# Payhawk, Spendesk vs SAP Concur Comparison

| | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Star Rating** | 4.5 out of 5 | 4.6 out of 5 | 4.0 out of 5 | 
| **Total Reviews** | 889 | 413 | 7,058 | 
| **Largest Market Segment** | Mid-Market (58.9% of reviews) | Mid-Market (63.8% of reviews) | Enterprise (55.0% of reviews) | 
| **Entry Level Price** | Contact Us Per Month | Contact Us Per Month | Starting at $7.00 | 

---
## Top Pros & Cons

### Payhawk

Pros:
- Ease of Use (361 reviews)
- Expense Management (173 reviews)

Cons:
- Approval Issues (46 reviews)
- Missing Features (44 reviews)

### Spendesk

Pros:
- Ease of Use (2 reviews)
- Customer Satisfaction (1 reviews)

Cons:
- Delays (2 reviews)
- Processing Delays (2 reviews)

### SAP Concur

Pros:
- Ease of Use (519 reviews)
- Expense Management (425 reviews)

Cons:
- Not Intuitive (106 reviews)
- Learning Curve (98 reviews)

---
## Ratings Comparison
| Rating | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
  | **Meets Requirements** | 8.9 (755 reviews) | 9.2 (351 reviews) | 8.7 (5930 reviews) | 
  | **Ease of Use** | 9.1 (778 reviews) | 9.4 (353 reviews) | 8.0 (6009 reviews) | 
  | **Ease of Setup** | 8.7 (602 reviews) | 8.6 (88 reviews) | 8.0 (1367 reviews) | 
  | **Ease of Admin** | 8.9 (347 reviews) | 8.6 (76 reviews) | 8.1 (888 reviews) | 
  | **Quality of Support** | 9.2 (615 reviews) | 9.0 (276 reviews) | 8.0 (4325 reviews) | 
  | **Has the product been a good partner in doing business?** | 8.9 (337 reviews) | 8.9 (75 reviews) | 8.1 (870 reviews) | 
  | **Product Direction (% positive)** | 9.3 (757 reviews) | 8.5 (338 reviews) | 7.3 (5822 reviews) | 

---
## Pricing

### Payhawk

#### Entry-Level Pricing

Plan: Travel

Price: Contact Us Per Month

Description: Book, pay, and manage compliant business travel anywhere in the world. Includes the Al Travel Agent

Key Features:
- Global hotel and flight booking with zero markup
- Custom travel policy
- Agentic memory for personal preferences

[Browse all 5 editions](https://www.g2.com/products/payhawk/pricing)

#### Free Trial

No

### Spendesk

#### Entry-Level Pricing

Plan: Essentials Plan

Price: Contact Us Per Month

Description: For SMBs looking to streamline their spend management process, all in one place.

Key Features:
- Unlimited virtual and physical cards
- Automated & customizable bookkeeping
- End to end invoice management

[Browse all 3 editions](https://www.g2.com/products/spendesk/pricing)

#### Free Trial

Yes

### SAP Concur

#### Entry-Level Pricing

Plan: Base

Price: Starting at $7.00

Description: For smaller businesses with basic expense reporting needs.

Key Features:
- Concur Expense

[Browse all 3 editions](https://www.g2.com/products/sap-concur/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | 8.2/10 | 666 |
| **Spendesk** | 8.6/10 | 264 |
| **SAP Concur** | 8.4/10 | 5184 |

