Compare QuickBooks Online and Xero 
AI-generated. Powered by real user reviews.
- G2 reviewers report that QuickBooks Online excels in user-friendliness, with many users appreciating its intuitive interface and AI features that save time on repetitive tasks. One user noted, "It’s easy to use and user-friendly," highlighting the convenience of accessing financials from any browser.
- Users say Xero stands out for its automatic bank reconciliation, which is described as faster and more accurate than competitors. Reviewers have praised this feature for its ability to match invoices seamlessly, making transaction management much easier.
- According to verified reviews, QuickBooks Online is particularly strong in workflow automation, with features like bank connections and recurring transactions that streamline month-end processes. Users have mentioned that these capabilities significantly reduce the time spent on accounting tasks.
- Reviewers mention that Xero is designed with the average business owner in mind, making it accessible for those without a strong accounting background. This focus on usability has garnered positive feedback, with one user stating, "It's not designed for accountants but for the average business owner."
- G2 reviewers highlight that while QuickBooks Online has a larger market presence, Xero's customer support is often rated higher, with users appreciating the responsiveness and helpfulness of the support team. One user noted the ease of creating new transactions and resolving issues quickly.
- Users report that QuickBooks Online's pricing is higher compared to Xero, which offers a more budget-friendly entry point. This difference in cost can be a significant factor for small businesses looking for effective accounting solutions without breaking the bank.
At a Glance
Market Segments
Small-Business (82.1% of reviews)
Small-Business (67.1% of reviews)
Entry-Level Pricing
$38.00 Per Month
$13.00 Per Month
QuickBooks Online
Star Rating
(3,722)4.0 out of 5
Market Segments
Small-Business (82.1% of reviews)
Pros & Cons
Entry-Level Pricing
$38.00 Per Month
Browse all 4 pricing plansXero
Star Rating
(1,654)4.4 out of 5
Market Segments
Small-Business (67.1% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansPricing
Entry-Level Pricing
QuickBooks Online
Simple Start
$38.00
Per Month
- Customize and send invoices
- Track income and expenses
- Create and manage estimates
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
QuickBooks Online
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.3
3,081
8.8
1,318
Ease of Use
8.2
3,131
9.0
1,371
Ease of Setup
8.0
1,656
8.8
1,062
Ease of Admin
8.1
1,431
8.7
396
Quality of Support
7.5
2,787
8.5
1,231
Has the product been a good partner in doing business?
7.8
1,396
8.6
390
Product Direction (% positive)
7.5
3,024
8.9
1,300
Features by Category
Expense Reports
Not enough data
8.9
286
Not enough data
9.1
289
Not enough data
8.8
264
Not enough data
8.8
269
Not enough data
8.7
251
Not enough data
8.6
252
Not enough data
8.9
264
Agentic AI - Expense Management
Not enough data
9.2
143
Not enough data
9.3
142
Travel Management
Not enough data
8.2
234
Not enough data
7.8
222
Not enough data
7.5
218
Not enough data
8.0
224
Client Invoicing
Not enough data
9.2
270
Not enough data
8.9
252
Not enough data
8.8
248
Mobile
Not enough data
8.6
250
Not enough data
8.1
225
Not enough data
7.8
218
Platform
Not enough data
8.5
209
Not enough data
8.5
212
Administration
Not enough data
8.7
204
Administration
Not enough data
8.6
251
Not enough data
8.7
249
Not enough data
8.5
243
Not enough data
8.5
232
Not enough data
8.8
255
Platform
Not enough data
9.0
280
Not enough data
8.7
236
Not enough data
8.6
227
Not enough data
9.2
259
Not enough data
8.6
243
Not enough data
5.4
193
General Ledger
8.1
952
8.6
722
|
Verified
7.9
1371
|
Verified
8.3
677
|
Verified
8.1
1480
|
Verified
8.6
700
|
Verified
Accounts Receivable
8.1
1628
|
Verified
8.8
763
|
Verified
7.9
1338
|
Verified
8.5
665
7.7
1164
|
Verified
8.3
668
|
Verified
Accounts Payable
7.6
761
8.6
640
8.2
1494
|
Verified
8.8
723
|
Verified
8.0
1155
|
Verified
8.6
664
|
Verified
Other Functionality
7.6
935
|
Verified
8.0
604
7.6
956
|
Verified
8.0
598
7.6
930
|
Verified
8.2
582
|
Verified
7.6
1142
|
Verified
7.9
617
|
Verified
7.8
1308
|
Verified
8.5
646
|
Verified
8.4
1674
|
Verified
9.1
806
|
Verified
8.2
1189
|
Verified
8.2
645
|
Verified
8.0
1215
|
Verified
8.5
643
Reporting & Analytics
8.6
1851
|
Verified
9.0
812
|
Verified
8.1
1794
|
Verified
8.6
753
|
Verified
7.9
1411
|
Verified
8.5
633
|
Verified
8.2
1762
|
Verified
8.8
762
|
Verified
