# PayPal Payments, Stripe Connect vs Plaid Comparison

| | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.4 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 2,745 | 249 | 44 | 
| **Largest Market Segment** | Small-Business (64.8% of reviews) | Small-Business (74.4% of reviews) | Small-Business (64.1% of reviews) | 
| **Entry Level Price** | $0 per month | No pricing available | No pricing available | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- High Fees (177 reviews)
- Expensive (157 reviews)

### Stripe Connect

Pros:
- Ease of Use (6 reviews)
- Easy Integrations (5 reviews)

Cons:
- Poor Customer Support (4 reviews)
- Excessive Fees (3 reviews)

### Plaid

Pros:
- Ease of Use (12 reviews)
- Easy Integrations (6 reviews)

Cons:
- System Errors (5 reviews)
- Access Limitations (4 reviews)

---
## Ratings Comparison
| Rating | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
  | **Meets Requirements** | 9.0 (2231 reviews) | 8.8 (212 reviews) | 8.5 (33 reviews) | 
  | **Ease of Use** | 9.1 (2262 reviews) | 8.8 (216 reviews) | 8.8 (34 reviews) | 
  | **Ease of Setup** | 8.9 (722 reviews) | 8.9 (132 reviews) | 8.9 (17 reviews) | 
  | **Ease of Admin** | 8.4 (330 reviews) | 8.9 (122 reviews) | 8.5 (9 reviews) | 
  | **Quality of Support** | 8.3 (2107 reviews) | 8.2 (175 reviews) | 7.9 (29 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (327 reviews) | 8.7 (117 reviews) | 7.6 (9 reviews) | 
  | **Product Direction (% positive)** | 8.3 (2199 reviews) | 8.5 (210 reviews) | 8.2 (32 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### Stripe Connect

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Plaid

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2090 |
| **Stripe Connect** | 8.2/10 | 190 |
| **Plaid** | N/A | N/A |

#### Payment Options

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | 8.1 (104 reviews) | Not enough data | 
| **Recurring Billing** | Feature Not Available | 9.0 (137 reviews) | Not enough data | 
| **Instant Payment** | 9.0 (1616 reviews) | 9.0 (146 reviews) | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1631 reviews) | 9.3 (175 reviews) | Not enough data | 
| **ACH Payments and eCheck Processing** | 8.4 (1178 reviews) | 7.8 (73 reviews) | Not enough data | 
| **Split Payments** | 8.4 (1110 reviews) | 7.9 (72 reviews) | Not enough data | 
| **Real-Time Payments** | Feature Not Available | 8.4 (62 reviews) | Not enough data | 
| **Multi-Currency** | 9.0 (610 reviews) | 7.5 (26 reviews) | Not enough data | 
| **Online payment portal** | 9.1 (628 reviews) | 8.3 (34 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | 8.7 (171 reviews) | Not enough data | 
| **User, Role, and Access Management** | Feature Not Available | 8.7 (126 reviews) | Not enough data | 
| **Payout Time** | 8.5 (1523 reviews) | 8.2 (153 reviews) | Not enough data | 
| **Manual Payment Entry** | 8.6 (1364 reviews) | 8.5 (113 reviews) | Not enough data | 
| **Dispute Resolution** | Feature Not Available | 7.7 (105 reviews) | Not enough data | 
| **Omnichannel** | 8.6 (494 reviews) | 6.2 (19 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (477 reviews) | 6.0 (18 reviews) | Not enough data | 
| **Level 3** | 8.4 (463 reviews) | 6.5 (17 reviews) | Not enough data | 

#### Security

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **PCI Compliance** | 8.6 (646 reviews) | 9.1 (101 reviews) | Not enough data | 
| **Fraud Protection Tools** | Feature Not Available | 8.7 (128 reviews) | Not enough data | 
| **Data Tokenization** | 8.7 (1170 reviews) | 9.0 (128 reviews) | Not enough data | 
| **Two-Factor Authentication** | 8.8 (1362 reviews) | 9.0 (127 reviews) | Not enough data | 
| **POS Verification** | 8.7 (480 reviews) | 5.8 (19 reviews) | Not enough data | 

