# PAR Punchh, Worldpay vs Cybersource Comparison | | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Star Rating** | 2.6 out of 5 | 2.9 out of 5 | 4.1 out of 5 | | **Total Reviews** | 10 | 42 | 47 | | **Largest Market Segment** | Mid-Market (60.0% of reviews) | Small-Business (75.0% of reviews) | Mid-Market (42.9% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | No pricing available | --- ## Top Pros & Cons ### PAR Punchh Pros: - Ease of Use (3 reviews) - Access Ease (1 reviews) Cons: - Difficult Setup (1 reviews) - Difficulty (1 reviews) ### Worldpay Pros: - Payment Processing (2 reviews) - Ease of Use (1 reviews) Cons: - Account Blocking (3 reviews) - Billing Issues (3 reviews) ### Cybersource Pros: - Automation (1 reviews) - Ease of Use (1 reviews) Cons: - Lagging Performance (1 reviews) --- ## Ratings Comparison | Rating | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Meets Requirements** | 5.4 (8 reviews) | 7.4 (32 reviews) | 8.7 (42 reviews) | | **Ease of Use** | 4.8 (8 reviews) | 6.6 (33 reviews) | 8.3 (42 reviews) | | **Ease of Setup** | 5.0 (7 reviews) | 6.3 (20 reviews) | 7.1 (18 reviews) | | **Ease of Admin** | 5.8 (6 reviews) | 7.2 (16 reviews) | 7.9 (17 reviews) | | **Quality of Support** | 5.0 (8 reviews) | 5.4 (29 reviews) | 8.4 (40 reviews) | | **Has the product been a good partner in doing business?** | 5.6 (6 reviews) | 6.5 (16 reviews) | 8.3 (16 reviews) | | **Product Direction (% positive)** | 3.3 (7 reviews) | 5.5 (31 reviews) | 7.2 (42 reviews) | --- ## Pricing ### PAR Punchh #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Worldpay #### Entry-Level Pricing No pricing available #### Free Trial No information available ### Cybersource #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | 7.4/10 | 30 | | **Cybersource** | N/A | N/A | #### Payment Options | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | Not enough data | 6.7 (11 reviews) | Not enough data | | **Recurring Billing** | Not enough data | 8.2 (18 reviews) | Not enough data | | **Instant Payment** | Not enough data | 8.6 (20 reviews) | Not enough data | | **Accepted Credit Cards and Debit Cards** | Not enough data | 8.7 (25 reviews) | Not enough data | | **ACH Payments and eCheck Processing** | Not enough data | 8.0 (9 reviews) | Not enough data | | **Split Payments** | Not enough data | 6.7 (10 reviews) | Not enough data | | **Real-Time Payments** | Not enough data | 7.9 (8 reviews) | Not enough data | | **Multi-Currency** | Not enough data | 3.1 (6 reviews) | Not enough data | | **Online payment portal** | Not enough data | 1.4 (6 reviews) | Not enough data | #### Administration | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Reporting/Dashboards** | Not enough data | 6.7 (23 reviews) | Not enough data | | **User, Role, and Access Management** | Not enough data | 6.6 (19 reviews) | Not enough data | | **Payout Time** | Not enough data | 7.3 (17 reviews) | Not enough data | | **Manual Payment Entry** | Not enough data | 7.3 (16 reviews) | Not enough data | | **Dispute Resolution** | Not enough data | Feature Not Available | Not enough data | | **Omnichannel** | Not enough data | 1.7 (6 reviews) | Not enough data | | **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | Not enough data | | **Level 3** | Not enough data | 1.9 (6 reviews) | Not enough data | #### Security | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **PCI Compliance** | Not enough data | 8.8 (10 reviews) | Not enough data | | **Fraud Protection Tools** | Not enough data | 8.1 (18 reviews) | Not enough data | | **Data Tokenization** | Not enough data | 7.9 (17 reviews) | Not enough data | | **Two-Factor Authentication** | Not enough data | 7.1 (11 reviews) | Not enough data | | **POS Verification** | Not enough data | 2.6 (7 reviews) | Not enough data | #### Development | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Customization (Fields, Objects, and Layouts)** | Not enough data | 5.6 (18 reviews) | Not enough data | | **APIs** | Not enough data | 6.4 (19 reviews) | Not enough data | | **Accounting Software Integration** | Not enough data | 6.5 (11 reviews) | Not enough data | | **E-Commerce Software Integration** | Not enough data | 6.5 (16 reviews) | Not enough data | #### Platform | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Performance and Reliability** | Not enough data | 7.6 (22 reviews) | Not enough data | | **Internationalization - Currency/Language** | Not enough data | 7.9 (15 reviews) | Not enough data | | **Internationalization - Operating Country** | Not enough data | 7.9 (15 reviews) | Not enough data | | **API / Integrations** | Not enough data | 6.5 (8 reviews) | Not enough data | | **PCI Regulation Compliance** | Not enough data | 6.9 (8 reviews) | Not enough data | | **Supplemental Technology** | Not enough data | 7.8 (6 reviews) | Not enough data | | **Accounting integration** | Not enough data | 2.3 (5 reviews) | Not enough data | | **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | Not enough data | #### Agentic AI - Payment Gateways | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Enterprise Payment | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | N/A | N/A | | **Cybersource** | N/A | N/A | #### Payment Methods | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **ACH** | Not enough data | Not enough data | Not enough data | | **Credit and Debit** | Not enough data | Not enough data | Not enough data | | **Wire Transfer** | Not enough data | Not enough data | Not enough data | #### Payment Processing | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Batch Processing** | Not enough data | Not enough data | Not enough data | | **Payments Scheduling** | Not enough data | Not enough data | Not enough data | | **Automated Workflows** | Not enough data | Not enough data | Not enough data | | **Self Service** | Not enough data | Not enough data | Not enough data | | **Reconciliation** | Not enough data | Not enough data | Not enough data | | **Settlements** | Not enough data | Not enough data | Not enough data | | **Payment Tracking** | Not enough data | Not enough data | Not enough data | #### Security and Compliance | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **PCI Compliant** | Not enough data | Not enough data | Not enough data | | **P2PE** | Not enough data | Not enough data | Not enough data | | **Fraud Management** | Not enough data | Not enough data | Not enough data | | **SSL Encryption** | Not enough data | Not enough data | Not enough data | | **SOX** | Not enough data | Not enough data | Not enough data | | **SOC** | Not enough data | Not enough data | Not enough data | #### Integration | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Agnostic Integration** | Not enough data | Not enough data | Not enough data | | **Reporting Consolidation** | Not enough data | Not enough data | Not enough data | | **Plugins and APIs** | Not enough data | Not enough data | Not enough data | #### Payment Types | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **AP Automation** | Not enough data | Not enough data | Not enough data | | **E-Commerce** | Not enough data | Not enough data | Not enough data | | **Retail** | Not enough data | Not enough data | Not enough data | #### Agentic AI - Enterprise Payment | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | ### Fraud Detection | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | N/A | N/A | | **Cybersource** | N/A | N/A | #### Detection | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Payment Verification** | Not enough data | Not enough data | Not enough data | | **Bot Mitigation** | Not enough data | Not enough data | Not enough data | | **Real-Time Monitoring** | Not enough data | Not enough data | Not enough data | | **Alerts** | Not enough data | Not enough data | Not enough data | #### Analysis | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **ID Analytics** | Not enough data | Not enough data | Not enough data | | **Intelligence Reporting** | Not enough data | Not enough data | Not enough data | | **Incident Reports** | Not enough data | Not enough data | Not enough data | #### Administration | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Fraud Markers** | Not enough data | Not enough data | Not enough data | | **Transaction Scoring** | Not enough data | Not enough data | Not enough data | | **Blacklisting** | Not enough data | Not enough data | Not enough data | #### Agentic AI - Fraud Detection | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | 2.7/10 | 7 | | **Cybersource** | 10.0/10 | 7 | #### Payment Processing | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Encryption** | Not enough data | 4.0 (7 reviews) | 10.0 (5 reviews) | | **Credit Card Processing** | Not enough data | 4.3 (7 reviews) | Not enough data | | **Mobile Payments** | Not enough data | 2.2 (6 reviews) | Not enough data | | **Digital Wallet Integration** | Not enough data | 1.7 (5 reviews) | Not enough data | #### Administration | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Reporting & Analytics** | Not enough data | 3.3 (6 reviews) | Not