# Pleo, Xero, Payhawk vs Rydoo Comparison

| | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.4 out of 5 | 4.5 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 1,435 | 1,597 | 889 | 743 | 
| **Largest Market Segment** | Small-Business (62.6% of reviews) | Small-Business (71.3% of reviews) | Mid-Market (58.9% of reviews) | Mid-Market (49.0% of reviews) | 
| **Entry Level Price** | Starting at £9.50 Per Month | $13.00 Per Month | Contact Us Per Month | Starting at €8.00 | 

---
## Top Pros & Cons

### Pleo

Pros:
- Ease of Use (252 reviews)
- Simple (105 reviews)

Cons:
- Receipt Scanning Issues (36 reviews)
- Card Issues (34 reviews)

### Xero

Pros:
- Ease of Use (839 reviews)
- Invoice Management (362 reviews)

Cons:
- Missing Features (314 reviews)
- Limited Options (171 reviews)

### Payhawk

Pros:
- Ease of Use (361 reviews)
- Expense Management (173 reviews)

Cons:
- Approval Issues (46 reviews)
- Missing Features (44 reviews)

### Rydoo

Pros:
- Ease of Use (5 reviews)
- Intuitive (5 reviews)

Cons:
- Inefficiency (3 reviews)
- Expensive (2 reviews)

---
## Ratings Comparison
| Rating | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
  | **Meets Requirements** | 9.2 (1131 reviews) | 8.7 (1246 reviews) | 8.9 (755 reviews) | 8.8 (614 reviews) | 
  | **Ease of Use** | 9.5 (1141 reviews) | 8.9 (1286 reviews) | 9.1 (778 reviews) | 8.9 (615 reviews) | 
  | **Ease of Setup** | 9.0 (563 reviews) | 8.7 (970 reviews) | 8.7 (602 reviews) | 8.4 (169 reviews) | 
  | **Ease of Admin** | 8.9 (445 reviews) | 8.7 (409 reviews) | 8.9 (347 reviews) | 8.1 (158 reviews) | 
  | **Quality of Support** | 8.9 (875 reviews) | 8.3 (1151 reviews) | 9.2 (615 reviews) | 8.7 (476 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.9 (439 reviews) | 8.6 (403 reviews) | 8.9 (337 reviews) | 8.5 (143 reviews) | 
  | **Product Direction (% positive)** | 9.1 (1083 reviews) | 8.7 (1215 reviews) | 9.3 (757 reviews) | 8.5 (599 reviews) | 

---
## Pricing

### Pleo

#### Entry-Level Pricing

Plan: Starter

Price: Starting at £9.50 Per Month

Description: For entrepreneurs and micro companies who want to automate their expenses.

Key Features:
- Pleo company cards (plastic/virtual)
- Manage & Pay Invoices
- Real-time expense tracking

[Browse all 4 editions](https://www.g2.com/products/pleo/pricing)

#### Free Trial

Yes

### Xero

#### Entry-Level Pricing

Plan: Starter / Early

Price: $13.00 Per Month

Description: Good for sole traders, new businesses, and the self-employed.

Key Features:
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions

[Browse all 3 editions](https://www.g2.com/products/xero/pricing)

#### Free Trial

Yes

### Payhawk

#### Entry-Level Pricing

Plan: Travel

Price: Contact Us Per Month

Description: Book, pay, and manage compliant business travel anywhere in the world. Includes the Al Travel Agent

Key Features:
- Global hotel and flight booking with zero markup
- Custom travel policy
- Agentic memory for personal preferences

[Browse all 5 editions](https://www.g2.com/products/payhawk/pricing)

#### Free Trial

No

### Rydoo

#### Entry-Level Pricing

Plan: ESSENTIALS

Price: Starting at €8.00

Description: For growing businesses looking for best-in-class expense management on a budget. Minumum of 5 users

Key Features:
- Unlimited expenses
- Extensive local compliance
- Mileage expenses

[Browse all 4 editions](https://www.g2.com/products/rydoo/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 8.3/10 | 940 |
| **Xero** | 8.1/10 | 356 |
| **Payhawk** | 8.2/10 | 666 |
| **Rydoo** | 8.5/10 | 567 |

#### Expense Reports

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Ease of Creating Expense Reports** | 8.7 (656 reviews) ✓ Verified | 8.6 (219 reviews) | 8.6 (607 reviews) | 8.8 (476 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.9 (613 reviews) ✓ Verified | 8.8 (224 reviews) | 8.7 (597 reviews) | 8.3 (280 reviews) ✓ Verified | 
| **Smart Categorization** | 8.4 (679 reviews) ✓ Verified | 8.4 (202 reviews) | 8.2 (594 reviews) | 8.2 (392 reviews) ✓ Verified | 
| **Digital Receipt Management** | 9.2 (814 reviews) ✓ Verified | 8.5 (204 reviews) | 8.9 (605 reviews) | 8.9 (457 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.6 (483 reviews) ✓ Verified | 8.3 (184 reviews) | 8.9 (596 reviews) | 9.2 (90 reviews) | 
| **Currency Conversions** | Feature Not Available | 8.1 (184 reviews) | 8.4 (583 reviews) | 8.4 (347 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.5 (545 reviews) ✓ Verified | 8.6 (198 reviews) | 8.4 (535 reviews) | 8.3 (200 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | 7.1 (80 reviews) | 8.9 (77 reviews) | 7.9 (66 reviews) | Not enough data | 
| **Cross-system Integration** | 7.3 (79 reviews) | 9.0 (78 reviews) | 7.9 (66 reviews) | Not enough data | 

