Compare SAP Concur and Xero 
At a Glance
Market Segments
Enterprise (55.1% of reviews)
Small-Business (67.0% of reviews)
Entry-Level Pricing
$9/report average price*
$13.00 Per Month
SAP Concur
Star Rating
(6,941)4.0 out of 5
Market Segments
Enterprise (55.1% of reviews)
Pros & Cons
Entry-Level Pricing
$9/report average price*
Free Trial is available
Browse all 3 pricing plansXero
Star Rating
(1,632)4.4 out of 5
Market Segments
Small-Business (67.0% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that SAP Concur excels in managing business expenses, offering extensive capabilities that allow users to handle both personal and team expenses seamlessly. Users appreciate the ability to book and manage business travel, including flights and accommodations, all within the same app.
- Users say Xero stands out for its user-friendly design, making it accessible for business owners without an accounting background. Reviewers highlight its functionality as a top-tier small business accounting system, which simplifies financial management for those who may not be comfortable with numbers.
- According to verified reviews, SAP Concur's AI-driven enhancements significantly improve accuracy, speed, and productivity. Users have noted that the integration across systems is straightforward, and customer support is highly rated, making implementation a smooth process.
- Reviewers mention that Xero's automatic bank reconciliation feature is particularly impressive, being faster and more accurate than competitors. This functionality allows users to easily match invoices and create new transactions, streamlining their accounting processes.
- G2 reviewers highlight that while SAP Concur has a strong focus on enterprise-level solutions, it may not cater as effectively to smaller businesses. In contrast, Xero is tailored for small businesses, with features that resonate well with users in that market segment.
- Users express that both platforms have their strengths, but Xero's ease of use and intuitive interface often lead to higher satisfaction ratings. Reviewers appreciate the ability to customize invoices, such as adding company stamps, which enhances their branding and professionalism.
Pricing
Entry-Level Pricing
SAP Concur
Automate
$9
/report average price*
Automate spending processes for more visibility and control.
- Automated expense reporting and receipt capture
- Customizable spending policies
- Dashboard reporting for visibility
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
SAP Concur
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.7
5,886
8.8
1,307
Ease of Use
8.0
5,944
9.0
1,360
Ease of Setup
8.0
1,312
8.8
1,051
Ease of Admin
8.1
881
8.7
395
Quality of Support
8.0
4,290
8.5
1,222
Has the product been a good partner in doing business?
8.1
863
8.6
389
Product Direction (% positive)
7.3
5,783
8.9
1,289
Features by Category
Expense Reports
8.5
4485
|
Verified
8.9
284
8.6
3552
|
Verified
9.1
287
8.0
3494
|
Verified
8.7
262
8.5
4286
|
Verified
8.8
268
8.8
4152
|
Verified
8.7
251
8.5
2097
|
Verified
8.6
252
8.6
2877
|
Verified
8.9
264
Agentic AI - Expense Management
8.2
100
9.2
143
8.2
112
9.3
142
Travel Management
8.2
3383
|
Verified
8.2
234
8.3
3215
|
Verified
7.8
222
8.5
3161
|
Verified
7.5
218
8.3
2374
|
Verified
8.0
224
Client Invoicing
8.3
1563
|
Verified
9.2
269
8.5
1733
|
Verified
8.9
252
8.3
1374
|
Verified
8.8
247
Mobile
8.8
3707
|
Verified
8.6
250
8.6
2459
