# SAP Treasury and Risk Management vs Treasure Comparison
---
## AI Generated Summary
- **G2 reviewers report** that SAP Treasury and Risk Management excels in providing centralized visibility into treasury operations, which helps finance teams efficiently monitor cash flow and banking activities. Users appreciate the platform's ability to integrate liquidity management, cash forecasting, and risk analysis into one cohesive system.
- **Users say** that Treasure stands out for its quick setup process, with many highlighting how easy it is to get started. The seamless bank integration allows for straightforward transactions, making it a favorable choice for small businesses looking for a hassle-free experience.
- **Reviewers mention** that while SAP Treasury and Risk Management has a solid overall rating, some users find it challenging to configure the software to meet their specific workflow needs. This can lead to a steeper learning curve compared to other options.
- **According to verified reviews** , Treasure receives high marks for its quality of support, with users noting the team's responsiveness to issues. This level of customer service can be particularly beneficial for small businesses that may require more hands-on assistance.
- **G2 reviewers highlight** that SAP Treasury and Risk Management offers robust features for risk management and financial automation, which are crucial for mid-market companies. Users value the platform's ability to reduce dependency on manual processes, enhancing overall efficiency.
- **Users report** that while Treasure offers great returns on various financial products, it may not provide the same depth of features as SAP Treasury and Risk Management, particularly for organizations needing comprehensive treasury management capabilities.



| | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Star Rating** | 4.2 out of 5 | 4.8 out of 5 | 
| **Total Reviews** | 51 | 13 | 
| **Largest Market Segment** | Mid-Market (46.8% of reviews) | Small-Business (76.9% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### SAP Treasury and Risk Management

Pros:
- Visibility (6 reviews)
- Cash Management (5 reviews)

Cons:
- Not User-Friendly (4 reviews)
- Difficult Setup (3 reviews)

### Treasure

**Not enough data**

---
## Ratings Comparison
| Rating | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
  | **Meets Requirements** | 8.6 (27 reviews) | 9.7 (10 reviews) | 
  | **Ease of Use** | 8.2 (28 reviews) | 9.5 (10 reviews) | 
  | **Ease of Setup** | 8.0 (21 reviews) | 9.7 (5 reviews) | 
  | **Ease of Admin** | Not enough data | 9.7 (5 reviews) | 
  | **Quality of Support** | 8.6 (27 reviews) | 10.0 (10 reviews) | 
  | **Has the product been a good partner in doing business?** | Not enough data | 10.0 (5 reviews) | 
  | **Product Direction (% positive)** | 8.1 (24 reviews) | 8.3 (7 reviews) | 

---
## Pricing

### SAP Treasury and Risk Management

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

### Treasure

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Treasury Management Systems

| Product | Score | Reviews |
|---|---|---|
| **SAP Treasury and Risk Management** | 9.0/10 | 29 |
| **Treasure** | N/A | N/A |

#### Cash Management

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Monitor Cash Positions** | 9.5 (23 reviews) | Not enough data | 
| **Debt and Investments** | 8.9 (17 reviews) | Not enough data | 
| **Cash Pooling** | 9.3 (12 reviews) | Not enough data | 
| **Cash Operations** | 8.9 (14 reviews) | Not enough data | 
| **Schedules** | 8.5 (12 reviews) | Not enough data | 
| **Automated Cash Operations** | 8.9 (15 reviews) | Not enough data | 

#### Risk and Compliance

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Manage Different Types of Risk** | 8.7 (19 reviews) | Not enough data | 
| **Comply with Financial Regulations** | 9.0 (14 reviews) | Not enough data | 
| **Counterparty Risk Management** | 8.1 (14 reviews) | Not enough data | 
| **Hedging** | 8.3 (9 reviews) | Not enough data | 

#### Analytics

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Cash Balances** | 9.7 (11 reviews) | Not enough data | 
| **Risk Positions and Scenarios** | 8.5 (11 reviews) | Not enough data | 
| **Expiring Contracts and Payments** | 8.9 (9 reviews) | Not enough data | 
| **Direct Spend Analysis** | 9.8 (8 reviews) | Not enough data | 

#### Banking

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Banking Connectivity** | 9.8 (8 reviews) | Not enough data | 
| **Bank Account Management** | 9.4 (12 reviews) | Not enough data | 
| **Intercompany Lending** | 9.2 (8 reviews) | Not enough data | 
| **Automated Banking** | 9.4 (9 reviews) | Not enough data | 

#### Integration

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Financial Systems** | 9.0 (12 reviews) | Not enough data | 
| **Analytics** | 9.4 (12 reviews) | Not enough data | 
| **FX and Trading Paltforms** | 9.0 (8 reviews) | Not enough data | 
| **Multiple Data Sources** | 8.8 (10 reviews) | Not enough data | 