#### Travel Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Ease of Booking** | Feature Not Available | 7.4 (162 reviews) | 7.8 (529 reviews) | 8.7 (120 reviews) | 
| **Itinerary Management** | Feature Not Available | 6.9 (154 reviews) | 7.3 (487 reviews) | 8.5 (117 reviews) | 
| **Trip Notifications** | Feature Not Available | 6.6 (152 reviews) | 7.5 (61 reviews) | 8.5 (105 reviews) | 
| **Advanced Integrations** | 7.7 (366 reviews) | 7.3 (158 reviews) | 7.5 (505 reviews) | 8.6 (124 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 9.0 (207 reviews) | Feature Not Available | Feature Not Available | 
| **Electronic Payments** | Feature Not Available | 8.6 (185 reviews) | Feature Not Available | 8.9 (39 reviews) | 
| **Project Accounting / Revenue Recognition** | 7.7 (374 reviews) | 8.4 (185 reviews) | Feature Not Available | 8.4 (176 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Receipt Capture** | 9.2 (823 reviews) ✓ Verified | 8.2 (184 reviews) | 8.8 (574 reviews) | 8.7 (469 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.4 (345 reviews) | 7.3 (157 reviews) | 7.6 (499 reviews) | 8.6 (231 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | Feature Not Available | 6.9 (150 reviews) | 7.1 (465 reviews) | 8.5 (96 reviews) | 

#### Platform

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Embedded AI / Machine Learning** | 7.2 (414 reviews) ✓ Verified | 7.9 (143 reviews) | 7.7 (507 reviews) | 8.2 (186 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.5 (404 reviews) ✓ Verified | 7.9 (144 reviews) | 7.9 (518 reviews) | 8.1 (196 reviews) ✓ Verified | 

#### Administration

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **PCI Regulation Compliant** | 8.1 (377 reviews) ✓ Verified | 8.2 (137 reviews) | 8.1 (467 reviews) | 8.8 (82 reviews) ✓ Verified | 

#### Administration

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Business Tool Integration** | 8.3 (485 reviews) ✓ Verified | 8.3 (185 reviews) | 8.1 (531 reviews) | 8.3 (208 reviews) ✓ Verified | 
| **Workflow** | 8.5 (510 reviews) ✓ Verified | 8.3 (180 reviews) | 8.3 (555 reviews) | 8.6 (247 reviews) ✓ Verified | 
| **Automated Reminders** | 8.8 (663 reviews) ✓ Verified | 8.1 (177 reviews) | 8.4 (541 reviews) | 8.6 (227 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.1 (402 reviews) ✓ Verified | 8.0 (166 reviews) | 8.3 (518 reviews) | 8.3 (187 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.8 (593 reviews) ✓ Verified | 8.5 (193 reviews) | 8.5 (541 reviews) | 8.6 (228 reviews) ✓ Verified | 

#### Platform

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Reporting** | 8.3 (529 reviews) ✓ Verified | 8.8 (217 reviews) | 8.3 (529 reviews) | 8.5 (286 reviews) ✓ Verified | 
| **APIs / Integration** | 8.1 (413 reviews) ✓ Verified | 8.3 (172 reviews) | 8.0 (497 reviews) | 8.2 (157 reviews) ✓ Verified | 
| **Internationalization** | 8.1 (364 reviews) | 8.1 (161 reviews) | 8.2 (500 reviews) | 8.7 (181 reviews) ✓ Verified | 
| **Performance and Reliability** | 9.0 (702 reviews) ✓ Verified | 9.0 (193 reviews) | 8.7 (550 reviews) | 8.6 (311 reviews) ✓ Verified | 
| **Mobile User Support** | 9.0 (629 reviews) ✓ Verified | 8.1 (176 reviews) | 8.7 (531 reviews) | 8.5 (261 reviews) ✓ Verified | 
| **Offline** | Feature Not Available | 5.9 (147 reviews) | Feature Not Available | Feature Not Available | 

### Accounting

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | 8.3/10 | 1230 |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### General Ledger

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Journal Entries** | Not enough data | 8.5 (630 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Tags / Dimensions** | Not enough data | 8.1 (574 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | 8.5 (591 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Accounts Receivable

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Invoice Customization** | Not enough data | 8.6 (660 reviews) ✓ Verified | Not enough data | Not enough data | 
| **AR Automation** | Not enough data | 8.3 (558 reviews) | Not enough data | Not enough data | 
| **Collections Automation** | Not enough data | 8.0 (556 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Accounts Payable

