# PayU, Razorpay vs Stripe Connect Comparison | | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Star Rating** | 3.1 out of 5 | 4.2 out of 5 | 4.4 out of 5 | | **Total Reviews** | 25 | 121 | 249 | | **Largest Market Segment** | Small-Business (79.2% of reviews) | Small-Business (63.2% of reviews) | Small-Business (74.4% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | No pricing available | --- ## Top Pros & Cons ### PayU Pros: - Ease of Use (2 reviews) - Affordable (1 reviews) Cons: - Delays (2 reviews) - Difficult Setup (2 reviews) ### Razorpay Pros: - Ease of Use (7 reviews) - Easy Integrations (6 reviews) Cons: - Limited Features (3 reviews) - Poor Customer Support (3 reviews) ### Stripe Connect Pros: - Ease of Use (6 reviews) - Easy Integrations (5 reviews) Cons: - Poor Customer Support (4 reviews) - Excessive Fees (3 reviews) --- ## Ratings Comparison | Rating | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Meets Requirements** | 7.0 (18 reviews) | 8.8 (91 reviews) | 8.8 (212 reviews) | | **Ease of Use** | 7.9 (19 reviews) | 8.9 (96 reviews) | 8.8 (216 reviews) | | **Ease of Setup** | 5.9 (9 reviews) | 9.0 (54 reviews) | 8.9 (132 reviews) | | **Ease of Admin** | 5.0 (7 reviews) | 8.8 (34 reviews) | 8.9 (122 reviews) | | **Quality of Support** | 6.2 (17 reviews) | 7.9 (89 reviews) | 8.2 (175 reviews) | | **Has the product been a good partner in doing business?** | 4.5 (7 reviews) | 8.2 (33 reviews) | 8.7 (117 reviews) | | **Product Direction (% positive)** | 6.8 (18 reviews) | 8.4 (88 reviews) | 8.5 (210 reviews) | --- ## Pricing ### PayU #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Razorpay #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Stripe Connect #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **PayU** | 7.9/10 | 15 | | **Razorpay** | 8.5/10 | 86 | | **Stripe Connect** | 8.2/10 | 190 | #### Payment Options | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | 6.2 (10 reviews) | 7.9 (58 reviews) | 8.1 (104 reviews) | | **Recurring Billing** | 6.5 (11 reviews) | 8.4 (56 reviews) | 9.0 (137 reviews) | | **Instant Payment** | 7.9 (13 reviews) | 8.9 (63 reviews) | 9.0 (146 reviews) | | **Accepted Credit Cards and Debit Cards** | 9.1 (13 reviews) | 8.9 (68 reviews) | 9.3 (175 reviews) | | **ACH Payments and eCheck Processing** | 6.0 (8 reviews) | 8.4 (44 reviews) | 7.8 (73 reviews) | | **Split Payments** | 4.8 (7 reviews) | 8.2 (48 reviews) | 7.9 (72 reviews) | | **Real-Time Payments** | 8.2 (11 reviews) | 8.9 (62 reviews) | 8.4 (62 reviews) | | **Multi-Currency** | Not enough data | 7.9 (47 reviews) | 7.5 (26 reviews) | | **Online payment portal** | 8.8 (8 reviews) | 8.7 (62 reviews) | 8.3 (34 reviews) | #### Administration | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Reporting/Dashboards** | 7.1 (11 reviews) | 8.9 (64 reviews) | 8.7 (171 reviews) | | **User, Role, and Access Management** | 7.1 (11 reviews) | 8.6 (64 reviews) | 8.7 (126 reviews) | | **Payout Time** | 6.9 (12 reviews) | 8.2 (63 reviews) | 8.2 (153 reviews) | | **Manual Payment Entry** | 7.0 (9 reviews) | 8.2 (58 reviews) | 8.5 (113 reviews) | | **Dispute Resolution** | 6.2 (11 reviews) | 8.2 (60 reviews) | 7.7 (105 reviews) | | **Omnichannel** | 8.3 (5 reviews) | 8.2 (52 reviews) | 6.2 (19 reviews) | | **Levels 1 & 2** | 7.0 (5 reviews) | 8.3 (51 reviews) | 6.0 (18 reviews) | | **Level 3** | 6.3 (5 reviews) | 8.3 (47 reviews) | 6.5 (17 reviews) | #### Security | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **PCI Compliance** | 6.4 (7 reviews) | 8.6 (36 reviews) | 9.1 (101 reviews) | | **Fraud Protection Tools** | 7.4 (11 reviews) | 8.9 (54 reviews) | 8.7 (128 reviews) | | **Data Tokenization** | 6.9 (9 reviews) | 8.7 (53 reviews) | 9.0 (128 reviews) | | **Two-Factor Authentication** | 