# PayPal Payments vs Razorpay Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user satisfaction, boasting a significantly higher G2 Score compared to Razorpay. Users appreciate its ease of use, with one reviewer noting, "I find PayPal Payments easy to use for collecting payments and transferring money efficiently."
- **According to verified reviews** , PayPal Payments offers a more seamless setup experience, with users highlighting the intuitive onboarding process. In contrast, while Razorpay's setup is also described as easy, it doesn't match the level of satisfaction seen with PayPal.
- **Users say** that PayPal Payments provides a more universal payment solution, as many people already have PayPal accounts. This makes it easier for businesses to recommend to clients, especially those outside their country, enhancing its global appeal.
- **Reviewers mention** that Razorpay shines in creating a professional payment experience, particularly with its easy payment link creation. However, they also note that the disbursement time of funds, while good, does not match the instant payment capabilities of PayPal Payments.
- **G2 reviewers highlight** that PayPal Payments has a more robust support system, with higher ratings for quality of support. Users have expressed satisfaction with the assistance they receive, while Razorpay's support has received mixed feedback, indicating room for improvement.
- **According to recent user feedback** , both platforms are user-friendly, but PayPal Payments edges out with higher ratings in overall usability. Users appreciate features like the auto bank transfer, which adds convenience, while Razorpay is praised for its smooth payment flow and management from a single platform.



---
## Frequently Asked Questions

### What is the difference between PayPal Payments vs Razorpay?

PayPal Payments stands out for its higher G2 rating and international payment capabilities, while Razorpay is favored for its ease of setup and strong support for Indian payment methods.

| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | [Razorpay](https://www.g2.com/products/razorpay/reviews) |
| --- | --- |
| 4.4/5 (2,749 reviews) | 4.2/5 (123 reviews) |
| Small-Business | Small-Business |
| 8.9 | 9.0 |
| 8.3 | 7.9 |
| Ease of Use (474 all-time mentions) | Ease of Use (6 all-time mentions) |



### How do the pricing models of PayPal Payments and Razorpay compare?

PayPal Payments and Razorpay are rated at parity for value, with reviewers expressing similar satisfaction on price and cost dimensions.

- **PayPal Payments:** In recent reviews, many cite high transaction and currency conversion fees as a trade-off, but value the platform's global reach and security.
- **Razorpay:** Recent reviewers highlight transparent pricing and zero annual maintenance charges as strengths, noting that the 2% transaction fee is offset by the absence of hidden costs and high payment success rates.
- **Switching reasons:** Several reviewers mention switching to Razorpay for lower total cost of ownership and more predictable, variable costs compared to competitors with annual fees.



### What are the best alternatives to PayPal Payments and Razorpay?

The top 3 alternatives to PayPal Payments and Razorpay are Payoneer, GoCardless, and Paytm Business.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2,749 reviews) | Small-Business | High fees for international transactions; valued for global reach | Ease of Use (474 all-time mentions) |
| [Razorpay](https://www.g2.com/products/razorpay/reviews) | 4.2/5 (123 reviews) | Small-Business | Transparent pricing, zero AMC, high payment success rate | Ease of Use (6 all-time mentions) |
| [Payoneer](https://www.g2.com/products/payoneer/reviews) | 3.2/5 (374 reviews) | Small-Business | — | International payments |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | Direct debit automation |
| [Paytm Business](https://www.g2.com/products/paytm-business/reviews) | 4.5/5 (281 reviews) | Small-Business | — | Indian payment ecosystem |



### Which Payment Processing features should I prioritize when comparing PayPal Payments and Razorpay?

Buyers comparing PayPal Payments and Razorpay should prioritize international payment support, transaction fees, ease of integration, and payment method diversity.

- **International Payment Support:** PayPal Payments: 210 all-time mentions for international transfers, 205 for international payments; Razorpay: 2 all-time mentions for international payments.
- **Transaction Fees:** PayPal Payments: 234 all-time mentions for high fees; Razorpay: 2 all-time mentions for being expensive, but recent reviews highlight transparent pricing and zero AMC.
- **Ease of Integration:** PayPal Payments: 16 all-time mentions for WooCommerce, 15 for Shopify; Razorpay: 4 all-time mentions for easy integrations, 3 for Shopify.
- **Payment Method Diversity:** Razorpay: Recent reviews highlight support for UPI, cards, net banking, and wallets; PayPal Payments: Focused on global card and bank payments.