#### Development

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1290 reviews) | 8.7 (134 reviews) | Not enough data | 
| **APIs** | Feature Not Available | 9.2 (156 reviews) | Not enough data | 
| **Accounting Software Integration** | 8.5 (1109 reviews) | 8.2 (93 reviews) | Not enough data | 
| **E-Commerce Software Integration** | 8.7 (1208 reviews) | 8.9 (101 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Performance and Reliability** | 8.9 (1473 reviews) | 9.3 (165 reviews) | Not enough data | 
| **Internationalization - Currency/Language** | 8.9 (1351 reviews) | 8.9 (119 reviews) | Not enough data | 
| **Internationalization - Operating Country** | 8.9 (1330 reviews) | 8.9 (119 reviews) | Not enough data | 
| **API / Integrations** | 8.7 (1083 reviews) | 9.0 (85 reviews) | Not enough data | 
| **PCI Regulation Compliance** | 8.6 (1073 reviews) | 8.9 (76 reviews) | Not enough data | 
| **Supplemental Technology** | Feature Not Available | 8.3 (44 reviews) | Not enough data | 
| **Accounting integration** | 8.6 (475 reviews) | 6.6 (20 reviews) | Not enough data | 
| **E-commerce Integration** | 8.9 (506 reviews) | 7.8 (21 reviews) | Not enough data | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Autonomous Task Execution** | 9.1 (69 reviews) | Not enough data | Not enough data | 
| **Cross-system Integration** | 8.8 (68 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 8.8 (68 reviews) | 6.7 (5 reviews) | Not enough data | 

### Fraud Detection

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Detection

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Payment Verification** | Not enough data | Not enough data | Not enough data | 
| **Bot Mitigation** | Not enough data | Not enough data | Not enough data | 
| **Real-Time Monitoring** | Not enough data | Not enough data | Not enough data | 
| **Alerts** | Not enough data | Not enough data | Not enough data | 

#### Analysis 

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **ID Analytics** | Not enough data | Not enough data | Not enough data | 
| **Intelligence Reporting** | Not enough data | Not enough data | Not enough data | 
| **Incident Reports** | Not enough data | Not enough data | Not enough data | 

#### Administration

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Fraud Markers** | Not enough data | Not enough data | Not enough data | 
| **Transaction Scoring** | Not enough data | Not enough data | Not enough data | 
| **Blacklisting** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Fraud Detection

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 221 |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Email Notifications** | 9.1 (186 reviews) | Not enough data | Not enough data | 
| **Invoicing** | 9.1 (179 reviews) | Not enough data | Not enough data | 
| **Customer Portal** | 8.9 (184 reviews) | Not enough data | Not enough data | 
| **Loyalty Management** | 8.7 (171 reviews) | Not enough data | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Payment Gateway** | 9.0 (188 reviews) | Not enough data | Not enough data | 
| **Payment Tracking** | 8.9 (186 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 9.0 (172 reviews) | Not enough data | Not enough data | 
| **Payment Scheduling** | 8.9 (176 reviews) | Not enough data | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Adaptive Learning** | 9.4 (36 reviews) | Not enough data | Not enough data | 
| **Proactive Assistance** | 9.3 (36 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 9.4 (36 reviews) | Not enough data | Not enough data | 

### Mobile Banking

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Platform Additional Functionality

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Mobility** | Not enough data | Not enough data | Not enough data | 
| **Dashboard** | Not enough data | Not enough data | Not enough data | 
| **Payment** | Not enough data | Not enough data | 9.7 (5 reviews) | 
| **Cloud** | Not enough data | Not enough data | Not enough data | 

#### Platform Interoperability

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **API** | Not enough data | Not enough data | Not enough data | 
| **Pre-Built Connectors** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Mobile Banking

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Address Verification

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Management

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Scheduled Data Checks** | Not enough data | Not enough data | Not enough data | 
| **Reporting** | Not enough data | Not enough data | Not enough data | 

