# Qonto vs Ramp Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Ramp excels in user experience, with many praising its intuitive design and seamless integration features. Users appreciate how it simplifies expense management, noting that the Gmail integration and mobile upload options significantly reduce manual work.
- **According to verified reviews** , Qonto is recognized for its straightforward interface and ease of use, particularly for small businesses. Users highlight the ability to quickly add invoices and manage receipts, which streamlines their day-to-day operations.
- **Users say** that Ramp's setup process is exceptionally easy, with many mentioning that they were able to get started quickly using Single Sign-On (SSO). This contrasts with Qonto, where some users feel that while the setup is manageable, it may not be as seamless as Ramp's experience.
- **Reviewers mention** that both platforms offer strong support, but Ramp edges out with slightly higher ratings in quality of support. Users have noted that Ramp's customer service is responsive and helpful, which enhances their overall satisfaction.
- **According to recent feedback** , Qonto users appreciate its comprehensive features for invoicing and expense tracking, but some feel it could improve in areas like complex approval workflows. In contrast, Ramp is praised for its robust reporting capabilities, making it easier for users to analyze spending.
- **G2 reviewers highlight** that while Qonto is a solid choice for small businesses, Ramp's broader feature set and higher satisfaction ratings make it a more compelling option for organizations looking for advanced spend management solutions.



| | Qonto | Ramp | 
|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.8 out of 5 | 
| **Total Reviews** | 170 | 2,459 | 
| **Largest Market Segment** | Small-Business (94.8% of reviews) | Small-Business (56.9% of reviews) | 
| **Entry Level Price** | €9.00 Per Month | Free | 

---
## Top Pros & Cons

### Qonto

Pros:
- Ease of Use (21 reviews)
- Customer Support (9 reviews)

Cons:
- Expensive (4 reviews)
- Implementation Issues (4 reviews)

### Ramp

Pros:
- Ease of Use (776 reviews)
- Expense Management (433 reviews)

Cons:
- Missing Features (108 reviews)
- Receipt Management (106 reviews)

---
## Ratings Comparison
| Rating | Qonto | Ramp | 
|---|---|---|
  | **Meets Requirements** | 8.9 (107 reviews) | 9.4 (1850 reviews) | 
  | **Ease of Use** | 9.4 (108 reviews) | 9.5 (1895 reviews) | 
  | **Ease of Setup** | 9.5 (95 reviews) | 9.4 (1217 reviews) | 
  | **Ease of Admin** | 9.6 (38 reviews) | 9.4 (1076 reviews) | 
  | **Quality of Support** | 9.1 (102 reviews) | 9.2 (1546 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.6 (38 reviews) | 9.5 (1062 reviews) | 
  | **Product Direction (% positive)** | 9.0 (101 reviews) | 9.7 (1757 reviews) | 

---
## Pricing

### Qonto

#### Entry-Level Pricing

Plan: Basic

Price: €9.00 Per Month

Key Features:
- 1 x One Card Mastercard with €20,000/month payment limit
- 30 transfers or direct debits/month
- 1 account

[Browse all 6 editions](https://www.g2.com/products/qonto/pricing)

#### Free Trial

Yes

### Ramp

#### Entry-Level Pricing

Plan: Ramp

Price: Free

Description: Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.

Key Features:
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements

[Browse all 3 editions](https://www.g2.com/products/ramp-financial-ramp/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | 8.1/10 | 79 |
| **Ramp** | 9.0/10 | 1302 |

#### Expense Reports

| Feature | Qonto | Ramp | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.2 (58 reviews) | 9.1 (913 reviews) | 
| **Bank / Credit Card Integration** | 8.8 (56 reviews) | 9.3 (1057 reviews) | 
| **Smart Categorization** | 8.2 (56 reviews) | 9.0 (1007 reviews) | 
| **Digital Receipt Management** | 8.9 (60 reviews) | 9.6 (1162 reviews) | 
| **Employee Reimbursement** | 8.1 (43 reviews) | 9.4 (918 reviews) | 
| **Currency Conversions** | Feature Not Available | 8.6 (485 reviews) | 

#### Agentic AI - Expense Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 7.5 (49 reviews) | 
| **Cross-system Integration** | Not enough data | 8.3 (50 reviews) | 

#### Travel Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Itinerary Management** | Feature Not Available | 8.1 (465 reviews) | 
| **Advanced Integrations** | Feature Not Available | 8.5 (506 reviews) | 

