# PayEm vs Ramp Comparison
---
## AI Generated Summary
- **G2 reviewers report** that Ramp excels in user satisfaction, boasting a significantly higher overall score compared to PayEm. Users appreciate the **intuitive interface** and the ease of collecting receipts, with one user noting how simple it is to snap a picture and upload it.
- **According to verified reviews** , Ramp&#39;s implementation process is praised for its speed and efficiency, with users highlighting how straightforward it is compared to previous systems they have used. In contrast, while PayEm&#39;s implementation team is described as supportive, some users still find the setup process less seamless.
- **Users say** that Ramp&#39;s integration with platforms like Amazon enhances its functionality, allowing for automatic receipt uploads. This feature is a standout for those managing credit card purchases and accounts payable, making it easier to track expenses. PayEm, while also user-friendly, does not have the same level of integration capabilities.
- **Reviewers mention** that Ramp&#39;s customer support is highly responsive, contributing to a positive user experience. Although PayEm also receives praise for its support team, users have noted that Ramp&#39;s quick assistance can make a significant difference in day-to-day operations.
- **According to recent feedback** , Ramp&#39;s mobile app is highlighted for its convenience, allowing users to manage expenses on the go. PayEm&#39;s mobile functionality is also appreciated, but users feel that Ramp offers a more comprehensive experience in terms of real-time tracking and visibility.
- **G2 reviewers indicate** that while both products are effective, Ramp&#39;s overall performance in spend management and accounts payable is notably superior, as reflected in its higher scores. Users find that Ramp not only meets their needs but often exceeds expectations, particularly in areas like expense reporting and categorization.



| | PayEm | Ramp | 
|---|---|---|
| **Star Rating** | 4.7 out of 5 | 4.8 out of 5 | 
| **Total Reviews** | 186 | 2,420 | 
| **Largest Market Segment** | Mid-Market (66.7% of reviews) | Small-Business (57.4% of reviews) | 
| **Entry Level Price** | Contact Us | Free | 

---
## Top Pros & Cons

### PayEm

Pros:
- Ease of Use (23 reviews)
- Efficiency (12 reviews)

Cons:
- Card Issues (6 reviews)
- Integration Issues (4 reviews)

### Ramp

Pros:
- Ease of Use (241 reviews)
- Efficiency (137 reviews)

Cons:
- Missing Features (34 reviews)
- Receipt Management (30 reviews)

---
## Ratings Comparison
| Rating | PayEm | Ramp | 
|---|---|---|
  | **Meets Requirements** | 9.3 (147 reviews) | 9.4 (1824 reviews) | 
  | **Ease of Use** | 9.3 (151 reviews) | 9.5 (1866 reviews) | 
  | **Ease of Setup** | 8.9 (94 reviews) | 9.3 (1190 reviews) | 
  | **Ease of Admin** | 9.2 (49 reviews) | 9.4 (1073 reviews) | 
  | **Quality of Support** | 9.3 (115 reviews) | 9.2 (1525 reviews) | 
  | **Has the product been a good partner in doing business?** | 9.5 (49 reviews) | 9.5 (1059 reviews) | 
  | **Product Direction (% positive)** | 9.0 (146 reviews) | 9.7 (1738 reviews) | 

---
## Pricing

### PayEm

#### Entry-Level Pricing

Plan: Standard 

Price: Contact Us

Key Features:
- Virtual cards &amp; Physical cards
- AP Automation
- Insights dashboard

[Learn more about PayEm](https://www.g2.com/products/payem/reviews)

#### Free Trial

No

### Ramp

#### Entry-Level Pricing

Plan: Ramp

Price: Free

Description: Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform.

Key Features:
- Unlimited cards and smart controls
- Automated receipt collection and matching
- Expense and mileage reimbursements

[Browse all 3 editions](https://www.g2.com/products/ramp-financial-ramp/pricing)

#### Free Trial

Yes

---
## Features Comparison By Category

### Expense Management

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | 8.6/10 | 92 |
| **Ramp** | 9.0/10 | 1297 |

#### Expense Reports

| Feature | PayEm | Ramp | 
|---|---|---|
| **Ease of Creating Expense Reports** | 8.9 (72 reviews) | 9.1 (913 reviews) | 
| **Bank / Credit Card Integration** | 9.0 (72 reviews) | 9.3 (1056 reviews) | 
| **Smart Categorization** | 8.7 (65 reviews) | 9.0 (1004 reviews) | 
| **Digital Receipt Management** | 9.0 (75 reviews) | 9.6 (1158 reviews) | 
| **Employee Reimbursement** | 9.0 (51 reviews) | 9.4 (917 reviews) | 
| **Currency Conversions** | 8.5 (69 reviews) | 8.6 (485 reviews) | 
| **Credit Card Integration** | 8.7 (68 reviews) | Feature Not Available | 