#### Expense Reports

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Ease of Creating Expense Reports** | 8.6 (607 reviews) | 8.7 (160 reviews) ✓ Verified | 8.5 (4519 reviews) ✓ Verified | 
| **Bank / Credit Card Integration** | 8.7 (597 reviews) | 9.0 (179 reviews) ✓ Verified | 8.6 (3557 reviews) ✓ Verified | 
| **Smart Categorization** | 8.2 (594 reviews) | 8.7 (175 reviews) ✓ Verified | 8.0 (3500 reviews) ✓ Verified | 
| **Digital Receipt Management** | 8.9 (605 reviews) | 9.1 (218 reviews) ✓ Verified | 8.5 (4316 reviews) ✓ Verified | 
| **Employee Reimbursement** | 8.9 (596 reviews) | 9.0 (188 reviews) ✓ Verified | 8.8 (4156 reviews) ✓ Verified | 
| **Currency Conversions** | 8.4 (583 reviews) | 8.5 (155 reviews) ✓ Verified | 8.5 (2097 reviews) ✓ Verified | 
| **Credit Card Integration** | 8.4 (535 reviews) | 9.0 (164 reviews) ✓ Verified | 8.6 (2888 reviews) ✓ Verified | 

#### Agentic AI - Expense Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | 7.9 (66 reviews) | Not enough data | 8.1 (98 reviews) | 
| **Cross-system Integration** | 7.9 (66 reviews) | Not enough data | 8.1 (111 reviews) | 

#### Travel Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Ease of Booking** | 7.8 (529 reviews) | Feature Not Available | 8.2 (3398 reviews) ✓ Verified | 
| **Itinerary Management** | 7.3 (487 reviews) | Feature Not Available | 8.3 (3217 reviews) ✓ Verified | 
| **Trip Notifications** | 7.5 (61 reviews) | 8.2 (62 reviews) | 8.5 (3161 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.5 (505 reviews) | 8.2 (69 reviews) | 8.3 (2373 reviews) ✓ Verified | 

#### Client Invoicing

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Invoice Creation and Delivery** | Feature Not Available | 8.3 (78 reviews) | 8.3 (1564 reviews) ✓ Verified | 
| **Electronic Payments** | Feature Not Available | 8.8 (96 reviews) | 8.5 (1730 reviews) ✓ Verified | 
| **Project Accounting / Revenue Recognition** | Feature Not Available | 8.3 (77 reviews) | 8.3 (1372 reviews) ✓ Verified | 

#### Generative AI - Expense Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | Not enough data | 

#### Mobile

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Receipt Capture** | 8.8 (574 reviews) | 9.1 (199 reviews) ✓ Verified | 8.8 (3722 reviews) ✓ Verified | 
| **Mileage Tracking** | 7.6 (499 reviews) | 8.0 (88 reviews) ✓ Verified | 8.6 (2460 reviews) ✓ Verified | 
| **Travel Itinerary and Flight Status Updates** | 7.1 (465 reviews) | 7.7 (50 reviews) | 8.6 (2690 reviews) ✓ Verified | 

#### Platform

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Embedded AI / Machine Learning** | 7.7 (507 reviews) | Feature Not Available | 7.8 (716 reviews) ✓ Verified | 
| **Complex Approval Workflow** | 7.9 (518 reviews) | 8.5 (142 reviews) ✓ Verified | 8.1 (2083 reviews) ✓ Verified | 

#### Administration

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **PCI Regulation Compliant** | 8.1 (467 reviews) | 8.6 (100 reviews) ✓ Verified | 8.3 (1163 reviews) ✓ Verified | 

#### Administration

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Business Tool Integration** | 8.1 (531 reviews) | 8.6 (124 reviews) ✓ Verified | 8.3 (1424 reviews) ✓ Verified | 
| **Workflow** | 8.3 (555 reviews) | 8.9 (136 reviews) ✓ Verified | 8.5 (1698 reviews) ✓ Verified | 
| **Automated Reminders** | 8.4 (541 reviews) | 8.9 (173 reviews) ✓ Verified | 8.4 (1598 reviews) ✓ Verified | 
| **Policy Compliance Management** | 8.3 (518 reviews) | 8.5 (124 reviews) ✓ Verified | 8.5 (1519 reviews) ✓ Verified | 
| **User, Role, and Access Management** | 8.5 (541 reviews) | 8.9 (158 reviews) ✓ Verified | 8.6 (1578 reviews) ✓ Verified | 

