# PayPal Payments vs Pin Payments Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user satisfaction, boasting a significantly higher overall score compared to Pin Payments. Users appreciate its **ease of use** , with one reviewer noting how simple it is to collect payments and transfer money efficiently.
- **Users say** that PayPal Payments offers a quick and straightforward setup process, making it accessible for businesses of all sizes. One user highlighted the convenience of the **auto bank transfer feature** , which streamlines transaction processing.
- **According to verified reviews** , Pin Payments shines in customer support, with many users praising the team's responsiveness and professionalism. One reviewer mentioned that the support is "second to none," indicating a strong commitment to helping users navigate any issues.
- **Reviewers mention** that while PayPal Payments has a broader market presence, Pin Payments is particularly favored by small businesses, with a high percentage of reviews coming from this segment. This suggests that Pin Payments may cater well to the specific needs of smaller enterprises.
- **Users highlight** that both platforms support multi-currency transactions effectively, but Pin Payments has received higher ratings for its **mobile payment capabilities**. One user noted the efficiency of processing payments in various currencies, which is crucial for businesses operating internationally.
- **G2 reviewers indicate** that while PayPal Payments has a wealth of features, including robust reporting and analytics tools, Pin Payments offers a more streamlined experience with its payment gateway, making it easier for users to navigate and utilize effectively.



| | PayPal Payments | Pin Payments | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.6 out of 5 | 
| **Total Reviews** | 2,745 | 58 | 
| **Largest Market Segment** | Small-Business (64.8% of reviews) | Small-Business (96.5% of reviews) | 
| **Entry Level Price** | $0 per month | No pricing available | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (474 reviews)
- Easy Payments (326 reviews)

Cons:
- High Fees (234 reviews)
- Expensive (196 reviews)

### Pin Payments

**Not enough data**

---
## Ratings Comparison
| Rating | PayPal Payments | Pin Payments | 
|---|---|---|
  | **Meets Requirements** | 9.0 (2231 reviews) | 9.3 (47 reviews) | 
  | **Ease of Use** | 9.1 (2262 reviews) | 9.0 (47 reviews) | 
  | **Ease of Setup** | 8.9 (722 reviews) | 8.6 (30 reviews) | 
  | **Ease of Admin** | 8.4 (330 reviews) | 8.8 (27 reviews) | 
  | **Quality of Support** | 8.3 (2107 reviews) | 9.2 (45 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (327 reviews) | 8.5 (27 reviews) | 
  | **Product Direction (% positive)** | 8.3 (2199 reviews) | 8.9 (44 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### Pin Payments

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2090 |
| **Pin Payments** | N/A | N/A |

#### Payment Options

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | 
| **Recurring Billing** | Feature Not Available | Not enough data | 
| **Instant Payment** | 9.0 (1616 reviews) | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1631 reviews) | Not enough data | 
| **ACH Payments and eCheck Processing** | 8.4 (1178 reviews) | Not enough data | 
| **Split Payments** | 8.4 (1110 reviews) | Not enough data | 
| **Real-Time Payments** | Feature Not Available | Not enough data | 
| **Multi-Currency** | 9.0 (610 reviews) | 9.0 (8 reviews) | 
| **Online payment portal** | 9.1 (628 reviews) | 9.4 (13 reviews) | 

#### Administration

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | Not enough data | 
| **User, Role, and Access Management** | Feature Not Available | Not enough data | 
| **Payout Time** | 8.5 (1523 reviews) | Not enough data | 
| **Manual Payment Entry** | 8.6 (1364 reviews) | Not enough data | 
| **Dispute Resolution** | Feature Not Available | Not enough data | 
| **Omnichannel** | 8.6 (494 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (477 reviews) | 9.6 (9 reviews) | 
| **Level 3** | 8.4 (463 reviews) | 9.4 (6 reviews) | 

#### Security

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **PCI Compliance** | 8.6 (646 reviews) | Not enough data | 
| **Fraud Protection Tools** | Feature Not Available | Not enough data | 
| **Data Tokenization** | 8.7 (1170 reviews) | Not enough data | 
| **Two-Factor Authentication** | 8.8 (1362 reviews) | Not enough data | 
| **POS Verification** | 8.7 (480 reviews) | 9.2 (6 reviews) | 