#### Agentic AI - Expense Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 7.5 (49 reviews) | 
| **Cross-system Integration** | Not enough data | 8.3 (50 reviews) | 

#### Travel Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Ease of Booking** | 8.5 (57 reviews) | Feature Not Available | 
| **Itinerary Management** | 8.3 (51 reviews) | 8.1 (465 reviews) | 
| **Trip Notifications** | 8.0 (49 reviews) | Feature Not Available | 
| **Advanced Integrations** | 8.2 (51 reviews) | 8.5 (506 reviews) | 

#### Client Invoicing

| Feature | PayEm | Ramp | 
|---|---|---|
| **Invoice Creation and Delivery** | 8.3 (52 reviews) | Feature Not Available | 
| **Electronic Payments** | 8.9 (66 reviews) | Feature Not Available | 
| **Project Accounting / Revenue Recognition** | 8.3 (48 reviews) | Feature Not Available | 

#### Generative AI - Expense Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Image-to-Text** | Not enough data | Not enough data | 
| **Text Generation** | Not enough data | Not enough data | 
| **Text Summarization** | Not enough data | Not enough data | 

#### Mobile

| Feature | PayEm | Ramp | 
|---|---|---|
| **Receipt Capture** | 9.0 (71 reviews) | 9.6 (1134 reviews) | 
| **Mileage Tracking** | 8.0 (42 reviews) | Feature Not Available | 
| **Travel Itinerary and Flight Status Updates** | 8.4 (42 reviews) | Feature Not Available | 

#### Platform

| Feature | PayEm | Ramp | 
|---|---|---|
| **Embedded AI / Machine Learning** | 8.3 (46 reviews) | 8.6 (686 reviews) | 
| **Complex Approval Workflow** | 8.9 (53 reviews) | 8.8 (729 reviews) | 

#### Administration

| Feature | PayEm | Ramp | 
|---|---|---|
| **PCI Regulation Compliant** | 8.5 (41 reviews) | 8.9 (502 reviews) | 

#### Administration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Business Tool Integration** | 8.6 (52 reviews) | 9.0 (853 reviews) | 
| **Workflow** | 9.0 (65 reviews) | 9.3 (962 reviews) | 
| **Automated Reminders** | 9.0 (71 reviews) | 9.4 (1103 reviews) | 
| **Policy Compliance Management** | 8.7 (60 reviews) | 9.3 (998 reviews) | 
| **User, Role, and Access Management** | 8.7 (65 reviews) | 9.4 (1069 reviews) | 

#### Platform

| Feature | PayEm | Ramp | 
|---|---|---|
| **Reporting** | 8.8 (69 reviews) | 9.1 (922 reviews) | 
| **APIs / Integration** | 8.2 (50 reviews) | 8.9 (696 reviews) | 
| **Internationalization** | 8.6 (56 reviews) | Feature Not Available | 
| **Performance and Reliability** | 9.1 (68 reviews) | 9.5 (1062 reviews) | 
| **Mobile User Support** | 8.5 (57 reviews) | 9.1 (739 reviews) | 
| **Offline** | 7.6 (44 reviews) | Feature Not Available | 

### SaaS Spend Management

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | 9.0/10 | 35 |
| **Ramp** | N/A | N/A |

#### Tracking

| Feature | PayEm | Ramp | 
|---|---|---|
| **Spend Tracking ** | 9.4 (27 reviews) | Not enough data | 
| **SaaS Utilization Tracking ** | 9.0 (21 reviews) | Not enough data | 
| **User Sentiment Tracking ** | 8.9 (22 reviews) | Not enough data | 

#### Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Contract Management ** | 8.9 (20 reviews) | Not enough data | 
| **Application Catalog ** | 8.9 (19 reviews) | Not enough data | 
| **Dashboards and Visualizations ** | 9.2 (28 reviews) | Not enough data | 

#### Insights

| Feature | PayEm | Ramp | 
|---|---|---|
| **Recommendations  ** | 8.7 (20 reviews) | Not enough data | 
| **Spend Forecasting and Optimization ** | 8.9 (19 reviews) | Not enough data | 
| **Peer Benchmarking ** | 8.5 (16 reviews) | Not enough data | 
| **Reporting** | 9.2 (28 reviews) | Not enough data | 

