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Compare SAP Concur and Xero

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At a Glance
SAP Concur
SAP Concur
Star Rating
(6,625)4.0 out of 5
Market Segments
Enterprise (53.8% of reviews)
Information
Pros & Cons
Entry-Level Pricing
$9/report average price*
Free Trial is available
Browse all 3 pricing plans
Xero
Xero
Star Rating
(1,311)4.4 out of 5
Market Segments
Small-Business (69.2% of reviews)
Information
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plans
AI Generated Summary
AI-generated. Powered by real user reviews.
  • G2 reviewers report that SAP Concur excels in corporate card integration, with users praising its seamless handling of global payments and effortless expense tracking through its mobile app. This feature significantly enhances the user experience, especially for those managing frequent business travel.
  • Users say Xero stands out for its simplicity and intuitive design, making it particularly effective for small businesses. Reviewers appreciate the clean dashboard that avoids unnecessary clutter, allowing for easy reconciliation of payments and receipts.
  • According to verified reviews, SAP Concur's automation capabilities are a game-changer for users, eliminating the hassle of end-of-month expense reporting and reconciliation. Users highlight how the system automatically matches receipts to expenses, streamlining the entire process.
  • Reviewers mention that while Xero offers a user-friendly setup, it may not cater as effectively to larger enterprises compared to SAP Concur, which is tailored for more complex organizational needs. This distinction is crucial for businesses considering scalability.
  • G2 reviewers highlight that SAP Concur's robust support for travel management is a significant advantage, with features like itinerary management and trip notifications receiving high praise. This level of support is particularly beneficial for companies with extensive travel requirements.
  • Users express that while Xero provides a solid accounting solution, it may lack some of the advanced features found in SAP Concur, such as comprehensive invoice management and cross-system integration, which are essential for larger organizations looking for a more integrated financial management system.
Pricing
Entry-Level Pricing
SAP Concur
Automate
$9
/report average price*
Browse all 3 pricing plans
Xero
Starter / Early
$13.00
Per Month
Browse all 3 pricing plans
Free Trial
SAP Concur
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.7
5,801
8.7
1,041
Ease of Use
8.0
5,849
8.9
1,096
Ease of Setup
8.2
1,255
8.7
789
Ease of Admin
8.0
833
8.7
363
Quality of Support
8.1
4,241
8.3
969
Has the product been a good partner in doing business?
8.1
815
8.6
358
Product Direction (% positive)
7.3
5,698
8.7
1,030
Features by Category
8.5
4,942
8.3
285
Expense Reports
8.5
4404
|
Verified
8.7
232
8.6
3585
|
Verified
8.9
231
8.0
3521
|
Verified
8.5
216
8.5
4217
|
Verified
8.5
218
8.8
4161
|
Verified
8.4
207
8.5
2139
|
Verified
8.3
203
8.6
2918
|
Verified
8.7
215
Agentic AI - Expense Management
8.7
151
8.9
103
8.7
150
9.0
104
Travel Management
8.2
3418
|
Verified
7.7
190
8.3
3261
|
Verified
7.3
183
8.5
3211
|
Verified
7.1
181
8.3
2420
|
Verified
7.6
185
Client Invoicing
8.3
1618
|
Verified
9.0
219
8.6
1785
|
Verified
8.8
206
8.4
1427
|
Verified
8.6
206
Mobile
8.8
3676
|
Verified
8.3
206
8.6
2509
|
Verified
7.7
183
8.6
2744
|
Verified
7.3
179
Platform
8.0
744
|
Verified
8.2
169
8.2
2121
|
Verified
8.2
172
Administration
8.4
1222
|
Verified
8.4
165
Administration
8.4
1414
|
Verified
8.4
206
8.4
1601
|
Verified
8.4
205
8.5
1645
|
Verified
8.2
202
8.5
1502
|
Verified
8.1
192
8.6
1625
|
Verified
8.6
211
Platform
8.4
1721
|
Verified
8.9
226
8.2
1209
|
Verified
8.5
194
8.4
1179
|
Verified
8.3
185
8.5
1914
|
Verified
9.1
213
8.4
1662
|
