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# PayJunction vs Square Payments Comparison - What are their main differences?

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PayJunctionSquare Payments[+ Add Product](#)

Reviews

**PayJunction** [

4.7/5(30)

](https://www.g2.com/products/payjunction/reviews#reviews)

**Square Payments** [

4.5/5(176)

](https://www.g2.com/products/square-payments/reviews#reviews)

Pricing

**PayJunction**
 **Contact Us** Per Month · Standard or Enterprise

**Square Payments**
No pricing available

**Pricing Insights**
from reviews

Time to Implement

**PayJunction**
Not enough reviews yet

**Square Payments**
1 month

Based on 6 responses

Return on Investment

**PayJunction**
Not enough reviews yet

**Square Payments**
7 months

Based on 6 responses

Perceived Cost

**PayJunction**
Not enough reviews yet

**Square Payments**
$$$$$

Average Discount

**PayJunction**
Not enough reviews yet

**Square Payments**
9%

 ![PayJunction](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_73bd04c314cf7c17923d498f970893a5/payjunction.png "PayJunction")

 ![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")

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Pros & Cons

**PayJunction**
Not enough data

**Square Payments**
[
Ease of Use (22)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1817649&qs=pros-and-cons#reviews)[
Easy Payments (13)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1816985&qs=pros-and-cons#reviews)[
High Fees (9)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1817045&qs=pros-and-cons#reviews)[
Invoicing Problems (4)
](https://www.g2.com/products/square-payments/reviews?filters%5Bsentiment_snippet%5D=1817619&qs=pros-and-cons#reviews)

Integrations

**PayJunction**
Not enough data

**Square Payments**
[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_4daf806ef7316c988e15a20797c547bd/jotform.png "Product Avatar Image")

Jotform

](https://www.g2.com/products/jotform/reviews)[

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_cf3585642187318ab772bcc30b80ad5a/wordpress-org.png "Product Avatar Image")

WordPress.org

](https://www.g2.com/products/wordpress-org/reviews)[
View all
](https://www.g2.com/products/square-payments/integrations)

Screenshots

**PayJunction**
 ![PayJunction screenshot](https://images.g2crowd.com/cdn-cgi/image/width=600,height=600,fit=scale-down,format=auto,onerror=redirect,/https://images.g2crowd.com/uploads/attachment/file/193322/payjunction-image-_3_.png)

**Square Payments**
No screenshot available

Ratings

Meets Requirements

**PayJunction**

9.5

9.522

**Square Payments**

9.3

9.3130

Ease of Use

**PayJunction**

9.6

9.622

**Square Payments**

9.5

9.5131

Ease of Setup

**PayJunction**

9.4

9.415

**Square Payments**

9.1

9.156

Ease of Admin

**PayJunction**

9.8

9.814

**Square Payments**

9.2

9.242

Quality of Support

**PayJunction**

9.8

9.821

**Square Payments**

8.5

8.5103

Has the product been a good partner in doing business?

**PayJunction**

10.0

10.015

**Square Payments**

8.9

8.942

Product Direction (% positive)

**PayJunction**

10.0

10.016

**Square Payments**

8.2

8.2125

Features

Payment Gateways[Hide 37 FeaturesShow 37 Features](javascript:void(0);)

Not enough data

8.9

49

Payment Options

Accepted Credit Cards and Debit Cards

10.0(won by 0.1)

5

9.9

15

Coupons, Discounts, Promotions, and Gift Cards

Feature Not Available

8.6(won by default)

14

Recurring Billing

Not enough data

9.3(won by default)

10

Instant Payment

Feature Not Available

9.4(won by default)

14

ACH Payments and eCheck Processing

Not enough data

9.0(won by default)

10

Split Payments

Not enough data

9.5(won by default)

11

Real-Time Payments

Not enough data

9.7(won by default)

13

Multi-Currency

Feature Not Available

7.6(won by default)

26

Self Service Portal

Not enough data

9.1(won by default)