#### Agentic AI - SaaS Spend Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 
| **Multi-step Planning** | Not enough data | Not enough data | 
| **Cross-system Integration** | Not enough data | Not enough data | 
| **Adaptive Learning** | Not enough data | Not enough data | 
| **Natural Language Interaction** | Not enough data | Not enough data | 
| **Proactive Assistance** | Not enough data | Not enough data | 
| **Decision Making** | Not enough data | Not enough data | 

### Spend Management

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | 9.0/10 | 47 |
| **Ramp** | 9.1/10 | 1020 |

#### Setup

| Feature | PayEm | Ramp | 
|---|---|---|
| **Data** | 9.0 (32 reviews) | 9.0 (668 reviews) | 
| **Approvals** | 9.0 (37 reviews) | 9.3 (829 reviews) | 
| **Alignment** | 9.0 (32 reviews) | 9.2 (475 reviews) | 

#### Performance

| Feature | PayEm | Ramp | 
|---|---|---|
| **KPIs** | 8.2 (22 reviews) | Feature Not Available | 
| **Benchmarks** | 8.7 (24 reviews) | Feature Not Available | 
| **Forecasting** | 8.4 (23 reviews) | 8.2 (460 reviews) | 
| **Savings** | 8.7 (27 reviews) | 8.8 (592 reviews) | 

#### Payment Cards

| Feature | PayEm | Ramp | 
|---|---|---|
| **One-time Virtual** | 9.2 (34 reviews) | 9.4 (634 reviews) | 
| **Recurring Virtual** | 9.2 (35 reviews) | 9.5 (669 reviews) | 
| **Physical** | 8.8 (31 reviews) | 9.5 (734 reviews) | 

#### Reporting

| Feature | PayEm | Ramp | 
|---|---|---|
| **Real time** | 9.1 (37 reviews) | 9.5 (729 reviews) | 
| **Multiple Views** | 8.8 (34 reviews) | 9.2 (610 reviews) | 
| **Export** | 9.0 (37 reviews) | 9.2 (595 reviews) | 
| **Budgets** | 8.9 (29 reviews) | Feature Not Available | 

#### Payments

| Feature | PayEm | Ramp | 
|---|---|---|
| **Vendor** | 9.3 (31 reviews) | 9.2 (581 reviews) | 
| **Recurring** | 9.3 (34 reviews) | 9.2 (598 reviews) | 
| **Employee Reimbursements** | 9.1 (27 reviews) | 9.2 (671 reviews) | 
| **ACH** | 8.5 (20 reviews) | 9.2 (575 reviews) | 

#### Fraud &amp; Risk Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Notifications** | 9.4 (36 reviews) | 9.3 (750 reviews) | 
| **Unique Cards** | 9.4 (39 reviews) | 9.4 (720 reviews) | 
| **Controls** | 9.4 (37 reviews) | 9.4 (717 reviews) | 

#### Agentic AI - Spend Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Proactive Assistance** | Not enough data | 7.8 (65 reviews) | 

### Procure to Pay

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | 8.4/10 | 27 |
| **Ramp** | 8.4/10 | 43 |

#### Planning

| Feature | PayEm | Ramp | 
|---|---|---|
| **Processes** | 8.4 (25 reviews) | 9.1 (37 reviews) | 
| **Contracts** | 7.3 (20 reviews) | 8.0 (36 reviews) | 
| **Content** | 8.1 (22 reviews) | 8.5 (36 reviews) | 
| **Requisition** | 8.0 (18 reviews) | 8.2 (34 reviews) | 

#### Execution

| Feature | PayEm | Ramp | 
|---|---|---|
| **Sourcing** | 8.1 (19 reviews) | 8.2 (35 reviews) | 
| **Purchasing** | 8.9 (24 reviews) | 8.8 (37 reviews) | 
| **Invoicing** | 8.6 (23 reviews) | 8.0 (34 reviews) | 

#### Analytics

| Feature | PayEm | Ramp | 
|---|---|---|
| **Visibility** | 8.9 (21 reviews) | 9.0 (38 reviews) | 
| **Performance** | 8.9 (24 reviews) | 9.1 (38 reviews) | 
| **Spend** | 8.7 (25 reviews) | 8.7 (42 reviews) | 

