Link copied to clipboard

# PayPal Payments vs PayPay Comparison - What are their main differences?

Share
[
Export
](/compare/paypal/paypay/export.csv)

PayPal PaymentsPayPay[+ Add Product](#)

Pricing

**PayPal Payments**

**$0** · On Website - Basic

**$30** · On Website - Custom

**$0** · On Phone and In Store

**PayPay**
No pricing available

**Pricing Insights**
from reviews

Perceived Cost

**PayPal Payments**
$$$$$

**PayPay**
Not enough reviews yet

Average Discount

**PayPal Payments**
7%

**PayPay**
Not enough reviews yet

Uncover valuable pricing insights from real user feedback to improve your shopping experience.
See it for free

Time to Implement

**PayPal Payments** 6 months
Based on 100 responses

**PayPay** 6 months
Based on 100 responses

Return on Investment

**PayPal Payments** 6 months
Based on 100 responses

**PayPay** 6 months
Based on 100 responses

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

 ![PayPay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_eae6f798d437a25a69074b74b768ff70/paypay.png "PayPay")

G2 offers free advice on this comparison.

Chat with an expert

How would you like to receive Software Advice?

 ![](/assets/advisor_router/laptop_form-f1a7012279826105416befde8d882ffc7589b1f9db09c93a1379d601cafe8e0d.svg)

FormAnswer questions at your own pace, no call required.

 ![](/assets/advisor_router/ai_agent-4d78629a3ba354fed449a65c60df3a6f2eda90fb98411b711df4b25d7be52a38.svg)

AI AgentChat live and get a recommendation in minutes.

 ![](/assets/advisor_router/phone_call_picker-c48821ec36f4182d8ee3e54cfbd3937500eec54d7b7e0cfb80dc80a8a733842f.svg)

Phone CallTalk it through live with a software advisor.

**Pros & Cons**
from reviews

**PayPal Payments**

Ease of Use (474)

Easy Payments (326)

High Fees (234)

Expensive (196)

**PayPay**

Convenience (1)

Ease of Use (1)

Poor Usability (1)

Slow Verification (1)

Integrations

**PayPal Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_cacdec8b8edeace9b3c89e0c2cded695/amazon-ec2.jpg "Product Avatar Image")

Amazon EC2

](https://www.g2.com/products/amazon-ec2/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4b28e3cdd2631bee0e36ddcf3ebd77c3/bigcommerce.png "Product Avatar Image")

BigCommerce

](https://www.g2.com/products/bigcommerce/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b419d879f1565b869e8e240bb8295a67/bill-ap-ar.png "Product Avatar Image")

BILL AP/AR

](https://www.g2.com/products/bill-ap-ar/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_b41806fe6aacdbd8aeb1f6a968be2e12/byju-s.jpg "Product Avatar Image")

Byju's

](https://www.g2.com/products/byju-s/reviews)[
View all
](https://www.g2.com/products/paypal/integrations)

**PayPay**
Not enough data

Screenshots

**PayPal Payments**
 ![PayPal Payments screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/36064/uploads_2Fda5e83f2-340f-45db-afdb-e1c6b896adde_2FPaypal_Payments_Screen_Shot.png)

**PayPay**
No screenshot available

**Ratings**
from reviews

Meets Requirements

**PayPal Payments**

**9.0** /10

Based on 2,335 responses

**PayPay**

**9.1** /10

Based on 45 responses

Ease of Use

**PayPal Payments**

**9.1** /10

Based on 2,367 responses

**PayPay**

**9.1** /10

Based on 45 responses

Ease of Setup

**PayPal Payments**

**9.0** /10

Based on 828 responses

**PayPay**

**8.6** /10

Based on 6 responses

Ease of Admin

**PayPal Payments**

**8.4** /10

Based on 354 responses

**PayPay**

**9.0** /10

Based on 5 responses

Quality of Support

**PayPal Payments**

**8.3** /10

Based on 2,201 responses

**PayPay**

**8.4** /10

Based on 44 responses

Has the product been a good partner in doing business?

