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BILL Spend & Expense (Formerly Divvy)
Star Rating
(2,073)4.5 out of 5
Market Segments
Small-Business (65.2% of reviews)
Pros & Cons
Entry-Level Pricing
$0.00 1 user Per Month
Learn more about BILL Spend & Expense (Formerly Divvy)PEX
Star Rating
(174)4.6 out of 5
Market Segments
Small-Business (59.6% of reviews)
Pros & Cons
Entry-Level Pricing
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Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that BILL Spend & Expense (Formerly Divvy) excels in overall user satisfaction, boasting a significantly higher G2 Score compared to PEX. Users appreciate its intuitive interface, with one reviewer noting, "It's pretty simple and self-explanatory in most cases," which contributes to a smoother daily experience.
- Users say that the implementation process for BILL Spend & Expense is notably quick and user-friendly. Recent feedback highlights the platform's ability to "eliminate manual receipts and reduce the possibilities of errors," making it a preferred choice for businesses looking to streamline their expense management.
- According to verified reviews, PEX offers a straightforward platform that users find easy to navigate. One user mentioned, "I like PEX because the platform is fairly straightforward and easy to use," which can be beneficial for teams that prioritize simplicity in their expense tracking.
- Reviewers mention that while both platforms provide solid reporting capabilities, BILL Spend & Expense stands out with its digital receipt management feature. Users have praised it for its efficiency, stating, "I like that we can track all the specific marketing spending," which enhances visibility into spending patterns.
- Users appreciate the quality of support offered by PEX, with some noting that it integrates smoothly with accounting software. This integration is a key factor for businesses that rely on seamless financial workflows, as highlighted by a user who noted the ease of use and quality of reports generated.
- G2 reviewers highlight that while both products cater well to small businesses, BILL Spend & Expense has a broader market presence and a higher volume of recent reviews, indicating a more robust user community. This can be advantageous for new users seeking a well-supported platform with a wealth of shared experiences.
Pricing
Entry-Level Pricing
BILL Spend & Expense (Formerly Divvy)
Spend & Expense
$0.00
1 user Per Month
Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards.
- Get as many physical and virtual cards as you need
- Access budgets with proactive spend controls
- Set up automated expense mangement
PEX
CREDIT
Contact Us
credit lines, platform, and cards
- $0 Monthly Subscription Fee
- Up to 200 Card Accounts included
- $0 Additional Card Accounts
Free Trial
BILL Spend & Expense (Formerly Divvy)
Free Trial is available
PEX
No trial information availableRatings
Meets Requirements
9.0
1,746
9.0
150
Ease of Use
9.1
1,786
9.1
153
Ease of Setup
8.8
1,509
8.9
134
Ease of Admin
9.0
1,471
9.1
136
Quality of Support
8.6
1,630
8.8
143
Has the product been a good partner in doing business?