#### Client Invoicing

| Feature | Qonto | Ramp | 
|---|---|---|
| **Invoice Creation and Delivery** | 8.0 (60 reviews) | Feature Not Available | 
| **Electronic Payments** | 8.3 (46 reviews) | Feature Not Available | 
| **Project Accounting / Revenue Recognition** | 8.1 (48 reviews) | Feature Not Available | 

#### Generative AI - Expense Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | Qonto | Ramp | 
|---|---|---|
| **Receipt Capture** | 8.8 (56 reviews) | 9.6 (1137 reviews) | 

#### Platform

| Feature | Qonto | Ramp | 
|---|---|---|
| **Embedded AI / Machine Learning** | Feature Not Available | 8.6 (686 reviews) | 
| **Complex Approval Workflow** | 7.2 (37 reviews) | 8.8 (729 reviews) | 

#### Administration

| Feature | Qonto | Ramp | 
|---|---|---|
| **PCI Regulation Compliant** | 8.1 (36 reviews) | 8.9 (502 reviews) | 

#### Administration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Business Tool Integration** | 7.9 (47 reviews) | 9.1 (853 reviews) | 
| **Workflow** | 7.7 (45 reviews) | 9.3 (963 reviews) | 
| **Automated Reminders** | 7.5 (44 reviews) | 9.4 (1105 reviews) | 
| **Policy Compliance Management** | 6.7 (38 reviews) | 9.3 (998 reviews) | 
| **User, Role, and Access Management** | 8.1 (44 reviews) | 9.4 (1069 reviews) | 

#### Platform

| Feature | Qonto | Ramp | 
|---|---|---|
| **Reporting** | 7.8 (43 reviews) | 9.1 (922 reviews) | 
| **APIs / Integration** | 8.0 (40 reviews) | 8.9 (696 reviews) | 
| **Internationalization** | 7.5 (38 reviews) | Feature Not Available | 
| **Performance and Reliability** | 9.1 (56 reviews) | 9.5 (1063 reviews) | 
| **Mobile User Support** | 8.6 (49 reviews) | 9.1 (739 reviews) | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | 9.1/10 | 1044 |

#### Setup

| Feature | Qonto | Ramp | 
|---|---|---|
| **Data** | Not enough data | 9.0 (671 reviews) | 
| **Approvals** | Not enough data | 9.3 (834 reviews) | 
| **Alignment** | Not enough data | 9.2 (478 reviews) | 

#### Performance

| Feature | Qonto | Ramp | 
|---|---|---|
| **KPIs** | Not enough data | Feature Not Available | 
| **Benchmarks** | Not enough data | Feature Not Available | 
| **Forecasting** | Not enough data | 8.2 (460 reviews) | 
| **Savings** | Not enough data | 8.8 (592 reviews) | 

#### Payment Cards

| Feature | Qonto | Ramp | 
|---|---|---|
| **One-time Virtual** | Not enough data | 9.4 (637 reviews) | 
| **Recurring Virtual** | Not enough data | 9.5 (670 reviews) | 
| **Physical** | Not enough data | 9.5 (737 reviews) | 

#### Reporting

| Feature | Qonto | Ramp | 
|---|---|---|
| **Real time** | Not enough data | 9.5 (731 reviews) | 
| **Multiple Views** | Not enough data | 9.2 (612 reviews) | 
| **Export** | Not enough data | 9.1 (596 reviews) | 
| **Budgets** | Not enough data | Feature Not Available | 

#### Payments

| Feature | Qonto | Ramp | 
|---|---|---|
| **Vendor** | Not enough data | 9.2 (584 reviews) | 
| **Recurring** | Not enough data | 9.2 (599 reviews) | 
| **Employee Reimbursements** | Not enough data | 9.2 (677 reviews) | 
| **ACH** | Not enough data | 9.2 (575 reviews) | 

#### Fraud & Risk Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Notifications** | Not enough data | 9.3 (752 reviews) | 
| **Unique Cards** | Not enough data | 9.4 (721 reviews) | 
| **Controls** | Not enough data | 9.4 (723 reviews) | 

#### Agentic AI - Spend Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Proactive Assistance** | Not enough data | 7.8 (68 reviews) | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | 8.4/10 | 43 |

#### Planning

| Feature | Qonto | Ramp | 
|---|---|---|
| **Processes** | Not enough data | 9.1 (37 reviews) | 
| **Contracts** | Not enough data | 8.0 (36 reviews) | 
| **Content** | Not enough data | 8.5 (36 reviews) | 
| **Requisition** | Not enough data | 8.2 (34 reviews) | 