### What are the pros and cons of PayPal Payments vs Razorpay?

PayPal Payments is strongest for global reach and ease of use, while Razorpay excels in payment method diversity and transparent pricing.

- **PayPal Payments strengths:** Ease of Use (474 all-time mentions), International Transfers (210), International Payments (205), Easy Setup (190), Reliability (221), Security and buyer/seller protection.
- **PayPal Payments trade-offs:** High Fees (234 all-time mentions), Expensive (196), Funds Holding (100), Delays (90), occasional slow customer support and account limitations.
- **Razorpay strengths:** Ease of Use (6 all-time mentions), Easy Integrations (4), Payment Method Diversity (UPI, cards, net banking, wallets), Transparent pricing with zero AMC, High payment success rate (93%+ in recent reviews), Fast settlements and strong dashboard features.
- **Razorpay trade-offs:** Expensive (2 all-time mentions), Limited International Access (1), occasional slow customer support, and some features locked for new users.



### Is PayPal Payments or Razorpay better for small businesses?

Razorpay is the better fit for small businesses, with strong reviewer sentiment on ease of use, setup, and cost structure for Indian SMBs.

- **PayPal Payments:** Largest segment is Small-Business; reviewers highlight ease of use and global reach, but frequently mention high fees and account limitations as trade-offs for small businesses.
- **Razorpay:** Largest segment is Small-Business; reviewers consistently praise Razorpay for its transparent pricing, zero annual maintenance charges, and payment method diversity, making it highly suitable for Indian small businesses.



### Which Payment Processing platform has better integrations?

PayPal Payments is favored for integrations, with more reviewer-cited integrations and higher all-time mention counts.

- **PayPal Payments:** WooCommerce (16 all-time mentions), Shopify (15), Upwork (12).
- **Razorpay:** Shopify (3 all-time mentions), with recent reviews noting easy integration with websites and apps.



### How do PayPal Payments and Razorpay compare on customer support?

PayPal Payments and Razorpay are rated at near-parity for Quality of Support, with a 0.4-point difference (PayPal Payments 8.3, Razorpay 7.9), which is below the materiality threshold.

- **PayPal Payments:** Reviewers mention reliable support but note occasional slow response times and automated processes that can delay resolution.
- **Razorpay:** Reviewers highlight responsive support and dedicated account managers for high-volume clients, but also report slow response times during peak periods and some onboarding/documentation challenges.



### Which is easier to implement, PayPal Payments or Razorpay?

Razorpay and PayPal Payments score at parity for Ease of Setup (9.0 vs 8.9), with both products praised for straightforward implementation.

- **PayPal Payments:** Reviewers consistently describe setup as easy and user-friendly, with most citing a smooth onboarding process and clear instructions.
- **Razorpay:** Reviewers highlight quick integration, clear documentation, and fast onboarding, with several noting that setup was completed in less than a day by developers.



### Which product has better APIs?

Razorpay is favored for APIs, with reviewers citing developer-friendly integration and strong documentation.

- **PayPal Payments:** APIs are mentioned in recent reviews, but with fewer all-time mentions and less emphasis on developer experience.
- **Razorpay:** Recent reviews highlight developer-friendly APIs, excellent documentation, and ease of integration as standout features for businesses and developers.



| | PayPal Payments | Razorpay | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.2 out of 5 | 
| **Total Reviews** | 2,749 | 143 | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- Expensive (196 reviews)
- High Fees (177 reviews)

### Razorpay

Pros:
- Ease of Use (6 reviews)
- Easy Integrations (4 reviews)

Cons:
- Expensive (2 reviews)
- Limited Features (2 reviews)

