# PayPal Invoicing vs Stripe Billing Comparison
---
## AI Generated Summary
- **G2 reviewers report** that PayPal Invoicing excels in its **ease of use** , allowing users to get started quickly with minimal setup. Many users appreciate that they can send their first invoice within minutes of signing up, highlighting the platform's straightforward onboarding process.
- **Users say** that Stripe Billing offers a robust set of features for billing management, with one reviewer noting it allows for a "set it and forget it" approach once customers are set up. This automation capability is particularly praised for reducing manual work.
- **According to verified reviews** , PayPal Invoicing is favored for its **low entry costs** , as many users already have a PayPal account, making it easy to start without additional expenses. This accessibility is a significant advantage for small businesses looking to minimize upfront costs.
- **Reviewers mention** that Stripe Billing shines in its **integration capabilities** , particularly with e-commerce plugins. Users appreciate the flexibility to create both one-time and recurring billing options, which suits various business models.
- **G2 reviewers highlight** that while both platforms have similar star ratings, Stripe Billing's overall user satisfaction is reflected in its higher scores for **quality of support** and **product direction**. Users feel well-supported and confident in the product's future development.
- **Users report** that PayPal Invoicing, while easy to use, sometimes lacks the advanced features that Stripe Billing offers, such as detailed analytics and comprehensive billing functions. This can be a drawback for businesses that require more sophisticated billing solutions.



| | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Star Rating** | 4.4 out of 5 | 4.4 out of 5 | 
| **Total Reviews** | 199 | 141 | 
| **Largest Market Segment** | Small-Business (80.7% of reviews) | Small-Business (76.7% of reviews) | 
| **Entry Level Price** | Pay As You Go | 2.9% + 30¢ per successful charge | 

---
## Top Pros & Cons

### PayPal Invoicing

Pros:
- Ease of Use (93 reviews)
- Invoicing (86 reviews)

Cons:
- Expensive (59 reviews)
- High Fees (56 reviews)

### Stripe Billing

Pros:
- Payment Processing (5 reviews)
- Subscription Management (5 reviews)

Cons:
- Expensive (5 reviews)
- Pricing Issues (4 reviews)

---
## Ratings Comparison
| Rating | PayPal Invoicing | Stripe Billing | 
|---|---|---|
  | **Meets Requirements** | 8.6 (148 reviews) | 9.2 (116 reviews) | 
  | **Ease of Use** | 9.0 (154 reviews) | 9.2 (116 reviews) | 
  | **Ease of Setup** | 8.6 (107 reviews) | 8.8 (68 reviews) | 
  | **Ease of Admin** | 8.5 (41 reviews) | 8.8 (56 reviews) | 
  | **Quality of Support** | 8.0 (128 reviews) | 8.5 (99 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.4 (42 reviews) | 8.2 (58 reviews) | 
  | **Product Direction (% positive)** | 8.2 (141 reviews) | 9.1 (109 reviews) | 

---
## Pricing

### PayPal Invoicing

#### Entry-Level Pricing

Plan: 3.49% + fixed fee

Price: Pay As You Go

Key Features:
- PayPal Checkout, Pay with Venmo, or PayPal Guest Checkout

[Browse all 3 editions](https://www.g2.com/products/paypal-invoicing/pricing)

#### Free Trial

No

### Stripe Billing

#### Entry-Level Pricing

Plan: Simple pricing

Price: 2.9% + 30¢ per successful charge

Key Features:
- No monthly fees
- No refund costs
- No hidden fees

[Learn more about Stripe Billing](https://www.g2.com/products/stripe-billing/reviews)

#### Free Trial

No

---
## Features Comparison By Category

### Subscription Revenue Management

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | N/A | N/A |
| **Stripe Billing** | 7.9/10 | 23 |

#### Billing and Payments

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Payment Terms** | Not enough data | 8.7 (21 reviews) | 
| **Personalized Billing** | Not enough data | 9.2 (20 reviews) | 
| **Custom Pricing** | Not enough data | 7.9 (20 reviews) | 

#### Revenue Recognition

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Usage Tracking** | Not enough data | 8.7 (19 reviews) | 
| **Deferred Revenue** | Not enough data | 7.5 (17 reviews) | 
| **Revenue Accrual** | Not enough data | 8.3 (18 reviews) | 

