# PayPal Payments vs PayPay Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in overall user satisfaction, boasting a significantly higher G2 Score compared to PayPay. Users appreciate its ease of use for collecting payments and transferring money efficiently, highlighting features like the auto bank transfer that streamline transactions.
- **Users say** that PayPay is extremely convenient for everyday payments, with a quick setup process and a simple interface. However, while it has a higher star rating, the lack of recent reviews suggests that its user experience may not be as robust as PayPal Payments, which has received a steady stream of feedback.
- **Reviewers mention** that PayPal Payments is particularly beneficial for small businesses, as many clients already have PayPal accounts, making it easier to recommend. This universal acceptance is a strong point for PayPal Payments, while PayPay, despite its popularity in certain markets, may not have the same level of global recognition.
- **According to verified reviews** , PayPal Payments shines in its instant payment capabilities, with users noting that transactions are processed quickly and efficiently. In contrast, while PayPay also offers fast processing, some users feel that it may not match the speed and reliability of PayPal Payments.
- **Users highlight** that PayPal Payments offers a wide range of integrations with e-commerce platforms, enhancing its usability for online businesses. PayPay, while helpful, may not provide the same level of integration options, which could limit its appeal for users looking to streamline their online payment processes.
- **Reviewers appreciate** the quality of support provided by PayPal Payments, noting that assistance is readily available when needed. PayPay also receives positive feedback for its support, but the overall volume of reviews for PayPal Payments suggests a more established and reliable support system.



---
## Frequently Asked Questions

### What is the difference between PayPal Payments vs PayPay?

PayPal Payments and PayPay differ most clearly in global reach and review volume, with PayPal Payments offering broader international support and a much larger reviewer base.

| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | [PayPay](https://www.g2.com/products/paypay/reviews) |
| --- | --- |
| 4.4/5 (2,749 reviews) | 4.5/5 (48 reviews) |
| Small-Business | Small-Business |
| 8.9 | 8.6 |
| 8.3 | 8.4 |
| Ease of Use (474 all-time mentions) | Convenience (recent reviews) |



### How do the pricing models of PayPal Payments and PayPay compare?

PayPay is rated higher for value, with a stronger Price/Cost satisfaction score than PayPal Payments.

- **PayPal Payments:** In recent reviews, many cite high transaction and conversion fees as a trade-off for its global reach and security.
- **PayPay:** Reviewers highlight lower fees and better value, especially for small businesses and frequent transactions.
- **Switching reasons:** Several reviewers mention switching to PayPay for its lower cost structure and more favorable fee experience.



### What are the best alternatives to PayPal Payments and PayPay?

The top 3 alternatives to PayPal Payments and PayPay are Payoneer, GoCardless, and BlueSnap.

| Product | G2 Rating (reviews) | Largest Segment | Pricing Insight | Top Reviewer-Cited Strength |
| --- | --- | --- | --- | --- |
| [PayPal Payments](https://www.g2.com/products/paypal/reviews) | 4.4/5 (2,749 reviews) | Small-Business | High fees noted in recent reviews | Ease of Use (474 all-time mentions) |
| [PayPay](https://www.g2.com/products/paypay/reviews) | 4.5/5 (48 reviews) | Small-Business | Lower fees and better value cited | Convenience (recent reviews) |
| [Payoneer](https://www.g2.com/products/payoneer/reviews) | 3.2/5 (374 reviews) | Small-Business | — | International payments |
| [GoCardless](https://www.g2.com/products/gocardless/reviews) | 4.6/5 (321 reviews) | Small-Business | — | Direct debit automation |
| [BlueSnap](https://www.g2.com/products/bluesnap/reviews) | 4.1/5 (107 reviews) | Small-Business | — | Global payment processing |



### Which Payment Processing features should I prioritize when comparing PayPal Payments and PayPay?

Buyers comparing PayPal Payments and PayPay should prioritize fees, ease of use, international payment support, integrations, and dispute resolution.

- **Fees:** High fees are cited 234 times for PayPal Payments; PayPay is praised for lower fees in recent reviews.
- **Ease of Use:** PayPal Payments has 474 all-time mentions for ease of use; PayPay is also rated highly for convenience in recent reviews.
- **International Payment Support:** PayPal Payments has 210 all-time mentions for international transfers; PayPay is noted for multi-currency support in recent reviews.
- **Integrations:** PayPal Payments is mentioned for integrations with WooCommerce (16), Shopify (15), and Upwork (12); PayPay is cited for integration with Prestashop and invoicing software in recent reviews.
- **Dispute Resolution:** PayPal Payments is frequently mentioned for buyer and seller protection and dispute handling; PayPay is noted for security and buyer/seller protection in recent reviews.