---
## Ratings Comparison
| Rating | PayPal Payments | Razorpay | 
|---|---|---|
  | **Meets Requirements** | 9.0 (2235 reviews) | 8.8 (92 reviews) | 
  | **Ease of Use** | 9.1 (2266 reviews) | 8.9 (97 reviews) | 
  | **Ease of Setup** | 8.9 (727 reviews) | 9.0 (56 reviews) | 
  | **Ease of Admin** | 8.4 (330 reviews) | 8.8 (36 reviews) | 
  | **Quality of Support** | 8.3 (2111 reviews) | 7.9 (90 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (327 reviews) | 8.2 (35 reviews) | 
  | **Product Direction (% positive)** | 8.3 (2202 reviews) | 8.4 (89 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### Razorpay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2097 |
| **Razorpay** | 8.5/10 | 88 |

#### Payment Options

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | 7.9 (59 reviews) | 
| **Recurring Billing** | Feature Not Available | 8.4 (56 reviews) | 
| **Instant Payment** | 9.0 (1616 reviews) | 8.9 (64 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1629 reviews) | 8.9 (66 reviews) | 
| **ACH Payments and eCheck Processing** | 8.4 (1174 reviews) | 8.5 (45 reviews) | 
| **Split Payments** | 8.4 (1108 reviews) | 8.2 (48 reviews) | 
| **Real-Time Payments** | Feature Not Available | 8.8 (60 reviews) | 
| **Multi-Currency** | 9.0 (615 reviews) | 7.9 (47 reviews) | 
| **Self Service Portal** | 9.1 (628 reviews) | 8.7 (60 reviews) | 

#### Administration

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | 8.8 (62 reviews) | 
| **User, Role, and Access Management** | Feature Not Available | 8.6 (63 reviews) | 
| **Payout Time** | 8.5 (1523 reviews) | 8.2 (61 reviews) | 
| **Manual Payment Entry** | 8.6 (1362 reviews) | 8.2 (57 reviews) | 
| **Dispute Resolution** | Feature Not Available | 8.2 (59 reviews) | 
| **Omnichannel** | 8.6 (492 reviews) | 8.2 (52 reviews) | 
| **Levels 1 & 2** | 8.5 (475 reviews) | 8.3 (50 reviews) | 
| **Level 3** | 8.4 (461 reviews) | 8.3 (47 reviews) | 

#### Security

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **PCI Compliance** | 8.6 (644 reviews) | 8.6 (34 reviews) | 
| **Fraud Protection Tools** | Feature Not Available | 8.9 (53 reviews) | 
| **Data Tokenization** | 8.7 (1168 reviews) | 8.7 (53 reviews) | 
| **Two-Factor Authentication** | 8.8 (1360 reviews) | 8.8 (59 reviews) | 
| **POS Verification** | 8.7 (479 reviews) | 8.4 (45 reviews) | 

#### Development

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1287 reviews) | 8.5 (57 reviews) | 
| **APIs** | Feature Not Available | 8.7 (60 reviews) | 
| **Accounting Software Integration** | 8.5 (1106 reviews) | 8.8 (50 reviews) | 
| **E-Commerce Software Integration** | 8.7 (1206 reviews) | 8.8 (54 reviews) | 

#### Platform

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Performance and Reliability** | 8.9 (1473 reviews) | 8.7 (59 reviews) | 
| **Internationalization - Currency/Language** | 8.9 (1349 reviews) | 8.6 (46 reviews) | 
| **Internationalization - Operating Country** | 8.9 (1328 reviews) | 8.4 (44 reviews) | 
| **API / Integrations** | 8.7 (1080 reviews) | 8.7 (54 reviews) | 
| **PCI Regulation Compliance** | 8.6 (1070 reviews) | 8.6 (43 reviews) | 
| **Supplemental Technology** | Feature Not Available | 8.2 (44 reviews) | 
| **Accounting integration** | 8.6 (473 reviews) | 8.6 (47 reviews) | 
| **E-commerce Integration** | 8.9 (506 reviews) | 8.5 (48 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Autonomous Task Execution** | 9.1 (66 reviews) | Not enough data | 
| **Cross-system Integration** | 8.9 (65 reviews) | Not enough data | 
| **Decision Making** | 8.9 (66 reviews) | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 219 |
| **Razorpay** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Email Notifications** | 9.1 (185 reviews) | Not enough data | 
| **Invoicing** | 9.1 (178 reviews) | Not enough data | 
| **Customer Portal** | 8.9 (183 reviews) | Not enough data | 
| **Loyalty Management** | 8.6 (170 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Payment Gateway** | 9.0 (187 reviews) | Not enough data | 
| **Payment Tracking** | 8.9 (185 reviews) | Not enough data | 
| **E-commerce Integration** | 9.0 (171 reviews) | Not enough data | 
| **Payment Scheduling** | 8.9 (175 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Adaptive Learning** | 9.5 (35 reviews) | Not enough data | 
| **Proactive Assistance** | 9.4 (35 reviews) | Not enough data | 
| **Decision Making** | 9.4 (35 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 807 |
| **Razorpay** | N/A | N/A |

