# Sezzle, ViaBill vs Klarna Comparison

| | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Star Rating** | 4.6 out of 5 | 4.2 out of 5 | 3.2 out of 5 | 
| **Total Reviews** | 122 | 17 | 58 | 
| **Largest Market Segment** | Small-Business (94.9% of reviews) | Small-Business (82.4% of reviews) | Small-Business (81.5% of reviews) | 
| **Entry Level Price** | No pricing available | Starting at 2.9% + 30 cents | No pricing available | 

---
## Top Pros & Cons

### Sezzle

Pros:
- Ease of Use (1 reviews)
- Easy Integrations (1 reviews)

Cons:
- High Fees (1 reviews)

### ViaBill

**Not enough data**

### Klarna

Pros:
- Flexible Payments (3 reviews)
- Ease of Use (2 reviews)

Cons:
- Complex Setup (1 reviews)
- Fraudulent Activities (1 reviews)

---
## Ratings Comparison
| Rating | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
  | **Meets Requirements** | 9.1 (93 reviews) | 7.8 (15 reviews) | 7.1 (30 reviews) | 
  | **Ease of Use** | 9.2 (95 reviews) | 8.2 (15 reviews) | 7.0 (30 reviews) | 
  | **Ease of Setup** | 9.3 (61 reviews) | 8.5 (9 reviews) | 8.1 (8 reviews) | 
  | **Ease of Admin** | 9.3 (57 reviews) | 8.7 (9 reviews) | Not enough data | 
  | **Quality of Support** | 9.2 (93 reviews) | 7.6 (15 reviews) | 6.4 (28 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.3 (60 reviews) | 7.6 (9 reviews) | Not enough data | 
  | **Product Direction (% positive)** | 8.5 (85 reviews) | 6.1 (15 reviews) | 5.7 (30 reviews) | 

---
## Pricing

### Sezzle

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### ViaBill

#### Entry-Level Pricing

Plan: ViaBill 

Price: Starting at 2.9% + 30 cents

Description: ViaBill allows shoppers to buy now and pay over four equal monthly installments with 0 interest. 


[Learn more about ViaBill](https://www.g2.com/products/viabill/reviews)

#### Free Trial

No

### Klarna

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **Sezzle** | 9.2/10 | 75 |
| **ViaBill** | 9.2/10 | 7 |
| **Klarna** | 7.1/10 | 28 |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Email Notifications** | 9.2 (56 reviews) | 9.0 (5 reviews) | 7.6 (20 reviews) | 
| **Invoicing** | 9.2 (41 reviews) | 9.3 (5 reviews) | 7.0 (16 reviews) | 
| **Customer Portal** | 9.1 (55 reviews) | 9.7 (5 reviews) | 7.1 (19 reviews) | 
| **Loyalty Management** | 9.0 (37 reviews) | Feature Not Available | 5.5 (14 reviews) | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Payment Gateway** | 9.0 (60 reviews) | 9.2 (6 reviews) | 7.4 (23 reviews) | 
| **Payment Tracking** | 9.1 (58 reviews) | 8.6 (6 reviews) | 7.9 (21 reviews) | 
| **E-commerce Integration** | 9.3 (68 reviews) | 8.6 (6 reviews) | 7.0 (18 reviews) | 
| **Payment Scheduling** | 9.4 (53 reviews) | 10.0 (5 reviews) | 7.5 (23 reviews) | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Live Commerce

| Product | Score | Reviews |
|---|---|---|
| **Sezzle** | N/A | N/A |
| **ViaBill** | N/A | N/A |
| **Klarna** | N/A | N/A |

#### Engagement

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Live streaming** | Not enough data | Not enough data | Not enough data | 
| **Live chat discussions** | Not enough data | Not enough data | Not enough data | 
| **Social media** | Not enough data | Not enough data | Not enough data | 
| **One-to-one call scheduling** | Not enough data | Not enough data | Not enough data | 
| **Omnichannel livestreaming ** | Not enough data | Not enough data | Not enough data | 
| **Stream sharing** | Not enough data | Not enough data | Not enough data | 
| **Product demonstrations** | Not enough data | Not enough data | Not enough data | 

#### Integration

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Shopping cart** | Not enough data | Not enough data | Not enough data | 
| **Social media** | Not enough data | Not enough data | Not enough data | 
| **Video analytics tools** | Not enough data | Not enough data | Not enough data | 
| **Campaign management tool** | Not enough data | Not enough data | Not enough data | 
| **CRM & Data Platform Integration** | Not enough data | Not enough data | Not enough data | 
| **Smartphone and DSLR
** | Not enough data | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | Not enough data | 

#### Live selling

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Social media** | Not enough data | Not enough data | Not enough data | 
| **Marketplaces** | Not enough data | Not enough data | Not enough data | 
| **Lead capturing and distribution** | Not enough data | Not enough data | Not enough data | 
| **E-commerce platform** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Data Capture** | Not enough data | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | Not enough data | 
| **Campaign performance** | Not enough data | Not enough data | Not enough data | 
| **Product Insights** | Not enough data | Not enough data | Not enough data | 

#### Generative AI

| Feature | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **AI Text-to-3D** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)



**Unique to Klarna (1):** [Live Commerce Software](https://www.g2.com/categories/live-commerce)


---
## Reviewer Demographics

### By Company Size

| Segment | Sezzle | ViaBill | Klarna | 
|---|---|---|---|
| **Small-Business** | 94.9% | 82.4% | 81.5% | 
| **Mid-Market** | 5.1% | 11.8% | 9.3% | 
| **Enterprise** | 0% | 5.9% | 9.3% | 

