Compare Xero and Zoho Invoice 
At a Glance
Market Segments
Small-Business (67.0% of reviews)
Small-Business (86.1% of reviews)
Entry-Level Pricing
$13.00 Per Month
$0 100% free. Forever.
Xero
Star Rating
(1,634)4.4 out of 5
Market Segments
Small-Business (67.0% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansZoho Invoice
Star Rating
(352)4.7 out of 5
Market Segments
Small-Business (86.1% of reviews)
Pros & Cons
Entry-Level Pricing
$0 100% free. Forever.
Learn more about Zoho InvoiceSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in usability, particularly for small business owners who may not have a strong accounting background. Users appreciate its intuitive design and features like automatic bank reconciliation, which they find faster and more accurate compared to competitors.
- Users say that Zoho Invoice makes managing finances straightforward, with seamless integration from quotations to invoices. Reviewers highlight its ability to track cash flows effectively, making it a valuable tool for understanding customer payment behaviors.
- According to verified reviews, Xero's implementation process is praised for its quick onboarding, allowing users to get started without extensive training. This is particularly beneficial for those who need to manage their finances efficiently without a steep learning curve.
- Reviewers mention that while Zoho Invoice offers a free tier, which is appealing for startups, it may lack some advanced features that Xero provides, such as more robust accounting capabilities. Users appreciate the zero-error invoice creation in Zoho, but some feel limited by its overall functionality.
- Users highlight that Xero's support quality is generally good, but it may not match the high praise that Zoho Invoice receives for its customer service. Many Zoho users commend the responsive support team, which enhances their overall experience with the software.
- G2 reviewers note that while both products have strong features, Xero's higher G2 Score reflects greater overall satisfaction among users, particularly in areas like accounting and digital billing. Users find Xero's features to be more comprehensive, catering to a wider range of business needs.
Pricing
Entry-Level Pricing
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Zoho Invoice
Free
$0
100% free. Forever.
Ideal for small businesses and freelancers.
- Bill multiple customers
- Create invoices, retainers, and credit notes
- Create multi-currency & multi-lingual invoices
Free Trial
Xero
Free Trial is available
Zoho Invoice
No trial information availableRatings
Meets Requirements
8.8
1,307
9.3
277
Ease of Use
9.0
1,360
9.2
280
Ease of Setup
8.8
1,051
9.1
153
Ease of Admin
8.7
395
9.5
129
Quality of Support
8.5
1,222
9.1
222
Has the product been a good partner in doing business?
8.6
389
9.5
123
Product Direction (% positive)
8.9
1,289
9.4
272
Features by Category
Expense Reports
8.9
284
Not enough data
9.1
287
Not enough data
8.7
262
Not enough data
8.8
268
Not enough data
8.7
251
Not enough data
8.6
252
Not enough data
8.9
264
Not enough data
Agentic AI - Expense Management
9.2
143
Not enough data
9.3
142
Not enough data
Travel Management
8.2
234
Not enough data
7.8
222
Not enough data
7.5
218
Not enough data
8.0
224
Not enough data
Client Invoicing
9.2
269
Not enough data
8.9
252
Not enough data
8.8
247
Not enough data
Mobile
8.6
250
Not enough data
8.1
225
Not enough data
7.8
218
Not enough data
Platform
8.5
209
Not enough data
8.5
212
Not enough data
Administration
8.7
204
Not enough data
Administration
8.6
251
Not enough data
8.7
249
Not enough data
8.5
243
Not enough data
8.5
232
Not enough data
8.8
254
Not enough data
Platform
9.0
279
Not enough data
8.7
236
Not enough data
8.6
227
Not enough data
9.2
259
Not enough data
8.6
243
Not enough data
5.4
193
Not enough data
General Ledger
8.6
722
|
Verified
Not enough data
8.3
677
|
Verified
Not enough data
8.6
700
|
Verified
Not enough data
Accounts Receivable
8.8
762
|
Verified
Not enough data
8.5
664
Not enough data
8.3
667
|
Verified
Not enough data
Accounts Payable
8.6
640
Not enough data
8.8
722
|
Verified
Not enough data
8.6
664
|
Verified
Not enough data
Other Functionality
8.0
604
Not enough data
8.0
598
Not enough data
8.2
582
|
Verified
Not enough data
7.9
616
|
Verified
Not enough data
8.5
646
|
Verified
Not enough data
9.1
800
|
Verified
Not enough data
8.2
645
|
Verified
Not enough data
8.5
643
Not enough data
Reporting & Analytics
9.0
809
|
Verified
Not enough data
8.6
753
|