|
Verified
8.1
225
8.6
2693
|
Verified
7.8
218
Platform
7.8
711
|
Verified
8.5
209
8.1
2080
|
Verified
8.5
212
Administration
8.3
1166
|
Verified
8.7
204
Administration
8.4
1411
|
Verified
8.6
251
8.4
1670
|
Verified
8.7
249
8.4
1595
|
Verified
8.5
243
8.5
1517
|
Verified
8.5
232
8.6
1578
|
Verified
8.8
254
Platform
8.4
1723
|
Verified
9.0
279
8.2
1172
|
Verified
8.7
236
8.3
1127
|
Verified
8.6
227
8.3
1960
|
Verified
9.2
259
8.3
1612
|
Verified
8.6
243
Feature Not Available
5.4
193
General Ledger
Not enough data
8.6
722
|
Verified
Not enough data
8.3
677
|
Verified
Not enough data
8.6
700
|
Verified
Accounts Receivable
Not enough data
8.8
762
|
Verified
Not enough data
8.5
664
Not enough data
8.3
667
|
Verified
Accounts Payable
Not enough data
8.6
640
Not enough data
8.8
722
|
Verified
Not enough data
8.6
664
|
Verified
Other Functionality
Not enough data
8.0
604
Not enough data
8.0
598
Not enough data
8.2
582
|
Verified
Not enough data
7.9
616
|
Verified
Not enough data
8.5
646
|
Verified
Not enough data
9.1
800
|
Verified
Not enough data
8.2
645
|
Verified
Not enough data
8.5
643
Reporting & Analytics
Not enough data
9.0
809
|
Verified
Not enough data
8.6
753
|
Verified
Not enough data
8.5
633
|
Verified
Not enough data
8.8
761
|
Verified
Platform
Not enough data
8.3
689
|
Verified
Not enough data
8.4
647
Not enough data
8.7
702
|
Verified
Not enough data
8.3
608
|
Verified
Not enough data
8.9
755
|
Verified
Not enough data
8.7
653
|
Verified
Integration
Not enough data
8.7
699
|
Verified
Not enough data
8.6
630
Not enough data
8.5
671
|
Verified
Cash Flow
Not enough data
8.8
606
|
Verified
Not enough data
9.1
596
|
Verified
Not enough data
8.8
552
|
Verified
Budgeting & Forecasting
Not enough data
8.5
633
|
Verified
Not enough data
8.7
559
|
Verified
Not enough data
8.4
517
|
Verified
Not enough data
8.6
548
|
Verified
Revenue
Not enough data
8.7
573
|
Verified
Not enough data
8.7
559
|
Verified
Not enough data
8.4
529
|
Verified
Payroll
Not enough data
8.3
504
|
Verified
Not enough data
8.1
490
|
Verified
Not enough data
8.5
531
|
Verified
Not enough data
8.8
546
|
Verified
AI
Not enough data
8.4
382
Not enough data
8.9
383
Not enough data
8.7
386
Not enough data
8.5
379
Not enough data
8.6
375
Not enough data
8.2
373
Not enough data
9.0
391
Not enough data
8.8
383
Not enough data
8.7
371
Not enough data
8.5
371
Mobile Applications - Accounting
Not enough data
8.9
384
Not enough data
8.8
359
Not enough data
8.8
387
Not enough data
6.9
324
Not enough data
9.0
370
Not enough data
9.0
377
Agentic AI - Accounting
Not enough data
8.6
335
General Ledger
Not enough data
8.6
722
|
Verified
Not enough data
8.3
677
|
Verified
Not enough data
8.6
700
|
Verified
Accounts Receivable
Not enough data
8.8
762
|
Verified
Not enough data
8.5
664
Not enough data
8.3
667
|
Verified
Accounts Payable
Not enough data
8.6
640
Not enough data
8.8
722
|
Verified
Not enough data
8.6
664
|
Verified
Invoice Management
9.2
110
Not enough data
Feature Not Available
Not enough data
9.2
102
Not enough data
Invoice Processing
9.3
101
Not enough data
9.2
105
Not enough data
9.3
108
Not enough data
9.3
101
Not enough data
Analytics
9.3
109
Not enough data
Feature Not Available
Not enough data
9.2
101
Not enough data
Integration
9.3
111
Not enough data
9.3
105
Not enough data
9.2
108
Not enough data
Risk
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Recovery
9.0
102
Not enough data
9.2
