Compare Pleo and Xero 
At a Glance
Market Segments
Small-Business (62.8% of reviews)
Small-Business (68.1% of reviews)
Entry-Level Pricing
Starting at £9.50 Per Month
$13.00 Per Month
Pleo
Star Rating
(1,434)4.7 out of 5
Market Segments
Small-Business (62.8% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at £9.50 Per Month
Free Trial is available
Browse all 4 pricing plansXero
Star Rating
(1,621)4.4 out of 5
Market Segments
Small-Business (68.1% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in overall usability, particularly for users without an accounting background. One user highlighted that it offers the functionality of a top-tier small business accounting system, making it accessible for average business owners.
- Users say Pleo simplifies expense management significantly, allowing employees to pay with a card and upload receipts instantly through the app. This feature is praised for saving time compared to traditional expense reporting methods.
- Reviewers mention that Xero's automatic bank reconciliation is a standout feature, noted for its speed and accuracy. Users appreciate how it matches invoices and facilitates the creation of new transactions, enhancing their overall accounting experience.
- According to verified reviews, Pleo's ease of setup is frequently commended, with users finding the initial configuration straightforward. This ease of use contributes to a smoother onboarding process, making it appealing for businesses looking to implement expense management quickly.
- G2 reviewers highlight that while Xero has a higher overall satisfaction score, Pleo's user-friendly interface and features like digital receipt management and referral rewards create a compelling experience for users focused on expense tracking.
- Users report that Xero's robust invoicing capabilities, including the ability to customize invoices with company branding, provide a professional touch that many small businesses find valuable, setting it apart from Pleo's more basic invoicing features.
Pricing
Entry-Level Pricing
Pleo
Starter
Starting at £9.50
Per Month
For entrepreneurs and micro companies who want to automate their expenses.
- Pleo company cards (plastic/virtual)
- Manage & Pay Invoices
- Real-time expense tracking
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
Pleo
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
9.2
1,128
8.7
1,281
Ease of Use
9.5
1,138
9.0
1,333
Ease of Setup
9.0
562
8.8
1,021
Ease of Admin
8.9
445
8.7
403
Quality of Support
8.9
873
8.4
1,190
Has the product been a good partner in doing business?
8.9
439
8.6
397
Product Direction (% positive)
9.1
1,080
8.8
1,261
Features by Category
Expense Reports
8.7
654
|
Verified
8.7
245
8.9
613
|
Verified
8.9
249
8.4
679
|
Verified
8.6
226
9.2
813
|
Verified
8.6
228
8.6
481
|
Verified
8.5
211
Feature Not Available
8.3
212
8.5
544
|
Verified
8.8
224
Agentic AI - Expense Management
7.1
80
9.0
104
7.3
79
9.2
104
Travel Management
Feature Not Available
7.8
191
Feature Not Available
7.4
183
Feature Not Available
7.1
181
7.7
366
7.7
186
Client Invoicing
Feature Not Available
9.1
230
Feature Not Available
8.8
212
7.7
374
8.6
211
Generative AI - Expense Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Mobile
9.2
823
|
Verified
8.4
209
7.4
345
7.7
186
Feature Not Available
7.4
179
Platform
7.2
414
|
Verified
8.2
170
7.5
404
|
Verified
8.2
172
Administration
8.1
377
|
Verified
8.5
166
Administration
8.3
485
|
Verified
8.4
212
8.5
509
|
Verified
8.5
208
8.8
663
|
Verified
8.3
205
8.1
402
|
Verified
8.2
194
8.8
593
|
Verified
8.6
217
Platform
8.3
529
|
Verified
8.9
243
8.1
413
|
Verified
8.5
199
8.1
363
8.4
188
9.0
701
|
Verified
9.1
220
9.0
629
|
Verified
8.3
203
Feature Not Available
5.6
166
General Ledger
Not enough data
8.6
673
|
Verified
Not enough data
8.2
625
|
Verified
Not enough data
8.5
641
|
Verified
Accounts Receivable
Not enough data
8.7
707
|
Verified
Not enough data
8.4
609
Not enough data
8.2
610
|
Verified
Accounts Payable
Not enough data
8.5
588
Not enough data
8.7
665
|
Verified
Not enough data
8.5
610
|
Verified
Other Functionality
Not enough data
7.8
545
Not enough data
7.9
539
Not enough data
8.0
525
|
Verified
Not enough data
7.8
564
|
Verified
Not enough data
8.4
589
|
Verified
Not enough data
9.0
754
|
Verified
Not enough data
8.2
595
|
Verified
Not enough data
8.3
586
Reporting & Analytics
Not enough data
8.9
759
|
Verified
Not enough data
8.5
703
|
Verified
Not enough data
8.4
576
|
Verified
Not enough data
8.8
709
|
Verified
Platform
Not enough data
8.2
636
|
Verified
Not enough data
8.2
589
Not enough data
8.6
653
|
Verified
Not enough data
8.2
553
|
Verified
Not enough data
8.8
706
|
Verified
Not enough data
8.6
598
|
Verified
Integration
Not enough data
8.6
