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Compare Payhawk and Qonto 
Featured Products
At a Glance
Market Segments
Mid-Market (58.5% of reviews)
Small-Business (92.2% of reviews)
Entry-Level Pricing
Contact Us
€9.00 Per Month
Payhawk
Star Rating
(818)4.6 out of 5
Market Segments
Mid-Market (58.5% of reviews)
Pros & Cons
Entry-Level Pricing
Contact Us
Browse all 4 pricing plansQonto
Star Rating
(116)4.7 out of 5
Market Segments
Small-Business (92.2% of reviews)
Pros & Cons
Entry-Level Pricing
€9.00 Per Month
Free Trial is available
Browse all 6 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Payhawk excels in overall user satisfaction, boasting a higher G2 Score compared to Qonto. Users appreciate how Payhawk centralizes expense and invoice management, which significantly reduces manual work and improves collaboration across teams.
- Users say that Qonto offers an intuitive interface that simplifies day-to-day finance tasks. Reviewers highlight its effectiveness in making transfers and tracking invoices, with features that match existing invoices to transactions, making it easier to manage finances.
- According to verified reviews, Payhawk's integration capabilities, particularly with platforms like Netsuite, are a standout feature. Users find that this direct integration streamlines their workflows, providing relief from the administrative burden of gathering invoices and managing expenses.
- Reviewers mention that Qonto shines in its ease of use and setup, with many users praising the responsive customer support that helps them navigate the platform effectively. This aspect is particularly beneficial for small businesses looking for straightforward financial management solutions.
- G2 reviewers highlight that while Payhawk has a robust feature set for mid-market companies, some users feel it may be more complex than necessary for smaller businesses. This complexity can lead to a steeper learning curve compared to Qonto's more user-friendly approach.
- Users report that both platforms provide solid support, but Qonto edges out slightly with higher ratings for quality of support. Many users appreciate the quick response times and helpfulness of Qonto's customer service, which can be crucial for businesses needing immediate assistance.
Pricing
Entry-Level Pricing
Payhawk
Premium Cards
Contact Us
Corporate cards with built-in spend rules and automated receipts collection.
- Bill payments and reimbursements
- Pre-accounting OCR in 60+ languages
- Free transfers with SEPA and FP
Qonto
Basic
€9.00
Per Month
- 1 x One Card Mastercard with €20,000/month payment limit
- 30 transfers or direct debits/month
- 1 account
Free Trial
Payhawk
No trial information availableQonto
Free Trial is available
Ratings
Meets Requirements
8.9
727
9.1
82
Ease of Use
9.1
750
9.7
83
Ease of Setup
8.8
577
9.6
71
Ease of Admin
8.9
333
9.6
36
Quality of Support
9.2
588
9.4
78
Has the product been a good partner in doing business?
8.9
323
8.7
36
Product Direction (% positive)
9.3
730
9.2
77
Features by Category
Expense Reports
8.6
594
8.3
53
8.7
592
8.9
52
8.2
586
8.4
53
8.9
597
9.0
55
8.9
590
8.3
42
8.4
579
Feature Not Available
8.4
530
Feature Not Available
Agentic AI - Expense Management
7.8
64
Not enough data
7.8
63
Not enough data
Travel Management
7.8
528
Feature Not Available
7.3
487
Feature Not Available
Feature Not Available
Feature Not Available
7.5
504
Feature Not Available
Client Invoicing
Feature Not Available
8.0
53
Feature Not Available
8.5
43
Feature Not Available
8.2
46
Mobile
8.8
571
8.9
51
7.6
496
Feature Not Available
7.1
465
Feature Not Available
Platform
7.7
505
Feature Not Available
7.9
513
7.3
35
Administration
8.1
467
8.4
35
Administration
8.1
521
8.1
43
8.3
545
7.9
43
8.4
539
7.6
43
8.3
517
6.9
37
8.6
536
8.3
42
Platform
8.3
525
8.2
40
7.9
491
8.2
38
8.2
498
7.7
37
8.7
542
9.2
48
8.7
527
8.7
45
Feature Not Available
Feature Not Available
Setup
8.3
235
Not enough data
8.6
248
Not enough data
8.5
240
Not enough data
Performance
Feature Not Available
Not enough data
7.9
212
Not enough data
7.5
217
Not enough data
Feature Not Available
Not enough data
Payment Cards
Feature Not Available
Not enough data
8.9
215
Not enough data
8.7
221
Not enough data