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **AP Automation** | Not enough data | 8.4 (537 reviews) | Not enough data | Not enough data | 
| **Payment Processing** | Not enough data | 8.6 (620 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | 8.4 (560 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Other Functionality

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Inventory Tracking / Ordering** | Not enough data | 7.7 (497 reviews) | Not enough data | Not enough data | 
| **Inventory Pricing and Costing** | Not enough data | 7.7 (488 reviews) | Not enough data | Not enough data | 
| **Inventory Reporting** | Not enough data | 7.8 (474 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Multi-Entity / Consolidation** | Not enough data | 7.6 (514 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Recognition Rules** | Not enough data | 8.3 (541 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Reconciliations** | Not enough data | 8.9 (723 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Payroll** | Not enough data | 8.0 (552 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Time and Expense** | Not enough data | 8.2 (534 reviews) | Not enough data | Not enough data | 

#### Reporting & Analytics

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Financial Statements** | Not enough data | 8.9 (715 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Custom Reporting** | Not enough data | 8.4 (647 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Budgeting / Forecasting** | Not enough data | 8.2 (526 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Dashboards** | Not enough data | 8.7 (659 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Platform

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Customization** | Not enough data | 8.1 (587 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Workflow Capability** | Not enough data | 8.1 (541 reviews) | Not enough data | Not enough data | 
| **User, Role, and Access Management** | Not enough data | 8.5 (605 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Internationalization** | Not enough data | 8.1 (501 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Performance and Reliability** | Not enough data | 8.8 (676 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Output Document Generation** | Not enough data | 8.5 (547 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Integration

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Data Import and Export Tools** | Not enough data | 8.5 (589 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Integration APIs** | Not enough data | 8.5 (538 reviews) | Not enough data | Not enough data | 
| **Breadth of Partner Applications** | Not enough data | 8.4 (579 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Cash Flow

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Track Cash Flow** | Not enough data | 8.7 (496 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Income and Expenses** | Not enough data | 9.0 (485 reviews) ✓ Verified | Not enough data | Not enough data | 
| **File Exports** | Not enough data | 8.6 (445 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Budgeting & Forecasting

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Budgeting / Forecasting** | Not enough data | 8.2 (526 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Data Import** | Not enough data | 8.5 (449 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Versioning** | Not enough data | 8.2 (411 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Historical Data** | Not enough data | 8.4 (442 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Revenue

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Revenue Types** | Not enough data | 8.6 (466 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Revenue Allocation** | Not enough data | 8.5 (450 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Scheduling** | Not enough data | 8.1 (418 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Payroll

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Direct Deposit** | Not enough data | 8.1 (402 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Check/W-2 Printing** | Not enough data | 7.8 (389 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Tax Calculation** | Not enough data | 8.3 (435 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Reporting and Dashboards** | Not enough data | 8.6 (446 reviews) ✓ Verified | Not enough data | Not enough data | 

#### AI

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Data Extraction** | Not enough data | 8.0 (277 reviews) | Not enough data | Not enough data | 
| **Invoice Processing** | Not enough data | 8.4 (272 reviews) | Not enough data | Not enough data | 
| **Expense Management** | Not enough data | 8.3 (275 reviews) | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | 8.1 (272 reviews) | Not enough data | Not enough data | 
| **Tax Compliance** | Not enough data | 8.2 (272 reviews) | Not enough data | Not enough data | 
| **Support Chatbots** | Not enough data | 7.8 (272 reviews) | Not enough data | Not enough data | 
| **Bank Reconciliations** | Not enough data | 8.7 (290 reviews) | Not enough data | Not enough data | 
| **Report Generation** | Not enough data | 8.5 (277 reviews) | Not enough data | Not enough data | 
| **Customizable Alerts** | Not enough data | 8.3 (267 reviews) | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | 8.2 (270 reviews) | Not enough data | Not enough data | 

#### Mobile Applications - Accounting

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Cloud Integration** | Not enough data | 8.6 (282 reviews) | Not enough data | Not enough data | 
| **Notifications** | Not enough data | 8.4 (257 reviews) | Not enough data | Not enough data | 
| **UI** | Not enough data | 8.5 (295 reviews) | Not enough data | Not enough data | 
| **Offline** | Not enough data | 7.1 (242 reviews) | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | 8.6 (261 reviews) | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | 8.7 (272 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Accounting

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.2 (229 reviews) | Not enough data | Not enough data | 

### Nonprofit Accounting

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | 8.7/10 | 1043 |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### General Ledger

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Journal Entries** | Not enough data | 8.5 (630 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Tags / Dimensions** | Not enough data | 8.1 (574 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Audit Trail** | Not enough data | 8.5 (591 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Accounts Receivable

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Invoice Customization** | Not enough data | 8.6 (660 reviews) ✓ Verified | Not enough data | Not enough data | 
| **AR Automation** | Not enough data | 8.3 (558 reviews) | Not enough data | Not enough data | 
| **Collections Automation** | Not enough data | 8.0 (556 reviews) ✓ Verified | Not enough data | Not enough data | 

