# Qonto vs Tiime Accounts Comparison | | Qonto | Tiime Accounts | |---|---|---| | **Star Rating** | 4.7 out of 5 | 4.1 out of 5 | | **Total Reviews** | 162 | 7 | | **Largest Market Segment** | Small-Business (94.5% of reviews) | Mid-Market (57.1% of reviews) | | **Entry Level Price** | €9.00 Per Month | Starting at €9.90 1 user Per Month | --- ## Top Pros & Cons ### Qonto Pros: - Ease of Use (21 reviews) - Customer Support (9 reviews) Cons: - Expensive (4 reviews) - Implementation Issues (4 reviews) ### Tiime Accounts **Not enough data** --- ## Ratings Comparison | Rating | Qonto | Tiime Accounts | |---|---|---| | **Meets Requirements** | 8.9 (100 reviews) | 8.3 (7 reviews) | | **Ease of Use** | 9.4 (101 reviews) | 8.3 (7 reviews) | | **Ease of Setup** | 9.5 (89 reviews) | Not enough data | | **Ease of Admin** | 9.6 (38 reviews) | Not enough data | | **Quality of Support** | 9.1 (96 reviews) | 8.1 (7 reviews) | | **Has the product been a good partner in doing business?** | 8.6 (38 reviews) | Not enough data | | **Product Direction (% positive)** | 9.0 (94 reviews) | 6.7 (7 reviews) | --- ## Pricing ### Qonto #### Entry-Level Pricing Plan: Basic Price: €9.00 Per Month Key Features: - 1 x One Card Mastercard with €20,000/month payment limit - 30 transfers or direct debits/month - 1 account [Browse all 6 editions](https://www.g2.com/products/qonto/pricing) #### Free Trial Yes ### Tiime Accounts #### Entry-Level Pricing Plan: Offre Business Price: Starting at €9.90 1 user Per Month Description: Toutes nos fonctionnalités pour les entrepreneurs, indépendants, TPE et PME. Key Features: - Factures, devis, acomptes - Collecte des achats - Notes de frais et indemnités kilométriques [Learn more about Tiime Accounts](https://www.g2.com/products/tiime-accounts/reviews) #### Free Trial Yes --- ## Features Comparison By Category ### Expense Management | Product | Score | Reviews | |---|---|---| | **Qonto** | 8.1/10 | 72 | | **Tiime Accounts** | 8.4/10 | 6 | #### Expense Reports | Feature | Qonto | Tiime Accounts | |---|---|---| | **Ease of Creating Expense Reports** | 8.2 (55 reviews) | 8.6 (6 reviews) | | **Bank / Credit Card Integration** | 8.8 (54 reviews) | 8.9 (6 reviews) | | **Smart Categorization** | 8.2 (54 reviews) | 8.9 (6 reviews) | | **Digital Receipt Management** | 8.9 (58 reviews) | 8.9 (6 reviews) | | **Employee Reimbursement** | 8.1 (43 reviews) | 8.3 (6 reviews) | | **Currency Conversions** | Feature Not Available | 8.6 (6 reviews) | | **Credit Card Integration** | Feature Not Available | 8.0 (5 reviews) | #### Agentic AI - Expense Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | #### Travel Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Ease of Booking** | Feature Not Available | 8.3 (6 reviews) | | **Itinerary Management** | Feature Not Available | 8.1 (6 reviews) | | **Trip Notifications** | Feature Not Available | 8.1 (6 reviews) | | **Advanced Integrations** | Feature Not Available | 8.3 (5 reviews) | #### Client Invoicing | Feature | Qonto | Tiime Accounts | |---|---|---| | **Invoice Creation and Delivery** | 7.8 (55 reviews) | 8.6 (6 reviews) | | **Electronic Payments** | 8.3 (46 reviews) | 8.1 (6 reviews) | | **Project Accounting / Revenue Recognition** | 8.0 (47 reviews) | 8.3 (5 reviews) | #### Generative AI - Expense Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Image-to-Text** | Not enough data | Not enough data | | **Text Generation** | Not enough data | Not enough data | | **Text Summarization** | Not enough data | Not enough data | #### Mobile | Feature | Qonto | Tiime Accounts | |---|---|---| | **Receipt Capture** | 8.8 (55 reviews) | 8.3 (5 reviews) | | **Mileage Tracking** | Feature Not Available | 8.0 (5 reviews) | | **Travel Itinerary and Flight Status Updates** | Feature Not Available | 8.3 (5 reviews) | #### Platform | Feature | Qonto | Tiime Accounts | |---|---|---| | **Embedded AI / Machine Learning** | Feature Not Available | 8.3 (5 reviews) | | **Complex Approval Workflow** | 7.2 (37 reviews) | 8.3 (5 reviews) | #### Administration | Feature | Qonto | Tiime Accounts | |---|---|---| | **PCI Regulation Compliant** | 8.1 (36 reviews) | 8.3 (5 reviews) | #### Administration | Feature | Qonto | Tiime Accounts | |---|---|---| | **Business Tool Integration** | 8.0 (46 reviews) | 8.0 (5 reviews) | | **Workflow** | 7.7 (45 reviews) | 8.7 (5 reviews) | | **Automated Reminders** | 7.5 (44 reviews) | 8.3 (5 reviews) | | **Policy Compliance Management** | 6.7 (38 reviews) | 8.3 (5 reviews) | | **User, Role, and Access Management** | 8.1 (44 reviews) | 8.3 (5 reviews) | #### Platform | Feature | Qonto | Tiime Accounts | |---|---|---| | **Reporting** | 