# SAP Concur, Visma Acubiz vs Navan (Formerly TripActions) Comparison

| | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Star Rating** | 4.0 out of 5 | 4.2 out of 5 | 4.7 out of 5 | 
| **Total Reviews** | 7,070 | 12 | 9,093 | 
| **Largest Market Segment** | Enterprise (55.0% of reviews) | Mid-Market (70.0% of reviews) | Mid-Market (60.9% of reviews) | 
| **Entry Level Price** | Starting at $7.00 | No pricing available | Contact Us | 

---
## Top Pros & Cons

### SAP Concur

Pros:
- Ease of Use (519 reviews)
- Expense Management (425 reviews)

Cons:
- Not Intuitive (106 reviews)
- Learning Curve (98 reviews)

### Visma Acubiz

**Not enough data**

### Navan (Formerly TripActions)

Pros:
- Ease of Use (1513 reviews)
- Easy Booking (645 reviews)

Cons:
- Booking Confusion (185 reviews)
- Limited Options (185 reviews)

---
## Ratings Comparison
| Rating | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
  | **Meets Requirements** | 8.7 (5932 reviews) | 8.0 (10 reviews) | 9.4 (7303 reviews) | 
  | **Ease of Use** | 8.0 (6011 reviews) | 7.8 (10 reviews) | 9.5 (7392 reviews) | 
  | **Ease of Setup** | 8.0 (1368 reviews) | 7.3 (8 reviews) | 9.4 (1536 reviews) | 
  | **Ease of Admin** | 8.1 (888 reviews) | 7.3 (8 reviews) | 9.1 (433 reviews) | 
  | **Quality of Support** | 8.0 (4325 reviews) | 7.8 (10 reviews) | 9.3 (5984 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (870 reviews) | 7.9 (8 reviews) | 9.2 (446 reviews) | 
  | **Product Direction (% positive)** | 7.3 (5823 reviews) | 8.8 (10 reviews) | 8.9 (6929 reviews) | 

---
## Pricing

### SAP Concur

#### Entry-Level Pricing

Plan: Base

Price: Starting at $7.00

Description: For smaller businesses with basic expense reporting needs.

Key Features:
- Concur Expense

[Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing)

#### Free Trial

Yes

### Visma Acubiz

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Navan (Formerly TripActions)

#### Entry-Level Pricing

Plan: Navan Enterprise

Price: Contact Us

Description: For large-scale organizations

Key Features:
- The full suite of Navan Travel
- The full suite of Navan Expense
- Unlimited travelers and expensing users

[Browse all 2 editions](https://www.g2.com/products/navan-formerly-tripactions/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 8.4/10 | 5186 |
| **Visma Acubiz** | 7.9/10 | 11 |
| **Navan (Formerly TripActions)** | 9.2/10 | 5565 |

#### Expense Reports

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | 8.5 (4520 reviews) ✓ Verified | 8.3 (7 reviews) ✓ Verified | 9.4 (1909 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.6 (3558 reviews) ✓ Verified | 8.7 (9 reviews) ✓ Verified | 9.4 (2000 reviews) ✓ Verified | 
| **Smart Categorization** | 8.0 (3500 reviews) ✓ Verified | Not enough data | 9.1 (1815 reviews) ✓ Verified | 
| **Digital Receipt Management** | 8.5 (4317 reviews) ✓ Verified | 7.8 (6 reviews) ✓ Verified | 9.5 (2080 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.8 (4157 reviews) ✓ Verified | 6.7 (7 reviews) ✓ Verified | 9.6 (2054 reviews) ✓ Verified | 
| **Currency Conversions** | 8.5 (2097 reviews) ✓ Verified | 8.0 (5 reviews) | 9.1 (1325 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.6 (2890 reviews) ✓ Verified | 8.1 (6 reviews) ✓ Verified | 9.4 (1809 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | 8.1 (98 reviews) | Not enough data | 8.0 (68 reviews) | 
| **Cross-system Integration** | 8.1 (111 reviews) | Not enough data | 8.0 (67 reviews) | 