#### Accounts Payable

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **AP Automation** | Not enough data | 8.4 (537 reviews) | Not enough data | Not enough data | 
| **Payment Processing** | Not enough data | 8.6 (620 reviews) ✓ Verified | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | 8.4 (560 reviews) ✓ Verified | Not enough data | Not enough data | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | N/A | N/A |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### Setup

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Vehicles** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Employees** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Travel Types** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Locations** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Tracking

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Mileage** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Logs** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Automation** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Reimbursement

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Reimbursement** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Expenses** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Platform - Mileage Tracking

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Customer Support** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Mileage Tracking

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 7.8/10 | 116 |
| **Xero** | N/A | N/A |
| **Payhawk** | 8.3/10 | 272 |
| **Rydoo** | N/A | N/A |

#### Setup

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Data** | 7.7 (103 reviews) | Not enough data | 8.3 (235 reviews) | Not enough data | 
| **Approvals** | 8.1 (108 reviews) | Not enough data | 8.6 (249 reviews) | Not enough data | 
| **Alignment** | 7.9 (102 reviews) | Not enough data | 8.5 (240 reviews) | Not enough data | 

#### Performance

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **KPIs** | 7.2 (105 reviews) | Not enough data | Feature Not Available | Not enough data | 
| **Benchmarks** | 7.4 (101 reviews) | Not enough data | 7.9 (211 reviews) | Not enough data | 
| **Forecasting** | 7.2 (100 reviews) | Not enough data | 7.5 (216 reviews) | Not enough data | 
| **Savings** | 7.1 (100 reviews) | Not enough data | Feature Not Available | Not enough data | 

#### Payment Cards

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **One-time Virtual** | 7.9 (101 reviews) | Not enough data | 7.9 (40 reviews) | Not enough data | 
| **Recurring Virtual** | 8.2 (104 reviews) | Not enough data | 8.9 (217 reviews) | Not enough data | 
| **Physical** | 8.2 (109 reviews) | Not enough data | 8.7 (222 reviews) | Not enough data | 

#### Reporting

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Real time** | 8.4 (103 reviews) | Not enough data | 8.7 (221 reviews) | Not enough data | 
| **Multiple Views** | 8.0 (101 reviews) | Not enough data | 8.6 (220 reviews) | Not enough data | 
| **Export** | 8.2 (104 reviews) | Not enough data | 8.5 (219 reviews) | Not enough data | 
| **Budgets** | 7.7 (96 reviews) | Not enough data | 8.0 (208 reviews) | Feature Not Available | 

#### Payments

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Vendor** | 7.7 (100 reviews) | Not enough data | 8.3 (217 reviews) | Not enough data | 
| **Recurring** | 7.8 (99 reviews) | Not enough data | 8.3 (219 reviews) | Not enough data | 
| **Employee Reimbursements** | 8.1 (99 reviews) | Not enough data | 8.8 (222 reviews) | Not enough data | 
| **ACH** | 7.2 (91 reviews) | Not enough data | 7.9 (197 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Notifications** | 8.1 (96 reviews) | Not enough data | 8.4 (216 reviews) | Not enough data | 
| **Unique Cards** | 8.0 (103 reviews) | Not enough data | 8.6 (206 reviews) | Not enough data | 
| **Controls** | 8.5 (98 reviews) | Not enough data | 8.9 (217 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Proactive Assistance** | 7.0 (33 reviews) | Not enough data | 7.8 (32 reviews) | Not enough data | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | N/A | N/A |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### Planning

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Processes** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Contracts** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Content** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Requisition** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Execution

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Sourcing** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Purchasing** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Invoicing** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Visibility** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Performance** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Spend** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Agentic AI -  Procure to Pay

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | N/A | N/A |
| **Payhawk** | 8.3/10 | 81 |
| **Rydoo** | N/A | N/A |

#### Invoice Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Capture** | Not enough data | Not enough data | 9.0 (72 reviews) | Not enough data | 
| **Supplier Portal** | Not enough data | Not enough data | 7.7 (66 reviews) | Not enough data | 
| **Repository** | Not enough data | Not enough data | 8.6 (69 reviews) | Not enough data | 

#### Invoice Processing

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Matching** | Not enough data | Not enough data | 8.5 (65 reviews) | Not enough data | 
| **Payments** | Not enough data | Not enough data | 8.6 (69 reviews) | Not enough data | 
| **Workflows** | Not enough data | Not enough data | 8.8 (72 reviews) | Not enough data | 
| **Tax Compliance** | Not enough data | Not enough data | 8.3 (66 reviews) | Not enough data | 

#### Analytics

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Due Dates** | Not enough data | Not enough data | 8.6 (67 reviews) | Not enough data | 
| **Benchmarking** | Not enough data | Not enough data | 8.1 (66 reviews) | Not enough data | 
| **KPIs** | Not enough data | Not enough data | 7.8 (64 reviews) | Not enough data | 

