# PayPal Payments vs ProPay Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user satisfaction, boasting a significantly higher overall score compared to ProPay. Users appreciate its **ease of use** , with many highlighting features like the auto bank transfer that streamline payment processing.
- **According to verified reviews** , PayPal Payments has a much larger user base, reflected in its 2662 total reviews versus ProPay's 11. This extensive feedback suggests a more robust and tested platform, giving potential users confidence in its reliability.
- **Users say** that PayPal Payments is particularly beneficial for small businesses, with 64.6% of reviews coming from this segment. Reviewers mention its universal appeal, noting that many clients already have PayPal accounts, making transactions seamless and easy to recommend.
- **Reviewers mention** that while ProPay offers a secure alternative for credit card payments, it falls short in overall user satisfaction compared to PayPal Payments. Users have noted that while it is easy to set up, it lacks some of the advanced features that make PayPal Payments stand out.
- **According to recent user feedback** , PayPal Payments is praised for its quick implementation process, with many users finding the setup straightforward and intuitive. In contrast, ProPay, while functional, does not receive the same level of enthusiasm regarding its setup experience.
- **Users highlight** the quality of support provided by PayPal Payments, which scores higher than ProPay. Many users appreciate the responsive customer service, which enhances their overall experience, while ProPay's support has received mixed reviews, indicating room for improvement.



| | PayPal Payments | ProPay | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.1 out of 5 | 
| **Total Reviews** | 2,744 | 11 | 
| **Largest Market Segment** | Small-Business (64.8% of reviews) | Small-Business (54.5% of reviews) | 
| **Entry Level Price** | $0 per month | No pricing available | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- High Fees (177 reviews)
- Expensive (157 reviews)

### ProPay

**Not enough data**

---
## Ratings Comparison
| Rating | PayPal Payments | ProPay | 
|---|---|---|
  | **Meets Requirements** | 9.0 (2231 reviews) | 9.0 (8 reviews) | 
  | **Ease of Use** | 9.1 (2262 reviews) | 9.0 (8 reviews) | 
  | **Ease of Setup** | 8.9 (722 reviews) | Not enough data | 
  | **Ease of Admin** | 8.4 (330 reviews) | Not enough data | 
  | **Quality of Support** | 8.3 (2107 reviews) | 7.4 (7 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (327 reviews) | Not enough data | 
  | **Product Direction (% positive)** | 8.3 (2200 reviews) | 6.7 (7 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### ProPay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2088 |
| **ProPay** | N/A | N/A |

#### Payment Options

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | 
| **Recurring Billing** | Feature Not Available | Not enough data | 
| **Instant Payment** | 9.0 (1617 reviews) | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1631 reviews) | Not enough data | 
| **ACH Payments and eCheck Processing** | 8.4 (1178 reviews) | Not enough data | 
| **Split Payments** | 8.4 (1111 reviews) | Not enough data | 
| **Real-Time Payments** | Feature Not Available | Not enough data | 
| **Multi-Currency** | 9.0 (611 reviews) | Not enough data | 
| **Online payment portal** | 9.1 (629 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | Not enough data | 
| **User, Role, and Access Management** | Feature Not Available | Not enough data | 
| **Payout Time** | 8.5 (1524 reviews) | Not enough data | 
| **Manual Payment Entry** | 8.6 (1365 reviews) | Not enough data | 
| **Dispute Resolution** | Feature Not Available | Not enough data | 
| **Omnichannel** | 8.6 (497 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (479 reviews) | Not enough data | 
| **Level 3** | 8.4 (466 reviews) | Not enough data | 

#### Security

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **PCI Compliance** | 8.6 (648 reviews) | Not enough data | 
| **Fraud Protection Tools** | Feature Not Available | Not enough data | 
| **Data Tokenization** | 8.7 (1171 reviews) | Not enough data | 
| **Two-Factor Authentication** | 8.8 (1363 reviews) | Not enough data | 
| **POS Verification** | 8.7 (483 reviews) | Not enough data | 

#### Development

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1291 reviews) | Not enough data | 
| **APIs** | Feature Not Available | Not enough data | 
| **Accounting Software Integration** | 8.5 (1110 reviews) | Not enough data | 
| **E-Commerce Software Integration** | 8.7 (1209 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Performance and Reliability** | 8.9 (1475 reviews) | Not enough data | 
| **Internationalization - Currency/Language** | 8.9 (1352 reviews) | Not enough data | 
| **Internationalization - Operating Country** | 8.9 (1331 reviews) | Not enough data | 
| **API / Integrations** | 8.7 (1085 reviews) | Not enough data | 
| **PCI Regulation Compliance** | 8.6 (1075 reviews) | Not enough data | 
| **Supplemental Technology** | Feature Not Available | Not enough data | 
| **Accounting integration** | 8.6 (478 reviews) | Not enough data | 
| **E-commerce Integration** | 8.8 (507 reviews) | Not enough data | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Autonomous Task Execution** | 9.1 (71 reviews) | Not enough data | 
| **Cross-system Integration** | 8.9 (70 reviews) | Not enough data | 
| **Decision Making** | 8.8 (70 reviews) | Not enough data | 

### Enterprise Payment

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **ProPay** | N/A | N/A |

#### Payment Methods

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **ACH** | Not enough data | Not enough data | 
| **Credit and Debit** | Not enough data | Not enough data | 
| **Wire Transfer** | Not enough data | Not enough data | 