#### Travel Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Booking** | 8.2 (3398 reviews) ✓ Verified | Not enough data | 9.5 (4768 reviews) ✓ Verified | 
| **Itinerary Management** | 8.3 (3217 reviews) ✓ Verified | Not enough data | 9.4 (4523 reviews) ✓ Verified | 
| **Trip Notifications** | 8.5 (3161 reviews) ✓ Verified | Not enough data | 9.5 (4633 reviews) ✓ Verified | 
| **Advanced Integrations** | 8.3 (2373 reviews) ✓ Verified | Not enough data | 8.9 (3065 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Invoice Creation and Delivery** | 8.3 (1564 reviews) ✓ Verified | Not enough data | 9.0 (915 reviews) | 
| **Electronic Payments** | 8.5 (1730 reviews) ✓ Verified | Not enough data | 9.3 (1016 reviews) | 
| **Project Accounting / Revenue Recognition** | 8.3 (1372 reviews) ✓ Verified | Not enough data | 9.0 (1133 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Receipt Capture** | 8.8 (3722 reviews) ✓ Verified | 8.5 (10 reviews) ✓ Verified | 9.5 (2000 reviews) ✓ Verified | 
| **Mileage Tracking** | 8.6 (2460 reviews) ✓ Verified | 8.6 (6 reviews) ✓ Verified | 9.2 (1332 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | 8.6 (2690 reviews) ✓ Verified | Not enough data | 9.4 (1892 reviews) ✓ Verified | 

#### Platform

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | 7.8 (716 reviews) ✓ Verified | Feature Not Available | 8.9 (1166 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 8.1 (2083 reviews) ✓ Verified | Not enough data | 8.9 (1192 reviews) ✓ Verified | 

#### Administration

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **PCI Regulation Compliant** | 8.3 (1163 reviews) ✓ Verified | Not enough data | 9.0 (1028 reviews) ✓ Verified | 

#### Administration

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Business Tool Integration** | 8.3 (1424 reviews) ✓ Verified | 8.3 (7 reviews) ✓ Verified | 9.1 (1221 reviews) ✓ Verified | 
| **Workflow** | 8.5 (1700 reviews) ✓ Verified | 7.9 (7 reviews) ✓ Verified | 9.2 (1383 reviews) ✓ Verified | 
| **Automated Reminders** | 8.4 (1598 reviews) ✓ Verified | 7.7 (8 reviews) | 9.2 (1562 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.5 (1520 reviews) ✓ Verified | Not enough data | 9.2 (1367 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.6 (1579 reviews) ✓ Verified | 7.9 (8 reviews) ✓ Verified | 9.2 (1360 reviews) ✓ Verified | 

#### Platform

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reporting** | 8.4 (1729 reviews) ✓ Verified | 6.7 (8 reviews) ✓ Verified | 9.2 (1262 reviews) ✓ Verified | 
| **APIs / Integration** | 8.2 (1175 reviews) ✓ Verified | 7.8 (6 reviews) | 9.0 (1042 reviews) ✓ Verified | 
| **Internationalization** | 8.3 (1124 reviews) ✓ Verified | Not enough data | 9.1 (1065 reviews) | 
| **Performance and Reliability** | 8.3 (1978 reviews) ✓ Verified | 8.1 (7 reviews) ✓ Verified | 9.4 (1691 reviews) ✓ Verified | 
| **Mobile User Support** | 8.3 (1620 reviews) ✓ Verified | 7.9 (8 reviews) ✓ Verified | 9.4 (1642 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 8.0 (5 reviews) | Feature Not Available | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 70 |

#### Setup

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Vehicles** | Not enough data | Not enough data | 8.4 (54 reviews) | 
| **Employees** | Not enough data | Not enough data | 8.5 (56 reviews) | 
| **Travel Types** | Not enough data | Not enough data | 9.1 (58 reviews) | 
| **Locations** | Not enough data | Not enough data | 8.9 (56 reviews) | 

#### Tracking

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Mileage** | Not enough data | Not enough data | 9.2 (58 reviews) | 
| **Logs** | Not enough data | Not enough data | 8.7 (51 reviews) | 
| **Automation** | Not enough data | Not enough data | 8.7 (53 reviews) | 

#### Reimbursement

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reimbursement** | Not enough data | Not enough data | 9.1 (58 reviews) | 
| **Expenses** | Not enough data | Not enough data | 9.2 (54 reviews) | 
| **Workflows** | Not enough data | Not enough data | 8.7 (54 reviews) | 

#### Platform - Mileage Tracking

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | 8.6 (52 reviews) | 
| **Customer Support** | Not enough data | Not enough data | 8.8 (51 reviews) | 

