# TurnKey Lender, Upstart vs Calyx Comparison

| | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.0 out of 5 | 3.8 out of 5 | 
| **Total Reviews** | 19 | 18 | 26 | 
| **Largest Market Segment** | Small-Business (78.9% of reviews) | Small-Business (93.8% of reviews) | Small-Business (50.0% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | Contact Us 1 Users Per Month | 

---
## Top Pros & Cons

### TurnKey Lender

Pros:
- Customer Support (1 reviews)
- Customization (1 reviews)

Cons:
- Poor Performance (1 reviews)

### Upstart

**Not enough data**

### Calyx

**Not enough data**

---
## Ratings Comparison
| Rating | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
  | **Meets Requirements** | 8.9 (15 reviews) | 8.3 (15 reviews) | 8.0 (22 reviews) | 
  | **Ease of Use** | 9.1 (15 reviews) | 8.4 (15 reviews) | 6.9 (23 reviews) | 
  | **Ease of Setup** | 9.2 (12 reviews) | Not enough data | 8.3 (7 reviews) | 
  | **Ease of Admin** | 9.0 (12 reviews) | Not enough data | 7.5 (6 reviews) | 
  | **Quality of Support** | 9.3 (16 reviews) | 8.6 (14 reviews) | 7.6 (20 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.4 (12 reviews) | Not enough data | 8.6 (6 reviews) | 
  | **Product Direction (% positive)** | 10.0 (16 reviews) | 7.8 (16 reviews) | 7.0 (23 reviews) | 

---
## Pricing

### TurnKey Lender

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Upstart

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Calyx

#### Entry-Level Pricing

Plan: Calyx Point

Price: Contact Us 1 Users Per Month

Key Features:
- Say “hello” to a faster, more efficient loan process. The industry’s leading LOS for mortgage brokers, Point covers the complete origination process from initial application to closing.
- No hidden fees, keep your costs in check with upfront costs upon signing
- Seamless Integrations With More Than 200 Vendors 

[Browse all 4 editions](https://www.g2.com/products/calyx-software-calyx/pricing)

#### Free Trial

No

---
## Features Comparison By Category

### Financial Risk Management

| Product | Score | Reviews |
|---|---|---|
| **TurnKey Lender** | N/A | N/A |
| **Upstart** | N/A | N/A |
| **Calyx** | N/A | N/A |

#### Platform Data

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Visualization** | Not enough data | Not enough data | Not enough data | 

#### Platform Interoperability

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Pre-Built Connectors** | Not enough data | Not enough data | Not enough data | 

#### Platform Additional Functionality

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Dashboard** | Not enough data | Not enough data | Not enough data | 
| **Multi-Factor Analysis** | Not enough data | Not enough data | Not enough data | 
| **Cloud** | Not enough data | Not enough data | Not enough data | 

#### Platform Basics

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Financial Risk Management

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 

### Digital Customer Onboarding

| Product | Score | Reviews |
|---|---|---|
| **TurnKey Lender** | N/A | N/A |
| **Upstart** | N/A | N/A |
| **Calyx** | N/A | N/A |

#### Process Automation

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Onboarding Flow Management** | Not enough data | Not enough data | Not enough data | 
| **E-Signature** | Not enough data | Not enough data | Not enough data | 
| **Data Capture** | Not enough data | Not enough data | Not enough data | 
| **Auto-Capture** | Not enough data | Not enough data | Not enough data | 

#### Identity Verification

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **ID Scanning** | Not enough data | Not enough data | Not enough data | 
| **KYC** | Not enough data | Not enough data | Not enough data | 
| **Credit Check** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI -  Digital Customer Onboarding

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Debt Management

| Product | Score | Reviews |
|---|---|---|
| **TurnKey Lender** | N/A | N/A |
| **Upstart** | N/A | N/A |
| **Calyx** | N/A | N/A |