#### Platform

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Reporting** | 8.3 (529 reviews) | 8.6 (135 reviews) ✓ Verified | 8.4 (1727 reviews) ✓ Verified | 
| **APIs / Integration** | 8.0 (497 reviews) | 8.2 (93 reviews) ✓ Verified | 8.2 (1175 reviews) ✓ Verified | 
| **Internationalization** | 8.2 (500 reviews) | 8.6 (120 reviews) ✓ Verified | 8.3 (1124 reviews) ✓ Verified | 
| **Performance and Reliability** | 8.7 (550 reviews) | 8.9 (169 reviews) ✓ Verified | 8.3 (1977 reviews) ✓ Verified | 
| **Mobile User Support** | 8.7 (531 reviews) | 9.0 (137 reviews) ✓ Verified | 8.3 (1620 reviews) ✓ Verified | 

### Mileage Tracking

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | N/A | N/A |
| **Spendesk** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Setup

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Vehicles** | Feature Not Available | Not enough data | Not enough data | 
| **Employees** | Feature Not Available | Not enough data | Not enough data | 
| **Travel Types** | Feature Not Available | Not enough data | Not enough data | 
| **Locations** | Not enough data | Not enough data | Not enough data | 

#### Tracking

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Mileage** | Not enough data | Not enough data | Not enough data | 
| **Logs** | Not enough data | Not enough data | Not enough data | 
| **Automation** | Not enough data | Not enough data | Not enough data | 

#### Reimbursement

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Reimbursement** | Not enough data | Not enough data | Not enough data | 
| **Expenses** | Not enough data | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | Not enough data | 

#### Platform - Mileage Tracking

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Reporting** | Not enough data | Not enough data | Not enough data | 
| **Customer Support** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI - Mileage Tracking

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | Not enough data | 

### Budgeting and Forecasting

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | N/A | N/A |
| **Spendesk** | 8.6/10 | 25 |
| **SAP Concur** | N/A | N/A |

#### Budget Creation

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Data Import** | Not enough data | 8.3 (12 reviews) | Not enough data | 
| **Budget Hierarchies** | Not enough data | 8.7 (15 reviews) | Not enough data | 
| **Versioning** | Not enough data | 9.0 (12 reviews) | Not enough data | 
| **Formulas** | Not enough data | 8.3 (12 reviews) | Not enough data | 
| **What-If** | Not enough data | 8.2 (11 reviews) | Not enough data | 
| **Budget Periods** | Not enough data | 8.5 (16 reviews) | Not enough data | 

#### Budget Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Consolidation** | Not enough data | 8.6 (11 reviews) | Not enough data | 
| **Adjustments** | Not enough data | 8.9 (11 reviews) | Not enough data | 
| **Workflows** | Not enough data | 8.9 (11 reviews) | Not enough data | 

#### Forecasting

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Historical Data** | Not enough data | 8.8 (14 reviews) | Not enough data | 
| **Reforecast** | Not enough data | 8.8 (12 reviews) | Not enough data | 
| **Forecast Types** | Not enough data | 8.6 (12 reviews) | Not enough data | 
| **Rolling Forecasts** | Not enough data | 8.2 (12 reviews) | Not enough data | 
| **AI** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Variance Analysis** | Not enough data | 8.6 (13 reviews) | Not enough data | 
| **Forecasts Comparison** | Not enough data | 8.5 (12 reviews) | Not enough data | 
| **Forward Looking** | Not enough data | 8.5 (12 reviews) | Not enough data | 

#### Agentic AI - Budgeting and Forecasting

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | 8.3/10 | 272 |
| **Spendesk** | 8.5/10 | 189 |
| **SAP Concur** | N/A | N/A |

#### Setup

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Data** | 8.3 (235 reviews) | Feature Not Available | Not enough data | 
| **Approvals** | 8.6 (249 reviews) | 8.8 (143 reviews) | Not enough data | 
| **Alignment** | 8.5 (240 reviews) | Feature Not Available | Not enough data | 