#### Financial Data Transfer

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Data Exchange** | 9.4 (8 reviews) | Not enough data | 
| **Reporting** | 8.8 (11 reviews) | Not enough data | 
| **Access** | 8.8 (7 reviews) | Not enough data | 
| **Integration** | 9.1 (9 reviews) | Not enough data | 

#### Agentic AI - Treasury Management Systems

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Treasury and Risk Management** | N/A | N/A |
| **Treasure** | N/A | N/A |

#### Cash Flow Management

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **File Exports** | Not enough data | Not enough data | 
| **Income and Expenses** | Not enough data | Not enough data | 
| **Track Cash Flow** | Not enough data | Not enough data | 

#### Cash Flow Forecasting

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Historical Data** | Not enough data | Not enough data | 
| **Reforecast** | Not enough data | Not enough data | 
| **Forecast Types** | Not enough data | Not enough data | 
| **Rolling Forecasts** | Not enough data | Not enough data | 
| **AI** | Not enough data | Not enough data | 

#### Analytics

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Variance Analysis** | Not enough data | Not enough data | 
| **Reports** | Not enough data | Not enough data | 
| **Forecast Comparison** | Not enough data | Not enough data | 
| **Forward Looking** | Not enough data | Not enough data | 

#### Financial Data Transfer

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Data Transfer** | Not enough data | Not enough data | 
| **Data Exchange** | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | 
| **Access** | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | 

#### Agentic AI -  Cash Flow Management

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **SAP Treasury and Risk Management** | N/A | N/A |
| **Treasure** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Treasury Management Systems](https://www.g2.com/categories/treasury-management-systems)


**Unique to Treasure (1):** [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management)


---
## Reviewer Demographics

### By Company Size

| Segment | SAP Treasury and Risk Management | Treasure | 
|---|---|---|
| **Small-Business** | 12.8% | 76.9% | 
| **Mid-Market** | 46.8% | 23.1% | 
| **Enterprise** | 40.4% | 0% | 

### By Industry

#### SAP Treasury and Risk Management

- **Financial Services:** 20.0%
- **Accounting:** 11.4%
- **Retail:** 8.6%
- **Telecommunications:** 5.7%
- **Oil & Energy:** 5.7%
- **Mining & Metals:** 5.7%
- **Banking:** 5.7%
- **Information Technology and Services:** 5.7%
- **Chemicals:** 5.7%
- **Automotive:** 2.9%
- **Other:** 22.9%

#### Treasure

- **Computer Software:** 23.1%
- **Venture Capital & Private Equity:** 7.7%
- **Telecommunications:** 7.7%
- **Media Production:** 7.7%
- **Marketing and Advertising:** 7.7%
- **Information Technology and Services:** 7.7%
- **Hospitality:** 7.7%
- **Food & Beverages:** 7.7%
- **Environmental Services:** 7.7%
- **Consumer Services:** 7.7%
- **Other:** 7.7%

---
## Alternatives

### Alternatives to SAP Treasury and Risk Management

- [Kyriba](https://www.g2.com/products/kyriba/reviews) — 4.5/5 stars (124 reviews)
- [Ripple Treasury, powered by GTreasury](https://www.g2.com/products/ripple-treasury-powered-by-gtreasury/reviews) — 4.2/5 stars (32 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Integrity SaaS Treasury Management](https://www.g2.com/products/integrity-saas-treasury-management/reviews) — 5.0/5 stars (3 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (368 reviews)
- [Trovata](https://www.g2.com/products/trovata-trovata/reviews) — 4.5/5 stars (34 reviews)
- [MX.3](https://www.g2.com/products/mx-3/reviews) — 4.3/5 stars (5 reviews)
- [Openlink](https://www.g2.com/products/openlink/reviews) — 3.8/5 stars (20 reviews)
- [Atlar](https://www.g2.com/products/atlar/reviews) — 4.8/5 stars (65 reviews)
- [Nomentia](https://www.g2.com/products/nomentia/reviews) — 4.6/5 stars (13 reviews)

### Alternatives to Treasure

- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (414 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (368 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1810 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (511 reviews)
- [Datarails](https://www.g2.com/products/datarails/reviews) — 4.6/5 stars (370 reviews)
- [Causal](https://www.g2.com/products/lucanet-ag-causal/reviews) — 4.6/5 stars (17 reviews)
- [Tesorio](https://www.g2.com/products/tesorio/reviews) — 4.7/5 stars (240 reviews)
- [Prophix Software](https://www.g2.com/products/prophix-software/reviews) — 4.4/5 stars (219 reviews)
- [G-Accon](https://www.g2.com/products/g-accon/reviews) — 4.8/5 stars (200 reviews)

---
## Top Discussions

### SAP Treasury and Risk Management

No discussions available for this product.

### Treasure

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/sap-treasury-and-risk-management-vs-treasure-financial-treasure)