# PayPal BrainTree, Worldpay vs Authorize.net Comparison

| | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Star Rating** | 3.4 out of 5 | 2.9 out of 5 | 4.1 out of 5 | 
| **Total Reviews** | 90 | 42 | 218 | 
| **Largest Market Segment** | Small-Business (58.6% of reviews) | Small-Business (75.0% of reviews) | Small-Business (71.8% of reviews) | 
| **Entry Level Price** | 2.9% + $.30 | No pricing available | $25 Monthly Gateway | 

---
## Top Pros & Cons

### PayPal BrainTree

Pros:
- Easy Payments (2 reviews)
- Integrations (2 reviews)

Cons:
- Access Limitations (1 reviews)
- Accuracy Issues (1 reviews)

### Worldpay

Pros:
- Payment Processing (2 reviews)
- Ease of Use (1 reviews)

Cons:
- Account Blocking (3 reviews)
- Billing Issues (3 reviews)

### Authorize.net

Pros:
- Payment Processing (14 reviews)
- Easy Integrations (12 reviews)

Cons:
- Access Limitations (5 reviews)
- Expensive (5 reviews)

---
## Ratings Comparison
| Rating | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
  | **Meets Requirements** | 7.5 (77 reviews) | 7.4 (32 reviews) | 8.9 (181 reviews) | 
  | **Ease of Use** | 7.2 (76 reviews) | 6.6 (33 reviews) | 8.3 (186 reviews) | 
  | **Ease of Setup** | 7.1 (46 reviews) | 6.3 (20 reviews) | 8.3 (107 reviews) | 
  | **Ease of Admin** | 7.9 (43 reviews) | 7.2 (16 reviews) | 8.5 (93 reviews) | 
  | **Quality of Support** | 7.1 (67 reviews) | 5.4 (29 reviews) | 8.4 (156 reviews) | 
  | **Has the product been a good partner in doing business?** | 7.9 (43 reviews) | 6.5 (16 reviews) | 8.7 (93 reviews) | 
  | **Product Direction (% positive)** | 6.6 (75 reviews) | 5.5 (31 reviews) | 7.1 (181 reviews) | 

---
## Pricing

### PayPal BrainTree

#### Entry-Level Pricing

Plan: Pricing

Price: 2.9% + $.30

Description: 2.9% + $.30 per transaction after your first $50K


[Learn more about PayPal BrainTree](https://www.g2.com/products/paypal-braintree/reviews)

#### Free Trial

No

### Worldpay

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Authorize.net

#### Entry-Level Pricing

Plan: Pricing

Price: $25 Monthly Gateway

Description: setup $49 , 2.9%+30¢ per Per Transaction


[Learn more about Authorize.net](https://www.g2.com/products/authorize-net/reviews)

#### Free Trial

Yes

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayPal BrainTree** | N/A | N/A |
| **Worldpay** | 7.4/10 | 30 |
| **Authorize.net** | 8.4/10 | 167 |

#### Payment Options

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | 6.7 (11 reviews) | 7.6 (79 reviews) | 
| **Recurring Billing** | Not enough data | 8.2 (18 reviews) | 8.6 (109 reviews) | 
| **Instant Payment** | Not enough data | 8.6 (20 reviews) | 8.7 (116 reviews) | 
| **Accepted Credit Cards and Debit Cards** | Not enough data | 8.7 (25 reviews) | 9.3 (139 reviews) | 
| **ACH Payments and eCheck Processing** | Not enough data | 8.0 (9 reviews) | 8.0 (89 reviews) | 
| **Split Payments** | Not enough data | 6.7 (10 reviews) | Feature Not Available | 
| **Real-Time Payments** | Not enough data | 7.9 (8 reviews) | 8.5 (46 reviews) | 
| **Multi-Currency** | Not enough data | 3.1 (6 reviews) | 7.6 (46 reviews) | 
| **Online payment portal** | Not enough data | 1.4 (6 reviews) | 8.6 (57 reviews) | 