#### Performance

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **KPIs** | Feature Not Available | Feature Not Available | Not enough data | 
| **Benchmarks** | 7.9 (211 reviews) | Feature Not Available | Not enough data | 
| **Forecasting** | 7.5 (216 reviews) | 7.8 (40 reviews) | Not enough data | 
| **Savings** | Feature Not Available | Feature Not Available | Not enough data | 

#### Payment Cards

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **One-time Virtual** | 7.9 (40 reviews) | 9.2 (70 reviews) | Not enough data | 
| **Recurring Virtual** | 8.9 (217 reviews) | 8.8 (59 reviews) | Not enough data | 
| **Physical** | 8.7 (222 reviews) | 8.4 (56 reviews) | Not enough data | 

#### Reporting

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Real time** | 8.7 (221 reviews) | 8.7 (61 reviews) | Not enough data | 
| **Multiple Views** | 8.6 (220 reviews) | 8.2 (45 reviews) | Not enough data | 
| **Export** | 8.5 (219 reviews) | 8.1 (43 reviews) | Not enough data | 
| **Budgets** | 8.0 (208 reviews) | 8.3 (45 reviews) | Not enough data | 

#### Payments

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Vendor** | 8.3 (217 reviews) | 8.5 (48 reviews) | Not enough data | 
| **Recurring** | 8.3 (219 reviews) | 8.4 (53 reviews) | Not enough data | 
| **Employee Reimbursements** | 8.8 (222 reviews) | 8.9 (62 reviews) | Not enough data | 
| **ACH** | 7.9 (197 reviews) | 7.7 (33 reviews) | Not enough data | 

#### Fraud & Risk Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Notifications** | 8.4 (216 reviews) | 8.5 (55 reviews) | Not enough data | 
| **Unique Cards** | 8.6 (206 reviews) | 8.8 (54 reviews) | Not enough data | 
| **Controls** | 8.9 (217 reviews) | 8.7 (52 reviews) | Not enough data | 

#### Agentic AI - Spend Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Proactive Assistance** | 7.8 (32 reviews) | Not enough data | Not enough data | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | N/A | N/A |
| **Spendesk** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Planning

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Processes** | Not enough data | Not enough data | Not enough data | 
| **Contracts** | Not enough data | Not enough data | Not enough data | 
| **Content** | Not enough data | Not enough data | Not enough data | 
| **Requisition** | Not enough data | Not enough data | Not enough data | 

#### Execution

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Sourcing** | Feature Not Available | Not enough data | Not enough data | 
| **Purchasing** | Not enough data | Not enough data | Not enough data | 
| **Invoicing** | Not enough data | Not enough data | Not enough data | 

#### Analytics

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Visibility** | Not enough data | Not enough data | Not enough data | 
| **Performance** | Not enough data | Not enough data | Not enough data | 
| **Spend** | Not enough data | Not enough data | Not enough data | 

#### Agentic AI -  Procure to Pay

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Multi-step Planning** | Not enough data | Not enough data | Not enough data | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | 8.3/10 | 81 |
| **Spendesk** | 8.3/10 | 51 |
| **SAP Concur** | 9.2/10 | 143 |

#### Invoice Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Capture** | 9.0 (72 reviews) | 8.7 (40 reviews) ✓ Verified | 9.2 (108 reviews) | 
| **Supplier Portal** | 7.7 (66 reviews) | 7.9 (15 reviews) | Feature Not Available | 
| **Repository** | 8.6 (69 reviews) | 8.5 (34 reviews) ✓ Verified | 9.2 (99 reviews) | 

#### Invoice Processing

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Matching** | 8.5 (65 reviews) | 8.7 (19 reviews) | 9.3 (99 reviews) | 
| **Payments** | 8.6 (69 reviews) | 8.9 (38 reviews) ✓ Verified | 9.2 (103 reviews) | 
| **Workflows** | 8.8 (72 reviews) | 8.9 (37 reviews) ✓ Verified | 9.3 (106 reviews) | 
| **Tax Compliance** | 8.3 (66 reviews) | 8.2 (18 reviews) | 9.3 (98 reviews) | 

