# Opayo vs QuickBooks Payments Comparison | | Opayo | QuickBooks Payments | |---|---|---| | **Star Rating** | 4.2 out of 5 | 3.9 out of 5 | | **Total Reviews** | 35 | 45 | | **Largest Market Segment** | Small-Business (71.9% of reviews) | Small-Business (87.8% of reviews) | | **Entry Level Price** | No pricing available | No pricing available | --- ## Top Pros & Cons ### Opayo **Not enough data** ### QuickBooks Payments Pros: - Ease of Use (3 reviews) - Integrations (2 reviews) Cons: - Expensive (2 reviews) - Poor Customer Support (2 reviews) --- ## Ratings Comparison | Rating | Opayo | QuickBooks Payments | |---|---|---| | **Meets Requirements** | 8.6 (27 reviews) | 8.2 (25 reviews) | | **Ease of Use** | 8.5 (27 reviews) | 8.1 (27 reviews) | | **Ease of Setup** | 7.7 (15 reviews) | 8.9 (19 reviews) | | **Ease of Admin** | 7.2 (15 reviews) | 8.3 (8 reviews) | | **Quality of Support** | 7.9 (25 reviews) | 7.3 (23 reviews) | | **Has the product been a good partner in doing business?** | 8.1 (14 reviews) | 7.9 (8 reviews) | | **Product Direction (% positive)** | 7.1 (28 reviews) | 8.2 (19 reviews) | --- ## Pricing ### Opayo #### Entry-Level Pricing No pricing available #### Free Trial No information available ### QuickBooks Payments #### Entry-Level Pricing No pricing available #### Free Trial No information available --- ## Features Comparison By Category ### Payment Gateways | Product | Score | Reviews | |---|---|---| | **Opayo** | N/A | N/A | | **QuickBooks Payments** | N/A | N/A | #### Payment Options | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Coupons, Discounts, Promotions, and Gift Cards** | 6.4 (6 reviews) | Not enough data | | **Recurring Billing** | 9.0 (10 reviews) | Not enough data | | **Instant Payment** | 8.8 (10 reviews) | Not enough data | | **Accepted Credit Cards and Debit Cards** | 8.8 (11 reviews) | Not enough data | | **ACH Payments and eCheck Processing** | 7.7 (8 reviews) | Not enough data | | **Split Payments** | 7.1 (8 reviews) | Not enough data | | **Real-Time Payments** | 8.1 (6 reviews) | Not enough data | | **Multi-Currency** | Not enough data | 6.9 (7 reviews) | | **Online payment portal** | Not enough data | 7.6 (11 reviews) | #### Administration | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Reporting/Dashboards** | 7.6 (11 reviews) | Not enough data | | **User, Role, and Access Management** | 7.7 (11 reviews) | Not enough data | | **Payout Time** | 8.5 (10 reviews) | Not enough data | | **Manual Payment Entry** | 7.6 (11 reviews) | Not enough data | | **Dispute Resolution** | 8.0 (9 reviews) | Not enough data | | **Omnichannel** | Not enough data | 7.5 (10 reviews) | | **Levels 1 & 2** | Not enough data | 7.2 (9 reviews) | | **Level 3** | Not enough data | 6.7 (8 reviews) | #### Security | Feature | Opayo | QuickBooks Payments | |---|---|---| | **PCI Compliance** | 8.3 (5 reviews) | Not enough data | | **Fraud Protection Tools** | 9.2 (11 reviews) | Not enough data | | **Data Tokenization** | 8.5 (10 reviews) | Not enough data | | **Two-Factor Authentication** | 8.7 (10 reviews) | Not enough data | | **POS Verification** | Not enough data | 6.8 (10 reviews) | #### Development | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Customization (Fields, Objects, and Layouts)** | 6.9 (12 reviews) | Not enough data | | **APIs** | 8.1 (12 reviews) | Not enough data | | **Accounting Software Integration** | 7.5 (10 reviews) | Not enough data | | **E-Commerce Software Integration** | 8.6 (11 reviews) | Not enough data | #### Platform | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Performance and Reliability** | 8.5 (11 reviews) | Not enough data | | **Internationalization - Currency/Language** | 8.5 (8 reviews) | Not enough