# PayJunction, Stripe Payments vs Shift Payment Comparison

| | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.2 out of 5 | 3.2 out of 5 | 
| **Total Reviews** | 30 | 449 | 23 | 
| **Largest Market Segment** | Small-Business (62.1% of reviews) | Small-Business (79.1% of reviews) | Small-Business (63.6% of reviews) | 
| **Entry Level Price** | Contact Us Per Month | No pricing available | No pricing available | 

---
## Top Pros & Cons

### PayJunction

**Not enough data**

### Stripe Payments

Pros:
- Ease of Use (47 reviews)
- Easy Payments (45 reviews)

Cons:
- High Fees (22 reviews)
- Poor Customer Support (11 reviews)

### Shift Payment

Pros:
- Affordable (1 reviews)

Cons:
- Excessive Fees (1 reviews)
- High Fees (1 reviews)

---
## Ratings Comparison
| Rating | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
  | **Meets Requirements** | 9.5 (22 reviews) | 8.8 (360 reviews) | 6.2 (14 reviews) | 
  | **Ease of Use** | 9.6 (22 reviews) | 8.9 (367 reviews) | 6.5 (13 reviews) | 
  | **Ease of Setup** | 9.4 (15 reviews) | 8.8 (248 reviews) | 6.3 (8 reviews) | 
  | **Ease of Admin** | 9.8 (14 reviews) | 8.6 (184 reviews) | 7.4 (7 reviews) | 
  | **Quality of Support** | 9.8 (21 reviews) | 8.2 (306 reviews) | 5.9 (13 reviews) | 
  | **Has the product been a good partner in doing business?** | 10.0 (15 reviews) | 8.5 (175 reviews) | 5.9 (9 reviews) | 
  | **Product Direction (% positive)** | 10.0 (16 reviews) | 8.6 (337 reviews) | 4.6 (15 reviews) | 

---
## Pricing

### PayJunction

#### Entry-Level Pricing

Plan: Standard or Enterprise

Price: Contact Us Per Month

Description: PayJunction offers two pricing options. Standard or Enterprise

Key Features:
- No-code Payments Integration™
- Cards on File
- Invoices

[Learn more about PayJunction](https://www.g2.com/products/payjunction/reviews)

#### Free Trial

No

### Stripe Payments

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

### Shift Payment

#### Entry-Level Pricing

No pricing available

#### Free Trial

No information available

---
## Features Comparison By Category

### Payment Gateways

| Product | Score | Reviews |
|---|---|---|
| **PayJunction** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |
| **Shift Payment** | 7.4/10 | 10 |

#### Payment Options

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Coupons, Discounts, Promotions, and Gift Cards** | Feature Not Available | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | Not enough data | 
| **Instant Payment** | Feature Not Available | Not enough data | Not enough data | 
| **Accepted Credit Cards and Debit Cards** | 10.0 (5 reviews) | Not enough data | 6.4 (6 reviews) | 
| **ACH Payments and eCheck Processing** | Not enough data | Not enough data | Not enough data | 
| **Split Payments** | Not enough data | Not enough data | Not enough data | 
| **Real-Time Payments** | Not enough data | Not enough data | Not enough data | 
| **Multi-Currency** | Feature Not Available | 8.6 (153 reviews) | Not enough data | 
| **Online payment portal** | Not enough data | 8.8 (181 reviews) | 6.0 (5 reviews) | 

#### Administration

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Reporting/Dashboards** | 10.0 (5 reviews) | Not enough data | 7.5 (6 reviews) | 
| **User, Role, and Access Management** | 10.0 (5 reviews) | Not enough data | 7.8 (6 reviews) | 
| **Payout Time** | Not enough data | Not enough data | Not enough data | 
| **Manual Payment Entry** | 9.7 (5 reviews) | Not enough data | Not enough data | 
| **Dispute Resolution** | Feature Not Available | Not enough data | Not enough data | 
| **Omnichannel** | Not enough data | 8.4 (145 reviews) | Not enough data | 
| **Levels 1 & 2** | Not enough data | 8.1 (135 reviews) | Not enough data | 
| **Level 3** | Not enough data | 8.1 (129 reviews) | Not enough data | 