#### Analytics

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Due Dates** | 8.6 (67 reviews) | 8.8 (30 reviews) ✓ Verified | 9.2 (106 reviews) | 
| **Benchmarking** | 8.1 (66 reviews) | 7.9 (11 reviews) | Feature Not Available | 
| **KPIs** | 7.8 (64 reviews) | 8.3 (12 reviews) | 9.2 (98 reviews) | 

#### Integration

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Accounting** | 8.8 (72 reviews) | 7.7 (30 reviews) ✓ Verified | 9.3 (109 reviews) | 
| **Payment Integration** | 8.6 (66 reviews) | 8.5 (28 reviews) ✓ Verified | 9.3 (102 reviews) | 
| **ERP** | 8.5 (71 reviews) | 7.7 (14 reviews) | 9.2 (107 reviews) | 

#### Risk

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Analysis** | Feature Not Available | 8.1 (14 reviews) | Feature Not Available | 
| **Identification** | Feature Not Available | 8.6 (14 reviews) | Feature Not Available | 
| **Scoring** | Feature Not Available | 8.5 (13 reviews) | Feature Not Available | 

#### Recovery

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Recoup** | Feature Not Available | 7.9 (13 reviews) | 9.0 (99 reviews) | 
| **Reporting** | Feature Not Available | 8.3 (13 reviews) | 9.2 (102 reviews) | 

#### Audit

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Filters** | 8.2 (63 reviews) | 8.2 (11 reviews) | 9.2 (98 reviews) | 
| **Post Audits** | 8.3 (60 reviews) | 8.0 (11 reviews) | Feature Not Available | 
| **Overpayments** | 7.9 (59 reviews) | 8.2 (11 reviews) | 9.1 (97 reviews) | 
| **Duplicates** | 8.4 (61 reviews) | 8.5 (12 reviews) | 9.3 (102 reviews) | 

#### Fraud

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Vendor Checks** | 8.1 (59 reviews) | 8.3 (14 reviews) | 9.1 (97 reviews) | 
| **Data Generation** | 8.3 (61 reviews) | 8.2 (13 reviews) | 9.1 (102 reviews) | 
| **Monitoring** | 8.3 (60 reviews) | 8.6 (14 reviews) | 9.3 (100 reviews) | 

#### Agentic AI - AP Automation

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | 8.2 (13 reviews) | Not enough data | 9.4 (23 reviews) | 
| **Proactive Assistance** | 7.9 (13 reviews) | Not enough data | 9.3 (23 reviews) | 
| **Decision Making** | 7.9 (13 reviews) | Not enough data | 9.4 (22 reviews) | 

### Invoice Management

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | 8.2/10 | 282 |
| **Spendesk** | 8.8/10 | 128 |
| **SAP Concur** | 8.8/10 | 551 |

#### Invoice Generation

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Templates** | Feature Not Available | 9.0 (27 reviews) | 8.6 (368 reviews) ✓ Verified | 
| **Digital Invoices** | Feature Not Available | 9.3 (85 reviews) | 8.9 (391 reviews) ✓ Verified | 
| **Recurring Invoices** | Feature Not Available | 8.8 (30 reviews) | 8.8 (355 reviews) ✓ Verified | 

#### Invoice Processing

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Approvals** | 8.6 (256 reviews) | 9.3 (93 reviews) | 8.9 (438 reviews) ✓ Verified | 
| **Batch Processing** | 8.1 (230 reviews) | 9.0 (66 reviews) | Feature Not Available | 
| **Consolidation** | 8.1 (233 reviews) | 8.9 (30 reviews) | Feature Not Available | 
| **Match Invoices** | 8.3 (248 reviews) | 8.8 (42 reviews) ✓ Verified | 9.0 (227 reviews) ✓ Verified | 

