# Payoneer vs Stripe Payments Comparison --- ## AI Generated Summary - **G2 reviewers report** that Payoneer excels in facilitating **multi-currency payments** , allowing users to consolidate global earnings into one secure account. This feature is particularly appreciated by those who need to manage payments from various companies and marketplaces without incurring high wire fees. - **Users say** that Stripe Payments stands out for its **flexibility and ease of use** , supporting a wide range of payment methods including credit cards, debit cards, and digital wallets. This versatility makes it a convenient choice for businesses dealing with diverse customer preferences. - **Reviewers mention** that while Payoneer has a solid offering for small businesses, it faces challenges with **ease of setup** and **administration** , which some users find less intuitive compared to Stripe. This can lead to a steeper learning curve for new users. - **According to verified reviews** , Stripe Payments receives high marks for its **backend and reporting capabilities** , with users highlighting the ease of integration with popular tools like HubSpot and WordPress. This seamless integration is a significant advantage for businesses looking to streamline their operations. - **G2 reviewers report** that Payoneer has been a reliable partner for many users, particularly those who have scaled their businesses over time. However, some users express concerns about the **quality of support** , indicating that it may not always meet their expectations. - **Users say** that Stripe Payments not only offers a user-friendly experience but also excels in **customer support** , with many praising the responsiveness and helpfulness of the support team. This aspect can be crucial for businesses that require timely assistance with payment processing issues. | | Payoneer | Stripe Payments | |---|---|---| | **Star Rating** | 3.2 out of 5 | 4.2 out of 5 | | **Total Reviews** | 368 | 452 | | **Largest Market Segment** | Small-Business (59.3% of reviews) | Small-Business (79.2% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | --- ## Top Pros & Cons ### Payoneer Pros: - Ease of Use (27 reviews) - Easy Payments (16 reviews) Cons: - High Fees (20 reviews) - Poor Customer Support (20 reviews) ### Stripe Payments Pros: - Ease of Use (47 reviews) - Easy Payments (45 reviews) Cons: - High Fees (22 reviews) - Poor Customer Support (11 reviews) --- ## Ratings Comparison | Rating | Payoneer | Stripe Payments | |---|---|---| | **Meets Requirements** | 7.2 (296 reviews) | 8.8 (362 reviews) | | **Ease of Use** | 7.6 (301 reviews) | 8.9 (369 reviews) | | **Ease of Setup** | 6.9 (90 reviews) | 8.8 (250 reviews) | | **Ease of Admin** | 6.2 (26 reviews) | 8.6 (184 reviews) | | **Quality of Support** | 6.6 (289 reviews) | 8.2 (307 reviews) | | **Has the product been a good partner in doing business?** | 5.1 (27 reviews) | 8.5 (175 reviews) | | **Product Direction (% positive)** | 6.8 (288 reviews) | 8.6 (339 reviews) | --- ## Pricing ### Payoneer #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Stripe Payments #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **Payoneer** | 7.6/10 | 171 | | **Stripe Payments** | N/A | N/A | #### Payment Options | Feature | Payoneer | Stripe Payments | |---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | 6.6 (80 reviews) | Not enough data | | **Recurring Billing** | 7.8 (86 reviews) | Not enough data | | **Instant Payment** | 7.5 (107 reviews) | Not enough data | | **Accepted Credit Cards and Debit Cards** | 7.8 (94 reviews) | Not enough data | | **ACH Payments and eCheck Processing** | 7.7 (86 reviews) | Not enough data | | **Split Payments** | 7.2 (75 reviews) | Not enough data | | **Real-Time Payments** | 7.5 (96 reviews) | Not enough data | | **Multi-Currency** | 7.8 (101 