#### Functionality

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Address Verification** | Not enough data | Not enough data | Not enough data | 
| **Automation** | Not enough data | Not enough data | Not enough data | 
| **Cleansing** | Not enough data | Not enough data | Not enough data | 
| **International Verification** | Not enough data | Not enough data | Not enough data | 

### Biometric Authentication

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Integration

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Uses Open Standards** | Not enough data | Not enough data | Not enough data | 
| **Mobile SDK** | Not enough data | Not enough data | Not enough data | 
| **Workforce Authentication** | Not enough data | Not enough data | Not enough data | 
| **Customer Authentication** | Not enough data | Not enough data | Not enough data | 

#### Administration

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Encryption** | Not enough data | Not enough data | Not enough data | 
| **Audit Trails** | Not enough data | Not enough data | Not enough data | 
| **Regulatory Compliance** | Not enough data | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 800 |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Payment Processing

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Encryption** | 9.3 (272 reviews) | Not enough data | Not enough data | 
| **Credit Card Processing** | 9.1 (236 reviews) | Not enough data | Not enough data | 
| **Mobile Payments** | 9.3 (248 reviews) | Not enough data | Not enough data | 
| **Digital Wallet Integration** | 9.2 (255 reviews) | Not enough data | Not enough data | 

#### Administration

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Reporting & Analytics** | 9.0 (227 reviews) | Not enough data | Not enough data | 
| **E-commerce Integration** | 9.1 (239 reviews) | Not enough data | Not enough data | 
| **Processing Fees** | 7.4 (288 reviews) | Not enough data | Not enough data | 
| **POS Integration** | 8.9 (209 reviews) | Not enough data | Not enough data | 
| **Omnichannel** | 8.6 (494 reviews) | 6.2 (19 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (477 reviews) | 6.0 (18 reviews) | Not enough data | 
| **Level 3** | 8.4 (463 reviews) | 6.5 (17 reviews) | Not enough data | 

#### Payment Options

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Multi-Currency** | 9.0 (610 reviews) | 7.5 (26 reviews) | Not enough data | 
| **Online payment portal** | 9.1 (628 reviews) | 8.3 (34 reviews) | Not enough data | 

#### Security

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **POS Verification** | 8.7 (480 reviews) | 5.8 (19 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Accounting integration** | 8.6 (475 reviews) | 6.6 (20 reviews) | Not enough data | 
| **E-commerce Integration** | 8.9 (506 reviews) | 7.8 (21 reviews) | Not enough data | 

### Anti-Money Laundering (AML)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Fraud Detection

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Name Matching** | Not enough data | Not enough data | Not enough data | 
| **Watch List** | Not enough data | Not enough data | Not enough data | 
| **Scoring** | Not enough data | Not enough data | Not enough data | 
| **E-filing** | Not enough data | Not enough data | Not enough data | 
| **Workflows and Alerts** | Not enough data | Not enough data | Not enough data | 

#### Compliance

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Due Dilligence** | Not enough data | Not enough data | Not enough data | 
| **Regulations and Jurisdictions** | Not enough data | Not enough data | Not enough data | 
| **Internal Policies** | Not enough data | Not enough data | Not enough data | 

#### Monitoring

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Models** | Not enough data | Not enough data | Not enough data | 
| **Simuation** | Not enough data | Not enough data | Not enough data | 
| **Transaction Monitoring** | Not enough data | Not enough data | Not enough data | 
| **Segmentation** | Not enough data | Not enough data | Not enough data | 
| **QA** | Not enough data | Not enough data | Not enough data | 

#### Reporting

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Compliance Reports** | Not enough data | Not enough data | Not enough data | 
| **Suspicious Activity** | Not enough data | Not enough data | Not enough data | 
| **Real-Time Dashboards** | Not enough data | Not enough data | Not enough data | 

#### Generative AI - Anti Money Laundering

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Risk Scoring** | Not enough data | Not enough data | Not enough data | 
| **Pattern Recognition** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Anti Money Laundering