#### Analytics

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Due Dates** | 8.3 (235 reviews) | 8.7 (73 reviews) | Feature Not Available | 
| **Cashflow** | 7.9 (224 reviews) | Feature Not Available | 8.7 (326 reviews) ✓ Verified | 
| **KPIs** | Feature Not Available | Feature Not Available | 8.8 (297 reviews) ✓ Verified | 
| **Payment Tracking** | 8.3 (237 reviews) | 8.9 (39 reviews) ✓ Verified | 9.1 (232 reviews) ✓ Verified | 

#### Integration

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Accounting** | 8.5 (252 reviews) | 8.5 (65 reviews) | 8.8 (359 reviews) ✓ Verified | 
| **Payments** | 8.6 (249 reviews) | 9.1 (67 reviews) | Feature Not Available | 
| **ERP** | 7.9 (232 reviews) | 8.1 (25 reviews) | 8.8 (331 reviews) ✓ Verified | 
| **Account Sync** | 8.4 (237 reviews) | 8.5 (32 reviews) ✓ Verified | 8.9 (211 reviews) ✓ Verified | 

#### Agentic AI - Invoice Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Cross-system Integration** | 7.9 (26 reviews) | Not enough data | 8.7 (47 reviews) | 
| **Adaptive Learning** | 7.9 (26 reviews) | Not enough data | 8.8 (47 reviews) | 
| **Proactive Assistance** | 8.0 (26 reviews) | Not enough data | 8.8 (48 reviews) | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | 7.6/10 | 569 |
| **Spendesk** | N/A | N/A |
| **SAP Concur** | 8.5/10 | 4830 |

#### Expense Reporting

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Expense Automation** | Not enough data | Not enough data | 8.9 (414 reviews) ✓ Verified | 
| **Integration** | Not enough data | Not enough data | 8.5 (367 reviews) ✓ Verified | 
| **Compliance** | Not enough data | Not enough data | 8.9 (382 reviews) ✓ Verified | 
| **Mobile Functionality** | Not enough data | Not enough data | 8.7 (393 reviews) ✓ Verified | 

#### Travel Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Ease of Booking** | 7.8 (529 reviews) | Feature Not Available | 8.2 (3398 reviews) ✓ Verified | 
| **Itinerary Management** | 7.3 (487 reviews) | Feature Not Available | 8.3 (3217 reviews) ✓ Verified | 
| **Trip Notifications** | 7.5 (61 reviews) | 8.2 (62 reviews) | 8.5 (3161 reviews) ✓ Verified | 
| **Advanced Integrations** | 7.5 (505 reviews) | 8.2 (69 reviews) | 8.3 (2373 reviews) ✓ Verified | 

#### Approval 

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Rules** | Not enough data | Not enough data | 8.8 (391 reviews) ✓ Verified | 
| **Workflows** | Not enough data | Not enough data | 8.9 (391 reviews) ✓ Verified | 
| **Submit** | Not enough data | Not enough data | 9.2 (428 reviews) ✓ Verified | 

#### AI - Travel Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Personalization** | Not enough data | Not enough data | 8.2 (102 reviews) | 
| **Predictive Analytics** | Feature Not Available | Not enough data | 8.1 (100 reviews) | 
| **Cost Savings** | Not enough data | Not enough data | 8.3 (107 reviews) | 
| **Efficiency** | Feature Not Available | Not enough data | 8.3 (104 reviews) | 
| **Real-Time Assistance** | Feature Not Available | Not enough data | 8.5 (103 reviews) | 

#### Agentic AI - Travel Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 8.3 (55 reviews) | 
| **Proactive Assistance** | Not enough data | Not enough data | 8.2 (55 reviews) | 

#### Employee Risk Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | Not enough data | 
| **Policy Enforcement & Compliance** | Feature Not Available | Not enough data | Not enough data | 
| **Traveler Tracking** | Feature Not Available | Not enough data | Not enough data | 
| **Risk Alerts & Safety Notifications** | Not enough data | Not enough data | Not enough data | 