#### Integration

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | 8.8 (72 reviews) | Not enough data | 
| **Payment Integration** | Not enough data | Not enough data | 8.6 (66 reviews) | Not enough data | 
| **ERP** | Not enough data | Not enough data | 8.5 (71 reviews) | Not enough data | 

#### Risk

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Analysis** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Identification** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Scoring** | Not enough data | Not enough data | Feature Not Available | Not enough data | 

#### Recovery

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Recoup** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Reporting** | Not enough data | Not enough data | Feature Not Available | Not enough data | 

#### Audit

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Filters** | Not enough data | Not enough data | 8.2 (63 reviews) | Not enough data | 
| **Post Audits** | Not enough data | Not enough data | 8.3 (60 reviews) | Not enough data | 
| **Overpayments** | Not enough data | Not enough data | 7.9 (59 reviews) | Not enough data | 
| **Duplicates** | Not enough data | Not enough data | 8.4 (61 reviews) | Not enough data | 

#### Fraud

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Vendor Checks** | Not enough data | Not enough data | 8.1 (59 reviews) | Not enough data | 
| **Data Generation** | Not enough data | Not enough data | 8.3 (61 reviews) | Not enough data | 
| **Monitoring** | Not enough data | Not enough data | 8.3 (60 reviews) | Not enough data | 

#### Agentic AI - AP Automation

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.2 (13 reviews) | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 7.9 (13 reviews) | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 7.9 (13 reviews) | Not enough data | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 7.6/10 | 102 |
| **Xero** | 8.6/10 | 324 |
| **Payhawk** | 8.2/10 | 282 |
| **Rydoo** | N/A | N/A |

#### Invoice Generation

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Templates** | 7.2 (58 reviews) | 8.3 (207 reviews) | Feature Not Available | Not enough data | 
| **Digital Invoices** | 8.3 (73 reviews) | 9.0 (208 reviews) | Feature Not Available | Not enough data | 
| **Recurring Invoices** | 8.0 (65 reviews) | 9.0 (202 reviews) | Feature Not Available | Not enough data | 

#### Invoice Processing

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Approvals** | 8.1 (77 reviews) | 8.6 (199 reviews) | 8.6 (256 reviews) | Not enough data | 
| **Batch Processing** | 7.3 (61 reviews) | 8.5 (198 reviews) | 8.1 (230 reviews) | Not enough data | 
| **Consolidation** | 7.3 (62 reviews) | 8.3 (194 reviews) | 8.1 (233 reviews) | Not enough data | 
| **Match Invoices** | 8.0 (68 reviews) | 8.9 (205 reviews) | 8.3 (248 reviews) | Not enough data | 

#### Analytics

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Due Dates** | 7.9 (67 reviews) | 9.0 (204 reviews) | 8.3 (235 reviews) | Not enough data | 
| **Cashflow** | 8.0 (70 reviews) | 8.6 (203 reviews) | 7.9 (224 reviews) | Not enough data | 
| **KPIs** | 7.0 (59 reviews) | 8.1 (186 reviews) | Feature Not Available | Not enough data | 
| **Payment Tracking** | 8.4 (82 reviews) | 8.7 (201 reviews) | 8.3 (237 reviews) | Not enough data | 

#### Integration

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Accounting** | 8.2 (73 reviews) | 9.0 (210 reviews) | 8.5 (252 reviews) | Not enough data | 
| **Payments** | 8.7 (90 reviews) | 8.7 (206 reviews) | 8.6 (249 reviews) | Not enough data | 
| **ERP** | 7.3 (57 reviews) | 8.0 (187 reviews) | 7.9 (232 reviews) | Not enough data | 
| **Account Sync** | 8.0 (65 reviews) | 8.5 (205 reviews) | 8.4 (237 reviews) | Not enough data | 

#### Agentic AI - Invoice Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Cross-system Integration** | 6.8 (13 reviews) | 8.3 (108 reviews) | 7.9 (26 reviews) | Not enough data | 
| **Adaptive Learning** | 6.4 (13 reviews) | 8.3 (109 reviews) | 7.9 (26 reviews) | Not enough data | 
| **Proactive Assistance** | 6.4 (13 reviews) | 8.1 (110 reviews) | 8.0 (26 reviews) | Not enough data | 

### Inventory Control

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | 9.0/10 | 137 |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### Multichannel inventory management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Warehouse Inventory Transfer** | Not enough data | 8.7 (74 reviews) | Not enough data | Not enough data | 
| **Multichannel Inventory Syncing** | Not enough data | 8.8 (74 reviews) | Not enough data | Not enough data | 
| **Multi-Warehouse Routing** | Not enough data | 8.6 (74 reviews) | Not enough data | Not enough data | 

#### 3PL inventory management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Client management** | Not enough data | 9.0 (75 reviews) | Not enough data | Not enough data | 
| **Marketplace connections** | Not enough data | 8.8 (74 reviews) | Not enough data | Not enough data | 
| **3PL inventory tracking** | Not enough data | 8.8 (73 reviews) | Not enough data | Not enough data | 