Verified
8.3
196
Feature Not Available
5.8
167
Not enough data
8.4
910
General Ledger
Not enough data
8.6
671
|
Verified
Not enough data
8.2
630
|
Verified
Not enough data
8.5
644
|
Verified
Accounts Receivable
Not enough data
8.7
692
|
Verified
Not enough data
8.3
594
Not enough data
8.2
610
|
Verified
Accounts Payable
Not enough data
8.5
590
Not enough data
8.7
646
|
Verified
Not enough data
8.5
617
|
Verified
Other Functionality
Not enough data
7.9
549
Not enough data
7.9
548
Not enough data
8.0
536
|
Verified
Not enough data
7.8
569
|
Verified
Not enough data
8.4
600
|
Verified
Not enough data
8.9
667
|
Verified
Not enough data
8.2
584
|
Verified
Not enough data
8.3
586
Reporting & Analytics
Not enough data
8.8
686
|
Verified
Not enough data
8.6
663
|
Verified
Not enough data
8.4
574
|
Verified
Not enough data
8.7
677
|
Verified
Platform
Not enough data
8.3
623
|
Verified
Not enough data
8.2
596
Not enough data
8.6
651
|
Verified
Not enough data
8.2
553
|
Verified
Not enough data
8.8
657
|
Verified
Not enough data
8.6
607
|
Verified
Integration
Not enough data
8.6
629
|
Verified
Not enough data
8.5
554
Not enough data
8.4
585
|
Verified
Cash Flow
Not enough data
8.7
519
|
Verified
Not enough data
9.0
541
|
Verified
Not enough data
8.7
507
|
Verified
Budgeting & Forecasting
Not enough data
8.4
574
|
Verified
Not enough data
8.6
511
|
Verified
Not enough data
8.3
475
|
Verified
Not enough data
8.5
504
|
Verified
Revenue
Not enough data
8.7
529
|
Verified
Not enough data
8.6
515
|
Verified
Not enough data
8.3
483
|
Verified
Payroll
Not enough data
8.2
462
|
Verified
Not enough data
7.9
448
|
Verified
Not enough data
8.4
489
|
Verified
Not enough data
8.7
504
|
Verified
AI
Not enough data
8.2
335
Not enough data
8.7
336
Not enough data
8.6
336
Not enough data
8.4
334
Not enough data
8.4
332
Not enough data
8.0
330
Not enough data
8.9
338
Not enough data
8.7
337
Not enough data
8.6
328
Not enough data
8.3
329
Mobile Applications - Accounting
Not enough data
8.6
325
Not enough data
8.7
316
Not enough data
8.7
322
Not enough data
7.2
294
Not enough data
8.8
318
Not enough data
8.9
319
Agentic AI - Accounting
Not enough data
8.4
293
Nonprofit AccountingHide 9 FeaturesShow 9 Features
Not enough data
8.7
883
General Ledger
Not enough data
8.6
671
|
Verified
Not enough data
8.2
630
|
Verified
Not enough data
8.5
644
|
Verified
Accounts Receivable
Not enough data
8.7
692
|
Verified
Not enough data
8.3
594
Not enough data
8.2
610
|
Verified
Accounts Payable
Not enough data
8.5
590
Not enough data
8.7
646
|
Verified
Not enough data
8.5
617
|
Verified
9.2
145
Not enough data
Invoice Management
9.2
114
Not enough data
Feature Not Available
Not enough data
9.2
108
Not enough data
Invoice Processing
9.3
107
Not enough data
9.2
111
Not enough data
9.4
113
Not enough data
9.3
107
Not enough data
Analytics
9.2
113
Not enough data
Feature Not Available
Not enough data
9.2
107
Not enough data
Integration
9.3
115
Not enough data
9.3
111
Not enough data
9.2
113
Not enough data
Risk
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Recovery
9.0
108
Not enough data
9.2
111
Not enough data
Audit
9.2
107
Not enough data
Feature Not Available
Not enough data
9.1
106
Not enough data
9.3
111
Not enough data
Fraud
9.1
106
Not enough data
9.1
111
Not enough data
9.3
109
Not enough data
Agentic AI - AP Automation
9.4
30
Not enough data
9.4
30
Not enough data
9.5
30
Not enough data
8.9
542
8.7
277
Invoice Generation
8.7
376
|
Verified
8.7
228
8.9
392
|
Verified
9.0
227
8.8
362
|
Verified
9.0
222
Invoice Processing
9.0
443
|
Verified
8.7
220
Feature Not Available
8.7
219
Feature Not Available
8.4
217
9.0
234
|
Verified
9.0
226
Analytics
Feature Not Available
9.0
219
8.7
335
|
Verified
8.6
220
8.8
306
|
Verified
8.3
207
9.1
236
|
Verified
8.8
222
Integration
8.9
364
|
Verified
9.1
230
Feature Not Available
8.9
223
8.8
335
|
Verified