### What are the pros and cons of PayPal Payments vs PayPay?

PayPal Payments is strongest for global reach and integrations, while PayPay stands out for lower fees and convenience.

- **PayPal Payments strengths:** Ease of use (474 all-time mentions), international transfers (210), wide acceptance, strong integrations with WooCommerce, Shopify, and Upwork.
- **PayPal Payments trade-offs:** High fees (234 all-time mentions), funds holding (100), occasional delays (90), and account limitations.
- **PayPay strengths:** Lower fees and better value in recent reviews, convenience, fast setup, and cashback promotions.
- **PayPay trade-offs:** Limited international availability, occasional payment delays, and less brand recognition compared to PayPal Payments.



### Is PayPal Payments or PayPay better for small businesses?

PayPay is the better fit for small businesses, with reviewers highlighting its lower fees and ease of use for this segment.

- **PayPal Payments:** Small-Business is the largest segment, with reviewers noting ease of use and global reach but frequently citing high fees as a drawback for small businesses.
- **PayPay:** Small-Business is the largest segment, and reviewers consistently praise its lower fees, convenience, and suitability for frequent, smaller transactions.



### Which Payment Processing platform has better integrations?

PayPal Payments is favored for integrations, with more reviewer-cited connections to major platforms.

- **PayPal Payments:** Integrations with WooCommerce (16 all-time mentions), Shopify (15), and Upwork (12) are frequently cited by reviewers.
- **PayPay:** Reviewers mention integration with Prestashop and invoicing software in recent reviews, but with fewer cited integrations overall.



### How do PayPal Payments and PayPay compare on customer support?

PayPal Payments and PayPay are rated at parity for Quality of Support, with scores of 8.3 and 8.4 respectively, indicating similar reviewer satisfaction.

- **PayPal Payments:** Reviewers describe support as generally responsive but note occasional delays and reliance on automated responses.
- **PayPay:** Reviewers mention helpful support teams and dedicated integration assistance, with some citing slow response times for complex issues.



### Which is easier to implement, PayPal Payments or PayPay?

PayPal Payments and PayPay score within 0.3 points on Ease of Setup, indicating near parity in implementation experience.

- **PayPal Payments:** Reviewers consistently describe setup as easy and user-friendly, with many citing a straightforward onboarding process.
- **PayPay:** Reviewers note quick app setup and simple integration, though some mention occasional complexity with verification steps.



### Which product has better Dispute Resolution?

PayPal Payments is more frequently cited for Dispute Resolution, with extensive reviewer mentions of buyer and seller protection and a structured resolution center.

- **PayPal Payments:** Dispute resolution and buyer/seller protection are highlighted in recent reviews, with 79 all-time mentions for customer support and structured mediation for conflicts.
- **PayPay:** Reviewers mention buyer/seller protection and security features, but with fewer specific references to dispute resolution processes.



| | PayPal Payments | PayPay | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.5 out of 5 | 
| **Total Reviews** | 2,749 | 48 | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- Expensive (196 reviews)
- High Fees (177 reviews)

### PayPay

Pros:
- Convenience (1 reviews)
- Ease of Use (1 reviews)

Cons:
- Poor Usability (1 reviews)
- Slow Verification (1 reviews)

---
## Ratings Comparison
| Rating | PayPal Payments | PayPay | 
|---|---|---|
  | **Meets Requirements** | 9.0 (2235 reviews) | 9.1 (45 reviews) | 
  | **Ease of Use** | 9.1 (2266 reviews) | 9.1 (45 reviews) | 
  | **Ease of Setup** | 8.9 (727 reviews) | 8.6 (6 reviews) | 
  | **Ease of Admin** | 8.4 (330 reviews) | 9.0 (5 reviews) | 
  | **Quality of Support** | 8.3 (2111 reviews) | 8.4 (44 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (327 reviews) | 9.0 (5 reviews) | 
  | **Product Direction (% positive)** | 8.3 (2202 reviews) | 9.2 (44 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### PayPay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2097 |
| **PayPay** | 8.3/10 | 34 |