#### Agentic AI - Mileage Tracking

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.6 (17 reviews) | 
| **Adaptive Learning** | Not enough data | Not enough data | 8.9 (18 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | 9.2/10 | 685 |

#### Setup

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Data** | Not enough data | Not enough data | Feature Not Available | 
| **Approvals** | Not enough data | Not enough data | 9.3 (530 reviews) | 
| **Alignment** | Not enough data | Not enough data | 9.3 (451 reviews) | 

#### Performance

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **KPIs** | Not enough data | Not enough data | Feature Not Available | 
| **Benchmarks** | Not enough data | Not enough data | Feature Not Available | 
| **Forecasting** | Not enough data | Not enough data | Feature Not Available | 
| **Savings** | Not enough data | Not enough data | 9.0 (391 reviews) | 

#### Payment Cards

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **One-time Virtual** | Not enough data | Not enough data | 9.3 (403 reviews) | 
| **Recurring Virtual** | Not enough data | Not enough data | 9.1 (374 reviews) | 
| **Physical** | Not enough data | Not enough data | 9.3 (417 reviews) | 

#### Reporting

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Real time** | Not enough data | Not enough data | 9.3 (427 reviews) | 
| **Multiple Views** | Not enough data | Not enough data | 9.2 (378 reviews) | 
| **Export** | Not enough data | Not enough data | 9.1 (365 reviews) | 
| **Budgets** | Not enough data | Not enough data | 9.2 (372 reviews) | 

#### Payments

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Vendor** | Not enough data | Not enough data | Feature Not Available | 
| **Recurring** | Not enough data | Not enough data | 9.2 (351 reviews) | 
| **Employee Reimbursements** | Not enough data | Not enough data | 9.5 (537 reviews) | 
| **ACH** | Not enough data | Not enough data | 9.2 (377 reviews) | 

#### Fraud & Risk Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Notifications** | Not enough data | Not enough data | 9.4 (450 reviews) | 
| **Unique Cards** | Not enough data | Not enough data | 9.2 (393 reviews) | 
| **Controls** | Not enough data | Not enough data | 9.3 (388 reviews) | 

#### Agentic AI - Spend Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Proactive Assistance** | Not enough data | Not enough data | 8.6 (21 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 9.2/10 | 143 |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Invoice Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Capture** | 9.2 (108 reviews) | Not enough data | Not enough data | 
| **Supplier Portal** | Feature Not Available | Not enough data | Not enough data | 
| **Repository** | 9.2 (99 reviews) | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Matching** | 9.3 (99 reviews) | Not enough data | Not enough data | 
| **Payments** | 9.2 (103 reviews) | Not enough data | Not enough data | 
| **Workflows** | 9.3 (106 reviews) | Not enough data | Not enough data | 
| **Tax Compliance** | 9.3 (98 reviews) | Not enough data | Not enough data | 

#### Analytics

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Due Dates** | 9.2 (106 reviews) | Not enough data | Not enough data | 
| **Benchmarking** | Feature Not Available | Not enough data | Not enough data | 
| **KPIs** | 9.2 (98 reviews) | Not enough data | Not enough data | 

#### Integration

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Accounting** | 9.3 (109 reviews) | Not enough data | Not enough data | 
| **Payment Integration** | 9.3 (102 reviews) | Not enough data | Not enough data | 
| **ERP** | 9.2 (107 reviews) | Not enough data | Not enough data | 

#### Risk

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Analysis** | Feature Not Available | Not enough data | Not enough data | 
| **Identification** | Feature Not Available | Not enough data | Not enough data | 
| **Scoring** | Feature Not Available | Not enough data | Not enough data | 

#### Recovery

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Recoup** | 9.0 (99 reviews) | Not enough data | Not enough data | 
| **Reporting** | 9.2 (102 reviews) | Not enough data | Not enough data | 

#### Audit

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Filters** | 9.2 (98 reviews) | Not enough data | Not enough data | 
| **Post Audits** | Feature Not Available | Not enough data | Not enough data | 
| **Overpayments** | 9.1 (97 reviews) | Not enough data | Not enough data | 
| **Duplicates** | 9.3 (102 reviews) | Not enough data | Not enough data | 

#### Fraud

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Vendor Checks** | 9.1 (97 reviews) | Not enough data | Not enough data | 
| **Data Generation** | 9.1 (102 reviews) | Not enough data | Not enough data | 
| **Monitoring** | 9.3 (100 reviews) | Not enough data | Not enough data | 