9.1
1,456
9.2
132
Product Direction (% positive)
9.1
1,753
9.6
151
Features by Category
Expense Reports
8.5
1042
|
Verified
8.6
99
|
Verified
8.7
1089
|
Verified
8.3
92
|
Verified
8.3
1072
|
Verified
7.7
91
|
Verified
9.1
1185
|
Verified
8.7
97
|
Verified
7.8
921
|
Verified
6.9
84
|
Verified
7.8
719
|
Verified
Feature Not Available
8.4
956
|
Verified
7.5
84
|
Verified
Agentic AI - Expense Management
6.5
120
7.1
29
7.2
121
7.7
30
Travel Management
7.5
780
Feature Not Available
6.7
636
Feature Not Available
6.5
617
Feature Not Available
6.9
692
7.1
81
|
Verified
Client Invoicing
Feature Not Available
Feature Not Available
7.9
889
|
Verified
7.1
83
|
Verified
7.8
796
|
Verified
8.0
83
|
Verified
Mobile
9.2
1121
|
Verified
9.0
96
|
Verified
7.4
693
|
Verified
6.6
73
|
Verified
Feature Not Available
Feature Not Available
Platform
7.1
607
6.9
70
|
Verified
7.8
754
|
Verified
7.5
76
|
Verified
Administration
8.2
692
|
Verified
8.0
78
|
Verified
Administration
8.3
992
|
Verified
8.0
86
|
Verified
8.3
996
|
Verified
7.8
84
|
Verified
8.3
1037
|
Verified
7.9
91
|
Verified
8.4
942
|
Verified
8.3
92
|
Verified
8.9
1142
|
Verified
8.5
95
|
Verified
Platform
8.5
1008
|
Verified
8.3
98
|
Verified
7.9
768
|
Verified
7.5
80
|
Verified
7.6
641
7.6
72
|
Verified
8.9
1066
|
Verified
9.0
94
|
Verified
8.9
1023
|
Verified
8.9
85
|
Verified
Feature Not Available
Feature Not Available
Setup
8.1
706
7.6
68
8.7
765
8.8
72
8.5
628
8.3
67
Performance
7.6
552
7.4
64
7.6
557
7.8
65
7.4
559
Feature Not Available
7.6
589
7.3
64
Payment Cards
8.8
657
Feature Not Available
8.8
675
8.3
65
9.0
761
9.0
70
Reporting
9.0
747
9.2
68
8.7
654
8.5
68
8.7
701
9.1
66
8.6
789
Feature Not Available
Payments
8.4
671
7.5
64
8.6
670
7.5
65
7.6
611
7.3
64
7.9
625
7.9
61
Fraud & Risk Management
8.4
742
8.6
67
8.8
725
8.5
67
9.0
741
9.2
71
Agentic AI - Spend Management
5.8
59
7.2
16
Invoice Management
8.1
19
7.9
7
5.5
16
6.9
7
7.3
20
6.7
7
Invoice Processing
6.9
16
6.7
7
7.4
18
6.9
7
6.9
18
6.9
7
6.6
17
6.4
7
Analytics
6.7
18
7.3
8
5.4
16
6.9
7
5.7
16
6.9
7
Integration
9.0
26
8.0
10
8.2
16
6.7
7
6.2
17
6.7
7
Risk
5.9
16
6.7
7
6.7
17
6.4
6
5.4
15
6.7
7
Recovery
6.4
16
6.7
7
6.4
16
6.7
7
Audit
6.4
16
8.1
8
5.8
16
7.9
7
5.3
16
6.7
7
6.8
17
6.7
7
Fraud
6.5
17
7.1
7
7.0
16
6.7
7
6.8
16
8.1
7
Agentic AI - AP Automation
5.8
16
Not enough data
5.8
16
Not enough data
5.6
16
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
BILL Spend & Expense (Formerly Divvy) and PEX are categorized as Expense Management, Spend Management, and AP Automation
Unique Categories
BILL Spend & Expense (Formerly Divvy) has no unique categories
PEX has no unique categories
Reviews
Reviewers' Company Size
BILL Spend & Expense (Formerly Divvy)
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
PEX
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Non-Profit Organization Management
14.6%
Construction
8.8%
Accounting
7.8%
Religious Institutions
5.3%
Computer Software
4.0%
Other
59.4%
Non-Profit Organization Management
26.1%
Religious Institutions
14.3%
Construction
11.2%
Primary/Secondary Education
3.7%
Education Management
3.7%
Other
41.0%
Discussions
Is divvy free?
2 Comments
GM
Yes, no signup or yearly fees. Great Business Credit Card, No Personal Guarantee just like CapitalOnTap.Read more
How does Divvy make money, if it's free?
1 Comment
MB
Per Divvy About or Blog, plus talks with Divvy people at recent QuickBooks QBConnect conference. Divvy keeps a share of credit card fees merchants pay. This...Read more
What is PEX used for?
1 Comment
Official Response from PEX
PEX is used to help organizations manage their expenses more efficiently by providing a convenient way to make purchases while allowing you to maintain...Read more
PEX has no more discussions with answers
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