#### Execution

| Feature | Qonto | Ramp | 
|---|---|---|
| **Sourcing** | Not enough data | 8.2 (35 reviews) | 
| **Purchasing** | Not enough data | 8.8 (37 reviews) | 
| **Invoicing** | Not enough data | 8.0 (34 reviews) | 

#### Analytics

| Feature | Qonto | Ramp | 
|---|---|---|
| **Visibility** | Not enough data | 9.0 (38 reviews) | 
| **Performance** | Not enough data | 9.1 (38 reviews) | 
| **Spend** | Not enough data | 8.7 (42 reviews) | 

#### Agentic AI -  Procure to Pay

| Feature | Qonto | Ramp | 
|---|---|---|
| **Multi-step Planning** | Not enough data | 7.6 (9 reviews) | 

### Procurement Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | 8.6/10 | 56 |

#### Data Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Consolidation** | Not enough data | 8.6 (50 reviews) | 
| **Classification** | Not enough data | 9.1 (51 reviews) | 
| **External Sources** | Not enough data | 8.2 (47 reviews) | 
| **Integration** | Not enough data | 9.1 (50 reviews) | 
| **Cleaning** | Not enough data | 8.8 (48 reviews) | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | Qonto | Ramp | 
|---|---|---|
| **Decision Making** | Not enough data | 7.6 (18 reviews) | 

#### Analytics

| Feature | Qonto | Ramp | 
|---|---|---|
| **Benchmarking** | Not enough data | 7.9 (45 reviews) | 
| **KPIs** | Not enough data | 8.0 (44 reviews) | 
| **Compliance** | Not enough data | 8.3 (46 reviews) | 
| **Errors** | Not enough data | 8.7 (47 reviews) | 

#### Recovery

| Feature | Qonto | Ramp | 
|---|---|---|
| **Historical payments** | Not enough data | 9.0 (47 reviews) | 
| **Overpayments** | Not enough data | 8.1 (43 reviews) | 

#### AP Data Processing

| Feature | Qonto | Ramp | 
|---|---|---|
| **Workflows** | Not enough data | 9.0 (47 reviews) | 
| **Transparency** | Not enough data | 9.1 (47 reviews) | 
| **Controls** | Not enough data | 9.3 (46 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | 8.3/10 | 146 |

#### Invoice Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Capture** | Not enough data | 9.2 (130 reviews) | 
| **Supplier Portal** | Not enough data | Feature Not Available | 
| **Repository** | Not enough data | 8.7 (123 reviews) | 

#### Invoice Processing

| Feature | Qonto | Ramp | 
|---|---|---|
| **Matching** | Not enough data | 8.9 (131 reviews) | 
| **Payments** | Not enough data | 9.2 (134 reviews) | 
| **Workflows** | Not enough data | 9.1 (134 reviews) | 
| **Tax Compliance** | Not enough data | Feature Not Available | 

#### Analytics

| Feature | Qonto | Ramp | 
|---|---|---|
| **Due Dates** | Not enough data | 9.1 (130 reviews) | 
| **Benchmarking** | Not enough data | Feature Not Available | 
| **KPIs** | Not enough data | Feature Not Available | 

#### Integration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Accounting** | Not enough data | 9.1 (136 reviews) | 
| **Payment Integration** | Not enough data | Feature Not Available | 
| **ERP** | Not enough data | 8.6 (120 reviews) | 

#### Risk

| Feature | Qonto | Ramp | 
|---|---|---|
| **Analysis** | Not enough data | Feature Not Available | 
| **Identification** | Not enough data | Feature Not Available | 
| **Scoring** | Not enough data | Feature Not Available | 

#### Recovery

| Feature | Qonto | Ramp | 
|---|---|---|
| **Recoup** | Not enough data | Feature Not Available | 
| **Reporting** | Not enough data | Feature Not Available | 

#### Audit

| Feature | Qonto | Ramp | 
|---|---|---|
| **Filters** | Not enough data | Feature Not Available | 
| **Post Audits** | Not enough data | Feature Not Available | 
| **Overpayments** | Not enough data | 8.1 (114 reviews) | 
| **Duplicates** | Not enough data | 8.7 (122 reviews) | 

#### Fraud

| Feature | Qonto | Ramp | 
|---|---|---|
| **Vendor Checks** | Not enough data | Feature Not Available | 
| **Data Generation** | Not enough data | Feature Not Available | 
| **Monitoring** | Not enough data | Feature Not Available | 