#### Payment Options

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | 8.3 (24 reviews) | 
| **Recurring Billing** | Feature Not Available | 8.2 (22 reviews) | 
| **Instant Payment** | 9.0 (1616 reviews) | 8.7 (26 reviews) | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1629 reviews) | 8.9 (27 reviews) | 
| **ACH Payments and eCheck Processing** | 8.4 (1174 reviews) | 8.3 (21 reviews) | 
| **Split Payments** | 8.4 (1108 reviews) | 8.1 (19 reviews) | 
| **Real-Time Payments** | Feature Not Available | 8.7 (26 reviews) | 
| **Multi-Currency** | 9.0 (615 reviews) | 8.1 (19 reviews) | 
| **Self Service Portal** | 9.1 (628 reviews) | 8.8 (23 reviews) | 

#### Administration

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | 8.2 (31 reviews) | 
| **User, Role, and Access Management** | Feature Not Available | 8.2 (29 reviews) | 
| **Payout Time** | 8.5 (1523 reviews) | 8.4 (29 reviews) | 
| **Manual Payment Entry** | 8.6 (1362 reviews) | 7.7 (28 reviews) | 
| **Dispute Resolution** | Feature Not Available | 7.9 (25 reviews) | 
| **Omnichannel** | 8.6 (492 reviews) | 7.4 (21 reviews) | 
| **Levels 1 &amp; 2** | 8.5 (475 reviews) | 8.2 (23 reviews) | 
| **Level 3** | 8.4 (461 reviews) | 7.9 (21 reviews) | 

#### Security

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **PCI Compliance** | 8.6 (644 reviews) | 8.6 (14 reviews) | 
| **Fraud Protection Tools** | Feature Not Available | 8.5 (27 reviews) | 
| **Data Tokenization** | 8.7 (1168 reviews) | 8.3 (21 reviews) | 
| **Two-Factor Authentication** | 8.8 (1360 reviews) | 8.7 (26 reviews) | 
| **POS Verification** | 8.7 (479 reviews) | 8.4 (23 reviews) | 

#### Development

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1287 reviews) | 8.1 (24 reviews) | 
| **APIs** | Feature Not Available | 8.0 (21 reviews) | 
| **Accounting Software Integration** | 8.5 (1106 reviews) | 8.3 (21 reviews) | 
| **E-Commerce Software Integration** | 8.7 (1206 reviews) | 8.6 (25 reviews) | 

#### Platform

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Performance and Reliability** | 8.9 (1473 reviews) | 8.7 (25 reviews) | 
| **Internationalization - Currency/Language** | 8.9 (1349 reviews) | 8.4 (23 reviews) | 
| **Internationalization - Operating Country** | 8.9 (1328 reviews) | 8.6 (21 reviews) | 
| **API / Integrations** | 8.7 (1080 reviews) | 8.1 (20 reviews) | 
| **PCI Regulation Compliance** | 8.6 (1070 reviews) | 8.4 (22 reviews) | 
| **Supplemental Technology** | Feature Not Available | 8.0 (20 reviews) | 
| **Accounting integration** | 8.6 (473 reviews) | 8.6 (21 reviews) | 
| **E-commerce Integration** | 8.9 (506 reviews) | 8.6 (23 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Autonomous Task Execution** | 9.1 (66 reviews) | Not enough data | 
| **Cross-system Integration** | 8.9 (65 reviews) | Not enough data | 
| **Decision Making** | 8.9 (66 reviews) | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 219 |
| **PayPay** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Email Notifications** | 9.1 (185 reviews) | Not enough data | 
| **Invoicing** | 9.1 (178 reviews) | Not enough data | 
| **Customer Portal** | 8.9 (183 reviews) | Not enough data | 
| **Loyalty Management** | 8.6 (170 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Payment Gateway** | 9.0 (187 reviews) | Not enough data | 
| **Payment Tracking** | 8.9 (185 reviews) | Not enough data | 
| **E-commerce Integration** | 9.0 (171 reviews) | Not enough data | 
| **Payment Scheduling** | 8.9 (175 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Adaptive Learning** | 9.5 (35 reviews) | Not enough data | 
| **Proactive Assistance** | 9.4 (35 reviews) | Not enough data | 
| **Decision Making** | 9.4 (35 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 807 |
| **PayPay** | N/A | N/A |