#### Security

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **PCI Compliance** | Not enough data | Not enough data | 7.7 (5 reviews) | 
| **Fraud Protection Tools** | Not enough data | Not enough data | Not enough data | 
| **Data Tokenization** | Not enough data | Not enough data | Not enough data | 
| **Two-Factor Authentication** | Not enough data | Not enough data | Not enough data | 
| **POS Verification** | Not enough data | 8.2 (136 reviews) | Not enough data | 

#### Development

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Customization (Fields, Objects, and Layouts)** | Not enough data | Not enough data | Not enough data | 
| **APIs** | Not enough data | Not enough data | Not enough data | 
| **Accounting Software Integration** | Not enough data | Not enough data | Not enough data | 
| **E-Commerce Software Integration** | Not enough data | Not enough data | Not enough data | 

#### Platform

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Performance and Reliability** | Not enough data | Not enough data | 7.7 (5 reviews) | 
| **Internationalization - Currency/Language** | Feature Not Available | Not enough data | Not enough data | 
| **Internationalization - Operating Country** | Feature Not Available | Not enough data | Not enough data | 
| **API / Integrations** | Not enough data | Not enough data | Not enough data | 
| **PCI Regulation Compliance** | Not enough data | Not enough data | Not enough data | 
| **Supplemental Technology** | Not enough data | Not enough data | Not enough data | 
| **Accounting integration** | Not enough data | 8.6 (152 reviews) | Not enough data | 
| **E-commerce Integration** | Not enough data | 8.9 (165 reviews) | 6.0 (5 reviews) | 

#### Agentic AI - Payment Gateways

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Subscription Billing

| Product | Score | Reviews |
|---|---|---|
| **PayJunction** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |
| **Shift Payment** | N/A | N/A |

#### Billing

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Automation** | Not enough data | Not enough data | Not enough data | 
| **Consolidation** | Not enough data | Not enough data | Not enough data | 
| **Adjustments** | Not enough data | Not enough data | Not enough data | 
| **Blacklisting** | Not enough data | Not enough data | Not enough data | 

#### Dunning

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Collections** | Not enough data | Not enough data | Not enough data | 
| **Dispute Management** | Not enough data | Not enough data | Not enough data | 
| **Escalation** | Not enough data | Not enough data | Not enough data | 

#### Performance

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Packages** | Not enough data | Not enough data | Not enough data | 
| **Discounts** | Not enough data | Not enough data | Not enough data | 
| **Plan Changes** | Not enough data | Not enough data | Not enough data | 

#### Reporting

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Dimensions** | Not enough data | Not enough data | Not enough data | 
| **Deferred Revenue** | Not enough data | Not enough data | Not enough data | 
| **Revenue Recognition** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Subscription Billing

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 

### Payment Processing

| Product | Score | Reviews |
|---|---|---|
| **PayJunction** | N/A | N/A |
| **Stripe Payments** | 8.5/10 | 249 |
| **Shift Payment** | N/A | N/A |

#### Payment Processing

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Encryption** | Not enough data | 9.0 (194 reviews) | Not enough data | 
| **Credit Card Processing** | Not enough data | 9.1 (221 reviews) | Not enough data | 
| **Mobile Payments** | Not enough data | 8.9 (192 reviews) | Not enough data | 
| **Digital Wallet Integration** | Feature Not Available | 8.5 (154 reviews) | Not enough data | 

#### Administration

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Reporting & Analytics** | Not enough data | 8.4 (196 reviews) | Not enough data | 
| **E-commerce Integration** | Not enough data | 8.9 (195 reviews) | Not enough data | 
| **Processing Fees** | Not enough data | 7.0 (213 reviews) | Not enough data | 
| **POS Integration** | Not enough data | 8.1 (141 reviews) | Not enough data | 
| **Omnichannel** | Not enough data | 8.4 (145 reviews) | Not enough data | 
| **Levels 1 & 2** | Not enough data | 8.1 (135 reviews) | Not enough data | 
| **Level 3** | Not enough data | 8.1 (129 reviews) | Not enough data | 