#### Administration

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Reporting/Dashboards** | Not enough data | 6.7 (23 reviews) | 7.9 (134 reviews) | 
| **User, Role, and Access Management** | Not enough data | 6.6 (19 reviews) | 8.4 (102 reviews) | 
| **Payout Time** | Not enough data | 7.3 (17 reviews) | 8.3 (124 reviews) | 
| **Manual Payment Entry** | Not enough data | 7.3 (16 reviews) | 8.3 (125 reviews) | 
| **Dispute Resolution** | Not enough data | Feature Not Available | 8.3 (86 reviews) | 
| **Omnichannel** | Not enough data | 1.7 (6 reviews) | 8.0 (58 reviews) | 
| **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | 7.9 (52 reviews) | 
| **Level 3** | Not enough data | 1.9 (6 reviews) | Feature Not Available | 

#### Security

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **PCI Compliance** | Not enough data | 8.8 (10 reviews) | 8.8 (78 reviews) | 
| **Fraud Protection Tools** | Not enough data | 8.1 (18 reviews) | 8.8 (123 reviews) | 
| **Data Tokenization** | Not enough data | 7.9 (17 reviews) | 8.7 (99 reviews) | 
| **Two-Factor Authentication** | Not enough data | 7.1 (11 reviews) | 8.6 (100 reviews) | 
| **POS Verification** | Not enough data | 2.6 (7 reviews) | Feature Not Available | 

#### Development

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | Not enough data | 5.6 (18 reviews) | 7.8 (104 reviews) | 
| **APIs** | Not enough data | 6.4 (19 reviews) | 8.2 (80 reviews) | 
| **Accounting Software Integration** | Not enough data | 6.5 (11 reviews) | 8.0 (92 reviews) | 
| **E-Commerce Software Integration** | Not enough data | 6.5 (16 reviews) | 8.4 (105 reviews) | 

#### Platform

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Performance and Reliability** | Not enough data | 7.6 (22 reviews) | 8.9 (135 reviews) | 
| **Internationalization - Currency/Language** | Not enough data | 7.9 (15 reviews) | Feature Not Available | 
| **Internationalization - Operating Country** | Not enough data | 7.9 (15 reviews) | Feature Not Available | 
| **API / Integrations** | Not enough data | 6.5 (8 reviews) | 8.4 (80 reviews) | 
| **PCI Regulation Compliance** | Not enough data | 6.9 (8 reviews) | 8.9 (78 reviews) | 
| **Supplemental Technology** | Not enough data | 7.8 (6 reviews) | 8.0 (45 reviews) | 
| **Accounting integration** | Not enough data | 2.3 (5 reviews) | 8.5 (54 reviews) | 
| **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | 8.6 (56 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Subscription Billing

| Product | Score | Reviews |
|---|---|---|
| **PayPal BrainTree** | N/A | N/A |
| **Worldpay** | N/A | N/A |
| **Authorize.net** | 8.3/10 | 14 |

#### Billing

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Automation** | Not enough data | Not enough data | 9.0 (12 reviews) | 
| **Consolidation** | Feature Not Available | Not enough data | 9.2 (10 reviews) | 
| **Adjustments** | Not enough data | Not enough data | 9.0 (10 reviews) | 
| **Blacklisting** | Feature Not Available | Not enough data | 8.3 (10 reviews) | 

#### Dunning

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Collections** | Not enough data | Not enough data | 8.5 (12 reviews) | 
| **Dispute Management** | Feature Not Available | Not enough data | 8.1 (12 reviews) | 
| **Escalation** | Feature Not Available | Not enough data | 8.5 (12 reviews) | 

#### Performance

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Packages** | Not enough data | Not enough data | 7.8 (12 reviews) | 
| **Discounts** | Not enough data | Not enough data | 7.3 (13 reviews) | 
| **Plan Changes** | Feature Not Available | Not enough data | 8.5 (12 reviews) | 

#### Reporting

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Dimensions** | Not enough data | Not enough data | 7.5 (12 reviews) | 
| **Deferred Revenue** | Not enough data | Not enough data | 7.1 (12 reviews) | 
| **Revenue Recognition** | Not enough data | Not enough data | 8.5 (12 reviews) | 

