Compare Payhawk and Qonto 
At a Glance
Market Segments
Mid-Market (59.1% of reviews)
Small-Business (93.8% of reviews)
Entry-Level Pricing
Contact Us Per Month
€9.00 Per Month
Payhawk
Star Rating
(864)4.6 out of 5
Market Segments
Mid-Market (59.1% of reviews)
Pros & Cons
Entry-Level Pricing
Contact Us Per Month
Browse all 5 pricing plansQonto
Star Rating
(147)4.7 out of 5
Market Segments
Small-Business (93.8% of reviews)
Pros & Cons
Entry-Level Pricing
€9.00 Per Month
Free Trial is available
Browse all 6 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Qonto excels in ease of use, with many users highlighting its clean UI and seamless integration of features. Recent feedback emphasizes the platform's flexibility and user-friendly setup, making it a great choice for small businesses looking for straightforward expense management.
- Users say that Payhawk stands out for its automation and tracking features, particularly in managing corporate credit cards. Reviewers appreciate how these features save time and simplify the expense management process, making it a strong contender for mid-market companies that require more robust financial oversight.
- According to verified reviews, Qonto's customer support is frequently praised for its responsiveness and friendliness. Users have noted the staff's willingness to assist with any issues, which enhances the overall experience, especially for those new to financial software.
- Reviewers mention that Payhawk's real-time budget control feature is a significant advantage, allowing users to maintain better oversight of their spending. This capability is particularly beneficial for organizations that need to manage multiple expenses and invoices efficiently.
- G2 reviewers highlight that while Qonto is highly rated for its ease of setup and user experience, it may not offer the same level of comprehensive features as Payhawk, which provides a more centralized approach to managing all financial data, including expenses, invoices, and card payments.
- Users report that Payhawk's ability to centralize financial data and manage corporate cards with custom spending controls is a game-changer for many businesses. This feature allows for greater control and visibility over company spending, making it a preferred choice for those with more complex financial needs.
Pricing
Entry-Level Pricing
Payhawk
Travel
Contact Us
Per Month
Book, pay, and manage compliant business travel anywhere in the world. Includes the Al Travel Agent
- Global hotel and flight booking with zero markup
- Custom travel policy
- Agentic memory for personal preferences
Qonto
Basic
€9.00
Per Month
- 1 x One Card Mastercard with €20,000/month payment limit
- 30 transfers or direct debits/month
- 1 account
Free Trial
Payhawk
No trial information availableQonto
Free Trial is available
Ratings
Meets Requirements
8.9
744
8.9
96
Ease of Use
9.1
767
9.5
97
Ease of Setup
8.8
592
9.5
85
Ease of Admin
8.9
343
9.6
38
Quality of Support
9.2
604
9.1
92
Has the product been a good partner in doing business?
8.9
332
8.6
38
Product Direction (% positive)
9.3
748
9.0
90
Features by Category
Expense Reports
8.6
603
8.2
55
8.7
594
8.8
54
8.2
591
8.2
54
8.9
602
8.9
57
8.9
594
8.1
43
8.4
581
Feature Not Available
8.4
534
Feature Not Available
Agentic AI - Expense Management
7.8
65
Not enough data
7.9
65
Not enough data
Travel Management
7.8
529
Feature Not Available
7.3
487
Feature Not Available
7.5
60
Feature Not Available
7.5
504
Feature Not Available
Client Invoicing
Feature Not Available
7.8
55
Feature Not Available
8.3
46
Feature Not Available
8.0
47
Mobile
8.8
573
8.7
54
7.6
497
Feature Not Available
7.1
465
Feature Not Available
Platform
7.7
507
Feature Not Available
7.9
514
7.2
37
Administration
8.1
467
8.1
36
Administration
8.1
524
7.9
45
8.3
550
7.7
45
8.4
539
7.5
44
8.3
516
6.7
38
8.6
538
8.1
43
Platform
8.3
528
7.9
42
7.9
494
8.0
39
8.2
498
7.5
38
8.7
545
9.1
51
8.7
528
8.5
47
Feature Not Available
Feature Not Available
Setup
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Tracking
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Reimbursement
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Platform - Mileage Tracking
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Mileage Tracking
Not enough data
Not enough data
Not enough data
Not enough data
Setup
8.3
235
Not enough data
8.6
249
Not enough data
8.5
240
Not enough data
Performance
Feature Not Available
Not enough data
7.9
212
Not enough data
7.5
217
Not enough data
Feature Not Available