reviews) | 8.6 (153 reviews) | | **Online payment portal** | 7.1 (92 reviews) | 8.8 (182 reviews) | #### Administration | Feature | Payoneer | Stripe Payments | |---|---|---| | **Reporting/Dashboards** | 7.4 (103 reviews) | Not enough data | | **User, Role, and Access Management** | 7.6 (97 reviews) | Not enough data | | **Payout Time** | 7.4 (112 reviews) | Not enough data | | **Manual Payment Entry** | 7.3 (92 reviews) | Not enough data | | **Dispute Resolution** | 7.0 (91 reviews) | Not enough data | | **Omnichannel** | 6.6 (75 reviews) | 8.4 (145 reviews) | | **Levels 1 & 2** | 6.6 (72 reviews) | 8.1 (135 reviews) | | **Level 3** | 6.5 (68 reviews) | 8.1 (129 reviews) | #### Security | Feature | Payoneer | Stripe Payments | |---|---|---| | **PCI Compliance** | 7.1 (57 reviews) | Not enough data | | **Fraud Protection Tools** | 8.1 (96 reviews) | Not enough data | | **Data Tokenization** | 7.9 (78 reviews) | Not enough data | | **Two-Factor Authentication** | 8.0 (98 reviews) | Not enough data | | **POS Verification** | 7.0 (66 reviews) | 8.2 (136 reviews) | #### Development | Feature | Payoneer | Stripe Payments | |---|---|---| | **Customization (Fields, Objects, and Layouts)** | 7.5 (80 reviews) | Not enough data | | **APIs** | 7.7 (77 reviews) | Not enough data | | **Accounting Software Integration** | 7.6 (80 reviews) | Not enough data | | **E-Commerce Software Integration** | 7.8 (77 reviews) | Not enough data | #### Platform | Feature | Payoneer | Stripe Payments | |---|---|---| | **Performance and Reliability** | 7.4 (105 reviews) | Not enough data | | **Internationalization - Currency/Language** | 8.1 (101 reviews) | Not enough data | | **Internationalization - Operating Country** | 7.7 (101 reviews) | Not enough data | | **API / Integrations** | 7.9 (74 reviews) | Not enough data | | **PCI Regulation Compliance** | 7.8 (76 reviews) | Not enough data | | **Supplemental Technology** | 8.1 (73 reviews) | Not enough data | | **Accounting integration** | 7.0 (68 reviews) | 8.6 (152 reviews) | | **E-commerce Integration** | 7.2 (67 reviews) | 8.9 (165 reviews) | #### Agentic AI - Payment Gateways | Feature | Payoneer | Stripe Payments | |---|---|---| | **Autonomous Task Execution** | 7.6 (9 reviews) | Not enough data | | **Cross-system Integration** | 8.1 (9 reviews) | Not enough data | | **Decision Making** | 8.3 (10 reviews) | Not enough data | ### Enterprise Payment | Product | Score | Reviews | |---|---|---| | **Payoneer** | 6.2/10 | 25 | | **Stripe Payments** | N/A | N/A | #### Payment Methods | Feature | Payoneer | Stripe Payments | |---|---|---| | **ACH** | 6.2 (19 reviews) | Not enough data | | **Credit and Debit** | 6.4 (20 reviews) | Not enough data | | **Wire Transfer** | 6.7 (21 reviews) | Not enough data | #### Payment Processing | Feature | Payoneer | Stripe Payments | |---|---|---| | **Batch Processing** | 5.2 (17 reviews) | Not enough data | | **Payments Scheduling** | 4.9 (21 reviews) | Not enough data | | **Automated Workflows** | 5.0 (19 reviews) | Not enough data | | **Self Service** | 6.7 (20 reviews) | Not enough data | | **Reconciliation** | 6.1 (20 reviews) | Not enough data | | **Settlements** | 6.1 (20 reviews) | Not enough data | | **Payment Tracking** | 6.2 (23 reviews) | Not enough data | #### Security and Compliance | Feature | Payoneer | Stripe Payments | |---|---|---| | **PCI Compliant** | 7.1 (18 reviews) | Not enough data | | **P2PE** | 6.2 (17 reviews) | Not enough data | | **Fraud Management** | 6.9 (20 reviews) | Not enough data | | **SSL Encryption** | 7.5 (19 reviews) | Not enough data | | **SOX** | 6.3 (15 reviews) | Not enough data | | **SOC** | 6.9 (15 reviews) | Not enough data | #### Integration | Feature | Payoneer | Stripe Payments | |---|---|---| | **Agnostic Integration** | 6.6 (16 reviews) | Not enough data | | **Reporting