#### Payment Processing

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Encryption** | 9.3 (275 reviews) | Not enough data | 
| **Credit Card Processing** | 9.1 (235 reviews) | Not enough data | 
| **Mobile Payments** | 9.3 (247 reviews) | Not enough data | 
| **Digital Wallet Integration** | 9.2 (256 reviews) | Not enough data | 
| **Debit/Credit Card Processing** | Not enough data | Not enough data | 
| **Online Payments** | Not enough data | Not enough data | 
| **Partial Payments** | Not enough data | Not enough data | 
| **In-Person Payments** | Not enough data | Not enough data | 
| **Digital Wallet Payments** | Not enough data | Not enough data | 

#### Administration

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Reporting & Analytics** | 9.0 (227 reviews) | Not enough data | 
| **E-commerce Integration** | 9.1 (239 reviews) | Not enough data | 
| **Processing Fees** | 7.3 (290 reviews) | Not enough data | 
| **POS Integration** | 8.9 (206 reviews) | Not enough data | 
| **Omnichannel** | 8.6 (492 reviews) | 8.2 (52 reviews) | 
| **Levels 1 & 2** | 8.5 (475 reviews) | 8.3 (50 reviews) | 
| **Level 3** | 8.4 (461 reviews) | 8.3 (47 reviews) | 
| **Payment Gateway Integration** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Cryptocurrency Processing** | Not enough data | Not enough data | 

#### Payment Options

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Multi-Currency** | 9.0 (615 reviews) | 7.9 (47 reviews) | 
| **Self Service Portal** | 9.1 (628 reviews) | 8.7 (60 reviews) | 

#### Security

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **POS Verification** | 8.7 (479 reviews) | 8.4 (45 reviews) | 

#### Platform

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Accounting integration** | 8.6 (473 reviews) | 8.6 (47 reviews) | 
| **E-commerce Integration** | 8.9 (506 reviews) | 8.5 (48 reviews) | 

#### Additional Functionality

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Data Synchronization** | Not enough data | Not enough data | 
| **Transaction Monitoring** | Not enough data | Not enough data | 
| **Purchasing & Receiving** | Not enough data | Not enough data | 
| **Contactless NFC** | Not enough data | Not enough data | 
| **Offline Access** | Not enough data | Not enough data | 
| **Electronic Signature** | Not enough data | Not enough data | 
| **PCI Compliance** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **SSL Security** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Returns Management** | Not enough data | Not enough data | 
| **Discount Management** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Barcode/Ticket Scanning** | Not enough data | Not enough data | 
| **Reporting & Statistics** | Not enough data | Not enough data | 
| **Recurring/Subscription Billing** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Transaction History** | Not enough data | Not enough data | 
| **Mobile Card Reader** | Not enough data | Not enough data | 
| **Sales Tax Management** | Not enough data | Not enough data | 
| **Customer Database** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Remote Access/Control** | Not enough data | Not enough data | 
| **Multi-Location** | Not enough data | Not enough data | 
| **Sales Trend Analysis** | Not enough data | Not enough data | 
| **CRM** | Not enough data | Not enough data | 
| **Gift Card Management** | Not enough data | Not enough data | 
| **Sales Reports** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Multiple Payment Options** | Not enough data | Not enough data | 
| **Loyalty Program** | Not enough data | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Data Security** | Not enough data | Not enough data | 
| **Payment Links** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Payment Fraud Prevention** | Not enough data | Not enough data | 
| **Payment Reconciliation** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Search/Filter** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Billing & Invoicing** | Not enough data | Not enough data | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 63 |
| **Razorpay** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Unified API** | 9.1 (47 reviews) | Not enough data | 
| **POL** | 9.1 (46 reviews) | Not enough data | 
| **Integrations** | 9.5 (49 reviews) | Not enough data | 