### By Industry

#### Sezzle

- **Retail:** 36.4%
- **Apparel & Fashion:** 33.1%
- **Health, Wellness and Fitness:** 6.8%
- **Sports:** 2.5%
- **Luxury Goods & Jewelry:** 2.5%
- **Consumer Goods:** 2.5%
- **Sporting Goods:** 1.7%
- **Arts and Crafts:** 1.7%
- **Automotive:** 1.7%
- **Consumer Electronics:** 1.7%
- **Other:** 9.3%

#### ViaBill

- **Retail:** 23.5%
- **Apparel & Fashion:** 17.6%
- **Textiles:** 5.9%
- **Sporting Goods:** 5.9%
- **Public Safety:** 5.9%
- **Internet:** 5.9%
- **Individual & Family Services:** 5.9%
- **Health, Wellness and Fitness:** 5.9%
- **Food & Beverages:** 5.9%
- **Design:** 5.9%
- **Other:** 11.8%

#### Klarna

- **Retail:** 17.3%
- **Apparel & Fashion:** 9.6%
- **Consumer Services:** 5.8%
- **Alternative Dispute Resolution:** 3.8%
- **Health, Wellness and Fitness:** 3.8%
- **Consumer Electronics:** 3.8%
- **Computer & Network Security:** 3.8%
- **Computer Software:** 3.8%
- **Financial Services:** 1.9%
- **Entertainment:** 1.9%
- **Other:** 44.2%

---
## Alternatives

### Alternatives to Sezzle

- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)
- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Laybuy](https://www.g2.com/products/laybuy/reviews) — 4.3/5 stars (10 reviews)
- [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews)
- [Four](https://www.g2.com/products/four/reviews) — 4.1/5 stars (10 reviews)

### Alternatives to ViaBill

- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews)
- [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews)
- [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)
- [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews)
- [Laybuy](https://www.g2.com/products/laybuy/reviews) — 4.3/5 stars (10 reviews)

### Alternatives to Klarna

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews)
- [Affirm](https://www.g2.com/products/affirm/reviews) — 4.3/5 stars (48 reviews)
- [Afterpay](https://www.g2.com/products/afterpay/reviews) — 4.1/5 stars (42 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Zip for Business](https://www.g2.com/products/zip-for-business/reviews) — 4.4/5 stars (22 reviews)
- [Splitit](https://www.g2.com/products/splitit/reviews) — 4.1/5 stars (20 reviews)
- [Emplifi](https://www.g2.com/products/emplifi-emplifi/reviews) — 4.4/5 stars (382 reviews)
- [FuturePay](https://www.g2.com/products/futurepay-inc-futurepay/reviews) — 4.2/5 stars (10 reviews)
- [Partial.ly](https://www.g2.com/products/partial-ly/reviews) — 4.4/5 stars (15 reviews)
- [Sunbit](https://www.g2.com/products/sunbit/reviews) — 4.9/5 stars (139 reviews)

---
## Top Discussions

### Sezzle

- Title: [How does Sezzle approve?](https://www.g2.com/discussions/how-does-sezzle-approve) — 1 comment
  > **Top comment:** "are they even still in business?"
- Title: [Does Sezzle run your credit?](https://www.g2.com/discussions/does-sezzle-run-your-credit) — 1 comment
  > **Top comment:** "Yes they do a soft check"
- Title: [What’s the best way to let my customers now that they can spread out their payments?](https://www.g2.com/discussions/33107-what-s-the-best-way-to-let-my-customers-now-that-they-can-spread-out-their-payments) — 1 comment
  > **Top comment:** "Use the app Sezzle provides to out it in your PDP page!"
- Title: [Business Platform](https://www.g2.com/discussions/30268-business-platform) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Hey there! Sezzle does not currently integrate with Squarespace. If this changes, I'll be sure to update this thread!"

### ViaBill

- Title: [How do I add viabill to my online shop?](https://www.g2.com/discussions/25968-how-do-i-add-viabill-to-my-online-shop) — 1 comment, 1 upvote
  > **Top comment:** "Hi Jamie Zaluske,

Thank you for reaching out to ViaBill. 
If you have any questions, please email me or call me at anytime.

Kind Regards,

Marc..."
- Title: [How much does ViaBill cost?](https://www.g2.com/discussions/how-much-does-viabill-cost) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "ViaBill costs 2.90% + 30¢ per transaction. This means that ViaBill costs the same as many traditional payment solutions do."
- Title: [What kinds of businesses does ViaBill work with?](https://www.g2.com/discussions/what-kinds-of-businesses-does-viabill-work-with) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Thousands of retailers already use ViaBill as an easy payment solution for their customers.
From large retailers to midsize e-commerce stores, startups, and..."
- Title: [How do my customers learn about ViaBill?](https://www.g2.com/discussions/how-do-my-customers-learn-about-viabill) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "Your customers can learn about ViaBill through the ViaBill PriceTag widget, which is located on every product, cart, and checkout page on your store. The..."
- Title: [How do I get paid, and who assumes the risk?](https://www.g2.com/discussions/how-do-i-get-paid-and-who-assumes-the-risk) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "ViaBill pays you upfront and assumes all fraud and credit risk. "

### Klarna

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/sezzle-vs-viabill-vs-klarna)