#### Revenue Optimization

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **At-Risk Customers** | Not enough data | 6.8 (17 reviews) | 
| **Offer Optimization** | Not enough data | 6.9 (17 reviews) | 
| **Customer Churn** | Not enough data | 6.3 (18 reviews) | 
| **Revenue Forecasting** | Not enough data | 8.2 (19 reviews) | 

### Subscription Billing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | 6.3/10 | 22 |
| **Stripe Billing** | 8.3/10 | 51 |

#### Billing

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Automation** | 8.3 (15 reviews) | 9.3 (45 reviews) ✓ Verified | 
| **Consolidation** | 7.0 (9 reviews) | 8.6 (39 reviews) ✓ Verified | 
| **Adjustments** | 7.0 (11 reviews) | 8.1 (43 reviews) ✓ Verified | 
| **Blacklisting** | 5.2 (9 reviews) | Feature Not Available | 

#### Dunning

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Collections** | 7.5 (16 reviews) | 8.7 (39 reviews) ✓ Verified | 
| **Dispute Management** | 6.4 (12 reviews) | Feature Not Available | 
| **Escalation** | 6.5 (9 reviews) | Feature Not Available | 

#### Performance

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Packages** | 6.7 (9 reviews) | 8.3 (42 reviews) ✓ Verified | 
| **Discounts** | 5.8 (10 reviews) | 7.3 (40 reviews) ✓ Verified | 
| **Plan Changes** | 5.9 (9 reviews) | 8.2 (41 reviews) ✓ Verified | 

#### Reporting

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Dimensions** | 6.3 (9 reviews) | 8.4 (33 reviews) ✓ Verified | 
| **Deferred Revenue** | 6.7 (9 reviews) | 7.9 (30 reviews) ✓ Verified | 
| **Revenue Recognition** | 6.9 (9 reviews) | 8.6 (35 reviews) ✓ Verified | 

#### Agentic AI - Subscription Billing

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Autonomous Task Execution** | 5.2 (8 reviews) | Not enough data | 
| **Multi-step Planning** | 5.4 (8 reviews) | Not enough data | 
| **Cross-system Integration** | 4.6 (9 reviews) | Not enough data | 
| **Adaptive Learning** | 5.4 (8 reviews) | Not enough data | 

### Shopping Cart

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | N/A | N/A |
| **Stripe Billing** | N/A | N/A |

#### Administration

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Reporting** | Not enough data | Not enough data | 
| **Cart Management** | Not enough data | Not enough data | 
| **Shipping Information Collection** | Not enough data | Not enough data | 

#### Integrations

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Payment Gateway Integration** | Not enough data | Not enough data | 
| **E-commerce Platform Integration** | Not enough data | Not enough data | 
| **Email Integration** | Not enough data | Not enough data | 

#### Cart Management

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Multi Cart** | Not enough data | Not enough data | 
| **Products** | Not enough data | Not enough data | 
| **Templates** | Not enough data | Not enough data | 
| **Embed** | Not enough data | Not enough data | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | 7.8/10 | 74 |
| **Stripe Billing** | 9.0/10 | 50 |

#### Bill Generation

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Templates** | 8.3 (63 reviews) | 9.0 (40 reviews) | 
| **Digital Billing** | 8.6 (52 reviews) | 9.4 (44 reviews) | 
| **Recurring Billing** | 8.1 (46 reviews) | 9.3 (41 reviews) | 

#### Bill Processing

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Consolidation** | 7.4 (41 reviews) | 8.8 (38 reviews) | 
| **Batch Invoicing** | 7.5 (44 reviews) | 8.9 (39 reviews) | 
| **Management** | 8.5 (55 reviews) | 9.0 (45 reviews) | 

#### Integration

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Accounting** | 7.9 (51 reviews) | 8.9 (46 reviews) | 
| **Payments** | 8.2 (55 reviews) | 8.9 (46 reviews) | 
| **ERP** | 7.3 (37 reviews) | 8.4 (37 reviews) | 

#### Agentic AI - Billing

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Autonomous Task Execution** | 6.3 (20 reviews) | Not enough data | 

### Subscription Management

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | N/A | N/A |
| **Stripe Billing** | 8.6/10 | 30 |

