# PayPal Payments vs QuickBooks GoPayment Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Payments excels in user satisfaction, boasting a significantly higher overall score compared to QuickBooks GoPayment. Users appreciate its **ease of use** , with one reviewer noting how simple it is to collect payments and transfer money efficiently.
- **According to verified reviews** , PayPal Payments shines in its implementation process, with users highlighting the **intuitive setup** that allows for quick onboarding. In contrast, QuickBooks GoPayment, while functional, has received mixed feedback regarding its setup experience.
- **Users say** that PayPal Payments offers a universal appeal, as many clients already have PayPal accounts, making it easy to recommend to new customers. This broad acceptance is a notable advantage over QuickBooks GoPayment, which, while integrated with QuickBooks Online, may not have the same level of recognition among potential users.
- **Reviewers mention** that PayPal Payments provides a convenient auto bank transfer feature, enhancing the overall transaction experience. QuickBooks GoPayment, while praised for its integration with QuickBooks, does not offer the same level of transaction flexibility, which some users find limiting.
- **Users appreciate** the mobile compatibility of QuickBooks GoPayment, which allows for on-the-go payment management. However, PayPal Payments also offers strong mobile functionality, with users noting its quick money transfer capabilities, making it a competitive option for small businesses needing mobility.
- **According to recent feedback** , QuickBooks GoPayment has received high marks for its ability to streamline accounting processes by posting sales and fees directly to QuickBooks Online. However, PayPal Payments still leads in overall satisfaction, with users highlighting its quick and easy email payment options as a standout feature.



| | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 3.9 out of 5 | 
| **Total Reviews** | 2,742 | 18 | 
| **Largest Market Segment** | Small-Business (64.8% of reviews) | Small-Business (93.3% of reviews) | 
| **Entry Level Price** | $0 per month | No pricing available | 

---
## Top Pros & Cons

### PayPal Payments

Pros:
- Ease of Use (357 reviews)
- Easy Payments (252 reviews)

Cons:
- High Fees (177 reviews)
- Expensive (157 reviews)

### QuickBooks GoPayment

**Not enough data**

---
## Ratings Comparison
| Rating | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
  | **Meets Requirements** | 9.0 (2229 reviews) | 8.6 (14 reviews) | 
  | **Ease of Use** | 9.1 (2260 reviews) | 8.8 (14 reviews) | 
  | **Ease of Setup** | 8.9 (720 reviews) | 8.3 (7 reviews) | 
  | **Ease of Admin** | 8.4 (329 reviews) | 8.8 (7 reviews) | 
  | **Quality of Support** | 8.3 (2105 reviews) | 8.5 (12 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.1 (326 reviews) | 9.3 (7 reviews) | 
  | **Product Direction (% positive)** | 8.3 (2197 reviews) | 7.5 (14 reviews) | 

---
## Pricing

### PayPal Payments

#### Entry-Level Pricing

Plan: On Website - Basic

Price: $0 per month

Key Features:
- Accept credit cards and PayPal on your site
- Swipe cards in your store and on the go
- Create and email invoices for fast payment

[Browse all 3 editions](https://www.g2.com/products/paypal/pricing)

#### Free Trial

No

### QuickBooks GoPayment

#### Entry-Level Pricing

No pricing available

#### Free Trial

Yes

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.7/10 | 2091 |
| **QuickBooks GoPayment** | N/A | N/A |

#### Payment Options

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | 
| **Recurring Billing** | Feature Not Available | Not enough data | 
| **Instant Payment** | 9.0 (1615 reviews) | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 9.2 (1630 reviews) | Not enough data | 
| **ACH Payments and eCheck Processing** | 8.4 (1177 reviews) | Not enough data | 
| **Split Payments** | 8.4 (1109 reviews) | Not enough data | 
| **Real-Time Payments** | Feature Not Available | Not enough data | 
| **Multi-Currency** | 9.0 (610 reviews) | Not enough data | 
| **Online payment portal** | 9.1 (628 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Reporting/Dashboards** | Feature Not Available | Not enough data | 
| **User, Role, and Access Management** | Feature Not Available | Not enough data | 
| **Payout Time** | 8.5 (1522 reviews) | Not enough data | 
| **Manual Payment Entry** | 8.6 (1363 reviews) | Not enough data | 
| **Dispute Resolution** | Feature Not Available | Not enough data | 
| **Omnichannel** | 8.6 (494 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (477 reviews) | Not enough data | 
| **Level 3** | 8.4 (463 reviews) | Not enough data | 

#### Security

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **PCI Compliance** | 8.6 (646 reviews) | Not enough data | 
| **Fraud Protection Tools** | Feature Not Available | Not enough data | 
| **Data Tokenization** | 8.7 (1169 reviews) | Not enough data | 
| **Two-Factor Authentication** | 8.8 (1361 reviews) | Not enough data | 
| **POS Verification** | 8.7 (480 reviews) | Not enough data | 

