Compare Penny Inc. and SAP Concur 
Featured Products
At a Glance
Market Segments
Small-Business (80.0% of reviews)
Enterprise (55.0% of reviews)
Entry-Level Pricing
Free
$9/report average price*
Penny Inc.
Star Rating
(11)3.5 out of 5
Market Segments
Small-Business (80.0% of reviews)
Pros & Cons
Not enough data
Entry-Level Pricing
Free
Learn more about Penny Inc.SAP Concur
Star Rating
(6,959)4.0 out of 5
Market Segments
Enterprise (55.0% of reviews)
Pros & Cons
Entry-Level Pricing
$9/report average price*
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that SAP Concur excels in managing complex business expenses, offering extensive capabilities for both personal and team expenses, as well as seamless integration for booking travel, including flights and accommodations. This comprehensive approach makes it a preferred choice for larger enterprises.
- Users say that Penny Inc. stands out for its user-friendly interface and quick fund transfers, making it an appealing option for small businesses. Reviewers appreciate the absence of fees, which adds to its attractiveness for budget-conscious users.
- According to verified reviews, SAP Concur is praised for its AI-driven enhancements that improve accuracy and productivity, alongside strong customer support. Users highlight the ease of implementation, which is crucial for businesses looking to adopt new software quickly.
- Reviewers mention that while Penny Inc. offers a straightforward experience with high ease of use, it may lack some of the advanced features that larger organizations require for comprehensive expense management, which could limit its scalability.
- G2 reviewers indicate that SAP Concur's robust support and integration capabilities are significant advantages, especially for enterprises that need reliable assistance and a system that works well with existing tools, enhancing overall productivity.
- Users highlight that while Penny Inc. provides a solid platform for small businesses, its limited review activity suggests that it may not have the same level of proven reliability and user satisfaction as SAP Concur, which has garnered a substantial number of recent positive reviews.
Pricing
Entry-Level Pricing
Penny Inc.
All tiers
Free
- Unlimited Virtual Debit Cards
- Business Debit Cards
- Quickbooks Integration
SAP Concur
Automate
$9
/report average price*
Automate spending processes for more visibility and control.
- Automated expense reporting and receipt capture
- Customizable spending policies
- Dashboard reporting for visibility
Free Trial
Penny Inc.
Free Trial is available
SAP Concur
Free Trial is available
Ratings
Meets Requirements
9.3
7
8.7
5,899
Ease of Use
9.5
7
8.0
5,957
Ease of Setup
9.4
6
8.0
1,324
Ease of Admin
10.0
6
8.1
883
Quality of Support
9.6
8
8.0
4,300
Has the product been a good partner in doing business?
10.0
6
8.1
865
Product Direction (% positive)
7.1
8
7.3
5,795
Features by Category
Expense Reports
Not enough data
8.5
4491
|
Verified
Not enough data
8.6
3554
|
Verified
Not enough data
8.0
3496
|
Verified
Not enough data
8.5
4290
|
Verified
Not enough data
8.8
4154
|
Verified
Not enough data
8.5
2099
|
Verified
Feature Not Available
8.6
2880
|
Verified
Agentic AI - Expense Management
Not enough data
8.2
100
Not enough data
8.2
112
Travel Management
Not enough data
8.2
3389
|
Verified
Not enough data
8.3
3217
|
Verified
Not enough data
8.5
3163
|
Verified
Not enough data
8.3
2375
|
Verified
Client Invoicing
Not enough data
8.3
1564
|
Verified
Not enough data
8.5
1733
|
Verified
Not enough data
8.3
1374
|
Verified
Mobile
Not enough data
8.8
3710
|
Verified
Not enough data
8.6
2460
|
Verified
Not enough data
8.6
2693
|
Verified
Platform
Not enough data
7.8
712
|
Verified
Not enough data
8.1
2081
|
Verified
Administration
Not enough data
8.3
1166