#### Development

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1290 reviews) | Not enough data | 
| **APIs** | Feature Not Available | Not enough data | 
| **Accounting Software Integration** | 8.5 (1109 reviews) | Not enough data | 
| **E-Commerce Software Integration** | 8.7 (1208 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Performance and Reliability** | 8.9 (1473 reviews) | Not enough data | 
| **Internationalization - Currency/Language** | 8.9 (1351 reviews) | Not enough data | 
| **Internationalization - Operating Country** | 8.9 (1330 reviews) | Not enough data | 
| **API / Integrations** | 8.7 (1083 reviews) | Not enough data | 
| **PCI Regulation Compliance** | 8.6 (1073 reviews) | Not enough data | 
| **Supplemental Technology** | Feature Not Available | Not enough data | 
| **Accounting integration** | 8.6 (475 reviews) | 9.3 (7 reviews) | 
| **E-commerce Integration** | 8.9 (506 reviews) | 9.6 (8 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Autonomous Task Execution** | 9.1 (69 reviews) | Not enough data | 
| **Cross-system Integration** | 8.8 (68 reviews) | Not enough data | 
| **Decision Making** | 8.8 (68 reviews) | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 221 |
| **Pin Payments** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Email Notifications** | 9.1 (186 reviews) | Not enough data | 
| **Invoicing** | 9.1 (179 reviews) | Not enough data | 
| **Customer Portal** | 8.9 (184 reviews) | Not enough data | 
| **Loyalty Management** | 8.7 (171 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Payment Gateway** | 9.0 (188 reviews) | Not enough data | 
| **Payment Tracking** | 8.9 (186 reviews) | Not enough data | 
| **E-commerce Integration** | 9.0 (172 reviews) | Not enough data | 
| **Payment Scheduling** | 8.9 (176 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Adaptive Learning** | 9.4 (36 reviews) | Not enough data | 
| **Proactive Assistance** | 9.3 (36 reviews) | Not enough data | 
| **Decision Making** | 9.4 (36 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 800 |
| **Pin Payments** | 9.2/10 | 16 |

#### Payment Processing

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Encryption** | 9.3 (272 reviews) | 9.7 (12 reviews) | 
| **Credit Card Processing** | 9.1 (236 reviews) | 9.6 (13 reviews) | 
| **Mobile Payments** | 9.3 (248 reviews) | 9.8 (10 reviews) | 
| **Digital Wallet Integration** | 9.2 (255 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Reporting & Analytics** | 9.0 (227 reviews) | 7.8 (10 reviews) | 
| **E-commerce Integration** | 9.1 (239 reviews) | 9.1 (9 reviews) | 
| **Processing Fees** | 7.4 (288 reviews) | 8.1 (14 reviews) | 
| **POS Integration** | 8.9 (209 reviews) | 9.2 (6 reviews) | 
| **Omnichannel** | 8.6 (494 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (477 reviews) | 9.6 (9 reviews) | 
| **Level 3** | 8.4 (463 reviews) | 9.4 (6 reviews) | 

#### Payment Options

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Multi-Currency** | 9.0 (610 reviews) | 9.0 (8 reviews) | 
| **Online payment portal** | 9.1 (628 reviews) | 9.4 (13 reviews) | 

#### Security

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **POS Verification** | 8.7 (480 reviews) | 9.2 (6 reviews) | 

#### Platform

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Accounting integration** | 8.6 (475 reviews) | 9.3 (7 reviews) | 
| **E-commerce Integration** | 8.9 (506 reviews) | 9.6 (8 reviews) | 

### Subscription Management

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | N/A | N/A |
| **Pin Payments** | N/A | N/A |

#### Order Management

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Opportunities** | Not enough data | Not enough data | 
| **Order History** | Not enough data | Not enough data | 
| **Upsell & Cross-sell** | Not enough data | Not enough data | 
| **Renewals** | Not enough data | Not enough data | 

#### Products & Plans

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Packages** | Not enough data | Not enough data | 
| **Multi-part Deals** | Not enough data | Not enough data | 
| **Plan Changes** | Not enough data | Not enough data | 
| **Bundles** | Not enough data | Not enough data | 