7.6 (12 reviews) | 8.9 (61 reviews) | 9.0 (127 reviews) | | **POS Verification** | 8.7 (5 reviews) | 8.4 (45 reviews) | 5.8 (19 reviews) | #### Development | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Customization (Fields, Objects, and Layouts)** | 6.7 (11 reviews) | 8.5 (58 reviews) | 8.7 (134 reviews) | | **APIs** | 7.6 (11 reviews) | 8.7 (62 reviews) | 9.2 (156 reviews) | | **Accounting Software Integration** | 7.2 (10 reviews) | 8.8 (51 reviews) | 8.2 (93 reviews) | | **E-Commerce Software Integration** | 7.4 (12 reviews) | 8.8 (55 reviews) | 8.9 (101 reviews) | #### Platform | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Performance and Reliability** | 7.7 (13 reviews) | 8.7 (61 reviews) | 9.3 (165 reviews) | | **Internationalization - Currency/Language** | 6.3 (10 reviews) | 8.5 (47 reviews) | 8.9 (119 reviews) | | **Internationalization - Operating Country** | 6.5 (9 reviews) | 8.4 (45 reviews) | 8.9 (119 reviews) | | **API / Integrations** | 7.8 (9 reviews) | 8.8 (56 reviews) | 9.0 (85 reviews) | | **PCI Regulation Compliance** | 7.3 (8 reviews) | 8.7 (44 reviews) | 8.9 (76 reviews) | | **Supplemental Technology** | 6.7 (8 reviews) | 8.2 (44 reviews) | 8.3 (44 reviews) | | **Accounting integration** | 8.3 (6 reviews) | 8.6 (48 reviews) | 6.6 (20 reviews) | | **E-commerce Integration** | 8.3 (6 reviews) | 8.5 (49 reviews) | 7.8 (21 reviews) | #### Agentic AI - Payment Gateways | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | 6.7 (5 reviews) | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **PayU** | 7.5/10 | 10 | | **Razorpay** | N/A | N/A | | **Stripe Connect** | N/A | N/A | #### Payment Processing | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Encryption** | 7.5 (6 reviews) | Not enough data | Not enough data | | **Credit Card Processing** | 7.6 (7 reviews) | Not enough data | Not enough data | | **Mobile Payments** | 7.6 (7 reviews) | Not enough data | Not enough data | | **Digital Wallet Integration** | 7.1 (7 reviews) | Not enough data | Not enough data | #### Administration | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Reporting & Analytics** | 6.9 (6 reviews) | Not enough data | Not enough data | | **E-commerce Integration** | 7.2 (6 reviews) | Not enough data | Not enough data | | **Processing Fees** | 5.8 (6 reviews) | Not enough data | Not enough data | | **POS Integration** | 6.0 (5 reviews) | Not enough data | Not enough data | | **Omnichannel** | 8.3 (5 reviews) | 8.2 (52 reviews) | 6.2 (19 reviews) | | **Levels 1 & 2** | 7.0 (5 reviews) | 8.3 (51 reviews) | 6.0 (18 reviews) | | **Level 3** | 6.3 (5 reviews) | 8.3 (47 reviews) | 6.5 (17 reviews) | #### Payment Options | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Multi-Currency** | Not enough data | 7.9 (47 reviews) | 7.5 (26 reviews) | | **Online payment portal** | 8.8 (8 reviews) | 8.7 (62 reviews) | 8.3 (34 reviews) | #### Security | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **POS Verification** | 8.7 (5 reviews) | 8.4 (45 reviews) | 5.8 (19 reviews) | #### Platform | Feature | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Accounting integration** | 8.3 (6 reviews) | 8.6 (48 reviews) | 6.6 (20 reviews) | | **E-commerce Integration** | 8.3 (6 reviews) | 8.5 (49 reviews) | 7.8 (21 reviews) | --- ## Categories **Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways) **Unique to PayU (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Unique to Stripe Connect (1):** [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) --- ## Reviewer Demographics ### By Company Size | Segment | PayU | Razorpay | Stripe Connect | |---|---|---|---| | **Small-Business** | 79.2% | 63.2% | 74.4% | | **Mid-Market** | 12.5% | 28.9% | 19.5% | | **Enterprise** | 8.3% | 7.9% | 