|
Verified
Administration
Not enough data
8.4
1412
|
Verified
Not enough data
8.4
1674
|
Verified
Not enough data
8.4
1595
|
Verified
Not enough data
8.5
1519
|
Verified
Not enough data
8.6
1579
|
Verified
Platform
Not enough data
8.4
1726
|
Verified
Not enough data
8.2
1172
|
Verified
Feature Not Available
8.3
1127
|
Verified
Not enough data
8.3
1963
|
Verified
Not enough data
8.3
1613
|
Verified
Feature Not Available
Feature Not Available
Invoice Management
Not enough data
9.2
110
Not enough data
Feature Not Available
Not enough data
9.2
102
Invoice Processing
Not enough data
9.3
101
Not enough data
9.2
106
Not enough data
9.3
108
Not enough data
9.3
101
Analytics
Not enough data
9.3
109
Not enough data
Feature Not Available
Not enough data
9.2
101
Integration
Not enough data
9.3
111
Not enough data
9.3
105
Not enough data
9.2
109
Risk
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Recovery
Not enough data
9.0
102
Not enough data
9.2
105
Audit
Not enough data
9.2
101
Not enough data
Feature Not Available
Not enough data
9.1
100
Not enough data
9.3
105
Fraud
Not enough data
9.1
100
Not enough data
9.1
105
Not enough data
9.3
103
Agentic AI - AP Automation
Not enough data
9.5
26
Not enough data
9.4
26
Not enough data
9.5
25
Invoice Generation
Not enough data
8.6
371
|
Verified
Not enough data
8.9
393
|
Verified
Not enough data
8.8
358
|
Verified
Invoice Processing
Not enough data
9.0
440
|
Verified
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
9.0
229
|
Verified
Analytics
Not enough data
Feature Not Available
Not enough data
8.7
329
|
Verified
Not enough data
8.8
300
|
Verified
Not enough data
9.1
232
|
Verified
Integration
Not enough data
8.9
361
|
Verified
Not enough data
Feature Not Available
Not enough data
8.8
333
|
Verified
Not enough data
8.9
214
|
Verified
Agentic AI - Invoice Management
Not enough data
8.7
49
Not enough data
8.9
50
Not enough data
8.9
51
Expense Reporting
Not enough data
8.9
415
|
Verified
Not enough data
8.5
365
|
Verified
Not enough data
8.9
382
|
Verified
Not enough data
8.7
396
|
Verified
Travel Management
Not enough data
8.2
3389
|
Verified
Not enough data
8.3
3217
|
Verified
Not enough data
8.5
3163
|
Verified
Not enough data
8.3
2375
|
Verified
Approval
Not enough data
8.8
393
|
Verified
Not enough data
8.9
392
|
Verified
Not enough data
9.2
426
|
Verified
AI - Travel Management
Not enough data
8.2
104
Not enough data
8.2
103
Not enough data
8.3
108
Not enough data
8.4
106
Not enough data
8.5
105
Agentic AI - Travel Management
Not enough data
8.4
58
Not enough data
8.3
58
Employee Risk Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Sustainability & Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Penny Inc. and SAP Concur are categorized as Expense Management
Unique Categories
Penny Inc. has no unique categories
Reviews
Reviewers' Company Size
Penny Inc.
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
SAP Concur
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Hospital & Health Care
20.0%
Restaurants
10.0%
Plastics
10.0%
Package/Freight Delivery
10.0%
Marketing and Advertising
10.0%
Other
40.0%
Information Technology and Services
8.3%
Computer Software
7.1%
Hospital & Health Care
5.5%
Higher Education
4.4%
Financial Services
4.0%
Other
70.7%
Discussions
Penny Inc. has no discussions with answers
Is it now possible to book trains?
8 Comments
MA
Yes, you can book trains. From my experience, Via rail in Canada.Read more
What is SAP Concur used for?
6 Comments
JM
Concur is used for logging and submitting expenses, travel, mileage, etc.Read more
What's the best way to export all your expenses? Is that even something you can do?
2 Comments
JR
You should be able to select all and then submit them all to a report. Read more
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