#### Payment Processing 

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Batch Processing** | Not enough data | Not enough data | 
| **Payments Scheduling** | Not enough data | Not enough data | 
| **Automated Workflows** | Not enough data | Not enough data | 
| **Self Service** | Not enough data | Not enough data | 
| **Reconciliation** | Not enough data | Not enough data | 
| **Settlements** | Not enough data | Not enough data | 
| **Payment Tracking** | Not enough data | Not enough data | 

#### Security and Compliance

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **PCI Compliant** | Not enough data | Not enough data | 
| **P2PE** | Not enough data | Not enough data | 
| **Fraud Management** | Not enough data | Not enough data | 
| **SSL Encryption** | Not enough data | Not enough data | 
| **SOX** | Not enough data | Not enough data | 
| **SOC** | Not enough data | Not enough data | 

#### Integration

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Agnostic Integration** | Not enough data | Not enough data | 
| **Reporting Consolidation** | Not enough data | Not enough data | 
| **Plugins and APIs** | Not enough data | Not enough data | 

#### Payment Types

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **AP Automation** | Not enough data | Not enough data | 
| **E-Commerce** | Not enough data | Not enough data | 
| **Retail** | Not enough data | Not enough data | 

#### Agentic AI - Enterprise Payment

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Adaptive Learning** | Not enough data | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 221 |
| **ProPay** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Email Notifications** | 9.1 (188 reviews) | Not enough data | 
| **Invoicing** | 9.1 (181 reviews) | Not enough data | 
| **Customer Portal** | 8.9 (186 reviews) | Not enough data | 
| **Loyalty Management** | 8.7 (173 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Payment Gateway** | 9.0 (190 reviews) | Not enough data | 
| **Payment Tracking** | 8.9 (188 reviews) | Not enough data | 
| **E-commerce Integration** | 9.0 (174 reviews) | Not enough data | 
| **Payment Scheduling** | 8.9 (178 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Adaptive Learning** | 9.5 (38 reviews) | Not enough data | 
| **Proactive Assistance** | 9.3 (38 reviews) | Not enough data | 
| **Decision Making** | 9.4 (38 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 797 |
| **ProPay** | N/A | N/A |

#### Payment Processing

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Encryption** | 9.3 (274 reviews) | Not enough data | 
| **Credit Card Processing** | 9.1 (239 reviews) | Not enough data | 
| **Mobile Payments** | 9.3 (250 reviews) | Not enough data | 
| **Digital Wallet Integration** | 9.2 (255 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Reporting & Analytics** | 9.0 (230 reviews) | Not enough data | 
| **E-commerce Integration** | 9.1 (240 reviews) | Not enough data | 
| **Processing Fees** | 7.4 (289 reviews) | Not enough data | 
| **POS Integration** | 8.9 (212 reviews) | Not enough data | 
| **Omnichannel** | 8.6 (497 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (479 reviews) | Not enough data | 
| **Level 3** | 8.4 (466 reviews) | Not enough data | 

#### Payment Options

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Multi-Currency** | 9.0 (611 reviews) | Not enough data | 
| **Online payment portal** | 9.1 (629 reviews) | Not enough data | 

#### Security

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **POS Verification** | 8.7 (483 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Accounting integration** | 8.6 (478 reviews) | Not enough data | 
| **E-commerce Integration** | 8.8 (507 reviews) | Not enough data | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 65 |
| **ProPay** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Unified API** | 9.2 (49 reviews) | Not enough data | 
| **POL** | 9.1 (48 reviews) | Not enough data | 
| **Integrations** | 9.5 (51 reviews) | Not enough data | 

#### Processing

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Validation** | 9.4 (51 reviews) | Not enough data | 
| **Automation** | 9.4 (51 reviews) | Not enough data | 
| **Cross Border** | 9.3 (50 reviews) | Not enough data | 
| **Routing** | 9.5 (50 reviews) | Not enough data | 
| **Reconciliation** | 9.5 (50 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Failed payments** | 9.1 (48 reviews) | Not enough data | 
| **Tokenization** | 9.2 (50 reviews) | Not enough data | 
| **Compliance** | 9.4 (50 reviews) | Not enough data | 

#### Analytics

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Consolidation** | 9.3 (50 reviews) | Not enough data | 
| **Optimization** | 9.4 (50 reviews) | Not enough data | 
| **Fraud** | 9.0 (50 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Autonomous Task Execution** | 9.5 (41 reviews) | Not enough data | 
| **Cross-system Integration** | 9.6 (41 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 19 |
| **ProPay** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Autonomous Task Execution** | 9.7 (18 reviews) | Not enough data | 
| **Multi-step Planning** | 9.7 (18 reviews) | Not enough data | 
| **Cross-system Integration** | 9.8 (18 reviews) | Not enough data | 
| **Adaptive Learning** | 9.8 (18 reviews) | Not enough data | 
| **Natural Language Interaction** | 9.9 (18 reviews) | Not enough data | 
| **Proactive Assistance** | 9.8 (18 reviews) | Not enough data | 
| **Decision Making** | 9.9 (18 reviews) | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **ProPay** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | PayPal Payments | ProPay | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl), [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to ProPay (1):** [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment)


---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | ProPay | 
|---|---|---|
| **Small-Business** | 64.8% | 54.5% | 
| **Mid-Market** | 23.0% | 18.2% | 
| **Enterprise** | 12.2% | 27.3% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.7%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.2%
- **Other:** 58.1%

#### ProPay

- **Cosmetics:** 36.4%
- **Consumer Goods:** 18.2%
- **Retail:** 9.1%
- **Design:** 9.1%
- **Automotive:** 9.1%
- **Apparel & Fashion:** 9.1%
- **Accounting:** 9.1%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to ProPay

- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5319 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4063 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (1995 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### ProPay

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-propay)