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# Square Payments vs Stripe Payments Comparison - What are their main differences?

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Square PaymentsStripe Payments[+ Add Product](#)

Reviews

**Square Payments** [

4.5/5(176)

](https://www.g2.com/products/square-payments/reviews#reviews)

**Stripe Payments** [

4.2/5(462)

](https://www.g2.com/products/stripe-stripe-payments/reviews#reviews)

Pricing

**Square Payments**
No pricing available

**Stripe Payments**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**Square Payments**
1 month

Based on 6 responses

**Stripe Payments**
1 month

Based on 141 responses

Return on Investment

**Square Payments**
7 months

Based on 6 responses

**Stripe Payments**
6 months1 month sooner

Based on 128 responses

Perceived Cost

**Square Payments**
$$$$$

**Stripe Payments**
$$$$$

Average Discount

**Square Payments**
9%

**Stripe Payments**
9%

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

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Pros & Cons

**Square Payments**
[
Ease of Use (7)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1817649&qs=pros-and-cons#reviews)[
Easy Payments (6)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1816985&qs=pros-and-cons#reviews)[
High Fees (5)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1817045&qs=pros-and-cons#reviews)[
Limited Features (3)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=2510183&qs=pros-and-cons#reviews)

**Stripe Payments**
[
Ease of Use (40)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343294&qs=pros-and-cons#reviews)[
Easy Payments (39)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343666&qs=pros-and-cons#reviews)[
High Fees (20)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343768&qs=pros-and-cons#reviews)[
Poor Customer Support (10)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343983&qs=pros-and-cons#reviews)

Integrations

**Square Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4daf806ef7316c988e15a20797c547bd/jotform.png "Product Avatar Image")

Jotform

](https://www.g2.com/products/jotform/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_cf3585642187318ab772bcc30b80ad5a/wordpress-org.png "Product Avatar Image")

WordPress.org

](https://www.g2.com/products/wordpress-org/reviews)[
View all
](https://www.g2.com/products/square-payments/integrations)

**Stripe Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_aae753b8283ddc6ba167a9666d131ef2/appmysite.png "Product Avatar Image")

AppMySite

](https://www.g2.com/products/appmysite/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ac0e7be656e69f0d59b920663fdb85be/awardstage.jpg "Product Avatar Image")

AwardStage

](https://www.g2.com/products/awardstage/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3a9f46b15d804a2abbb8138a7bf78b88/calendly%282%29.png "Product Avatar Image")

Calendly Sales

](https://www.g2.com/products/calendly/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d0b87c50ef99ca03f0ee2be7c58a555e/daysmart-pet.png "Product Avatar Image")

DaySmart Pet

](https://www.g2.com/products/daysmart-pet/reviews)[
View all
](https://www.g2.com/products/stripe-stripe-payments/integrations)

Ratings

Meets Requirements

**Square Payments**

9.3

9.3130

**Stripe Payments**

8.8

8.8370

Ease of Use

**Square Payments**

9.5

9.5131

**Stripe Payments**

8.8

8.8378

Ease of Setup

**Square Payments**

9.1

9.156

**Stripe Payments**

8.8

8.8259

Ease of Admin

**Square Payments**

9.2

9.242

**Stripe Payments**

8.6

8.6187

Quality of Support

**Square Payments**

8.5

8.5103

**Stripe Payments**

8.1

8.1313

Has the product been a good partner in doing business?

**Square Payments**

8.9

8.942

**Stripe Payments**

8.6

8.6178

Product Direction (% positive)

**Square Payments**

8.2

8.2125

**Stripe Payments**

8.5

8.5345

Features

Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);)

8.5

69

8.5

259

Payment Processing

Encryption

9.0(won by 0.1)

50

8.9

196

Credit Card Processing

9.4(won by 0.3)

59

9.1

226

Mobile Payments

9.4(won by 0.5)

52

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.9

194

Digital Wallet Integration

8.8(won by 0.3)

40

8.5

154

Debit/Credit Card Processing

Not enough data

Not enough data

Online Payments

Not enough data

Not enough data

Partial Payments

Not enough data

Not enough data

In-Person Payments

Not enough data

Not enough data

Digital Wallet Payments

Not enough data

Not enough data

Administration

Reporting & Analytics

8.8(won by 0.4)

51

8.4

198

E-commerce Integration

8.4

38

8.9(won by 0.5)

196

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Processing Fees

7.1(won by 0.1)

58

7.0

214

POS Integration

8.9(won by 0.8)

