# PayPal Payments vs Skrill Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user experience, with many praising its **ease of use** and quick setup process. Users appreciate features like the auto bank transfer, which simplifies transactions, making it a go-to choice for small businesses.
- **Users say** that Skrill offers a straightforward experience for international money transfers, highlighting its **low transaction fees** and the ability to request money easily. However, it lacks the extensive user base that PayPal has, which can limit its appeal for some users.
- **Reviewers mention** that PayPal Payments has a significantly higher overall satisfaction score, reflecting its strong market presence and reliability. Many users find it convenient that most clients already have a PayPal account, facilitating smoother transactions.
- **According to verified reviews** , Skrill's customer support receives positive feedback, with users noting that they are happy with the assistance provided. However, the overall support quality is still lower compared to PayPal Payments, which has a more robust support system.
- **Users highlight** that PayPal Payments is particularly strong in features like **multi-currency support** and instant payments, making it ideal for businesses operating in diverse markets. This versatility is a significant advantage over Skrill, which struggles in this area.
- **G2 reviewers indicate** that while both platforms are effective for payment processing, PayPal Payments stands out for its comprehensive integration capabilities with e-commerce and accounting software, enhancing its usability for businesses looking to streamline operations.



| | PayPal Payments | Skrill | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 3.4 out of 5 | 
| **Total Reviews** | 2,743 | 63 | 
| **Largest Market Segment** | Small-Business (64.8% of reviews) | Small-Business (59.0% of reviews) | 
| **Entry Level Price** | $0 per month | No pricing available | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- High Fees (177 reviews)
- Expensive (157 reviews)

### Skrill

Pros:
- Efficiency (1 reviews)

Cons:
- Account Blocking (1 reviews)
- Financial Mismanagement (1 reviews)

---
## Ratings Comparison
| Rating | PayPal Payments | Skrill | 
|---|---|---|
  | **Meets Requirements** | 9.0 (2229 reviews) | 7.1 (52 reviews) | 
  | **Ease of Use** | 9.1 (2260 reviews) | 7.6 (51 reviews) | 
  | **Ease of Setup** | 8.9 (720 reviews) | 7.1 (7 reviews) | 
  | **Ease of Admin** | 8.4 (330 reviews) | 7.3 (5 reviews) | 
  | **Quality of Support** | 8.3 (2105 reviews) | 6.7 (51 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (327 reviews) | 8.0 (5 reviews) | 
  | **Product Direction (% positive)** | 8.3 (2198 reviews) | 6.4 (52 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### Skrill

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2089 |
| **Skrill** | 7.1/10 | 55 |

#### Payment Options

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | 7.2 (36 reviews) | 
| **Recurring Billing** | Feature Not Available | 7.5 (36 reviews) | 
| **Instant Payment** | 9.0 (1616 reviews) | 7.7 (46 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1631 reviews) | 7.6 (47 reviews) | 
| **ACH Payments and eCheck Processing** | 8.4 (1178 reviews) | 7.5 (34 reviews) | 
| **Split Payments** | 8.4 (1110 reviews) | 7.9 (37 reviews) | 
| **Real-Time Payments** | Feature Not Available | 8.2 (40 reviews) | 
| **Multi-Currency** | 9.0 (610 reviews) | 5.8 (12 reviews) | 
| **Online payment portal** | 9.1 (628 reviews) | 6.4 (13 reviews) | 

#### Administration

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | 7.9 (43 reviews) | 
| **User, Role, and Access Management** | Feature Not Available | 7.8 (43 reviews) | 
| **Payout Time** | 8.5 (1523 reviews) | 7.7 (44 reviews) | 
| **Manual Payment Entry** | 8.6 (1364 reviews) | 7.2 (44 reviews) | 
| **Dispute Resolution** | Feature Not Available | 6.9 (40 reviews) | 
| **Omnichannel** | 8.6 (494 reviews) | 5.5 (10 reviews) | 
| **Levels 1 & 2** | 8.5 (477 reviews) | 5.7 (9 reviews) | 
| **Level 3** | 8.4 (463 reviews) | 6.1 (9 reviews) | 

#### Security

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **PCI Compliance** | 8.6 (646 reviews) | 7.7 (21 reviews) | 
| **Fraud Protection Tools** | Feature Not Available | 7.7 (42 reviews) | 
| **Data Tokenization** | 8.7 (1170 reviews) | 7.3 (37 reviews) | 
| **Two-Factor Authentication** | 8.8 (1362 reviews) | 8.2 (46 reviews) | 
| **POS Verification** | 8.7 (480 reviews) | 5.2 (7 reviews) | 

#### Development

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1290 reviews) | 7.8 (39 reviews) | 
| **APIs** | Feature Not Available | 7.7 (35 reviews) | 
| **Accounting Software Integration** | 8.5 (1109 reviews) | 7.4 (37 reviews) | 
| **E-Commerce Software Integration** | 8.7 (1208 reviews) | 7.9 (36 reviews) | 