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 65 |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Unified API** | 9.1 (47 reviews) | Not enough data | Not enough data | 
| **POL** | 9.1 (46 reviews) | Not enough data | Not enough data | 
| **Integrations** | 9.5 (49 reviews) | Not enough data | Not enough data | 

#### Processing

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Validation** | 9.4 (49 reviews) | Not enough data | Not enough data | 
| **Automation** | 9.4 (49 reviews) | Not enough data | Not enough data | 
| **Cross Border** | 9.3 (48 reviews) | Not enough data | Not enough data | 
| **Routing** | 9.5 (48 reviews) | Not enough data | Not enough data | 
| **Reconciliation** | 9.5 (48 reviews) | Not enough data | Not enough data | 

#### Risk & Compliance

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Failed payments** | 9.1 (46 reviews) | Not enough data | Not enough data | 
| **Tokenization** | 9.2 (48 reviews) | Not enough data | Not enough data | 
| **Compliance** | 9.4 (48 reviews) | Not enough data | Not enough data | 

#### Analytics

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Consolidation** | 9.3 (48 reviews) | Not enough data | Not enough data | 
| **Optimization** | 9.4 (48 reviews) | Not enough data | Not enough data | 
| **Fraud** | 9.0 (48 reviews) | Not enough data | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Autonomous Task Execution** | 9.5 (39 reviews) | Not enough data | Not enough data | 
| **Cross-system Integration** | 9.5 (39 reviews) | Not enough data | Not enough data | 

### Unified APIs

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Integrations

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Integration Breadth** | Not enough data | Not enough data | Not enough data | 
| **Data Processing** | Not enough data | Not enough data | Not enough data | 
| **Ease Of Integration** | Not enough data | Not enough data | Not enough data | 

#### Support

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Documentation** | Not enough data | Not enough data | Not enough data | 
| **Professional Support** | Not enough data | Not enough data | Not enough data | 
| **Community Support** | Not enough data | Not enough data | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 19 |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Autonomous Task Execution** | 9.7 (17 reviews) | Not enough data | Not enough data | 
| **Multi-step Planning** | 9.7 (17 reviews) | Not enough data | Not enough data | 
| **Cross-system Integration** | 9.8 (17 reviews) | Not enough data | Not enough data | 
| **Adaptive Learning** | 9.8 (17 reviews) | Not enough data | Not enough data | 
| **Natural Language Interaction** | 9.9 (17 reviews) | Not enough data | Not enough data | 
| **Proactive Assistance** | 9.8 (17 reviews) | Not enough data | Not enough data | 
| **Decision Making** | 9.9 (17 reviews) | Not enough data | Not enough data | 

### Identity Verification

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Stripe Connect** | N/A | N/A |
| **Plaid** | N/A | N/A |

#### Identity Verification Functions - Identity Verification

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Multi-Method Verification** | Not enough data | Not enough data | Not enough data | 
| **AI Document Check** | Not enough data | Not enough data | Not enough data | 
| **Biometric Face Match** | Not enough data | Not enough data | Not enough data | 
| **Integration Options** | Not enough data | Not enough data | Not enough data | 
| **Workflow Orchestration** | Not enough data | Not enough data | Not enough data | 

#### Risk & Fraud Prevention - Identity Verification

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Liveness Detection** | Not enough data | Not enough data | Not enough data | 
| **AI Risk Scoring** | Not enough data | Not enough data | Not enough data | 
| **Document Forensics** | Not enough data | Not enough data | Not enough data | 

#### Compliance & Governance - Identity Verification

| Feature | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Standards Compliance** | Not enough data | Not enough data | Not enough data | 
| **AML/PEP Screening** | Not enough data | Not enough data | Not enough data | 
| **Global Coverage** | Not enough data | Not enough data | Not enough data | 

---
## Categories

**Unique to PayPal Payments (5):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl), [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Stripe Connect (2):** [Payment Gateways](https://www.g2.com/categories/payment-gateways), [Financial Data APIs](https://www.g2.com/categories/financial-data-apis)