#### Development

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | 8.4 (1289 reviews) | Not enough data | 
| **APIs** | Feature Not Available | Not enough data | 
| **Accounting Software Integration** | 8.5 (1108 reviews) | Not enough data | 
| **E-Commerce Software Integration** | 8.7 (1207 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Performance and Reliability** | 8.9 (1472 reviews) | Not enough data | 
| **Internationalization - Currency/Language** | 8.9 (1350 reviews) | Not enough data | 
| **Internationalization - Operating Country** | 8.9 (1329 reviews) | Not enough data | 
| **API / Integrations** | 8.7 (1082 reviews) | Not enough data | 
| **PCI Regulation Compliance** | 8.6 (1072 reviews) | Not enough data | 
| **Supplemental Technology** | Feature Not Available | Not enough data | 
| **Accounting integration** | 8.6 (475 reviews) | Not enough data | 
| **E-commerce Integration** | 8.9 (506 reviews) | Not enough data | 

#### Agentic AI - Payment Gateways

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Autonomous Task Execution** | 9.1 (69 reviews) | Not enough data | 
| **Cross-system Integration** | 8.8 (68 reviews) | Not enough data | 
| **Decision Making** | 8.8 (68 reviews) | Not enough data | 

### Installment Payment and Buy Now Pay Later (BNPL)

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.1/10 | 222 |
| **QuickBooks GoPayment** | N/A | N/A |

#### Administration - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Email Notifications** | 9.1 (186 reviews) | Not enough data | 
| **Invoicing** | 9.1 (179 reviews) | Not enough data | 
| **Customer Portal** | 8.9 (184 reviews) | Not enough data | 
| **Loyalty Management** | 8.7 (171 reviews) | Not enough data | 

#### Payment Tools - Installment Payment and Buy Now Pay Later (BNPL)

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Payment Gateway** | 9.0 (188 reviews) | Not enough data | 
| **Payment Tracking** | 8.9 (186 reviews) | Not enough data | 
| **E-commerce Integration** | 9.0 (172 reviews) | Not enough data | 
| **Payment Scheduling** | 8.9 (176 reviews) | Not enough data | 

#### Agentic AI  - Installment Payment and Buy Now Pay Later (BNPL) features

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Adaptive Learning** | 9.4 (36 reviews) | Not enough data | 
| **Proactive Assistance** | 9.3 (36 reviews) | Not enough data | 
| **Decision Making** | 9.4 (36 reviews) | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 8.8/10 | 801 |
| **QuickBooks GoPayment** | N/A | N/A |

#### Payment Processing

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Encryption** | 9.3 (272 reviews) | Not enough data | 
| **Credit Card Processing** | 9.1 (236 reviews) | Not enough data | 
| **Mobile Payments** | 9.3 (248 reviews) | Not enough data | 
| **Digital Wallet Integration** | 9.2 (255 reviews) | Not enough data | 

#### Administration

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Reporting & Analytics** | 9.0 (227 reviews) | Not enough data | 
| **E-commerce Integration** | 9.1 (239 reviews) | Not enough data | 
| **Processing Fees** | 7.4 (288 reviews) | Not enough data | 
| **POS Integration** | 8.9 (209 reviews) | Not enough data | 
| **Omnichannel** | 8.6 (494 reviews) | Not enough data | 
| **Levels 1 & 2** | 8.5 (477 reviews) | Not enough data | 
| **Level 3** | 8.4 (463 reviews) | Not enough data | 

#### Payment Options

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Multi-Currency** | 9.0 (610 reviews) | Not enough data | 
| **Online payment portal** | 9.1 (628 reviews) | Not enough data | 

#### Security

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **POS Verification** | 8.7 (480 reviews) | Not enough data | 

#### Platform

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Accounting integration** | 8.6 (475 reviews) | Not enough data | 
| **E-commerce Integration** | 8.9 (506 reviews) | Not enough data | 

### Payments Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.3/10 | 66 |
| **QuickBooks GoPayment** | N/A | N/A |

#### Architecture

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Unified API** | 9.1 (47 reviews) | Not enough data | 
| **POL** | 9.1 (46 reviews) | Not enough data | 
| **Integrations** | 9.5 (49 reviews) | Not enough data | 

#### Processing

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Validation** | 9.4 (49 reviews) | Not enough data | 
| **Automation** | 9.4 (49 reviews) | Not enough data | 
| **Cross Border** | 9.3 (48 reviews) | Not enough data | 
| **Routing** | 9.5 (48 reviews) | Not enough data | 
| **Reconciliation** | 9.5 (48 reviews) | Not enough data | 

#### Risk & Compliance

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Failed payments** | 9.1 (46 reviews) | Not enough data | 
| **Tokenization** | 9.2 (48 reviews) | Not enough data | 
| **Compliance** | 9.4 (48 reviews) | Not enough data | 

