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# PayPal Payments vs Stripe Payments Comparison - What are their main differences?

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PayPal PaymentsStripe Payments[+ Add Product](#)

Pricing

**PayPal Payments**

**$0** per month · On Website - Basic

**$30** per month · On Website - Custom

**$0** per month · On Phone and In Store

**Stripe Payments**
No pricing available

**Pricing Insights**
from reviews

Perceived Cost

**PayPal Payments**
$$$$$

**Stripe Payments**
$$$$$

Average Discount

**PayPal Payments**
7%

**Stripe Payments**
8%1% more

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Time to Implement

**PayPal Payments** 6 months
Based on 100 responses

**Stripe Payments** 6 months
Based on 100 responses

Return on Investment

**PayPal Payments** 6 months
Based on 100 responses

**Stripe Payments** 6 months
Based on 100 responses

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

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**Pros & Cons**
from reviews

**PayPal Payments**
[
Ease of Use (474)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1566877&qs=pros-and-cons#reviews)[
Easy Payments (326)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1565790&qs=pros-and-cons#reviews)[
High Fees (234)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1565809&qs=pros-and-cons#reviews)[
Expensive (196)
](https://www.g2.com/products/paypal/reviews?filters%5Bsentiment_snippet%5D=1566931&qs=pros-and-cons#reviews)

**Stripe Payments**
[
Ease of Use (47)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343294&qs=pros-and-cons#reviews)[
Easy Payments (45)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343666&qs=pros-and-cons#reviews)[
High Fees (22)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343768&qs=pros-and-cons#reviews)[
Poor Customer Support (11)
](https://www.g2.com/products/stripe-stripe-payments/reviews?filters%5Bsentiment_snippet%5D=1343983&qs=pros-and-cons#reviews)

Integrations

**PayPal Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_cacdec8b8edeace9b3c89e0c2cded695/amazon-ec2.jpg "Product Avatar Image")

Amazon EC2

](https://www.g2.com/products/amazon-ec2/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4b28e3cdd2631bee0e36ddcf3ebd77c3/bigcommerce.png "Product Avatar Image")

BigCommerce

](https://www.g2.com/products/bigcommerce/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image")

BILL AP/AR

](https://www.g2.com/products/bill-ap-ar/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b41806fe6aacdbd8aeb1f6a968be2e12/byju-s.jpg "Product Avatar Image")

Byju's

](https://www.g2.com/products/byju-s/reviews)[
View all
](https://www.g2.com/products/paypal/integrations)

**Stripe Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_aae753b8283ddc6ba167a9666d131ef2/appmysite.png "Product Avatar Image")

AppMySite

](https://www.g2.com/products/appmysite/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_ac0e7be656e69f0d59b920663fdb85be/awardstage.jpg "Product Avatar Image")

AwardStage

](https://www.g2.com/products/awardstage/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_3a9f46b15d804a2abbb8138a7bf78b88/calendly%282%29.png "Product Avatar Image")

Calendly Sales

](https://www.g2.com/products/calendly/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_d0b87c50ef99ca03f0ee2be7c58a555e/daysmart-pet.png "Product Avatar Image")

DaySmart Pet

](https://www.g2.com/products/daysmart-pet/reviews)[
View all
](https://www.g2.com/products/stripe-stripe-payments/integrations)

Screenshots

**PayPal Payments**
 ![PayPal Payments screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/36064/uploads_2Fda5e83f2-340f-45db-afdb-e1c6b896adde_2FPaypal_Payments_Screen_Shot.png)

**Stripe Payments**
No screenshot available

**Ratings**
from reviews

Meets Requirements

**PayPal Payments**

**9.0** /10

Based on 2,301 responses

**Stripe Payments**

**8.8** /10

Based on 374 responses

Ease of Use

**PayPal Payments**

**9.1** /10

Based on 2,333 responses

**Stripe Payments**

**8.8** /10

Based on 382 responses

Ease of Setup

**PayPal Payments**

**9.0** /10

Based on 795 responses

**Stripe Payments**

**8.7** /10

Based on 263 responses

Ease of Admin

**PayPal Payments**

**8.4** /10

Based on 346 responses

**Stripe Payments**

**8.5** /10

Based on 190 responses

Quality of Support

**PayPal Payments**

**8.3** /10

Based on 2,170 responses

**Stripe Payments**

**8.1** /10

Based on 317 responses

Has the product been a good partner in doing business?