#### Order Management

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Opportunities** | Not enough data | 7.4 (21 reviews) ✓ Verified | 
| **Order History** | Not enough data | 9.0 (26 reviews) ✓ Verified | 
| **Upsell & Cross-sell** | Not enough data | 7.8 (21 reviews) ✓ Verified | 
| **Renewals** | Not enough data | 9.0 (25 reviews) ✓ Verified | 

#### Products & Plans

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Packages** | Not enough data | 8.5 (23 reviews) ✓ Verified | 
| **Multi-part Deals** | Not enough data | 7.9 (21 reviews) ✓ Verified | 
| **Plan Changes** | Not enough data | 8.5 (23 reviews) ✓ Verified | 
| **Bundles** | Not enough data | 8.3 (21 reviews) ✓ Verified | 

#### Pricing

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Standard Price** | Not enough data | 9.1 (26 reviews) ✓ Verified | 
| **Discounts** | Not enough data | 9.0 (26 reviews) ✓ Verified | 
| **Optimization** | Not enough data | 8.9 (22 reviews) ✓ Verified | 

#### Revenue Management

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Automation** | Not enough data | 9.8 (24 reviews) ✓ Verified | 
| **Consolidation** | Not enough data | 8.7 (21 reviews) ✓ Verified | 
| **Adjustments** | Not enough data | 8.9 (25 reviews) ✓ Verified | 
| **Billing Types** | Not enough data | 9.0 (26 reviews) ✓ Verified | 

#### Integration

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Payments** | Not enough data | 9.1 (29 reviews) ✓ Verified | 
| **Accounting** | Not enough data | 8.8 (27 reviews) ✓ Verified | 
| **CRM & Sales** | Not enough data | 7.9 (25 reviews) ✓ Verified | 

#### Agentic AI - Subscription Management

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Accounts Receivable

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | 7.9/10 | 69 |
| **Stripe Billing** | N/A | N/A |

#### Reporting

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Status** | 8.7 (49 reviews) | Not enough data | 
| **Customer Credit** | 7.0 (24 reviews) | Not enough data | 
| **History** | 9.0 (46 reviews) | Not enough data | 

#### Integrations

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Accounting** | 8.2 (36 reviews) | Not enough data | 
| **ERP** | 6.4 (22 reviews) | Not enough data | 
| **CPM** | 6.3 (22 reviews) | Not enough data | 

#### Transactions

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Credits** | Feature Not Available | Not enough data | 
| **Invoices** | 9.4 (59 reviews) | Not enough data | 
| **Payments** | 9.3 (54 reviews) | Not enough data | 

#### Workflows

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Approvals** | Feature Not Available | Not enough data | 
| **Reconciliation** | Feature Not Available | Not enough data | 

#### Agentic AI - Accounts Receivable Automation

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Autonomous Task Execution** | Feature Not Available | Not enough data | 

#### AI - Accounts Receivable

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Generative** | Feature Not Available | Not enough data | 
| **Responses** | Feature Not Available | Not enough data | 
| **Predictive Analytics** | 6.7 (21 reviews) | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **PayPal Invoicing** | N/A | N/A |
| **Stripe Billing** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (2):** [Subscription Billing Software](https://www.g2.com/categories/subscription-billing), [Billing Software](https://www.g2.com/categories/billing)

**Unique to PayPal Invoicing (2):** [Accounts Receivable Software](https://www.g2.com/categories/accounts-receivable), [Shopping Cart Software](https://www.g2.com/categories/shopping-cart)

**Unique to Stripe Billing (2):** [Subscription Revenue Management Software](https://www.g2.com/categories/subscription-revenue-management), [Subscription Management Software](https://www.g2.com/categories/subscription-management)


---
## Reviewer Demographics

### By Company Size

| Segment | PayPal Invoicing | Stripe Billing | 
|---|---|---|
| **Small-Business** | 80.7% | 76.7% | 
| **Mid-Market** | 14.2% | 18.8% | 
| **Enterprise** | 5.1% | 4.5% | 

### By Industry

#### PayPal Invoicing

- **Information Technology and Services:** 10.7%
- **Marketing and Advertising:** 6.5%
- **Apparel & Fashion:** 6.5%
- **Accounting:** 5.9%
- **Consulting:** 5.9%
- **Computer Software:** 5.3%
- **Retail:** 5.3%
- **Health, Wellness and Fitness:** 4.1%
- **Graphic Design:** 3.6%
- **Higher Education:** 3.0%
- **Other:** 43.2%