#### Inventory Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Inventory Tracking** | Not enough data | 9.1 (76 reviews) | Not enough data | Not enough data | 
| **Inventory Costing** | Not enough data | 8.9 (75 reviews) | Not enough data | Not enough data | 
| **Product Master** | Not enough data | 8.9 (73 reviews) | Not enough data | Not enough data | 
| **Inventory Forecasting** | Not enough data | 8.9 (73 reviews) | Not enough data | Not enough data | 
| **Integrations** | Not enough data | 9.2 (74 reviews) | Not enough data | Not enough data | 

#### Inventory Management Platform Features

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Centralized Inventory Database** | Not enough data | 9.1 (77 reviews) | Not enough data | Not enough data | 
| **Inventory Level Dashboards** | Not enough data | 9.1 (78 reviews) | Not enough data | Not enough data | 
| **Stock History Reporting** | Not enough data | 8.9 (79 reviews) | Not enough data | Not enough data | 
| **Low Stock Notifications** | Not enough data | 8.6 (75 reviews) | Not enough data | Not enough data | 
| **Bundles, Kits, & Variants** | Not enough data | 8.8 (75 reviews) | Not enough data | Not enough data | 
| **Asset Tracking** | Not enough data | 9.1 (78 reviews) | Not enough data | Not enough data | 
| **Inventory Forecasting** | Not enough data | 8.9 (76 reviews) | Not enough data | Not enough data | 
| **eCommerce Integrations** | Not enough data | 9.2 (73 reviews) | Not enough data | Not enough data | 
| **Accounting Integrations** | Not enough data | 9.3 (77 reviews) | Not enough data | Not enough data | 
| **Data Exporting / Importing** | Not enough data | 9.4 (77 reviews) | Not enough data | Not enough data | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | N/A | N/A |
| **Payhawk** | 7.6/10 | 569 |
| **Rydoo** | N/A | N/A |

#### Expense Reporting

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Expense Automation** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Integration** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Mobile Functionality** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Travel Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Ease of Booking** | Feature Not Available | 7.4 (162 reviews) | 7.8 (529 reviews) | 8.7 (120 reviews) | 
| **Itinerary Management** | Feature Not Available | 6.9 (154 reviews) | 7.3 (487 reviews) | 8.5 (117 reviews) | 
| **Trip Notifications** | Feature Not Available | 6.6 (152 reviews) | 7.5 (61 reviews) | 8.5 (105 reviews) | 
| **Advanced Integrations** | 7.7 (366 reviews) | 7.3 (158 reviews) | 7.5 (505 reviews) | 8.6 (124 reviews) ✓ Verified | 

#### Approval 

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Rules** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Submit** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### AI - Travel Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Personalization** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Predictive Analytics** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Cost Savings** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Efficiency** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Real-Time Assistance** | Not enough data | Not enough data | Feature Not Available | Not enough data | 

#### Agentic AI - Travel Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Employee Risk Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | Feature Not Available | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | Feature Not Available | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | 8.4/10 | 291 |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### Bill Generation

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Templates** | Not enough data | 8.3 (197 reviews) | Not enough data | Not enough data | 
| **Digital Billing** | Not enough data | 8.7 (198 reviews) | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | 8.7 (201 reviews) | Not enough data | Not enough data | 

#### Bill Processing

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Consolidation** | Not enough data | 8.1 (192 reviews) | Not enough data | Not enough data | 
| **Batch Invoicing** | Not enough data | 8.4 (193 reviews) | Not enough data | Not enough data | 
| **Management** | Not enough data | 8.6 (195 reviews) | Not enough data | Not enough data | 

#### Integration

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Accounting** | Not enough data | 8.8 (205 reviews) | Not enough data | Not enough data | 
| **Payments** | Not enough data | 8.6 (200 reviews) | Not enough data | Not enough data | 
| **ERP** | Not enough data | 7.9 (183 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.3 (105 reviews) | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | 8.1/10 | 251 |
| **Xero** | N/A | N/A |
| **Payhawk** | 8.3/10 | 289 |
| **Rydoo** | N/A | N/A |

#### Card Management

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Card Types** | 8.5 (209 reviews) | Not enough data | 8.8 (268 reviews) | Not enough data | 
| **Card Controls** | 8.9 (210 reviews) | Not enough data | 8.8 (272 reviews) | Not enough data | 
| **Card Personalization** | Feature Not Available | Not enough data | Feature Not Available | Not enough data | 
| **Configuration** | 8.4 (183 reviews) | Not enough data | 8.7 (242 reviews) | Not enough data | 
| **Fulfillment** | 8.0 (173 reviews) | Not enough data | 7.8 (43 reviews) | Feature Not Available | 
| **Replacement** | 8.2 (163 reviews) | Not enough data | 8.6 (245 reviews) | Not enough data | 

