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Compare Wave and Zoho Books 
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At a Glance
Market Segments
Small-Business (95.3% of reviews)
Small-Business (70.5% of reviews)
Entry-Level Pricing
$20-$35 per month
$0 For businesses with turnover <50K USD per annum
Wave
Star Rating
(307)4.3 out of 5
Market Segments
Small-Business (95.3% of reviews)
Pros & Cons
Entry-Level Pricing
$20-$35 per month
Browse all 3 pricing plansZoho Books
Star Rating
(290)4.4 out of 5
Market Segments
Small-Business (70.5% of reviews)
Pros & Cons
Entry-Level Pricing
$0 For businesses with turnover <50K USD per annum
Browse all 4 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- Users report that Wave excels in its user-friendly interface, with an Ease of Use score of 8.9, making it particularly appealing for small businesses that may not have extensive accounting experience. In contrast, Zoho Books, while slightly higher at 9.0, is noted for its more complex features that may require a steeper learning curve.
- Reviewers mention that Wave offers a free tier for businesses with turnover under $50K, which is a significant advantage for startups and freelancers. Zoho Books, on the other hand, starts at $20-$35 per month, which may be a barrier for some small businesses.
- G2 users highlight that Zoho Books provides superior automation features, particularly in Accounts Payable and Payment Processing, with scores of 8.3 and 8.6 respectively. Users say that Wave's automation capabilities are less robust, with lower scores in these areas, making Zoho a better choice for businesses looking to streamline their financial operations.
- Reviewers mention that Zoho Books shines in its reporting capabilities, scoring 8.5 for Custom Reporting and 8.8 for Financial Statements. Users on G2 indicate that Wave's reporting features, while functional, do not offer the same depth or customization options, scoring lower in these categories.
- Users report that Wave's digital billing features are strong, with a score of 8.5, but Zoho Books surpasses this with an 8.8, indicating a more comprehensive approach to recurring billing and invoice customization, which is crucial for businesses with ongoing client relationships.
- Reviewers mention that Zoho Books has a more extensive integration ecosystem, scoring 8.9 in both Accounting and Payments integrations, while Wave's scores are lower, indicating that Zoho may be better suited for businesses that rely on multiple software solutions to manage their operations.
Pricing
Entry-Level Pricing
Wave
Pay your staff
$20-$35
per month
$20/month base fee in Canada + 44 states
$35/month base fee in California, Florida, New York, Texas, Illinois & Washington
$4 additional per employee added
- Includes direct deposit.
- Employee portal to check pay stubs and history.
- Perfect for salaried and hourly workers, full-time or part-time.
Zoho Books
FREE
$0
For businesses with turnover <50K USD per annum
- 1 User + 1 Accountant
- Manage Clients
- Manage Invoices (Up to 1,000)
Free Trial
Wave
Free Trial is available
Zoho Books
Free Trial is available
Ratings
Meets Requirements
8.6
249
8.8
250
Ease of Use
8.9
251
8.9
256
Ease of Setup
8.8
121
8.7
132
Ease of Admin
8.7
112
9.0
106
Quality of Support
7.6
165
8.3
240
Has the product been a good partner in doing business?
