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Compare Paddle and Xero 
Featured Products
At a Glance
Market Segments
Small-Business (90.0% of reviews)
Small-Business (69.3% of reviews)
Entry-Level Pricing
Pay As You Go
$13.00 Per Month
Paddle
Star Rating
(228)4.6 out of 5
Market Segments
Small-Business (90.0% of reviews)
Pros & Cons
Entry-Level Pricing
Pay As You Go
Learn more about PaddleXero
Star Rating
(1,313)4.4 out of 5
Market Segments
Small-Business (69.3% of reviews)
Pros & Cons
Entry-Level Pricing
$13.00 Per Month
Free Trial is available
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that Xero excels in overall user satisfaction, reflected in its significantly higher G2 Score compared to Paddle. Users appreciate its intuitive interface and the ease of reconciling payments and receipts, making it a preferred choice for small businesses.
- Users say that Paddle shines in managing subscriptions, with many highlighting its ability to quickly access customer details and transaction information. This feature is particularly beneficial for teams needing to handle multiple subscriptions efficiently.
- Reviewers mention that Xero's setup process is straightforward, with many users noting that the initial onboarding was easy for their teams. This contrasts with Paddle, where while the onboarding is also praised, some users may find the API documentation less comprehensive.
- According to verified reviews, Paddle stands out for its handling of taxes and integration with various payment providers, which users find simplifies their billing processes. This is a significant advantage for businesses that require flexibility in payment options.
- G2 reviewers highlight that while both products offer strong support, Paddle receives slightly higher marks for being a good partner in business. Users appreciate the helpfulness of the Paddle team, especially during the onboarding process, which some describe as stress-free.
- Users report that Xero's dashboard is less cluttered compared to other platforms, allowing for a more focused user experience. This simplicity is a key factor for many small businesses looking for effective accounting solutions without unnecessary distractions.
Pricing
Entry-Level Pricing
Paddle
5% + 50c per transaction
Pay As You Go
Global payments and billing unified in one platform, with cross-border sales tax compliance and fraud protection. No migration fees, monthly fees, or hidden extras.
- Global payments and billing
- Cross-border sales tax compliance
- Fraud protection and chargeback processing
Xero
Starter / Early
$13.00
Per Month
Good for sole traders, new businesses, and the self-employed.
- Send quotes and 20 invoices
- Enter 5 bills
- Reconcile bank transactions
Free Trial
Paddle
Free Trial is available
Xero
Free Trial is available
Ratings
Meets Requirements
8.8
182
8.7
1,054
Ease of Use
9.0
186
8.9
1,109
Ease of Setup
8.8
150
8.7
802
Ease of Admin
8.9
128
8.7
369
Quality of Support
8.5
184
8.3
981
Has the product been a good partner in doing business?
9.3
125
8.6
364
Product Direction (% positive)
8.6
179
8.7
1,043
Features by Category
Expense Reports
Not enough data
8.7
235
Not enough data
8.9
234
Not enough data
8.5
219
Not enough data
8.5
221
Not enough data
8.4
210
Not enough data
8.3
206
Not enough data
8.7
218
Agentic AI - Expense Management
Not enough data
8.9
106
Not enough data
9.1
107
Travel Management
Not enough data
7.8
193
Not enough data
7.3
186
Not enough data
7.1
184
Not enough data
7.6
188
Client Invoicing
Not enough data
9.0
222
Not enough data
8.7
209
Not enough data
8.6
208
Mobile
Not enough data
8.3
209
Not enough data
7.7
186
Not enough data
7.3
182
Platform
Not enough data
8.2
172
Not enough data
8.2
175
Administration
Not enough data
8.4
168
Administration
Not enough data
8.4
209
Not enough data
8.4
208
Not enough data
8.2
205
Not enough data
8.1
195
Not enough data
8.6
215
Platform
Not enough data
8.9
230
Not enough data
8.5
197
Not enough data
8.3
188
Not enough data
9.1
217
Not enough data
8.4
199
Not enough data
5.8
170
General Ledger
Not enough data
8.6
677
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Accounts Receivable