data | | **Internationalization - Operating Country** | 8.8 (8 reviews) | Not enough data | | **API / Integrations** | 6.9 (6 reviews) | Not enough data | | **PCI Regulation Compliance** | 6.9 (6 reviews) | Not enough data | | **Supplemental Technology** | 7.0 (5 reviews) | Not enough data | | **Accounting integration** | Not enough data | 7.6 (14 reviews) | | **E-commerce Integration** | Not enough data | 7.3 (8 reviews) | #### Agentic AI - Payment Gateways | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | | **Cross-system Integration** | Not enough data | Not enough data | | **Decision Making** | Not enough data | Not enough data | ### Enterprise Payment | Product | Score | Reviews | |---|---|---| | **Opayo** | N/A | N/A | | **QuickBooks Payments** | N/A | N/A | #### Payment Methods | Feature | Opayo | QuickBooks Payments | |---|---|---| | **ACH** | Not enough data | Not enough data | | **Credit and Debit** | Not enough data | Not enough data | | **Wire Transfer** | Not enough data | Not enough data | #### Payment Processing | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Batch Processing** | Not enough data | Not enough data | | **Payments Scheduling** | Not enough data | Not enough data | | **Automated Workflows** | Not enough data | Not enough data | | **Self Service** | Not enough data | Not enough data | | **Reconciliation** | Not enough data | Not enough data | | **Settlements** | Not enough data | Not enough data | | **Payment Tracking** | Not enough data | Not enough data | #### Security and Compliance | Feature | Opayo | QuickBooks Payments | |---|---|---| | **PCI Compliant** | Not enough data | Not enough data | | **P2PE** | Not enough data | Not enough data | | **Fraud Management** | Not enough data | Not enough data | | **SSL Encryption** | Not enough data | Not enough data | | **SOX** | Not enough data | Not enough data | | **SOC** | Not enough data | Not enough data | #### Integration | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Agnostic Integration** | Not enough data | Not enough data | | **Reporting Consolidation** | Not enough data | Not enough data | | **Plugins and APIs** | Not enough data | Not enough data | #### Payment Types | Feature | Opayo | QuickBooks Payments | |---|---|---| | **AP Automation** | Not enough data | Not enough data | | **E-Commerce** | Not enough data | Not enough data | | **Retail** | Not enough data | Not enough data | #### Agentic AI - Enterprise Payment | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Adaptive Learning** | Not enough data | Not enough data | ### Payment Processing | Product | Score | Reviews | |---|---|---| | **Opayo** | N/A | N/A | | **QuickBooks Payments** | 7.3/10 | 21 | #### Payment Processing | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Encryption** | Not enough data | 7.9 (12 reviews) | | **Credit Card Processing** | Not enough data | 8.0 (16 reviews) | | **Mobile Payments** | Not enough data | 7.2 (10 reviews) | | **Digital Wallet Integration** | Not enough data | 7.5 (10 reviews) | #### Administration | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Reporting & Analytics** | Not enough data | 7.9 (12 reviews) | | **E-commerce Integration** | Not enough data | 7.4 (9 reviews) | | **Processing Fees** | Not enough data | 6.4 (16 reviews) | | **POS Integration** | Not enough data | 7.5 (10 reviews) | | **Omnichannel** | Not enough data | 7.5 (10 reviews) | | **Levels 1 & 2** | Not enough data | 7.2 (9 reviews) | | **Level 3** | Not enough data | 6.7 (8 reviews) | #### Payment Options | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Multi-Currency** | Not enough data | 6.9 (7 reviews) | | **Online payment portal** | Not enough data | 7.6 (11 