Compare OnPay and Toast 
Featured Products
At a Glance
Market Segments
Small-Business (97.7% of reviews)
Small-Business (66.7% of reviews)
Entry-Level Pricing
Starting at $49.00
Starting at $0.00 Per Month
OnPay
Star Rating
(406)4.8 out of 5
Market Segments
Small-Business (97.7% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $49.00
Free Trial is available
Learn more about OnPayToast
Star Rating
(363)4.3 out of 5
Market Segments
Small-Business (66.7% of reviews)
Pros & Cons
Entry-Level Pricing
Starting at $0.00 Per Month
Browse all 3 pricing plansSummary
AI Generated Summary
AI-generated. Powered by real user reviews.
- G2 reviewers report that OnPay excels in customer support, with users highlighting the hands-on assistance during onboarding. One user mentioned how the onboarding leader helped them meet a tight payroll deadline, showcasing OnPay's commitment to ensuring a smooth start for new users.
- Users say that OnPay's ease of use is a significant advantage, with many finding the platform intuitive and straightforward. Recent feedback noted that the initial setup was easy, which is particularly beneficial for those new to payroll management.
- According to verified reviews, Toast shines in its ability to handle restaurant-specific needs, such as clock-ins and clock-outs, making it effective for managing staff and sales reports. Users appreciate the detailed analytics it provides, which helps in understanding menu performance.
- Reviewers mention that while Toast offers a free entry-level price, OnPay's pricing starts at $49, which some users feel is justified by the higher quality of support and user experience. This difference may influence small businesses looking for value in their payroll solutions.
- G2 reviewers highlight that OnPay has a stronger overall satisfaction score compared to Toast, with users praising its reliability and performance in payroll processing. Features like direct deposit and tax filing received high marks, indicating a robust payroll functionality.
- Users report that Toast's offline mode is a standout feature, allowing operations to continue even during network outages. This capability is particularly valuable for restaurants, ensuring that service remains uninterrupted, which is a critical aspect of their business operations.
Pricing
Entry-Level Pricing
OnPay
Simple, Transparent Pricing
Starting at $49.00
Our monthly, transparent pricing starts at just $49 plus $6 per person each month — the best value among premium payroll providers. No hidden fees. Price includes:
- Unlimited monthly pay runs
- Tax filings and payments (including W-2s)
- A full set of HR tools
Toast
Starter Kit
Starting at $0.00
Per Month
Ideal for small restaurants who need one or two terminals to get up and running.
- Cloud-based point of sale
- Hardware configuration including one terminal
- Real-Time Sales & Menu Reporting
Free Trial
OnPay
Free Trial is available
Toast
No trial information availableRatings
Meets Requirements
9.7
330
8.5
265
Ease of Use
9.6
336
8.9
265
Ease of Setup
9.4
271
8.2
179
Ease of Admin
9.6
239
8.5
161
Quality of Support
9.5
326
7.7
256
Has the product been a good partner in doing business?