37

Administration

Reporting/Dashboards

10.0(won by 0.8)

5

 (There is a greater than 0.5 difference between this product's rating and its competitors)

9.2

14

User, Role, and Access Management

10.0(won by 0.4)

5

9.6

15

Manual Payment Entry

9.7(won by 1.1)

5

 (There is a greater than 0.5 difference between this product's rating and its competitors)

8.6

14

Payout Time

Not enough data

9.1(won by default)

15

Dispute Resolution

Feature Not Available

7.6(won by default)

12

Omnichannel

Not enough data

8.6(won by default)

30

Levels 1 & 2

Not enough data

8.3(won by default)

28

Level 3

Not enough data

8.0(won by default)

22

Security

PCI Compliance

Not enough data

9.1(won by default)

9

Fraud Protection Tools

Not enough data

9.7(won by default)

11

Data Tokenization

Not enough data

9.4(won by default)

9

Two-Factor Authentication

Not enough data

9.6(won by default)

12

POS Verification

Not enough data

8.8(won by default)

33

Development

Customization (Fields, Objects, and Layouts)

Not enough data

8.3(won by default)

11

APIs

Not enough data

9.4(won by default)

9

Accounting Software Integration

Not enough data

7.8(won by default)

10

E-Commerce Software Integration

Not enough data

8.0(won by default)

11

Platform

Performance and Reliability

Not enough data

9.4(won by default)

12

Internationalization - Currency/Language

Feature Not Available

9.0(won by default)

10

Internationalization - Operating Country

Feature Not Available

8.5(won by default)

8

API / Integrations

Not enough data

7.9(won by default)

8

PCI Regulation Compliance

Not enough data

9.2(won by default)

6

Supplemental Technology

Not enough data

9.3(won by default)

7

Accounting integration

Not enough data

8.3(won by default)

30

E-commerce Integration

Not enough data

8.6(won by default)

30

Agentic AI - Payment Gateways

Autonomous Task Execution

Not enough data

Not enough data

Cross-system Integration

Not enough data

Not enough data

Decision Making

Not enough data

Not enough data

Payment Processing[Hide 73 FeaturesShow 73 Features](javascript:void(0);)

Not enough data

8.5

69

Payment Processing

Encryption

Not enough data

9.0(won by default)

50

Credit Card Processing

Not enough data

9.4(won by default)

59

Mobile Payments

Not enough data

9.4(won by default)

52

Digital Wallet Integration

Feature Not Available

8.8(won by default)

40

Debit/Credit Card Processing

Not enough data

Not enough data

Online Payments

Not enough data

Not enough data

Partial Payments

Not enough data

Not enough data

In-Person Payments

Not enough data

Not enough data

Digital Wallet Payments

Not enough data

Not enough data

Administration

Reporting & Analytics

Not enough data

8.8(won by default)

51

E-commerce Integration

Not enough data

8.4(won by default)

38

Processing Fees

Not enough data

7.1(won by default)

58

POS Integration

Not enough data

8.9(won by default)

45

Omnichannel

Not enough data

8.6(won by default)

30

Levels 1 & 2

Not enough data

8.3(won by default)

28

Level 3

Not enough data

8.0(won by default)

22

Payment Gateway Integration

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Cryptocurrency Processing

Not enough data

Not enough data

Payment Options

Multi-Currency

Feature Not Available

7.6(won by default)

26

Self Service Portal

Not enough data

9.1(won by default)

37

Security

POS Verification

Not enough data

8.8(won by default)

33

Platform

Accounting integration

Not enough data

8.3(won by default)

30

E-commerce Integration

Not enough data

8.6(won by default)

30

Additional Functionality

Data Synchronization

Not enough data

Not enough data

Transaction Monitoring

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Contactless NFC

Not enough data

Not enough data

Offline Access

Not enough data

Not enough data

Electronic Signature

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Credit Card Management

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

SSL Security

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Returns Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Barcode/Ticket Scanning