#### Agentic AI - Subscription Billing

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayPal BrainTree** | 8.3/10 | 5 |
| **Worldpay** | 2.7/10 | 7 |
| **Authorize.net** | N/A | N/A |

#### Payment Processing

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Encryption** | 9.7 (5 reviews) | 4.0 (7 reviews) | Not enough data | 
| **Credit Card Processing** | 8.0 (5 reviews) | 4.3 (7 reviews) | Not enough data | 
| **Mobile Payments** | Not enough data | 2.2 (6 reviews) | Not enough data | 
| **Digital Wallet Integration** | Not enough data | 1.7 (5 reviews) | Not enough data | 

#### Administration

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Reporting & Analytics** | Not enough data | 3.3 (6 reviews) | Not enough data | 
| **E-commerce Integration** | 7.7 (5 reviews) | 3.6 (6 reviews) | Not enough data | 
| **Processing Fees** | 7.7 (5 reviews) | 1.1 (6 reviews) | Not enough data | 
| **POS Integration** | Not enough data | 4.7 (5 reviews) | Not enough data | 
| **Omnichannel** | Not enough data | 1.7 (6 reviews) | 8.0 (58 reviews) | 
| **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | 7.9 (52 reviews) | 
| **Level 3** | Not enough data | 1.9 (6 reviews) | Feature Not Available | 

#### Payment Options

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Multi-Currency** | Not enough data | 3.1 (6 reviews) | 7.6 (46 reviews) | 
| **Online payment portal** | Not enough data | 1.4 (6 reviews) | 8.6 (57 reviews) | 

#### Security

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **POS Verification** | Not enough data | 2.6 (7 reviews) | Feature Not Available | 

#### Platform

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Accounting integration** | Not enough data | 2.3 (5 reviews) | 8.5 (54 reviews) | 
| **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | 8.6 (56 reviews) | 

### SAP Store

| Product | Score | Reviews |
|---|---|---|
| **PayPal BrainTree** | N/A | N/A |
| **Worldpay** | N/A | N/A |
| **Authorize.net** | N/A | N/A |

#### Agentic AI - SAP Store

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### E-commerce Fraud Protection

| Product | Score | Reviews |
|---|---|---|
| **PayPal BrainTree** | N/A | N/A |
| **Worldpay** | N/A | N/A |
| **Authorize.net** | 8.5/10 | 12 |

#### Intelligence

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Transaction Scoring** | Not enough data | Not enough data | 8.5 (10 reviews) | 
| **Risk Assessment** | Not enough data | Not enough data | 8.9 (11 reviews) | 
| **Intelligence Reporting** | Not enough data | Not enough data | 8.9 (9 reviews) | 
| **ID Analytics** | Not enough data | Not enough data | 8.3 (8 reviews) | 

#### Detection

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Fraud Detection** | Not enough data | Not enough data | 9.4 (12 reviews) | 
| **Alerts** | Not enough data | Not enough data | 9.0 (10 reviews) | 
| **Real-Time Monitoring** | Not enough data | Not enough data | 8.3 (11 reviews) | 

#### Response

| Feature | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Device Tracking** | Not enough data | Not enough data | 7.5 (8 reviews) | 
| **Fraud Markers** | Not enough data | Not enough data | 9.2 (8 reviews) | 
| **Blacklisting** | Not enough data | Not enough data | 7.7 (8 reviews) | 
| **Bot Mitigation** | Not enough data | Not enough data | 7.7 (8 reviews) | 

---
## Categories

**Unique to PayPal BrainTree (2):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Subscription Billing Software](https://www.g2.com/categories/subscription-billing)

**Unique to Worldpay (3):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Payment Gateways](https://www.g2.com/categories/payment-gateways), [SAP Store Software](https://www.g2.com/categories/sap-store)

**Unique to Authorize.net (3):** [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection), [Subscription Billing Software](https://www.g2.com/categories/subscription-billing), [Payment Gateways](https://www.g2.com/categories/payment-gateways)