**PayPal Payments**

**8.2** /10

Based on 350 responses

**PayPay**

**9.0** /10

Based on 5 responses

Product Direction (% positive)

**PayPal Payments**

**8.3** /10

Based on 2,283 responses

**PayPay**

**9.2** /10

Based on 44 responses

**Features**
ratings from reviews

Payment Gateways

**8.7** /10

Based on 2,161 responses

**8.3** /10

Based on 34 responses

Installment Payment and Buy Now Pay Later (BNPL)

**9.1** /10

Based on 219 responses

Not enough data

Payment Processing

**9.0** /10

Based on 911 responses

Not enough data

Uncover more feature rated insights from real users to improve your shopping experience.

See it for free

Payments Orchestration

**9.3** /10

Based on 63 responses

Not enough data

SAP Store

**9.8** /10

Based on 18 responses

Not enough data

User Insights

**Reviewers' Company Size**

Small-Business(50 or fewer emp.)
65.0%

Mid-Market(51-1000 emp.)
22.9%

Enterprise(\> 1000 emp.)
12.1%

Small-Business(50 or fewer emp.)
65.0%

Mid-Market(51-1000 emp.)
22.9%

Enterprise(\> 1000 emp.)
12.1%

Small-Business(50 or fewer emp.)
76.6%

Mid-Market(51-1000 emp.)
14.9%

Enterprise(\> 1000 emp.)
8.5%

Small-Business(50 or fewer emp.)
76.6%

Mid-Market(51-1000 emp.)
14.9%

Enterprise(\> 1000 emp.)
8.5%

**Reviewers' Industry**

[![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")](https://www.g2.com/products/paypal/reviews)
PayPal Payments

Information Technology and Services
7.2%

Computer Software
6.9%

Marketing and Advertising
6.6%

Retail
5.4%

Internet
3.6%

Other
70.3%

[![PayPay](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_eae6f798d437a25a69074b74b768ff70/paypay.png "PayPay")](https://www.g2.com/products/paypay/reviews)
PayPay

Accounting
10.6%

Information Technology and Services
10.6%

Banking
8.5%

Retail
6.4%

Computer Software
6.4%

Other
57.4%

Alternatives

**PayPal Payments Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![BlueSnap by Payroc](https://images.g2crowd.com/uploads/product/hd_favicon/45eecb7f4328d4309e6d14980d3ef14c/bluesnap-by-payroc.svg "BlueSnap by Payroc")

[
BlueSnap by Payroc
](/products/bluesnap-by-payroc/reviews)

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

[
Square Payments
](/products/square-payments/reviews)

**PayPay Alternatives**

 ![Payoneer](https://images.g2crowd.com/uploads/product/hd_favicon/306e973fd36acb8bc2ecb43b07056b08/payoneer.svg "Payoneer")

[
Payoneer
](/products/payoneer/reviews)

 ![Stripe Connect](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-connect.svg "Stripe Connect")

[
Stripe Connect
](/products/stripe-connect/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![Paytm Business](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_16cf4fb315187bdfc29597bd309006e4/paytm-business.png "Paytm Business")

[
Paytm Business
](/products/paytm-business/reviews)

## PayPal Payments vs PayPay FAQs

Generated using AI

Last updated: August 15, 2026

### What is the difference between PayPal Payments vs PayPay?

PayPal Payments and PayPay differ most clearly in global reach and review volume, with PayPal Payments offering broader international support and a much larger reviewer base.

| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | [PayPay](https://www.g2.com/products/paypay/reviews) |
| --- | --- |
| 4.4/5 (2,749 reviews) | 4.5/5 (48 reviews) |
| Small-Business | Small-Business |
| 8.9 | 8.6 |
| 8.3 | 8.4 |
| Ease of Use (474 all-time mentions) | Convenience (recent reviews) |

### How do the pricing models of PayPal Payments and PayPay compare?

PayPay is rated higher for value, with a stronger Price/Cost satisfaction score than PayPal Payments.

- **PayPal Payments:** In recent reviews, many cite high transaction and conversion fees as a trade-off for its global reach and security.
- **PayPay:** Reviewers highlight lower fees and better value, especially for small businesses and frequent transactions.
- **Switching reasons:** Several reviewers mention switching to PayPay for its lower cost structure and more favorable fee experience.