Verified
Not enough data
8.5
633
|
Verified
Not enough data
8.8
761
|
Verified
Not enough data
Platform
8.3
689
|
Verified
Not enough data
8.4
647
Not enough data
8.7
702
|
Verified
Not enough data
8.3
608
|
Verified
Not enough data
8.9
755
|
Verified
Not enough data
8.7
653
|
Verified
Not enough data
Integration
8.7
699
|
Verified
Not enough data
8.6
630
Not enough data
8.5
671
|
Verified
Not enough data
Cash Flow
8.8
606
|
Verified
Not enough data
9.1
596
|
Verified
Not enough data
8.8
552
|
Verified
Not enough data
Budgeting & Forecasting
8.5
633
|
Verified
Not enough data
8.7
559
|
Verified
Not enough data
8.4
517
|
Verified
Not enough data
8.6
548
|
Verified
Not enough data
Revenue
8.7
573
|
Verified
Not enough data
8.7
559
|
Verified
Not enough data
8.4
529
|
Verified
Not enough data
Payroll
8.3
504
|
Verified
Not enough data
8.1
490
|
Verified
Not enough data
8.5
531
|
Verified
Not enough data
8.8
546
|
Verified
Not enough data
AI
8.4
382
Not enough data
8.9
383
Not enough data
8.7
386
Not enough data
8.5
379
Not enough data
8.6
375
Not enough data
8.2
373
Not enough data
9.0
391
Not enough data
8.8
383
Not enough data
8.7
371
Not enough data
8.5
371
Not enough data
Mobile Applications - Accounting
8.9
384
Not enough data
8.8
359
Not enough data
8.8
387
Not enough data
6.9
324
Not enough data
9.0
370
Not enough data
9.0
377
Not enough data
Agentic AI - Accounting
8.6
335
Not enough data
General Ledger
8.6
722
|
Verified
Not enough data
8.3
677
|
Verified
Not enough data
8.6
700
|
Verified
Not enough data
Accounts Receivable
8.8
762
|
Verified
Not enough data
8.5
664
Not enough data
8.3
667
|
Verified
Not enough data
Accounts Payable
8.6
640
Not enough data
8.8
722
|
Verified
Not enough data
8.6
664
|
Verified
Not enough data
Invoice Generation
8.7
275
Not enough data
9.2
282
Not enough data
9.2
275
Not enough data
Invoice Processing
8.9
269
Not enough data
8.9
270
Not enough data
8.7
264
Not enough data
9.2
277
Not enough data
Analytics
9.2
270
Not enough data
8.9
269
Not enough data
8.5
252
Not enough data
9.0
274
Not enough data
Integration
9.2
284
Not enough data
9.1
278
Not enough data
8.5
251
Not enough data
8.8
276
Not enough data
Agentic AI - Invoice Management
8.9
174
Not enough data
8.9
177
Not enough data
8.7
178
Not enough data
Multichannel inventory management
9.0
120
Not enough data
9.1
121
Not enough data
9.0
121
Not enough data
3PL inventory management
9.3
124
Not enough data
9.2
124
Not enough data
9.0
122
Not enough data
Inventory Management
9.3
127
Not enough data
9.1
126
Not enough data
9.1
117
Not enough data
9.1
123
Not enough data
9.5
123
Not enough data
Inventory Management Platform Features
9.3
129
Not enough data
9.3
132
Not enough data
9.2
129
Not enough data
9.1
127
Not enough data
9.2
126
Not enough data
9.4
134
Not enough data
9.2
130
Not enough data
9.5
128
Not enough data
9.6
133
Not enough data
9.6
132
Not enough data
Bill Generation
8.7
255
8.9
149
9.0
263
9.3
138
9.0
262
8.9
122
Bill Processing
8.6
253
Feature Not Available
8.8
254
8.4
111
8.9
255
9.1
132
Integration
9.1
271
8.7
114
8.9
266
8.7
118
8.4
241
Feature Not Available
Agentic AI - Billing
8.9
165
6.9
17
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Xero and Zoho Invoice are categorized as Billing
Unique Categories
Xero is categorized as Invoice Management, Inventory Control, Expense Management, Accounting, and Nonprofit Accounting
Zoho Invoice has no unique categories
Reviews
Reviewers' Company Size
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Invoice
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
19.8%
Information Technology and Services
9.7%
Computer Software
6.4%
Marketing and Advertising
5.2%
Consulting
3.4%
Other
55.5%
Information Technology and Services
15.9%
Marketing and Advertising
11.9%
Computer Software
7.8%
Accounting
7.0%
Management Consulting
3.8%
Other
53.6%
Discussions
What is Xero software used for?
3 Comments
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more
When will the VAT summary table be displayed in the Invoice PDFs? What should I do to enable it?
1 Comment
AK
The table will be displayed after entering the tax rate details of the product/ service description. To enable this table and make other changes to the...Read more
Can we get triplicate invoice?
1 Comment
ZC
Hi Deepak! Thanks for reaching out. In Zoho Invoice, you have the option to choose your default print preference under Settings > Preferences > General...Read more
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