Consolidation** | 7.3 (19 reviews) | Not enough data | | **Plugins and APIs** | 6.3 (16 reviews) | Not enough data | #### Payment Types | Feature | Payoneer | Stripe Payments | |---|---|---| | **AP Automation** | 5.2 (17 reviews) | Not enough data | | **E-Commerce** | 5.2 (19 reviews) | Not enough data | | **Retail** | 5.2 (18 reviews) | Not enough data | #### Agentic AI - Enterprise Payment | Feature | Payoneer | Stripe Payments | |---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | ### AP Automation | Product | Score | Reviews | |---|---|---| | **Payoneer** | N/A | N/A | | **Stripe Payments** | N/A | N/A | #### Invoice Management | Feature | Payoneer | Stripe Payments | |---|---|---| | **Capture** | Not enough data | Not enough data | | **Supplier Portal** | Not enough data | Not enough data | | **Repository** | Not enough data | Not enough data | #### Invoice Processing | Feature | Payoneer | Stripe Payments | |---|---|---| | **Matching** | Not enough data | Not enough data | | **Payments** | Not enough data | Not enough data | | **Workflows** | Not enough data | Not enough data | | **Tax Compliance** | Not enough data | Not enough data | #### Analytics | Feature | Payoneer | Stripe Payments | |---|---|---| | **Due Dates** | Not enough data | Not enough data | | **Benchmarking** | Not enough data | Not enough data | | **KPIs** | Not enough data | Not enough data | #### Integration | Feature | Payoneer | Stripe Payments | |---|---|---| | **Accounting** | Not enough data | Not enough data | | **Payment Integration** | Not enough data | Not enough data | | **ERP** | Not enough data | Not enough data | #### Risk | Feature | Payoneer | Stripe Payments | |---|---|---| | **Analysis** | Not enough data | Not enough data | | **Identification** | Not enough data | Not enough data | | **Scoring** | Not enough data | Not enough data | #### Recovery | Feature | Payoneer | Stripe Payments | |---|---|---| | **Recoup** | Not enough data | Not enough data | | **Reporting** | Not enough data | Not enough data | #### Audit | Feature | Payoneer | Stripe Payments | |---|---|---| | **Filters** | Not enough data | Not enough data | | **Post Audits** | Not enough data | Not enough data | | **Overpayments** | Not enough data | Not enough data | | **Duplicates** | Not enough data | Not enough data | #### Fraud | Feature | Payoneer | Stripe Payments | |---|---|---| | **Vendor Checks** | Not enough data | Not enough data | | **Data Generation** | Not enough data | Not enough data | | **Monitoring** | Not enough data | Not enough data | #### Agentic AI - AP Automation | Feature | Payoneer | Stripe Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **Payoneer** | 6.6/10 | 125 | | **Stripe Payments** | 8.5/10 | 251 | #### Payment Processing | Feature | Payoneer | Stripe Payments | |---|---|---| | **Encryption** | 6.2 (32 reviews) | 9.0 (195 reviews) | | **Credit Card Processing** | 6.3 (33 reviews) | 9.1 (222 reviews) | | **Mobile Payments** | 6.5 (33 reviews) | 8.9 (192 reviews) | | **Digital Wallet Integration** | 6.5 (33 reviews) | 8.5 (155 reviews) | #### Administration | Feature | Payoneer | Stripe Payments | |---|---|---| | **Reporting & Analytics** | 6.3 (35 reviews) | 8.4 (197 reviews) | | **E-commerce Integration** | 6.1 (33 reviews) | 8.9 (195 reviews) | | **Processing Fees** | 5.5 (36 reviews) | 7.0 (213 reviews) | | **POS Integration** | 6.0 (31 reviews) | 8.1 (141 reviews) | | **Omnichannel** | 6.6 (75 reviews) | 8.4 (145 reviews) | | **Levels 1 & 2** | 6.6 (72 reviews) | 8.1 (135 reviews) | | **Level 3** | 6.5 (68 reviews) | 8.1 (129 reviews) | #### Payment Options | Feature | Payoneer | Stripe Payments | |---|---|---| | **Multi-Currency** | 7.8 (101 reviews) | 8.6 (153 reviews) | | **Online payment portal** | 7.1 (92 reviews) | 8.8 (182 reviews) | #### Security | Feature | Payoneer | Stripe