reviews) | #### Security | Feature | Opayo | QuickBooks Payments | |---|---|---| | **POS Verification** | Not enough data | 6.8 (10 reviews) | #### Platform | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Accounting integration** | Not enough data | 7.6 (14 reviews) | | **E-commerce Integration** | Not enough data | 7.3 (8 reviews) | ### Accounting & Finance | Product | Score | Reviews | |---|---|---| | **Opayo** | N/A | N/A | | **QuickBooks Payments** | N/A | N/A | #### Agentic AI - Accounting & Finance | Feature | Opayo | QuickBooks Payments | |---|---|---| | **Autonomous Task Execution** | Not enough data | Not enough data | --- ## Categories **Shared Categories (1):** [Payment Processing Software](https://www.g2.com/categories/payment-processing) **Unique to Opayo (2):** [Enterprise Payment Software](https://www.g2.com/categories/enterprise-payment), [Payment Gateways](https://www.g2.com/categories/payment-gateways) --- ## Reviewer Demographics ### By Company Size | Segment | Opayo | QuickBooks Payments | |---|---|---| | **Small-Business** | 71.9% | 87.8% | | **Mid-Market** | 28.1% | 12.2% | | **Enterprise** | 0% | 0% | ### By Industry #### Opayo - **Accounting:** 15.6% - **Information Technology and Services:** 12.5% - **Computer Software:** 6.3% - **Electrical/Electronic Manufacturing:** 6.3% - **Retail:** 6.3% - **Automotive:** 3.1% - **Business Supplies and Equipment:** 3.1% - **Professional Training & Coaching:** 3.1% - **Construction:** 3.1% - **Education Management:** 3.1% - **Other:** 37.5% #### QuickBooks Payments - **Accounting:** 18.8% - **Non-Profit Organization Management:** 9.4% - **Consumer Services:** 6.3% - **Health, Wellness and Fitness:** 6.3% - **Marketing and Advertising:** 6.3% - **Transportation/Trucking/Railroad:** 6.3% - **Photography:** 3.1% - **Security and Investigations:** 3.1% - **Management Consulting:** 3.1% - **Information Technology and Services:** 3.1% - **Other:** 34.4% --- ## Alternatives ### Alternatives to Opayo - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) — 4.6/5 stars (387 reviews) - [BILL AP/AR](https://www.g2.com/products/bill-ap-ar/reviews) — 4.4/5 stars (1806 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews) - [Tipalti](https://www.g2.com/products/tipalti/reviews) — 4.5/5 stars (410 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [Worldpay](https://www.g2.com/products/worldpay/reviews) — 2.9/5 stars (42 reviews) - [Shopify POS](https://www.g2.com/products/shopify-shopify-pos/reviews) — 4.4/5 stars (367 reviews) ### Alternatives to QuickBooks Payments - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) — 4.2/5 stars (450 reviews) - [Venmo](https://www.g2.com/products/paypal-venmo/reviews) — 4.6/5 stars (269 reviews) - [PayPal Payments](https://www.g2.com/products/paypal/reviews) — 4.4/5 stars (2746 reviews) - [Amazon Pay for Business](https://www.g2.com/products/amazon-pay-for-business/reviews) — 4.5/5 stars (583 reviews) - [Thryv](https://www.g2.com/products/thryv/reviews) — 4.2/5 stars (1999 reviews) - [FreshBooks](https://www.g2.com/products/freshbooks/reviews) — 4.5/5 stars (975 reviews) - [HoneyBook](https://www.g2.com/products/honeybook/reviews) — 4.5/5 stars (217 reviews) - [Payoneer](https://www.g2.com/products/payoneer/reviews) — 3.2/5 stars (367 reviews) - [GoCardless](https://www.g2.com/products/gocardless/reviews) — 4.6/5 stars (321 reviews) - [Birdeye](https://www.g2.com/products/birdeye/reviews) — 4.7/5 stars (4075 reviews) --- ## Top Discussions ### Opayo No discussions available for this product. ### QuickBooks Payments No discussions available for this product. --- **Source:** [G2.com](https://www.g2.com) | [Comparison Page](https://www.g2.com/compare/opayo-vs-quickbooks-payments)