9.7
241
8.3
162
Product Direction (% positive)
9.3
317
8.4
255
Features by Category
Core HR
8.9
22
8.2
14
8.5
18
8.9
14
7.3
14
8.3
7
9.1
20
8.0
11
9.4
20
9.0
13
9.2
14
8.5
11
Generative AI
6.3
5
Not enough data
Platform
8.9
66
7.5
36
8.9
49
7.3
28
Feature Not Available
8.1
25
9.5
70
8.4
40
9.8
79
7.9
38
9.4
59
8.2
34
9.6
74
8.1
40
9.7
83
8.1
37
Employee Self Service
9.6
263
|
Verified
8.4
38
8.8
156
|
Verified
7.6
22
8.7
177
|
Verified
7.7
32
Administration
9.7
275
|
Verified
8.4
41
8.9
176
|
Verified
8.1
32
9.7
259
|
Verified
8.6
39
8.8
162
|
Verified
Feature Not Available
9.5
207
|
Verified
8.1
31
8.8
139
|
Verified
7.7
30
9.2
169
|
Verified
7.8
29
9.6
198
|
Verified
8.4
37
9.5
184
|
Verified
8.5
36
Taxes
9.7
268
|
Verified
8.4
38
9.6
253
|
Verified
8.2
32
9.7
251
|
Verified
8.4
30
Integration
8.5
132
|
Verified
7.6
28
7.8
112
|
Verified
8.3
33
8.6
150
|
Verified
8.1
26
8.1
118
|
Verified
7.5
25
Platform
9.4
250
|
Verified
7.8
45
9.5
238
|
Verified
8.3
45
9.8
253
|
Verified
8.6
45
9.6
230
|
Verified
8.2
37
Benefits Administration Platform Features
8.9
25
Not enough data
8.9
21
Not enough data
8.5
14
Not enough data
9.3
25
Not enough data
9.3
28
Not enough data
9.1
31
Not enough data
9.4
24
Not enough data
9.1
20
Not enough data
Benefits Administration Platform Features
8.9
25
Not enough data
8.9
21
Not enough data
8.5
14
Not enough data
9.3
25
Not enough data
9.3
28
Not enough data
9.1
31
Not enough data
9.4
24
Not enough data
9.0
19
Not enough data
9.1
20
Not enough data
8.5
19
Not enough data
7.8
9
Not enough data
9.3
10
Not enough data
Generative AI
6.3
8
Not enough data
6.3
8
Not enough data
6.3
8
Not enough data
Platform
8.9
66
7.5
36
8.9
49
7.3
28
Feature Not Available
8.1
25
9.5
70
8.4
40
9.8
79
7.9
38
9.4
59
8.2
34
9.6
74
8.1
40
9.7
83
8.1
37
POS
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Marketing
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Administration
Not enough data
8.8
148
Not enough data
8.0
87
Not enough data
7.6
70
Not enough data
8.2
114
Not enough data
8.6
154
Not enough data
8.1
93
Meal Service
Not enough data
8.8
146
Not enough data
8.9
114
Not enough data
8.7
146
Not enough data
8.9
141
Not enough data
8.7
128
Platform Basics
Not enough data
8.6
74
Not enough data
8.3
58
Back Office
Not enough data
8.7
65
Not enough data
8.0
70
Not enough data
8.6
72
Not enough data
7.8
45
Front of Office
Not enough data
9.2
81
Not enough data
8.7
62
Not enough data
8.8
76
Not enough data
7.3
40
Platform Data
Not enough data
9.0
72
Agentic AI - Restaurant Management
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Feature Not Available
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Feature Not Available
Generative AI
Not enough data
Feature Not Available
Not enough data
Feature Not Available
Generative AI
Not enough data
Not enough data
Not enough data
Not enough data
Customer Data and Insights
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Campaign Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Engagement and Retention
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integration and Compliance
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Payments
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Employee Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Customer Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Inventory Management
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Integrations
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Analytics
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Not enough data
Categories
Categories
Unique Categories
OnPay is categorized as Benefits Administration
Toast is categorized as Restaurant Marketing Tools, Retail POS, Restaurant POS, Restaurant Management, and HCM Software
Reviews
Reviewers' Company Size
OnPay
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Toast
Small-Business(50 or fewer emp.)
Mid-Market(51-1000 emp.)
Enterprise(> 1000 emp.)
Small-Business
(50 or fewer emp.)
Mid-Market
(51-1000 emp.)
Enterprise
(> 1000 emp.)
Reviewers' Industry
Accounting
7.3%
Non-Profit Organization Management
6.8%
Financial Services
4.3%
Health, Wellness and Fitness
4.3%
Retail
4.3%
Other
73.0%
Restaurants
51.7%
Food & Beverages
26.6%
Hospitality
6.5%
Accounting
1.9%
Entertainment
0.9%
Other
12.4%
Alternatives
Discussions
OnPay has no discussions with answers
Is there any way to make toast work in a retail non restaurant
2 Comments
EM
I would advise against it. They are made for restaurants, and even that isn’t handled very well. Read more
What are the most important features to consider when buying a restaurant point of sale system?
1 Comment
GH
able to handle offline mode.
This is very important that not many systems can do this.
(toast is great offline)Read more
Is Toast just a point of sale system?
1 Comment
GH
yes, and much more.
they can do inventory, payroll, & martketing
Read more
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