#### Pricing

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Standard Price** | Not enough data | Not enough data | 
| **Discounts** | Not enough data | Not enough data | 
| **Optimization** | Not enough data | Not enough data | 

#### Revenue Management

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Automation** | Not enough data | Not enough data | 
| **Consolidation** | Not enough data | Not enough data | 
| **Adjustments** | Not enough data | Not enough data | 
| **Billing Types** | Not enough data | Not enough data | 

#### Integration

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Payments** | Not enough data | Not enough data | 
| **Accounting** | Not enough data | Not enough data | 
| **CRM & Sales** | Not enough data | Not enough data | 

#### Agentic AI - Subscription Management

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 65 |
| **Pin Payments** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Unified API** | 9.1 (47 reviews) | Not enough data | 
| **POL** | 9.1 (46 reviews) | Not enough data | 
| **Integrations** | 9.5 (49 reviews) | Not enough data | 

#### Processing

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Validation** | 9.4 (49 reviews) | Not enough data | 
| **Automation** | 9.4 (49 reviews) | Not enough data | 
| **Cross Border** | 9.3 (48 reviews) | Not enough data | 
| **Routing** | 9.5 (48 reviews) | Not enough data | 
| **Reconciliation** | 9.5 (48 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Failed payments** | 9.1 (46 reviews) | Not enough data | 
| **Tokenization** | 9.2 (48 reviews) | Not enough data | 
| **Compliance** | 9.4 (48 reviews) | Not enough data | 

#### Analytics

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Consolidation** | 9.3 (48 reviews) | Not enough data | 
| **Optimization** | 9.4 (48 reviews) | Not enough data | 
| **Fraud** | 9.0 (48 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Autonomous Task Execution** | 9.5 (39 reviews) | Not enough data | 
| **Cross-system Integration** | 9.5 (39 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 19 |
| **Pin Payments** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | Pin Payments | 
|---|---|---|
| **Autonomous Task Execution** | 9.7 (17 reviews) | Not enough data | 
| **Multi-step Planning** | 9.7 (17 reviews) | Not enough data | 
| **Cross-system Integration** | 9.8 (17 reviews) | Not enough data | 
| **Adaptive Learning** | 9.8 (17 reviews) | Not enough data | 
| **Natural Language Interaction** | 9.9 (17 reviews) | Not enough data | 
| **Proactive Assistance** | 9.8 (17 reviews) | Not enough data | 
| **Decision Making** | 9.9 (17 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl), [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to Pin Payments (1):** [Subscription Management Software](https://www.g2.com/categories/subscription-management)


---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | Pin Payments | 
|---|---|---|
| **Small-Business** | 64.8% | 96.5% | 
| **Mid-Market** | 23.1% | 3.5% | 
| **Enterprise** | 12.1% | 0% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.8%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.1%
- **Other:** 58.1%

#### Pin Payments

- **Information Technology and Services:** 12.3%
- **Retail:** 10.5%
- **Accounting:** 5.3%
- **Arts and Crafts:** 5.3%
- **Education Management:** 5.3%
- **Leisure, Travel & Tourism:** 5.3%
- **Construction:** 3.5%
- **Events Services:** 3.5%
- **Marketing and Advertising:** 3.5%
- **Photography:** 3.5%
- **Other:** 42.1%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (368 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.9/5 stars (39 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to Pin Payments

- [Stripe Billing](https://www.g2.com/products/stripe-billing/reviews) — 4.4/5 stars (141 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (2001 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4256 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4091 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1806 reviews)
- [Agentforce Revenue Management (formerly Salesforce Revenue Cloud)](https://www.g2.com/products/agentforce-revenue-management-formerly-salesforce-revenue-cloud/reviews) — 4.2/5 stars (1502 reviews)
- [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (978 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (975 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### Pin Payments

- Title: [What Is PIN payment?](https://www.g2.com/discussions/what-is-pin-payment) — 2 comments
  > **Top comment:** "Its a low cost credit/debit card facility without the merchant fees.  You do pay a surcharge of 2% there abouts but that can be charged to the client if you..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-pin-payments)