45

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.1

141

Omnichannel

8.6(won by 0.2)

30

8.4

144

Levels 1 & 2

8.3(won by 0.2)

28

8.1

135

Level 3

8.0

22

8.1(won by 0.1)

129

Payment Gateway Integration

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Cryptocurrency Processing

Not enough data

Not enough data

Payment Options

Multi-Currency

7.6

26

8.6(won by 1.0)

153

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Self Service Portal

9.1(won by 0.3)

37

8.8

183

Security

POS Verification

8.8(won by 0.6)

33

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.2

136

Platform

Accounting integration

8.3

30

8.6(won by 0.3)

154

E-commerce Integration

8.6

30

8.9(won by 0.3)

165

Additional Functionality

Data Synchronization

Not enough data

Not enough data

Transaction Monitoring

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Contactless NFC

Not enough data

Not enough data

Offline Access

Not enough data

Not enough data

Electronic Signature

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Credit Card Management

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

SSL Security

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Returns Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Barcode/Ticket Scanning

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Mobile Card Reader

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Customer Database

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Cash Management

Not enough data

Not enough data

Remote Access/Control

Not enough data

Not enough data

Multi-Location

Not enough data

Not enough data

Sales Trend Analysis

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Gift Card Management

Not enough data

Not enough data

Sales Reports

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Loyalty Program

Not enough data

Not enough data

Status Tracking

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Expense Tracking

Not enough data

Not enough data

Data Security

Not enough data

Not enough data

Payment Links

Not enough data

Not enough data

API

Not enough data

Not enough data

Payment Fraud Prevention

Not enough data

Not enough data

Payment Reconciliation

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);)

8.9

49

Not enough data

Payment Options

Multi-Currency

7.6

26

8.6(won by 1.0)

153

 (There is a greater than 0.5 difference between this product's rating and its competitors)

Self Service Portal

9.1(won by 0.3)

37

8.8

183

Coupons, Discounts, Promotions, and Gift Cards

8.6(won by default)

14

Not enough data

Recurring Billing

9.3(won by default)

10

Not enough data

Instant Payment

9.4(won by default)

14

Not enough data

Accepted Credit Cards and Debit Cards

9.9(won by default)

15

Not enough data

ACH Payments and eCheck Processing

9.0(won by default)

10

Not enough data

Split Payments

9.5(won by default)

11

Not enough data

Real-Time Payments

9.7(won by default)

13

Not enough data

Administration

Omnichannel

8.6(won by 0.2)

30

8.4

144

Levels 1 & 2

8.3(won by 0.2)

28

8.1

135

Level 3

8.0

22

8.1(won by 0.1)

129

Reporting/Dashboards

9.2(won by default)

14

Not enough data

User, Role, and Access Management

9.6(won by default)

15

Not enough data

Payout Time

9.1(won by default)

15

Not enough data

Manual Payment Entry

8.6(won by default)

14

Not enough data

Dispute Resolution

7.6(won by default)

12

Not enough data

Security

POS Verification

8.8(won by 0.6)

33

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.2

136

PCI Compliance

9.1(won by default)

9

Not enough data

Fraud Protection Tools

9.7(won by default)

11

Not enough data

Data Tokenization

9.4(won by default)

9

Not enough data

Two-Factor Authentication

9.6(won by default)

12

Not enough data

Development

Customization (Fields, Objects, and Layouts)

8.3(won by default)

11

Not enough data

APIs

9.4(won by default)

9

Not enough data

Accounting Software Integration

7.8(won by default)

10

Not enough data

E-Commerce Software Integration

8.0(won by default)

11

Not enough data

Platform

Accounting integration

8.3

30

8.6(won by 0.3)

154

E-commerce Integration

8.6

30

8.9(won by 0.3)

165

Performance and Reliability

9.4(won by default)

12

Not enough data

Internationalization - Currency/Language

9.0(won by default)

10

Not enough data

Internationalization - Operating Country

8.5(won by default)

8

Not enough data

API / Integrations

7.9(won by default)

8

Not enough data

PCI Regulation Compliance

9.2(won by default)

6

Not enough data

Supplemental Technology

9.3(won by default)

7

Not enough data

Agentic AI - Payment Gateways

Autonomous Task Execution

Not enough data

Not enough data

Cross-system Integration

Not enough data

Not enough data

Decision Making

Not enough data

Not enough data

Embedded Payments[Hide 14 FeaturesShow 14 Features](javascript:void(0);)

Not enough data

8.8

44

Payments - Embedded Payments

Processing

Not enough data

9.4(won by default)