Reporting
8.7
221
Not enough data
8.6
219
Not enough data
8.5
218
Not enough data
8.0
209
Not enough data
Payments
8.3
218
Not enough data
8.3
218
Not enough data
8.8
220
Not enough data
7.9
197
Not enough data
Fraud & Risk Management
8.4
216
Not enough data
8.6
206
Not enough data
8.9
216
Not enough data
Agentic AI - Spend Management
7.7
31
Not enough data
Accounts Payable (AP) and Spend AnalysisHide 15 FeaturesShow 15 Features
Not enough data
Not enough data
Data Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Agentic AI - Accounts Payable (AP) and Spend Analysis
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Recovery
Not enough data
Not enough data
Not enough data
Not enough data
AP Data Processing
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Invoice Management
9.0
71
Not enough data
7.7
66
Not enough data
8.6
69
Not enough data
Invoice Processing
8.5
65
Not enough data
8.6
68
Not enough data
8.8
71
Not enough data
8.3
66
Not enough data
Analytics
8.6
66
Not enough data
8.1
66
Not enough data
7.8
64
Not enough data
Integration
8.8
71
Not enough data
8.6
66
Not enough data
8.5
70
Not enough data
Risk
8.0
63
Not enough data
8.3
62
Not enough data
8.2
61
Not enough data
Recovery
8.3
62
Not enough data
8.3
63
Not enough data
Audit
8.2
62
Not enough data
8.3
60
Not enough data
7.9
59
Not enough data
8.5
60
Not enough data
Fraud
8.1
59
Not enough data
8.3
61
Not enough data
8.3
60
Not enough data
Agentic AI - AP Automation
8.2
13
Not enough data
7.9
13
Not enough data
7.9
13
Not enough data
Invoice Generation
Feature Not Available
8.1
21
Feature Not Available
8.7
19
Feature Not Available
8.1
18
Invoice Processing
8.6
253
7.4
15
8.1
230
7.7
14
8.1
233
8.6
13
8.3
247
9.0
17
Analytics
8.3
235
8.4
15
7.9
223
8.7
15
Feature Not Available
7.7
14
8.3
237
8.2
15
Integration
8.5
250
9.1
19
8.6
249
9.4
18
8.0
230
8.2
14
8.4
236
9.5
17
Agentic AI - Invoice Management
7.8
24
Not enough data
7.8
24
Not enough data
7.9
24
Not enough data
Cash Flow Management
Not enough data
8.9
29
Not enough data
9.0
31
Not enough data
9.0
29
Cash Flow Forecasting
Not enough data
8.5
28
Not enough data
7.9
26
Not enough data
7.8
24
Not enough data
7.6
25
Not enough data
7.7
25
Analytics
Not enough data
8.1
26
Not enough data
8.2
26
Not enough data
8.2
25
Not enough data
8.1
24
Financial Data Transfer
Not enough data
8.3
27
Not enough data
8.2
26
Not enough data
8.1
25
Not enough data
8.3
27
Not enough data
8.5
24
Agentic AI - Cash Flow Management
Not enough data
Not enough data
Card Management
8.8
266
Not enough data
8.8
270
Not enough data
Feature Not Available
Not enough data
8.7
240
Not enough data
Feature Not Available
Not enough data
8.6
244
Not enough data
Controls
7.8
213
Not enough data
8.4
247
Not enough data
8.6
231
Not enough data
8.3
237
Not enough data
7.8
224
Not enough data
7.9
213
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Payhawk and Qonto are categorized as Spend Management, Invoice Management, and Expense Management
Unique Categories
Payhawk is categorized as Payment Card Issuance and AP Automation
Qonto is categorized as Cash Flow Management and Accounts Payable (AP) and Spend Analysis
Reviews
Reviewers' Company Size
Payhawk
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Qonto
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
14.6%
Information Technology and Services
11.0%
Financial Services
6.3%
Accounting
6.2%
Marketing and Advertising
3.9%
Other
57.9%
Consulting
7.8%
Financial Services
7.8%
Accounting
7.8%
Computer Software
5.6%
Professional Training & Coaching
4.4%
Other
66.7%
Discussions
Payhawk incentivises gift card without any remarks - then G2 says 'not eligible'
2 Comments
Official Response from Payhawk
Hello Sebastian,
It appears that your G2 voucher has been marked as redeemed. If this isn’t correct or you need any assistance, please let us know. 🙌
Read more
Payhawk has no more discussions with answers
What is Qonto used for?
1 Comment
Official Response from Qonto
Hello,
Thanks for reaching out with your question. Qonto is used as a financial solution tailored for small and medium-sized enterprises, startups, and...Read more
Qonto has no more discussions with answers
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