8.5
104
9.0
105
Product Direction (% positive)
8.0
240
9.3
242
Features by Category
General Ledger
7.9
54
|
Verified
8.6
141
|
Verified
7.8
45
|
Verified
8.2
129
7.5
44
|
Verified
8.4
139
|
Verified
Accounts Receivable
8.5
72
8.6
151
8.1
53
|
Verified
8.2
139
|
Verified
8.0
47
|
Verified
8.0
137
|
Verified
Accounts Payable
7.8
36
8.3
127
8.1
51
|
Verified
8.6
142
|
Verified
7.2
32
|
Verified
8.6
143
|
Verified
Other Functionality
6.8
27
|
Verified
8.0
128
|
Verified
7.0
29
|
Verified
8.0
130
|
Verified
6.8
28
7.9
128
|
Verified
6.9
31
|
Verified
8.2
132
|
Verified
7.1
32
|
Verified
8.0
128
7.6
44
|
Verified
8.5
140
|
Verified
6.7
27
|
Verified
7.9
122
6.7
26
|
Verified
8.4
131
|
Verified
Reporting & Analytics
8.3
72
|
Verified
8.7
145
|
Verified
7.9
59
|
Verified
8.4
134
|
Verified
7.5
40
|
Verified
8.2
130
|
Verified
8.5
70
|
Verified
8.6
148
|
Verified
Platform
7.3
58
|
Verified
8.3
139
|
Verified
7.3
40
|
Verified
8.2
141
|
Verified
7.8
54
|
Verified
8.8
144
|
Verified
7.3
28
|
Verified
8.4
129
|
Verified
8.2
64
|
Verified
8.8
144
|
Verified
7.9
53
|
Verified
8.5
140
|
Verified
Integration
7.8
49
|
Verified
8.6
137
|
Verified
7.2
31
8.1
133
6.6
31
|
Verified
8.3
129
|
Verified
Cash Flow
7.9
32
|
Verified
8.6
127
|
Verified
8.3
35
|
Verified
9.0
130
|
Verified
7.6
28
|
Verified
8.8
128
|
Verified
Budgeting & Forecasting
7.5
40
|
Verified
8.2
130
|
Verified
7.0
23
|
Verified
8.4
126
|
Verified
6.6
17
|
Verified
7.9
115
|
Verified
7.2
27
|
Verified
8.2
119
|
Verified
Revenue
7.9
28
|
Verified
8.6
121
|
Verified
7.5
23
|
Verified
8.6
117
|
Verified
7.2
21
8.1
116
|
Verified
Payroll
6.7
20
|
Verified
7.8
104
|
Verified
6.8
17
7.5
101
|
Verified
6.6
20
|
Verified
8.1
117
|
Verified
7.7
25
|
Verified
8.6
117
|
Verified
AI
5.5
7
7.2
18
6.5
8
7.9
19
6.7
9
8.0
19
4.5
7
7.0
18
6.7
8
7.8
18
5.6
8
7.5
18
7.6
9
8.0
19
6.7
8
7.9
18
6.0
7
7.0
19
5.7
7
7.2
18
Mobile Applications - Accounting
6.5
8
7.7
13
7.5
8
7.9
11
6.7
7
7.1
11
3.0
5
7.4
11
6.2
7
8.5
10
7.7
8
8.3
11
Agentic AI - Accounting
Not enough data
Not enough data
Bill Generation
7.9
36
8.6
105
8.3
40
8.8
106
8.0
35
8.8
101
Bill Processing
7.6
28
8.6
106
7.6
26
8.4
101
8.2
38
8.8
110
Integration
7.9
37
9.0
110
8.0
33
8.9
107
6.8
19
8.5
97
Agentic AI - Billing
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Wave and Zoho Books are categorized as Billing and Accounting
Unique Categories
Wave has no unique categories
Zoho Books has no unique categories
Reviews
Reviewers' Company Size
Wave
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Zoho Books
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Marketing and Advertising
16.1%
Information Technology and Services
6.0%
Accounting
5.4%
Design
4.7%
Computer Software
3.4%
Other
64.4%
Accounting
16.2%
Information Technology and Services
14.7%
Marketing and Advertising
7.2%
Computer Software
7.2%
Education Management
2.5%
Other
52.2%
Discussions
Is wave a good accounting software?
2 Comments
MM
Yeah. It has most of the features required by a small business. You can request the team if you need anything in particular Read more
What is Wave Software?
2 Comments
MM
Wave software is an easy to use Payroll and Accounting software. You can create invoices, send billings, track expenses, and all normal transactions...Read more
Are Zoho Books good?
2 Comments
DV
They are certainly amongst the top-tier !! They stand out in many ways. Very attractive and intuitive UI (web as native desktop and mobile), very stable...Read more
Is Zoho Books free?
2 Comments
MR
They have a free plan with different customer and revenue restrictions.Read more
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