41

Fraud Protection

Not enough data

8.8(won by default)

41

Payment Methods

Not enough data

9.5(won by default)

41

Personalization - Embedded Payments

Customer Onboarding

Not enough data

8.9(won by default)

40

Checkout Customization

Not enough data

8.7(won by default)

39

Localization

Not enough data

8.5(won by default)

39

Merchant Portal

Not enough data

9.0(won by default)

39

Setup - Embedded Payments

Payment Flows

Not enough data

8.8(won by default)

39

APIs

Not enough data

9.3(won by default)

41

Dispute Management

Not enough data

8.1(won by default)

38

Analytics - Embedded Payments

Transactions

Not enough data

9.2(won by default)

39

Reconciliation

Not enough data

8.9(won by default)

38

Revenue

Not enough data

9.0(won by default)

40

Agentic AI - Embedded Payments

Cross-system Integration

Not enough data

7.8(won by default)

9

User Insights

Reviewers' Company Size

[![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")](https://www.g2.com/products/square-payments/reviews)

Square Payments

Small-Business(50 or fewer emp.)

89.7%

Mid-Market(51-1000 emp.)

9.1%

Enterprise(\> 1000 emp.)

1.2%

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)

Stripe Payments

Small-Business(50 or fewer emp.)

79.4%

Mid-Market(51-1000 emp.)

17.2%

Enterprise(\> 1000 emp.)

3.4%

Small-Business

(50 or fewer emp.)

89.7%

79.4%

Mid-Market

(51-1000 emp.)

9.1%

17.2%

Enterprise

(\> 1000 emp.)

1.2%

3.4%

Reviewers' Industry

[![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")](https://www.g2.com/products/square-payments/reviews)
Square Payments

Food & Beverages

10.4%

Health, Wellness and Fitness

6.7%

Non-Profit Organization Management

6.7%

Retail

6.7%

Information Technology and Services

4.3%

Other

65.0%

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)
Stripe Payments

Computer Software

9.7%

Information Technology and Services

7.9%

Marketing and Advertising

7.7%

Non-Profit Organization Management

6.1%

Health, Wellness and Fitness

5.4%

Other

63.1%

FAQs

## Square Payments vs Stripe Payments FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between Square Payments vs Stripe Payments?

Square Payments stands out for higher reviewer satisfaction on setup and support, while Stripe Payments is noted for broader integration capabilities.

| [Square Payments](https://www.g2.com/products/square-payments/reviews) | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) |
| --- | --- |
| 4.5/5 (176 reviews) | 4.2/5 (458 reviews) |
| Small-Business | Small-Business |
| 9.1 | 8.7 |
| 8.5 | 8.1 |
| Ease of Use | Integrations |

### How do the pricing models of Square Payments and Stripe Payments compare?

Square Payments is rated higher for value, with a stronger Price/Cost satisfaction score than Stripe Payments.

- **Square Payments:** In recent reviews, many small-business users highlight competitive rates and no monthly fees as key value drivers, though some mention transaction fees as a trade-off.
- **Stripe Payments:** Reviewers frequently cite high fees and add-on costs as a drawback, with several noting that pricing can add up quickly for additional features.
- **Switching reasons:** Recent reviewers who switched away from Stripe Payments mention high fees and account holds as primary reasons for seeking alternatives.

### What are the best alternatives to Square Payments and Stripe Payments?

The top three alternatives to Square Payments and Stripe Payments are EBizCharge, PayPal Payments, and GoCardless.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [Square Payments](https://www.g2.com/products/square-payments/reviews) | 4.5/5 (176 reviews) | Small-Business | Competitive rates, no monthly fee | Ease of Use |
| [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5 (458 reviews) | Small-Business | Pricing can add up with add-ons | Integrations |
| [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) | 4.8/5 (105 reviews) | Small-Business | — | Customer Support |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2749 reviews) | Small-Business | — | Ubiquity and Trust |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | Direct Debit Simplicity |

### Which Payment Processing features should I prioritize when comparing Square Payments and Stripe Payments?

Buyers should prioritize Ease of Use, Integrations, Pricing Satisfaction, Quality of Support, and Ease of Setup when comparing Square Payments and Stripe Payments.