#### Agentic AI -  Procure to Pay

| Feature | PayEm | Ramp | 
|---|---|---|
| **Multi-step Planning** | Not enough data | 7.6 (9 reviews) | 

### Accounts Payable (AP) and Spend Analysis

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | 8.5/10 | 14 |
| **Ramp** | 8.6/10 | 56 |

#### Data Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Consolidation** | 8.5 (11 reviews) | 8.6 (50 reviews) | 
| **Classification** | 8.5 (12 reviews) | 9.1 (51 reviews) | 
| **External Sources** | 8.2 (11 reviews) | 8.2 (47 reviews) | 
| **Integration** | 8.1 (12 reviews) | 9.1 (50 reviews) | 
| **Cleaning** | 8.1 (12 reviews) | 8.8 (48 reviews) | 

#### Agentic AI -  Accounts Payable (AP) and Spend Analysis

| Feature | PayEm | Ramp | 
|---|---|---|
| **Decision Making** | Not enough data | 7.6 (18 reviews) | 

#### Analytics

| Feature | PayEm | Ramp | 
|---|---|---|
| **Benchmarking** | 8.3 (9 reviews) | 7.9 (45 reviews) | 
| **KPIs** | 8.5 (10 reviews) | 8.0 (44 reviews) | 
| **Compliance** | 8.6 (11 reviews) | 8.3 (46 reviews) | 
| **Errors** | 7.9 (12 reviews) | 8.7 (47 reviews) | 

#### Recovery

| Feature | PayEm | Ramp | 
|---|---|---|
| **Historical payments** | 8.8 (12 reviews) | 9.0 (47 reviews) | 
| **Overpayments** | 8.9 (12 reviews) | 8.1 (43 reviews) | 

#### AP Data Processing

| Feature | PayEm | Ramp | 
|---|---|---|
| **Workflows** | 8.6 (12 reviews) | 9.0 (47 reviews) | 
| **Transparency** | 8.8 (12 reviews) | 9.1 (47 reviews) | 
| **Controls** | 9.0 (12 reviews) | 9.3 (46 reviews) | 

### AP Automation

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | 9.2/10 | 21 |
| **Ramp** | 8.3/10 | 146 |

#### Invoice Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Capture** | 9.6 (16 reviews) | 9.2 (130 reviews) | 
| **Repository** | 9.2 (14 reviews) | 8.7 (123 reviews) | 

#### Invoice Processing

| Feature | PayEm | Ramp | 
|---|---|---|
| **Matching** | 9.1 (15 reviews) | 8.9 (131 reviews) | 
| **Payments** | 9.4 (17 reviews) | 9.2 (134 reviews) | 
| **Workflows** | 9.4 (18 reviews) | 9.1 (134 reviews) | 
| **Tax Compliance** | 8.7 (13 reviews) | Feature Not Available | 

#### Analytics

| Feature | PayEm | Ramp | 
|---|---|---|
| **Due Dates** | 9.0 (16 reviews) | 9.1 (130 reviews) | 
| **KPIs** | 9.0 (10 reviews) | Feature Not Available | 

#### Integration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Accounting** | 9.2 (16 reviews) | 9.1 (136 reviews) | 
| **Payment Integration** | 9.1 (15 reviews) | Feature Not Available | 
| **ERP** | 9.4 (14 reviews) | 8.6 (120 reviews) | 

#### Risk

| Feature | PayEm | Ramp | 
|---|---|---|
| **Analysis** | 8.6 (15 reviews) | Feature Not Available | 
| **Identification** | 9.1 (13 reviews) | Feature Not Available | 
| **Scoring** | 9.2 (12 reviews) | Feature Not Available | 

#### Recovery

| Feature | PayEm | Ramp | 
|---|---|---|
| **Recoup** | 8.7 (9 reviews) | Feature Not Available | 
| **Reporting** | 9.3 (12 reviews) | Feature Not Available | 

#### Audit

| Feature | PayEm | Ramp | 
|---|---|---|
| **Filters** | 9.2 (14 reviews) | Feature Not Available | 
| **Post Audits** | 9.2 (12 reviews) | Feature Not Available | 
| **Overpayments** | 9.1 (11 reviews) | 8.1 (114 reviews) | 
| **Duplicates** | 9.2 (11 reviews) | 8.7 (122 reviews) | 

