# Wise Business vs Worldpay Comparison

| | Wise Business | Worldpay | 
|---|---|---|
| **Star Rating** | 3.9 out of 5 | 2.9 out of 5 | 
| **Total Reviews** | 96 | 43 | 
| **Largest Market Segment** | Small-Business (78.5% of reviews) | Small-Business (75.6% of reviews) | 
| **Entry Level Price** | No pricing available | No pricing available | 

---
## Top Pros & Cons

### Wise Business

Pros:
- Ease of Use (5 reviews)
- Easy Payments (2 reviews)

Cons:
- High Fees (2 reviews)
- Banking Issues (1 reviews)

### Worldpay

Pros:
- Payment Processing (2 reviews)
- Ease of Use (1 reviews)

Cons:
- Account Blocking (3 reviews)
- Billing Issues (3 reviews)

---
## Ratings Comparison
| Rating | Wise Business | Worldpay | 
|---|---|---|
  | **Meets Requirements** | 8.1 (64 reviews) | 7.2 (33 reviews) | 
  | **Ease of Use** | 8.8 (64 reviews) | 6.4 (34 reviews) | 
  | **Ease of Setup** | 8.4 (22 reviews) | 6.3 (20 reviews) | 
  | **Ease of Admin** | 7.8 (12 reviews) | 7.2 (16 reviews) | 
  | **Quality of Support** | 7.1 (57 reviews) | 5.3 (30 reviews) | 
  | **Has the product been a good partner in doing business?** | 5.6 (11 reviews) | 6.5 (16 reviews) | 
  | **Product Direction (% positive)** | 7.8 (59 reviews) | 5.3 (32 reviews) | 

---
## Pricing

### Wise Business

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Worldpay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **Wise Business** | N/A | N/A |
| **Worldpay** | 7.4/10 | 30 |

#### Payment Options

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | 6.7 (11 reviews) | 
| **Recurring Billing** | Not enough data | 8.2 (18 reviews) | 
| **Instant Payment** | Not enough data | 8.6 (20 reviews) | 
| **Accepted Credit Cards and Debit Cards** | Not enough data | 8.7 (25 reviews) | 
| **ACH Payments and eCheck Processing** | Not enough data | 8.0 (9 reviews) | 
| **Split Payments** | Not enough data | 6.7 (10 reviews) | 
| **Real-Time Payments** | Not enough data | 7.9 (8 reviews) | 
| **Multi-Currency** | Not enough data | 3.1 (6 reviews) | 
| **Online payment portal** | Not enough data | 1.4 (6 reviews) | 

#### Administration

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Reporting/Dashboards** | Not enough data | 6.7 (23 reviews) | 
| **User, Role, and Access Management** | Not enough data | 6.6 (19 reviews) | 
| **Payout Time** | Not enough data | 7.3 (17 reviews) | 
| **Manual Payment Entry** | Not enough data | 7.3 (16 reviews) | 
| **Dispute Resolution** | Not enough data | Feature Not Available | 
| **Omnichannel** | Not enough data | 1.7 (6 reviews) | 
| **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | 
| **Level 3** | Not enough data | 1.9 (6 reviews) | 

#### Security

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **PCI Compliance** | Not enough data | 8.8 (10 reviews) | 
| **Fraud Protection Tools** | Not enough data | 8.1 (18 reviews) | 
| **Data Tokenization** | Not enough data | 7.9 (17 reviews) | 
| **Two-Factor Authentication** | Not enough data | 7.1 (11 reviews) | 
| **POS Verification** | Not enough data | 2.6 (7 reviews) | 

#### Development

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | Not enough data | 5.6 (18 reviews) | 
| **APIs** | Not enough data | 6.4 (19 reviews) | 
| **Accounting Software Integration** | Not enough data | 6.5 (11 reviews) | 
| **E-Commerce Software Integration** | Not enough data | 6.5 (16 reviews) | 