8.2
213
8.9
219
|
Verified
8.6
223
Agentic AI - Invoice Management
8.8
53
8.5
128
8.9
53
8.5
129
8.9
53
8.5
130
Not enough data
9.0
110
Multichannel inventory management
Not enough data
8.8
87
Not enough data
8.9
87
Not enough data
8.6
87
3PL inventory management
Not enough data
9.0
87
Not enough data
8.9
87
Not enough data
8.8
86
Inventory Management
Not enough data
9.1
88
Not enough data
8.9
87
Not enough data
8.9
85
Not enough data
8.8
86
Not enough data
9.3
86
Inventory Management Platform Features
Not enough data
9.1
92
Not enough data
9.2
93
Not enough data
8.9
92
Not enough data
8.9
89
Not enough data
8.9
89
Not enough data
9.2
93
Not enough data
9.0
91
Not enough data
9.3
90
Not enough data
9.4
92
Not enough data
9.4
92
8.5
4,814
Not enough data
Expense Reporting
8.9
416
|
Verified
Not enough data
8.5
368
|
Verified
Not enough data
8.9
388
|
Verified
Not enough data
8.7
404
|
Verified
Not enough data
Travel Management
8.2
3418
|
Verified
7.7
190
8.3
3261
|
Verified
7.3
183
8.5
3211
|
Verified
7.1
181
8.3
2420
|
Verified
7.6
185
Approval
8.9
401
|
Verified
Not enough data
8.9
396
|
Verified
Not enough data
9.2
427
|
Verified
Not enough data
AI - Travel Management
8.2
110
Not enough data
8.2
109
Not enough data
8.3
111
Not enough data
8.3
110
Not enough data
8.4
110
Not enough data
Agentic AI - Travel Management
8.3
62
Not enough data
8.2
62
Not enough data
Not enough data
8.6
260
Bill Generation
Not enough data
8.5
210
Not enough data
8.8
214
Not enough data
8.8
215
Bill Processing
Not enough data
8.3
206
Not enough data
8.5
207
Not enough data
8.7
210
Integration
Not enough data
8.9
219
Not enough data
8.7
213
Not enough data
8.1
201
Agentic AI - Billing
Not enough data
8.6
120
Accounting & FinanceHide 1 FeatureShow 1 Feature
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
SAP Concur
SAP Concur
Xero
Xero
SAP Concur and Xero are categorized as Invoice Management and Expense Management
Unique Categories
SAP Concur
SAP Concur is categorized as AP Automation and Travel Management
Reviews
Reviewers' Company Size
SAP Concur
SAP Concur
Small-Business(50 or fewer emp.)
9.3%
Mid-Market(51-1000 emp.)
36.9%
Enterprise(> 1000 emp.)
53.8%
Xero
Xero
Small-Business(50 or fewer emp.)
69.2%
Mid-Market(51-1000 emp.)
24.5%
Enterprise(> 1000 emp.)
6.2%
Reviewers' Industry
SAP Concur
SAP Concur
Information Technology and Services
8.3%
Computer Software
6.7%
Hospital & Health Care
5.6%
Higher Education
4.4%
Financial Services
4.1%
Other
71.0%
Xero
Xero
Accounting
20.2%
Information Technology and Services
8.3%
Computer Software
6.8%
Marketing and Advertising
5.9%
Construction
3.2%
Other
55.5%
Alternatives
SAP Concur
SAP Concur Alternatives
Coupa
Coupa
Add Coupa
Ramp
Ramp
Add Ramp
Stampli
Stampli
Add Stampli
Webexpenses
Webexpenses
Add Webexpenses
Xero
Xero Alternatives
NetSuite
NetSuite
Add NetSuite
QuickBooks Online
QuickBooks Online
Add QuickBooks Online
FreshBooks
FreshBooks
Add FreshBooks
Sage Intacct
Sage Intacct
Add Sage Intacct
Discussions
SAP Concur
SAP Concur Discussions
Is it now possible to book trains?
8 Comments
Maria A.
MA
Yes, you can book trains. From my experience, Via rail in Canada.Read more
What is SAP Concur used for?
4 Comments
Jessica M.
JM
Concur is used for logging and submitting expenses, travel, mileage, etc.Read more
What is the best way to expense per diem?
2 Comments
Nuno O.
NO
I would say that depends on the goal of the submission. If we want to expense a global per diem that will not require any specific and atomized information,...Read more
Xero
Xero Discussions
What is Xero software used for?
3 Comments
Bryant A.
BA
Bookkeeping and Accounting. Read more
Is XERO a good accounting software?
3 Comments
RB
Xerox is user-friendly accounting software. Read more
What is Xero used for?
3 Comments
Mitesh P.
MP
Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium businessRead more