#### Payment Processing

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Encryption** | 9.3 (275 reviews) | Not enough data | 
| **Credit Card Processing** | 9.1 (235 reviews) | Not enough data | 
| **Mobile Payments** | 9.3 (247 reviews) | Not enough data | 
| **Digital Wallet Integration** | 9.2 (256 reviews) | Not enough data | 
| **Debit/Credit Card Processing** | Not enough data | Not enough data | 
| **Online Payments** | Not enough data | Not enough data | 
| **Partial Payments** | Not enough data | Not enough data | 
| **In-Person Payments** | Not enough data | Not enough data | 
| **Digital Wallet Payments** | Not enough data | Not enough data | 

#### Administration

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Reporting &amp; Analytics** | 9.0 (227 reviews) | Not enough data | 
| **E-commerce Integration** | 9.1 (239 reviews) | Not enough data | 
| **Processing Fees** | 7.3 (290 reviews) | Not enough data | 
| **POS Integration** | 8.9 (206 reviews) | Not enough data | 
| **Omnichannel** | 8.6 (492 reviews) | 7.4 (21 reviews) | 
| **Levels 1 &amp; 2** | 8.5 (475 reviews) | 8.2 (23 reviews) | 
| **Level 3** | 8.4 (461 reviews) | 7.9 (21 reviews) | 
| **Payment Gateway Integration** | Not enough data | Not enough data | 
| **ACH Payment Processing** | Not enough data | Not enough data | 
| **Cryptocurrency Processing** | Not enough data | Not enough data | 

#### Payment Options

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Multi-Currency** | 9.0 (615 reviews) | 8.1 (19 reviews) | 
| **Self Service Portal** | 9.1 (628 reviews) | 8.8 (23 reviews) | 

#### Security

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **POS Verification** | 8.7 (479 reviews) | 8.4 (23 reviews) | 

#### Platform

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Accounting integration** | 8.6 (473 reviews) | 8.6 (21 reviews) | 
| **E-commerce Integration** | 8.9 (506 reviews) | 8.6 (23 reviews) | 

#### Additional Functionality

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Data Synchronization** | Not enough data | Not enough data | 
| **Transaction Monitoring** | Not enough data | Not enough data | 
| **Purchasing &amp; Receiving** | Not enough data | Not enough data | 
| **Contactless NFC** | Not enough data | Not enough data | 
| **Offline Access** | Not enough data | Not enough data | 
| **Electronic Signature** | Not enough data | Not enough data | 
| **PCI Compliance** | Not enough data | Not enough data | 
| **Credit Card Management** | Not enough data | Not enough data | 
| **Fraud Detection** | Not enough data | Not enough data | 
| **SSL Security** | Not enough data | Not enough data | 
| **Mobile Access** | Not enough data | Not enough data | 
| **Generative AI** | Not enough data | Not enough data | 
| **Returns Management** | Not enough data | Not enough data | 
| **Discount Management** | Not enough data | Not enough data | 
| **Reminders** | Not enough data | Not enough data | 
| **Barcode/Ticket Scanning** | Not enough data | Not enough data | 
| **Reporting &amp; Statistics** | Not enough data | Not enough data | 
| **Recurring/Subscription Billing** | Not enough data | Not enough data | 
| **Compliance Management** | Not enough data | Not enough data | 
| **Transaction History** | Not enough data | Not enough data | 
| **Mobile Card Reader** | Not enough data | Not enough data | 
| **Sales Tax Management** | Not enough data | Not enough data | 
| **Customer Database** | Not enough data | Not enough data | 
| **Receipt Management** | Not enough data | Not enough data | 
| **Customizable Branding** | Not enough data | Not enough data | 
| **Invoice Management** | Not enough data | Not enough data | 
| **Cash Management** | Not enough data | Not enough data | 
| **Remote Access/Control** | Not enough data | Not enough data | 
| **Multi-Location** | Not enough data | Not enough data | 
| **Sales Trend Analysis** | Not enough data | Not enough data | 
| **CRM** | Not enough data | Not enough data | 
| **Gift Card Management** | Not enough data | Not enough data | 
| **Sales Reports** | Not enough data | Not enough data | 
| **AI Copilot** | Not enough data | Not enough data | 
| **Multiple Payment Options** | Not enough data | Not enough data | 
| **Loyalty Program** | Not enough data | Not enough data | 
| **Status Tracking** | Not enough data | Not enough data | 
| **Alerts/Notifications** | Not enough data | Not enough data | 
| **Activity Dashboard** | Not enough data | Not enough data | 
| **Expense Tracking** | Not enough data | Not enough data | 
| **Data Security** | Not enough data | Not enough data | 
| **Payment Links** | Not enough data | Not enough data | 
| **API** | Not enough data | Not enough data | 
| **Payment Fraud Prevention** | Not enough data | Not enough data | 
| **Payment Reconciliation** | Not enough data | Not enough data | 
| **Data Import/Export** | Not enough data | Not enough data | 
| **Search/Filter** | Not enough data | Not enough data | 
| **Real-Time Data** | Not enough data | Not enough data | 
| **Billing &amp; Invoicing** | Not enough data | Not enough data | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 63 |
| **PayPay** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Unified API** | 9.1 (47 reviews) | Not enough data | 
| **POL** | 9.1 (46 reviews) | Not enough data | 
| **Integrations** | 9.5 (49 reviews) | Not enough data | 