#### Sustainability & Reporting

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Feature Not Available | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Feature Not Available | Not enough data | Not enough data | 

### Payment Card Issuance

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | 8.3/10 | 289 |
| **Spendesk** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Card Management

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Card Types** | 8.8 (268 reviews) | Not enough data | Not enough data | 
| **Card Controls** | 8.8 (272 reviews) | Not enough data | Not enough data | 
| **Card Personalization** | Feature Not Available | Not enough data | Not enough data | 
| **Configuration** | 8.7 (242 reviews) | Not enough data | Not enough data | 
| **Fulfillment** | 7.8 (43 reviews) | Not enough data | Not enough data | 
| **Replacement** | 8.6 (245 reviews) | Not enough data | Not enough data | 

#### Controls

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Tokenization** | 7.8 (214 reviews) | Not enough data | Not enough data | 
| **Security** | 8.4 (248 reviews) | Not enough data | Not enough data | 
| **Card Networks** | 8.6 (232 reviews) | Not enough data | Not enough data | 
| **Integration** | 8.3 (239 reviews) | Not enough data | Not enough data | 
| **Testing** | 7.8 (225 reviews) | Not enough data | Not enough data | 
| **APIs** | 7.9 (214 reviews) | Not enough data | Not enough data | 

### Accounting & Finance

| Product | Score | Reviews |
|---|---|---|
| **Payhawk** | N/A | N/A |
| **Spendesk** | N/A | N/A |
| **SAP Concur** | N/A | N/A |

#### Agentic AI - Accounting & Finance

| Feature | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | 

---
## Categories
**Shared Categories (3):** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Invoice Management Software](https://www.g2.com/categories/invoice-management), [Expense Management Software](https://www.g2.com/categories/expense-management)

**Unique to Payhawk (5):** [Payment Card Issuance Software](https://www.g2.com/categories/payment-card-issuance), [Spend Management Software](https://www.g2.com/categories/spend-management), [Mileage Tracking Software](https://www.g2.com/categories/mileage-tracking), [Travel Management Software](https://www.g2.com/categories/travel-management), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay)

**Unique to Spendesk (3):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Budgeting and Forecasting Software](https://www.g2.com/categories/budgeting-and-forecasting), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay)

**Unique to SAP Concur (1):** [Travel Management Software](https://www.g2.com/categories/travel-management)


---
## Reviewer Demographics

### By Company Size

| Segment | Payhawk | Spendesk | SAP Concur | 
|---|---|---|---|
| **Small-Business** | 31.7% | 32.5% | 8.7% | 
| **Mid-Market** | 58.9% | 63.8% | 36.3% | 
| **Enterprise** | 9.4% | 3.7% | 55.0% | 

### By Industry

#### Payhawk

- **Computer Software:** 14.7%
- **Information Technology and Services:** 11.2%
- **Financial Services:** 6.5%
- **Accounting:** 6.1%
- **Marketing and Advertising:** 4.0%
- **Leisure, Travel & Tourism:** 2.7%
- **Construction:** 2.0%
- **Retail:** 1.8%
- **Computer & Network Security:** 1.7%
- **Automotive:** 1.7%
- **Other:** 47.5%

#### Spendesk

- **Computer Software:** 15.2%
- **Information Technology and Services:** 14.2%
- **Financial Services:** 4.7%
- **Marketing and Advertising:** 4.7%
- **Internet:** 3.7%
- **Accounting:** 2.5%
- **Staffing and Recruiting:** 2.2%
- **Education Management:** 2.2%
- **Hospital & Health Care:** 2.2%
- **Apparel & Fashion:** 2.0%
- **Other:** 46.6%

#### SAP Concur

- **Information Technology and Services:** 8.3%
- **Computer Software:** 7.0%
- **Hospital & Health Care:** 5.5%
- **Higher Education:** 4.4%
- **Financial Services:** 4.0%
- **Marketing and Advertising:** 3.3%
- **Accounting:** 3.0%
- **Internet:** 2.8%
- **Non-Profit Organization Management:** 2.6%
- **Retail:** 2.6%
- **Other:** 56.3%