enough data | | **E-commerce Integration** | Not enough data | 3.6 (6 reviews) | 10.0 (5 reviews) | | **Processing Fees** | Not enough data | 1.1 (6 reviews) | Not enough data | | **POS Integration** | Not enough data | 4.7 (5 reviews) | Not enough data | | **Omnichannel** | Not enough data | 1.7 (6 reviews) | Not enough data | | **Levels 1 & 2** | Not enough data | 3.1 (6 reviews) | Not enough data | | **Level 3** | Not enough data | 1.9 (6 reviews) | Not enough data | #### Payment Options | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Multi-Currency** | Not enough data | 3.1 (6 reviews) | Not enough data | | **Online payment portal** | Not enough data | 1.4 (6 reviews) | Not enough data | #### Security | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **POS Verification** | Not enough data | 2.6 (7 reviews) | Not enough data | #### Platform | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Accounting integration** | Not enough data | 2.3 (5 reviews) | Not enough data | | **E-commerce Integration** | Not enough data | 2.2 (6 reviews) | Not enough data | ### Loyalty Management | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | N/A | N/A | | **Cybersource** | N/A | N/A | #### Loyalty Experience | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Loyalty Engine** | Not enough data | Not enough data | Not enough data | | **Rewards** | Not enough data | Not enough data | Not enough data | | **Membership** | Not enough data | Not enough data | Not enough data | | **Personalization** | Not enough data | Not enough data | Not enough data | | **Gamification** | Not enough data | Not enough data | Not enough data | | **Loyalty Cards** | Not enough data | Not enough data | Not enough data | #### Loyalty Platform | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Communication Tools** | Not enough data | Not enough data | Not enough data | | **Customer Relationship Management (CRM)** | Not enough data | Not enough data | Not enough data | | **Loyalty Analytics** | Not enough data | Not enough data | Not enough data | | **Localization** | Not enough data | Not enough data | Not enough data | | **Integrations** | Not enough data | Not enough data | Not enough data | #### Agentic AI - Loyalty Management | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | Not enough data | ### SAP Store | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | N/A | N/A | | **Cybersource** | N/A | N/A | #### Agentic AI - SAP Store | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | | **Multi-step Planning** | Not enough data | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | Not enough data | | **Adaptive Learning** | Not enough data | Not enough data | Not enough data | | **Natural Language Interaction** | Not enough data | Not enough data | Not enough data | | **Proactive Assistance** | Not enough data | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | Not enough data | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | N/A | N/A | | **Cybersource** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | Not enough data | ### E-commerce Fraud Protection | Product | Score | Reviews | |---|---|---| | **PAR Punchh** | N/A | N/A | | **Worldpay** | N/A | N/A | | **Cybersource** | N/A | N/A | #### Intelligence | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Transaction Scoring** | Not enough data | Not enough data | Not enough data | | **Risk Assessment** | Not enough data | Not enough data | Not enough data | | **Intelligence Reporting** | Not enough data | Not enough data | Not enough data | | **ID Analytics** | Not enough data | Not enough data | Not enough data | #### Detection | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Fraud Detection** | Not enough data | Not enough data | Not enough data | | **Alerts** | Not enough data | Not enough data | Not enough data | | **Real-Time Monitoring** | Not enough data | Not enough data | Not enough data | #### Response | Feature | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Device Tracking** | Not enough data | Not enough data | Not enough data | | **Fraud Markers** | Not enough data | Not enough data | Not enough data | | **Blacklisting** | Not enough data | Not enough data | Not enough data | | **Bot Mitigation** | Not enough data | Not enough data | Not enough data | --- ## Categories **Unique to PAR Punchh (2):** [Loyalty Management Software](https://www.g2.com/categories/loyalty-management), [SAP Store Software](https://www.g2.com/categories/sap-store) **Unique to Worldpay (3):** [Payment Processing