- **Ease of Use:** Square Payments scores 9.5, Stripe Payments 8.8; all-time mentions: Square Payments (7), Stripe Payments (40).
- **Integrations:** Stripe Payments has 18 all-time mentions for integrations and 17 for easy integrations, while Square Payments has 5 and 5 respectively.
- **Pricing Satisfaction:** Square Payments scores higher on value sentiment, with 3 all-time mentions for pricing and 2 for affordability; Stripe Payments has 20 all-time mentions for high fees and 9 for being expensive.
- **Quality of Support:** Square Payments scores 8.5, Stripe Payments 8.1; all-time mentions for poor customer support: Square Payments (2), Stripe Payments (10).
- **Ease of Setup:** Square Payments scores 9.1, Stripe Payments 8.7; all-time mentions for easy setup: Stripe Payments (14).

### What are the pros and cons of Square Payments vs Stripe Payments?

Square Payments is strongest for ease of use and setup, while Stripe Payments leads in integration capabilities.

- **Square Payments strengths:** Ease of use (7 all-time mentions), easy payments (6), easy integrations (5), competitive pricing (3), and convenience (2).
- **Square Payments trade-offs:** High fees (5), limited features (3), expensive for some use cases (2), and occasional poor customer support (2).
- **Stripe Payments strengths:** Ease of use (40), easy payments (39), integrations (18), easy integrations (17), easy setup (14), and security (9).
- **Stripe Payments trade-offs:** High fees (20), poor customer support (10), expensive add-ons (9), delays in payouts (7), funds holding (6), and difficult setup for some (4).

### Is Square Payments or Stripe Payments better for small businesses?

Square Payments is the better fit for small businesses, with higher satisfaction among small-business reviewers and a stronger ease-of-use reputation.

- **Square Payments:** Largest segment is Small-Business; reviewers consistently highlight ease of use, quick setup, and competitive rates as key benefits for small business operations.
- **Stripe Payments:** Largest segment is Small-Business; reviewers note strong integration capabilities but mention higher fees and more complex setup as trade-offs for small businesses.

### Which Payment Processing platform has better integrations?

Stripe Payments is favored for integrations, with more reviewer-cited integration mentions and broader third-party tool support.

- **Square Payments:** Integrates with Xero and Jotform, with 2 and 1 all-time mentions respectively.
- **Stripe Payments:** Integrates with Xero (4 all-time mentions), Calendly (2), and Donorbox (2), with 18 all-time mentions for integrations and 17 for easy integrations.

### How do Square Payments and Stripe Payments compare on customer support?

Square Payments and Stripe Payments are near parity on Quality of Support, with Square Payments scoring 8.5 and Stripe Payments 8.1.

- **Square Payments:** Reviewers describe support as generally responsive and helpful, though a minority cite slow response times or difficulty reaching support.
- **Stripe Payments:** Reviewers note support is helpful for integrations and setup, but several mention slow or unhelpful responses, especially for account issues or disputes.

### Which is easier to implement, Square Payments or Stripe Payments?

Square Payments is rated easier to implement, with a higher Ease of Setup score than Stripe Payments.

- **Square Payments:** Reviewers consistently highlight quick and straightforward setup, with many citing a user-friendly onboarding process and minimal technical barriers.
- **Stripe Payments:** Reviewers describe setup as generally easy, especially for developers, but note a steeper learning curve and more complex configuration for advanced features.

Alternatives

**Square Payments Alternatives**

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![Adyen Payments](https://images.g2crowd.com/uploads/product/hd_favicon/119fc41a96a94a828967144f60833c58/adyen-payments.svg "Adyen Payments")

[
Adyen Payments
](/products/adyen-payments/reviews)

 ![GoDaddy Payments](https://images.g2crowd.com/uploads/product/hd_favicon/21213892b27ab6d36ef493e2935a04f0/godaddy-payments.svg "GoDaddy Payments")

[
GoDaddy Payments
](/products/godaddy-payments/reviews)

**Stripe Payments Alternatives**

 ![EBizCharge](https://images.g2crowd.com/uploads/product/hd_favicon/2cc09cbc9c9aa43b23ebb2170ac80de8/ebizcharge.svg "EBizCharge")

[
EBizCharge
](/products/ebizcharge/reviews)

 ![Worldpay](https://images.g2crowd.com/uploads/product/hd_favicon/3ffcf09fa11afb5cd4df8cfca48a0fa5/worldpay.svg "Worldpay")

[
Worldpay
](/products/worldpay/reviews)

 ![checkout.com](https://images.g2crowd.com/uploads/product/hd_favicon/f409df9b76a6861187f2194371713d59/checkout-com.svg "checkout.com")

[
checkout.com
](/products/checkout-com/reviews)

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)