#### Platform

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Performance and Reliability** | Not enough data | 7.6 (22 reviews) | 
| **Internationalization - Currency/Language** | Not enough data | 7.9 (15 reviews) | 
| **Internationalization - Operating Country** | Not enough data | 7.9 (15 reviews) | 
| **API / Integrations** | Not enough data | 6.5 (8 reviews) | 
| **PCI Regulation Compliance** | Not enough data | 6.9 (8 reviews) | 
| **Supplemental Technology** | Not enough data | 7.8 (6 reviews) | 
| **Accounting integration** | Not enough data | 2.3 (5 reviews) | 
| **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **Wise Business** | 8.0/10 | 15 |
| **Worldpay** | N/A | N/A |

#### Payment Methods

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **ACH** | 9.3 (10 reviews) | Not enough data | 
| **Credit and Debit** | 8.9 (9 reviews) | Not enough data | 
| **Wire Transfer** | 9.3 (12 reviews) | Not enough data | 

#### Payment Processing 

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Batch Processing** | 7.8 (6 reviews) | Not enough data | 
| **Payments Scheduling** | 8.1 (8 reviews) | Not enough data | 
| **Automated Workflows** | 8.3 (5 reviews) | Not enough data | 
| **Self Service** | 7.5 (8 reviews) | Not enough data | 
| **Reconciliation** | 8.3 (9 reviews) | Not enough data | 
| **Settlements** | 9.0 (8 reviews) | Not enough data | 
| **Payment Tracking** | 9.4 (12 reviews) | Not enough data | 

#### Security and Compliance

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **PCI Compliant** | 7.7 (8 reviews) | Not enough data | 
| **P2PE** | 6.7 (6 reviews) | Not enough data | 
| **Fraud Management** | 6.4 (7 reviews) | Not enough data | 
| **SSL Encryption** | 7.5 (8 reviews) | Not enough data | 
| **SOX** | 6.7 (6 reviews) | Not enough data | 
| **SOC** | 6.4 (6 reviews) | Not enough data | 

#### Integration

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Agnostic Integration** | 8.1 (7 reviews) | Not enough data | 
| **Reporting Consolidation** | 8.1 (6 reviews) | Not enough data | 
| **Plugins and APIs** | 8.3 (5 reviews) | Not enough data | 

#### Payment Types

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **AP Automation** | Not enough data | Not enough data | 
| **E-Commerce** | 8.7 (5 reviews) | Not enough data | 
| **Retail** | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 

### Cross-border payments software

| Product | Score | Reviews |
|---|---|---|
| **Wise Business** | 8.3/10 | 50 |
| **Worldpay** | N/A | N/A |

#### Transactions

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Types** | 7.9 (40 reviews) | Not enough data | 
| **Global** | 8.9 (45 reviews) | Not enough data | 
| **Channels** | 8.2 (41 reviews) | Not enough data | 
| **Fees** | 7.8 (46 reviews) | Not enough data | 

#### Compliance

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Security** | 8.6 (47 reviews) | Not enough data | 
| **Fraud Protection** | 8.2 (43 reviews) | Not enough data | 
| **ID Verification** | 8.6 (45 reviews) | Not enough data | 

#### Integration

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Accounting** | 8.6 (38 reviews) | Not enough data | 
| **Foreign Exchange** | 8.6 (43 reviews) | Not enough data | 
| **AML & KYC** | 7.9 (33 reviews) | Not enough data | 

#### Agentic AI -  Remittance & Money Transfer

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **Wise Business** | N/A | N/A |
| **Worldpay** | 2.7/10 | 8 |

#### Payment Processing

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Encryption** | Not enough data | 4.0 (7 reviews) | 
| **Credit Card Processing** | Not enough data | 4.3 (7 reviews) | 
| **Mobile Payments** | Not enough data | 2.2 (6 reviews) | 
| **Digital Wallet Integration** | Not enough data | 1.7 (5 reviews) | 