#### Agentic AI - AP Automation

| Feature | Qonto | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 6.1 (14 reviews) | 
| **Proactive Assistance** | Not enough data | 5.8 (14 reviews) | 
| **Decision Making** | Not enough data | 6.7 (15 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | 8.5/10 | 28 |
| **Ramp** | N/A | N/A |

#### Invoice Generation

| Feature | Qonto | Ramp | 
|---|---|---|
| **Templates** | 8.1 (21 reviews) | Not enough data | 
| **Digital Invoices** | 8.8 (21 reviews) | Not enough data | 
| **Recurring Invoices** | 8.1 (18 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Qonto | Ramp | 
|---|---|---|
| **Approvals** | 7.4 (15 reviews) | Not enough data | 
| **Batch Processing** | 7.7 (14 reviews) | Not enough data | 
| **Consolidation** | 8.6 (13 reviews) | Not enough data | 
| **Match Invoices** | 8.9 (19 reviews) | Not enough data | 

#### Analytics

| Feature | Qonto | Ramp | 
|---|---|---|
| **Due Dates** | 8.4 (15 reviews) | Not enough data | 
| **Cashflow** | 8.7 (15 reviews) | Not enough data | 
| **KPIs** | 7.6 (15 reviews) | Not enough data | 
| **Payment Tracking** | 8.2 (15 reviews) | Not enough data | 

#### Integration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Accounting** | 9.2 (20 reviews) | Not enough data | 
| **Payments** | 9.4 (20 reviews) | Not enough data | 
| **ERP** | 8.2 (14 reviews) | Not enough data | 
| **Account Sync** | 9.5 (17 reviews) | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 

### Cash Flow Management

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | 8.3/10 | 39 |
| **Ramp** | N/A | N/A |

#### Cash Flow Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **File Exports** | 8.9 (29 reviews) | Not enough data | 
| **Income and Expenses** | 9.1 (33 reviews) | Not enough data | 
| **Track Cash Flow** | 9.1 (30 reviews) | Not enough data | 

#### Cash Flow Forecasting

| Feature | Qonto | Ramp | 
|---|---|---|
| **Historical Data** | 8.7 (31 reviews) | Not enough data | 
| **Reforecast** | 7.9 (26 reviews) | Not enough data | 
| **Forecast Types** | 7.8 (24 reviews) | Not enough data | 
| **Rolling Forecasts** | 7.6 (25 reviews) | Not enough data | 
| **AI** | 7.7 (25 reviews) | Not enough data | 

#### Analytics

| Feature | Qonto | Ramp | 
|---|---|---|
| **Variance Analysis** | 8.1 (26 reviews) | Not enough data | 
| **Reports** | 8.2 (26 reviews) | Not enough data | 
| **Forecast Comparison** | 8.2 (25 reviews) | Not enough data | 
| **Forward Looking** | 8.1 (24 reviews) | Not enough data | 

#### Financial Data Transfer

| Feature | Qonto | Ramp | 
|---|---|---|
| **Data Transfer** | 8.3 (27 reviews) | Not enough data | 
| **Data Exchange** | 8.2 (26 reviews) | Not enough data | 
| **Reporting** | 8.1 (26 reviews) | Not enough data | 
| **Access** | 8.4 (28 reviews) | Not enough data | 
| **Integration** | 8.5 (24 reviews) | Not enough data | 

#### Agentic AI -  Cash Flow Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | 8.8/10 | 986 |

#### Expense Reporting

| Feature | Qonto | Ramp | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.5 (120 reviews) | 
| **Integration** | Not enough data | 9.4 (115 reviews) | 
| **Compliance** | Not enough data | 9.4 (114 reviews) | 
| **Mobile Functionality** | Not enough data | 9.4 (118 reviews) | 

#### Travel Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Itinerary Management** | Feature Not Available | 8.1 (465 reviews) | 
| **Advanced Integrations** | Feature Not Available | 8.5 (506 reviews) | 

#### Approval 

| Feature | Qonto | Ramp | 
|---|---|---|
| **Rules** | Not enough data | 9.5 (116 reviews) | 
| **Workflows** | Not enough data | 9.5 (108 reviews) | 
| **Submit** | Not enough data | 9.7 (121 reviews) | 

#### AI - Travel Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Personalization** | Not enough data | 8.0 (39 reviews) | 
| **Predictive Analytics** | Not enough data | 8.0 (39 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (39 reviews) | 
| **Efficiency** | Not enough data | 8.8 (39 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.8 (39 reviews) | 