643
|
Verified
Not enough data
8.5
577
Not enough data
8.4
620
|
Verified
Cash Flow
Not enough data
8.8
549
|
Verified
Not enough data
9.0
537
|
Verified
Not enough data
8.7
496
|
Verified
Budgeting & Forecasting
Not enough data
8.4
576
|
Verified
Not enough data
8.6
501
|
Verified
Not enough data
8.3
462
|
Verified
Not enough data
8.5
492
|
Verified
Revenue
Not enough data
8.7
517
|
Verified
Not enough data
8.6
502
|
Verified
Not enough data
8.3
470
|
Verified
Payroll
Not enough data
8.2
451
|
Verified
Not enough data
7.9
438
|
Verified
Not enough data
8.4
480
|
Verified
Not enough data
8.7
493
|
Verified
AI
Not enough data
8.2
324
Not enough data
8.7
323
Not enough data
8.6
326
Not enough data
8.3
324
Not enough data
8.4
321
Not enough data
8.0
320
Not enough data
8.9
337
Not enough data
8.7
327
Not enough data
8.5
317
Not enough data
8.4
319
Mobile Applications - Accounting
Not enough data
8.7
326
Not enough data
8.6
306
Not enough data
8.6
338
Not enough data
7.0
282
Not enough data
8.8
310
Not enough data
8.9
318
Agentic AI - Accounting
Not enough data
8.4
279
General Ledger
Not enough data
8.6
673
|
Verified
Not enough data
8.2
625
|
Verified
Not enough data
8.5
641
|
Verified
Accounts Receivable
Not enough data
8.7
707
|
Verified
Not enough data
8.4
609
Not enough data
8.2
610
|
Verified
Accounts Payable
Not enough data
8.5
588
Not enough data
8.7
665
|
Verified
Not enough data
8.5
610
|
Verified
Setup
7.7
103
Not enough data
8.1
108
Not enough data
7.9
102
Not enough data
Performance
7.2
105
Not enough data
7.4
101
Not enough data
7.2
100
Not enough data
7.1
100
Not enough data
Payment Cards
7.9
101
Not enough data
8.2
104
Not enough data
8.2
109
Not enough data
Reporting
8.4
103
Not enough data
8.0
101
Not enough data
8.2
104
Not enough data
7.7
96
Not enough data
Payments
7.7
100
Not enough data
7.8
99
Not enough data
8.1
99
Not enough data
7.2
91
Not enough data
Fraud & Risk Management
8.1
96
Not enough data
8.0
103
Not enough data
8.5
98
Not enough data
Agentic AI - Spend Management
7.0
33
Not enough data
Invoice Generation
7.2
58
8.5
234
8.3
73
9.1
236
8.0
65
9.1
229
Invoice Processing
8.1
77
8.8
225
7.3
61
8.7
224
7.3
62
8.5
221
8.0
68
9.0
232
Analytics
7.9
67
9.1
228
8.0
70
8.7
228
7.0
59
8.3
211
8.4
82
8.8
228
Integration
8.2
73
9.1
237
8.7
90
8.9
231
7.3
57
8.2
212
8.0
65
8.6
231
Agentic AI - Invoice Management
6.8
13
8.6
134
6.4
13
8.6
135
6.4
13
8.3
136
Multichannel inventory management
Not enough data
8.9
94
Not enough data
9.0
95
Not enough data
8.8
95
3PL inventory management
Not enough data
9.2
97
Not enough data
9.0
97
Not enough data
9.0
96
Inventory Management
Not enough data
9.2
98
Not enough data
9.1
97
Not enough data
9.0
93
Not enough data
9.0
96
Not enough data
9.4
96
Inventory Management Platform Features
Not enough data
9.3
101
Not enough data
9.3
102
Not enough data
9.1
102
Not enough data
8.9
98
Not enough data
9.1
98
Not enough data
9.3
102
Not enough data
9.1
100
Not enough data
9.4
98
Not enough data
9.5
101
Not enough data
9.5
101
Bill Generation
Not enough data
8.4
220
Not enough data
8.8
225
Not enough data
8.9
226
Bill Processing
Not enough data
8.3
216
Not enough data
8.5
217
Not enough data
8.8
220
Integration
Not enough data
8.9
230
Not enough data
8.8
225
Not enough data
8.1
209
Agentic AI - Billing
Not enough data
8.6
129
Card Management
8.5
209
Not enough data
8.9
210
Not enough data
Feature Not Available
Not enough data
8.4
183
Not enough data
8.0
173
Not enough data
8.2
163
Not enough data
Controls
7.4
129
Not enough data
8.7
194
Not enough data
8.3
153
Not enough data
8.2
166
Not enough data
7.3
129
Not enough data
7.6
129
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Pleo and Xero are categorized as Expense Management and Invoice Management
Reviews
Reviewers' Company Size
Pleo
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
12.3%
Information Technology and Services
8.6%
Marketing and Advertising
5.9%
Financial Services
4.4%
Hospitality
2.8%
Other
66.1%
Accounting
19.9%
Information Technology and Services
10.1%
Computer Software
6.6%
Marketing and Advertising
5.0%
Consulting
3.5%
Other
54.8%
Alternatives
Discussions
What is Pleo used for?
2 Comments
SK
Expense accounting on company credit cards.Read more
Pleo card is not accepted by all organisations
2 Comments
SL
Hi Stephen. Pleo cards can be used in more than 30 million locations worldwide, online and in stores, making corporate purchasing easy and convenient – just...Read more
Pleo isn't on UBER as one of the options for auto-submitting expenses
1 Comment
EL
Have you tried just entering as a Mastercard?
I use it for tickets and taxi in Denmark and Sweden without any problems.Read more
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