#### Payment Options

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Multi-Currency** | Feature Not Available | 8.6 (153 reviews) | Not enough data | 
| **Online payment portal** | Not enough data | 8.8 (181 reviews) | 6.0 (5 reviews) | 

#### Security

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **POS Verification** | Not enough data | 8.2 (136 reviews) | Not enough data | 

#### Platform

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Accounting integration** | Not enough data | 8.6 (152 reviews) | Not enough data | 
| **E-commerce Integration** | Not enough data | 8.9 (165 reviews) | 6.0 (5 reviews) | 

### Billing

| Product | Score | Reviews |
|---|---|---|
| **PayJunction** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |
| **Shift Payment** | N/A | N/A |

#### Bill Generation

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Templates** | Not enough data | Not enough data | Not enough data | 
| **Digital Billing** | Not enough data | Not enough data | Not enough data | 
| **Recurring Billing** | Not enough data | Not enough data | Not enough data | 

#### Bill Processing

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Consolidation** | Not enough data | Not enough data | Not enough data | 
| **Batch Invoicing** | Not enough data | Not enough data | Not enough data | 
| **Management** | Not enough data | Not enough data | Not enough data | 

#### Integration

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Accounting** | Not enough data | Not enough data | Not enough data | 
| **Payments** | Not enough data | Not enough data | Not enough data | 
| **ERP** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Billing

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

### Embedded Payments

| Product | Score | Reviews |
|---|---|---|
| **PayJunction** | N/A | N/A |
| **Stripe Payments** | 8.8/10 | 43 |
| **Shift Payment** | N/A | N/A |

#### Payments - Embedded Payments

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Processing** | Not enough data | 9.4 (41 reviews) | Not enough data | 
| **Fraud Protection** | Not enough data | 8.8 (40 reviews) | Not enough data | 
| **Payment Methods** | Not enough data | 9.5 (41 reviews) | Not enough data | 

#### Personalization - Embedded Payments

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Customer Onboarding** | Not enough data | 8.9 (40 reviews) | Not enough data | 
| **Checkout Customization** | Not enough data | 8.7 (39 reviews) | Not enough data | 
| **Localization** | Not enough data | 8.5 (39 reviews) | Not enough data | 
| **Merchant Portal** | Not enough data | 9.0 (39 reviews) | Not enough data | 

#### Setup - Embedded Payments

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Payment Flows** | Not enough data | 8.8 (39 reviews) | Not enough data | 
| **APIs** | Not enough data | 9.3 (40 reviews) | Not enough data | 
| **Dispute Management** | Not enough data | 8.1 (38 reviews) | Not enough data | 

#### Analytics - Embedded Payments

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Transactions** | Not enough data | 9.2 (39 reviews) | Not enough data | 
| **Reconciliation** | Not enough data | 8.9 (38 reviews) | Not enough data | 
| **Revenue** | Not enough data | 9.0 (40 reviews) | Not enough data | 

#### Agentic AI - Embedded Payments

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Cross-system Integration** | Not enough data | 7.8 (9 reviews) | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **PayJunction** | N/A | N/A |
| **Stripe Payments** | N/A | N/A |
| **Shift Payment** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing)

**Unique to PayJunction (3):** [Billing Software](https://www.g2.com/categories/billing), [Payment Gateways](https://www.g2.com/categories/payment-gateways), [Subscription Billing Software](https://www.g2.com/categories/subscription-billing)

**Unique to Stripe Payments (1):** [Embedded Payments Software](https://www.g2.com/categories/embedded-payments)

**Unique to Shift Payment (1):** [Payment Gateways](https://www.g2.com/categories/payment-gateways)


---
## Reviewer Demographics

### By Company Size

| Segment | PayJunction | Stripe Payments | Shift Payment | 
|---|---|---|---|
| **Small-Business** | 62.1% | 79.1% | 63.6% | 
| **Mid-Market** | 34.5% | 17.2% | 36.4% | 
| **Enterprise** | 3.4% | 3.7% | 0% | 