#### Analytics

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Consolidation** | 9.3 (48 reviews) | Not enough data | 
| **Optimization** | 9.4 (48 reviews) | Not enough data | 
| **Fraud** | 9.0 (48 reviews) | Not enough data | 

#### Agentic AI - Payments Orchestration

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Autonomous Task Execution** | 9.5 (39 reviews) | Not enough data | 
| **Cross-system Integration** | 9.5 (39 reviews) | Not enough data | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal Payments** | 9.8/10 | 19 |
| **QuickBooks GoPayment** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Autonomous Task Execution** | 9.7 (17 reviews) | Not enough data | 
| **Multi-step Planning** | 9.7 (17 reviews) | Not enough data | 
| **Cross-system Integration** | 9.8 (17 reviews) | Not enough data | 
| **Adaptive Learning** | 9.8 (17 reviews) | Not enough data | 
| **Natural Language Interaction** | 9.9 (17 reviews) | Not enough data | 
| **Proactive Assistance** | 9.8 (17 reviews) | Not enough data | 
| **Decision Making** | 9.9 (17 reviews) | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to PayPal Payments (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [SAP Store Software](https://www.g2.com/categories/sap-store), [Installment Payment and Buy Now Pay Later (BNPL) Software](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl), [Payment Gateways](https://www.g2.com/categories/payment-gateways)



---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Payments | QuickBooks GoPayment | 
|---|---|---|
| **Small-Business** | 64.8% | 93.3% | 
| **Mid-Market** | 23.1% | 0% | 
| **Enterprise** | 12.1% | 6.7% | 

### By Industry

#### PayPal Payments

- **Information Technology and Services:** 7.0%
- **Computer Software:** 6.8%
- **Marketing and Advertising:** 6.7%
- **Retail:** 5.4%
- **Internet:** 3.7%
- **Accounting:** 2.9%
- **Education Management:** 2.7%
- **Apparel & Fashion:** 2.3%
- **Financial Services:** 2.3%
- **Higher Education:** 2.1%
- **Other:** 58.1%

#### QuickBooks GoPayment

- **Packaging and Containers:** 6.7%
- **Medical Practice:** 6.7%
- **Marketing and Advertising:** 6.7%
- **Internet:** 6.7%
- **Information Technology and Services:** 6.7%
- **Hospitality:** 6.7%
- **Hospital & Health Care:** 6.7%
- **Health, Wellness and Fitness:** 6.7%
- **Events Services:** 6.7%
- **Education Management:** 6.7%
- **Other:** 33.3%

---
## Alternatives

### Alternatives to PayPal Payments

- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (370 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (584 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (457 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 4.0/5 stars (43 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Shift Payment](https://www.g2.com/products/shift-4/reviews) — 3.2/5 stars (23 reviews)
- [Paytm Business](https://www.g2.com/products/paytm-business/reviews) — 4.5/5 stars (281 reviews)

### Alternatives to QuickBooks GoPayment

- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (105 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (457 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (584 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1808 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (370 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4156 reviews)
- [Thryv](https://www.g2.com/products/thryv/reviews) — 4.3/5 stars (2012 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (979 reviews)
- [Karbon](https://www.g2.com/products/karbon-2025-03-03/reviews) — 4.8/5 stars (895 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (388 reviews)

---
## Top Discussions

### PayPal Payments

- Title: [What is PayPal Credit used for?](https://www.g2.com/discussions/what-is-paypal-credit-used-for) — 8 comments, 5 upvotes
  > **Top comment:** "Instead of using your main bank card online, you can use the PayPal credit card, keeping your bank details more private."
- Title: [Allow visa gift card](https://www.g2.com/discussions/allow-visa-gift-card) — 8 comments, 3 upvotes
  > **Top comment:** "I think there is a reason why not only PayPal but other services also doesn't allow Visa gift card because I also have tried with many other services."
- Title: [PayPal Is NOt Returning USD 40,000 they kept for 180 Days After account suspension](https://www.g2.com/discussions/paypal-is-not-returning-usd-40-000-they-kept-for-180-days-after-account-suspension) — 7 comments, 1 upvote
  > **Top comment:** "I have one similar story - https://www.reddit.com/r/paypal/comments/jeuc6o/victory_funds_returned_after_a_long_battle_with/"
- Title: [how to add money to paypal](https://www.g2.com/discussions/how-to-add-money-to-paypal) — 5 comments, 1 upvote
  > **Top comment:** "To add using cash You can go to Walmart Walgreens 711 Dollar General & many other stores and simply tell the cashier you'd like to reload your PayPal card ..."
- Title: [Approved paypal credit](https://www.g2.com/discussions/45405-approved-paypal-credit) — 4 comments, 1 upvote
  > **Top comment:** "lal16877@gmail.com,reciev paypal"

### QuickBooks GoPayment

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-vs-quickbooks-gopayment)