#### Stripe Billing

- **Computer Software:** 13.7%
- **Marketing and Advertising:** 11.5%
- **Information Technology and Services:** 7.6%
- **Accounting:** 6.1%
- **Internet:** 6.1%
- **Financial Services:** 3.1%
- **Health, Wellness and Fitness:** 3.1%
- **E-Learning:** 3.1%
- **Management Consulting:** 3.1%
- **Airlines/Aviation:** 3.1%
- **Other:** 39.7%

---
## Alternatives

### Alternatives to PayPal Invoicing

- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1806 reviews)
- [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews) — 4.3/5 stars (1765 reviews)
- [Zoho Invoice](https://www.g2.com/products/zoho-invoice/reviews) — 4.7/5 stars (363 reviews)
- [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews) — 4.1/5 stars (4854 reviews)
- [Salesforce B2C Commerce](https://www.g2.com/products/salesforce-b2c-commerce/reviews) — 4.3/5 stars (593 reviews)
- [Invoiced](https://www.g2.com/products/invoiced/reviews) — 4.5/5 stars (412 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (977 reviews)
- [BigTime](https://www.g2.com/products/bigtime/reviews) — 4.5/5 stars (1735 reviews)
- [Maxio](https://www.g2.com/products/maxio/reviews) — 4.3/5 stars (829 reviews)
- [Billtrust](https://www.g2.com/products/billtrust/reviews) — 4.4/5 stars (503 reviews)

### Alternatives to Stripe Billing

- [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (980 reviews)
- [Maxio](https://www.g2.com/products/maxio/reviews) — 4.3/5 stars (829 reviews)
- [Paddle](https://www.g2.com/products/paddle/reviews) — 4.5/5 stars (239 reviews)
- [FastSpring](https://www.g2.com/products/fastspring/reviews) — 4.5/5 stars (187 reviews)
- [Agentforce Revenue Management (formerly Salesforce Revenue Cloud)](https://www.g2.com/products/agentforce-revenue-management-formerly-salesforce-revenue-cloud/reviews) — 4.2/5 stars (1502 reviews)
- [Zuora](https://www.g2.com/products/zuora-zuora/reviews) — 3.9/5 stars (311 reviews)
- [Recurly](https://www.g2.com/products/recurly/reviews) — 4.0/5 stars (213 reviews)
- [Zoho Billing](https://www.g2.com/products/zoho-billing/reviews) — 4.4/5 stars (45 reviews)
- [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews) — 4.3/5 stars (4262 reviews)
- [Billsby](https://www.g2.com/products/billsby/reviews) — 4.8/5 stars (486 reviews)

---
## Top Discussions

### PayPal Invoicing

- Title: [Is PayPal invoicing free?](https://www.g2.com/discussions/is-paypal-invoicing-free) — 2 comments, 1 upvote
  > **Top comment:** "yes"
- Title: [How does invoicing work on PayPal?](https://www.g2.com/discussions/how-does-invoicing-work-on-paypal) — 2 comments
  > **Top comment:** "Shopping or gift"
- Title: [What is PayPal Invoicing used for?](https://www.g2.com/discussions/what-is-paypal-invoicing-used-for) — 1 comment
  > **Top comment:** "It sends an online invoice to customers, allowing them to pay instantly and it can be used around the world It is easy to access."
- Title: [What do I need to send a PayPal invoice?](https://www.g2.com/discussions/what-do-i-need-to-send-a-paypal-invoice) — 1 comment
  > **Top comment:** "$10"
- Title: [How do I send messages to people without a PayPal account?](https://www.g2.com/discussions/how-do-i-send-messages-to-people-without-a-paypal-account) — 1 comment, 1 upvote
  > **Top comment:** "I initially invested a total of $250k over a period of 5 weeks with a scam broker, every attempt to make withdrawal failed and I was instructed to make..."

### Stripe Billing

- Title: [Can you do recurring payments with Stripe?](https://www.g2.com/discussions/can-you-do-recurring-payments-with-stripe) — 1 comment
  > **Top comment:** "Yes"
- Title: [What is stripe billing?](https://www.g2.com/discussions/what-is-stripe-billing) — 1 comment
  > **Top comment:** "A set of tools that allows you to accept payments globally. It combines subscription management, a no-code billing portal and is flexible and well integrated."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-invoicing-vs-stripe-billing)