### By Industry

#### PayJunction

- **Retail:** 17.2%
- **Medical Practice:** 17.2%
- **Veterinary:** 13.8%
- **Accounting:** 10.3%
- **Recreational Facilities and Services:** 6.9%
- **Consumer Services:** 6.9%
- **Automotive:** 6.9%
- **Transportation/Trucking/Railroad:** 3.4%
- **Sports:** 3.4%
- **Professional Training & Coaching:** 3.4%
- **Other:** 10.3%

#### Stripe Payments

- **Computer Software:** 9.5%
- **Information Technology and Services:** 8.1%
- **Marketing and Advertising:** 7.4%
- **Non-Profit Organization Management:** 6.0%
- **Health, Wellness and Fitness:** 5.6%
- **Retail:** 4.9%
- **Consumer Services:** 3.0%
- **Financial Services:** 2.8%
- **Accounting:** 2.6%
- **Professional Training & Coaching:** 2.6%
- **Other:** 47.6%

#### Shift Payment

- **Non-Profit Organization Management:** 9.1%
- **Hospitality:** 9.1%
- **Health, Wellness and Fitness:** 9.1%
- **Entertainment:** 9.1%
- **Airlines/Aviation:** 4.5%
- **Apparel & Fashion:** 4.5%
- **Automotive:** 4.5%
- **Computer & Network Security:** 4.5%
- **Computer Software:** 4.5%
- **Construction:** 4.5%
- **Other:** 36.4%

---
## Alternatives

### Alternatives to PayJunction

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2738 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4058 reviews)
- [Agentforce Revenue Management (formerly Salesforce Revenue Cloud)](https://www.g2.com/products/agentforce-revenue-management-formerly-salesforce-revenue-cloud/reviews) — 4.2/5 stars (1502 reviews)
- [Maxio](https://www.g2.com/products/maxio/reviews) — 4.3/5 stars (829 reviews)
- [NetSuite](https://www.g2.com/products/netsuite/reviews) — 4.1/5 stars (4768 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)
- [Square Point of Sale](https://www.g2.com/products/square-point-of-sale/reviews) — 4.6/5 stars (1207 reviews)
- [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (973 reviews)
- [Certinia Financial Management Cloud](https://www.g2.com/products/certinia-financial-management-cloud/reviews) — 4.0/5 stars (437 reviews)

### Alternatives to Stripe Payments

- [EBizCharge](https://www.g2.com/products/ebizcharge/reviews) — 4.8/5 stars (103 reviews)
- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2738 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [checkout.com](https://www.g2.com/products/checkout-com/reviews) — 4.6/5 stars (70 reviews)
- [8am CPACharge](https://www.g2.com/products/8am-cpacharge/reviews) — 4.7/5 stars (98 reviews)
- [Nuvei](https://www.g2.com/products/nuvei/reviews) — 4.3/5 stars (20 reviews)
- [QuickBooks Payments](https://www.g2.com/products/quickbooks-payments/reviews) — 3.9/5 stars (44 reviews)

### Alternatives to Shift Payment

- [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2738 reviews)
- [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews)
- [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews)
- [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (42 reviews)
- [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews)
- [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews) — 4.2/5 stars (13 reviews)
- [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews)
- [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews)
- [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews)
- [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4058 reviews)

---
## Top Discussions

### PayJunction

No discussions available for this product.

### Stripe Payments

- Title: [What is Stripe Payments used for?](https://www.g2.com/discussions/what-is-stripe-payments-used-for) — 1 comment, 1 upvote
  > **Top comment:** "Stripe payment is a payment processor. They handle support many payment types and store the payment information in their PCI compliant application. Users can..."

### Shift Payment

No discussions available for this product.

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/payjunction-vs-stripe-stripe-payments-vs-shift-4)