Not enough data
8.7
698
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Accounts Payable
Not enough data
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Other Functionality
Not enough data
7.9
554
Not enough data
7.9
553
Not enough data
8.0
540
|
Verified
Not enough data
7.8
573
|
Verified
Not enough data
8.4
604
|
Verified
Not enough data
8.9
675
|
Verified
Not enough data
8.2
588
|
Verified
Not enough data
8.4
590
Reporting & Analytics
Not enough data
8.8
692
|
Verified
Not enough data
8.6
667
|
Verified
Not enough data
8.4
578
|
Verified
Not enough data
8.7
682
|
Verified
Platform
Not enough data
8.3
628
|
Verified
Not enough data
8.2
600
Not enough data
8.6
656
|
Verified
Not enough data
8.2
558
|
Verified
Not enough data
8.8
665
|
Verified
Not enough data
8.6
612
|
Verified
Integration
Not enough data
8.6
633
|
Verified
Not enough data
8.6
559
Not enough data
8.4
589
|
Verified
Cash Flow
Not enough data
8.7
525
|
Verified
Not enough data
9.0
545
|
Verified
Not enough data
8.7
512
|
Verified
Budgeting & Forecasting
Not enough data
8.4
578
|
Verified
Not enough data
8.6
515
|
Verified
Not enough data
8.3
479
|
Verified
Not enough data
8.5
508
|
Verified
Revenue
Not enough data
8.7
533
|
Verified
Not enough data
8.6
519
|
Verified
Not enough data
8.3
487
|
Verified
Payroll
Not enough data
8.2
466
|
Verified
Not enough data
7.9
452
|
Verified
Not enough data
8.4
494
|
Verified
Not enough data
8.8
508
|
Verified
AI
Not enough data
8.2
340
Not enough data
8.7
340
Not enough data
8.6
340
Not enough data
8.4
338
Not enough data
8.4
336
Not enough data
8.0
335
Not enough data
8.9
343
Not enough data
8.7
341
Not enough data
8.6
332
Not enough data
8.3
333
Mobile Applications - Accounting
Not enough data
8.7
330
Not enough data
8.7
320
Not enough data
8.7
329
Not enough data
7.2
298
Not enough data
8.8
323
Not enough data
8.9
323
Agentic AI - Accounting
Not enough data
8.4
297
General Ledger
Not enough data
8.6
677
|
Verified
Not enough data
8.2
634
|
Verified
Not enough data
8.5
648
|
Verified
Accounts Receivable
Not enough data
8.7
698
|
Verified
Not enough data
8.3
599
Not enough data
8.2
614
|
Verified
Accounts Payable
Not enough data
8.5
594
Not enough data
8.7
650
|
Verified
Not enough data
8.5
621
|
Verified
Billing and Payments
8.9
35
Not enough data
8.8
35
Not enough data
8.9
37
Not enough data
Revenue Recognition
8.0
32
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Revenue Optimization
7.2
32
Not enough data
7.2
31
Not enough data
7.1
31
Not enough data
7.3
32
Not enough data
Billing
9.0
74
|
Verified
Not enough data
8.4
59
|
Verified
Not enough data
8.3
62
|
Verified
Not enough data
7.5
55
|
Verified
Not enough data
Dunning
8.2
56
|
Verified
Not enough data
7.8
60
|
Verified
Not enough data
8.4
52
|
Verified
Not enough data
Performance
8.4
60
|
Verified
Not enough data
8.1
67
|
Verified
Not enough data
8.1
69
|
Verified
Not enough data
Reporting
7.6
52
|
Verified
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Agentic AI - Subscription Billing
6.5
8
Not enough data
6.5
8
Not enough data
6.7
8
Not enough data
6.7
8
Not enough data
Invoice Generation
Not enough data
8.7
231
Not enough data
9.0
230
Not enough data
9.0
225
Invoice Processing
Not enough data
8.7
223
Not enough data
8.7
222
Not enough data
8.4
220
Not enough data
9.0
230
Analytics
Not enough data
9.0
222
Not enough data
8.6
223
Not enough data
8.3
210
Not enough data
8.8
225
Integration
Not enough data
9.1
234
Not enough data
8.9
227
Not enough data
8.2
216
Not enough data
8.6
227
Agentic AI - Invoice Management
Not enough data
8.5
131
Not enough data
8.5
132
Not enough data
8.5
133
Multichannel inventory management
Not enough data
8.8
87
Not enough data
8.9
87
Not enough data
8.6
87
3PL inventory management
Not enough data
9.0
87
Not enough data
8.9
87
Not enough data
8.8
86
Inventory Management
Not enough data
9.1
88
Not enough data
8.9
87
Not enough data
8.9
85
Not enough data
8.8
86
Not enough data
9.3
86
Inventory Management Platform Features
Not enough data
9.1
92
Not enough data
9.2
93
Not enough data
8.9
92
Not enough data
8.9
89
Not enough data