**PayPal Payments**

**8.1** /10

Based on 342 responses

**Stripe Payments**

**8.4** /10

Based on 181 responses

Product Direction (% positive)

**PayPal Payments**

**8.3** /10

Based on 2,259 responses

**Stripe Payments**

**8.5** /10

Based on 349 responses

**Features**
ratings from reviews

Payment Processing

**9.1** /10

Based on 877 responses

**8.4** /10

Based on 263 responses

Payment Gateways

**8.7** /10

Based on 2,139 responses

Not enough data

Installment Payment and Buy Now Pay Later (BNPL)

**9.1** /10

Based on 219 responses

Not enough data

Payments Orchestration

**9.3** /10

Based on 63 responses

Not enough data

Embedded Payments

Not enough data

**8.8** /10

Based on 44 responses

SAP Store

**9.8** /10

Based on 18 responses

Not enough data

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
64.8%

Mid-Market(51-1000 emp.)
23.1%

Enterprise(\> 1000 emp.)
12.1%

Small-Business(50 or fewer emp.)
64.8%

Mid-Market(51-1000 emp.)
23.1%

Enterprise(\> 1000 emp.)
12.1%

Small-Business(50 or fewer emp.)
79.6%

Mid-Market(51-1000 emp.)
17.0%

Enterprise(\> 1000 emp.)
3.3%

Small-Business(50 or fewer emp.)
79.6%

Mid-Market(51-1000 emp.)
17.0%

Enterprise(\> 1000 emp.)
3.3%

**Reviewers' Industry**

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)
PayPal Payments

Information Technology and Services
7.1%

Computer Software
7.0%

Marketing and Advertising
6.7%

Retail
5.3%

Internet
3.7%

Other
70.2%

[![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")](https://www.g2.com/products/stripe-stripe-payments/reviews)
Stripe Payments

Computer Software
9.6%

Information Technology and Services
7.8%

Marketing and Advertising
7.6%

Non-Profit Organization Management
6.3%

Health, Wellness and Fitness
5.4%

Other
63.2%

Alternatives

**PayPal Payments Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![BlueSnap by Payroc](https://images.g2crowd.com/uploads/product/hd_favicon/45eecb7f4328d4309e6d14980d3ef14c/bluesnap-by-payroc.svg "BlueSnap by Payroc")

[
BlueSnap by Payroc
](/products/bluesnap-by-payroc/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)

**Stripe Payments Alternatives**

 ![EBizCharge](https://images.g2crowd.com/uploads/product/hd_favicon/2cc09cbc9c9aa43b23ebb2170ac80de8/ebizcharge.svg "EBizCharge")

[
EBizCharge
](/products/ebizcharge/reviews)

 ![Worldpay](https://images.g2crowd.com/uploads/product/hd_favicon/3ffcf09fa11afb5cd4df8cfca48a0fa5/worldpay.svg "Worldpay")

[
Worldpay
](/products/worldpay/reviews)

 ![checkout.com](https://images.g2crowd.com/uploads/product/hd_favicon/f409df9b76a6861187f2194371713d59/checkout-com.svg "checkout.com")

[
checkout.com
](/products/checkout-com/reviews)

 ![Amazon Pay for Business](https://images.g2crowd.com/uploads/product/hd_favicon/1528900370/amazon-pay.jpg "Amazon Pay for Business")

[
Amazon Pay for Business
](/products/amazon-pay-for-business/reviews)

## PayPal Payments vs Stripe Payments FAQs

Generated using AI

Last updated: August 14, 2026

### What is the difference between PayPal Payments vs Stripe Payments?

PayPal Payments stands out for its higher G2 rating and stronger ease-of-use sentiment, while Stripe Payments is favored for integrations and developer-friendliness.

| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) |
| --- | --- |
| 4.4/5 (2749 reviews) | 4.2/5 (458 reviews) |
| Small-Business | Small-Business |
| 8.9 | 8.7 |
| 8.3 | 8.1 |
| Ease of Use (474 all-time mentions) | Integrations (18 all-time mentions) |

### How do the pricing models of PayPal Payments and Stripe Payments compare?

PayPal Payments is rated higher for value, with a stronger Price/Cost satisfaction score than Stripe Payments.

- **PayPal Payments:** In recent reviews, many cite high transaction and currency conversion fees as a trade-off, but several also mention the platform's convenience and global acceptance as justifying the cost.
- **Stripe Payments:** Recent reviewers note that while Stripe Payments offers clear pricing and developer-friendly features, the cost can add up with add-ons and higher transaction volumes.
- **Switching reasons:** Some reviewers mention switching to Stripe Payments for better integration with their tech stack, while others cite moving away from Stripe due to account holds and support issues.