Payments | |---|---|---| | **POS Verification** | 7.0 (66 reviews) | 8.2 (136 reviews) | #### Platform | Feature | Payoneer | Stripe Payments | |---|---|---| | **Accounting integration** | 7.0 (68 reviews) | 8.6 (152 reviews) | | **E-commerce Integration** | 7.2 (67 reviews) | 8.9 (165 reviews) | ### Payments Orchestration | Product | Score | Reviews | |---|---|---| | **Payoneer** | 7.9/10 | 9 | | **Stripe Payments** | N/A | N/A | #### Architecture | Feature | Payoneer | Stripe Payments | |---|---|---| | **Unified API** | Not enough data | Not enough data | | **POL** | Not enough data | Not enough data | | **Integrations** | Not enough data | Not enough data | #### Processing | Feature | Payoneer | Stripe Payments | |---|---|---| | **Validation** | Not enough data | Not enough data | | **Automation** | Not enough data | Not enough data | | **Cross Border** | 8.3 (6 reviews) | Not enough data | | **Routing** | 7.7 (5 reviews) | Not enough data | | **Reconciliation** | Not enough data | Not enough data | #### Risk & Compliance | Feature | Payoneer | Stripe Payments | |---|---|---| | **Failed payments** | Not enough data | Not enough data | | **Tokenization** | Not enough data | Not enough data | | **Compliance** | Not enough data | Not enough data | #### Analytics | Feature | Payoneer | Stripe Payments | |---|---|---| | **Consolidation** | Not enough data | Not enough data | | **Optimization** | Not enough data | Not enough data | | **Fraud** | 7.7 (5 reviews) | Not enough data | #### Agentic AI - Payments Orchestration | Feature | Payoneer | Stripe Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | ### Embedded Payments | Product | Score | Reviews | |---|---|---| | **Payoneer** | N/A | N/A | | **Stripe Payments** | 8.8/10 | 43 | #### Payments - Embedded Payments | Feature | Payoneer | Stripe Payments | |---|---|---| | **Processing** | Not enough data | 9.4 (41 reviews) | | **Fraud Protection** | Not enough data | 8.8 (40 reviews) | | **Payment Methods** | Not enough data | 9.5 (41 reviews) | #### Personalization - Embedded Payments | Feature | Payoneer | Stripe Payments | |---|---|---| | **Customer Onboarding** | Not enough data | 8.9 (40 reviews) | | **Checkout Customization** | Not enough data | 8.7 (39 reviews) | | **Localization** | Not enough data | 8.5 (39 reviews) | | **Merchant Portal** | Not enough data | 9.0 (39 reviews) | #### Setup - Embedded Payments | Feature | Payoneer | Stripe Payments | |---|---|---| | **Payment Flows** | Not enough data | 8.8 (39 reviews) | | **APIs** | Not enough data | 9.3 (40 reviews) | | **Dispute Management** | Not enough data | 8.1 (38 reviews) | #### Analytics - Embedded Payments | Feature | Payoneer | Stripe Payments | |---|---|---| | **Transactions** | Not enough data | 9.2 (39 reviews) | | **Reconciliation** | Not enough data | 8.9 (38 reviews) | | **Revenue** | Not enough data | 9.0 (40 reviews) | #### Agentic AI - Embedded Payments | Feature | Payoneer | Stripe Payments | |---|---|---| | **Cross-system Integration** | Not enough data | 7.8 (9 reviews) | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **Payoneer** | N/A | N/A | | **Stripe Payments** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | Payoneer | Stripe Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Unique to Payoneer (4):** [Payments Orchestration Software](https://www.g2.com/categories/payments-orchestration), [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Payment Gateways](https://www.g2.com/categories/payment-gateways) **Unique to Stripe Payments (1):** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments) --- ## Reviewer Demographics ### By Company Size | Segment | Payoneer | Stripe Payments | |---|---|---| | **Small-Business** | 59.3% | 79.2% | | **Mid-Market** | 23.2% | 17.2% | | **Enterprise** | 17.5% | 3.7% | ### By Industry #### Payoneer - **Information Technology and Services:** 13.5% - **Internet:** 10.7% - **Marketing and Advertising:** 10.1% - **Computer Software:** 8.1% - **Design:** 4.9% - **Accounting:** 4.0% - **Telecommunications:** 3.2% - **Graphic Design:** 2.9% - **Translation and Localization:** 2.6% - **Writing and Editing:** 2.6% - **Other:** 37.5% #### Stripe Payments - **Computer Software:** 9.5% - **Information Technology and Services:** 8.1% - **Marketing and Advertising:** 7.6% - **Non-Profit Organization Management:** 6.2% - **Health, Wellness and Fitness:** 5.5% - **Retail:** 4.8% - **Consumer Services:** 3.0% - **Financial Services:** 2.8% - **Accounting:** 2.5% - **Professional Training & Coaching:** 2.5% - **Other:** 47.3% --- ## Alternatives ### Alternatives to Payoneer - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2745 reviews) - [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (411 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1807 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.9/5 stars (39 reviews) - [Stripe Connect](https://www.g2.com/products/stripe-connect/reviews) — 4.4/5 stars (249 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1938 reviews) - [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (2005 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4093 reviews) ### Alternatives to Stripe Payments - [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (105 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2745 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [checkout.com](https://www.g2.com/products/checkout-com/reviews) — 4.6/5 stars (71 reviews) - [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) — 4.7/5 stars (99 reviews) - [Nuvei](https://www.g2.com/products/nuvei/reviews) — 4.3/5 stars (20 reviews) - [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) — 3.9/5 stars (45 reviews) --- ## Top Discussions ### Payoneer - Title: [What is Payoneer used for?](https://www.g2.com/discussions/payoneer-what-is-payoneer-used-for) — 2 comments > **Top comment:** "Payoneer is particularly popular among freelancers, online sellers, and businesses engaged in cross-border trade because it simplifies the complexities of..." - Title: [How can I use my Payoneer MasterCard for free?](https://www.g2.com/discussions/how-can-i-use-my-payoneer-mastercard-for-free) — 2 comments > **Top comment:** "https://www.payoneer.com/solutions/payoneer-commercial-card/ Spend online or in stores in USD, EUR, GBP, and CAD completely fee free in supported..." - Title: [What is Payoneer used for?](https://www.g2.com/discussions/what-is-payoneer-used-for) — 2 comments, 1 upvote > **Top comment:** "It's used for receiving payments, especially for freelancers. You get paid into your account and with the provided ATM card you can withdraw cash at any..." - Title: [What is Payoneer and how it works?](https://www.g2.com/discussions/what-is-payoneer-and-how-it-works) — 2 comments, 2 upvotes > **Top comment:** "Payoneer is an E-banking application that lets you open multiple "receiving accounts" corresponding to different worldwide currencies, under one Payoneer..." - Title: [What to do if I have not received payment in my bank and Payoneer tells me that it has been sent.](https://www.g2.com/discussions/what-to-do-if-i-have-not-received-payment-in-my-bank-and-payoneer-tells-me-that-it-has-been-sent) — 2 comments, 2 upvotes > **Top comment:** "I have finally received after 3 days. " ### Stripe Payments - Title: [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) — 1 comment, 1 upvote > **Top comment:** "Stripe payment is a payment processor. They handle support many payment types and store the payment information in their PCI compliant application. Users can..." --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/payoneer-vs-stripe-stripe-payments)