#### Processing

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Validation** | 9.4 (49 reviews) | Not enough data | 
| **Automation** | 9.4 (49 reviews) | Not enough data | 
| **Cross Border** | 9.3 (48 reviews) | Not enough data | 
| **Routing** | 9.5 (48 reviews) | Not enough data | 
| **Reconciliation** | 9.5 (48 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Failed payments** | 9.1 (46 reviews) | Not enough data | 
| **Tokenization** | 9.2 (48 reviews) | Not enough data | 
| **Compliance** | 9.4 (48 reviews) | Not enough data | 

#### Analytics

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Consolidation** | 9.3 (48 reviews) | Not enough data | 
| **Optimization** | 9.4 (48 reviews) | Not enough data | 
| **Fraud** | 9.0 (48 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Autonomous Task Execution** | 9.5 (39 reviews) | Not enough data | 
| **Cross-system Integration** | 9.5 (39 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 18 |
| **Razorpay** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | Razorpay | 
|---|---|---|
| **Autonomous Task Execution** | 9.7 (17 reviews) | Not enough data | 
| **Multi-step Planning** | 9.7 (17 reviews) | Not enough data | 
| **Cross-system Integration** | 9.8 (17 reviews) | Not enough data | 
| **Adaptive Learning** | 9.8 (17 reviews) | Not enough data | 
| **Natural Language Interaction** | 9.9 (17 reviews) | Not enough data | 
| **Proactive Assistance** | 9.8 (17 reviews) | Not enough data | 
| **Decision Making** | 9.9 (17 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)



---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | Razorpay | 
|---|---|---|
| **Small-Business** | 64.8% | 61.9% | 
| **Mid-Market** | 23.1% | 29.1% | 
| **Enterprise** | 12.1% | 9.0% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.8%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.3%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.1%
- **Other:** 58.1%

#### Razorpay

- **Computer Software:** 12.3%
- **Information Technology and Services:** 10.5%
- **Marketing and Advertising:** 9.6%
- **Apparel & Fashion:** 6.1%
- **Education Management:** 6.1%
- **Retail:** 3.5%
- **E-Learning:** 3.5%
- **Financial Services:** 3.5%
- **Higher Education:** 3.5%
- **Accounting:** 2.6%
- **Other:** 38.6%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (373 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap by Payroc](https://www.g2.com/products/bluesnap-by-payroc/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (587 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (461 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 4.0/5 stars (44 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to Razorpay

- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [PayU](https://www.g2.com/products/payu/reviews) — 3.1/5 stars (25 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.3/5 stars (249 reviews)
- [cashfree](https://www.g2.com/products/cashfree/reviews) — 4.5/5 stars (29 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (373 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Zoho Checkout](https://www.g2.com/products/zoho-checkout/reviews) — 4.3/5 stars (11 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (221 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### Razorpay

- Title: [How does razor pay work?](https://www.g2.com/discussions/how-does-razor-pay-work) — 2 comments
  > **Top comment:** "It works fabulous!"
- Title: [What is your primary use case for Razorpay, and how has it impacted your payment processing operations?](https://www.g2.com/discussions/what-is-your-primary-use-case-for-razorpay-and-how-has-it-impacted-your-payment-processing-operations) — 1 comment, 1 upvote
  > **Top comment:** "Very beneficial, all type of financial possibilities available here like: payment link, payment page, trust badge, emi option etc"
- Title: [Does Razorpay meets the international cyber security standards?](https://www.g2.com/discussions/does-razorpay-meets-the-international-cyber-security-standards) — 1 comment, 1 upvote
  > **Top comment:** "Razorpay customer care number 09121700785 Razorpay customer carenumber 09121700785"

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-razorpay)