#### Controls

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Tokenization** | 7.4 (129 reviews) | Not enough data | 7.8 (214 reviews) | Not enough data | 
| **Security** | 8.7 (194 reviews) | Not enough data | 8.4 (248 reviews) | Not enough data | 
| **Card Networks** | 8.3 (153 reviews) | Not enough data | 8.6 (232 reviews) | Not enough data | 
| **Integration** | 8.2 (166 reviews) | Not enough data | 8.3 (239 reviews) | Not enough data | 
| **Testing** | 7.3 (129 reviews) | Not enough data | 7.8 (225 reviews) | Not enough data | 
| **APIs** | 7.6 (129 reviews) | Not enough data | 7.9 (214 reviews) | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Pleo** | N/A | N/A |
| **Xero** | N/A | N/A |
| **Payhawk** | N/A | N/A |
| **Rydoo** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Pleo (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance)

**Unique to Xero (5):** [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Inventory Control Software](https://www.g2.com/categories/inventory-control-software), [Billing Software](https://www.g2.com/categories/billing), [Accounting Software](https://www.g2.com/categories/accounting), [Nonprofit Accounting Software](https://www.g2.com/categories/nonprofit-accounting-software)

**Unique to Payhawk (7):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Spend Management Software](https://www.g2.com/categories/spend-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Travel Management Software](https://www.g2.com/categories/travel-management), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay)

**Unique to Rydoo (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking), [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance)


---
## Reviewer Demographics

### By Company Size

| Segment | Pleo | Xero | Payhawk | Rydoo | 
|---|---|---|---|---|
| **Small-Business** | 62.6% | 71.3% | 31.7% | 27.1% | 
| **Mid-Market** | 35.4% | 23.7% | 58.9% | 49.0% | 
| **Enterprise** | 1.9% | 5.0% | 9.4% | 24.0% | 

### By Industry

#### Pleo

- **Computer Software:** 12.3%
- **Information Technology and Services:** 8.6%
- **Marketing and Advertising:** 5.9%
- **Financial Services:** 4.4%
- **Hospitality:** 2.8%
- **Retail:** 2.7%
- **Accounting:** 2.6%
- **Construction:** 2.4%
- **Leisure, Travel & Tourism:** 2.3%
- **Events Services:** 2.3%
- **Other:** 53.9%

#### Xero

- **Accounting:** 21.7%
- **Information Technology and Services:** 8.8%
- **Computer Software:** 6.6%
- **Marketing and Advertising:** 5.0%
- **Consulting:** 3.6%
- **Construction:** 3.5%
- **Financial Services:** 3.1%
- **Retail:** 3.1%
- **Health, Wellness and Fitness:** 2.1%
- **Real Estate:** 1.9%
- **Other:** 40.6%

#### Payhawk

- **Computer Software:** 14.7%
- **Information Technology and Services:** 11.2%
- **Financial Services:** 6.5%
- **Accounting:** 6.1%
- **Marketing and Advertising:** 4.0%
- **Leisure, Travel & Tourism:** 2.7%
- **Construction:** 2.0%
- **Retail:** 1.8%
- **Computer & Network Security:** 1.7%
- **Automotive:** 1.7%
- **Other:** 47.5%

#### Rydoo

- **Information Technology and Services:** 11.6%
- **Computer Software:** 7.5%
- **Management Consulting:** 4.0%
- **Financial Services:** 3.8%
- **Accounting:** 3.8%
- **Marketing and Advertising:** 3.3%
- **Human Resources:** 2.6%
- **Construction:** 2.5%
- **Automotive:** 2.2%
- **Hospital & Health Care:** 2.1%
- **Other:** 56.5%

---
## Alternatives

### Alternatives to Pleo

- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Soldo](https://www.g2.com/products/soldo/reviews) — 4.5/5 stars (192 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) — 4.7/5 stars (229 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1521 reviews)

### Alternatives to Xero

- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4775 reviews)
- [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) — 4.0/5 stars (3825 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (974 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4210 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1765 reviews)
- [Certinia Financial Management Cloud](https://www.g2.com/products/certinia-financial-management-cloud/reviews) — 4.0/5 stars (437 reviews)
- [Zoho Books](https://www.g2.com/products/zoho-books/reviews) — 4.4/5 stars (327 reviews)
- [Wave](https://www.g2.com/products/wave/reviews) — 4.3/5 stars (323 reviews)
- [Acumatica](https://www.g2.com/products/acumatica/reviews) — 4.4/5 stars (2007 reviews)
- [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews) — 4.3/5 stars (1056 reviews)

### Alternatives to Payhawk

- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) — 4.7/5 stars (229 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)

### Alternatives to Rydoo

- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Emburse Spend (formerly Abacus)](https://www.g2.com/products/emburse-spend-formerly-abacus/reviews) — 4.5/5 stars (1119 reviews)
- [Zoho Expense](https://www.g2.com/products/zoho-expense/reviews) — 4.5/5 stars (1521 reviews)
- [Perk (formerly TravelPerk)](https://www.g2.com/products/perk-formerly-travelperk/reviews) — 4.6/5 stars (1971 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2386 reviews)
- [Emburse Nexonia](https://www.g2.com/products/emburse-nexonia/reviews) — 4.3/5 stars (489 reviews)
- [Emburse Expense Enterprise (formerly Chrome River Expense)](https://www.g2.com/products/emburse-expense-enterprise-formerly-chrome-river-expense/reviews) — 4.3/5 stars (2104 reviews)