---
## Reviewer Demographics

### By Company Size

| Segment | PayPal BrainTree | Worldpay | Authorize.net | 
|---|---|---|---|
| **Small-Business** | 58.6% | 75.0% | 71.8% | 
| **Mid-Market** | 32.2% | 15.0% | 24.4% | 
| **Enterprise** | 9.2% | 10.0% | 3.8% | 

### By Industry

#### PayPal BrainTree

- **Computer Software:** 19.3%
- **Internet:** 17.0%
- **Information Technology and Services:** 15.9%
- **Marketing and Advertising:** 5.7%
- **Retail:** 5.7%
- **Wholesale:** 3.4%
- **Apparel & Fashion:** 2.3%
- **Consumer Goods:** 2.3%
- **Higher Education:** 2.3%
- **Transportation/Trucking/Railroad:** 2.3%
- **Other:** 23.9%

#### Worldpay

- **Computer Software:** 7.5%
- **Information Technology and Services:** 5.0%
- **Design:** 5.0%
- **Retail:** 5.0%
- **Automotive:** 5.0%
- **Veterinary:** 5.0%
- **Manufacturing:** 5.0%
- **Commercial Real Estate:** 2.5%
- **Arts and Crafts:** 2.5%
- **Consumer Electronics:** 2.5%
- **Other:** 55.0%

#### Authorize.net

- **Information Technology and Services:** 6.8%
- **Marketing and Advertising:** 5.8%
- **Non-Profit Organization Management:** 4.8%
- **Internet:** 4.8%
- **Retail:** 4.8%
- **Computer Software:** 4.3%
- **Financial Services:** 4.3%
- **Luxury Goods & Jewelry:** 3.9%
- **Health, Wellness and Fitness:** 3.9%
- **Accounting:** 2.9%
- **Other:** 53.6%

---
## Alternatives

### Alternatives to PayPal BrainTree

- [Chargebee](https://www.g2.com/products/chargebee/reviews) — 4.4/5 stars (975 reviews)
- [Stripe Billing](https://www.g2.com/products/stripe-billing/reviews) — 4.4/5 stars (141 reviews)
- [FastSpring](https://www.g2.com/products/fastspring/reviews) — 4.5/5 stars (187 reviews)
- [Cybersource](https://www.g2.com/products/cybersource/reviews) — 4.1/5 stars (47 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Recurly](https://www.g2.com/products/recurly/reviews) — 4.0/5 stars (208 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews)

### Alternatives to Worldpay

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2742 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Worldline](https://www.g2.com/products/worldline/reviews) — 3.5/5 stars (13 reviews)
- [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews) — 4.2/5 stars (13 reviews)
- [Cybersource](https://www.g2.com/products/cybersource/reviews) — 4.1/5 stars (47 reviews)
- [TSYS](https://www.g2.com/products/tsys/reviews) — 4.6/5 stars (24 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)

### Alternatives to Authorize.net

- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (103 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2742 reviews)
- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews)
- [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews)
- [Stripe Billing](https://www.g2.com/products/stripe-billing/reviews) — 4.4/5 stars (141 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews)
- [BlueSnap](https://www.g2.com/products/bluesnap/reviews) — 4.1/5 stars (107 reviews)
- [WePay](https://www.g2.com/products/wepay/reviews) — 3.6/5 stars (68 reviews)
- [Billsby](https://www.g2.com/products/billsby/reviews) — 4.8/5 stars (486 reviews)
- [Chase Payment Solutions](https://www.g2.com/products/chase-payment-solutions/reviews) — 3.9/5 stars (15 reviews)

---
## Top Discussions

### PayPal BrainTree

- Title: [What is Braintree payment method?](https://www.g2.com/discussions/what-is-braintree-payment-method) — 1 comment
  > **Top comment:** "It's a payment portal. The software is connected with our business website, so any payments made on our website are processed by Braintree. There is a batch..."

### Worldpay

No discussions available for this product.

### Authorize.net

- Title: [How do I get my money back when they keep it for 90 days?](https://www.g2.com/discussions/36891-how-do-i-get-my-money-back-when-they-keep-it-for-90-days) — 1 comment, 1 upvote
  > **Top comment:** "sue I am"

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/paypal-braintree-vs-worldpay-vs-authorize-net)