### What are the best alternatives to PayPal Payments and Stripe Payments?

The top three alternatives to PayPal Payments and Stripe Payments are EBizCharge, GoCardless, and BlueSnap.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2749 reviews) | Small-Business | High fees noted, but justified by convenience and global reach | Ease of Use (474 all-time mentions) |
| [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) | 4.2/5 (458 reviews) | Small-Business | Pricing adds up with add-ons; clear for basic use | Integrations (18 all-time mentions) |
| [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) | 4.8/5 (105 reviews) | Small-Business | — | Customer support and reliability |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | Direct debit automation |
| [BlueSnap](https://www.g2.com/products/bluesnap/reviews) | 4.1/5 (107 reviews) | Small-Business | — | Global payment flexibility |

### Which Payment Processing features should I prioritize when comparing PayPal Payments and Stripe Payments?

Buyers should prioritize ease of use, integrations, international payments, transaction fees, and customer support when comparing PayPal Payments and Stripe Payments.

- **Ease of Use:** PayPal Payments (474 all-time mentions), Stripe Payments (40 all-time mentions)
- **Integrations:** Stripe Payments (18 all-time mentions), PayPal Payments (WooCommerce: 16, Shopify: 15 all-time mentions)
- **International Payments:** PayPal Payments (205 all-time mentions), Stripe Payments (recent reviews highlight multi-currency support)
- **Transaction Fees:** PayPal Payments (234 all-time mentions for high fees), Stripe Payments (20 all-time mentions for high fees)
- **Customer Support:** PayPal Payments (79 all-time mentions), Stripe Payments (10 all-time mentions for poor support)

### What are the pros and cons of PayPal Payments vs Stripe Payments?

PayPal Payments is strongest for ease of use and global reach, while Stripe Payments is favored for integrations and developer experience.

- **PayPal Payments strengths:** Ease of use (474 all-time mentions), easy payments (326), speed (226), reliability (221), international transfers (210), easy setup (190), strong buyer and seller protection.
- **PayPal Payments trade-offs:** High fees (234 all-time mentions), expensive (196), excessive fees (106), funds holding (100), delays (90), slow performance (63), time-consuming processes (54).
- **Stripe Payments strengths:** Integrations (18 all-time mentions), easy integrations (17), developer-friendly API, ease of use (40), easy payments (39), security (9), convenience (7).
- **Stripe Payments trade-offs:** High fees (20 all-time mentions), poor customer support (10), delays (7), funds holding (6), difficult setup (4), missing features (4), limited access (3).

### Is PayPal Payments or Stripe Payments better for small businesses?

PayPal Payments is the better fit for small businesses, supported by its largest segment and strong small-business reviewer sentiment.

- **PayPal Payments:** Small-Business is the largest segment, with reviewers highlighting ease of use, quick setup, and global acceptance as key benefits for small businesses.
- **Stripe Payments:** Small-Business is also the largest segment, with reviewers noting ease of integration and developer tools, but some cite support and account hold issues as challenges for small businesses.

### Which Payment Processing platform has better integrations?

Stripe Payments is favored by reviewers for integrations, with more all-time mentions and developer-focused sentiment.

- **PayPal Payments:** Integrates with WooCommerce (16 all-time mentions), Shopify (15), and Upwork (12), with reviewers noting straightforward setup for e-commerce platforms.
- **Stripe Payments:** Integrates with Xero (4 all-time mentions), Calendly (2), and Donorbox (2), with reviewers highlighting ease of integration and developer-friendly API.

### How do PayPal Payments and Stripe Payments compare on customer support?

PayPal Payments and Stripe Payments score within 0.2 points on Quality of Support, indicating near parity (8.3 vs 8.1).

- **PayPal Payments:** Reviewers mention responsive support and helpful resources, but some cite slow response times and challenges with dispute resolution.
- **Stripe Payments:** Reviewers note that support is generally helpful for setup and integration, but several mention slow or unhelpful responses, especially for account issues and disputes.

### Which is easier to implement, PayPal Payments or Stripe Payments?

PayPal Payments and Stripe Payments score within 0.2 points on Ease of Setup (8.9 vs 8.7), indicating near parity.

- **PayPal Payments:** Reviewers consistently describe setup as quick and straightforward, with many citing easy onboarding and minimal technical barriers.
- **Stripe Payments:** Reviewers highlight fast setup and strong documentation, especially for developers, but some mention a learning curve for advanced features and integrations.

### Which product has better Dispute Resolution?

PayPal Payments is more frequently cited for Dispute Resolution, with reviewers highlighting its buyer and seller protection features.

- **PayPal Payments:** Dispute Resolution is a recurring theme in reviews, with many citing strong buyer and seller protection and a structured mediation process; 79 all-time mentions for customer support and 52 for response time.
- **Stripe Payments:** Dispute handling is mentioned in recent reviews, with some reviewers noting that the process can be one-sided and that dispute fees are high; 10 all-time mentions for poor customer support.