Not enough data
Payment Cards
7.9
40
Not enough data
8.9
217
Not enough data
8.7
222
Not enough data
Reporting
8.7
221
Not enough data
8.6
220
Not enough data
8.5
219
Not enough data
8.0
209
Not enough data
Payments
8.3
218
Not enough data
8.3
219
Not enough data
8.8
221
Not enough data
7.9
197
Not enough data
Fraud & Risk Management
8.4
216
Not enough data
8.6
206
Not enough data
8.9
216
Not enough data
Agentic AI - Spend Management
7.8
32
Not enough data
Accounts Payable (AP) and Spend AnalysisHide 15 FeaturesShow 15 Features
Not enough data
Not enough data
Data Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Recovery
Not enough data
Not enough data
Not enough data
Not enough data
AP Data Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Management
9.0
72
Not enough data
7.7
66
Not enough data
8.6
69
Not enough data
Invoice Processing
8.5
65
Not enough data
8.6
69
Not enough data
8.8
72
Not enough data
8.3
66
Not enough data
Analytics
8.6
67
Not enough data
8.1
66
Not enough data
7.8
64
Not enough data
Integration
8.8
72
Not enough data
8.6
66
Not enough data
8.5
70
Not enough data
Risk
8.0
63
Not enough data
8.3
62
Not enough data
8.2
61
Not enough data
Recovery
8.3
62
Not enough data
8.3
63
Not enough data
Audit
8.2
63
Not enough data
8.3
60
Not enough data
7.9
59
Not enough data
8.4
61
Not enough data
Fraud
8.1
59
Not enough data
8.3
61
Not enough data
8.3
60
Not enough data
Agentic AI - AP Automation
8.2
13
Not enough data
7.9
13
Not enough data
7.9
13
Not enough data
Invoice Generation
Feature Not Available
8.1
21
Feature Not Available
8.8
20
Feature Not Available
8.1
18
Invoice Processing
8.6
255
7.4
15
8.1
230
7.7
14
8.1
233
8.6
13
8.3
248
9.1
18
Analytics
8.3
235
8.4
15
7.9
223
8.7
15
Feature Not Available
7.7
14
8.3
237
8.2
15
Integration
8.5
251
9.1
19
8.6
249
9.4
19
7.9
230
8.2
14
8.4
236
9.5
17
Agentic AI - Invoice Management
7.9
26
Not enough data
7.9
26
Not enough data
8.0
26
Not enough data
Cash Flow Management
Not enough data
8.9
29
Not enough data
9.1
32
Not enough data
9.1
30
Cash Flow Forecasting
Not enough data
8.6
29
Not enough data
7.9
26
Not enough data
7.8
24
Not enough data
7.6
25
Not enough data
7.7
25
Analytics
Not enough data
8.1
26
Not enough data
8.2
26
Not enough data
8.2
25
Not enough data
8.1
24
Financial Data Transfer
Not enough data
8.3
27
Not enough data
8.2
26
Not enough data
8.1
26
Not enough data
8.3
27
Not enough data
8.5
24
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Expense Reporting
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Travel Management
7.8
529
Feature Not Available
7.3
487
Feature Not Available
7.5
60
Feature Not Available
7.5
504
Feature Not Available
Approval
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
AI - Travel Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Travel Management
Not enough data
Not enough data
Not enough data
Not enough data
Card Management
8.8
267
Not enough data
8.8
271
Not enough data
Feature Not Available
Not enough data
8.7
241
Not enough data
7.8
43
Not enough data
8.6
245
Not enough data
Controls
7.8
214
Not enough data
8.4
248
Not enough data
8.6
232
Not enough data
8.3
238
Not enough data
7.8
225
Not enough data
7.9
214
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Payhawk and Qonto are categorized as Spend Management, Invoice Management, and Expense Management
Unique Categories
Payhawk is categorized as Payment Card Issuance, Mileage Tracking, AP Automation, and Travel Management
Qonto is categorized as Cash Flow Management and Accounts Payable (AP) and Spend Analysis
Reviews
Reviewers' Company Size
Payhawk
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Qonto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
14.7%
Information Technology and Services
11.3%
Financial Services
6.5%
Accounting
6.2%
Marketing and Advertising
4.0%
Other
57.4%
Accounting
9.6%
Consulting
6.7%
Financial Services
6.7%
Computer Software
5.8%
Information Technology and Services
3.8%
Other
67.3%
Discussions
Payhawk incentivises gift card without any remarks - then G2 says 'not eligible'
2 Comments
Official Response from Payhawk
Hello Sebastian,
It appears that your G2 voucher has been marked as redeemed. If this isn’t correct or you need any assistance, please let us know. 🙌
Read more
Payhawk has no more discussions with answers
What is Qonto used for?
1 Comment
Official Response from Qonto
Hello,
Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and...Read more
Qonto has no more discussions with answers
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