#### Automation - Debt Management

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Borrower Management** | Not enough data | Not enough data | Not enough data | 
| **Deal Monitoring** | Not enough data | Not enough data | Not enough data | 
| **Recovery Automation** | Not enough data | Not enough data | Not enough data | 

#### Document Management - Debt Management

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Document Management** | Not enough data | Not enough data | Not enough data | 
| **Digitized credit agreements** | Not enough data | Not enough data | Not enough data | 

#### Hyper-personalisation - Debt Management

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Interactive Self-Service Tools** | Not enough data | Not enough data | Not enough data | 
| **Personalised Dashboarding** | Not enough data | Not enough data | Not enough data | 

#### Analytics - Debt Management

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | Not enough data | 
| **Insights and Forecasts** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Debt Management

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 

### Loan Origination

| Product | Score | Reviews |
|---|---|---|
| **TurnKey Lender** | N/A | N/A |
| **Upstart** | N/A | N/A |
| **Calyx** | N/A | N/A |

#### Agentic AI - Loan Origination

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Loan Management

| Product | Score | Reviews |
|---|---|---|
| **TurnKey Lender** | N/A | N/A |
| **Upstart** | N/A | N/A |
| **Calyx** | N/A | N/A |

#### Agentic AI

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Cross-System Integration** | Not enough data | Not enough data | Not enough data | 
| **Multi-Step Planning** | Not enough data | Not enough data | Not enough data | 
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

#### Reporting &amp; Analytics

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Export Capabilities** | Not enough data | Not enough data | Not enough data | 
| **Custom Reports** | Not enough data | Not enough data | Not enough data | 
| **Dashboards &amp; Visualizations** | Not enough data | Not enough data | Not enough data | 

#### Compliance &amp; Security

| Feature | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Audit Trails** | Not enough data | Not enough data | Not enough data | 
| **Role-Based Access Control** | Not enough data | Not enough data | Not enough data | 
| **KYC/AML Compliance** | Not enough data | Not enough data | Not enough data | 

---
## Categories

**Unique to TurnKey Lender (6):** [Loan Management Software](https://www.g2.com/categories/loan-management), [Loan Origination Software](https://www.g2.com/categories/loan-origination), [Loan Servicing Software](https://www.g2.com/categories/loan-servicing), [Digital Customer Onboarding Software](https://www.g2.com/categories/digital-customer-onboarding), [Debt Management Software](https://www.g2.com/categories/debt-management), [Financial Risk Management Software](https://www.g2.com/categories/financial-risk-management)

**Unique to Upstart (1):** [Loan Servicing Software](https://www.g2.com/categories/loan-servicing)

**Unique to Calyx (1):** [Loan Origination Software](https://www.g2.com/categories/loan-origination)


---
## Reviewer Demographics

### By Company Size

| Segment | TurnKey Lender | Upstart | Calyx | 
|---|---|---|---|
| **Small-Business** | 78.9% | 93.8% | 50.0% | 
| **Mid-Market** | 10.5% | 6.3% | 46.2% | 
| **Enterprise** | 10.5% | 0% | 3.8% | 

### By Industry

#### TurnKey Lender

- **Financial Services:** 68.4%
- **Banking:** 10.5%
- **Shipbuilding:** 5.3%
- **Non-Profit Organization Management:** 5.3%
- **Investment Management:** 5.3%
- **Automotive:** 5.3%

#### Upstart

- **Financial Services:** 18.8%
- **Information Technology and Services:** 12.5%
- **Consulting:** 6.3%
- **Telecommunications:** 6.3%
- **Real Estate:** 6.3%
- **Online Media:** 6.3%
- **Oil &amp; Energy:** 6.3%
- **Media Production:** 6.3%
- **Marketing and Advertising:** 6.3%
- **Insurance:** 6.3%
- **Other:** 18.8%

#### Calyx

- **Financial Services:** 57.7%
- **Real Estate:** 19.2%
- **Banking:** 11.5%
- **Management Consulting:** 3.8%
- **Insurance:** 3.8%
- **Accounting:** 3.8%