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Mobile Card Reader

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Customer Database

Not enough data

Not enough data

Receipt Management

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Invoice Management

Not enough data

Not enough data

Cash Management

Not enough data

Not enough data

Remote Access/Control

Not enough data

Not enough data

Multi-Location

Not enough data

Not enough data

Sales Trend Analysis

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Gift Card Management

Not enough data

Not enough data

Sales Reports

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Loyalty Program

Not enough data

Not enough data

Status Tracking

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Expense Tracking

Not enough data

Not enough data

Data Security

Not enough data

Not enough data

Payment Links

Not enough data

Not enough data

API

Not enough data

Not enough data

Payment Fraud Prevention

Not enough data

Not enough data

Payment Reconciliation

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Search/Filter

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Show 3 feature categories with incomplete data

Subscription Billing[Hide 58 FeaturesShow 58 Features](javascript:void(0);)

Not enough data

Not enough data

Billing

Automation

Not enough data

Not enough data

Consolidation

Not enough data

Not enough data

Adjustments

Not enough data

Not enough data

Blacklisting

Not enough data

Not enough data

Dunning

Collections

Not enough data

Not enough data

Dispute Management

Not enough data

Not enough data

Escalation

Not enough data

Not enough data

Performance

Packages

Not enough data

Not enough data

Discounts

Not enough data

Not enough data

Plan Changes

Not enough data

Not enough data

Reporting

Dimensions

Not enough data

Not enough data

Deferred Revenue

Not enough data

Not enough data

Revenue Recognition

Not enough data

Not enough data

Agentic AI - Subscription Billing

Autonomous Task Execution

Not enough data

Not enough data

Multi-step Planning

Not enough data

Not enough data

Cross-system Integration

Not enough data

Not enough data

Adaptive Learning

Not enough data

Not enough data

Third-Party Integrations

Not enough data

Not enough data

Accounting Integration

Not enough data

Not enough data

Additional Functionality

For Telecommunications Industry

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Customer History

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Service Provisioning

Not enough data

Not enough data

Multi-Currency

Not enough data

Not enough data

Self Service Portal

Not enough data

Not enough data

Pre-Paid Service

Not enough data

Not enough data

Product Catalog

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Configurable Workflow

Not enough data

Not enough data

Payment Processing

Not enough data

Not enough data

Call Data Records(CDR)

Not enough data

Not enough data

API

Not enough data

Not enough data

Flexible Rate Tables

Not enough data

Not enough data

Audit Trail

Not enough data

Not enough data

Customer Accounts

Not enough data

Not enough data

CRM

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

For Internet Service Providers (ISP)

Not enough data

Not enough data

Post-Paid Service

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Real-Time Analytics

Not enough data

Not enough data

Client Portal

Not enough data

Not enough data

Email Reminders

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Tax Calculation

Not enough data

Not enough data

Bank Reconciliation

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Contact Database

Not enough data

Not enough data

Credit Card Processing

Not enough data

Not enough data

Customizable Fields

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Invoice Processing

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Billing[Hide 90 FeaturesShow 90 Features](javascript:void(0);)