7.9 (42 reviews) | 8.0 (5 reviews) | | **APIs / Integration** | 8.0 (40 reviews) | 8.7 (5 reviews) | | **Internationalization** | 7.5 (38 reviews) | 8.7 (5 reviews) | | **Performance and Reliability** | 9.1 (53 reviews) | 8.3 (5 reviews) | | **Mobile User Support** | 8.5 (47 reviews) | 8.3 (5 reviews) | | **Offline** | Feature Not Available | 8.7 (5 reviews) | ### Spend Management | Product | Score | Reviews | |---|---|---| | **Qonto** | N/A | N/A | | **Tiime Accounts** | N/A | N/A | #### Setup | Feature | Qonto | Tiime Accounts | |---|---|---| | **Data** | Not enough data | Not enough data | | **Approvals** | Not enough data | Not enough data | | **Alignment** | Not enough data | Not enough data | #### Performance | Feature | Qonto | Tiime Accounts | |---|---|---| | **KPIs** | Not enough data | Not enough data | | **Benchmarks** | Not enough data | Not enough data | | **Forecasting** | Not enough data | Not enough data | | **Savings** | Not enough data | Not enough data | #### Payment Cards | Feature | Qonto | Tiime Accounts | |---|---|---| | **One-time Virtual** | Not enough data | Not enough data | | **Recurring Virtual** | Not enough data | Not enough data | | **Physical** | Not enough data | Not enough data | #### Reporting | Feature | Qonto | Tiime Accounts | |---|---|---| | **Real time** | Not enough data | Not enough data | | **Multiple Views** | Not enough data | Not enough data | | **Export** | Not enough data | Not enough data | | **Budgets** | Not enough data | Not enough data | #### Payments | Feature | Qonto | Tiime Accounts | |---|---|---| | **Vendor** | Not enough data | Not enough data | | **Recurring** | Not enough data | Not enough data | | **Employee Reimbursements** | Not enough data | Not enough data | | **ACH** | Not enough data | Not enough data | #### Fraud & Risk Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Notifications** | Not enough data | Not enough data | | **Unique Cards** | Not enough data | Not enough data | | **Controls** | Not enough data | Not enough data | #### Agentic AI - Spend Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Proactive Assistance** | Not enough data | Not enough data | ### Accounts Payable (AP) and Spend Analysis | Product | Score | Reviews | |---|---|---| | **Qonto** | N/A | N/A | | **Tiime Accounts** | N/A | N/A | #### Data Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Consolidation** | Not enough data | Not enough data | | **Classification** | Not enough data | Not enough data | | **External Sources** | Not enough data | Not enough data | | **Integration** | Not enough data | Not enough data | | **Cleaning** | Not enough data | Not enough data | #### Agentic AI - Accounts Payable (AP) and Spend Analysis | Feature | Qonto | Tiime Accounts | |---|---|---| | **Decision Making** | Not enough data | Not enough data | #### Analytics | Feature | Qonto | Tiime Accounts | |---|---|---| | **Benchmarking** | Not enough data | Not enough data | | **KPIs** | Not enough data | Not enough data | | **Compliance** | Not enough data | Not enough data | | **Errors** | Not enough data | Not enough data | #### Recovery | Feature | Qonto | Tiime Accounts | |---|---|---| | **Historical payments** | Not enough data | Not enough data | | **Overpayments** | Not enough data | Not enough data | #### AP Data Processing | Feature | Qonto | Tiime Accounts | |---|---|---| | **Workflows** | Not enough data | Not enough data | | **Transparency** | Not enough data | Not enough data | | **Controls** | Not enough data | Not enough data | ### Invoice Management | Product | Score | Reviews | |---|---|---| | **Qonto** | 8.5/10 | 26 | | **Tiime Accounts** | N/A | N/A | #### Invoice Generation | Feature | Qonto | Tiime Accounts | |---|---|---| | **Templates** | 8.1 (21 reviews) | Not enough data | | **Digital Invoices** | 8.8 (20 reviews) | Not enough data | | **Recurring Invoices** | 8.1 (18 reviews) | Not enough data | #### Invoice Processing | Feature | Qonto | Tiime Accounts | |---|---|---| | **Approvals** | 7.4 (15 reviews) | Not enough data | | **Batch Processing** | 7.7 (14 reviews) | Not enough data | | **Consolidation** | 8.6 (13 reviews) | Not enough data | | **Match Invoices** | 9.1 (18 reviews) | Not enough data | #### Analytics | Feature | Qonto | Tiime Accounts | |---|---|---| | **Due Dates** | 8.4 (15 reviews) | Not enough data | | **Cashflow** | 8.7 (15 reviews) | Not enough data | | **KPIs** | 7.7 (14 reviews) | Not enough data | | **Payment Tracking** | 8.2 (15 reviews) | Not enough data | #### Integration | Feature | Qonto | Tiime Accounts | |---|---|---| | **Accounting** | 9.1 (19 reviews) | Not enough data | | **Payments** | 9.4 (19 reviews) | Not enough data | | **ERP** | 8.2 (14 reviews) | Not enough data | | **Account Sync** | 9.5 (17 reviews) | Not enough data | #### Agentic AI - Invoice Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Cross-system Integration** | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | ### Cash Flow Management | Product | Score | Reviews | |---|---|---| | **Qonto** | 8.3/10 | 38 | | **Tiime Accounts** | N/A | N/A | #### Cash Flow Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **File Exports** | 8.9 (29 reviews) | Not enough data | | **Income and Expenses** | 9.1 (33 reviews) | Not enough data | | **Track Cash Flow** | 9.1 (30 reviews) | Not enough data | #### Cash Flow Forecasting | Feature | Qonto | Tiime Accounts | |---|---|---| | **Historical Data** | 8.7 (31 reviews) | Not enough data | | **Reforecast** | 7.9 (26 reviews) | Not enough data | | **Forecast Types** | 7.8 (24 reviews) | Not enough data | | **Rolling Forecasts** | 7.6 (25 reviews) | Not enough data | | **AI** | 7.7 (25 reviews) | Not enough data | #### Analytics | Feature | Qonto | Tiime Accounts | |---|---|---| | **Variance Analysis** | 8.1 (26 reviews) | Not enough data | | **Reports** | 8.2 (26 reviews) | Not enough data | | **Forecast Comparison** | 8.2 (25 reviews) | Not enough data | | **Forward Looking** | 8.1 (24 reviews) | Not enough data | #### Financial Data Transfer | Feature | Qonto | Tiime Accounts | |---|---|---| | **Data Transfer** | 8.3 (27 reviews) | Not enough data | | **Data Exchange** | 8.2 (26 reviews) | Not enough data | | **Reporting** | 8.1 (26 reviews) | Not enough data | | **Access** | 8.3 (27 reviews) | Not enough data | | **Integration** | 8.5 (24 reviews) | Not enough data | #### Agentic AI - Cash Flow Management | Feature | Qonto | Tiime Accounts | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **Qonto** | N/A | N/A | | **Tiime Accounts** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | Qonto | Tiime Accounts | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management) **Unique to Qonto (4):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Accounts Payable (AP) & Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis) --- ## Reviewer Demographics ### By Company Size | Segment | Qonto | Tiime Accounts | |---|---|---| | **Small-Business** | 94.5% | 28.6% | | **Mid-Market** | 5.5% | 57.1% | | **Enterprise** | 0% | 14.3% | ### By Industry #### Qonto - **Accounting:** 9.3% - **Consulting:** 6.5% - **Financial Services:** 6.5% - **Computer Software:** 6.5% - **Information Technology and Services:** 4.6% - **Marketing and Advertising:** 3.7% - **Professional Training & Coaching:** 3.7% - **Management Consulting:** 2.8% - **Arts and Crafts:** 2.8% - **Real Estate:** 2.8% - **Other:** 50.9% #### Tiime Accounts - **Media Production:** 14.3% - **Graphic Design:** 14.3% - **Consumer Services:** 14.3% - **Construction:** 14.3% - **Banking:** 14.3% - **Automotive:** 14.3% - **Accounting:** 14.3% --- ## Alternatives ### Alternatives to Qonto - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2414 reviews) - [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (350 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews) - [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1926 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1804 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5639 reviews) - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7055 reviews) ### Alternatives to Tiime Accounts - [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7055 reviews) - [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews) - [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews) - [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5639 reviews) - [Emburse Expense Enterprise (formerly Chrome River Expense)](https://www.g2.com/products/emburse-expense-enterprise-formerly-chrome-river-expense/reviews) — 4.3/5 stars (2092 reviews) - [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews) - [Paycom](https://www.g2.com/products/paycom/reviews) — 4.5/5 stars (6389 reviews) - [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5315 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2414 reviews) - [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2384 reviews) --- ## Top Discussions ### Qonto - Title: [What is Qonto used for?](https://www.g2.com/discussions/what-is-qonto-used-for) — 1 comment *(includes official response)* > **Top comment:** "Hello, Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and..." ### Tiime Accounts No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/qonto-vs-tiime-accounts)