6.1% | ### By Industry #### PayU - **Retail:** 12.5% - **Computer Software:** 8.3% - **Information Technology and Services:** 8.3% - **Accounting:** 4.2% - **Building Materials:** 4.2% - **Business Supplies and Equipment:** 4.2% - **Consumer Goods:** 4.2% - **Education Management:** 4.2% - **E-Learning:** 4.2% - **Entertainment:** 4.2% - **Other:** 41.7% #### Razorpay - **Computer Software:** 13.3% - **Information Technology and Services:** 10.6% - **Marketing and Advertising:** 8.8% - **Apparel & Fashion:** 6.2% - **Education Management:** 6.2% - **Retail:** 3.5% - **E-Learning:** 3.5% - **Financial Services:** 3.5% - **Higher Education:** 3.5% - **Accounting:** 2.7% - **Other:** 38.1% #### Stripe Connect - **Computer Software:** 19.1% - **Internet:** 10.2% - **Information Technology and Services:** 9.3% - **Marketing and Advertising:** 7.7% - **Retail:** 3.3% - **E-Learning:** 2.4% - **Financial Services:** 2.4% - **Health, Wellness and Fitness:** 2.4% - **Non-Profit Organization Management:** 2.4% - **Education Management:** 2.0% - **Other:** 38.6% --- ## Alternatives ### Alternatives to PayU - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4060 reviews) - [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (1995 reviews) ### Alternatives to Razorpay - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews) - [cashfree](https://www.g2.com/products/cashfree/reviews) — 4.5/5 stars (21 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Zoho Checkout](https://www.g2.com/products/zoho-checkout/reviews) — 4.3/5 stars (11 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews) - [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews) - [Zaakpay](https://www.g2.com/products/zaakpay/reviews) — 3.8/5 stars (17 reviews) ### Alternatives to Stripe Connect - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2743 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews) - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews) - [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) — 4.7/5 stars (104 reviews) - [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews) - [Bolt](https://www.g2.com/products/bolt-bolt/reviews) — 4.6/5 stars (47 reviews) - [Plaid](https://www.g2.com/products/plaid/reviews) — 4.2/5 stars (43 reviews) --- ## Top Discussions ### PayU - Title: [Payouts](https://www.g2.com/discussions/12162-payouts) — 2 comments, 1 upvote > **Top comment:** "Withdraw" - Title: [What is PayU used for?](https://www.g2.com/discussions/what-is-payu-used-for) — 1 comment > **Top comment:** "Payu is a payment gateway for collecting payments on your website or app. " ### Razorpay - Title: [How does razor pay work?](https://www.g2.com/discussions/how-does-razor-pay-work) — 2 comments > **Top comment:** "It works fabulous!" - Title: [What is your primary use case for Razorpay, and how has it impacted your payment processing operations?](https://www.g2.com/discussions/what-is-your-primary-use-case-for-razorpay-and-how-has-it-impacted-your-payment-processing-operations) — 1 comment, 1 upvote > **Top comment:** "Very beneficial, all type of financial possibilities available here like: payment link, payment page, trust badge, emi option etc" - Title: [Does Razorpay meets the international cyber security standards?](https://www.g2.com/discussions/does-razorpay-meets-the-international-cyber-security-standards) — 1 comment, 1 upvote > **Top comment:** "Razorpay customer care number 09121700785 Razorpay customer carenumber 09121700785" ### Stripe Connect - Title: [What is Stripe Connect used for?](https://www.g2.com/discussions/what-is-stripe-connect-used-for) — 1 comment > **Top comment:** "I wish service was better" --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/payu-vs-razorpay-vs-stripe-connect)