Not enough data

Not enough data

Bill Generation

Templates

Not enough data

Not enough data

Digital Billing

Not enough data

Not enough data

Recurring Billing

Not enough data

Not enough data

Hourly Billing

Not enough data

Not enough data

Contingency Billing

Not enough data

Not enough data

Project Billing

Not enough data

Not enough data

Multi-Period Recurring Billing

Not enough data

Not enough data

Recurring/Subscription Billing

Not enough data

Not enough data

Deferred Billing

Not enough data

Not enough data

Bill Processing

Consolidation

Not enough data

Not enough data

Batch Invoicing

Not enough data

Not enough data

Management

Not enough data

Not enough data

Compliance Management

Not enough data

Not enough data

Purchase Order Management

Not enough data

Not enough data

Document Management

Not enough data

Not enough data

Email Management

Not enough data

Not enough data

Client Management

Not enough data

Not enough data

Dunning Management

Not enough data

Not enough data

Master Data Management

Not enough data

Not enough data

Refund Management

Not enough data

Not enough data

Discount Management

Not enough data

Not enough data

Sales Tax Management

Not enough data

Not enough data

Subscription Management

Not enough data

Not enough data

Recurring Invoicing

Not enough data

Not enough data

Billing & Invoicing

Not enough data

Not enough data

Integration

Accounting

Not enough data

Not enough data

Payments

Not enough data

Not enough data

ERP

Not enough data

Not enough data

Mobile Payments

Not enough data

Not enough data

CRM

Not enough data

Not enough data

Agentic AI - Billing

Autonomous Task Execution

Not enough data

Not enough data

Additional Functionality

File Encryption

Not enough data

Not enough data

Reporting & Statistics

Not enough data

Not enough data

Alerts/Notifications

Not enough data

Not enough data

Contact Database

Not enough data

Not enough data

Third-Party Integrations

Not enough data

Not enough data

AI Copilot

Not enough data

Not enough data

File Sharing

Not enough data

Not enough data

Purchasing & Receiving

Not enough data

Not enough data

Multi-Language

Not enough data

Not enough data

Activity Dashboard

Not enough data

Not enough data

Customizable Invoices

Not enough data

Not enough data

Real-Time Reporting

Not enough data

Not enough data

Credit Card Processing

Not enough data

Not enough data

Quotes/Estimates

Not enough data

Not enough data

Fraud Detection

Not enough data

Not enough data

Real-Time Data

Not enough data

Not enough data

Generative AI

Not enough data

Not enough data

Dynamic Pricing

Not enough data

Not enough data

Credit Note

Not enough data

Not enough data

Duplicate Detection

Not enough data

Not enough data

Invoice History

Not enough data

Not enough data

Reminders

Not enough data

Not enough data

Billing Portal

Not enough data

Not enough data

Accounting Integration

Not enough data

Not enough data

Backup and Recovery

Not enough data

Not enough data

Customizable Branding

Not enough data

Not enough data

Bulk Send

Not enough data

Not enough data

Invoice Creation

Not enough data

Not enough data

Time & Expense Tracking

Not enough data

Not enough data

API

Not enough data

Not enough data

Customizable Reports

Not enough data

Not enough data

Projections

Not enough data

Not enough data

Multi-Currency

Not enough data

Not enough data

Event Logs

Not enough data

Not enough data

Invoice Processing

Not enough data

Not enough data

Automated Receipt Matching

Not enough data

Not enough data

Tax Calculation

Not enough data

Not enough data

Payment Processing

Not enough data

Not enough data

Data Import/Export

Not enough data

Not enough data

Real-Time Analytics

Not enough data

Not enough data

Client Portal

Not enough data

Not enough data

Email Reminders

Not enough data

Not enough data

Mobile Access

Not enough data

Not enough data

Bank Reconciliation

Not enough data

Not enough data

Transaction History

Not enough data

Not enough data

Customer Accounts

Not enough data

Not enough data

Customizable Fields

Not enough data

Not enough data

PCI Compliance

Not enough data

Not enough data

Audit Trail

Not enough data

Not enough data

Multiple Payment Options

Not enough data

Not enough data

Self Service Portal

Not enough data

Not enough data

ACH Payment Processing

Not enough data

Not enough data

Third-Party Integration

Not enough data

Not enough data

Payment Tracking

Not enough data

Not enough data

Batch Processing

Not enough data

Not enough data

Approval Workflow

Not enough data

Not enough data

For Small Businesses

Not enough data

Not enough data

Tax Compliance

Not enough data

Not enough data

Workflow Automation

Not enough data

Not enough data

Accounting & Finance[Hide 1 FeatureShow 1 Feature](javascript:void(0);)

Not enough data

Not enough data

Agentic AI - Accounting & Finance

Autonomous Task Execution

Not enough data

Not enough data

User Insights

Reviewers' Company Size

[![PayJunction](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_73bd04c314cf7c17923d498f970893a5/payjunction.png "PayJunction")](https://www.g2.com/products/payjunction/reviews)

PayJunction

Small-Business(50 or fewer emp.)