---
## Top Discussions

### Pleo

- Title: [What is Pleo used for?](https://www.g2.com/discussions/what-is-pleo-used-for) — 2 comments
  > **Top comment:** "Expense accounting on company credit cards."
- Title: [Pleo card is not accepted by all organisations](https://www.g2.com/discussions/13281-pleo-card-is-not-accepted-by-all-organisations) — 2 comments, 1 upvote
  > **Top comment:** "Hi Stephen. Pleo cards can be used in more than 30 million locations worldwide, online and in stores, making corporate purchasing easy and convenient – just..."
- Title: [Pleo isn't on UBER as one of the options for auto-submitting expenses](https://www.g2.com/discussions/pleo-isn-t-on-uber-as-one-of-the-options-for-auto-submitting-expenses) — 1 comment, 1 upvote
  > **Top comment:** "Have you tried just entering as a Mastercard?
I use it for tickets and taxi in Denmark and Sweden without any problems."
- Title: [Can users swap cards?](https://www.g2.com/discussions/13939-can-users-swap-cards) — 1 comment, 1 upvote
  > **Top comment:** "Hi Barry,

Pleo users swap cards with one another. Virtual as well as plastic cards are assigned to one single cardholder and must not be shared. By..."
- Title: [Can I separate manager transactions into lists?](https://www.g2.com/discussions/13845-can-i-separate-manager-transactions-into-lists) — 1 comment, 1 upvote
  > **Top comment:** "Hi Deborah. Admins have access to everyone's transactions directly in the Pleo app. The expense feed as well as the manage expense view give great detail..."

### Xero

- Title: [What is Xero used for?](https://www.g2.com/discussions/what-is-xero-used-for) — 3 comments
  > **Top comment:** "Accounting, bookkeeping, tax return, payroll, expenses management etc. For small or medium business"
- Title: [Is XERO a good accounting software?](https://www.g2.com/discussions/is-xero-a-good-accounting-software) — 3 comments
  > **Top comment:** "Yep - especially with the upgrade to forecast cash flow"
- Title: [What is Xero software used for?](https://www.g2.com/discussions/what-is-xero-software-used-for) — 3 comments
  > **Top comment:** "Accounting and invoicing needs"
- Title: [Is Xero easy to use?](https://www.g2.com/discussions/is-xero-easy-to-use) — 2 comments, 1 upvote
  > **Top comment:** "Yes, it is easy to use."
- Title: [What are the new features in Xero?](https://www.g2.com/discussions/what-are-the-new-features-in-xero) — 2 comments, 1 upvote
  > **Top comment:** "Do you need reviews on this G2 website too? I have reviewed the website here before. And approved review 100% madniawais189@gmail.com"

### Payhawk

- Title: [Payhawk incentivises gift card without any remarks - then G2 says 'not eligible'](https://www.g2.com/discussions/payhawk-incentivises-gift-card-without-any-remarks-then-g2-says-not-eligible) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Hello Sebastian,

It appears that your G2 voucher has been marked as redeemed. If this isn’t correct or you need any assistance, please let us know. 🙌
"

### Rydoo

- Title: [How to include Uber or other taxi on rydo automaticaly?](https://www.g2.com/discussions/how-to-include-uber-or-other-taxi-on-rydo-automaticaly) — 2 comments, 1 upvote
  > **Top comment:** "Hi Reinaldo,

To add an Uber receipt I take a screenshot of the Uber email on my phone and add it as the receipt in rydoo."
- Title: [Where is my data held? Is it secure?](https://www.g2.com/discussions/data-security-c40be2cc-09e1-4be0-9896-8e0944022d61) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "All data is stored in the European Union, and is stored in line with the regulations of the European Data Protection Directive designed to protect the..."
- Title: [Rydoo is already set up, now we want it to integrate with Exact Online, how best to handle?](https://www.g2.com/discussions/11895-rydoo-is-already-set-up-now-we-want-it-to-integrate-with-exact-online-how-best-to-handle) — 1 comment, 1 upvote
  > **Top comment:** "If your accounting software allows csv integration you can run reportings with the accounting function then import into the accounting software.  A yooz..."
- Title: [How does the pricing work?](https://www.g2.com/discussions/pricing-f6aaee79-8259-4b74-b79c-a665f75db810) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "With Rydoo we aim to make things simple, charging on a per user basis. All plans allow you to test drive the solution before you start (with no credit card..."
- Title: [What is the difference between the team and enterprise plan?](https://www.g2.com/discussions/pricing-7bd80c0b-902e-48e4-ae0d-bdf4a0e617e1) — 1 comment, 1 upvote *(includes official response)*
  > **Top comment:** "With the team version you can sign up online. You can track, manage and follow up all expenses of your company or team and all features within Rydoo are..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/pleo-vs-xero-vs-payhawk-vs-rydoo)