### What are the best alternatives to PayPal Payments and PayPay?

The top 3 alternatives to PayPal Payments and PayPay are Payoneer, GoCardless, and BlueSnap.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2,749 reviews) | Small-Business | High fees noted in recent reviews | Ease of Use (474 all-time mentions) |
| [PayPay](https://www.g2.com/products/paypay/reviews) | 4.5/5 (48 reviews) | Small-Business | Lower fees and better value cited | Convenience (recent reviews) |
| [Payoneer](https://www.g2.com/products/payoneer/reviews) | 3.2/5 (374 reviews) | Small-Business | — | International payments |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | Direct debit automation |
| [BlueSnap](https://www.g2.com/products/bluesnap/reviews) | 4.1/5 (107 reviews) | Small-Business | — | Global payment processing |

### Which Payment Processing features should I prioritize when comparing PayPal Payments and PayPay?

Buyers comparing PayPal Payments and PayPay should prioritize fees, ease of use, international payment support, integrations, and dispute resolution.

- **Fees:** High fees are cited 234 times for PayPal Payments; PayPay is praised for lower fees in recent reviews.
- **Ease of Use:** PayPal Payments has 474 all-time mentions for ease of use; PayPay is also rated highly for convenience in recent reviews.
- **International Payment Support:** PayPal Payments has 210 all-time mentions for international transfers; PayPay is noted for multi-currency support in recent reviews.
- **Integrations:** PayPal Payments is mentioned for integrations with WooCommerce (16), Shopify (15), and Upwork (12); PayPay is cited for integration with Prestashop and invoicing software in recent reviews.
- **Dispute Resolution:** PayPal Payments is frequently mentioned for buyer and seller protection and dispute handling; PayPay is noted for security and buyer/seller protection in recent reviews.

### What are the pros and cons of PayPal Payments vs PayPay?

PayPal Payments is strongest for global reach and integrations, while PayPay stands out for lower fees and convenience.

- **PayPal Payments strengths:** Ease of use (474 all-time mentions), international transfers (210), wide acceptance, strong integrations with WooCommerce, Shopify, and Upwork.
- **PayPal Payments trade-offs:** High fees (234 all-time mentions), funds holding (100), occasional delays (90), and account limitations.
- **PayPay strengths:** Lower fees and better value in recent reviews, convenience, fast setup, and cashback promotions.
- **PayPay trade-offs:** Limited international availability, occasional payment delays, and less brand recognition compared to PayPal Payments.

### Is PayPal Payments or PayPay better for small businesses?

PayPay is the better fit for small businesses, with reviewers highlighting its lower fees and ease of use for this segment.

- **PayPal Payments:** Small-Business is the largest segment, with reviewers noting ease of use and global reach but frequently citing high fees as a drawback for small businesses.
- **PayPay:** Small-Business is the largest segment, and reviewers consistently praise its lower fees, convenience, and suitability for frequent, smaller transactions.

### Which Payment Processing platform has better integrations?

PayPal Payments is favored for integrations, with more reviewer-cited connections to major platforms.

- **PayPal Payments:** Integrations with WooCommerce (16 all-time mentions), Shopify (15), and Upwork (12) are frequently cited by reviewers.
- **PayPay:** Reviewers mention integration with Prestashop and invoicing software in recent reviews, but with fewer cited integrations overall.

### How do PayPal Payments and PayPay compare on customer support?

PayPal Payments and PayPay are rated at parity for Quality of Support, with scores of 8.3 and 8.4 respectively, indicating similar reviewer satisfaction.

- **PayPal Payments:** Reviewers describe support as generally responsive but note occasional delays and reliance on automated responses.
- **PayPay:** Reviewers mention helpful support teams and dedicated integration assistance, with some citing slow response times for complex issues.

### Which is easier to implement, PayPal Payments or PayPay?

PayPal Payments and PayPay score within 0.3 points on Ease of Setup, indicating near parity in implementation experience.

- **PayPal Payments:** Reviewers consistently describe setup as easy and user-friendly, with many citing a straightforward onboarding process.
- **PayPay:** Reviewers note quick app setup and simple integration, though some mention occasional complexity with verification steps.

### Which product has better Dispute Resolution?

PayPal Payments is more frequently cited for Dispute Resolution, with extensive reviewer mentions of buyer and seller protection and a structured resolution center.

- **PayPal Payments:** Dispute resolution and buyer/seller protection are highlighted in recent reviews, with 79 all-time mentions for customer support and structured mediation for conflicts.
- **PayPay:** Reviewers mention buyer/seller protection and security features, but with fewer specific references to dispute resolution processes.