---
## Alternatives

### Alternatives to Payhawk

- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Moss | Spend smarter](https://www.g2.com/products/moss-spend-smarter/reviews) — 4.7/5 stars (229 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews)

### Alternatives to Spendesk

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Pleo](https://www.g2.com/products/pleo/reviews) — 4.7/5 stars (1435 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [BILL Spend & Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Soldo](https://www.g2.com/products/soldo/reviews) — 4.5/5 stars (192 reviews)
- [Rydoo](https://www.g2.com/products/rydoo/reviews) — 4.4/5 stars (743 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)

### Alternatives to SAP Concur

- [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) — 4.8/5 stars (2420 reviews)
- [Webexpenses](https://www.g2.com/products/signifo-webexpenses/reviews) — 4.4/5 stars (2124 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Paylocity](https://www.g2.com/products/paylocity/reviews) — 4.4/5 stars (5319 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [Expensify](https://www.g2.com/products/expensify/reviews) — 4.5/5 stars (5641 reviews)
- [Emburse Expense Professional (formerly Certify Expense)](https://www.g2.com/products/emburse-expense-professional-formerly-certify-expense/reviews) — 4.5/5 stars (2386 reviews)

---
## Top Discussions

### Payhawk

- Title: [Payhawk incentivises gift card without any remarks - then G2 says 'not eligible'](https://www.g2.com/discussions/payhawk-incentivises-gift-card-without-any-remarks-then-g2-says-not-eligible) — 2 comments, 1 upvote *(includes official response)*
  > **Top comment:** "Hello Sebastian,

It appears that your G2 voucher has been marked as redeemed. If this isn’t correct or you need any assistance, please let us know. 🙌
"

### Spendesk

- Title: [How do I reimburse via Spendesk?](https://www.g2.com/discussions/24960-how-do-i-reimburse-via-spendesk) — 1 comment, 1 upvote
  > **Top comment:** "Hi Gabriela, there are different options to reimburse employees, all of them enables you to reimburse in bulk:

1. Export an XML Sepa file if you have a..."
- Title: [If you're looking for people for user test I'd like to participate :)](https://www.g2.com/discussions/if-you-re-looking-for-people-for-user-test-i-d-like-to-participate) — 1 comment, 2 upvotes
  > **Top comment:** "Hi Francis GG,  so nice of you to offer! We will then! :) "

### SAP Concur

- Title: [Is it now possible to book trains?](https://www.g2.com/discussions/is-it-now-possible-to-book-trains) — 8 comments, 3 upvotes
  > **Top comment:** "Yes, you are able to book rail tickets."
- Title: [What is SAP Concur used for?](https://www.g2.com/discussions/what-is-sap-concur-used-for) — 6 comments, 2 upvotes
  > **Top comment:** "Concur is used for logging and submitting expenses, travel, mileage, etc."
- Title: [How much does SAP concur cost?](https://www.g2.com/discussions/how-much-does-sap-concur-cost) — 2 comments
  > **Top comment:** "9$ per month"
- Title: [Implementation experiences?](https://www.g2.com/discussions/implementation-experiences) — 2 comments, 1 upvote
  > **Top comment:** "Until some time ago was not a cheap tool but i believe they changed their license model to accommodate small companies.
I used it in the past and required..."
- Title: [what is the best way to put the Hotel expense by single night rate with out the 1/1000 of the place](https://www.g2.com/discussions/what-is-the-best-way-to-put-the-hotel-expense-by-single-night-rate-with-out-the-1-1000-of-the-place) — 2 comments, 1 upvote
  > **Top comment:** "You'll first start by putting in the nights you stay, then it will break out your hotel equally by the nights you stayed. Then you'll want to go into each..."

---
**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/payhawk-vs-spendesk-vs-sap-concur)