62.1%

Mid-Market(51-1000 emp.)

34.5%

Enterprise(\> 1000 emp.)

3.4%

[![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")](https://www.g2.com/products/square-payments/reviews)

Square Payments

Small-Business(50 or fewer emp.)

89.7%

Mid-Market(51-1000 emp.)

9.1%

Enterprise(\> 1000 emp.)

1.2%

Small-Business

(50 or fewer emp.)

62.1%

89.7%

Mid-Market

(51-1000 emp.)

34.5%

9.1%

Enterprise

(\> 1000 emp.)

3.4%

1.2%

Reviewers' Industry

[![PayJunction](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_73bd04c314cf7c17923d498f970893a5/payjunction.png "PayJunction")](https://www.g2.com/products/payjunction/reviews)
PayJunction

Retail

17.2%

Medical Practice

17.2%

Veterinary

13.8%

Accounting

10.3%

Recreational Facilities and Services

6.9%

Other

34.5%

[![Square Payments](https://images.g2crowd.com/uploads/product/image/thumb_square/thumb_square_d438862d658becefe2b1df5de1374630/square-payments.jpg "Square Payments")](https://www.g2.com/products/square-payments/reviews)
Square Payments

Food & Beverages

10.4%

Health, Wellness and Fitness

6.7%

Non-Profit Organization Management

6.7%

Retail

6.7%

Information Technology and Services

4.3%

Other

65.0%

Alternatives

**PayJunction Alternatives**

 ![Stripe Payments](https://images.g2crowd.com/uploads/product/hd_favicon/3af79c77413d7e58d0322c1de5bfdb8e/stripe-stripe-payments.svg "Stripe Payments")

[
Stripe Payments
](/products/stripe-stripe-payments/reviews)

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![Amazon Pay for Business](https://images.g2crowd.com/uploads/product/hd_favicon/1528900370/amazon-pay.jpg "Amazon Pay for Business")

[
Amazon Pay for Business
](/products/amazon-pay-for-business/reviews)

 ![Birdeye](https://images.g2crowd.com/uploads/product/hd_favicon/514fe0a03abf96030f2ff069dc84ec93/birdeye.svg "Birdeye")

[
Birdeye
](/products/birdeye/reviews)

**Square Payments Alternatives**

 ![PayPal Payments](https://images.g2crowd.com/uploads/product/hd_favicon/6257a9c028b45bdc1f1ca9725d6e214c/paypal.png "PayPal Payments")

[
PayPal Payments
](/products/paypal/reviews)

 ![GoCardless](https://images.g2crowd.com/uploads/product/hd_favicon/f389918c425e74c0dc830a65b379d521/gocardless.svg "GoCardless")

[
GoCardless
](/products/gocardless/reviews)

 ![Adyen Payments](https://images.g2crowd.com/uploads/product/hd_favicon/119fc41a96a94a828967144f60833c58/adyen-payments.svg "Adyen Payments")

[
Adyen Payments
](/products/adyen-payments/reviews)

 ![GoDaddy Payments](https://images.g2crowd.com/uploads/product/hd_favicon/21213892b27ab6d36ef493e2935a04f0/godaddy-payments.svg "GoDaddy Payments")

[
GoDaddy Payments
](/products/godaddy-payments/reviews)

## PayJunction vs Square Payments

When assessing the two solutions, reviewers found PayJunction easier to use, set up, and administer. Reviewers also preferred doing business with PayJunction overall.

- Reviewers felt that PayJunction meets the needs of their business better than Square Payments.
- When comparing quality of ongoing product support, reviewers felt that PayJunction is the preferred option.
- For feature updates and roadmaps, our reviewers preferred the direction of PayJunction over Square Payments.