#### Processing

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Validation** | 9.4 (49 reviews) | Not enough data | 
| **Automation** | 9.4 (49 reviews) | Not enough data | 
| **Cross Border** | 9.3 (48 reviews) | Not enough data | 
| **Routing** | 9.5 (48 reviews) | Not enough data | 
| **Reconciliation** | 9.5 (48 reviews) | Not enough data | 

#### Risk &amp; Compliance

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Failed payments** | 9.1 (46 reviews) | Not enough data | 
| **Tokenization** | 9.2 (48 reviews) | Not enough data | 
| **Compliance** | 9.4 (48 reviews) | Not enough data | 

#### Analytics

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Consolidation** | 9.3 (48 reviews) | Not enough data | 
| **Optimization** | 9.4 (48 reviews) | Not enough data | 
| **Fraud** | 9.0 (48 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Autonomous Task Execution** | 9.5 (39 reviews) | Not enough data | 
| **Cross-system Integration** | 9.5 (39 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 18 |
| **PayPay** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | PayPay | 
|---|---|---|
| **Autonomous Task Execution** | 9.7 (17 reviews) | Not enough data | 
| **Multi-step Planning** | 9.7 (17 reviews) | Not enough data | 
| **Cross-system Integration** | 9.8 (17 reviews) | Not enough data | 
| **Adaptive Learning** | 9.8 (17 reviews) | Not enough data | 
| **Natural Language Interaction** | 9.9 (17 reviews) | Not enough data | 
| **Proactive Assistance** | 9.8 (17 reviews) | Not enough data | 
| **Decision Making** | 9.9 (17 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl)



---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | PayPay | 
|---|---|---|
| **Small-Business** | 64.8% | 76.6% | 
| **Mid-Market** | 23.1% | 14.9% | 
| **Enterprise** | 12.1% | 8.5% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.8%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.3%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel &amp; Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.1%
- **Other:** 58.1%

#### PayPay

- **Accounting:** 10.6%
- **Information Technology and Services:** 10.6%
- **Banking:** 8.5%
- **Retail:** 6.4%
- **Computer Software:** 6.4%
- **Computer &amp; Network Security:** 4.3%
- **Logistics and Supply Chain:** 4.3%
- **Consumer Goods:** 4.3%
- **Financial Services:** 4.3%
- **Wholesale:** 2.1%
- **Other:** 38.3%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (373 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap by Payroc](https://www.g2.com/products/bluesnap-by-payroc/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (587 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (461 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 4.0/5 stars (44 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)

### Alternatives to PayPay

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (373 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (282 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.3/5 stars (249 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.2/5 stars (221 reviews)
- [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews) — 4.7/5 stars (138 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Borderless AI](https://www.g2.com/products/borderless-ai/reviews) — 4.9/5 stars (158 reviews)
- [Razorpay](https://www.g2.com/products/razorpay/reviews) — 4.2/5 stars (143 reviews)
- [Alipay](https://www.g2.com/products/alipay/reviews) — 4.4/5 stars (13 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn&#39;t allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General &amp; many other stores and simply tell the cashier you&#39;d like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### PayPay

No discussions available for this product.

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-paypay)