Software](https://www.g2.com/categories/payment-processing), [Payment Gateways](https://www.g2.com/categories/payment-gateways), [SAP Store Software](https://www.g2.com/categories/sap-store) **Unique to Cybersource (4):** [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [E-commerce Fraud Protection Software](https://www.g2.com/categories/e-commerce-fraud-protection), [Fraud Detection Software](https://www.g2.com/categories/fraud-detection), [Payment Processing Software](https://www.g2.com/categories/payment-processing) --- ## Reviewer Demographics ### By Company Size | Segment | PAR Punchh | Worldpay | Cybersource | |---|---|---|---| | **Small-Business** | 30.0% | 75.0% | 26.2% | | **Mid-Market** | 60.0% | 15.0% | 42.9% | | **Enterprise** | 10.0% | 10.0% | 31.0% | ### By Industry #### PAR Punchh - **Restaurants:** 33.3% - **Marketing and Advertising:** 22.2% - **Management Consulting:** 11.1% - **Hospitality:** 11.1% - **Food & Beverages:** 11.1% - **Automotive:** 11.1% #### Worldpay - **Computer Software:** 7.5% - **Information Technology and Services:** 5.0% - **Design:** 5.0% - **Retail:** 5.0% - **Automotive:** 5.0% - **Veterinary:** 5.0% - **Manufacturing:** 5.0% - **Commercial Real Estate:** 2.5% - **Arts and Crafts:** 2.5% - **Consumer Electronics:** 2.5% - **Other:** 55.0% #### Cybersource - **Computer Software:** 11.4% - **Retail:** 9.1% - **Information Technology and Services:** 9.1% - **Telecommunications:** 6.8% - **Apparel & Fashion:** 6.8% - **Internet:** 6.8% - **Higher Education:** 6.8% - **Wholesale:** 4.5% - **Building Materials:** 4.5% - **Financial Services:** 4.5% - **Other:** 29.5% --- ## Alternatives ### Alternatives to PAR Punchh - [SAP Engagement Cloud (formerly SAP Emarsys)](https://www.g2.com/products/sap-engagement-cloud-formerly-sap-emarsys/reviews) — 4.2/5 stars (619 reviews) - [Xoxoday](https://www.g2.com/products/xoxoday-xoxoday/reviews) — 4.6/5 stars (1580 reviews) - [Agentforce Marketing (formerly Salesforce Marketing Cloud)](https://www.g2.com/products/agentforce-marketing-formerly-salesforce-marketing-cloud/reviews) — 4.0/5 stars (4460 reviews) - [impact.com](https://www.g2.com/products/impact-com/reviews) — 4.4/5 stars (2216 reviews) - [AdvantageClub.ai](https://www.g2.com/products/advantageclub-ai/reviews) — 4.8/5 stars (853 reviews) - [LoyaltyLion](https://www.g2.com/products/loyaltylion/reviews) — 4.6/5 stars (585 reviews) - [Smile.io](https://www.g2.com/products/smile-io/reviews) — 4.6/5 stars (435 reviews) - [Okendo](https://www.g2.com/products/okendo/reviews) — 4.6/5 stars (358 reviews) - [Snappy](https://www.g2.com/products/snappy-snappy/reviews) — 4.8/5 stars (312 reviews) - [Yotpo](https://www.g2.com/products/yotpo/reviews) — 4.3/5 stars (265 reviews) ### Alternatives to Worldpay - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2737 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews) - [Square Payments](https://www.g2.com/products/square-payments/reviews) — 4.5/5 stars (176 reviews) - [Authorize.net](https://www.g2.com/products/authorize-net/reviews) — 4.1/5 stars (218 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [PayPal BrainTree](https://www.g2.com/products/paypal-braintree/reviews) — 3.4/5 stars (90 reviews) - [Worldline](https://www.g2.com/products/worldline/reviews) — 3.5/5 stars (13 reviews) - [Heartland Payments+](https://www.g2.com/products/heartland-payments/reviews) — 4.2/5 stars (13 reviews) - [TSYS](https://www.g2.com/products/tsys/reviews) — 4.6/5 stars (24 reviews) ### Alternatives to Cybersource - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2737 reviews) - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (449 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [PayPal BrainTree](https://www.g2.com/products/paypal-braintree/reviews) — 3.4/5 stars (90 reviews) - [Signifyd](https://www.g2.com/products/signifyd/reviews) — 4.6/5 stars (352 reviews) - [Adyen Payments](https://www.g2.com/products/adyen-payments/reviews) — 3.8/5 stars (36 reviews) - [Sift](https://www.g2.com/products/sift-s-ai-powered-fraud-decisioning-platform-sift/reviews) — 4.6/5 stars (607 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (366 reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (973 reviews) - [SEON](https://www.g2.com/products/seon/reviews) — 4.6/5 stars (379 reviews) --- ## Top Discussions ### PAR Punchh No discussions available for this product. ### Worldpay No discussions available for this product. ### Cybersource No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/par-punchh-vs-worldpay-vs-cybersource)