#### Fraud

| Feature | PayEm | Ramp | 
|---|---|---|
| **Vendor Checks** | 9.4 (13 reviews) | Feature Not Available | 
| **Data Generation** | 9.5 (13 reviews) | Feature Not Available | 
| **Monitoring** | 9.6 (14 reviews) | Feature Not Available | 

#### Agentic AI - AP Automation

| Feature | PayEm | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 6.1 (14 reviews) | 
| **Proactive Assistance** | Not enough data | 5.8 (14 reviews) | 
| **Decision Making** | Not enough data | 6.7 (15 reviews) | 

### Travel Management

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | N/A | N/A |
| **Ramp** | 8.8/10 | 986 |

#### Expense Reporting

| Feature | PayEm | Ramp | 
|---|---|---|
| **Expense Automation** | Not enough data | 9.5 (120 reviews) | 
| **Integration** | Not enough data | 9.4 (115 reviews) | 
| **Compliance** | Not enough data | 9.4 (114 reviews) | 
| **Mobile Functionality** | Not enough data | 9.4 (118 reviews) | 

#### Travel Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Ease of Booking** | 8.5 (57 reviews) | Feature Not Available | 
| **Itinerary Management** | 8.3 (51 reviews) | 8.1 (465 reviews) | 
| **Trip Notifications** | 8.0 (49 reviews) | Feature Not Available | 
| **Advanced Integrations** | 8.2 (51 reviews) | 8.5 (506 reviews) | 

#### Approval 

| Feature | PayEm | Ramp | 
|---|---|---|
| **Rules** | Not enough data | 9.5 (116 reviews) | 
| **Workflows** | Not enough data | 9.5 (108 reviews) | 
| **Submit** | Not enough data | 9.7 (121 reviews) | 

#### AI - Travel Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Personalization** | Not enough data | 8.0 (39 reviews) | 
| **Predictive Analytics** | Not enough data | 8.0 (39 reviews) | 
| **Cost Savings** | Not enough data | 8.3 (39 reviews) | 
| **Efficiency** | Not enough data | 8.8 (39 reviews) | 
| **Real-Time Assistance** | Not enough data | 8.8 (39 reviews) | 

#### Agentic AI - Travel Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | 8.1 (21 reviews) | 
| **Proactive Assistance** | Not enough data | 8.1 (21 reviews) | 

#### Employee Risk Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Emergency Assistance Integration** | Not enough data | Not enough data | 
| **Policy Enforcement &amp; Compliance** | Not enough data | Not enough data | 
| **Traveler Tracking** | Not enough data | Not enough data | 
| **Risk Alerts &amp; Safety Notifications** | Not enough data | Not enough data | 

#### Sustainability &amp; Reporting

| Feature | PayEm | Ramp | 
|---|---|---|
| **Sustainability Reporting** | Not enough data | Not enough data | 
| **Green Travel Recommendations** | Not enough data | Not enough data | 
| **Carbon Emissions Tracking** | Not enough data | Not enough data | 

### Procurement Orchestration

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | N/A | N/A |
| **Ramp** | N/A | N/A |

#### Purchase Requisition and Approval Workflow - Procurement Orchestration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Notifcations** | Not enough data | Not enough data | 
| **Workflows** | Not enough data | Not enough data | 
| **Purchase Orders** | Not enough data | Not enough data | 

#### Supplier Management - Procurement Orchestration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Tracking** | Not enough data | Not enough data | 
| **Onboarding** | Not enough data | Not enough data | 
| **Database** | Not enough data | Not enough data | 

#### Spend Management - Procurement Orchestration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Analysis** | Not enough data | Not enough data | 
| **Visibility** | Not enough data | Not enough data | 

#### Compliance and Risk Management - Procurement Orchestration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Risk Assessment** | Not enough data | Not enough data | 
| **Compliance** | Not enough data | Not enough data | 
| **Audits** | Not enough data | Not enough data | 

#### Workflow Automation - Procurement Orchestration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Routing** | Not enough data | Not enough data | 
| **Configuration** | Not enough data | Not enough data | 
| **Approvals** | Not enough data | Not enough data | 

#### Agentic AI - Procurement Orchestration

| Feature | PayEm | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Accounting &amp; Finance

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | N/A | N/A |
| **Ramp** | N/A | N/A |

#### Agentic AI - Accounting &amp; Finance

| Feature | PayEm | Ramp | 
|---|---|---|
| **Autonomous Task Execution** | Not enough data | Not enough data | 

### Vendor Management

| Product | Score | Reviews |
|---|---|---|
| **PayEm** | N/A | N/A |
| **Ramp** | 7.4/10 | 76 |