---
## Alternatives

### Alternatives to TurnKey Lender

- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [TeamSupport](https://www.g2.com/products/teamsupport/reviews) — 4.4/5 stars (891 reviews)
- [LendingPad](https://www.g2.com/products/lendingpad/reviews) — 4.7/5 stars (168 reviews)
- [Abrigo Loan Origination](https://www.g2.com/products/abrigo-loan-origination/reviews) — 4.6/5 stars (82 reviews)
- [iDenfy](https://www.g2.com/products/idenfy/reviews) — 4.9/5 stars (216 reviews)
- [Encompass Digital Mortgage Solution](https://www.g2.com/products/encompass-digital-mortgage-solution/reviews) — 4.2/5 stars (61 reviews)
- [Creditsafe](https://www.g2.com/products/creditsafe/reviews) — 4.5/5 stars (184 reviews)
- [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) — 5.0/5 stars (127 reviews)
- [Floify](https://www.g2.com/products/floify/reviews) — 4.8/5 stars (57 reviews)
- [LoanPro](https://www.g2.com/products/loanpro/reviews) — 4.4/5 stars (57 reviews)

### Alternatives to Upstart

- [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) — 5.0/5 stars (127 reviews)
- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [Abrigo Loan Origination](https://www.g2.com/products/abrigo-loan-origination/reviews) — 4.6/5 stars (82 reviews)
- [The Mortgage Office Loan Servicing](https://www.g2.com/products/the-mortgage-office-loan-servicing/reviews) — 4.9/5 stars (79 reviews)
- [Mortgage Automator](https://www.g2.com/products/mortgage-automator-mortgage-automator/reviews) — 4.9/5 stars (72 reviews)
- [LoanPro](https://www.g2.com/products/loanpro/reviews) — 4.4/5 stars (57 reviews)
- [HES LoanBox](https://www.g2.com/products/hes-loanbox/reviews) — 4.8/5 stars (50 reviews)
- [Lendr](https://www.g2.com/products/lendr/reviews) — 5.0/5 stars (27 reviews)
- [BankPoint](https://www.g2.com/products/bankpoint/reviews) — 4.9/5 stars (21 reviews)
- [FIS Commercial Lending Suite](https://www.g2.com/products/fis-commercial-lending-suite/reviews) — 3.4/5 stars (11 reviews)

### Alternatives to Calyx

- [LendingPad](https://www.g2.com/products/lendingpad/reviews) — 4.7/5 stars (168 reviews)
- [Encompass Digital Mortgage Solution](https://www.g2.com/products/encompass-digital-mortgage-solution/reviews) — 4.2/5 stars (61 reviews)
- [Floify](https://www.g2.com/products/floify/reviews) — 4.8/5 stars (57 reviews)
- [MeridianLink Mortgage](https://www.g2.com/products/meridianlink-mortgage/reviews) — 3.8/5 stars (19 reviews)
- [Encompass360](https://www.g2.com/products/ellie-mae-encompass360/reviews) — 4.0/5 stars (23 reviews)
- [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) — 4.6/5 stars (106 reviews)
- [TValue](https://www.g2.com/products/tvalue/reviews) — 4.8/5 stars (18 reviews)
- [nCino&#39;s Mortgage Suite](https://www.g2.com/products/ncino-s-mortgage-suite/reviews) — 4.9/5 stars (95 reviews)
- [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) — 5.0/5 stars (127 reviews)
- [Abrigo Loan Origination](https://www.g2.com/products/abrigo-loan-origination/reviews) — 4.6/5 stars (82 reviews)

---
## Top Discussions

### TurnKey Lender

No discussions available for this product.

### Upstart

No discussions available for this product.

### Calyx

- Title: [What is Calyx Point?](https://www.g2.com/discussions/what-is-calyx-point) — 1 comment
  > **Top comment:** "Calyx Point is a Loan Origination Software for small to medium sized mortgage brokerages and lenders."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/turnkey-lender-vs-upstart-vs-calyx-software-calyx)