#### Agentic AI - Travel Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.1 (21 reviews) | 
| **Proactive Assistance** | Not enough data | 8.1 (21 reviews) | 

#### Employee Risk Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Qonto | Ramp | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Procurement Orchestration

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | N/A | N/A |

#### Purchase Requisition and Approval Workflow - Procurement Orchestration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Notifcations** | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | 

#### Supplier Management - Procurement Orchestration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Tracking** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Database** | Not enough data | Not enough data | 

#### Spend Management - Procurement Orchestration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Analysis** | Not enough data | Not enough data | 
| **Visibility** | Not enough data | Not enough data | 

#### Compliance and Risk Management - Procurement Orchestration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Risk Assessment** | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | 
| **Audits** | Not enough data | Not enough data | 

#### Workflow Automation - Procurement Orchestration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Routing** | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | 
| **Approvals** | Not enough data | Not enough data | 

#### Agentic AI - Procurement Orchestration

| Feature | Qonto | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Qonto | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Vendor Management

| Product | Score | Reviews |
|---|---|---|
| **Qonto** | N/A | N/A |
| **Ramp** | 7.4/10 | 76 |

#### Agentic AI - Vendor Management

| Feature | Qonto | Ramp | 
|---|---|---|
| **Decision Making** | Not enough data | 6.4 (15 reviews) | 

#### Revenue Recognition

| Feature | Qonto | Ramp | 
|---|---|---|
| **Usage Tracking** | Not enough data | 8.6 (73 reviews) | 
| **Deferred Revenue** | Not enough data | 7.1 (68 reviews) | 
| **Revenue Accrual** | Not enough data | 7.3 (68 reviews) | 

---
## Categories
**Shared Categories (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Expense Management Software](https://www.g2.com/categories/expense-management), [Procurement Spend Analysis](https://www.g2.com/categories/procurement-spend-analysis)

**Unique to Qonto (2):** [Cash Flow Management Software](https://www.g2.com/categories/cash-flow-management), [Invoice Management Software](https://www.g2.com/categories/invoice-management)

**Unique to Ramp (5):** [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Travel Management Software](https://www.g2.com/categories/travel-management), [Vendor Management Software](https://www.g2.com/categories/vendor-management), [Procurement Orchestration Software](https://www.g2.com/categories/procurement-orchestration)


---
## Reviewer Demographics

### By Company Size

| Segment | Qonto | Ramp | 
|---|---|---|
| **Small-Business** | 94.8% | 56.9% | 
| **Mid-Market** | 5.2% | 40.6% | 
| **Enterprise** | 0% | 2.5% | 

### By Industry

#### Qonto

- **Accounting:** 8.8%
- **Consulting:** 7.9%
- **Financial Services:** 6.1%
- **Computer Software:** 6.1%
- **Marketing and Advertising:** 4.4%
- **Information Technology and Services:** 4.4%
- **Management Consulting:** 3.5%
- **Professional Training & Coaching:** 3.5%
- **Arts and Crafts:** 2.6%
- **Real Estate:** 2.6%
- **Other:** 50.0%

#### Ramp

- **Computer Software:** 14.0%
- **Information Technology and Services:** 9.1%
- **Non-Profit Organization Management:** 6.9%
- **Financial Services:** 5.2%
- **Construction:** 4.7%
- **Accounting:** 4.1%
- **Marketing and Advertising:** 3.5%
- **Hospital & Health Care:** 3.1%
- **Religious Institutions:** 2.6%
- **Health, Wellness and Fitness:** 2.6%
- **Other:** 44.3%

---
## Alternatives

### Alternatives to Qonto

- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (895 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Agicap](https://www.g2.com/products/agicap/reviews) — 4.4/5 stars (364 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5654 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9273 reviews)
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- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7135 reviews)
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### Alternatives to Ramp

- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1959 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1604 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9273 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7135 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2159 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1067 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (417 reviews)
- [Teampay](https://www.g2.com/products/teampay/reviews) — 4.4/5 stars (560 reviews)

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## Top Discussions

### Qonto

- Title: [What is Qonto used for?](https://www.g2.com/discussions/what-is-qonto-used-for) — 1 comment *(includes official response)*
  > **Top comment:** "Hello, 

Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and..."

### Ramp

- Title: [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) — 3 comments, 1 upvote
  > **Top comment:** "Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/qonto-vs-ramp-financial-ramp)