#### Agentic AI - Vendor Management

| Feature | PayEm | Ramp | 
|---|---|---|
| **Decision Making** | Not enough data | 6.4 (15 reviews) | 

#### Revenue Recognition

| Feature | PayEm | Ramp | 
|---|---|---|
| **Usage Tracking** | Not enough data | 8.6 (73 reviews) | 
| **Deferred Revenue** | Not enough data | 7.1 (68 reviews) | 
| **Revenue Accrual** | Not enough data | 7.3 (68 reviews) | 

---
## Categories
**Shared Categories (5):** [Spend Management Software](https://www.g2.com/categories/spend-management), [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation), [Expense Management Software](https://www.g2.com/categories/expense-management), [Accounts Payable (AP) &amp; Spend Analysis Software](https://www.g2.com/categories/accounts-payable-ap-and-spend-analysis), [Procure to Pay Software](https://www.g2.com/categories/procure-to-pay)

**Unique to PayEm (1):** [SaaS Spend Management Software](https://www.g2.com/categories/saas-spend-management)

**Unique to Ramp (3):** [Travel Management Software](https://www.g2.com/categories/travel-management), [Vendor Management Software](https://www.g2.com/categories/vendor-management), [Procurement Orchestration Software](https://www.g2.com/categories/procurement-orchestration)


---
## Reviewer Demographics

### By Company Size

| Segment | PayEm | Ramp | 
|---|---|---|
| **Small-Business** | 29.4% | 57.4% | 
| **Mid-Market** | 66.7% | 40.2% | 
| **Enterprise** | 3.9% | 2.4% | 

### By Industry

#### PayEm

- **Computer Software:** 32.8%
- **Information Technology and Services:** 12.2%
- **Accounting:** 6.1%
- **Marketing and Advertising:** 6.1%
- **Computer &amp; Network Security:** 5.0%
- **Hospital &amp; Health Care:** 3.3%
- **Real Estate:** 2.8%
- **Health, Wellness and Fitness:** 2.2%
- **Financial Services:** 2.2%
- **Human Resources:** 1.7%
- **Other:** 25.6%

#### Ramp

- **Computer Software:** 14.2%
- **Information Technology and Services:** 9.0%
- **Non-Profit Organization Management:** 6.8%
- **Financial Services:** 5.2%
- **Construction:** 4.5%
- **Accounting:** 4.2%
- **Marketing and Advertising:** 3.5%
- **Hospital &amp; Health Care:** 3.0%
- **Health, Wellness and Fitness:** 2.6%
- **Religious Institutions:** 2.6%
- **Other:** 44.3%

---
## Alternatives

### Alternatives to PayEm

- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1066 reviews)
- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
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- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
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- [Payhawk](https://www.g2.com/products/payhawk/reviews) — 4.5/5 stars (889 reviews)
- [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1805 reviews)

### Alternatives to Ramp

- [Stampli](https://www.g2.com/products/stampli/reviews) — 4.6/5 stars (1925 reviews)
- [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) — 4.2/5 stars (569 reviews)
- [Brex](https://www.g2.com/products/brex/reviews) — 4.8/5 stars (1575 reviews)
- [Spendesk](https://www.g2.com/products/spendesk/reviews) — 4.6/5 stars (413 reviews)
- [Navan (Formerly TripActions)](https://www.g2.com/products/navan-formerly-tripactions/reviews) — 4.7/5 stars (9090 reviews)
- [SAP Concur](https://www.g2.com/products/sap-concur/reviews) — 4.0/5 stars (7058 reviews)
- [BILL Spend &amp; Expense (Formerly Divvy)](https://www.g2.com/products/bill-spend-expense-formerly-divvy/reviews) — 4.5/5 stars (2102 reviews)
- [Mesh Payments](https://www.g2.com/products/mesh-payments/reviews) — 4.6/5 stars (1066 reviews)
- [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (408 reviews)
- [Teampay](https://www.g2.com/products/teampay/reviews) — 4.4/5 stars (560 reviews)

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## Top Discussions

### PayEm

No discussions available for this product.

### Ramp

- Title: [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) — 3 comments, 1 upvote
  > **Top comment:** "Hi Jason - Happy to share that our team is heads-down working on a beta release for iOS due in August. No plans for Microsoft SSO on the roadmap, but if..."

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**Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/payem-vs-ramp-financial-ramp)