#### Agentic AI - AP Automation

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | 9.4 (23 reviews) | Not enough data | Not enough data | 
| **Proactive Assistance** | 9.3 (23 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 9.4 (22 reviews) | Not enough data | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 8.8/10 | 551 |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Invoice Generation

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Templates** | 8.6 (368 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Digital Invoices** | 8.9 (391 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Recurring Invoices** | 8.8 (355 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Invoice Processing

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Approvals** | 8.9 (438 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Batch Processing** | Feature Not Available | Not enough data | Not enough data | 
| **Consolidation** | Feature Not Available | Not enough data | Not enough data | 
| **Match Invoices** | 9.0 (227 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Analytics

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Due Dates** | Feature Not Available | Not enough data | Not enough data | 
| **Cashflow** | 8.7 (326 reviews) ✓ Verified | Not enough data | Not enough data | 
| **KPIs** | 8.8 (297 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payment Tracking** | 9.1 (232 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Integration

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Accounting** | 8.8 (359 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payments** | Feature Not Available | Not enough data | Not enough data | 
| **ERP** | 8.8 (331 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Account Sync** | 8.9 (211 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Cross-system Integration** | 8.7 (47 reviews) | Not enough data | Not enough data | 
| **Adaptive Learning** | 8.8 (47 reviews) | Not enough data | Not enough data | 
| **Proactive Assistance** | 8.8 (48 reviews) | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | 8.5/10 | 4830 |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.8/10 | 5917 |

#### Expense Reporting

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Expense Automation** | 8.9 (414 reviews) ✓ Verified | Not enough data | 9.2 (2328 reviews) ✓ Verified | 
| **Integration** | 8.5 (367 reviews) ✓ Verified | Not enough data | 9.0 (1991 reviews) ✓ Verified | 
| **Compliance** | 8.9 (382 reviews) ✓ Verified | Not enough data | 9.2 (2092 reviews) ✓ Verified | 
| **Mobile Functionality** | 8.7 (393 reviews) ✓ Verified | Not enough data | 9.3 (2656 reviews) ✓ Verified | 

#### Travel Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Booking** | 8.2 (3398 reviews) ✓ Verified | Not enough data | 9.5 (4768 reviews) ✓ Verified | 
| **Itinerary Management** | 8.3 (3217 reviews) ✓ Verified | Not enough data | 9.4 (4523 reviews) ✓ Verified | 
| **Trip Notifications** | 8.5 (3161 reviews) ✓ Verified | Not enough data | 9.5 (4633 reviews) ✓ Verified | 
| **Advanced Integrations** | 8.3 (2373 reviews) ✓ Verified | Not enough data | 8.9 (3065 reviews) ✓ Verified | 

#### Approval 

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Rules** | 8.8 (391 reviews) ✓ Verified | Not enough data | 9.2 (2489 reviews) ✓ Verified | 
| **Workflows** | 8.9 (391 reviews) ✓ Verified | Not enough data | 9.2 (2223 reviews) ✓ Verified | 
| **Submit** | 9.2 (428 reviews) ✓ Verified | Not enough data | 9.4 (2581 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Personalization** | 8.2 (102 reviews) | Not enough data | 8.1 (543 reviews) | 
| **Predictive Analytics** | 8.1 (100 reviews) | Not enough data | 8.0 (534 reviews) | 
| **Cost Savings** | 8.3 (107 reviews) | Not enough data | 8.1 (534 reviews) | 
| **Efficiency** | 8.3 (104 reviews) | Not enough data | 8.3 (536 reviews) | 
| **Real-Time Assistance** | 8.5 (103 reviews) | Not enough data | 8.3 (539 reviews) | 

#### Agentic AI - Travel Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | 8.3 (55 reviews) | Not enough data | 8.0 (158 reviews) | 
| **Proactive Assistance** | 8.2 (55 reviews) | Not enough data | 7.9 (161 reviews) | 

#### Employee Risk Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 9.3 (9 reviews) | 
| **Traveler Tracking** | Not enough data | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | 8.9/10 | 6 |

#### Card Management

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Card Types** | Not enough data | Not enough data | Not enough data | 
| **Card Controls** | Not enough data | Not enough data | 9.7 (5 reviews) | 
| **Card Personalization** | Not enough data | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | Not enough data | 
| **Fulfillment** | Not enough data | Not enough data | Not enough data | 
| **Replacement** | Not enough data | Not enough data | 8.0 (5 reviews) | 