Platform
7.5
1551
|
Verified
8.3
693
|
Verified
7.7
1390
|
Verified
8.4
647
8.3
1653
|
Verified
8.7
704
|
Verified
7.9
1052
|
Verified
8.3
609
|
Verified
8.3
1775
|
Verified
8.9
758
|
Verified
8.1
1548
|
Verified
8.7
654
|
Verified
Integration
7.9
1586
|
Verified
8.7
700
|
Verified
7.6
706
8.6
630
7.9
1216
8.5
673
|
Verified
Cash Flow
8.3
645
|
Verified
8.8
609
|
Verified
8.7
723
|
Verified
9.1
596
|
Verified
8.4
667
|
Verified
8.8
552
|
Verified
Budgeting & Forecasting
7.9
1411
|
Verified
8.5
633
|
Verified
8.0
600
|
Verified
8.7
559
|
Verified
7.7
511
|
Verified
8.4
517
|
Verified
8.1
624
|
Verified
8.6
548
|
Verified
Revenue
8.3
624
|
Verified
8.7
573
|
Verified
8.3
589
|
Verified
8.7
559
|
Verified
7.9
522
8.4
529
|
Verified
Payroll
8.3
543
|
Verified
8.3
504
|
Verified
8.0
534
|
Verified
8.1
490
|
Verified
8.1
566
|
Verified
8.5
531
|
Verified
8.2
610
|
Verified
8.8
546
|
Verified
AI
6.8
184
8.4
382
7.1
180
8.9
383
6.9
181
8.7
386
6.6
178
8.5
379
6.9
179
8.6
375
6.3
179
8.2
373
7.5
187
9.0
392
7.2
182
8.8
383
6.8
176
8.7
372
6.8
176
8.5
371
Mobile Applications - Accounting
7.4
141
8.9
384
7.1
122
8.8
360
7.0
137
8.8
389
6.0
123
6.9
324
7.4
128
9.0
370
7.6
132
9.0
378
Agentic AI - Accounting
5.7
86
8.6
335
General Ledger
8.1
952
8.6
722
|
Verified
7.9
1371
|
Verified
8.3
677
|
Verified
8.1
1480
|
Verified
8.6
700
|
Verified
Accounts Receivable
8.1
1628
|
Verified
8.8
763
|
Verified
7.9
1338
|
Verified
8.5
665
7.7
1164
|
Verified
8.3
668
|
Verified
Accounts Payable
7.6
761
8.6
640
8.2
1494
|
Verified
8.8
723
|
Verified
8.0
1155
|
Verified
8.6
664
|
Verified
Invoice Generation
Not enough data
8.7
275
Not enough data
9.2
282
Not enough data
9.2
275
Invoice Processing
Not enough data
8.9
269
Not enough data
8.9
270
Not enough data
8.7
264
Not enough data
9.2
277
Analytics
Not enough data
9.2
270
Not enough data
8.9
270
Not enough data
8.5
252
Not enough data
9.0
274
Integration
Not enough data
9.2
284
Not enough data
9.1
278
Not enough data
8.5
251
Not enough data
8.8
276
Agentic AI - Invoice Management
Not enough data
8.9
174
Not enough data
8.9
177
Not enough data
8.7
178
Multichannel inventory management
8.4
85
9.0
120
8.4
86
9.1
121
8.4
82
9.0
121
3PL inventory management
8.7
98
9.3
124
8.6
88
9.2
124
8.4
90
9.0
122
Inventory Management
8.8
96
9.3
127
8.8
95
9.1
126
8.6
91
9.1
117
8.6
91
9.1
123
8.6
98
9.5
123
Inventory Management Platform Features
8.7
119
9.3
129
8.7
114
9.3
132
8.5
117
9.2
129
8.3
108
9.1
127
8.1
111
9.2
126
8.7
104
9.4
134
8.2
111
9.2
130
8.5
113
9.5
128
8.8
115
9.6
133
8.6
119
9.6
132
Order Entry
8.6
113
Not enough data
8.8
107
Not enough data
8.5
111
Not enough data
Order Tracking
8.0
96
Not enough data
7.9
98
Not enough data
7.9
93
Not enough data
Inventory Management
8.1
95
Not enough data
8.0
93
Not enough data
7.9
89
Not enough data
Customer Management
8.2
98
Not enough data
8.4
107
Not enough data
8.4
109
Not enough data
Subscription Management
8.6
110
Not enough data
8.3
106
Not enough data
8.5
114
Not enough data
8.3
101
Not enough data
Agentic AI - Order Management
4.5
11
Not enough data
5.0
11
Not enough data
Bill Generation
Not enough data
8.7
255
Not enough data
9.0
263
Not enough data
9.0
262
Bill Processing
Not enough data
8.6
253
Not enough data
8.8
254
Not enough data
8.9
255
Integration
Not enough data
9.1
271
Not enough data
8.9
266
Not enough data
8.4
241
Agentic AI - Billing
Not enough data
8.9
165
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Agentic AI - Vendor Management
5.6
13
Not enough data
Revenue Recognition
8.4
147
Not enough data
8.2
154
Not enough data
8.3
163
Not enough data
Categories
Categories
Shared Categories
QuickBooks Online and Xero are categorized as Nonprofit Accounting, Accounting, and Inventory Control
Reviews
Reviewers' Company Size
QuickBooks Online
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
18.0%
Construction
5.3%
Marketing and Advertising
5.2%
Non-Profit Organization Management
4.4%
Information Technology and Services
4.3%
Other
62.8%
Accounting
19.7%
Information Technology and Services
9.7%
Computer Software
6.5%
Marketing and Advertising
5.2%
Consulting
3.4%
Other
55.6%
Discussions
What phone app works if you are using Quick books V15.0.5R6
7 Comments
JH
You are correct, you can only use the Invoicing app if you have the online version of Quickbooks. Hope this helps!Read more
What can you do with QuickBooks online?
3 Comments
CV
It would be great to see QBO have the ability to send monthly statements via email, not the generic intuit email, but a selectable email that is by the...Read more
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