105
Not enough data
Audit
9.2
101
Not enough data
Feature Not Available
Not enough data
9.1
100
Not enough data
9.3
105
Not enough data
Fraud
9.1
100
Not enough data
9.1
105
Not enough data
9.3
103
Not enough data
Agentic AI - AP Automation
9.5
26
Not enough data
9.4
26
Not enough data
9.5
25
Not enough data
Invoice Generation
8.6
371
|
Verified
8.7
275
8.9
393
|
Verified
9.2
282
8.8
358
|
Verified
9.2
275
Invoice Processing
9.0
440
|
Verified
8.9
269
Feature Not Available
8.9
270
Feature Not Available
8.7
264
9.0
229
|
Verified
9.2
277
Analytics
Feature Not Available
9.2
270
8.7
329
|
Verified
8.9
269
8.8
300
|
Verified
8.5
252
9.1
232
|
Verified
9.0
274
Integration
8.9
361
|
Verified
9.2
284
Feature Not Available
9.1
278
8.8
333
|
Verified
8.5
251
8.9
214
|
Verified
8.8
276
Agentic AI - Invoice Management
8.7
49
8.9
174
8.9
50
8.9
177
8.9
51
8.7
178
Multichannel inventory management
Not enough data
9.0
120
Not enough data
9.1
121
Not enough data
9.0
121
3PL inventory management
Not enough data
9.3
124
Not enough data
9.2
124
Not enough data
9.0
122
Inventory Management
Not enough data
9.3
127
Not enough data
9.1
126
Not enough data
9.1
117
Not enough data
9.1
123
Not enough data
9.5
123
Inventory Management Platform Features
Not enough data
9.3
129
Not enough data
9.3
132
Not enough data
9.2
129
Not enough data
9.1
127
Not enough data
9.2
126
Not enough data
9.4
134
Not enough data
9.2
130
Not enough data
9.5
128
Not enough data
9.6
133
Not enough data
9.6
132
Expense Reporting
8.9
415
|
Verified
Not enough data
8.5
365
|
Verified
Not enough data
8.9
382
|
Verified
Not enough data
8.7
395
|
Verified
Not enough data
Travel Management
8.2
3383
|
Verified
8.2
234
8.3
3215
|
Verified
7.8
222
8.5
3161
|
Verified
7.5
218
8.3
2374
|
Verified
8.0
224
Approval
8.8
393
|
Verified
Not enough data
8.9
392
|
Verified
Not enough data
9.2
426
|
Verified
Not enough data
AI - Travel Management
8.2
104
Not enough data
8.2
103
Not enough data
8.3
108
Not enough data
8.4
106
Not enough data
8.5
105
Not enough data
Agentic AI - Travel Management
8.4
58
Not enough data
8.3
58
Not enough data
Bill Generation
Not enough data
8.7
255
Not enough data
9.0
263
Not enough data
9.0
262
Bill Processing
Not enough data
8.6
253
Not enough data
8.8
254
Not enough data
8.9
255
Integration
Not enough data
9.1
271
Not enough data
8.9
266
Not enough data
8.4
241
Agentic AI - Billing
Not enough data
8.9
165
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
SAP Concur and Xero are categorized as Invoice Management and Expense Management
Reviews
Reviewers' Company Size
SAP Concur
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Information Technology and Services
8.3%
Computer Software
7.1%
Hospital & Health Care
5.5%
Higher Education
4.4%
Financial Services
4.0%
Other
70.7%
Accounting
19.8%
Information Technology and Services
9.7%
Computer Software
6.4%
Marketing and Advertising
5.2%
Consulting
3.4%
Other
55.5%
Discussions
Is it now possible to book trains?
8 Comments
MA
Yes, you can book trains. From my experience, Via rail in Canada.Read more
What is SAP Concur used for?
4 Comments
JM
Concur is used for logging and submitting expenses, travel, mileage, etc.Read more
What's the best way to export all your expenses? Is that even something you can do?
2 Comments
JR
You should be able to select all and then submit them all to a report. Read more
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