#### Controls

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Tokenization** | Not enough data | Not enough data | Not enough data | 
| **Security** | Not enough data | Not enough data | Not enough data | 
| **Card Networks** | Not enough data | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | Not enough data | 
| **Testing** | Not enough data | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

### Time Tracking

| Product | Score | Reviews |
|---|---|---|
| **SAP Concur** | N/A | N/A |
| **Visma Acubiz** | N/A | N/A |
| **Navan (Formerly TripActions)** | N/A | N/A |

#### Time Tracking

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Ease of Completing Timesheets** | Not enough data | Not enough data | Not enough data | 
| **Tracking Time to Project/Task** | Not enough data | Not enough data | Not enough data | 
| **Billable Time Rate Management** | Not enough data | Not enough data | Not enough data | 

#### Client Invoicing

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Invoice Creation and Delivery** | 8.3 (1564 reviews) ✓ Verified | Not enough data | 9.0 (915 reviews) | 
| **Electronic Payments** | 8.5 (1730 reviews) ✓ Verified | Not enough data | 9.3 (1016 reviews) | 
| **Project Accounting / Revenue Recognition** | 8.3 (1372 reviews) ✓ Verified | Not enough data | 9.0 (1133 reviews) ✓ Verified | 

#### Mobile Time Tracking

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Time Tracking** | Not enough data | Not enough data | Not enough data | 

#### Administration

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Business Tool Integration** | 8.3 (1424 reviews) ✓ Verified | 8.3 (7 reviews) ✓ Verified | 9.1 (1221 reviews) ✓ Verified | 
| **Workflow** | 8.5 (1700 reviews) ✓ Verified | 7.9 (7 reviews) ✓ Verified | 9.2 (1383 reviews) ✓ Verified | 
| **Automated Reminders** | 8.4 (1598 reviews) ✓ Verified | 7.7 (8 reviews) | 9.2 (1562 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.5 (1520 reviews) ✓ Verified | Not enough data | 9.2 (1367 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.6 (1579 reviews) ✓ Verified | 7.9 (8 reviews) ✓ Verified | 9.2 (1360 reviews) ✓ Verified | 

#### Platform

| Feature | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Reporting** | 8.4 (1729 reviews) ✓ Verified | 6.7 (8 reviews) ✓ Verified | 9.2 (1262 reviews) ✓ Verified | 
| **APIs / Integration** | 8.2 (1175 reviews) ✓ Verified | 7.8 (6 reviews) | 9.0 (1042 reviews) ✓ Verified | 
| **Internationalization** | 8.3 (1124 reviews) ✓ Verified | Not enough data | 9.1 (1065 reviews) | 
| **Performance and Reliability** | 8.3 (1978 reviews) ✓ Verified | 8.1 (7 reviews) ✓ Verified | 9.4 (1691 reviews) ✓ Verified | 
| **Mobile User Support** | 8.3 (1620 reviews) ✓ Verified | 7.9 (8 reviews) ✓ Verified | 9.4 (1642 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 8.0 (5 reviews) | Feature Not Available | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to SAP Concur (3):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Travel Management Software](https://www.g2.com/categories/travel-management)

**Unique to Visma Acubiz (1):** [Time Tracking Software](https://www.g2.com/categories/time-tracking-software)

**Unique to Navan (Formerly TripActions) (4):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Travel Management Software](https://www.g2.com/categories/travel-management), [Spend Management Software](https://www.g2.com/categories/spend-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking)


---
## Reviewer Demographics

### By Company Size

| Segment | SAP Concur | Visma Acubiz | Navan (Formerly TripActions) | 
|---|---|---|---|
| **Small-Business** | 8.7% | 20.0% | 8.3% | 
| **Mid-Market** | 36.3% | 70.0% | 60.9% | 
| **Enterprise** | 55.0% | 10.0% | 30.7% | 

### By Industry

#### SAP Concur

- **Information Technology and Services:** 8.3%
- **Computer Software:** 7.0%
- **Hospital & Health Care:** 5.5%
- **Higher Education:** 4.4%
- **Financial Services:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Accounting:** 3.0%
- **Internet:** 2.8%
- **Non-Profit Organization Management:** 2.6%
- **Retail:** 2.6%
- **Other:** 56.3%