**Unique to Plaid (9):** [Unified APIs Software](https://www.g2.com/categories/unified-apis), [Identity Verification Software](https://www.g2.com/categories/identity-verification), [Financial Data APIs](https://www.g2.com/categories/financial-data-apis), [Biometric Authentication Software](https://www.g2.com/categories/biometric-authentication), [Anti-Money Laundering Software](https://www.g2.com/categories/anti-money-laundering), [Address Verification Tools](https://www.g2.com/categories/address-verification), [Fraud Detection Software](https://www.g2.com/categories/fraud-detection), [Mobile Banking Software](https://www.g2.com/categories/mobile-banking), [Underwriting & Rating Software](https://www.g2.com/categories/underwriting-rating)


---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | Stripe Connect | Plaid | 
|---|---|---|---|
| **Small-Business** | 64.8% | 74.4% | 64.1% | 
| **Mid-Market** | 23.1% | 19.5% | 20.5% | 
| **Enterprise** | 12.1% | 6.1% | 15.4% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.8%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.1%
- **Other:** 58.1%

#### Stripe Connect

- **Computer Software:** 19.1%
- **Internet:** 10.2%
- **Information Technology and Services:** 9.3%
- **Marketing and Advertising:** 7.7%
- **Retail:** 3.3%
- **E-Learning:** 2.4%
- **Financial Services:** 2.4%
- **Health, Wellness and Fitness:** 2.4%
- **Non-Profit Organization Management:** 2.4%
- **Education Management:** 2.0%
- **Other:** 38.6%

#### Plaid

- **Financial Services:** 33.3%
- **Computer Software:** 10.3%
- **Accounting:** 5.1%
- **Banking:** 5.1%
- **Internet:** 5.1%
- **Consumer Services:** 5.1%
- **Entertainment:** 5.1%
- **Apparel & Fashion:** 2.6%
- **Cosmetics:** 2.6%
- **Farming:** 2.6%
- **Other:** 23.1%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.9/5 stars (39 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to Stripe Connect

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (219 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [NMI Gateway](https://www.g2.com/products/nmi-gateway/reviews) — 4.7/5 stars (105 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Bolt](https://www.g2.com/products/bolt-bolt/reviews) — 4.6/5 stars (47 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.9/5 stars (39 reviews)
- [Moneris Gateway](https://www.g2.com/products/moneris-gateway/reviews) — 3.5/5 stars (12 reviews)

### Alternatives to Plaid

- [Flinks](https://www.g2.com/products/flinks/reviews) — 4.4/5 stars (59 reviews)
- [Mastercard Open Banking (formerly Finicity)](https://www.g2.com/products/mastercard-open-banking-formerly-finicity/reviews) — 3.7/5 stars (9 reviews)
- [Lightico](https://www.g2.com/products/lightico/reviews) — 4.8/5 stars (369 reviews)
- [LastPass](https://www.g2.com/products/lastpass/reviews) — 4.5/5 stars (2051 reviews)
- [Signifyd](https://www.g2.com/products/signifyd/reviews) — 4.6/5 stars (352 reviews)
- [SEON](https://www.g2.com/products/seon/reviews) — 4.6/5 stars (381 reviews)
- [1Password](https://www.g2.com/products/1password/reviews) — 4.6/5 stars (1800 reviews)
- [Keeper Password Manager](https://www.g2.com/products/keeper-password-manager/reviews) — 4.6/5 stars (1198 reviews)
- [EZLynx](https://www.g2.com/products/ezlynx-ezlynx/reviews) — 4.4/5 stars (701 reviews)
- [NordPass Business](https://www.g2.com/products/nordpass-business/reviews) — 4.5/5 stars (642 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### Stripe Connect

- Title: [What is Stripe Connect used for?](https://www.g2.com/discussions/what-is-stripe-connect-used-for) — 1 comment
  > **Top comment:** "I wish service was better"

### Plaid

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-stripe-connect-vs-plaid)