#### Administration

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Reporting & Analytics** | Not enough data | 3.3 (6 reviews) | 
| **E-commerce Integration** | Not enough data | 3.6 (6 reviews) | 
| **Processing Fees** | Not enough data | 1.0 (7 reviews) | 
| **POS Integration** | Not enough data | 4.7 (5 reviews) | 
| **Omnichannel** | Not enough data | 1.7 (6 reviews) | 
| **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | 
| **Level 3** | Not enough data | 1.9 (6 reviews) | 

#### Payment Options

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Multi-Currency** | Not enough data | 3.1 (6 reviews) | 
| **Online payment portal** | Not enough data | 1.4 (6 reviews) | 

#### Security

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **POS Verification** | Not enough data | 2.6 (7 reviews) | 

#### Platform

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Accounting integration** | Not enough data | 2.3 (5 reviews) | 
| **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **Wise Business** | N/A | N/A |
| **Worldpay** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Wise Business** | N/A | N/A |
| **Worldpay** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Wise Business | Worldpay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories

**Unique to Wise Business (2):** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)

**Unique to Worldpay (3):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Payment Gateways](https://www.g2.com/categories/payment-gateways), [SAP Store Software](https://www.g2.com/categories/sap-store)


---
## Reviewer Demographics

### By Company Size

| Segment | Wise Business | Worldpay | 
|---|---|---|
| **Small-Business** | 78.5% | 75.6% | 
| **Mid-Market** | 16.1% | 14.6% | 
| **Enterprise** | 5.4% | 9.8% | 

### By Industry

#### Wise Business

- **Information Technology and Services:** 11.8%
- **Computer Software:** 10.8%
- **Management Consulting:** 7.5%
- **Marketing and Advertising:** 7.5%
- **Accounting:** 7.5%
- **Banking:** 4.3%
- **Financial Services:** 3.2%
- **E-Learning:** 3.2%
- **Internet:** 3.2%
- **Consumer Services:** 3.2%
- **Other:** 37.6%

#### Worldpay

- **Computer Software:** 7.3%
- **Manufacturing:** 4.9%
- **Veterinary:** 4.9%
- **Information Technology and Services:** 4.9%
- **Automotive:** 4.9%
- **Retail:** 4.9%
- **Design:** 4.9%
- **Information Services:** 2.4%
- **Hospitality:** 2.4%
- **Hospital & Health Care:** 2.4%
- **Other:** 56.1%

---
## Alternatives

### Alternatives to Wise Business

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1809 reviews)
- [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews) — 4.5/5 stars (931 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (417 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1959 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (370 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (388 reviews)
- [Yooz](https://www.g2.com/products/yooz/reviews) — 4.4/5 stars (352 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (6080 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (510 reviews)

### Alternatives to Worldpay

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2744 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 4.0/5 stars (43 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (457 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (219 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (585 reviews)
- [Worldline](https://www.g2.com/products/worldline/reviews) — 3.5/5 stars (13 reviews)
- [PayPal BrainTree](https://www.g2.com/products/paypal-braintree/reviews) — 3.4/5 stars (90 reviews)
- [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews) — 4.2/5 stars (13 reviews)
- [Cybersource](https://www.g2.com/products/cybersource/reviews) — 4.1/5 stars (47 reviews)

---
## Top Discussions

### Wise Business

- Title: [What are the benefits of TransferWise?](https://www.g2.com/discussions/what-are-the-benefits-of-transferwise) — 2 comments
  > **Top comment:** "Easy Invoice creation, distribution and payment tracking. "
- Title: [Is TransferWise better than zoom?](https://www.g2.com/discussions/is-transferwise-better-than-zoom) — 1 comment, 1 upvote
  > **Top comment:** "Nice work system 👍👌"
- Title: [What services does TransferWise offer?](https://www.g2.com/discussions/what-services-does-transferwise-offer) — 1 comment
  > **Top comment:** "It offers a cheapest service currently available to transfer and transfer money in different currencies"

### Worldpay

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/wise-business-vs-worldpay)