#### Platform

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Performance and Reliability** | 8.9 (1473 reviews) | 7.6 (45 reviews) | 
| **Internationalization - Currency/Language** | 8.9 (1351 reviews) | 7.7 (44 reviews) | 
| **Internationalization - Operating Country** | 8.9 (1330 reviews) | 7.5 (44 reviews) | 
| **API / Integrations** | 8.7 (1083 reviews) | 7.0 (33 reviews) | 
| **PCI Regulation Compliance** | 8.6 (1073 reviews) | 7.5 (36 reviews) | 
| **Supplemental Technology** | Feature Not Available | 7.2 (31 reviews) | 
| **Accounting integration** | 8.6 (475 reviews) | 5.0 (6 reviews) | 
| **E-commerce Integration** | 8.8 (505 reviews) | 4.8 (7 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Autonomous Task Execution** | 9.1 (69 reviews) | Not enough data | 
| **Cross-system Integration** | 8.8 (68 reviews) | Not enough data | 
| **Decision Making** | 8.8 (68 reviews) | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 221 |
| **Skrill** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Email Notifications** | 9.1 (186 reviews) | Not enough data | 
| **Invoicing** | 9.1 (179 reviews) | Not enough data | 
| **Customer Portal** | 8.9 (184 reviews) | Not enough data | 
| **Loyalty Management** | 8.7 (171 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Payment Gateway** | 9.0 (188 reviews) | Not enough data | 
| **Payment Tracking** | 8.9 (186 reviews) | Not enough data | 
| **E-commerce Integration** | 9.0 (172 reviews) | Not enough data | 
| **Payment Scheduling** | 8.9 (176 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Adaptive Learning** | 9.4 (36 reviews) | Not enough data | 
| **Proactive Assistance** | 9.3 (36 reviews) | Not enough data | 
| **Decision Making** | 9.4 (36 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 798 |
| **Skrill** | N/A | N/A |

#### Payment Processing

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Encryption** | 9.3 (271 reviews) | Not enough data | 
| **Credit Card Processing** | 9.1 (236 reviews) | Not enough data | 
| **Mobile Payments** | 9.3 (248 reviews) | Not enough data | 
| **Digital Wallet Integration** | 9.2 (253 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Reporting & Analytics** | 9.0 (227 reviews) | Not enough data | 
| **E-commerce Integration** | 9.1 (238 reviews) | Not enough data | 
| **Processing Fees** | 7.4 (287 reviews) | Not enough data | 
| **POS Integration** | 8.9 (209 reviews) | Not enough data | 
| **Omnichannel** | 8.6 (494 reviews) | 5.5 (10 reviews) | 
| **Levels 1 & 2** | 8.5 (477 reviews) | 5.7 (9 reviews) | 
| **Level 3** | 8.4 (463 reviews) | 6.1 (9 reviews) | 

#### Payment Options

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Multi-Currency** | 9.0 (610 reviews) | 5.8 (12 reviews) | 
| **Online payment portal** | 9.1 (628 reviews) | 6.4 (13 reviews) | 

#### Security

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **POS Verification** | 8.7 (480 reviews) | 5.2 (7 reviews) | 

#### Platform

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Accounting integration** | 8.6 (475 reviews) | 5.0 (6 reviews) | 
| **E-commerce Integration** | 8.8 (505 reviews) | 4.8 (7 reviews) | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 65 |
| **Skrill** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Unified API** | 9.1 (47 reviews) | Not enough data | 
| **POL** | 9.1 (46 reviews) | Not enough data | 
| **Integrations** | 9.5 (49 reviews) | Not enough data | 

#### Processing

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Validation** | 9.4 (49 reviews) | Not enough data | 
| **Automation** | 9.4 (49 reviews) | Not enough data | 
| **Cross Border** | 9.3 (48 reviews) | Not enough data | 
| **Routing** | 9.5 (48 reviews) | Not enough data | 
| **Reconciliation** | 9.5 (48 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Failed payments** | 9.1 (46 reviews) | Not enough data | 
| **Tokenization** | 9.2 (48 reviews) | Not enough data | 
| **Compliance** | 9.4 (48 reviews) | Not enough data | 

#### Analytics

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Consolidation** | 9.3 (48 reviews) | Not enough data | 
| **Optimization** | 9.4 (48 reviews) | Not enough data | 
| **Fraud** | 9.0 (48 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Autonomous Task Execution** | 9.5 (39 reviews) | Not enough data | 
| **Cross-system Integration** | 9.5 (39 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 19 |
| **Skrill** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | Skrill | 
|---|---|---|
| **Autonomous Task Execution** | 9.7 (17 reviews) | Not enough data | 
| **Multi-step Planning** | 9.7 (17 reviews) | Not enough data | 
| **Cross-system Integration** | 9.8 (17 reviews) | Not enough data | 
| **Adaptive Learning** | 9.8 (17 reviews) | Not enough data | 
| **Natural Language Interaction** | 9.9 (17 reviews) | Not enough data | 
| **Proactive Assistance** | 9.8 (17 reviews) | Not enough data | 
| **Decision Making** | 9.9 (17 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)



---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | Skrill | 
|---|---|---|
| **Small-Business** | 64.8% | 59.0% | 
| **Mid-Market** | 23.1% | 16.4% | 
| **Enterprise** | 12.1% | 24.6% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.7%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.1%
- **Other:** 58.1%

#### Skrill

- **Internet:** 11.5%
- **Information Technology and Services:** 9.8%
- **Food & Beverages:** 4.9%
- **Marketing and Advertising:** 4.9%
- **Accounting:** 4.9%
- **Computer Software:** 3.3%
- **Construction:** 3.3%
- **Consumer Electronics:** 3.3%
- **Gambling & Casinos:** 3.3%
- **Non-Profit Organization Management:** 3.3%
- **Other:** 47.5%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.9/5 stars (39 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to Skrill

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (219 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (42 reviews)
- [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (156 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### Skrill

- Title: [Which is better PayPal or Skrill?](https://www.g2.com/discussions/which-is-better-paypal-or-skrill) — 3 comments
  > **Top comment:** "paypal "
- Title: [Is Skrill a payment gateway?](https://www.g2.com/discussions/is-skrill-a-payment-gateway) — 1 comment
  > **Top comment:** "Yes"
- Title: [What is Skrill method?](https://www.g2.com/discussions/what-is-skrill-method) — 1 comment
  > **Top comment:** "https://skrill.me/rq/Denisa/30/CZK?key=eKSmYn-W4c-82c68bhXziTRJAPu"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-skrill)