8.9
89
Not enough data
9.2
93
Not enough data
9.0
91
Not enough data
9.3
90
Not enough data
9.4
92
Not enough data
9.4
92
Bill Generation
7.8
50
8.5
212
8.8
52
8.8
216
9.0
53
8.8
217
Bill Processing
8.3
46
8.3
208
7.9
46
8.5
209
8.9
51
8.7
212
Integration
8.7
48
8.9
221
8.9
49
8.7
215
7.8
41
8.1
203
Agentic AI - Billing
5.5
7
8.6
122
Order Management
7.9
40
|
Verified
Not enough data
8.6
47
|
Verified
Not enough data
7.4
32
|
Verified
Not enough data
9.3
42
|
Verified
Not enough data
Products & Plans
8.5
40
|
Verified
Not enough data
7.9
35
|
Verified
Not enough data
8.1
46
|
Verified
Not enough data
8.2
37
|
Verified
Not enough data
Pricing
9.1
46
|
Verified
Not enough data
8.7
46
|
Verified
Not enough data
7.6
36
|
Verified
Not enough data
Revenue Management
8.9
41
|
Verified
Not enough data
8.2
35
|
Verified
Not enough data
8.5
36
|
Verified
Not enough data
8.7
40
|
Verified
Not enough data
Integration
8.7
43
|
Verified
Not enough data
7.8
37
|
Verified
Not enough data
7.6
35
|
Verified
Not enough data
Agentic AI - Subscription Management
5.7
7
Not enough data
6.2
7
Not enough data
5.7
7
Not enough data
5.5
7
Not enough data
6.3
8
Not enough data
Tracking
9.6
53
Not enough data
9.6
53
Not enough data
9.3
50
Not enough data
8.9
42
Not enough data
8.8
40
Not enough data
9.2
47
Not enough data
Integrations
7.9
47
Not enough data
Remittance
8.7
43
Not enough data
8.0
46
Not enough data
8.5
46
Not enough data
7.8
45
Not enough data
Agentic AI - Sales Tax and VAT Compliance
6.9
8
Not enough data
6.5
8
Not enough data
Payment processing - Merchant of Record
9.3
33
Not enough data
9.5
35
Not enough data
9.1
38
Not enough data
9.2
37
Not enough data
8.2
32
Not enough data
7.8
33
Not enough data
Tax management - Merchant of Record
9.7
37
Not enough data
9.7
35
Not enough data
9.5
31
Not enough data
Security and Compliance - Merchant of Record
8.8
28
Not enough data
8.9
29
Not enough data
9.1
31
Not enough data
9.3
33
Not enough data
Administration - Merchant of Record
8.7
34
Not enough data
8.8
35
Not enough data
8.8
36
Not enough data
Payment failure - Failed Payment Recovery
9.3
17
Not enough data
9.3
17
Not enough data
8.8
16
Not enough data
9.4
17
Not enough data
7.9
16
Not enough data
Customer Communication - Failed Payment Recovery
9.1
16
Not enough data
7.5
16
Not enough data
8.3
15
Not enough data
Advance payment method update - Failed Payment Recovery
9.1
16
Not enough data
9.2
16
Not enough data
9.5
16
Not enough data
Failed payment analytics - Failed Payment Recovery
8.8
14
Not enough data
6.3
13
Not enough data
8.6
15
Not enough data
Agentic AI - Accounting & Finance
Not enough data
Not enough data
Categories
Categories
Shared Categories
Paddle and Xero are categorized as Billing
Unique Categories
Paddle is categorized as Merchant of Record, Subscription Billing, Subscription Revenue Management, Sales Tax and VAT Compliance, Subscription Management, and Failed Payment Recovery
Xero is categorized as Invoice Management, Inventory Control, Expense Management, Accounting, and Nonprofit Accounting
Reviews
Reviewers' Company Size
Paddle
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Xero
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Computer Software
52.7%
Information Technology and Services
10.9%
Internet
5.5%
Marketing and Advertising
4.1%
E-Learning
2.7%
Other
24.1%
Accounting
20.1%
Information Technology and Services
8.3%
Computer Software
6.8%
Marketing and Advertising
5.9%
Construction
3.2%
Other
55.8%
Discussions
Which payment methods do you support?
1 Comment
Official Response from Paddle
By selling your product through Paddle, you can immediately accept purchases via:
Mastercard
Visa
Maestro
American Express
Discover
Diners...Read more
Which currencies do you offer?
1 Comment
Official Response from Paddle
In order to help you sell your products throughout the world, Paddle accepts payments in a wide range of currencies:
Argentine Peso (ARS)
Australian...Read more
Which languages do you support?
1 Comment
Official Response from Paddle
The Paddle Checkout is localized in the following...Read more
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