#### Visma Acubiz

- **Biotechnology:** 20.0%
- **Non-Profit Organization Management:** 10.0%
- **Medical Practice:** 10.0%
- **Mechanical or Industrial Engineering:** 10.0%
- **Industrial Automation:** 10.0%
- **Electrical/Electronic Manufacturing:** 10.0%
- **Consumer Electronics:** 10.0%
- **Computer Software:** 10.0%
- **Airlines/Aviation:** 10.0%

#### Navan (Formerly TripActions)

- **Computer Software:** 23.3%
- **Information Technology and Services:** 16.9%
- **Marketing and Advertising:** 4.8%
- **Financial Services:** 4.7%
- **Hospital & Health Care:** 2.5%
- **Transportation/Trucking/Railroad:** 2.2%
- **Automotive:** 2.1%
- **Internet:** 2.0%
- **Computer & Network Security:** 1.8%
- **Health, Wellness and Fitness:** 1.7%
- **Other:** 38.0%

---
## Alternatives

### Alternatives to SAP Concur

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2426 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.4/5 stars (2124 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1926 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5367 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5643 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2389 reviews)

### Alternatives to Visma Acubiz

- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5643 reviews)
- [Workday HCM](https://www.g2.com/products/workday-hcm/reviews) — 4.1/5 stars (1637 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1120 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1522 reviews)
- [Emburse Expense Enterprise (formerly Chrome River Expense)](https://www.g2.com/products/emburse-expense-enterprise-formerly-chrome-river-expense/reviews) — 4.3/5 stars (2117 reviews)
- [Paycom](https://www.g2.com/products/paycom/reviews) — 4.5/5 stars (6447 reviews)
- [Sage Expense Management](https://www.g2.com/products/sage-expense-management/reviews) — 4.6/5 stars (1807 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5367 reviews)

### Alternatives to Navan (Formerly TripActions)

- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2426 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1980 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1576 reviews)
- [Amex GBT Egencia](https://www.g2.com/products/amex-gbt-egencia/reviews) — 4.5/5 stars (888 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5643 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2389 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2104 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1522 reviews)

---
## Top Discussions

### SAP Concur

- Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes
  > **Top comment:** "Yes, you are able to book rail tickets."
- Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes
  > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc."
- Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments
  > **Top comment:** "9$ per month"
- Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote
  > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies.
I used it in the past and required..."
- Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote
  > **Top comment:** "You'll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you'll want to go into each..."

### Visma Acubiz

No discussions available for this product.

### Navan (Formerly TripActions)

- Title: [In what ways has Navan transformed corporate travel and expense management for modern businesses?](https://www.g2.com/discussions/in-what-ways-has-navan-transformed-corporate-travel-and-expense-management-for-modern-businesses) — 4 comments
  > **Top comment:** "Gamechanger. With places I've worked in the past, I had to collect receipts, scan them, upload them, categorize them, and then wait to get reimbursed or for..."
- Title: [Can we use Trip action to track mobility?](https://www.g2.com/discussions/15669-can-we-use-trip-action-to-track-mobility) — 4 comments, 2 upvotes
  > **Top comment:** "Hi Jayshree,  TripActions provides corporate travel and finance managers with robust reporting and analytics for those traveling within the organization.  I..."
- Title: [I book international travel by hosting fitness retreats.](https://www.g2.com/discussions/i-book-international-travel-by-hosting-fitness-retreats) — 3 comments, 1 upvote
  > **Top comment:** "Now without thinking much, book the flight ticket to China. It is an amalgamation of culture, technology, and tradition. Travelers all over the world every..."
- Title: [Is there a way for my receipts to get automatically loaded to my TripActions account?](https://www.g2.com/discussions/24818-is-there-a-way-for-my-receipts-to-get-automatically-loaded-to-my-tripactions-account) — 2 comments, 1 upvote
  > **Top comment:** "yes. If you have the application in your phone, you may "scan" the receipt and it will be loaded automatically. The smart app may classify it and you may..."
- Title: [How could i transfer my amazon points to friends or relatives](https://www.g2.com/discussions/15485-how-could-i-transfer-my-amazon-points-to-friends-or-relatives) — 2 comments, 1 upvote
  > **Top comment:** "You're sent a code from Amazon to upload as a gift card.  Instead of you uploading it to your account, I think you can just email it to your friend/family..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/sap-concur-vs-visma-acubiz-vs-navan-formerly-tripactions)